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E-L Financial Corporation Limited (ELFIF) Stock Price & Analysis

E-L Financial Corporation Limited (ELFIF) — price $12.35 (+0.49%), as of the Oct 2, 2026 trading session; market cap $4.27B.

Educational signal · not a buy or sell recommendation · How to read this

$12.35 +$0.06 (+0.49%) Market Cap $4.27B

E-L Financial Corporation Limited · ELFIF

E-L Financial Corporation Limited is a Canadian holding company with a dual focus on investment management and a comprehensive insurance business through its E-L Corporate and Empire Life divisions. It offers life and health insurance, wealth management products, and group benefits to individuals and businesses via an extensive network of financial advisors.

Price as of Oct 2, 2026

Key Statistics

No publishable V2 score is available for this stock yet.

Price & valuation

Dates shown where recorded
MeasureValueAs of
Latest provided price$12.35
Change on the day+0.49%
52-week range$11.02 – $13.92
Market capitalisation$4.27B
Price / earnings (trailing)3.28
Shares traded on the day900

Price & events

Other perspectives

Council score for E-L Financial Corporation (ELFIF): perspectives

Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.

9-Factor Breakdown

Revenue Growth Weak
Gross Margin Strong
Operating Leverage Neutral
Cash Runway Strong
R&D Intensity Neutral
Insider Activity Moderate
Trading Liquidity Weak
Price Momentum Moderate
News Sentiment Neutral

Legends Council

5 lenses, 0 current

AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built

Dalio-style lens (simulated) Ray Dalio Favorable read
Simons-style lens (simulated) Jim Simons Neutral read
Englander-style lens (simulated) Izzy Englander Neutral read
Klarman-style lens (simulated) Seth Klarman Neutral read
Moon AI lens (model) Favorable read

Read on: Sep 11, 2026 · older than the 27 hours refresh window; not a current reading

Munger's Mindset

Balance Sheet & Valuation · historical

Financial Health Moderate
Margin of Safety Undervalued
Profit Margin Strong
Revenue Growth Negative
Debt/Equity Strong
ROE Moderate
Gross Margin Strong

Read on: Sep 11, 2026 · older than the 27 hours refresh window; not a current reading

How to read these bars and different assessments

Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.

Bars show each model's ordered assessment on its own scale, not a probability or a comparable investment return. The adjacent words give the assessment; more filled segments indicate a stronger model reading.

On Sep 11, 2026, the Munger lens read the price at that time as undervalued against its own estimate of value.

Readings on this page are from Oct 5, 2026, except a card that shows its own read date.

Watch the ELFIF film — every key number, told as a short cinematic story

~2 min · open the film

1 · What is it?

What is E-L Financial Corporation (ELFIF), and what does it report?

Short answer · as of

A current FMP business description is unavailable; the listing and provider classification below are the available identity facts. E-L Financial Corporation Limited (ELFIF) is the company analyzed here. It employs 1,250 people and is led by Duncan N. R. Jackman. In Q2 FY2026 it reported revenue of $1.25B and net income of $708M. The market values it at $4.27B.

2 · Latest results

What do the latest results show for E-L Financial Corporation (ELFIF)?

Short answer · as of

The most recent reported quarter, Q2 FY2026, carried revenue of $1.25B.

Quarterly income statement — 4 quarters
Revenue, net income and earnings per share by quarter (converted from CAD)
PeriodRevenueNet incomeEPS
Q2 FY2026$1.25B$708M$2.09 (diluted)
Q1 FY2026$226M$22M$0.06 (diluted)
Q4 FY2025$455M$144M$0.42 (diluted)
Q3 FY2025$838M$403M$1.12 (diluted)
3 · Financial strengths and risks

What are the financial strengths and risks for E-L Financial Corporation (ELFIF)?

Short answer

The distress and quality screens read Altman Z 0.97 · Piotroski F 6. Trailing ratios: ROE 19.9% · ROA 5.7% · current ratio 1.45 · earnings yield 30.5% · free-cash-flow yield 8.6%.

What has been published about E-L Financial Corporation (ELFIF)?

Read these with our analysis →

Investor Questions: ELFIF Stock

These answers are editorial: 1 of these 8 answers is drawn from the ELFIF research dossier (written Jun 15, 2026 by gemini-2.5-flash); the other 7 are question templates that restate figures shown above. Figures in this section are not part of the source register.

Is ELFIF a good stock to buy?

Stock Expert AI does not rate ELFIF buy, sell or hold. E-L Financial Corporation Limited has no MoonshotScore yet; read the financial checkup, analyst consensus and risks directly. Whether it fits is your call: check what it sells, whether it earns and what the price assumes. This is educational content, not investment advice.

What is the ELFIF stock price today?

The last price recorded on this page for E-L Financial Corporation Limited (ELFIF) is $12.35, as of the Oct 2, 2026 trading session (source: Financial Modeling Prep (FMP) · quote). It is a provider snapshot, not a live exchange feed, so check a brokerage quote before you trade.

What is E-L Financial Corporation Limited's distribution strategy for its insurance and financial products?

E-L Financial Corporation Limited employs an extensive and multi-channel distribution strategy to reach its diverse clientele across Canada. The company leverages a broad network of independent financial advisors, who play a crucial role in advising clients and facilitating product sales.

What are the key factors to evaluate for ELFIF?

Evaluate ELFIF on fundamentals, analyst consensus, and risk factors. P/E: 3.28x. **Growth in Group Benefits Plans:** E-L Financial's offering of group benefit plans for businesses represents a stable and growing revenue stream. Not financial advice.

How frequently does ELFIF data refresh on this page?

