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Banca Monte dei Paschi di Siena S.p.A. (BMDPF) Stock Price & Analysis

Banca Monte dei Paschi di Siena S.p.A. (BMDPF) — price $12.25 (+5.15%), as of the Oct 5, 2026 trading session; market cap $37.2B. Expected results Nov 6, 2026.

Educational signal · not a buy or sell recommendation · How to read this

$12.25 +$0.60 (+5.15%) Market Cap $37.2B

Banca Monte dei Paschi di Siena S.p.A. · BMDPF · Financial Services · Banks - Regional

Banca Monte dei Paschi di Siena SpA engages in the provision of retail and commercial banking services.

Price as of Oct 5, 2026

Key Statistics

No publishable V2 score is available for this stock yet.

Price & valuation

Dates shown where recorded
MeasureValueAs of
Latest provided price$12.25
Change on the day+5.15%
52-week range$8.05–$13.92
Market capitalisation$37.2B
Price / earnings (trailing)8.23
Beta (volatility vs the S&P 500)0.93
Dividends per share (last 12 months)$1.00
Dividend yield (last 12 months)8.15%

Price & events

Weekly closing price with reported quarters marked Weekly closing price from Sep 5, 2025 to Oct 5, 2026: low $8.22, high $14, latest $12. 4 reported quarters marked. 1 other dated event marked. $14 $8.22 high $14 Nov 7, 2025 · Earnings results · no recorded estimate to compare · close $8.711Feb 10, 2026 · Earnings results · no recorded estimate to compare · close $102May 12, 2026 · Earnings results · no recorded estimate to compare · close $113Aug 7, 2026 · Earnings call · management outlook · no recorded estimate to compare · close $134Aug 7, 2026 · Earnings results · no recorded estimate to compare · close $135 Sep 5, 2025 Oct 5, 2026 · $12 $8.38Sep 5, 2025$9.57Sep 19, 2025$8.99Oct 3, 2025$8.40Oct 17, 2025$8.71Oct 31, 2025$10Nov 14, 2025$10Nov 28, 2025$9.20Dec 12, 2025$10Dec 26, 2025$9.97Jan 9, 2026$11Jan 23, 2026$11Feb 6, 2026$10Feb 20, 2026$8.57Mar 6, 2026$8.25Mar 20, 2026$8.78Apr 2, 2026$11Apr 17, 2026$11May 1, 2026$11May 15, 2026$11May 29, 2026$12Jun 12, 2026$12Jun 26, 2026$12Jul 10, 2026$13Jul 24, 2026$13Aug 7, 2026$13Aug 21, 2026$14Sep 4, 2026$13Sep 18, 2026$12Oct 2, 2026

Triangles mark reported quarters on the line: pointing up is above the recorded estimate, down is below, a diamond means no estimate on file or a dated event that is not a results report. Numbers key to the dated list. Point at or tab to any week for its close.

Events behind the price

  • · Earnings results
  • · Earnings results
  • · Earnings results
  • · Earnings call · management outlook
  • · Earnings results

Results dates follow the earnings feed; call dates follow the transcript provider. Nearby dates do not establish that an event caused a price move.

Upcoming events

As of

  1. Next results dueProvider estimate

Management outlook

  • Our confidence in the future continues to increase, and the visibility provided by current performance allows us to raise our guidance for 2026 profit before tax to EUR 3.6 billion.

    Luigi Lovaglio · Statement from

Statement dates identify the earnings call, not a deadline. Management expectations and provider estimates can change.

Read management statements

Other perspectives

Council score for Banca Monte dei Paschi di Siena S.p.A. (BMDPF): perspectives

Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.

