Skip to main content
FDSB logo

Fifth District Savings Bank (FDSB) Stock Price & Analysis

Fifth District Savings Bank (FDSB) — MoonshotScore 70/100 (Strong band), calculated Oct 5, 2026. Price $17.54 (+0.78%), as of the Oct 5, 2026 trading session; market cap $92.3M.

Educational signal · not a buy or sell recommendation · How to read this

$17.54 +$0.135 (+0.78%) Market Cap $92.3M

Fifth District Savings Bank · FDSB · NASDAQ

Fifth District Bancorp, Inc., operating as Fifth District Savings Bank, provides banking products and services in the New Orleans-Metairie area.

Price as of Oct 5, 2026

Key Statistics

70 of 100

MoonshotScore v2 · Fifth District Savings Bank (FDSB)

Strong
Business Quality Average (43)
Financial Safety Sound (62)
Valuation Full (48)
Growth Durability Compounding (100)
Momentum Surging (90)
Why this rating? Method, drivers & history

Bands for the MoonshotScore: Exceptional 80-100 · Strong 65-79 · Fair 45-64 · Weak below 45.

  • Business Quality — Is this a genuinely good business?
  • Financial Safety — Could this blow up on me?
  • Valuation — Am I paying a fair price?
  • Growth Durability — Is the growth real and likely to last?
  • Momentum — Is the market already moving on this?
The ten-second read ·

Elite growth, though quality is only middling; the market is already moving on it. Business Quality: Average; Financial Safety: Sound; Valuation: Full; Growth Durability: Compounding; Momentum: Surging.

  • quarterly revenue $6M (Q2 FY2026, quarter ended Jun 30, 2026)
  • Altman Z 0.66 · Piotroski F 5
  • ROE 1.3% · ROA 0.3% · current ratio 1.27 · earnings yield 1.9% · free-cash-flow yield 1.7%

Helping: durable growth, positive momentum

What has the MoonshotScore done over time?

MoonshotScore snapshots recorded for FDSB (29 recorded, newest six shown)
RecordedScoreBand
76Strong
71Strong
71Strong
71Strong
70Strong
70Strong

The score moved from 69 in the stored Oct 4, 2026 snapshot to 70 in the current publication computed Oct 5, 2026 (+1); the largest pillar moves were Momentum +2. This current publication is not yet represented in the immutable snapshot archive.

Calculation uses the most recent completed US trading session. Live price changes do not update the score immediately.

Computed · Educational signal · not a buy or sell recommendation · How the MoonshotScore is computed →

Price & valuation

Dates shown where recorded
MeasureValueAs of
Latest provided price$17.54
Change on the day+0.78%
52-week range$13.00 – $18.69
Market capitalisation$92.3M
Price / earnings (trailing)56.17
Shares traded on the day1.4K

Price & events

Other perspectives

Council score for Fifth District Savings Bank (FDSB): perspectives

Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.

9-Factor Breakdown

Revenue Growth Neutral
Gross Margin Weak
Operating Leverage Neutral
Cash Runway Neutral
R&D Intensity Neutral
Insider Activity Moderate
Trading Liquidity Neutral
Price Momentum Negative
News Sentiment Neutral

Legends Council

4 lenses, 0 current

AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built

Dalio-style lens (simulated) Ray Dalio Favorable read
Englander-style lens (simulated) Izzy Englander Favorable read
Klarman-style lens (simulated) Seth Klarman Neutral read
Moon AI lens (model) Favorable read

Read on: Sep 4, 2026 · older than the 27 hours refresh window; not a current reading

Munger's Mindset

Balance Sheet & Valuation · historical

Financial Health Neutral
Margin of Safety Undervalued
Profit Margin Moderate
Revenue Growth Strong
Debt/Equity Strong
ROE Weak
Gross Margin Moderate

Read on: Apr 29, 2026 · older than the 27 hours refresh window; not a current reading

How to read these bars and different assessments

Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.

Bars show each model's ordered assessment on its own scale, not a probability or a comparable investment return. The adjacent words give the assessment; more filled segments indicate a stronger model reading.

