First Reliance Bancshares, Inc. (FSRL) Stock Price & Analysis
First Reliance Bancshares, Inc. (FSRL) — price $19.30 (+0.89%), as of the Oct 2, 2026 trading session; market cap $152M.
Educational signal · not a buy or sell recommendation · How to read this
First Reliance Bancshares, Inc. · FSRL
First Reliance Bancshares, Inc. is a bank holding company providing a range of banking products and services through its First Reliance Bank subsidiary. The company focuses on serving individuals and businesses in the United States, offering traditional banking solutions and digital services.
Price as of Oct 2, 2026
Key Statistics
MoonshotScore is not published for this security.
Price & valuation
| Measure | Value | As of |
|---|---|---|
| Latest provided price | $19.30 | |
| Change on the day | +0.89% | |
| 52-week range | $10.00 – $20.12 | |
| Market capitalisation | $152M | |
| Price / earnings (trailing) | 12.64 | |
| Shares traded on the day | 500 |
Price & events
Other perspectives
Council score for First Reliance Bancshares (FSRL): perspectives
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
Legends Council
6 lenses, 6 current
AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built
Read on: Oct 4, 2026
Munger's Mindset
Balance Sheet & Valuation · historical
Read on: Sep 9, 2026 · older than the 27 hours refresh window; not a current reading
How to read these bars and different assessments
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
Bars show each model's ordered assessment on its own scale, not a probability or a comparable investment return. The adjacent words give the assessment; more filled segments indicate a stronger model reading.
On Sep 9, 2026, the Munger lens read the price at that time as fairly valued against its own estimate of value.
Readings on this page are from Oct 5, 2026, except a card that shows its own read date.
Watch the FSRL film — every key number, told as a short cinematic story
~2 min · open the film
What is First Reliance Bancshares (FSRL), and what does it report?
Short answer · as of
A current FMP business description is unavailable; the listing and provider classification below are the available identity facts. First Reliance Bancshares, Inc. (FSRL) is the company analyzed here. It employs 160 people and is led by Fredrick R. Saunders Jr.. In Q2 FY2026 it reported revenue of $18M and net income of $3M. The market values it at $152M.
What do the latest results show for First Reliance Bancshares (FSRL)?
Short answer · as of
The most recent reported quarter, Q2 FY2026, carried revenue of $18M. Against analyst estimates the company has EPS beat 5 of 8 reports.
Quarterly income statement — 4 quarters
| Period | Revenue | Net income | EPS |
|---|---|---|---|
| Q2 FY2026 | $18M | $3M | $0.34 (diluted) |
| Q1 FY2026 | $18M | $3M | $0.41 (diluted) |
| Q4 FY2025 | $17M | $3M | $0.36 (diluted) |
| Q3 FY2025 | $17M | $3M | $0.33 (diluted) |
What are the financial strengths and risks for First Reliance Bancshares (FSRL)?
Short answer
The distress and quality screens read Altman Z 0.19 · Piotroski F 4. Trailing ratios: ROE 12.6% · ROA 1.1% · current ratio 0.05 · earnings yield 7.9%.
The records behind this page
Insider activity
Form 4 records via FMP · Most recent available transactions
- Transactions
- 12
- Identified insiders
- 6
- Purchases
- 6
- Sales
- 0
- Other transactions
- 6
Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent.
What has been published about First Reliance Bancshares (FSRL)?
What Investors Ask About First Reliance Bancshares (FSRL)
These answers are editorial: 1 of these 8 answers is drawn from the FSRL research dossier (written Mar 15, 2026 by gemini-2.0-flash); the other 7 are question templates that restate figures shown above. Figures in this section are not part of the source register.
Is FSRL a good stock to buy?
Stock Expert AI does not rate FSRL buy, sell or hold. First Reliance Bancshares, Inc. has no MoonshotScore yet; read the financial checkup, analyst consensus and risks directly. Whether it fits is your call: check what it sells, whether it earns and what the price assumes. This is educational content, not investment advice.
What is the FSRL stock price today?
The last price recorded on this page for First Reliance Bancshares, Inc. (FSRL) is $19.30, as of the Oct 2, 2026 trading session (source: Financial Modeling Prep (FMP) · quote). It is a provider snapshot, not a live exchange feed, so check a brokerage quote before you trade.
What does First Reliance Bancshares, Inc. do?
First Reliance Bancshares, Inc., through its subsidiary First Reliance Bank, provides a range of banking products and services to individuals and businesses in the United States. These services include checking and savings accounts, personal and business loans, mortgage loans, and digital banking solutions.
What are the key factors to evaluate for FSRL?
Evaluate FSRL on fundamentals, analyst consensus, and risk factors. P/E: 12.64x. By strategically opening new branches or acquiring smaller banks, First Reliance can increase its market share and brand recognition. Not financial advice.
How frequently does FSRL data refresh on this page?