9-Factor Breakdown

Revenue Growth Neutral
Gross Margin Strong
Operating Leverage Neutral
Cash Runway Neutral
R&D Intensity Neutral
Insider Activity Moderate
Trading Liquidity Neutral
Price Momentum Negative
News Sentiment Neutral

Legends Council

4 lenses, 0 current

AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built

Dalio-style lens (simulated) Ray Dalio Favorable read
Englander-style lens (simulated) Izzy Englander Favorable read
Klarman-style lens (simulated) Seth Klarman Unfavorable read
Moon AI lens (model) Favorable read

Read on: Sep 8, 2026 · older than the 27 hours refresh window; not a current reading

Munger's Mindset

Balance Sheet & Valuation · historical

Financial Health Neutral
Margin of Safety Undervalued
Profit Margin Strong
Revenue Growth Neutral
Debt/Equity Weak
ROE Moderate
Gross Margin Strong

Read on: Apr 29, 2026 · older than the 27 hours refresh window; not a current reading

How to read these bars and different assessments

Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.

Bars show each model's ordered assessment on its own scale, not a probability or a comparable investment return. The adjacent words give the assessment; more filled segments indicate a stronger model reading.

On Apr 29, 2026, the Munger lens read the price at that time as undervalued against its own estimate of value.

Readings on this page are from Oct 5, 2026, except a card that shows its own read date.

Watch the BMDPF film — every key number, told as a short cinematic story

~2 min · open the film

1 · What is it?

What is Banca Monte dei Paschi di Siena S.p.A. (BMDPF), and what does it report?

Short answer · as of

Banca Monte dei Paschi di Siena SpA engages in the provision of retail and commercial banking services. Financial Services / Banks Regional SEC filing business address: Piazza Salimbeni, 3 - 53100, Siena (SI), L6, 53100. It employs 22,030 people and is led by Luigi Lovaglio. In Q2 FY2026 it reported revenue of €3.95B and net income of €1.24B. The market values it at $37.2B.

2 · Latest results

What do the latest results show for Banca Monte dei Paschi di Siena S.p.A. (BMDPF)?

Short answer · as of

The most recent reported quarter, Q2 FY2026, carried revenue of €3.95B. Against analyst estimates the company has EPS beat 2 of 5 reports.

Did results meet expectations?

Reported earnings and revenue alongside the estimates recorded by the provider.

Latest report · revenue
$4.51B Aug 7, 2026
Latest report · revenue estimate
$2.30B Aug 7, 2026
Latest report · revenue vs estimate
Above estimate Aug 7, 2026
Did results meet expectations? — reported evidence
Report dateRevenue · reportedRevenue · estimateEPS · reportedEPS · estimate
Aug 7, 2026$4.51B$2.30B$0.4203Not available
May 12, 2026$2.25B$2.34B$0.1957Not available
Feb 10, 2026$2.24B$2.22B$0.5170Not available
Nov 7, 2025$1.32B$1.12B$0.1874Not available

Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined.

Quarterly income statement — 4 quarters
Revenue, net income and earnings per share by quarter
PeriodRevenueNet incomeEPS
Q2 FY2026€3.95B€1.24B€0.37 (diluted)
Q1 FY2026€1.96B€585M€0.17 (diluted)
Q4 FY2025€1.91B€1.67B€0.44 (diluted)
Q3 FY2025€1.12B€474M€0.16 (diluted)
4 · What to check next?

What should you watch next at Banca Monte dei Paschi di Siena S.p.A. (BMDPF)?

Short answer · as of

The next earnings report is expected on Nov 6, 2026.

What management is planning

Management expectations, not completed milestones or guarantees. Selected verbatim excerpts; dates follow the transcript provider.

  1. Our confidence in the future continues to increase, and the visibility provided by current performance allows us to raise our guidance for 2026 profit before tax to EUR 3.6 billion.

    Luigi Lovaglio ·

What the records here don't tell us

  • Detailed statement figures are not shown because their conversion to USD has not been verified.
  • No insider Form 4 transaction falls inside the window this page reads.

Checked against the records this page reads, on the dates shown above.

What has been published about Banca Monte dei Paschi di Siena S.p.A. (BMDPF)?

