Fubon Financial Holding Co., Ltd. (FUISF)
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
Fubon Financial Holding Co., Ltd. (FUISF) trades at $1.14. Fubon Financial Holding Co. , Ltd. is a diversified financial services provider based in Taiwan, offering insurance, banking, and investment products across Asia and internationally. Market cap: $15.60B, Sector: Financial services.
Price live · AI analysis from Mar 16, 2026Analyst Coverage for FUISF: FUISF does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates FUISF against Financial Services peers across nine fundamental dimensions and assigns an underweight signal based on the underlying data.
FUISF: 1/1 perspectives are bearish.
How is this calculated? →Fubon Financial Holding Co., Ltd. (FUISF) Financial Services Profile
Fubon Financial Holding Co., Ltd., established in 1961, is a diversified financial services group based in Taiwan, providing insurance, banking, and investment services across Asia. With a market capitalization of $15.60B and a dividend yield of 4.71%, Fubon operates through multiple segments, including Bank Business, Insurance Business, and Securities Business.
What Is the Investment Thesis for FUISF?
Fubon Financial presents a compelling investment case based on its diversified financial services model and strong presence in the Asian market. With a P/E ratio of 15.1 and a profit margin of 33.1%, Fubon demonstrates solid profitability. The company's dividend yield of 4.71% offers an attractive income stream for investors. Growth catalysts include the expansion of its insurance and banking services across Asia, leveraging its established brand and distribution network. However, potential risks include regulatory changes in the financial services sector and economic fluctuations in the Asian markets. The company's beta of 0.72 suggests lower volatility compared to the overall market. Fubon's ability to maintain its competitive position and adapt to evolving market conditions will be crucial for sustained growth.
Based on FMP financials and quantitative analysis
FUISF Key Highlights
- Market capitalization of $15.60B, reflecting its significant presence in the financial services sector.
- P/E ratio of 15.1, indicating a potentially undervalued stock compared to its earnings.
- Profit margin of 33.1%, showcasing strong profitability and efficient operations.
- Gross margin of 76.2%, demonstrating effective cost management and pricing strategies.
- Dividend yield of 4.71%, providing an attractive income stream for investors.
Who Are FUISF's Competitors?
FUISF is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| BKAMF Brookfield Asset Management Inc | $14.33 | +0.00% | $32.02B | — |
| CHYFF Cathay Financial Holding Co., Ltd. | $14.63 | +0.00% | $31.15B | — |
| GEHDY Great Eastern Holdings Limited | $25.85 | +3.11% | $12.24B | — |
| GWLPF Great-West Lifeco Inc | $13.25 | -22.32% | $11.98B | — |
| INTAF Intact Financial Corporation | $116.16 | +554.42% | $20.66B | — |
| PUK Prudential plc | $28.07 | +1.87% | $35.02B | 67 |
| JXN-PA Jackson Financial Inc. | $25.40 | +0.19% | $7.30B | 64 |
| AEL American Equity Investment Life Holding Company | $56.47 | +0.55% | $4.49B | 64 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are FUISF's Key Strengths?
- Diversified financial services offerings.
- Strong brand reputation in Taiwan and Asia.
- Extensive distribution network.
- Solid capital base and financial performance.
What Are FUISF's Weaknesses?
- Exposure to regulatory changes in multiple jurisdictions.
- Dependence on economic conditions in Asia.
- Potential for increased competition from global players.
- Vulnerability to natural disasters impacting insurance claims.
What Could Drive FUISF Stock Higher?
- Expansion of digital banking services to attract younger customers.
- Strategic partnerships with fintech companies to enhance innovation.
- Potential regulatory changes in the financial services sector.
- Development of sustainable financial products to attract ESG investors.
What Are the Key Risks for FUISF?
- Financial-distress signal — its Altman Z-Score of -0.24 sits in the distress zone (elevated bankruptcy risk).
- Weak fundamentals — a Piotroski F-Score of 3/9 flags soft profitability, leverage or efficiency.
- Economic downturns in key markets impacting financial performance.
- Increased competition from domestic and international players.
- Regulatory changes impacting financial services operations.
- Geopolitical risks and uncertainties in the region.
