Banco BBVA Argentina S.A. provides banking products and services to individuals and companies in Argentina. The company (BBAR)
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
Banco BBVA Argentina S.A. provides banking products and services to individuals and companies in Argentina. The company (BBAR) trades at $20.62 with AI Score 57/100 (Grade B). Banco BBVA Argentina S. A. Market cap: $4.21B, Sector: Financial services.
Price live · AI analysis from Mar 15, 2026Analyst Coverage for BBAR: BBAR does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates BBAR against Financial Services peers across nine fundamental dimensions and assigns a mixed fundamental profile based on the underlying data.
BBAR: 1/4 perspectives are bullish. Dominant signal: Seth Klarman bullish.
How is this calculated? →Banco BBVA Argentina S.A. provides banking products and services to individuals and companies in Argentina. The company (BBAR) Financial Services Profile
Banco BBVA Argentina S.A., established in 1886, delivers comprehensive banking solutions, including retail, SME, and corporate services, throughout Argentina. Leveraging a network of branches, ATMs, and digital platforms, BBAR competes in the regional banking sector, focusing on financial products and services tailored to diverse customer segments.
What Is the Investment Thesis for BBAR?
Banco BBVA Argentina S.A. presents a mixed investment case. The bank's established presence and diverse service offerings provide a stable foundation, reflected in its 2.47% dividend yield. However, a profit margin of 4.0% suggests potential for improved efficiency. Growth catalysts include expansion of digital banking services and strategic partnerships to enhance market reach. Key risks involve economic instability in Argentina and increasing competition from fintech companies. The company's beta of 0.17 indicates lower volatility compared to the market, which may appeal to risk-averse investors. Monitoring the bank's ability to adapt to changing economic conditions and technological advancements is crucial.
Based on FMP financials and quantitative analysis
BBAR Key Highlights
- Market capitalization of $4.21B reflects its substantial presence in the Argentinian banking sector.
- P/E ratio of 19.6 indicates the price investors are willing to pay for each dollar of earnings.
- Gross margin of 44.4% demonstrates the bank's efficiency in generating revenue from its services.
- Dividend yield of 2.47% provides a steady income stream for investors.
- Beta of 0.17 suggests lower volatility compared to the overall market.
Who Are BBAR's Competitors?
BBAR is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| ASB Associated Banc-Corp | $30.77 | +0.41% | $5.81B | 97 |
| BANF BancFirst Corporation | $113.64 | -0.29% | $3.82B | 66 |
| FIBK First Interstate BancSystem, Inc. | $39.21 | +0.15% | $3.81B | 78 |
| FULT Fulton Financial Corporation | $24.26 | +0.63% | $4.64B | 94 |
| INDB Independent Bank Corp. | $84.72 | +0.64% | $4.09B | 81 |
| MCHB Mechanics Bank | $16.24 | +0.50% | $3.58B | 71 |
| STLE Steele Bancorp Inc. | $43.05 | -0.67% | $80.01M | 69 |
| NASB NASB Financial, Inc. | $40.30 | +0.00% | $289.22M | 68 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are BBAR's Key Strengths?
- Established presence in the Argentinian market.
- Diverse range of banking products and services.
- Extensive network of branches and ATMs.
- Strong relationships with corporate clients.
What Are BBAR's Weaknesses?
- Exposure to economic instability in Argentina.
- Lower profit margin compared to some competitors.
- Dependence on the Argentinian market.
- Potential impact from regulatory changes.
What Could Drive BBAR Stock Higher?
- Expansion of digital banking services to attract new customers and increase revenue.
- Strategic partnerships with fintech companies to enhance technological capabilities.
- Focus on SME lending to increase loan portfolio and support economic growth.
What Are the Key Risks for BBAR?
- Financial-distress signal — its Altman Z-Score of 0.01 sits in the distress zone (elevated bankruptcy risk).
- Economic instability in Argentina could negatively impact the bank's performance.
- Increasing competition from fintech companies could erode market share.
- Currency fluctuations could affect the value of the ADR for U.S. investors.
- Changes in government regulations could impact the bank's operations.
What Are the Growth Opportunities for BBAR?
- Expansion of Digital Banking Services: Banco BBVA Argentina S.A. can capitalize on the increasing adoption of digital banking by expanding its mobile and online platforms. This includes offering a wider range of digital products and services, such as mobile payments, online account opening, and personalized financial advice. The Argentinian digital banking market is projected to grow significantly, presenting a substantial opportunity for BBAR to increase its customer base and revenue streams. Timeline: Ongoing.
