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Bankinter, S.A. (BKNIY) Stock Price & Analysis

Bankinter, S.A. (BKNIY) — price $17.92 (-3.66%), as of the Oct 5, 2026 trading session; market cap $16.1B. Expected results Oct 22, 2026.

Educational signal · not a buy or sell recommendation · How to read this

$17.92 −$0.68 (-3.66%) Market Cap $16.1B

Bankinter, S.A. · BKNIY · Financial Services · Banks - Regional

Bankinter, S.A. is a Spanish financial institution dedicated to offering a comprehensive suite of banking and financial solutions.

Price as of Oct 5, 2026

Key Statistics

MoonshotScore is not published for this security.

Price & valuation

Dates shown where recorded
MeasureValueAs of
Latest provided price$17.92
Change on the day-3.66%
52-week range$14.65 – $20.07
Market capitalisation$16.1B
Price / earnings (trailing)12.43
Shares traded on the day166
Beta (volatility vs the S&P 500)0.04
Dividends per share (last 12 months)$0.71
Dividend yield (last 12 months)3.96%

Price & events

Weekly closing price with reported quarters marked Weekly closing price from Sep 5, 2025 to Oct 5, 2026: low $15, high $20, latest $18. 4 reported quarters marked, 2 above and 0 below the recorded estimate. $20 $15 high $20 Oct 23, 2025 · Earnings results · reported above the recorded estimate · close $151Jan 22, 2026 · Earnings results · reported in line with the recorded estimate · close $162Apr 23, 2026 · Earnings results · reported in line with the recorded estimate · close $163Jul 23, 2026 · Earnings results · reported above the recorded estimate · close $184 Sep 5, 2025 Oct 5, 2026 · $18 $15Sep 5, 2025$16Sep 19, 2025$16Oct 3, 2025$15Oct 17, 2025$15Oct 31, 2025$16Nov 14, 2025$16Nov 28, 2025$16Dec 12, 2025$17Dec 26, 2025$16Jan 9, 2026$16Jan 23, 2026$17Feb 6, 2026$17Feb 20, 2026$15Mar 6, 2026$15Mar 20, 2026$16Apr 2, 2026$18Apr 17, 2026$17May 1, 2026$16May 15, 2026$17May 29, 2026$17Jun 12, 2026$17Jun 26, 2026$17Jul 10, 2026$18Jul 24, 2026$19Aug 7, 2026$20Aug 21, 2026$20Sep 4, 2026$19Sep 18, 2026$18Oct 2, 2026

Triangles mark reported quarters on the line: pointing up is above the recorded estimate, down is below, a diamond means no estimate on file. Numbers key to the dated list. Point at or tab to any week for its close.

Events behind the price

  • · Earnings results · above the recorded estimate
  • · Earnings results · in line with the recorded estimate
  • · Earnings results · in line with the recorded estimate
  • · Earnings results · above the recorded estimate

Results dates follow the earnings feed; call dates follow the transcript provider. Nearby dates do not establish that an event caused a price move.

Upcoming events

As of

  1. Next results dueProvider estimate

The provider's estimated date can change.

What to watch next

Other perspectives

Council score for Bankinter (BKNIY): perspectives

Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.

9-Factor Breakdown

Revenue Growth Weak
Gross Margin Strong
Operating Leverage Neutral
Cash Runway Strong
R&D Intensity Neutral
Insider Activity Moderate
Trading Liquidity Weak
Price Momentum Moderate
News Sentiment Neutral

Legends Council

3 lenses, 0 current

AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built

Englander-style lens (simulated) Izzy Englander Favorable read
Klarman-style lens (simulated) Seth Klarman Neutral read
Moon AI lens (model) Favorable read

Read on: Sep 9, 2026 · older than the 27 hours refresh window; not a current reading

Munger's Mindset

Balance Sheet & Valuation · historical

Financial Health Moderate
Margin of Safety Fairly Valued
Profit Margin Strong
Revenue Growth Negative
ROE Moderate
Gross Margin Negative

Read on: Sep 9, 2026 · older than the 27 hours refresh window; not a current reading

How to read these bars and different assessments

Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.

Bars show each model's ordered assessment on its own scale, not a probability or a comparable investment return. The adjacent words give the assessment; more filled segments indicate a stronger model reading.

On Sep 9, 2026, the Munger lens read the price at that time as fairly valued against its own estimate of value.

Readings on this page are from Oct 5, 2026, except a card that shows its own read date.

Watch the BKNIY film — every key number, told as a short cinematic story

~2 min · open the film

1 · What is it?

What is Bankinter (BKNIY), and what does it report?