- Vulnerability to natural disasters impacting insurance claims.
What Are the Growth Opportunities for FUISF?
- Expansion of Insurance Services in Southeast Asia: Fubon can leverage its expertise in insurance products to expand its presence in Southeast Asian markets. The growing middle class and increasing awareness of insurance needs in countries like Vietnam, Indonesia, and the Philippines present a significant growth opportunity. This expansion could increase Fubon's revenue by 15% over the next five years.
- Digital Transformation of Banking Operations: Investing in digital technologies to enhance its banking operations can improve customer experience and reduce costs. This includes developing mobile banking apps, online platforms, and data analytics capabilities. A successful digital transformation could attract younger customers and increase transaction volumes by 20% within three years.
- Strategic Partnerships with Fintech Companies: Collaborating with fintech companies can provide access to innovative technologies and new customer segments. This includes partnerships in areas such as digital payments, online lending, and robo-advisory services. These partnerships could generate an additional 10% revenue growth over the next two years.
- Development of Sustainable Financial Products: Creating financial products that align with environmental, social, and governance (ESG) principles can attract socially responsible investors and customers. This includes green bonds, sustainable investment funds, and insurance products that promote environmental protection. The market for sustainable financial products is growing rapidly, offering a significant opportunity for Fubon.
- Cross-Selling Opportunities Across Business Segments: Leveraging its diversified business model to cross-sell products and services across its insurance, banking, and securities segments can enhance customer loyalty and increase revenue. This includes offering bundled products, loyalty programs, and personalized financial advice. Effective cross-selling strategies could increase customer lifetime value by 15%.
What Opportunities Does FUISF Have?
- Expansion into new markets in Southeast Asia.
- Development of innovative digital financial products.
- Strategic partnerships with fintech companies.
- Growing demand for sustainable financial products.
What Threats Does FUISF Face?
- Economic downturns in key markets.
- Increased competition from domestic and international players.
- Regulatory changes impacting financial services.
- Geopolitical risks and uncertainties.
What Are FUISF's Competitive Advantages?
- Established Brand Reputation: Fubon has built a strong brand reputation in Taiwan and Asia, fostering customer trust and loyalty.
- Diversified Business Model: Its diversified business model across insurance, banking, and securities provides stability and reduces reliance on any single segment.
- Extensive Distribution Network: Fubon has an extensive distribution network, including branches, agents, and online channels, providing broad market access.
- Strong Capital Base: The company maintains a strong capital base, enabling it to withstand economic downturns and invest in growth opportunities.
What Does FUISF Do?
Fubon Financial Holding Co., Ltd., founded in 1961 and headquartered in Taipei, Taiwan, is a comprehensive financial services provider operating across Asia and internationally. The company has evolved from its roots in property and casualty insurance to become a diversified financial group offering a wide array of products and services. Fubon operates through several key segments: Bank Business, Insurance Business, Life Insurance Business, and Securities Business. Its insurance offerings include property, casualty, life, health, accident, fire, marine cargo, and various other specialized insurance products. In addition to its insurance operations, Fubon provides retail and consumer, corporate, and investment banking services. These services encompass a range of activities, including deposit accounts, loans, trade finance, and wealth management solutions. The company's securities business offers brokerage services, margin lending, securities financing, trading, underwriting, and transfer services. Fubon also engages in investment and financial management, futures, and foreign currency services. Furthermore, the company has expanded into venture capital, marketing management, creditor's rights management, IT software, equity and asset management, stadium management, and sports services. Fubon also invests in and manages real estate properties, enhancing its diversified portfolio.
What Products and Services Does FUISF Offer?
- Provides a wide range of insurance products, including property, casualty, and life insurance.
- Offers retail and consumer banking services, including deposit accounts and loans.
- Provides corporate and investment banking services to businesses.
- Offers brokerage services for securities trading.
- Engages in investment and financial management activities.
- Provides venture capital and asset management services.
- Offers credit card and trust services.
How Does FUISF Make Money?
- Generates revenue from insurance premiums through its diverse insurance product offerings.
- Earns interest income from its lending activities in the banking segment.
- Collects fees from brokerage services and investment management activities.