- Strategic Partnerships with Fintech Companies: Collaborating with fintech companies can enable Banco BBVA Argentina S.A. to enhance its technological capabilities and offer innovative solutions to its customers. This could involve partnerships for developing new payment systems, improving customer onboarding processes, or offering specialized financial products. The fintech market in Argentina is rapidly expanding, providing numerous partnership opportunities for BBAR. Timeline: Ongoing.
- Focus on SME Lending: Banco BBVA Argentina S.A. can further expand its lending activities to small and medium-sized enterprises (SMEs), which are a vital part of the Argentinian economy. By offering tailored financing solutions and business advisory services, BBAR can attract more SME clients and increase its loan portfolio. The SME lending market in Argentina offers significant growth potential, particularly in sectors such as agriculture, manufacturing, and technology. Timeline: Ongoing.
- Increase in Financial Literacy Programs: Banco BBVA Argentina S.A. can invest in financial literacy programs to educate the public about financial planning, saving, and investment. This can help to increase financial inclusion and attract new customers to the bank. By promoting financial literacy, BBAR can build trust and loyalty among its customers and contribute to the overall development of the Argentinian economy. Timeline: Ongoing.
- Expansion of Wealth Management Services: Banco BBVA Argentina S.A. can expand its wealth management services to cater to high-net-worth individuals and families. This includes offering personalized investment advice, portfolio management, and estate planning services. The wealth management market in Argentina is growing, driven by increasing affluence and a demand for sophisticated financial solutions. BBAR can leverage its existing customer base and expertise to capture a larger share of this market. Timeline: Ongoing.
What Opportunities Does BBAR Have?
- Expansion of digital banking services.
- Strategic partnerships with fintech companies.
- Growth in SME lending.
- Expansion of wealth management services.
What Threats Does BBAR Face?
- Increasing competition from fintech companies.
- Economic downturn in Argentina.
- Currency fluctuations.
- Changes in government regulations.
What Are BBAR's Competitive Advantages?
- Established brand reputation in Argentina.
- Extensive network of branches and ATMs.
- Strong relationships with corporate clients.
- Expertise in local market conditions and regulations.
What Does BBAR Do?
Banco BBVA Argentina S.A., originally incorporated in 1886 as BBVA Banco Francés S.A., is a prominent financial institution based in Buenos Aires, Argentina. The company rebranded in July 2019 to reflect its focus on the Argentinian market. BBVA Argentina provides a wide array of banking products and services to individuals and companies, encompassing retail banking solutions like checking and savings accounts, time deposits, credit cards, and various loan products, including consumer, secured loans, and mortgages. It also offers insurance and investment products to individual clients. For small and medium-sized enterprises (SMEs), the bank provides financing products, factoring, checking accounts, time deposits, transactional and payroll services, insurance, and investment products. BBVA Argentina also caters to corporations and multinational companies operating in Argentina with corporate and investment banking services, including global transaction services, global markets solutions (risk management and securities brokerage), long-term financing products (project finance and syndicated loans), and corporate finance services (mergers and acquisitions, and capital markets advisory services). As of December 31, 2021, Banco BBVA Argentina S.A. operated a substantial network of 243 branches, 15 in-company branches, 7 point of sale outlets, 2 points of express support, 884 ATMs, and 854 self-service terminals. The company also offers mobile and internet banking services, enhancing accessibility for its customers. With over 6,289 employees, BBVA Argentina maintains a significant presence in the Argentinian financial landscape.
What Products and Services Does BBAR Offer?
- Provides checking and savings accounts to individuals.
- Offers time deposit accounts for various terms.
- Issues credit cards with different rewards programs.
- Provides consumer and secured loans for personal needs.
- Offers mortgage loans for home purchases.
- Provides insurance products to protect against various risks.
- Offers investment products, including mutual funds and bonds.
- Provides financing products for small and medium-sized companies.
How Does BBAR Make Money?
- Generates revenue from interest earned on loans.
- Earns fees from credit card transactions and other services.
- Receives commissions from the sale of insurance and investment products.
- Provides corporate and investment banking services for fees.
What Industry Does BBAR Operate In?
Banco BBVA Argentina S.A. operates within the Argentinian banking sector, which is characterized by a mix of local and international players. The industry is undergoing digital transformation, with increasing adoption of mobile and online banking services. Competition is intensifying due to the emergence of fintech companies offering innovative financial solutions. BBVA Argentina's focus on both traditional and digital banking positions it to capture growth opportunities in this evolving landscape. The Argentinian banking sector is influenced by macroeconomic factors, including inflation and currency fluctuations.
