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Atlantic American Corporation (AAME) Stock Price & Analysis

Atlantic American Corporation (AAME) — MoonshotScore 45/100 (Fair band), calculated Oct 5, 2026. Price $1.26 (-0.79%), as of the Oct 5, 2026 trading session; market cap $25.7M.

Educational signal · not a buy or sell recommendation · How to read this

$1.26 −$0.01 (-0.79%) Market Cap $25.7M

Atlantic American Corporation · AAME · NASDAQ

Atlantic American Corporation provides life and health, and property and casualty insurance products in the United States. The company operates through American Southern and Bankers Fidelity segments, marketing its products through independent agents and brokers.

Price as of Oct 5, 2026

Key Statistics

45 of 100

MoonshotScore v2 · Atlantic American (AAME)

Fair
Business Quality Average (48)
Financial Safety Okay (52)
Valuation Cheap (90)
Growth Durability Shrinking (8)
Momentum Falling (1)
Why this rating? Method, drivers & history

Bands for the MoonshotScore: Exceptional 80-100 · Strong 65-79 · Fair 45-64 · Weak below 45.

  • Business Quality — Is this a genuinely good business?
  • Financial Safety — Could this blow up on me?
  • Valuation — Am I paying a fair price?
  • Growth Durability — Is the growth real and likely to last?
  • Momentum — Is the market already moving on this?
The ten-second read ·

Dirt-cheap, but stalling growth, average quality and a middling balance sheet, and the price trend has turned against it. Business Quality: Average; Financial Safety: Okay; Valuation: Cheap; Growth Durability: Shrinking; Momentum: Falling.

  • quarterly revenue $54M (Q3 FY2025, quarter ended Sep 2025)
  • Altman Z 0.45 · Piotroski F 7
  • ROE 4.9% · ROA 1.2% · current ratio 0.23 · earnings yield 11.6% · free-cash-flow yield 55.0%

Holding back: soft growth, weak price trend

Helping: an attractive price

What has the MoonshotScore done over time?

MoonshotScore snapshots recorded for AAME (30 recorded, newest six shown)
RecordedScoreBand
46Fair
48Fair
48Fair
46Fair
46Fair
45Fair

The score moved from 46 in the stored Oct 4, 2026 snapshot to 45 in the current publication computed Oct 5, 2026 (-1); the largest pillar moves were Growth Durability -7.

Calculation uses the most recent completed US trading session. Live price changes do not update the score immediately.

Computed · Educational signal · not a buy or sell recommendation · How the MoonshotScore is computed →

Price & valuation

Dates shown where recorded
MeasureValueAs of
Latest provided price$1.26
Change on the day-0.79%
52-week range$1.25 – $3.24
Market capitalisation$25.7M
Price / earnings (trailing)6.74
Shares traded on the day11.0K

Price & events

Other perspectives

Council score for Atlantic American (AAME): perspectives

Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.

9-Factor Breakdown

Revenue Growth Neutral
Gross Margin Neutral
Operating Leverage Neutral
Cash Runway Neutral
R&D Intensity Neutral
Insider Activity Moderate
Trading Liquidity Neutral
Price Momentum Negative
News Sentiment Neutral

Legends Council

3 lenses, 0 current

AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built

Englander-style lens (simulated) Izzy Englander Neutral read
Klarman-style lens (simulated) Seth Klarman Favorable read
Moon AI lens (model) Neutral read

Read on: Sep 10, 2026 · older than the 27 hours refresh window; not a current reading

Munger's Mindset

Balance Sheet & Valuation · historical

Financial Health Neutral
Margin of Safety Undervalued
Profit Margin Weak
Revenue Growth Weak
Debt/Equity Neutral
ROE Weak
Gross Margin Weak

Read on: Sep 10, 2026 · older than the 27 hours refresh window; not a current reading

How to read these bars and different assessments

Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.

Bars show each model's ordered assessment on its own scale, not a probability or a comparable investment return. The adjacent words give the assessment; more filled segments indicate a stronger model reading.