Short answer · as of

Bankinter, S.A. is a Spanish financial institution dedicated to offering a comprehensive suite of banking and financial solutions. Financial Services / Banks Regional Headquarters: Paseo de la Castellana Number 29, Madrid, MA, 28046, ES. It employs 6,678 people and is led by Gloria Ortiz Portero. In Q2 FY2026 it reported revenue of $1.39B and net income of $353M. The market values it at $16.1B.

2 · Latest results

What do the latest results show for Bankinter (BKNIY)?

Short answer · as of

The most recent reported quarter, Q2 FY2026, carried revenue of $1.39B. Against analyst estimates the company has EPS beat 6 of 8 reports.

Did results meet expectations?

Reported earnings and revenue alongside the estimates recorded by the provider.

Latest report · revenue
$936.89M Jul 23, 2026
Latest report · revenue estimate
$909.46M Jul 23, 2026
Latest report · revenue vs estimate
Above estimate Jul 23, 2026
Latest report · EPS vs estimate
Above estimate Jul 23, 2026
Did results meet expectations? — reported evidence
Report dateRevenue · reportedRevenue · estimateEPS · reportedEPS · estimate
Jul 23, 2026$936.89M$909.46M$0.4000$0.3700
Apr 23, 2026$912.33M$913.52M$0.3600$0.3600
Jan 22, 2026$932.42M$919.80M$0.3500$0.3500
Oct 23, 2025$745.11M$887.81M$0.3500$0.3360

Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined.

Quarterly income statement — 4 quarters
Revenue, net income and earnings per share by quarter (converted from EUR)
PeriodRevenueNet incomeEPS
Q2 FY2026$1.39B$353M$0.39 (diluted)
Q1 FY2026$1.30B$326M$0.35 (diluted)
Q4 FY2025$1.33B$313M$0.35 (diluted)
Q3 FY2025$1.27B$303M$0.34 (diluted)
4 · What to check next?

What should you watch next at Bankinter (BKNIY)?

Short answer · as of

The next earnings report is expected on Oct 22, 2026.

What the records here don't tell us

  • Detailed statement figures are not shown because their conversion to USD has not been verified.
  • No insider Form 4 transaction falls inside the window this page reads.

Checked against the records this page reads, on the dates shown above.

Bankinter Financial Services Stock: Key Questions Answered

Research dated 2026-09-12; the answers below are from that research, and the full attribution is under Sources. The last 2 questions are answered from this page's own dated data, not from the research.

What does Bankinter sell besides mortgages?

Bankinter offers accounts, deposits, business financing, investment funds, advisory and wealth services, insurance, brokerage and administrative services. These products span retail, private, commercial and corporate banking relationships.

Sources (as of 2026-09-12): Business description

What is the BKNIY stock price today?

The last price recorded on this page for Bankinter, S.A. (BKNIY) is $17.92, as of the Oct 5, 2026 trading session (source: Financial Modeling Prep (FMP) · quote). It is a provider snapshot, not a live exchange feed, so check a brokerage quote before you trade.

Does BKNIY pay a dividend?

Yes. Bankinter, S.A. (BKNIY) shows a trailing 12-month dividend yield of 3.96%, as of Oct 2, 2026, in the data on this page. Payout ratio and cash-flow coverage decide whether it can last, and past dividends do not guarantee future payments.

Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.

Research written by Codex (gpt-5.6-sol) on 2026-09-12. AI-authored analysis; source dates are shown with each answer. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief.

Sources — records for every figure on this page (39 figures)

The 39 rows below are exactly the facts the evidence-backed sections of this page printed — the 10-second verdict, the MoonshotScore, price and market value, the five questions with their receipts, and the records behind this page. Known dates and sources are recorded on their own rows; an em dash or UNRECORDED tier preserves a stored observation without inventing either. The quarterly income statement is provider-standardized (FMP) under one row, and scale definitions — a 0-100 rating, the band ladder, the Piotroski 0–9 range — are fixed rather than measured. No number in those sections was generated by a model. The register does not cover quoted third-party headlines, the dated council readings, or the Frequently Asked Questions; each of those says where it came from where it stands.

"As of" is the date the value is true for where the source carries one — a quarter end, a filing date, a price close, the day the score was computed. A cached observation with no source date remains undated; the page publication date is not used as a substitute.