Read these with our analysis →

Banca Monte dei Paschi di Siena S.p.A. Financial Services Stock: Key Questions Answered

These answers are editorial: 1 of these 8 answers is drawn from the BMDPF research dossier (written Mar 16, 2026 by gemini-2.0-flash); the other 7 are question templates that restate figures shown above. Figures in this section are not part of the source register.

Is BMDPF a good stock to buy?

Stock Expert AI does not rate BMDPF buy, sell or hold. Banca Monte dei Paschi di Siena S.p.A. has no MoonshotScore yet; read the financial checkup, analyst consensus and risks directly. Whether it fits is your call: check what it sells, whether it earns and what the price assumes. This is educational content, not investment advice.

What is the BMDPF stock price today?

The last price recorded on this page for Banca Monte dei Paschi di Siena S.p.A. (BMDPF) is $12.25, as of the Oct 5, 2026 trading session (source: Financial Modeling Prep (FMP) quote). It is a provider snapshot, not a live exchange feed, so check a brokerage quote before you trade.

What does Banca Monte dei Paschi di Siena S.p.A. do?

Banca Monte dei Paschi di Siena S.p.A. is a full-service Italian bank offering a comprehensive suite of financial products and services to retail, corporate, and wealth management clients.

What are the key factors to evaluate for BMDPF?

Evaluate BMDPF on fundamentals, analyst consensus, and risk factors. P/E: 8.23x. Focus on user-friendly interfaces and secure transactions will be crucial. Not financial advice.

How frequently does BMDPF data refresh on this page?

BMDPF's price is the last quote we recorded, from the Oct 2, 2026 trading session. Pages are served from a cache, so the copy you are reading can lag that quote. The quote is a provider snapshot, not an exchange feed. Fundamentals follow quarterly filings. V2 is recalculated from the most recent completed US trading session; the score's own date shows its last successful run.

What has driven BMDPF's recent stock price performance?

Banca Monte dei Paschi di Siena S.p.A. (BMDPF) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Long-established brand and history. See the News tab for the latest drivers. Past performance does not predict future results.

Should investors consider BMDPF overvalued or undervalued right now?

Banca Monte dei Paschi di Siena S.p.A. (BMDPF) trades at 8.23x earnings. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.

How do I research BMDPF before investing?

Before investing in Banca Monte dei Paschi di Siena S.p.A. (BMDPF), research these four areas: (1) the company's revenue model and competitive position (see Company Overview), (2) financial health through revenue growth, margins, and cash flow (see MoonshotScore), (3) analyst consensus ratings and price targets (see Analyst tab), and (4) specific risk factors that could impact the stock (see Risk Factors section).

Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.

Machine-generated analysis by Stock Expert AI — model gemini-2.0-flash, generated Mar 16, 2026. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief.

Sources — records for every figure on this page (34 figures)

The 34 rows below are exactly the facts the evidence-backed sections of this page printed — the 10-second verdict, the MoonshotScore, price and market value, the five questions with their receipts, and the records behind this page. Known dates and sources are recorded on their own rows; an em dash or UNRECORDED tier preserves a stored observation without inventing either. The quarterly income statement is provider-standardized (FMP) under one row, and scale definitions — a 0-100 rating, the band ladder, the Piotroski 0–9 range — are fixed rather than measured. No number in those sections was generated by a model. The register does not cover quoted third-party headlines, the dated council readings, or the Frequently Asked Questions; each of those says where it came from where it stands.

"As of" is the date the value is true for where the source carries one — a quarter end, a filing date, a price close, the day the score was computed. A cached observation with no source date remains undated; the page publication date is not used as a substitute.

