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Hingham Institution for Savings (HIFS) Stock Price & Analysis

Hingham Institution for Savings (HIFS) — MoonshotScore 64/100 (Fair band), calculated Oct 5, 2026. Price $287.01 (-0.27%), as of the Oct 5, 2026 trading session; market cap $626M.

Educational signal · not a buy or sell recommendation · How to read this

$287.01 −$0.7689 (-0.27%) Market Cap $626M

Hingham Institution for Savings · HIFS · NASDAQ

Hingham Institution for Savings is a regional bank providing financial products and services to individuals and businesses. Operating primarily in Boston and eastern Massachusetts, the bank focuses on commercial and residential real estate lending.

Price as of Oct 5, 2026

Key Statistics

64 of 100

MoonshotScore v2 · Hingham Institution for Savings (HIFS)

Fair
Business Quality Solid (76)
Financial Safety Strained (38)
Valuation Fair (75)
Growth Durability Compounding (98)
Momentum Slipping (32)
Why this rating? Method, drivers & history

Bands for the MoonshotScore: Exceptional 80-100 · Strong 65-79 · Fair 45-64 · Weak below 45.

  • Business Quality — Is this a genuinely good business?
  • Financial Safety — Could this blow up on me?
  • Valuation — Am I paying a fair price?
  • Growth Durability — Is the growth real and likely to last?
  • Momentum — Is the market already moving on this?
The ten-second read ·

High quality and elite growth, at a cheap price, but a strained balance sheet. Business Quality: Solid; Financial Safety: Strained; Valuation: Fair; Growth Durability: Compounding; Momentum: Slipping.

  • quarterly revenue $72M (Q2 FY2026, quarter ended Jun 2026)
  • Altman Z 0.36 · Piotroski F 6
  • ROE 10.9% · ROA 1.1%

Holding back: weak price trend

Helping: business quality, an attractive price, durable growth

What has the MoonshotScore done over time?

MoonshotScore snapshots recorded for HIFS (30 recorded, newest six shown)
RecordedScoreBand
65Strong
66Strong
66Strong
62Fair
62Fair
64Fair

The score moved from 63 in the stored Oct 4, 2026 snapshot to 64 in the current publication computed Oct 5, 2026 (+1); the largest pillar moves were Momentum -1.

Calculation uses the most recent completed US trading session. Live price changes do not update the score immediately.

Computed · Educational signal · not a buy or sell recommendation · How the MoonshotScore is computed →

Price & valuation

As of
MeasureValue
Latest provided price$287.01
Change on the day-0.27%
52-week range$248.53 – $338.00
Market capitalisation$626M
Price / earnings (trailing)9.49
Shares traded on the day21.7K

Price & events

Other perspectives

Council score for Hingham Institution for Savings (HIFS): perspectives

Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.

9-Factor Breakdown

Revenue Growth Neutral
Gross Margin Strong
Operating Leverage Neutral
Cash Runway Neutral
R&D Intensity Neutral
Insider Activity Moderate
Trading Liquidity Moderate
Price Momentum Moderate
News Sentiment Neutral

Legends Council

5 lenses, 0 current

AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built

Dalio-style lens (simulated) Ray Dalio Favorable read
Simons-style lens (simulated) Jim Simons Neutral read
Englander-style lens (simulated) Izzy Englander Unfavorable read
Klarman-style lens (simulated) Seth Klarman Favorable read
Moon AI lens (model) Neutral read

Read on: Sep 10, 2026 · older than the 27 hours refresh window; not a current reading

Munger's Mindset

Balance Sheet & Valuation · historical

Financial Health Moderate
Margin of Safety Fairly Valued
Profit Margin Strong
Revenue Growth Neutral
ROE Moderate
Gross Margin Negative

Read on: Sep 10, 2026 · older than the 27 hours refresh window; not a current reading

How to read these bars and different assessments

Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.