On Apr 29, 2026, the Munger lens read the price at that time as undervalued against its own estimate of value.

Readings on this page are from Oct 5, 2026, except a card that shows its own read date.

Watch the FDSB film — every key number, told as a short cinematic story

~2 min · open the film

1 · What is it?

What is Fifth District Savings Bank (FDSB), and what does it report?

Short answer · as of

A current FMP business description is unavailable; the listing and provider classification below are the available identity facts. Fifth District Savings Bank (FDSB) is listed on NASDAQ. It employs 67 people and is led by Amie L. Lyons. In Q2 FY2026 it reported revenue of $6M and net income of $384,000. The market values it at $92.3M.

2 · Latest results

What do the latest results show for Fifth District Savings Bank (FDSB)?

Short answer · as of

The most recent reported quarter, Q2 FY2026, carried revenue of $6M.

Quarterly income statement — 4 quarters
Revenue, net income and earnings per share by quarter
PeriodRevenueNet incomeEPS
Q2 FY2026$6M$384,000$0.07 (diluted)
Q1 FY2026$6M$387,000$0.08 (diluted)
Q4 FY2025$6M$541,000$0.10 (diluted)
Q3 FY2025$6M$343,000$0.07 (diluted)
3 · Financial strengths and risks

What are the financial strengths and risks for Fifth District Savings Bank (FDSB)?

Short answer

The MoonshotScore pillars rate durable growth, positive momentum as strengths. The distress and quality screens read Altman Z 0.66 · Piotroski F 5. Trailing ratios: ROE 1.3% · ROA 0.3% · current ratio 1.27 · earnings yield 1.9% · free-cash-flow yield 1.7%.

5 · Peer comparison

How does Fifth District Savings Bank compare with its peers?

Short answer

Fifth District Savings Bank's score ranks 13th of 13 in the bounded comparison shown, against 12 same-model peers. These are company scores, not expected investment returns. The set lists named competitors first, then companies in the same data-provider industry classification closest in market value; that classification is the provider's, not our judgment of business similarity.

Peer set — price, market value and MoonshotScore
CompanyPriceMarket valueScore
Orange County Bancorp, Inc. (OBT) Same industry, near in market value$37.76 Oct 5, 2026$506M92 5-pillar Oct 5, 2026
Bankwell Financial Group, Inc. (BWFG) Same industry, near in market value$66.14 Oct 5, 2026$531M92 5-pillar Oct 5, 2026
Ames National Corporation (ATLO) Same industry, near in market value$31.89 Oct 5, 2026$287M91 5-pillar Oct 5, 2026
C&F Financial Corporation (CFFI) Same industry, near in market value$99.43 Oct 5, 2026$321M91 5-pillar Oct 5, 2026
Norwood Financial Corp. (NWFL) Same industry, near in market value$33.88 Oct 5, 2026$367M91 5-pillar Oct 5, 2026
Parke Bancorp, Inc. (PKBK) Same industry, near in market value$32.78 Oct 5, 2026$389M91 5-pillar Oct 5, 2026
SB Financial Group, Inc. (SBFG) Same industry, near in market value$29.10 Oct 5, 2026$184M90 5-pillar Oct 5, 2026
Hawthorn Bancshares, Inc. (HWBK) Same industry, near in market value$38.54 Oct 5, 2026$267M90 5-pillar Oct 5, 2026
Princeton Bancorp, Inc. (BPRN) Same industry, near in market value$43.83 Oct 5, 2026$298M90 5-pillar Oct 5, 2026
Fidelity D & D Bancorp, Inc. (FDBC) Same industry, near in market value$55.48 Oct 5, 2026$321M90 5-pillar Oct 5, 2026
Northeast Community Bancorp, Inc. (NECB) Same industry, near in market value$26.39 Oct 5, 2026$368M90 5-pillar Oct 5, 2026
Citizens Financial Services, Inc. (CZFS) Same industry, near in market value$79.81 Oct 5, 2026$382M90 5-pillar Oct 5, 2026
Fifth District Savings Bank (FDSB) — this page$17.54$92.3M70

Only 5-pillar scores are ranked together. Other models are not directly comparable. Price and score dates are shown separately; market-value dates are unavailable.