Who Are BBAR's Key Customers?
- Individuals seeking personal banking services.
- Small and medium-sized companies requiring financing.
- Corporations needing investment banking solutions.
- High-net-worth individuals seeking wealth management services.
Banco BBVA Argentina S.A. provides banking products and services to individuals and companies in Argentina. The company Financial Trajectory
Banco BBVA Argentina S.A. provides banking products and services to individuals and companies in Argentina. The company (BBAR) reported $1.81T in revenue for Q1 2026, reflecting 18.8% growth compared to the prior quarter. The company recorded net income of $78.42B, with diluted EPS of $384.00. Quarter-over-quarter revenue has been mixed, typical for a mid-cap company operating in Financial Services. Across the four most recent quarters, BBAR averaged $272.44 in diluted EPS.
Company Profile
Banco BBVA Argentina S.A. provides banking products and services to individuals and companies in Argentina. The company operates in the Banks - Regional industry within the Financial Services sector. It is headquartered in Buenos Aires, AR. The company is led by CEO Jorge Alberto Bledel. BBAR has traded publicly since 1993.
How Banco BBVA Argentina S.A. provides banking products and services to individuals and companies in Argentina. The company Is Valued
Banco BBVA Argentina S.A. provides banking products and services to individuals and companies in Argentina. The company carries a market capitalization of $4.21B, placing it in the mid-cap category. Relative to its peer group, BBAR's quantitative score of 57/100 is below the peer average of 83/100.
ROE 7%Key Financial Metrics
Return on equity for Banco BBVA Argentina S.A. provides banking products and services to individuals and companies in Argentina. The company stands at 6.8%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is 0.9%, showing how much profit it generates from its asset base. BBAR trades at a trailing price-to-earnings ratio of 19.60, roughly in line with the Financial Services sector average of ~18x. Its free cash flow yield is 91.7%, a gauge of the cash the business throws off relative to its market value. A current ratio of 43.04 indicates the company holds enough short-term assets to cover its near-term obligations. Its earnings yield is 4.1%, the inverse of the P/E and a quick read on earnings relative to price.
F-Score 6/9Financial Health
Banco BBVA Argentina S.A. provides banking products and services to individuals and companies in Argentina. The company's Piotroski F-Score is 6/9, a 9-point checklist of profitability, leverage and efficiency — a middling fundamental profile. Its Altman Z-Score of 0.01 places it in the distress zone, a signal of elevated financial risk.
FY2026 estForward Outlook
Wall Street analysts project Banco BBVA Argentina S.A. provides banking products and services to individuals and companies in Argentina. The company revenue of about $4.53T for fiscal 2026, with EPS near $1738.14.
BBAR Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis · FY 2025
Bull Case vs Bear Case
Bull Case
- Recent insider buying suggests confidence in the company's future performance, indicating that leadership believes in its growth potential.
- Community sentiment has turned more positive, with discussions highlighting improved customer service and product offerings.
- Analysts are noting the bank's increasing digital transformation efforts, which could enhance operational efficiency and attract younger customers.
- Market perception has shifted positively due to Argentina's potential economic recovery, benefiting banks like BBAR.
Bear Case
- Concerns about Argentina's ongoing economic instability may weigh on investor sentiment, leading to cautiousness about the bank's future.
- Social media sentiment reflects worries over inflation and regulatory challenges that could impact banking operations negatively.
- Recent bearish discussions highlight the competitive landscape in the banking sector, suggesting that BBAR may struggle to maintain market share.
- Insider selling activity has raised eyebrows, leading to speculation about potential underlying issues within the company.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · April 2026
Recent Quarterly Results
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $1810.08B | $78.42B | $384.00 |
| Q4 2025 | $1524.10B | $133.29B | $264.00 |
| Q3 2025 | $1603.51B | $35.09B | $171.78 |
| Q2 2025 | $1256.93B | $55.36B | $270.00 |
Based on FMP financials and quantitative analysis
BBAR Latest News
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7 Stocks to Buy for the World's Best Turnaround Trade
benzinga · Jun 12, 2026
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Shares of companies within the broader financials sector are trading lower, possibly due to rising yields and oil. Weakness within the sector may be due to ongoing inflationary concerns.