OFFICIAL — 2 facts from SEC filings and earnings calls

OFFICIAL facts used on this page
Fact IDFactValue as shownAs ofTierSource
prod.outlookManagement outlook — call excerptsLuigi Lovaglio (Aug 7, 2026): Our confidence in the future continues to increase, and the visibility provided by current performance allows us to raise our guidance for 2026 profit before tax to EUR 3.6 billion.OFFICIALCompany earnings call, transcript via Financial Modeling Prep (FMP) — Selected verbatim statements from the latest available call, dated by the transcript provider. Management expectations, not completed milestones or guarantees. Relative dates retain the speaker's wording.
id.hqSEC filing business addressPiazza Salimbeni, 3 - 53100, Siena (SI), L6, 53100OFFICIALSEC EDGAR filer business address — The SEC filer business address. Our market-data provider separately lists "Piazza Salimbeni 3, Siena, SI, 53100, IT".

FMP — 27 facts from Financial Modeling Prep endpoint families

FMP facts used on this page
Fact IDFactValue as shownAs ofTierSource
px.lastLatest provided price$12.25FMPFinancial Modeling Prep (FMP) quote — Dated to the US trading session the price belongs to, derived from the quote record's timestamp (weekend and pre-open reads roll back to the previous weekday; exchange holidays are not modelled). The record does not establish an exchange execution time.
px.changeChange on the day+5.15%FMPFinancial Modeling Prep (FMP) quote
px.mcapMarket capitalization$37.2BFMPFinancial Modeling Prep (FMP) quote — Provider market cap uses the share class it prices; a company with more than one class may show a larger total elsewhere. Market cap record date: 2026-10-05. Source capture time was not supplied. No share-count basis is inferred; this page preserves the reported amount instead of recalculating it from shares.
earn.nextNext earnings dateNov 6, 2026FMPFinancial Modeling Prep (FMP) earnings calendar — The date is our provider's estimate until the company confirms it.
id.business_summaryBusiness description (FMP excerpt)Banca Monte dei Paschi di Siena SpA engages in the provision of retail and commercial banking services.FMPFinancial Modeling Prep (FMP) company profile — Deterministic excerpt derived from id.description; source and date describe the input fact, not a new provider observation
px.change_absChange on the day, in dollars+$0.60FMPFinancial Modeling Prep (FMP) quote
px.range5252-week range$8.05–$13.92FMPFinancial Modeling Prep (FMP) quote
px.pePrice / earnings (trailing)8.23FMPFinancial Modeling Prep (FMP) · quote
px.betaBeta0.93FMPFinancial Modeling Prep (FMP) company profile
id.sectorSector / industry (provider taxonomy)Financial Services / Banks RegionalFMPFinancial Modeling Prep (FMP) company profile — The company's SEC filings classify it under SIC 8880 — American Depositary Receipts.
id.employeesEmployees22,030FMPFinancial Modeling Prep (FMP) company profile
id.ceoChief executiveLuigi LovaglioFMPFinancial Modeling Prep (FMP) key executives (proxy-derived) — Titles and pay come from the company's proxy statement as our provider parsed it.
fin.q_revenueRevenue, Q2 FY2026€3.95BFMPFinancial Modeling Prep (FMP) · income statement (quarterly)
fin.q_incomeNet income, Q2 FY2026€1.24BFMPFinancial Modeling Prep (FMP) · income statement (quarterly)
earn.history.depth.2026-08-07.revenue_actualRevenue · reported — report date 2026-08-07$4.51BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-08-07.revenue_estimatedRevenue · estimate — report date 2026-08-07$2.30BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-08-07.eps_actualEPS · reported — report date 2026-08-07$0.4203Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-05-12.revenue_actualRevenue · reported — report date 2026-05-12$2.25BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-05-12.revenue_estimatedRevenue · estimate — report date 2026-05-12$2.34BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-05-12.eps_actualEPS · reported — report date 2026-05-12$0.1957Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-02-10.revenue_actualRevenue · reported — report date 2026-02-10$2.24BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-02-10.revenue_estimatedRevenue · estimate — report date 2026-02-10$2.22BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-02-10.eps_actualEPS · reported — report date 2026-02-10$0.5170Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2025-11-07.revenue_actualRevenue · reported — report date 2025-11-07$1.32BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2025-11-07.revenue_estimatedRevenue · estimate — report date 2025-11-07$1.12BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2025-11-07.eps_actualEPS · reported — report date 2025-11-07$0.1874Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
fin.q_tableQuarterly income statement4 quarters through Q2 FY2026FMPFinancial Modeling Prep (FMP) · income statement (quarterly), as filed