Bars show each model's ordered assessment on its own scale, not a probability or a comparable investment return. The adjacent words give the assessment; more filled segments indicate a stronger model reading.

On Sep 10, 2026, the Munger lens read the price at that time as fairly valued against its own estimate of value.

Readings on this page are from Oct 5, 2026, except a card that shows its own read date.

Watch the HIFS film — every key number, told as a short cinematic story

~2 min · open the film

1 · What is it?

What is Hingham Institution for Savings (HIFS), and what does it report?

Short answer · as of

A current FMP business description is unavailable; the listing and provider classification below are the available identity facts. Hingham Institution for Savings (HIFS) is listed on NASDAQ. It employs 93 people and is led by Robert H. Gaughen Jr.. In Q2 FY2026 it reported revenue of $72M and net income of $25M. The market values it at $626M.

2 · Latest results

What do the latest results show for Hingham Institution for Savings (HIFS)?

Short answer · as of

The most recent reported quarter, Q2 FY2026, carried revenue of $72M.

Quarterly income statement — 4 quarters
Revenue, net income and earnings per share by quarter
PeriodRevenueNet incomeEPS
Q2 FY2026$72M$25M$11.50 (diluted)
Q1 FY2026$42M$3M$1.29 (diluted)
Q4 FY2025$67M$21M$9.39 (diluted)
Q3 FY2025$64M$17M$7.85 (diluted)
3 · Financial strengths and risks

What are the financial strengths and risks for Hingham Institution for Savings (HIFS)?

Short answer

The MoonshotScore pillars rate business quality, an attractive price, durable growth as strengths. What is holding it back is weak price trend. The distress and quality screens read Altman Z 0.36 · Piotroski F 6. Trailing ratios: ROE 10.9% · ROA 1.1%.

5 · Peer comparison

How does Hingham Institution for Savings compare with its peers?

Short answer

Hingham Institution for Savings's score ranks 13th of 13 in the bounded comparison shown, against 12 same-model peers. These are company scores, not expected investment returns. The set lists named competitors first, then companies in the same data-provider industry classification closest in market value; that classification is the provider's, not our judgment of business similarity.

Peer set — price, market value and MoonshotScore
CompanyPriceMarket valueScore
Hanmi Financial Corporation (HAFC) Same industry, near in market value$31.50 Oct 5, 2026$938M94 5-pillar Oct 5, 2026
Carter Bankshares, Inc. (CARE) Same industry, near in market value$30.55 Oct 5, 2026$677M93 5-pillar Oct 5, 2026
Northrim BanCorp, Inc. (NRIM) Same industry, near in market value$24.67 Oct 5, 2026$551M93 5-pillar Oct 5, 2026
First Financial Corporation (THFF) Same industry, near in market value$74.71 Oct 5, 2026$892M93 5-pillar Oct 5, 2026
Peoples Financial Services Corp. (PFIS) Same industry, near in market value$69.08 Oct 5, 2026$694M92 5-pillar Oct 5, 2026
Bankwell Financial Group, Inc. (BWFG) Same industry, near in market value$66.15 Oct 5, 2026$525M92 5-pillar Oct 5, 2026
Orange County Bancorp, Inc. (OBT) Same industry, near in market value$37.58 Oct 5, 2026$506M92 5-pillar Oct 5, 2026
Capital Bancorp, Inc. (CBNK) Same industry, near in market value$40.02 Oct 5, 2026$659M91 5-pillar Oct 5, 2026
Red River Bancshares, Inc. (RRBI) Same industry, near in market value$102.97 Oct 5, 2026$681M91 5-pillar Oct 5, 2026
Shore Bancshares, Inc. (SHBI) Same industry, near in market value$22.83 Oct 5, 2026$769M91 5-pillar Oct 5, 2026
ACNB Corporation (ACNB) Same industry, near in market value$63.78 Oct 5, 2026$651M90 5-pillar Oct 5, 2026
Greene County Bancorp, Inc. (GCBC) Same industry, near in market value$34.33 Oct 5, 2026$583M90 5-pillar Oct 5, 2026
Hingham Institution for Savings (HIFS) — this page$287.01$626M64

Only 5-pillar scores are ranked together. Other models are not directly comparable. Price and score dates are shown separately; market-value dates are unavailable.

