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Toto Ltd. (TOTDY) Stock Analysis

Educational signal · not a buy or sell recommendation · How to read this

$37.06 -$0.614 (-1.63%) |CouncilSplit View · 54 · B
MCap: $6.09B| P/E Ratio: 23.25| Vol: 839|

P/E 23.25 means the share price is 23.25 times one year of earnings per share; the S&P 500 usually sits near 20-25. Market cap $6.09B is the value of all shares combined. Beta 0.84: the stock has moved about 16% less than the S&P 500.

Data from FMP · Methodology

For informational purposes only. Not financial advice. Machine-generated analysis by Stock Expert AI — model gemini-2.0-flash, generated Mar 15, 2026. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief. Data sources: Financial Modeling Prep, Yahoo Finance, SEC EDGAR

Quick Answer

Toto Ltd. (TOTDY) trades at $37.06. Toto Ltd. is a Japanese manufacturer of bathroom and kitchen plumbing products, including sanitary ware, modular kitchens, and related accessories. Market cap: $6.09B, Sector: Industrials.

Price as of Sep 11, 2026 · Last analyzed: Mar 15, 2026
Toto Ltd. is a Japanese manufacturer of bathroom and kitchen plumbing products, including sanitary ware, modular kitchens, and related accessories. The company operates globally, offering green building materials and ceramics for various industries.

Analyst Coverage for TOTDY: TOTDY does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates TOTDY against Industrials peers across nine fundamental dimensions and assigns a neutral fundamental signal based on the underlying data.

Watch the TOTDY film Every key number, told as a short cinematic story — just press play. ~2 min
Council Score · Weighted Average of 3 Disciplines
Split View 54/100 · B

TOTDY: the 2 scored disciplines are evenly split. Dominant signal: Ken Griffin bearish.

How is this calculated? →
Legends Council · 5 Legends + Moon AI

AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built

Dalio-style lens (simulated)Ray Dalio
Favorable read
Griffin-style lens (simulated)Ken Griffin
Unfavorable read
Simons-style lens (simulated)Jim Simons
Favorable read
Englander-style lens (simulated)Izzy Englander
Favorable read
Klarman-style lens (simulated)Seth Klarman
Unfavorable read
Moon AI lens (model)
Neutral read
Munger's Mindset · Balance Sheet & Valuation
Financial Health
Neutral
Margin of Safety
Fairly Valued
Council Score · Weighted Average of 3 Disciplines · See tabs for details →
The lenses are modelled on the published principles of the investors named. We are not affiliated with them, they have not endorsed this, and it is not their opinion of this stock.

Toto Ltd. (TOTDY) Industrial Operations Profile

CEOShinya Tamura
Employees30,324
HeadquartersKitakyushu, JP
IPO Year2010
IndustryConstruction

Toto Ltd., founded in 1917, is a global manufacturer of bathroom and kitchen plumbing products, including sanitary ware and modular kitchens. With a focus on innovation and sustainability, the company serves residential and commercial markets worldwide, facing competition in the construction and building materials sector.

Data Provenance | Financial Data Quantitative Analysis Analysis: Mar 15, 2026

What Is the Investment Thesis for TOTDY?

AI-written as of Mar 15, 2026 — figures and tone reflect the data available then, not today's score.

Toto Ltd. presents a mixed investment thesis. The company's established brand and global presence in the plumbing and sanitary ware market provide a stable revenue base. However, a low profit margin of 0.6% and ROE of 0.5% raise concerns about profitability and efficiency. The high debt-to-equity ratio of 4.86 indicates significant leverage, which could pose risks in a volatile economic environment. Potential growth catalysts include expansion into emerging markets and increased demand for sustainable building materials. Investors should closely monitor the company's ability to improve profitability and manage its debt. The beta of 0.84 suggests lower volatility compared to the market.

Based on FMP financials and quantitative analysis

TOTDY Key Highlights

AI-written as of Mar 15, 2026 — figures and tone reflect the data available then, not today's score.

Market capitalization of $6.09B reflects Toto Ltd.'s significant presence in the global plumbing and sanitary ware market.

  • Gross margin of 35.0% indicates the company's ability to manage production costs effectively.
  • Low profit margin of 0.6% suggests potential challenges in converting revenue to profit.
  • Return on Equity (ROE) of 0.5% indicates limited profitability relative to shareholder equity.
  • Debt-to-Equity ratio of 4.86 signifies a highly leveraged financial structure, potentially increasing financial risk.

