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Home Federal Bancorp, Inc. of Louisiana (HFBL) Stock Price & Analysis

Home Federal Bancorp, Inc. of Louisiana (HFBL) — MoonshotScore 85/100 (Exceptional band), calculated Oct 5, 2026. Price $25.39 (+2.48%), as of the Oct 2, 2026 trading session; market cap $77.5M.

Educational signal · not a buy or sell recommendation · How to read this

$25.39 +$0.615 (+2.48%) Market Cap $77.5M

Home Federal Bancorp, Inc. of Louisiana · HFBL · NASDAQ

Home Federal Bancorp, Inc. of Louisiana operates as the holding company for Home Federal Bank, providing financial services to individuals, corporate entities, and organizations.

Price as of Oct 2, 2026

Key Statistics

85 of 100

MoonshotScore v2 · Home Federal Bancorp, Inc. of Louisiana (HFBL)

Exceptional
Business Quality Solid (67)
Financial Safety Sound (79)
Valuation Cheap (84)
Growth Durability Compounding (93)
Momentum Surging (99)
Why this rating? Method, drivers & history

Bands for the MoonshotScore: Exceptional 80-100 · Strong 65-79 · Fair 45-64 · Weak below 45.

  • Business Quality — Is this a genuinely good business?
  • Financial Safety — Could this blow up on me?
  • Valuation — Am I paying a fair price?
  • Growth Durability — Is the growth real and likely to last?
  • Momentum — Is the market already moving on this?
The ten-second read ·

A strong balance sheet and elite growth, at a cheap price, though quality is only decent; the market is already moving on it. Business Quality: Solid; Financial Safety: Sound; Valuation: Cheap; Growth Durability: Compounding; Momentum: Surging.

  • quarterly revenue $9M (Q4 FY2026, quarter ended Jun 2026)
  • Altman Z 0.22 · Piotroski F 8
  • ROE 10.7% · ROA 1.0% · earnings yield 8.5% · free-cash-flow yield 10.3%

Helping: balance-sheet strength, an attractive price, durable growth, positive momentum

What has the MoonshotScore done over time?

MoonshotScore snapshots recorded for HFBL (29 recorded, newest six shown)
RecordedScoreBand
82Exceptional
81Exceptional
84Exceptional
84Exceptional
70Strong
70Strong

The score was 85 in the stored Oct 4, 2026 snapshot and remains 85 in the current publication computed Oct 5, 2026 (0); the largest pillar moves were Growth Durability +2; the pillar moves offset under the sector-relative weighting, so the headline score is unchanged. This current publication is not yet represented in the immutable snapshot archive.

Calculation uses the most recent completed US trading session. Live price changes do not update the score immediately.

Computed · Educational signal · not a buy or sell recommendation · How the MoonshotScore is computed →

Price & valuation

Dates shown where recorded
MeasureValueAs of
Latest provided price$25.39
Change on the day+2.48%
52-week range$13.70 – $28.00
Market capitalisation$77.5M
Price / earnings (trailing)12.44
Shares traded on the day1.1K

Price & events

Other perspectives

Council score for Home Federal Bancorp, Inc. of Louisiana (HFBL): perspectives

Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.

9-Factor Breakdown

Revenue Growth Neutral
Gross Margin Strong
Operating Leverage Neutral
Cash Runway Neutral
R&D Intensity Neutral
Insider Activity Moderate
Trading Liquidity Neutral
Price Momentum Negative
News Sentiment Neutral

Legends Council

3 lenses, 0 current

AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built

Englander-style lens (simulated) Izzy Englander Favorable read
Klarman-style lens (simulated) Seth Klarman Favorable read
Moon AI lens (model) Favorable read

Read on: Sep 11, 2026 · older than the 27 hours refresh window; not a current reading

Munger's Mindset

Balance Sheet & Valuation · historical

Financial Health Moderate
Margin of Safety Fairly Valued
Profit Margin Strong
Revenue Growth Neutral
ROE Neutral
Gross Margin Negative

Read on: Sep 11, 2026 · older than the 27 hours refresh window; not a current reading

How to read these bars and different assessments

Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.

Bars show each model's ordered assessment on its own scale, not a probability or a comparable investment return. The adjacent words give the assessment; more filled segments indicate a stronger model reading.