FMP — 32 facts from Financial Modeling Prep endpoint families

FMP facts used on this page
Fact IDFactValue as shownAs ofTierSource
px.lastLatest provided price$17.92FMPFinancial Modeling Prep (FMP) · quote — Dated to the US trading session the price belongs to, derived from the quote record's timestamp (weekend and pre-open reads roll back to the previous weekday; exchange holidays are not modelled). The record does not establish an exchange execution time. Retrieved 2026-10-05T13:45:05.490Z.
px.changeChange on the day-3.66%FMPFinancial Modeling Prep (FMP) · quote
px.mcapMarket capitalisation$16.1BFMPFinancial Modeling Prep (FMP) · quote — Date unknown Market cap record date: 2026-10-02. FMP quote timestamp: 2026-10-02T20:00:00.000Z. Captured from FMP at 2026-10-05T13:45:02.885Z. No share-count basis is inferred; this page preserves the reported amount instead of recalculating it from shares.
earn.nextNext earnings dateOct 22, 2026FMPFinancial Modeling Prep (FMP) earnings calendar — The date is our provider's estimate until the company confirms it.
id.business_summaryBusiness description (FMP excerpt)Bankinter, S.A. is a Spanish financial institution dedicated to offering a comprehensive suite of banking and financial solutions.FMPFinancial Modeling Prep (FMP) company profile — Deterministic excerpt derived from id.description; source and date describe the input fact, not a new provider observation
px.change_absChange on the day, in dollars−$0.68FMPFinancial Modeling Prep (FMP) · quote
px.pePrice / earnings (trailing)12.43FMPFinancial Modeling Prep (FMP) · quote
px.volumeShares traded on the day166FMPFinancial Modeling Prep (FMP) · quote
px.betaBeta0.04FMPFinancial Modeling Prep (FMP) company profile
id.sectorSector / industry (provider taxonomy)Financial Services / Banks RegionalFMPFinancial Modeling Prep (FMP) company profile
id.hqHeadquartersPaseo de la Castellana Number 29, Madrid, MA, 28046, ESFMPFinancial Modeling Prep (FMP) company profile
id.employeesEmployees6,678FMPFinancial Modeling Prep (FMP) company profile
id.ceoChief executiveGloria Ortiz PorteroFMPFinancial Modeling Prep (FMP) key executives (proxy-derived) — Titles and pay come from the company's proxy statement as our provider parsed it.
fin.q_revenueRevenue, Q2 FY2026$1.39BFMPFinancial Modeling Prep (FMP) · income statement (quarterly)
fin.q_incomeNet income, Q2 FY2026$353MFMPFinancial Modeling Prep (FMP) · income statement (quarterly)
earn.history.depth.2026-07-23.revenue_actualRevenue · reported — report date 2026-07-23$936.89MReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-07-23.revenue_estimatedRevenue · estimate — report date 2026-07-23$909.46MReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-07-23.eps_actualEPS · reported — report date 2026-07-23$0.4000Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-07-23.eps_estimatedEPS · estimate — report date 2026-07-23$0.3700Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-04-23.revenue_actualRevenue · reported — report date 2026-04-23$912.33MReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-04-23.revenue_estimatedRevenue · estimate — report date 2026-04-23$913.52MReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-04-23.eps_actualEPS · reported — report date 2026-04-23$0.3600Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-04-23.eps_estimatedEPS · estimate — report date 2026-04-23$0.3600Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-01-22.revenue_actualRevenue · reported — report date 2026-01-22$932.42MReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-01-22.revenue_estimatedRevenue · estimate — report date 2026-01-22$919.80MReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-01-22.eps_actualEPS · reported — report date 2026-01-22$0.3500Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-01-22.eps_estimatedEPS · estimate — report date 2026-01-22$0.3500Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2025-10-23.revenue_actualRevenue · reported — report date 2025-10-23$745.11MReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2025-10-23.revenue_estimatedRevenue · estimate — report date 2025-10-23$887.81MReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2025-10-23.eps_actualEPS · reported — report date 2025-10-23$0.3500Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2025-10-23.eps_estimatedEPS · estimate — report date 2025-10-23$0.3360Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
fin.q_tableQuarterly income statement4 quarters through Q2 FY2026FMPFinancial Modeling Prep (FMP) · income statement (quarterly), as filed

UNRECORDED — 2 facts from stored observations whose source was not recorded

UNRECORDED facts used on this page
Fact IDFactValue as shownAs ofTierSource
px.range5252-week range$14.65 – $20.07UNRECORDEDStored company-profile observation — Captured 2026-10-03
earn.historyReported versus estimated, recent quartersEPS beat 6 of 8UNRECORDEDStored earnings-history observation — Captured 2026-10-03 · Expired observation

COMPUTED — 4 facts from our arithmetic, formula restated

COMPUTED facts used on this page
Fact IDFactValue as shownAs ofTierSource
div.ttm_per_shareDividends per share, last 12 months (split-adjusted)$0.71COMPUTEDFinancial Modeling Prep (FMP) split-adjusted dividend history — Sum of 3 split-adjusted declared dividends with an ex-date in the 365 days to 2026-10-05, per current share. Ex-dates are not payment dates; special dividends are included. Not a declared annual rate.
div.ttm_yieldDividend yield, last 12 months3.96%COMPUTEDFinancial Modeling Prep (FMP) split-adjusted dividend history and quote — Split-adjusted dividends with ex-dates in the trailing 365-day window divided by the packet price, on the same current-share basis. Price date follows the quote, latest price bar or packet-build day when unstamped. Not a forecast or declared annual rate.
earn.history.depth.2026-07-23.revenue_actual.comparisonLatest report · revenue vs estimateAbove estimateReport date · COMPUTEDComputed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported revenue ($936.89M) with the recorded estimate ($909.46M) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns.
earn.history.depth.2026-07-23.eps_actual.comparisonLatest report · EPS vs estimateAbove estimateReport date · COMPUTEDComputed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported EPS ($0.4000) with the recorded estimate ($0.3700) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns.