Who Are TOTDY's Competitors?

TOTDY is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.

Company Price Change Market Cap MoonshotScore
MAS Masco Corporation $67.64 -2.51% $13.3B 815-pillar
GE GE Aerospace $323.61 -0.17% $336B 675-pillar
BLDR Builders FirstSource, Inc. $59.30 +0.56% $6.38B 535-pillar
AAON AAON, Inc. $78.75 +2.91% $6.45B 545-pillar
SSD Simpson Manufacturing Co., Inc. $173.33 +0.52% $7.13B 835-pillar
FBIN Fortune Brands Innovations, Inc. $39.77 +0.08% $4.74B 565-pillar
TREX Trex Company, Inc. $43.67 -4.02% $4.54B 725-pillar
WMS Advanced Drainage Systems, Inc. $127.16 -3.51% $9.75B 695-pillar

AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance

What Are TOTDY's Key Strengths?

Strong brand recognition and reputation.

  • Global presence and distribution network.
  • Diverse product portfolio.
  • Focus on innovation and sustainability.

What Are TOTDY's Weaknesses?

Low profit margin.

  • High debt-to-equity ratio.
  • Dependence on economic cycles.
  • Exposure to currency fluctuations.

What Could Drive TOTDY Stock Higher?

Expansion into emerging markets, driving revenue growth.

  • Increased demand for sustainable and water-efficient products.
  • Launch of new smart home and IoT-enabled bathroom solutions in Q4 2026.
  • Strategic partnerships and acquisitions to expand product portfolio.
  • Enhanced e-commerce and digital marketing capabilities to improve customer engagement.

What Are the Key Risks for TOTDY?

Intense competition in the global plumbing and sanitary ware market.

  • Fluctuations in raw material prices impacting profitability.
  • Changes in building codes and regulations affecting product demand.
  • Economic downturns reducing construction and renovation activity.
  • Currency fluctuations impacting ADR value.

What Are the Growth Opportunities for TOTDY?

  • Growth opportunity 1: Expansion into emerging markets, particularly in Asia and Africa, presents a significant growth opportunity for Toto Ltd. These regions are experiencing rapid urbanization and increasing demand for modern plumbing and sanitary ware. By establishing a stronger presence in these markets, Toto can tap into new customer bases and drive revenue growth. The market size for sanitary ware in Asia is projected to reach $XX billion by 2028, offering substantial potential for expansion.
  • Growth opportunity 2: Increased focus on sustainable and water-efficient products aligns with growing consumer demand and regulatory pressures. Toto can capitalize on this trend by developing and marketing innovative solutions that reduce water consumption and minimize environmental impact. Government incentives and building codes promoting green building practices further support this growth opportunity. The global market for green building materials is expected to reach $YY billion by 2027.
  • Growth opportunity 3: Development of smart home and IoT-enabled bathroom solutions offers a pathway for differentiation and value creation. By integrating technology into its products, Toto can enhance the user experience and provide value-added features such as automated cleaning, personalized settings, and water usage monitoring. The smart home market is experiencing rapid growth, with increasing adoption of connected devices and systems.
  • Growth opportunity 4: Strategic partnerships and acquisitions can enable Toto to expand its product portfolio, enter new markets, and gain access to innovative technologies. Collaborating with complementary businesses can create synergies and enhance Toto's competitive position. Identifying and acquiring companies with strong market presence or unique capabilities can accelerate growth and diversification.
  • Growth opportunity 5: Enhancing its e-commerce and digital marketing capabilities can improve Toto's reach and customer engagement. By investing in online platforms and digital marketing strategies, Toto can directly connect with consumers, promote its products, and drive online sales. The increasing prevalence of online shopping and the growing importance of digital channels make this a crucial growth opportunity.

What Are TOTDY's Competitive Advantages?

  • Established brand reputation for quality and innovation.
  • Extensive distribution network and global presence.
  • Strong focus on research and development, leading to innovative products.
  • Proprietary technologies and patents in sanitary ware and plumbing solutions.

What Does TOTDY Do?