On Sep 10, 2026, the Munger lens read the price at that time as undervalued against its own estimate of value.

Readings on this page are from Oct 6, 2026, except a card that shows its own read date.

Watch the AAME film — every key number, told as a short cinematic story

~2 min · open the film

1 · What is it?

What is Atlantic American (AAME), and what does it report?

Short answer · as of

A current FMP business description is unavailable; the listing and provider classification below are the available identity facts. Atlantic American Corporation (AAME) is listed on NASDAQ. It employs 155 people and is led by Hilton Hatchett Howell Jr.. In Q3 FY2025 it reported revenue of $54M and net income of $577,000. The market values it at $25.7M.

2 · Latest results

What do the latest results show for Atlantic American (AAME)?

Short answer · as of

The most recent reported quarter, Q3 FY2025, carried revenue of $54M.

Quarterly income statement — 4 quarters
Revenue, net income and earnings per share by quarter
PeriodRevenueNet incomeEPS
Q3 FY2025$54M$577,000$0.03 (diluted)
Q2 FY2025$55M$3M$0.15 (diluted)
Q1 FY2025$50M$802,000$0.04 (diluted)
Q4 FY2024$49M$412,000$0.02 (diluted)
3 · Financial strengths and risks

What are the financial strengths and risks for Atlantic American (AAME)?

Short answer

The MoonshotScore pillars rate an attractive price as strengths. What is holding it back is soft growth, weak price trend. The distress and quality screens read Altman Z 0.45 · Piotroski F 7. Trailing ratios: ROE 4.9% · ROA 1.2% · current ratio 0.23 · earnings yield 11.6% · free-cash-flow yield 55.0%.

5 · Peer comparison

How does Atlantic American compare with its peers?

Short answer

Atlantic American's score ranks 6th of 10 in the bounded comparison shown, against 9 same-model peers. These are company scores, not expected investment returns. The set lists named competitors first, then companies in the same data-provider industry classification closest in market value; that classification is the provider's, not our judgment of business similarity.

Peer set — price, market value and MoonshotScore
CompanyPriceMarket valueScore
Primerica, Inc. (PRI) Same industry, near in market value$277.97 Oct 5, 2026$8.67B93 5-pillar Oct 5, 2026
Abacus Global Management, Inc. (ABX) Same industry, near in market value$8.24 Oct 5, 2026$790M84 5-pillar Oct 5, 2026
Globe Life Inc. (GL) Same industry, near in market value$165.92 Oct 5, 2026$12.9B75 5-pillar Oct 5, 2026
CNO Financial Group, Inc. (CNO) Same industry, near in market value$54.03 Oct 5, 2026$5.04B72 5-pillar Oct 5, 2026
F&G Annuities & Life, Inc. (FG) Same industry, near in market value$22.01 Oct 5, 2026$2.94B59 5-pillar Oct 5, 2026
Atlantic American (AAME) — this page$1.26$25.7M45
Citizens, Inc. (CIA) Same industry, near in market value$3.56 Oct 5, 2026$179M44 5-pillar Oct 5, 2026
Lincoln National Corporation (LNC) Same industry, near in market value$40.91 Oct 5, 2026$7.72B38 5-pillar Oct 5, 2026
Ethos Technologies Inc. (LIFE) Same industry, near in market value$36.13 Oct 5, 2026$2.29B35 5-pillar Oct 5, 2026
Brighthouse Financial, Inc. (BHFAP) Same industry, near in market value$13.61 Oct 5, 2026$2.27B33 5-pillar Oct 5, 2026

Only 5-pillar scores are ranked together. Other models are not directly comparable. Price and score dates are shown separately; market-value dates are unavailable.

The records behind this page

Insider activity

Form 4 records via FMP · Most recent available transactions

Transactions
12
Identified insiders
6
Purchases
2
Sales
2
Other transactions
8

Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent.

What has been published about Atlantic American (AAME)?