- Derives income from venture capital investments and asset management.
- Receives fees and interest from credit card services.
What Industry Does FUISF Operate In?
Fubon Financial operates in the competitive financial services industry, facing competition from both domestic and international players. The industry is characterized by evolving regulatory landscapes, technological advancements, and changing consumer preferences. The insurance sector, in particular, is influenced by factors such as demographic trends, healthcare costs, and natural disasters. Fubon's diversified business model and strong market position in Taiwan provide a competitive advantage. The company's ability to adapt to these trends and capitalize on growth opportunities will be critical for its long-term success.
Who Are FUISF's Key Customers?
- Individual consumers seeking insurance and banking services.
- Corporate clients requiring banking and financial solutions.
- Institutional investors seeking investment management services.
- High-net-worth individuals seeking wealth management solutions.
- Small and medium-sized enterprises (SMEs) requiring financial support.
How Fubon Financial Holding Co., Ltd. Is Valued
Fubon Financial Holding Co., Ltd. carries a market capitalization of $15.60B, placing it in the large-cap category.
Company Profile
Fubon Financial Holding Co., Ltd. operates in the Insurance - Life industry within the Financial Services sector. It is headquartered in Taipei, TW. The company is led by CEO Wey-Ting Harn. FUISF has traded publicly since 2022.
ROE 12%Key Financial Metrics
Return on equity for Fubon Financial Holding Co., Ltd. stands at 12.1%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is 0.9%, showing how much profit it generates from its asset base. FUISF trades at a trailing price-to-earnings ratio of 15.12, below the Financial Services sector average of ~18x. Its free cash flow yield is -4.9%, a gauge of the cash the business throws off relative to its market value. A current ratio of 0.00 means current liabilities exceed short-term assets, a liquidity point worth watching. Its earnings yield is 6.6%, the inverse of the P/E and a quick read on earnings relative to price.
F-Score 3/9Financial Health
Fubon Financial Holding Co., Ltd.'s Piotroski F-Score is 3/9, a 9-point checklist of profitability, leverage and efficiency — flagging fundamental weakness worth scrutiny. Its Altman Z-Score of -0.24 places it in the distress zone, a signal of elevated financial risk.
FY2026 estForward Outlook
Wall Street analysts project Fubon Financial Holding Co., Ltd. revenue of about $377.53B for fiscal 2026, with EPS near $8.23. The estimate reflects 3 contributing analysts.
FUISF Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis · FY 2025
Bull Case vs Bear Case
Bull Case
- Diversified financial services offerings.
- Strong brand reputation in Taiwan and Asia.
- Extensive distribution network.
- Solid capital base and financial performance.
Bear Case
- Exposure to regulatory changes in multiple jurisdictions.
- Dependence on economic conditions in Asia.
- Potential for increased competition from global players.
- Vulnerability to natural disasters impacting insurance claims.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · July 2026
FUISF Latest News
No recent news available for FUISF.
FUISF Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for FUISF.
Price Targets
Wall Street price target analysis for FUISF.
FUISF MoonshotScore
What does this score mean?
The MoonshotScore rates FUISF's growth potential on a scale of 0-100 across multiple factors including innovation, market disruption, financial health, and momentum.
Leadership: Wey-Ting Harn
CEO
Wey-Ting Harn serves as the CEO of Fubon Financial Holding Co., Ltd., overseeing the strategic direction and overall management of the company's diverse financial services operations. With extensive experience in the financial industry, Harn has held various leadership positions within Fubon, contributing to the company's growth and expansion. His expertise spans across banking, insurance, and investment management, providing a comprehensive understanding of the financial landscape. Harn is responsible for managing a workforce of over 41,000 employees.
Track Record: Under Wey-Ting Harn's leadership, Fubon Financial has continued to strengthen its market position and expand its presence in Asia. Key achievements include the successful integration of new acquisitions, the launch of innovative digital financial products, and the implementation of sustainable business practices. Harn has also focused on enhancing customer experience and fostering a culture of innovation within the company.
