Intesa Sanpaolo S.p.A. (IITSF) Stock Price & Analysis
Intesa Sanpaolo S.p.A. (IITSF) — price $7.45 (0.00%), as of the Oct 2, 2026 trading session; market cap $132B. Expected results Oct 30, 2026.
Educational signal · not a buy or sell recommendation · How to read this
Intesa Sanpaolo S.p.A. · IITSF · Financial Services · Banks
Headquartered in Turin, Italy, Intesa Sanpaolo S.p.A. is a prominent financial institution primarily serving the Italian market with a broad spectrum of banking products and services.
Price as of Oct 2, 2026
Key Statistics
No publishable V2 score is available for this stock yet.
Price & valuation
| Measure | Value | As of |
|---|---|---|
| Latest provided price | $7.45 | |
| Change on the day | 0.00% | |
| 52-week range | $5.75–$8.09 | |
| Market capitalisation | $132B | |
| Price / earnings (trailing) | 11.30 | |
| Shares traded on the day | 2.0K | |
| Beta (volatility vs the S&P 500) | 0.77 | |
| Dividends per share (last 12 months) | $0.44 | |
| Dividend yield (last 12 months) | 5.85% |
Price & events
Triangles mark reported quarters on the line: pointing up is above the recorded estimate, down is below, a diamond means no estimate on file or a dated event that is not a results report. Numbers key to the dated list. Point at or tab to any week for its close.
Events behind the price
- · Earnings results · below the recorded estimate
- · Earnings results · above the recorded estimate
- · Earnings results · above the recorded estimate
- · Earnings call · management outlook
- · Earnings results · above the recorded estimate
Results dates follow the earnings feed; call dates follow the transcript provider. Nearby dates do not establish that an event caused a price move.
Upcoming events
Management outlook
Yes, we can confirm that at the moment, the forward rates are continuing to remain 50, 70 basis points above our hypothesis on the business plan, and this can give between EUR 500 million and EUR 600 million positive contribution in the NII of 2029, also taking in consideration what you said that we will have positive contribution by the replicating portfolio that is continuing to repricing and it gives EUR 500 million positive contribution in 2027 and other EUR 300 million in '28/'29.
Luca Bocca · Statement from
Net interest income in the first 6 months was up compared to last year despite lower rates, and we can raise our guidance for this year to well above EUR 15 billion.
Carlo Messina · Statement from
Statement dates identify the earnings call, not a deadline. Management expectations and provider estimates can change.
Read management statementsOther perspectives
Council score for Intesa Sanpaolo S.p.A. (IITSF): perspectives
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
9-Factor Breakdown
Legends Council
3 lenses, 0 current
AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built
Read on: Sep 8, 2026 · older than the 27 hours refresh window; not a current reading
Munger's Mindset
Balance Sheet & Valuation · historical
Read on: Apr 29, 2026 · older than the 27 hours refresh window; not a current reading
How to read these bars and different assessments
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
Bars show each model's ordered assessment on its own scale, not a probability or a comparable investment return. The adjacent words give the assessment; more filled segments indicate a stronger model reading.
On Apr 29, 2026, the Munger lens read the price at that time as undervalued against its own estimate of value.
Readings on this page are from Oct 5, 2026, except a card that shows its own read date.
Watch the IITSF film — every key number, told as a short cinematic story
~2 min · open the film
What is Intesa Sanpaolo S.p.A. (IITSF), and what does it report?
Short answer · as of
Households, businesses, public bodies, financial institutions, and affluent clients buy a connected range of products from Intesa Sanpaolo: deposits and credit, corporate and investment banking, leasing and factoring, managed investments, pensions, and insurance.
Research dated 2026-09-12.
Households, businesses, public bodies, financial institutions, and affluent clients buy a connected range of products from Intesa Sanpaolo: deposits and credit, corporate and investment banking, leasing and factoring, managed investments, pensions, and insurance. Banca dei Territori anchors the domestic franchise, while the group also reports through corporate banking, international subsidiaries, asset management, private banking, and insurance.