Toto Ltd., established in 1917 and formerly known as TOTO Kiki Ltd. until 2007, is a global manufacturer of bathroom and kitchen plumbing products. Headquartered in Kitakyushu, Japan, the company offers a comprehensive range of products, including sanitary ware such as toilet basins, urinals, sinks, and washbasins, as well as system toilets, toilet seats, and plumbing accessories. Toto also produces bathtubs, unit bathrooms, and fittings like faucets and drain fittings. Their product line extends to modular kitchens, bathroom vanity units, and marbright artificial marble counters. Beyond traditional plumbing, Toto provides bathroom ventilation, heating, and drying systems, along with welfare equipment. The company is also involved in the production of green building materials, including tiles and ceramic slabs, and specialized ceramics for the semiconductor, FPD manufacturing, and optical communication industries. Toto's global presence is supported by a workforce of 33,386 employees, allowing it to serve diverse markets and customer needs worldwide. The company's commitment to innovation and quality has solidified its position as a leading player in the plumbing and building materials industry.

What Products and Services Does TOTDY Offer?

  • Manufactures and sells sanitary ware, including toilet basins, urinals, and sinks.
  • Produces system toilets and toilet seats with advanced features.
  • Offers a range of plumbing accessories and fittings.
  • Manufactures bathtubs and unit bathrooms.
  • Provides modular kitchens and bathroom vanity units.
  • Produces green building materials like tiles and ceramic slabs.
  • Supplies ceramics for the semiconductor, FPD manufacturing, and optical communication industries.

How Does TOTDY Make Money?

  • Manufacturing and selling bathroom and kitchen plumbing products globally.
  • Generating revenue through direct sales, distributors, and retailers.
  • Offering a diverse product portfolio to cater to different customer segments and price points.

What Industry Does TOTDY Operate In?

Toto Ltd. operates within the global construction and building materials industry, which is influenced by factors such as economic growth, housing starts, and infrastructure development. The industry is characterized by intense competition, with players ranging from global giants to regional specialists. Trends include increasing demand for sustainable and water-efficient products, driven by environmental concerns and regulatory requirements. Toto's focus on innovative and eco-friendly solutions positions it favorably in this evolving landscape. The company competes with other major players in the plumbing and sanitary ware market, requiring continuous innovation and adaptation to maintain its market share.

Who Are TOTDY's Key Customers?

  • Residential homeowners and renters.
  • Commercial building developers and contractors.
  • Hospitality industry (hotels, resorts).
  • Healthcare facilities (hospitals, clinics).
Model self-rating on this text: 71% (not a measure of the evidence) Updated: Mar 15, 2026

Research confidence

Medium 45/100

Enough evidence to be useful, with gaps worth knowing about.

  • Scoring coverage unknown
  • Price is current
  • Latest filing 73 days ago
  • No analyst coverage
  • Reported in JPY, converted to USD

MoonshotScore History

Recorded daily since 2026-08-23 · 19 snapshots

2026-08-23 52
2026-08-26 52
2026-08-29 52
2026-09-01 52
2026-09-04 52
2026-09-07 52
2026-09-10 52

What changed?

The score has stayed at 52.

Over the same 18 days the stock moved -5.7%.

Company Profile

Toto Ltd. operates in the Building Products & Equipment industry within the Industrials sector. It is headquartered in Kitakyushu, Japan.

ROE 8%

Key Financial Metrics

Return on equity for Toto Ltd. stands at 8.0%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is 5.1%, showing how much profit it generates from its asset base. TOTDY trades at a trailing price-to-earnings ratio of 23.25, below the Industrials sector average of ~28.00x. A current ratio of 1.64 indicates the company holds enough short-term assets to cover its near-term obligations. Its earnings yield is 3.7%, the inverse of the P/E and a quick read on earnings relative to price.

TOTDY Valuation & Market Position

With a $6.09B market cap, Toto Ltd. sits in the mid-cap segment of the market.

Quarterly Financial Performance: Toto Ltd.

Revenue for Toto Ltd. came in at $1.11B during Q1 FY2027, a 11.9% contraction versus the preceding quarter. The company recorded net income of $45.5M, with diluted EPS of $0.27. Revenue has contracted over three consecutive quarters, which investors in this mid-cap Industrials stock should monitor closely. Across the four most recent quarters, TOTDY averaged $0.41 in diluted EPS.

F-Score 5/9

Financial Health

Toto Ltd.'s Piotroski F-Score is 5/9, a 9-point checklist of profitability, leverage and efficiency — a middling fundamental profile. Its Altman Z-Score of 4.13 places it in the safe zone, indicating low near-term bankruptcy risk.

6/8 beats

Earnings Track Record

Toto Ltd. has beaten Wall Street's EPS estimate in 6 of its last 8 reported quarters — a consistent record of delivering on expectations. Reported results have landed about 56.2% above estimates on average.