Read these with our analysis →

Common Questions About AAME

These answers are editorial: 1 of these 9 answers is drawn from the AAME research dossier (written May 9, 2026 by gemini-2.0-flash); the other 8 are question templates that restate figures shown above. Figures in this section are not part of the source register.

What does the MoonshotScore mean for AAME?

AAME carries the MoonshotScore stated above — the Fair band. This is an educational research signal, not a buy or sell recommendation. The number comes from the five-pillar engine (business quality, financial safety, valuation, growth durability, momentum), re-ranked daily against sector peers. Atlantic American Corporation provides life and health, and property and casualty insurance products in the United States.

Is AAME a good stock to buy?

Stock Expert AI does not rate AAME buy, sell or hold. Atlantic American Corporation carries a MoonshotScore, in the Fair band, a research rating against its peers rather than a forecast. Whether it fits is your call: check what it sells, whether it earns and what the price assumes. This is educational content, not investment advice.

What is the AAME stock price today?

The last price recorded on this page for Atlantic American Corporation (AAME) is $1.26, as of the Oct 5, 2026 trading session (source: Financial Modeling Prep (FMP) · quote). It is a provider snapshot, not a live exchange feed, so check a brokerage quote before you trade.

What does Atlantic American Corporation do?

Atlantic American Corporation operates as an insurance holding company, providing life, health, and property & casualty insurance products in the United States.

What are the key factors to evaluate for AAME?

Atlantic American Corporation (AAME) holds a MoonshotScore in the low range. P/E: 6.74x. Digital Transformation and Online Distribution Channels: Investing in digital transformation initiatives and establishing online distribution channels can enhance Atlantic American's efficiency, reduce operating costs, and improve customer experience. Not financial advice.

How frequently does AAME data refresh on this page?

AAME's price is the last quote we recorded, from the Oct 5, 2026 trading session. Pages are served from a cache, so the copy you are reading can lag that quote. The quote is a provider snapshot, not an exchange feed. Fundamentals follow quarterly filings. V2 is recalculated from the most recent completed US trading session; the score's own date shows its last successful run.

What has driven AAME's recent stock price performance?

Atlantic American Corporation (AAME) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Diversified product portfolio across life, health, and property & casualty insurance. See the News tab for the latest drivers. Past performance does not predict future results.

Should investors consider AAME overvalued or undervalued right now?

Atlantic American Corporation (AAME) trades at 6.74x earnings. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.

Can I buy fractional shares of AAME?

Fractional-share availability for Atlantic American Corporation (AAME) depends on your brokerage, account and supported securities. Check the broker's current eligibility, minimums and fees before placing an order.

Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.

Machine-generated analysis by Stock Expert AI — model gemini-2.0-flash, generated May 9, 2026. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief.

Sources — records for every figure on this page (17 figures)

The 17 rows below are exactly the facts the evidence-backed sections of this page printed — the 10-second verdict, the MoonshotScore, price and market value, the five questions with their receipts, and the records behind this page. Known dates and sources are recorded on their own rows; an em dash or UNRECORDED tier preserves a stored observation without inventing either. The quarterly income statement is provider-standardized (FMP) under one row, and scale definitions — a 0-100 rating, the band ladder, the Piotroski 0–9 range — are fixed rather than measured. No number in those sections was generated by a model. The register does not cover quoted third-party headlines, the dated council readings, or the Frequently Asked Questions; each of those says where it came from where it stands.

"As of" is the date the value is true for where the source carries one — a quarter end, a filing date, a price close, the day the score was computed. A cached observation with no source date remains undated; the page publication date is not used as a substitute.