Benzinga · Jun 3, 2026
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Earnings Scheduled For May 26, 2026
benzinga · May 26, 2026
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Stocks That Hit 52-Week Lows On Thursday
· Aug 29, 2019
BBAR Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for BBAR.
Price Targets
Wall Street price target analysis for BBAR.
BBAR MoonshotScore
What does this score mean?
The MoonshotScore rates BBAR's growth potential on a scale of 0-100 across multiple factors including innovation, market disruption, financial health, and momentum.
Latest News
7 Stocks to Buy for the World's Best Turnaround Trade
Shares of companies within the broader financials sector are trading lower, possibly due to rising yields and oil. Weakness within the sector may be due to ongoing inflationary concerns.
Earnings Scheduled For May 26, 2026
Stocks That Hit 52-Week Lows On Thursday
Leadership: Jorge Alberto Bledel
Unknown
Information on Jorge Alberto Bledel's background is not available in the provided data. His career history, education, and previous roles are unknown. Further research would be required to develop a comprehensive profile.
Track Record: Information on Jorge Alberto Bledel's track record is not available in the provided data. Key achievements, strategic decisions, and company milestones under his leadership are unknown. Further research would be required to assess his performance.
Banco BBVA Argentina S.A. provides banking products and services to individuals and companies in Argentina. The company ADR Information
An American Depositary Receipt (ADR) is a certificate representing shares of a foreign company trading on U.S. stock exchanges. For Banco BBVA Argentina S.A. (BBAR), each ADR represents a specific number of shares held by a depositary bank in Argentina. This allows U.S. investors to easily invest in BBAR without dealing with foreign exchanges.
- Home Market Ticker: Buenos Aires, Argentina
What Investors Ask About Banco BBVA Argentina S.A. provides banking products and services to individuals and companies in Argentina. The company (BBAR) — Financial Services
What does Banco BBVA Argentina S.A. do?
Banco BBVA Argentina S.A. provides a comprehensive suite of financial services to individuals, SMEs, and corporations in Argentina. Its offerings include retail banking services like checking and savings accounts, loans, and credit cards; SME-focused financing and transactional services; and corporate and investment banking solutions such as global transaction services and capital markets advisory. The bank operates through a network of branches, ATMs, and digital platforms, catering to a diverse customer base across the country.
What do analysts say about BBAR stock?
Analyst consensus on BBAR stock is Unknown, reflecting the complexities of the Argentinian market. Key valuation metrics such as the P/E ratio of 19.6 and dividend yield of 2.47% offer some insight, but growth considerations are closely tied to Argentina's economic stability and the bank's ability to navigate competitive pressures. Investors should carefully weigh these factors when evaluating BBAR's potential.
What are the main risks for BBAR?
Banco BBVA Argentina S.A. faces several key risks, primarily linked to the Argentinian economic environment. Economic instability, including inflation and currency devaluation, can significantly impact the bank's profitability and asset quality. Increasing competition from fintech companies and evolving regulatory landscape also pose challenges. Additionally, the bank's reliance on the Argentinian market makes it vulnerable to local economic downturns.
What are the key factors to evaluate for BBAR?
Banco BBVA Argentina S.A. provides banking products and services to individuals and companies in Argentina. The company (BBAR) holds an AI score of 57/100 (moderate). P/E: 19.6x vs the S&P 500's ~20-25x. Not financial advice.
How frequently does BBAR data refresh on this page?
BBAR prices update in real time during U.S. market hours. Fundamentals refresh after quarterly filings; analyst ratings and AI insights update daily; news is aggregated continuously.
What has driven BBAR's recent stock price performance?
Banco BBVA Argentina S.A. provides banking products and services to individuals and companies in Argentina. The company (BBAR) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Established presence in the Argentinian market. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider BBAR overvalued or undervalued right now?
Banco BBVA Argentina S.A. provides banking products and services to individuals and companies in Argentina. The company (BBAR) trades at 19.6x earnings. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
What research should beginners do before buying BBAR?
Before investing in Banco BBVA Argentina S.A. provides banking products and services to individuals and companies in Argentina. The company (BBAR), research these four areas: (1) the company's revenue model and competitive position (see Company Overview), (2) financial health through revenue growth, margins, and cash flow (see MoonshotScore), (3) what Wall Street analysts recommend and their price targets (see Analyst tab), and (4) specific risk factors that could impact the stock (see Risk Factors section).
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- Information is based on available data as of 2026-03-15.
- Some data points may be outdated due to the limited information available.
- Analyst opinions and ratings are not available in the provided data.