On Sep 11, 2026, the Munger lens read the price at that time as fairly valued against its own estimate of value.

Readings on this page are from Oct 5, 2026, except a card that shows its own read date.

Watch the HFBL film — every key number, told as a short cinematic story

~2 min · open the film

1 · What is it?

What is Home Federal Bancorp, Inc. of Louisiana (HFBL), and what does it report?

Short answer · as of

A current FMP business description is unavailable; the listing and provider classification below are the available identity facts. Home Federal Bancorp, Inc. of Louisiana (HFBL) is listed on NASDAQ. It employs 72 people and is led by James R. Barlow. In Q4 FY2026 it reported revenue of $9M and net income of $1M. The market values it at $77.5M.

2 · Latest results

What do the latest results show for Home Federal Bancorp, Inc. of Louisiana (HFBL)?

Short answer · as of

The most recent reported quarter, Q4 FY2026, carried revenue of $9M.

Quarterly income statement — 4 quarters
Revenue, net income and earnings per share by quarter
PeriodRevenueNet incomeEPS
Q4 FY2026$9M$1M$0.47 (diluted)
Q3 FY2026$8M$1M$0.48 (diluted)
Q2 FY2026$8M$2M$0.54 (diluted)
Q1 FY2026$9M$2M$0.52 (diluted)
3 · Financial strengths and risks

What are the financial strengths and risks for Home Federal Bancorp, Inc. of Louisiana (HFBL)?

Short answer

The MoonshotScore pillars rate balance-sheet strength, an attractive price, durable growth, positive momentum as strengths. The distress and quality screens read Altman Z 0.22 · Piotroski F 8. Trailing ratios: ROE 10.7% · ROA 1.0% · earnings yield 8.5% · free-cash-flow yield 10.3%.

5 · Peer comparison

How does Home Federal Bancorp, Inc. of Louisiana compare with its peers?

Short answer

Home Federal Bancorp, Inc. of Louisiana's score ranks 13th of 13 in the bounded comparison shown, against 12 same-model peers. These are company scores, not expected investment returns. The set lists named competitors first, then companies in the same data-provider industry classification closest in market value; that classification is the provider's, not our judgment of business similarity.

Peer set — price, market value and MoonshotScore
CompanyPriceMarket valueScore
Ames National Corporation (ATLO) Same industry, near in market value$32.20 Oct 5, 2026$287M91 5-pillar Oct 5, 2026
C&F Financial Corporation (CFFI) Same industry, near in market value$99.76 Oct 5, 2026$324M91 5-pillar Oct 5, 2026
Norwood Financial Corp. (NWFL) Same industry, near in market value$33.79 Oct 5, 2026$367M91 5-pillar Oct 5, 2026
Parke Bancorp, Inc. (PKBK) Same industry, near in market value$32.66 Oct 5, 2026$388M91 5-pillar Oct 5, 2026
SB Financial Group, Inc. (SBFG) Same industry, near in market value$29.18 Oct 5, 2026$184M90 5-pillar Oct 5, 2026
Hawthorn Bancshares, Inc. (HWBK) Same industry, near in market value$38.45 Oct 5, 2026$267M90 5-pillar Oct 5, 2026
Princeton Bancorp, Inc. (BPRN) Same industry, near in market value$43.85 Oct 5, 2026$298M90 5-pillar Oct 5, 2026
Fidelity D & D Bancorp, Inc. (FDBC) Same industry, near in market value$55.27 Oct 5, 2026$321M90 5-pillar Oct 5, 2026
Northeast Community Bancorp, Inc. (NECB) Same industry, near in market value$26.63 Oct 5, 2026$368M90 5-pillar Oct 5, 2026
Citizens Financial Services, Inc. (CZFS) Same industry, near in market value$79.38 Oct 5, 2026$382M90 5-pillar Oct 5, 2026
First Capital, Inc. (FCAP) Same industry, near in market value$64.18 Oct 5, 2026$214M89 5-pillar Oct 5, 2026
The First Bancorp, Inc. (FNLC) Same industry, near in market value$34.13 Oct 5, 2026$386M89 5-pillar Oct 5, 2026
Home Federal Bancorp, Inc. of Louisiana (HFBL) — this page$25.39$77.5M85

Only 5-pillar scores are ranked together. Other models are not directly comparable. Price and score dates are shown separately; market-value dates are unavailable.