FMP — 10 facts from Financial Modeling Prep endpoint families

FMP facts used on this page
Fact IDFactValue as shownAs ofTierSource
px.lastLatest provided price$1.26FMPFinancial Modeling Prep (FMP) · quote — Dated to the US trading session the price belongs to, derived from the quote record's timestamp (weekend and pre-open reads roll back to the previous weekday; exchange holidays are not modelled). The record does not establish an exchange execution time. Retrieved 2026-10-05T23:24:46.832Z.
px.changeChange on the day-0.79%FMPFinancial Modeling Prep (FMP) · quote
px.mcapMarket capitalisation$25.7MFMPFinancial Modeling Prep (FMP) · quote — Date unknown Market cap record date: 2026-10-05. FMP quote timestamp: 2026-10-05T20:00:01.000Z. Captured from FMP at 2026-10-05T23:24:45.159Z. No share-count basis is inferred; this page preserves the reported amount instead of recalculating it from shares.
px.change_absChange on the day, in dollars−$0.01FMPFinancial Modeling Prep (FMP) · quote
fin.q_revenueRevenue, Q3 FY2025$54MFMPFinancial Modeling Prep (FMP) · income statement (quarterly)
px.pePrice / earnings (trailing)6.74FMPFinancial Modeling Prep (FMP) · quote
px.volumeShares traded on the day11.0KFMPFinancial Modeling Prep (FMP) · quote
fin.q_incomeNet income, Q3 FY2025$577,000FMPFinancial Modeling Prep (FMP) · income statement (quarterly)
fin.q_tableQuarterly income statement4 quarters through Q3 FY2025FMPFinancial Modeling Prep (FMP) · income statement (quarterly), as filed
own.insidersInsider transactions via FMP12 transactions · 2 purchases, 2 sales, 8 other transactions · 6 identified insiders · most recent available transactionsFMPFinancial Modeling Prep (FMP), carrying Form 4 transaction records — Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent.

UNRECORDED — 5 facts from stored observations whose source was not recorded

UNRECORDED facts used on this page
Fact IDFactValue as shownAs ofTierSource
fin.scoresDistress and quality screensAltman Z 0.45 · Piotroski F 7UNRECORDEDStored financial-scores observation — Captured 2026-10-03 · Expired observation
fin.ratiosReturn and yield ratios (trailing twelve months)ROE 4.9% · ROA 1.2% · current ratio 0.23 · earnings yield 11.6% · free-cash-flow yield 55.0%—UNRECORDEDStored key metrics — Date unknown
px.range5252-week range$1.25 – $3.24UNRECORDEDStored company-profile observation — Captured 2026-10-04
id.employeesEmployees155UNRECORDEDStored company-profile observation — Captured 2026-10-04
id.ceoChief executiveHilton Hatchett Howell Jr.UNRECORDEDStored company-profile observation — Captured 2026-10-04

OURS — 2 facts from Stock Expert AI's own score and rank

OURS facts used on this page
Fact IDFactValue as shownAs ofTierSource
ours.moonshotMoonshotScore v245 of 100 · Fair · pillars 48 / 52 / 90 / 8 / 1OURSStock Expert AI MoonshotScore v2 engine
ours.moonshot_changeMoonshotScore movement46 (stored snapshot Oct 4, 2026) → 45 (current publication computed Oct 5, 2026) (-1)OURSStock Expert AI current score publication and immutable score snapshots
Published
Research standards
Methodology · Editorial policy · Corrections
Data Sources & Methodology
Figures come from Financial Modeling Prep (FMP). If FMP has no figure for a ticker, a price or fundamental may come from a Yahoo Finance fallback, or a price from an Alpaca fallback. SEC EDGAR is used only for filing links and company identity details (legal name, address), never for figures. AI analysis by Stock Expert AI proprietary algorithms. Technical indicators via industry-standard calculations. Last updated: .
Data Provenance
Sources: Financial Modeling Prep (FMP) — Primary · Yahoo Finance — Fallback · Alpaca — Tertiary
Last fetched:
Cache TTL: Quote 5min · Profile 7d · Financials 7d · Insider 48h
How we use AI: Numbers are pulled directly from FMP & Yahoo Finance — our AI writes the analysis, it never edits the figures.
Data provided as-is for educational purposes. Not financial advice. Methodology

Data provided for informational purposes only.