FSRL's price is the last quote we recorded, from the Oct 2, 2026 trading session. Pages are served from a cache, so the copy you are reading can lag that quote. The quote is a provider snapshot, not an exchange feed. Fundamentals follow quarterly filings. V2 is recalculated from the most recent completed US trading session; the score's own date shows its last successful run.
What has driven FSRL's recent stock price performance?
First Reliance Bancshares, Inc. (FSRL) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Strong community relationships. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider FSRL overvalued or undervalued right now?
First Reliance Bancshares, Inc. (FSRL) trades at 12.64x earnings. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
How do I research FSRL before investing?
Before investing in First Reliance Bancshares, Inc. (FSRL), research these four areas: (1) the company's revenue model and competitive position (see Company Overview), (2) financial health through revenue growth, margins, and cash flow (see MoonshotScore), (3) analyst consensus ratings and price targets (see Analyst tab), and (4) specific risk factors that could impact the stock (see Risk Factors section).
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Machine-generated analysis by Stock Expert AI — model gemini-2.0-flash, generated Mar 15, 2026. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief.
Sources — records for every figure on this page (16 figures)
The 16 rows below are exactly the facts the evidence-backed sections of this page printed — the 10-second verdict, the MoonshotScore, price and market value, the five questions with their receipts, and the records behind this page. Known dates and sources are recorded on their own rows; an em dash or UNRECORDED tier preserves a stored observation without inventing either. The quarterly income statement is provider-standardized (FMP) under one row, and scale definitions — a 0-100 rating, the band ladder, the Piotroski 0–9 range — are fixed rather than measured. No number in those sections was generated by a model. The register does not cover quoted third-party headlines, the dated council readings, or the Frequently Asked Questions; each of those says where it came from where it stands.
"As of" is the date the value is true for where the source carries one — a quarter end, a filing date, a price close, the day the score was computed. A cached observation with no source date remains undated; the page publication date is not used as a substitute.
FMP — 10 facts from Financial Modeling Prep endpoint families
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
px.last | Latest provided price | $19.30 | FMP | Financial Modeling Prep (FMP) · quote — Dated to the US trading session the price belongs to, derived from the quote record's timestamp (weekend and pre-open reads roll back to the previous weekday; exchange holidays are not modelled). The record does not establish an exchange execution time. Retrieved 2026-10-04T18:44:45.365Z. | |
px.change | Change on the day | +0.89% | FMP | Financial Modeling Prep (FMP) · quote | |
px.mcap | Market capitalisation | $152M | FMP | Financial Modeling Prep (FMP) · quote — Date unknown Market cap record date: 2026-10-02. FMP quote timestamp: 2026-10-02T20:00:00.000Z. Captured from FMP at 2026-10-04T18:44:43.939Z. No share-count basis is inferred; this page preserves the reported amount instead of recalculating it from shares. | |
px.change_abs | Change on the day, in dollars | +$0.17 | FMP | Financial Modeling Prep (FMP) · quote | |
px.pe | Price / earnings (trailing) | 12.64 | FMP | Financial Modeling Prep (FMP) · quote | |
px.volume | Shares traded on the day | 500 | FMP | Financial Modeling Prep (FMP) · quote | |
fin.q_revenue | Revenue, Q2 FY2026 | $18M | FMP | Financial Modeling Prep (FMP) · income statement (quarterly) | |
fin.q_income | Net income, Q2 FY2026 | $3M | FMP | Financial Modeling Prep (FMP) · income statement (quarterly) | |
fin.q_table | Quarterly income statement | 4 quarters through Q2 FY2026 | FMP | Financial Modeling Prep (FMP) · income statement (quarterly), as filed | |
own.insiders | Insider transactions via FMP | 12 transactions · 6 purchases, 0 sales, 6 other transactions · 6 identified insiders · most recent available transactions | FMP | Financial Modeling Prep (FMP), carrying Form 4 transaction records — Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent. |
UNRECORDED — 6 facts from stored observations whose source was not recorded
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
px.range52 | 52-week range | $10.00 – $20.12 | UNRECORDED | Stored company-profile observation — Captured 2026-09-30 | |
id.employees | Employees | 160 | UNRECORDED | Stored company-profile observation — Captured 2026-09-30 | |
id.ceo | Chief executive | Fredrick R. Saunders Jr. | UNRECORDED | Stored company-profile observation — Captured 2026-09-30 | |
earn.history | Reported versus estimated, recent quarters | EPS beat 5 of 8 | UNRECORDED | Stored earnings-history observation — Captured 2026-09-30 · Expired observation | |
fin.scores | Distress and quality screens | Altman Z 0.19 · Piotroski F 4 | UNRECORDED | Stored financial-scores observation — Captured 2026-10-03 · Expired observation | |
fin.ratios | Return and yield ratios (trailing twelve months) | ROE 12.6% · ROA 1.1% · current ratio 0.05 · earnings yield 7.9% | — | UNRECORDED | Stored key metrics — Date unknown |
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Data provided for informational purposes only.