What has been published about Fifth District Savings Bank (FDSB)?

Read these with our analysis →

What Investors Ask About Fifth District Savings Bank (FDSB)

These answers are editorial: 1 of these 9 answers is drawn from the FDSB research dossier (written May 9, 2026 by gemini-2.0-flash); the other 8 are question templates that restate figures shown above. Figures in this section are not part of the source register.

What does the MoonshotScore mean for FDSB?

FDSB carries the MoonshotScore stated above — the Strong band. This is an educational research signal, not a buy or sell recommendation. The number comes from the five-pillar engine (business quality, financial safety, valuation, growth durability, momentum), re-ranked daily against sector peers.

Is FDSB a good stock to buy?

Stock Expert AI does not rate FDSB buy, sell or hold. Fifth District Savings Bank carries a MoonshotScore, in the Strong band, a research rating against its peers rather than a forecast. Whether it fits is your call: check what it sells, whether it earns and what the price assumes. This is educational content, not investment advice.

What is the FDSB stock price today?

The last price recorded on this page for Fifth District Savings Bank (FDSB) is $17.54, as of the Oct 5, 2026 trading session (source: Financial Modeling Prep (FMP) · quote). It is a provider snapshot, not a live exchange feed, so check a brokerage quote before you trade.

How sensitive is FDSB to interest rate changes?

Fifth District Savings Bank's profitability is sensitive to interest rate changes, primarily through its net interest margin (NIM). An increase in interest rates could positively impact NIM if the bank's assets reprice faster than its liabilities. However, it could negatively impact mortgage demand, which forms a significant portion of its loan portfolio.

What are the key factors to evaluate for FDSB?

Fifth District Savings Bank (FDSB) holds a MoonshotScore in the high range. P/E: 56.17x. These partnerships can also provide access to new markets and distribution channels. Not financial advice.

How frequently does FDSB data refresh on this page?

FDSB's price is the last quote we recorded, from the Oct 5, 2026 trading session. Pages are served from a cache, so the copy you are reading can lag that quote. The quote is a provider snapshot, not an exchange feed. Fundamentals follow quarterly filings. V2 is recalculated from the most recent completed US trading session; the score's own date shows its last successful run.

What has driven FDSB's recent stock price performance?

Fifth District Savings Bank (FDSB) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Long-standing presence in the New Orleans market. See the News tab for the latest drivers. Past performance does not predict future results.

Should investors consider FDSB overvalued or undervalued right now?

Fifth District Savings Bank (FDSB) trades at 56.17x earnings. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.

Can I buy fractional shares of FDSB?

Fractional-share availability for Fifth District Savings Bank (FDSB) depends on your brokerage, account and supported securities. Check the broker's current eligibility, minimums and fees before placing an order.

Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.

Machine-generated analysis by Stock Expert AI — model gemini-2.0-flash, generated May 9, 2026. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief.

Sources — records for every figure on this page (16 figures)

The 16 rows below are exactly the facts the evidence-backed sections of this page printed — the 10-second verdict, the MoonshotScore, price and market value, the five questions with their receipts, and the records behind this page. Known dates and sources are recorded on their own rows; an em dash or UNRECORDED tier preserves a stored observation without inventing either. The quarterly income statement is provider-standardized (FMP) under one row, and scale definitions — a 0-100 rating, the band ladder, the Piotroski 0–9 range — are fixed rather than measured. No number in those sections was generated by a model. The register does not cover quoted third-party headlines, the dated council readings, or the Frequently Asked Questions; each of those says where it came from where it stands.

"As of" is the date the value is true for where the source carries one — a quarter end, a filing date, a price close, the day the score was computed. A cached observation with no source date remains undated; the page publication date is not used as a substitute.