The records behind this page

Insider activity

Form 4 records via FMP · Available records within the last 180 days, newest dated Aug 4, 2026 (coverage not recorded)

Transactions
5
Identified insiders
3
Purchases
0
Sales
0
Other transactions
5

Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent.

Common Questions About HFBL

These answers are editorial: 1 of these 9 answers is drawn from the HFBL research dossier (written May 4, 2026 by gemini-2.0-flash); the other 8 are question templates that restate figures shown above. Figures in this section are not part of the source register.

What does the MoonshotScore mean for HFBL?

HFBL carries the MoonshotScore stated above — the Exceptional band. This is an educational research signal, not a buy or sell recommendation. The number comes from the five-pillar engine (business quality, financial safety, valuation, growth durability, momentum), re-ranked daily against sector peers.

Is HFBL a good stock to buy?

Stock Expert AI does not rate HFBL buy, sell or hold. Home Federal Bancorp, Inc. of Louisiana carries a MoonshotScore, in the Exceptional band, a research rating against its peers rather than a forecast. Whether it fits is your call: check what it sells, whether it earns and what the price assumes. This is educational content, not investment advice.

What is the HFBL stock price today?

The last price recorded on this page for Home Federal Bancorp, Inc. of Louisiana (HFBL) is $25.39, as of the Oct 2, 2026 trading session (source: Financial Modeling Prep (FMP) · quote). It is a provider snapshot, not a live exchange feed, so check a brokerage quote before you trade.

What are the main risks for HFBL?

Home Federal Bancorp, Inc. of Louisiana faces several risks inherent to the regional banking sector. Increased competition from larger national banks and fintech companies could erode market share. Rising interest rates could compress net interest margins and reduce loan demand.

What are the key factors to evaluate for HFBL?

Home Federal Bancorp, Inc. of Louisiana (HFBL) holds a MoonshotScore in the high range. P/E: 12.44x. The wealth management market is growing, driven by increasing affluence and demand for financial planning services. Not financial advice.

How frequently does HFBL data refresh on this page?

HFBL's price is the last quote we recorded, from the Oct 2, 2026 trading session. Pages are served from a cache, so the copy you are reading can lag that quote. The quote is a provider snapshot, not an exchange feed. Fundamentals follow quarterly filings. V2 is recalculated from the most recent completed US trading session; the score's own date shows its last successful run.

What has driven HFBL's recent stock price performance?

Home Federal Bancorp, Inc. of Louisiana (HFBL) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Established presence in local market. See the News tab for the latest drivers. Past performance does not predict future results.

Should investors consider HFBL overvalued or undervalued right now?

Home Federal Bancorp, Inc. of Louisiana (HFBL) trades at 12.44x earnings. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.

Can I buy fractional shares of HFBL?

Fractional-share availability for Home Federal Bancorp, Inc. of Louisiana (HFBL) depends on your brokerage, account and supported securities. Check the broker's current eligibility, minimums and fees before placing an order.

Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.

Machine-generated analysis by Stock Expert AI — model gemini-2.0-flash, generated May 4, 2026. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief.

Sources — records for every figure on this page (17 figures)

The 17 rows below are exactly the facts the evidence-backed sections of this page printed — the 10-second verdict, the MoonshotScore, price and market value, the five questions with their receipts, and the records behind this page. Known dates and sources are recorded on their own rows; an em dash or UNRECORDED tier preserves a stored observation without inventing either. The quarterly income statement is provider-standardized (FMP) under one row, and scale definitions — a 0-100 rating, the band ladder, the Piotroski 0–9 range — are fixed rather than measured. No number in those sections was generated by a model. The register does not cover quoted third-party headlines, the dated council readings, or the Frequently Asked Questions; each of those says where it came from where it stands.

"As of" is the date the value is true for where the source carries one — a quarter end, a filing date, a price close, the day the score was computed. A cached observation with no source date remains undated; the page publication date is not used as a substitute.