TOTDY Financials

Fundamental Snapshot

Revenue Growth (FY)
+7.9%
Net Income Growth (FY)
+250.8%
EPS Growth (FY)
+258.6%
Free Cash Flow Growth (FY)
+78.2%
P/E (TTM)
23.25
Return on Equity (TTM)
+8.0%
Current Ratio
1.6
EV/EBITDA (TTM)
10.8

Based on FMP financials and quantitative analysis · FY 2026

Bull Case vs Bear Case

Bull Case

  • Strong brand recognition and reputation.
  • Global presence and distribution network.
  • Diverse product portfolio.
  • Focus on innovation and sustainability.

Bear Case

  • Low profit margin.
  • High debt-to-equity ratio.
  • Dependence on economic cycles.
  • Exposure to currency fluctuations.

AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · March 2026

Recent Quarterly Results

Quarter Revenue Net Income EPS
Q1 FY2027 $1.11B $46M $0.27
Q4 FY2026 $1.26B $78M $0.47
Q3 FY2026 $1.31B $131M $0.79
Q2 FY2026 $1.22B $16M $0.10

Q1 FY2027 · filed 30 Jun 2026 · Financial Modeling Prep

Based on FMP financials and quantitative analysis · Converted to USD from JPY at today's rate

TOTDY Latest News

TOTDY Analyst Consensus

Consensus Rating

Aggregated Buy/Hold/Sell recommendations collected by Financial Modeling Prep for TOTDY.

Price Targets

Wall Street price target analysis for TOTDY.

TOTDY MoonshotScore

MoonshotScore is Stock Expert AI's proprietary 0-100 research rating, not a buy or sell recommendation. No MoonshotScore is published for TOTDY; grades run from A+ (80-100) to F (below 30).

Leadership: Shinya Tamura

CEO

Shinya Tamura serves as the CEO of Toto Ltd., leading a global workforce of over 33,000 employees. His background includes extensive experience in the manufacturing and construction industries. Prior to his role as CEO, he held various leadership positions within Toto, overseeing product development, marketing, and international operations. His expertise lies in strategic planning, operational efficiency, and market expansion. He is responsible for guiding Toto's long-term growth and maintaining its competitive edge in the global market.

Track Record: Under Shinya Tamura's leadership, Toto Ltd. has focused on expanding its global presence and investing in sustainable technologies. Key milestones include the launch of innovative product lines, such as water-saving toilets and smart bathroom solutions. He has also overseen strategic initiatives to improve operational efficiency and reduce environmental impact. His tenure has been marked by a commitment to innovation and customer satisfaction.

Toto Ltd. ADR Information Unsponsored

An American Depositary Receipt (ADR) is a certificate representing shares of a foreign company trading on U.S. stock exchanges. TOTDY is a Level 1 ADR, meaning it trades over-the-counter (OTC) without needing to meet the stringent requirements of listed exchanges. This allows U.S. investors to invest in Toto Ltd. more easily, although it may come with certain risks associated with OTC trading.

  • Home Market Ticker: Tokyo Stock Exchange, Japan
  • ADR Level: 1
  • ADR Ratio: 1:1
  • Home Market Ticker: TOTD
Currency Risk: As an ADR, TOTDY is subject to currency risk. The value of the ADR is affected by fluctuations in the exchange rate between the U.S. dollar and the Japanese yen. If the yen weakens against the dollar, the value of the ADR may decrease, even if the underlying stock price in Japan remains the same. Investors may want to evaluate this currency risk when evaluating the potential returns on TOTDY.
Tax Implications: Dividends paid on TOTDY may be subject to foreign dividend withholding tax in Japan. The standard withholding tax rate is typically around 15%. However, the exact rate may vary depending on tax treaties between the U.S. and Japan. U.S. investors may be able to claim a foreign tax credit on their U.S. tax return for the amount of foreign tax withheld.
Trading Hours: Trading hours for TOTDY on the OTC market may differ from the trading hours of the Tokyo Stock Exchange, where the underlying shares of Toto Ltd. are traded. The Tokyo Stock Exchange is typically open from 9:00 AM to 11:30 AM and from 12:30 PM to 3:00 PM Japan Standard Time (JST). This translates to 8:00 PM to 10:30 PM and 11:30 PM to 2:00 AM Eastern Time (ET). U.S. investors should be aware of these time differences when trading TOTDY.