Reported revenue therefore does not represent a uniform volume of loans sold. Lending spreads, corporate activity, assets entrusted to the group, and demand for insurance and advisory services feed the top line through different economic channels.
What do the latest results show for Intesa Sanpaolo S.p.A. (IITSF)?
Short answer · as of
The most recent reported quarter, Q2 FY2026, carried revenue of $7.94B. Against analyst estimates the company has EPS beat 6 of 8 reports.
Did results meet expectations?
Reported earnings and revenue alongside the estimates recorded by the provider.
- Latest report · revenue
- $8.43B Jul 29, 2026
- Latest report · revenue estimate
- $7.96B Jul 29, 2026
- Latest report · revenue vs estimate
- Above estimate Jul 29, 2026
- Latest report · EPS vs estimate
- Above estimate Jul 29, 2026
| Report date | Revenue · reported | Revenue · estimate | EPS · reported | EPS · estimate |
|---|---|---|---|---|
| Jul 29, 2026 | $8.43B | $7.96B | $0.1827 | $0.1599 |
| May 8, 2026 | $8.27B | $8.02B | $0.1791 | $0.1733 |
| Feb 3, 2026 | $8.03B | $7.95B | $0.1198 | $0.1087 |
| Oct 29, 2025 | $6.91B | $7.98B | $0.1332 | $0.1560 |
Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined.
Quarterly income statement — 4 quarters
| Period | Revenue | Net income | EPS |
|---|---|---|---|
| Q2 FY2026 | $7.94B | $3.14B | $0.17 (diluted) |
| Q1 FY2026 | $12.18B | $3.11B | $0.18 (diluted) |
| Q4 FY2025 | $11.07B | $1.95B | $0.11 (diluted) |
| Q3 FY2025 | $10.41B | $2.66B | $0.15 (diluted) |
What should you watch next at Intesa Sanpaolo S.p.A. (IITSF)?
Short answer · as of
The next earnings report is expected on Oct 30, 2026.
What management is planning
Management expectations, not completed milestones or guarantees. Selected verbatim excerpts; dates follow the transcript provider.
Yes, we can confirm that at the moment, the forward rates are continuing to remain 50, 70 basis points above our hypothesis on the business plan, and this can give between EUR 500 million and EUR 600 million positive contribution in the NII of 2029, also taking in consideration what you said that we will have positive contribution by the replicating portfolio that is continuing to repricing and it gives EUR 500 million positive contribution in 2027 and other EUR 300 million in '28/'29.
Luca Bocca ·
Net interest income in the first 6 months was up compared to last year despite lower rates, and we can raise our guidance for this year to well above EUR 15 billion.
Carlo Messina ·
As a result, we will generate more than EUR 16 billion net income in 2029 with strong earnings per share, dividend per share, capital distribution per share accretion.
Carlo Messina ·
On capital position, we remain with our indication that we will stay absolutely above 13%, 13.1% in -- during 2026 and all the period of the plan.
Carlo Messina ·
What the records here don't tell us
- Detailed statement figures are not shown because their conversion to USD has not been verified.
- No insider Form 4 transaction falls inside the window this page reads.
Checked against the records this page reads, on the dates shown above.
How is Intesa Sanpaolo S.p.A. scored?
Research dated 2026-09-12.
Intesa Sanpaolo combines a large Italian retail and commercial franchise with corporate and investment banking, foreign subsidiary banks, asset management, private banking, and insurance. That structure differs from a focused deposit lender because client relationships can produce spread income, financing activity, managed-asset fees, and insurance business within the same group.
The breadth is primarily across products rather than geography: Italy remains the core market. IITSF is the group’s Other OTC ticker, not a separate American banking operation.
| Company | Price | Market value | Score |
|---|---|---|---|
| $26.94 Oct 2, 2026 | $149B | — Model unavailable | |
| $52.17 Oct 2, 2026 | $116B | — Model unavailable | |
| $60.73 Oct 2, 2026 | $172B | — Model unavailable | |
| $31.88 Oct 2, 2026 | $437M | — 5-pillar · not comparable |
The comparison model is unavailable. Other models are not directly comparable. Price and score dates are shown separately; market-value dates are unavailable.