FMP — 10 facts from Financial Modeling Prep endpoint families

FMP facts used on this page
Fact IDFactValue as shownAs ofTierSource
px.lastLatest provided price$25.39FMPFinancial Modeling Prep (FMP) · quote — Dated to the US trading session the price belongs to, derived from the quote record's timestamp (weekend and pre-open reads roll back to the previous weekday; exchange holidays are not modelled). The record does not establish an exchange execution time. Retrieved 2026-10-05T12:34:59.777Z.
px.changeChange on the day+2.48%FMPFinancial Modeling Prep (FMP) · quote
px.mcapMarket capitalisation$77.5MFMPFinancial Modeling Prep (FMP) · quote — Date unknown Market cap record date: 2026-10-02. FMP quote timestamp: 2026-10-02T20:00:00.000Z. Captured from FMP at 2026-10-05T12:34:57.696Z. No share-count basis is inferred; this page preserves the reported amount instead of recalculating it from shares.
px.change_absChange on the day, in dollars+$0.615FMPFinancial Modeling Prep (FMP) · quote
fin.q_revenueRevenue, Q4 FY2026$9MFMPFinancial Modeling Prep (FMP) · income statement (quarterly)
px.pePrice / earnings (trailing)12.44FMPFinancial Modeling Prep (FMP) · quote
px.volumeShares traded on the day1.1KFMPFinancial Modeling Prep (FMP) · quote
fin.q_incomeNet income, Q4 FY2026$1MFMPFinancial Modeling Prep (FMP) · income statement (quarterly)
fin.q_tableQuarterly income statement4 quarters through Q4 FY2026FMPFinancial Modeling Prep (FMP) · income statement (quarterly), as filed
own.insidersInsider transactions via FMP5 transactions · 0 purchases, 0 sales, 5 other transactions · 3 identified insiders · available records within the last 180 days, newest dated Aug 4, 2026 (coverage not recorded)FMPFinancial Modeling Prep (FMP), carrying Form 4 transaction records — Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent.

UNRECORDED — 5 facts from stored observations whose source was not recorded

UNRECORDED facts used on this page
Fact IDFactValue as shownAs ofTierSource
fin.scoresDistress and quality screensAltman Z 0.22 · Piotroski F 8UNRECORDEDStored financial-scores observation — Captured 2026-10-03 · Expired observation
fin.ratiosReturn and yield ratios (trailing twelve months)ROE 10.7% · ROA 1.0% · earnings yield 8.5% · free-cash-flow yield 10.3%—UNRECORDEDStored key metrics — Date unknown
px.range5252-week range$13.70 – $28.00UNRECORDEDStored company-profile observation — Captured 2026-09-30
id.employeesEmployees72UNRECORDEDStored company-profile observation — Captured 2026-09-30
id.ceoChief executiveJames R. BarlowUNRECORDEDStored company-profile observation — Captured 2026-09-30

OURS — 2 facts from Stock Expert AI's own score and rank

OURS facts used on this page
Fact IDFactValue as shownAs ofTierSource
ours.moonshotMoonshotScore v285 of 100 · Exceptional · pillars 67 / 79 / 84 / 93 / 99OURSStock Expert AI MoonshotScore v2 engine
ours.moonshot_changeMoonshotScore movement85 (stored snapshot Oct 4, 2026) → 85 (current publication computed Oct 5, 2026) (0)OURSStock Expert AI current score publication and immutable score snapshots — The current score publication is not yet represented in the immutable snapshot archive.
Published
Research standards
Methodology · Editorial policy · Corrections
Data Sources & Methodology
Figures come from Financial Modeling Prep (FMP). If FMP has no figure for a ticker, a price or fundamental may come from a Yahoo Finance fallback, or a price from an Alpaca fallback. SEC EDGAR is used only for filing links and company identity details (legal name, address), never for figures. AI analysis by Stock Expert AI proprietary algorithms. Technical indicators via industry-standard calculations. Last updated: .
Data Provenance
Sources: Financial Modeling Prep (FMP) — Primary · Yahoo Finance — Fallback · Alpaca — Tertiary
Last fetched:
Cache TTL: Quote 5min · Profile 7d · Financials 7d · Insider 48h
How we use AI: Numbers are pulled directly from FMP & Yahoo Finance — our AI writes the analysis, it never edits the figures.
Data provided as-is for educational purposes. Not financial advice. Methodology

Data provided for informational purposes only.