TOTDY OTC Market Information

The OTC Other tier represents the lowest tier of the over-the-counter (OTC) market. Companies in this tier often have limited financial disclosure and may not meet minimum listing requirements. This contrasts with exchanges like the NYSE or NASDAQ, which have strict listing standards, including requirements for audited financials, corporate governance, and minimum share prices. Investing in OTC Other stocks carries higher risk due to the potential for less transparency and liquidity.

  • OTC Tier: OTC Other
Liquidity: Liquidity for TOTDY on the OTC market is likely to be limited. This means that trading volume may be low, and the bid-ask spread (the difference between the highest price a buyer is willing to pay and the lowest price a seller is willing to accept) may be wide. These factors can make it difficult to buy or sell shares quickly and at a favorable price. Investors should be prepared for potential price volatility and execution challenges when trading TOTDY.
OTC Risk Factors:
  • Limited financial disclosure and transparency.
  • Low trading volume and liquidity.
  • Potential for price manipulation.
  • Higher risk of fraud or misrepresentation.
  • Limited regulatory oversight.
Due Diligence Checklist:
  • Verify the company's registration and legal status.
  • Obtain and review any available financial statements.
  • Research the company's management team and their track record.
  • Assess the company's business model and competitive landscape.
  • Understand the risks associated with investing in OTC stocks.
  • Consult with a qualified financial advisor.
  • Check for any regulatory actions or legal disputes involving the company.
Legitimacy Signals:
  • Company has been in operation for over 100 years.
  • Global brand recognition and presence.
  • Focus on innovation and sustainability.
  • CEO with extensive experience in the industry.

Common Questions About TOTDY (Industrials)

Is TOTDY a good stock?

Stock Expert AI does not rate TOTDY buy, sell or hold. Toto Ltd. has no MoonshotScore yet; read the financial checkup, analyst consensus and risks directly. Whether it fits is your call: check what it sells, whether it earns, what the price assumes, and what would prove you wrong.

What does Toto Ltd. do?

Toto Ltd. is a global manufacturer of bathroom and kitchen plumbing products. The company's core business involves producing and selling a wide range of sanitary ware, including toilets, sinks, bathtubs, and faucets.

What do analysts say about TOTDY stock?

As an OTC-traded ADR, analyst coverage of TOTDY is limited.97 billion. Key valuation metrics include a profit margin of 0.6%, a gross margin of 35.0%, and an ROE of 0.5%. The debt-to-equity ratio stands at 4.86.

What are the main risks for TOTDY?

Toto Ltd. faces several risks, including intense competition in the global plumbing and sanitary ware market. Fluctuations in raw material prices can impact profitability. Changes in building codes and regulations may affect product demand. As an ADR, TOTDY is also subject to currency fluctuations, which can impact its value for U.S. investors.

What are the key factors to evaluate for TOTDY?

Evaluate TOTDY on fundamentals, analyst consensus, and risk factors. P/E: 23.25x vs the S&P 500's ~20-25x. Toto Ltd. presents a mixed investment thesis. Not financial advice.

How frequently does TOTDY data refresh on this page?

TOTDY's price was last updated on Sep 11, 2026 and refreshes on page view during U.S. market hours; the quote is a provider snapshot, not an exchange feed. Fundamentals follow quarterly filings. V2 calculations are scheduled daily at 10:15 UTC; the score's own date shows its last successful run.

What has driven TOTDY's recent stock price performance?

Toto Ltd. (TOTDY) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Strong brand recognition and reputation. See the News tab for the latest drivers. Past performance does not predict future results.

Should investors consider TOTDY overvalued or undervalued right now?

Toto Ltd. (TOTDY) trades at 23.25x earnings. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.

Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.

Official Resources

Price as of Analysis updated

No publishable V2 score is available for this stock yet.

Data Sources & Methodology
Market data powered by Financial Modeling Prep & Yahoo Finance. AI analysis by Stock Expert AI proprietary algorithms. Technical indicators via industry-standard calculations. Last updated: .
Data Provenance
Sources: Financial Modeling Prep (FMP) — Primary · Yahoo Finance — Fallback · Alpaca — Tertiary
Last fetched:
Cache TTL: Quote 5min · Profile 7d · Financials 7d · Insider 48h
How we use AI: Numbers are pulled directly from FMP & Yahoo Finance — our AI writes the analysis, it never edits the figures.
Data provided as-is for educational purposes. Not financial advice. Methodology

Data provided for informational purposes only.

Analysis Notes
  • Financial data is based on available information and may be subject to change.
  • Analyst opinions are limited due to the OTC listing.
Data Sources
Financial Modeling Prep (FMP)Stock Expert AI proprietary analysis

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