ELFIF's price is the last quote we recorded, from the Oct 2, 2026 trading session. Pages are served from a cache, so the copy you are reading can lag that quote. The quote is a provider snapshot, not an exchange feed. Fundamentals follow quarterly filings. V2 is recalculated from the most recent completed US trading session; the score's own date shows its last successful run.

What has driven ELFIF's recent stock price performance?

E-L Financial Corporation Limited (ELFIF) moves on earnings results, analyst revisions, sector rotation, and market sentiment. See the News tab for the latest drivers. Past performance does not predict future results.

Should investors consider ELFIF overvalued or undervalued right now?

E-L Financial Corporation Limited (ELFIF) trades at 3.28x earnings. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.

How do I research ELFIF before investing?

Before investing in E-L Financial Corporation Limited (ELFIF), research these four areas: (1) the company's revenue model and competitive position (see Company Overview), (2) financial health through revenue growth, margins, and cash flow (see MoonshotScore), (3) analyst consensus ratings and price targets (see Analyst tab), and (4) specific risk factors that could impact the stock (see Risk Factors section).

Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.

Machine-generated analysis by Stock Expert AI — model gemini-2.5-flash, generated Jun 15, 2026. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief.

Sources — records for every figure on this page (14 figures)

The 14 rows below are exactly the facts the evidence-backed sections of this page printed — the 10-second verdict, the MoonshotScore, price and market value, the five questions with their receipts, and the records behind this page. Known dates and sources are recorded on their own rows; an em dash or UNRECORDED tier preserves a stored observation without inventing either. The quarterly income statement is provider-standardized (FMP) under one row, and scale definitions — a 0-100 rating, the band ladder, the Piotroski 0–9 range — are fixed rather than measured. No number in those sections was generated by a model. The register does not cover quoted third-party headlines, the dated council readings, or the Frequently Asked Questions; each of those says where it came from where it stands.

"As of" is the date the value is true for where the source carries one — a quarter end, a filing date, a price close, the day the score was computed. A cached observation with no source date remains undated; the page publication date is not used as a substitute.

FMP — 9 facts from Financial Modeling Prep endpoint families

FMP facts used on this page
Fact IDFactValue as shownAs ofTierSource
px.lastLatest provided price$12.35FMPFinancial Modeling Prep (FMP) · quote — Dated to the US trading session the price belongs to, derived from the quote record's timestamp (weekend and pre-open reads roll back to the previous weekday; exchange holidays are not modelled). The record does not establish an exchange execution time. Retrieved 2026-10-04T08:44:49.175Z.
px.changeChange on the day+0.49%FMPFinancial Modeling Prep (FMP) · quote
px.mcapMarket capitalisation$4.27BFMPFinancial Modeling Prep (FMP) · quote — Date unknown Market cap record date: 2026-10-02. FMP quote timestamp: 2026-10-02T20:00:00.000Z. Captured from FMP at 2026-10-04T08:44:47.501Z. No share-count basis is inferred; this page preserves the reported amount instead of recalculating it from shares.
px.change_absChange on the day, in dollars+$0.06FMPFinancial Modeling Prep (FMP) · quote
px.pePrice / earnings (trailing)3.28FMPFinancial Modeling Prep (FMP) · quote
px.volumeShares traded on the day900FMPFinancial Modeling Prep (FMP) · quote
fin.q_revenueRevenue, Q2 FY2026$1.25BFMPFinancial Modeling Prep (FMP) · income statement (quarterly)
fin.q_incomeNet income, Q2 FY2026$708MFMPFinancial Modeling Prep (FMP) · income statement (quarterly)
fin.q_tableQuarterly income statement4 quarters through Q2 FY2026FMPFinancial Modeling Prep (FMP) · income statement (quarterly), as filed

UNRECORDED — 5 facts from stored observations whose source was not recorded

UNRECORDED facts used on this page
Fact IDFactValue as shownAs ofTierSource
px.range5252-week range$11.02 – $13.92UNRECORDEDStored company-profile observation — Captured 2026-10-01
id.employeesEmployees1,250UNRECORDEDStored company-profile observation — Captured 2026-10-01
id.ceoChief executiveDuncan N. R. JackmanUNRECORDEDStored company-profile observation — Captured 2026-10-01
fin.scoresDistress and quality screensAltman Z 0.97 · Piotroski F 6UNRECORDEDStored financial-scores observation — Captured 2026-10-04
fin.ratiosReturn and yield ratios (trailing twelve months)ROE 19.9% · ROA 5.7% · current ratio 1.45 · earnings yield 30.5% · free-cash-flow yield 8.6%—UNRECORDEDStored key metrics — Date unknown
Published
Research standards
Methodology · Editorial policy · Corrections
Data Sources & Methodology
Figures come from Financial Modeling Prep (FMP). If FMP has no figure for a ticker, a price or fundamental may come from a Yahoo Finance fallback, or a price from an Alpaca fallback. SEC EDGAR is used only for filing links and company identity details (legal name, address), never for figures. AI analysis by Stock Expert AI proprietary algorithms. Technical indicators via industry-standard calculations. Last updated: .
Data Provenance
Sources: Financial Modeling Prep (FMP) — Primary · Yahoo Finance — Fallback · Alpaca — Tertiary
Last fetched:
Cache TTL: Quote 5min · Profile 7d · Financials 7d · Insider 48h
How we use AI: Numbers are pulled directly from FMP & Yahoo Finance — our AI writes the analysis, it never edits the figures.
Data provided as-is for educational purposes. Not financial advice. Methodology

Data provided for informational purposes only.