OURS — 1 fact from Stock Expert AI's own score and rank

OURS facts used on this page
Fact IDFactValue as shownAs ofTierSource
gap.statement_currencyStatement currency limitationDetailed statement figures are not shown because their conversion to USD has not been verified.OURSStock Expert AI currency-basis check

Fact-family notes

  1. Earnings-history note. Source series as of 2026-07-23. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined. Applies to Fact IDs: earn.history.depth.2026-07-23.revenue_actual, earn.history.depth.2026-07-23.revenue_estimated, earn.history.depth.2026-07-23.revenue_actual.comparison, earn.history.depth.2026-07-23.eps_actual.comparison, earn.history.depth.2026-07-23.eps_actual, earn.history.depth.2026-07-23.eps_estimated, earn.history.depth.2026-04-23.revenue_actual, earn.history.depth.2026-04-23.revenue_estimated, earn.history.depth.2026-04-23.eps_actual, earn.history.depth.2026-04-23.eps_estimated, earn.history.depth.2026-01-22.revenue_actual, earn.history.depth.2026-01-22.revenue_estimated, earn.history.depth.2026-01-22.eps_actual, earn.history.depth.2026-01-22.eps_estimated, earn.history.depth.2025-10-23.revenue_actual, earn.history.depth.2025-10-23.revenue_estimated, earn.history.depth.2025-10-23.eps_actual, earn.history.depth.2025-10-23.eps_estimated.
Published
Research standards
Methodology · Editorial policy · Corrections

Sources used for research written 2026-09-12

Historical evidence preserved with this analysis. Current figures are listed separately above.

EvidenceCaptured valueSource dateSource typeSource
Business description
Bankinter, S.A. is a Spanish financial institution dedicated to offering a comprehensive suite of banking and financial solutions. It serves a diverse client base that includes individuals, corporate entities, and small and medium-sized enterprises (SMEs). Its core offerings encompass a wide array of account types, such as salary, professional, basic, and current accounts, alongside specialized options like currency, pension, and business accounts. These are complemented by various deposit products. The bank also extends a range of credit facilities, including mortgages, general loan products, and tailored financing services. For savings and investments, Bankinter presents a robust portfolio. This includes diverse fund options such as profiled, sustainable, third-party managed, pension, and themed funds, even catering to novice investors. Beyond individual funds, clients can access regular investment plans, comprehensive advisory services, personalized investment strategies, wealth management solutions, and alternative investment opportunities. Furthermore, the institution safeguards its clients with an extensive selection of insurance products, covering areas like accident, home, life, funeral, health, mortgage payment protection, property, personal, and motor coverage, in addition to specialized business insurance policies. Its service catalogue also extends to practical solutions such as estate administration, account switching, asset and accounts management, fund transfers, and both real estate and brokerage services. Bankinter structures its offerings across various banking segments: retail, personal, private, commercial, and corporate, all supported by convenient remote banking capabilities. As of year-end 2021, its operational footprint comprised 446 branches and 379 agents, forming a robust service network. Established in Madrid, Spain, in 1965, the bank initially operated as Banco Intercontinental Español, S.A., before adopting its current name, Bankinter, S.A., in July 1990.
2026-09-12FMPFinancial Modeling Prep (FMP) company profile
Data Sources & Methodology
Figures come from Financial Modeling Prep (FMP). If FMP has no figure for a ticker, a price or fundamental may come from a Yahoo Finance fallback, or a price from an Alpaca fallback. SEC EDGAR is used only for filing links and company identity details (legal name, address), never for figures. AI analysis by Stock Expert AI proprietary algorithms. Technical indicators via industry-standard calculations. Last updated: .
Data Provenance
Sources: Financial Modeling Prep (FMP) — Primary · Yahoo Finance — Fallback · Alpaca — Tertiary
Last fetched:
Cache TTL: Quote 5min · Profile 7d · Financials 7d · Insider 48h
How we use AI: Numbers are pulled directly from FMP & Yahoo Finance — our AI writes the analysis, it never edits the figures.
Data provided as-is for educational purposes. Not financial advice. Methodology

Data provided for informational purposes only.