What has been published about Intesa Sanpaolo S.p.A. (IITSF)?
What Investors Ask About Intesa Sanpaolo S.p.A. (IITSF) — Financial Services
Research dated 2026-09-12; the answers below are from that research, and the full attribution is under Sources. The last 2 questions are answered from this page's own dated data, not from the research.
How do Banca dei Territori and IMI Corporate and Investment Banking shape Intesa Sanpaolo’s business?
Banca dei Territori serves the domestic household and business franchise, while IMI Corporate and Investment Banking addresses corporations, financial institutions, and public bodies with financing and capital-markets services. They place recurring retail relationships and more activity-sensitive corporate business inside the same group.
What does the replicating portfolio mean for Intesa Sanpaolo’s outlook?
Management expects continued repricing in the replicating portfolio to add to net interest income. That contribution matters because it is intended to support spread income even as lower market rates pressure other parts of the lending book.
Is IITSF a separate American banking business?
IITSF is the Other OTC ticker for Intesa Sanpaolo, whose headquarters are in Turin and whose primary market is Italy. The ticker provides a trading line for the same banking group rather than representing a distinct American operation.
What is the IITSF stock price today?
The last price recorded on this page for Intesa Sanpaolo S.p.A. (IITSF) is $7.45, as of the Oct 2, 2026 trading session (source: Financial Modeling Prep (FMP) · quote). It is a provider snapshot, not a live exchange feed, so check a brokerage quote before you trade.
Does IITSF pay a dividend?
Yes. Intesa Sanpaolo S.p.A. (IITSF) shows a trailing 12-month dividend yield of 5.85%, as of Oct 2, 2026, in the data on this page. Payout ratio and cash-flow coverage decide whether it can last, and past dividends do not guarantee future payments.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Research written by Codex (gpt-5.6-sol) on 2026-09-12. AI-authored analysis; source dates are shown with each answer. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief.
Sources — records for every figure on this page (38 figures)
The 38 rows below are exactly the facts the evidence-backed sections of this page printed — the 10-second verdict, the MoonshotScore, price and market value, the five questions with their receipts, and the records behind this page. Known dates and sources are recorded on their own rows; an em dash or UNRECORDED tier preserves a stored observation without inventing either. The quarterly income statement is provider-standardized (FMP) under one row, and scale definitions — a 0-100 rating, the band ladder, the Piotroski 0–9 range — are fixed rather than measured. No number in those sections was generated by a model. The register does not cover quoted third-party headlines, the dated council readings, or the Frequently Asked Questions; each of those says where it came from where it stands.
"As of" is the date the value is true for where the source carries one — a quarter end, a filing date, a price close, the day the score was computed. A cached observation with no source date remains undated; the page publication date is not used as a substitute.