What has been published about Hingham Institution for Savings (HIFS)?

Read these with our analysis →

Investor Questions: HIFS Stock

These answers are editorial: 1 of these 9 answers is drawn from the HIFS research dossier (written May 10, 2026 by gemini-2.0-flash); the other 8 are question templates that restate figures shown above. Figures in this section are not part of the source register.

What does the MoonshotScore mean for HIFS?

HIFS carries the MoonshotScore stated above — the Fair band. This is an educational research signal, not a buy or sell recommendation. The number comes from the five-pillar engine (business quality, financial safety, valuation, growth durability, momentum), re-ranked daily against sector peers. Hingham Institution for Savings is a regional bank providing financial products and services to individuals and businesses.

Is HIFS a good stock to buy?

Stock Expert AI does not rate HIFS buy, sell or hold. Hingham Institution for Savings carries a MoonshotScore, in the Fair band, a research rating against its peers rather than a forecast. Whether it fits is your call: check what it sells, whether it earns and what the price assumes. This is educational content, not investment advice.

What is the HIFS stock price today?

The last price recorded on this page for Hingham Institution for Savings (HIFS) is $287.01, as of the Oct 5, 2026 trading session (source: Financial Modeling Prep (FMP) · quote). It is a provider snapshot, not a live exchange feed, so check a brokerage quote before you trade.

What does Hingham Institution for Savings do?

Hingham Institution for Savings is a regional bank offering a variety of financial products and services to individuals and businesses.

What are the key factors to evaluate for HIFS?

Hingham Institution for Savings (HIFS) holds a MoonshotScore in the moderate range. P/E: 9.49x. The digital banking market is growing rapidly, with mobile banking transactions increasing year over year. Not financial advice.

How frequently does HIFS data refresh on this page?

HIFS's price is the last quote we recorded, from the Oct 5, 2026 trading session. Pages are served from a cache, so the copy you are reading can lag that quote. The quote is a provider snapshot, not an exchange feed. Fundamentals follow quarterly filings. V2 is recalculated from the most recent completed US trading session; the score's own date shows its last successful run.

What has driven HIFS's recent stock price performance?

Hingham Institution for Savings (HIFS) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Strong local presence in Boston and eastern Massachusetts. See the News tab for the latest drivers. Past performance does not predict future results.

Should investors consider HIFS overvalued or undervalued right now?

Hingham Institution for Savings (HIFS) trades at 9.49x earnings. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.

Can I buy fractional shares of HIFS?

Fractional-share availability for Hingham Institution for Savings (HIFS) depends on your brokerage, account and supported securities. Check the broker's current eligibility, minimums and fees before placing an order.

Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.

Machine-generated analysis by Stock Expert AI — model gemini-2.0-flash, generated May 10, 2026. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief.

Sources — records for every figure on this page (16 figures)

The 16 rows below are exactly the facts the evidence-backed sections of this page printed — the 10-second verdict, the MoonshotScore, price and market value, the five questions with their receipts, and the records behind this page. Known dates and sources are recorded on their own rows; an em dash or UNRECORDED tier preserves a stored observation without inventing either. The quarterly income statement is provider-standardized (FMP) under one row, and scale definitions — a 0-100 rating, the band ladder, the Piotroski 0–9 range — are fixed rather than measured. No number in those sections was generated by a model. The register does not cover quoted third-party headlines, the dated council readings, or the Frequently Asked Questions; each of those says where it came from where it stands.

"As of" is the date the value is true for where the source carries one — a quarter end, a filing date, a price close, the day the score was computed. A cached observation with no source date remains undated; the page publication date is not used as a substitute.