FMP — 9 facts from Financial Modeling Prep endpoint families

FMP facts used on this page
Fact IDFactValue as shownAs ofTierSource
px.lastLatest provided price$17.54FMPFinancial Modeling Prep (FMP) · quote — Dated to the US trading session the price belongs to, derived from the quote record's timestamp (weekend and pre-open reads roll back to the previous weekday; exchange holidays are not modelled). The record does not establish an exchange execution time. Retrieved 2026-10-05T14:54:45.084Z.
px.changeChange on the day+0.78%FMPFinancial Modeling Prep (FMP) · quote
px.mcapMarket capitalisation$92.3MFMPFinancial Modeling Prep (FMP) · quote — Date unknown Market cap record date: 2026-10-05. FMP quote timestamp: 2026-10-05T14:53:54.000Z. Captured from FMP at 2026-10-05T14:54:43.987Z. No share-count basis is inferred; this page preserves the reported amount instead of recalculating it from shares.
px.change_absChange on the day, in dollars+$0.135FMPFinancial Modeling Prep (FMP) · quote
fin.q_revenueRevenue, Q2 FY2026$6MFMPFinancial Modeling Prep (FMP) · income statement (quarterly)
px.pePrice / earnings (trailing)56.17FMPFinancial Modeling Prep (FMP) · quote
px.volumeShares traded on the day1.4KFMPFinancial Modeling Prep (FMP) · quote
fin.q_incomeNet income, Q2 FY2026$384,000FMPFinancial Modeling Prep (FMP) · income statement (quarterly)
fin.q_tableQuarterly income statement4 quarters through Q2 FY2026FMPFinancial Modeling Prep (FMP) · income statement (quarterly), as filed

UNRECORDED — 5 facts from stored observations whose source was not recorded

UNRECORDED facts used on this page
Fact IDFactValue as shownAs ofTierSource
fin.scoresDistress and quality screensAltman Z 0.66 · Piotroski F 5UNRECORDEDStored financial-scores observation — Captured 2026-10-04 · Expired observation
fin.ratiosReturn and yield ratios (trailing twelve months)ROE 1.3% · ROA 0.3% · current ratio 1.27 · earnings yield 1.9% · free-cash-flow yield 1.7%—UNRECORDEDStored key metrics — Date unknown
px.range5252-week range$13.00 – $18.69UNRECORDEDStored company-profile observation — Captured 2026-10-02
id.employeesEmployees67UNRECORDEDStored company-profile observation — Captured 2026-10-02
id.ceoChief executiveAmie L. LyonsUNRECORDEDStored company-profile observation — Captured 2026-10-02

OURS — 2 facts from Stock Expert AI's own score and rank

OURS facts used on this page
Fact IDFactValue as shownAs ofTierSource
ours.moonshotMoonshotScore v270 of 100 · Strong · pillars 43 / 62 / 48 / 100 / 90OURSStock Expert AI MoonshotScore v2 engine
ours.moonshot_changeMoonshotScore movement69 (stored snapshot Oct 4, 2026) → 70 (current publication computed Oct 5, 2026) (+1)OURSStock Expert AI current score publication and immutable score snapshots — The current score publication is not yet represented in the immutable snapshot archive.
Published
Research standards
Methodology · Editorial policy · Corrections
Data Sources & Methodology
Figures come from Financial Modeling Prep (FMP). If FMP has no figure for a ticker, a price or fundamental may come from a Yahoo Finance fallback, or a price from an Alpaca fallback. SEC EDGAR is used only for filing links and company identity details (legal name, address), never for figures. AI analysis by Stock Expert AI proprietary algorithms. Technical indicators via industry-standard calculations. Last updated: .
Data Provenance
Sources: Financial Modeling Prep (FMP) — Primary · Yahoo Finance — Fallback · Alpaca — Tertiary
Last fetched:
Cache TTL: Quote 5min · Profile 7d · Financials 7d · Insider 48h
How we use AI: Numbers are pulled directly from FMP & Yahoo Finance — our AI writes the analysis, it never edits the figures.
Data provided as-is for educational purposes. Not financial advice. Methodology

Data provided for informational purposes only.