UNRECORDED — 1 fact from stored observations whose source was not recorded

UNRECORDED facts used on this page
Fact IDFactValue as shownAs ofTierSource
earn.historyReported versus estimated, recent quartersEPS beat 2 of 5UNRECORDEDStored earnings-history observation — Captured 2026-10-03 · Expired observation

COMPUTED — 3 facts from our arithmetic, formula restated

COMPUTED facts used on this page
Fact IDFactValue as shownAs ofTierSource
div.ttm_per_shareDividends per share, last 12 months (split-adjusted)$1.00COMPUTEDFinancial Modeling Prep (FMP) split-adjusted dividend history — Sum of 1 split-adjusted declared dividend with an ex-date in the 365 days to 2026-10-05, per current share. Ex-dates are not payment dates; special dividends are included. Not a declared annual rate.
div.ttm_yieldDividend yield, last 12 months8.15%COMPUTEDFinancial Modeling Prep (FMP) split-adjusted dividend history and quote — Split-adjusted dividends with ex-dates in the trailing 365-day window divided by the packet price, on the same current-share basis. Price date follows the quote, latest price bar or packet-build day when unstamped. Not a forecast or declared annual rate.
earn.history.depth.2026-08-07.revenue_actual.comparisonLatest report · revenue vs estimateAbove estimateReport date · COMPUTEDComputed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported revenue ($4.51B) with the recorded estimate ($2.30B) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns.

OURS — 1 fact from Stock Expert AI's own score and rank

OURS facts used on this page
Fact IDFactValue as shownAs ofTierSource
gap.statement_currencyStatement currency limitationDetailed statement figures are not shown because their conversion to USD has not been verified.OURSStock Expert AI currency-basis check

Fact-family notes

  1. Earnings-history note. Source series as of 2026-08-07. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined. Applies to Fact IDs: earn.history.depth.2026-08-07.revenue_actual, earn.history.depth.2026-08-07.revenue_estimated, earn.history.depth.2026-08-07.revenue_actual.comparison, earn.history.depth.2026-08-07.eps_actual, earn.history.depth.2026-05-12.revenue_actual, earn.history.depth.2026-05-12.revenue_estimated, earn.history.depth.2026-05-12.eps_actual, earn.history.depth.2026-02-10.revenue_actual, earn.history.depth.2026-02-10.revenue_estimated, earn.history.depth.2026-02-10.eps_actual, earn.history.depth.2025-11-07.revenue_actual, earn.history.depth.2025-11-07.revenue_estimated, earn.history.depth.2025-11-07.eps_actual.
Published
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Methodology · Editorial policy · Corrections
Data Sources & Methodology
Figures come from Financial Modeling Prep (FMP). If FMP has no figure for a ticker, a price or fundamental may come from a Yahoo Finance fallback, or a price from an Alpaca fallback. SEC EDGAR is used only for filing links and company identity details (legal name, address), never for figures. AI analysis by Stock Expert AI proprietary algorithms. Technical indicators via industry-standard calculations. Last updated: .
Data Provenance
Sources: Financial Modeling Prep (FMP) — Primary · Yahoo Finance — Fallback · Alpaca — Tertiary
Last fetched:
Cache TTL: Quote 5min · Profile 7d · Financials 7d · Insider 48h
How we use AI: Numbers are pulled directly from FMP & Yahoo Finance — our AI writes the analysis, it never edits the figures.
Data provided as-is for educational purposes. Not financial advice. Methodology

Data provided for informational purposes only.