FUISF OTC Market Information
The OTC Other tier represents the lowest tier of over-the-counter (OTC) markets, indicating that Fubon Financial Holding Co., Ltd. may have limited regulatory oversight and reporting requirements compared to companies listed on major exchanges like the NYSE or NASDAQ. Companies in this tier may not meet the minimum financial standards or disclosure requirements necessary for listing on higher-tier exchanges. Investing in OTC Other stocks carries higher risks due to the potential for less transparency and liquidity.
- OTC Tier: OTC Other
- Disclosure Status: Unknown
- Limited transparency and disclosure requirements.
- Lower trading volumes and liquidity.
- Potential for price manipulation and fraud.
- Higher volatility compared to exchange-listed stocks.
- Increased risk of financial distress or bankruptcy.
- Verify the company's financial statements and disclosures.
- Research the company's management team and track record.
- Assess the company's business model and competitive landscape.
- Evaluate the company's regulatory compliance and risk management practices.
- Understand the risks associated with investing in OTC stocks.
- Consult with a financial advisor before investing.
- Check for any news or regulatory actions related to the company.
- Established history and track record in the financial services industry.
- Presence in multiple markets across Asia.
- Strong brand reputation and customer base.
- Compliance with local regulations and reporting requirements.
Fubon Financial Holding Co., Ltd. Financial Services Stock: Key Questions Answered
What does Fubon Financial Holding Co., Ltd. do?
Fubon Financial Holding Co., Ltd. is a diversified financial services provider based in Taiwan, offering a comprehensive suite of products and services across insurance, banking, and investment management. The company operates through multiple segments, including Bank Business, Insurance Business, Life Insurance Business, and Securities Business. Its insurance offerings include property, casualty, life, health, and accident insurance. Additionally, Fubon provides retail and corporate banking services, brokerage services, and investment management solutions. The company serves individual consumers, corporate clients, and institutional investors across Asia and internationally.
What are the main risks for FUISF?
Fubon Financial faces several key risks, including economic downturns in its primary markets, which could reduce demand for its financial products and services. Increased competition from both domestic and international players could erode its market share and profitability. Regulatory changes in the financial services sector could increase compliance costs and limit its business activities. Additionally, geopolitical risks and uncertainties in the region could disrupt its operations and impact its financial performance. The company is also vulnerable to natural disasters, which could increase insurance claims and reduce earnings.
How does Fubon Financial Holding Co., Ltd. make money in financial services?
Fubon Financial Holding Co., Ltd. generates revenue through a variety of channels within its diversified financial services model. A significant portion of its income comes from insurance premiums collected across its diverse range of insurance products, including life, property, and casualty coverage. Additionally, the company earns interest income from its banking operations through loans and other credit products. Fee-based services, such as investment management, brokerage services, and credit card transactions, also contribute substantially to its revenue streams. These multiple income sources provide a stable financial foundation for the company.
What is Fubon Financial Holding Co., Ltd.'s credit quality and risk management approach?
Fubon Financial Holding Co., Ltd.'s credit quality and risk management approach are crucial for maintaining financial stability and protecting its assets. The company likely employs a comprehensive risk management framework that includes credit risk assessment, market risk analysis, and operational risk management. Fubon assesses the creditworthiness of its borrowers through rigorous evaluation processes, setting aside provisions for potential loan losses. Its risk management practices are designed to mitigate potential losses and ensure compliance with regulatory requirements. Further details on Fubon's specific risk management policies would provide a more complete picture.
What are the key factors to evaluate for FUISF?
Evaluate FUISF on fundamentals, analyst consensus, and risk factors. P/E: 15.1x vs the S&P 500's ~20-25x. Not financial advice.
How frequently does FUISF data refresh on this page?
FUISF prices update in real time during U.S. market hours. Fundamentals refresh after quarterly filings; analyst ratings and AI insights update daily; news is aggregated continuously.
What has driven FUISF's recent stock price performance?
Fubon Financial Holding Co., Ltd. (FUISF) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Diversified financial services offerings. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider FUISF overvalued or undervalued right now?
Fubon Financial Holding Co., Ltd. (FUISF) trades at 15.1x earnings. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- OTC market data may be less reliable than exchange-listed data.
- Analyst coverage is limited, and consensus estimates may not be available.