FMP — 9 facts from Financial Modeling Prep endpoint families

FMP facts used on this page
Fact IDFactValue as shownAs ofTierSource
px.lastLatest provided price$287.01FMPFinancial Modeling Prep (FMP) · quote — Dated to the US trading session the price belongs to, derived from the quote record's timestamp (weekend and pre-open reads roll back to the previous weekday; exchange holidays are not modelled). The record does not establish an exchange execution time. Retrieved 2026-10-05T17:14:37.908Z.
px.changeChange on the day-0.27%FMPFinancial Modeling Prep (FMP) · quote
px.mcapMarket capitalisation$626MFMPFinancial Modeling Prep (FMP) · quote — Date unknown Market cap record date: 2026-10-05. FMP quote timestamp: 2026-10-05T17:14:24.000Z. Captured from FMP at 2026-10-05T17:14:36.865Z. No share-count basis is inferred; this page preserves the reported amount instead of recalculating it from shares.
px.change_absChange on the day, in dollars−$0.7689FMPFinancial Modeling Prep (FMP) · quote
fin.q_revenueRevenue, Q2 FY2026$72MFMPFinancial Modeling Prep (FMP) · income statement (quarterly)
px.pePrice / earnings (trailing)9.49FMPFinancial Modeling Prep (FMP) · quote
px.volumeShares traded on the day21.7KFMPFinancial Modeling Prep (FMP) · quote
fin.q_incomeNet income, Q2 FY2026$25MFMPFinancial Modeling Prep (FMP) · income statement (quarterly)
fin.q_tableQuarterly income statement4 quarters through Q2 FY2026FMPFinancial Modeling Prep (FMP) · income statement (quarterly), as filed

UNRECORDED — 5 facts from stored observations whose source was not recorded

UNRECORDED facts used on this page
Fact IDFactValue as shownAs ofTierSource
fin.scoresDistress and quality screensAltman Z 0.36 · Piotroski F 6UNRECORDEDStored financial-scores observation — Captured 2026-10-04 · Expired observation
fin.ratiosReturn and yield ratios (trailing twelve months)ROE 10.9% · ROA 1.1%—UNRECORDEDStored key metrics — Date unknown
px.range5252-week range$248.53 – $338.00UNRECORDEDStored company-profile observation — Captured 2026-10-05
id.employeesEmployees93UNRECORDEDStored company-profile observation — Captured 2026-10-05
id.ceoChief executiveRobert H. Gaughen Jr.UNRECORDEDStored company-profile observation — Captured 2026-10-05

OURS — 2 facts from Stock Expert AI's own score and rank

OURS facts used on this page
Fact IDFactValue as shownAs ofTierSource
ours.moonshotMoonshotScore v264 of 100 · Fair · pillars 76 / 38 / 75 / 98 / 32OURSStock Expert AI MoonshotScore v2 engine
ours.moonshot_changeMoonshotScore movement63 (stored snapshot Oct 4, 2026) → 64 (current publication computed Oct 5, 2026) (+1)OURSStock Expert AI current score publication and immutable score snapshots
Published
Research standards
Methodology · Editorial policy · Corrections
Data Sources & Methodology
Figures come from Financial Modeling Prep (FMP). If FMP has no figure for a ticker, a price or fundamental may come from a Yahoo Finance fallback, or a price from an Alpaca fallback. SEC EDGAR is used only for filing links and company identity details (legal name, address), never for figures. AI analysis by Stock Expert AI proprietary algorithms. Technical indicators via industry-standard calculations. Last updated: .
Data Provenance
Sources: Financial Modeling Prep (FMP) — Primary · Yahoo Finance — Fallback · Alpaca — Tertiary
Last fetched:
Cache TTL: Quote 5min · Profile 7d · Financials 7d · Insider 48h
How we use AI: Numbers are pulled directly from FMP & Yahoo Finance — our AI writes the analysis, it never edits the figures.
Data provided as-is for educational purposes. Not financial advice. Methodology

Data provided for informational purposes only.