OFFICIAL — 1 fact from SEC filings and earnings calls
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
prod.outlook | Management outlook — call excerpts | Luca Bocca (Jul 29, 2026): Yes, we can confirm that at the moment, the forward rates are continuing to remain 50, 70 basis points above our hypothesis on the business plan, and this can give between EUR 500 million and EUR 600 million positive contribution in the NII of 2029, also taking in consideration what you said that we will have positive contribution by the replicating portfolio that is continuing to repricing and it gives EUR 500 million positive contribution in 2027 and other EUR 300 million in '28/'29. Carlo Messina (Jul 29, 2026): Net interest income in the first 6 months was up compared to last year despite lower rates, and we can raise our guidance for this year to well above EUR 15 billion. Carlo Messina (Jul 29, 2026): As a result, we will generate more than EUR 16 billion net income in 2029 with strong earnings per share, dividend per share, capital distribution per share accretion. Carlo Messina (Jul 29, 2026): On capital position, we remain with our indication that we will stay absolutely above 13%, 13.1% in -- during 2026 and all the period of the plan. | OFFICIAL | Company earnings call, transcript via Financial Modeling Prep (FMP) — Selected verbatim statements from the latest available call, dated by the transcript provider. Management expectations, not completed milestones or guarantees. Relative dates retain the speaker's wording. |
FMP — 31 facts from Financial Modeling Prep endpoint families
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
px.last | Latest provided price | $7.45 | FMP | Financial Modeling Prep (FMP) · quote — Dated to the US trading session the price belongs to, derived from the quote record's timestamp (weekend and pre-open reads roll back to the previous weekday; exchange holidays are not modelled). The record does not establish an exchange execution time. Retrieved 2026-10-04T22:14:50.151Z. | |
px.change | Change on the day | 0.00% | FMP | Financial Modeling Prep (FMP) · quote | |
px.mcap | Market capitalisation | $132B | FMP | Financial Modeling Prep (FMP) · quote — Date unknown Market cap record date: 2026-10-02. FMP quote timestamp: 2026-10-02T20:00:00.000Z. Captured from FMP at 2026-10-04T22:14:49.028Z. No share-count basis is inferred; this page preserves the reported amount instead of recalculating it from shares. | |
earn.next | Next earnings date | Oct 30, 2026 | FMP | Financial Modeling Prep (FMP) earnings calendar — The date is our provider's estimate until the company confirms it. | |
id.business_summary | Business description (FMP excerpt) | Headquartered in Turin, Italy, Intesa Sanpaolo S.p.A. is a prominent financial institution primarily serving the Italian market with a broad spectrum of banking products and services. | FMP | Financial Modeling Prep (FMP) company profile — Deterministic excerpt derived from id.description; source and date describe the input fact, not a new provider observation | |
px.change_abs | Change on the day, in dollars | $0.00 | FMP | Financial Modeling Prep (FMP) · quote | |
px.range52 | 52-week range | $5.75–$8.09 | FMP | Financial Modeling Prep (FMP) quote | |
px.pe | Price / earnings (trailing) | 11.30 | FMP | Financial Modeling Prep (FMP) · quote | |
px.volume | Shares traded on the day | 2.0K | FMP | Financial Modeling Prep (FMP) · quote | |
px.beta | Beta | 0.77 | FMP | Financial Modeling Prep (FMP) company profile | |
id.ceo | Chief executive | Carlo Messina | FMP | Financial Modeling Prep (FMP) key executives (proxy-derived) — Titles and pay come from the company's proxy statement as our provider parsed it. | |
id.employees | Employees | 100,356 | FMP | Financial Modeling Prep (FMP) company profile | |
id.hq | Headquarters | Piazza San Carlo, 156, Turin, TO, 10121, IT | FMP | Financial Modeling Prep (FMP) company profile | |
fin.q_revenue | Revenue, Q2 FY2026 | $7.94B | FMP | Financial Modeling Prep (FMP) · income statement (quarterly) | |
earn.history.depth.2026-07-29.revenue_actual | Revenue · reported — report date 2026-07-29 | $8.43B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-29.revenue_estimated | Revenue · estimate — report date 2026-07-29 | $7.96B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-29.eps_actual | EPS · reported — report date 2026-07-29 | $0.1827 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-29.eps_estimated | EPS · estimate — report date 2026-07-29 | $0.1599 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-05-08.revenue_actual | Revenue · reported — report date 2026-05-08 | $8.27B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-05-08.revenue_estimated | Revenue · estimate — report date 2026-05-08 | $8.02B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-05-08.eps_actual | EPS · reported — report date 2026-05-08 | $0.1791 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-05-08.eps_estimated | EPS · estimate — report date 2026-05-08 | $0.1733 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-02-03.revenue_actual | Revenue · reported — report date 2026-02-03 | $8.03B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-02-03.revenue_estimated | Revenue · estimate — report date 2026-02-03 | $7.95B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-02-03.eps_actual | EPS · reported — report date 2026-02-03 | $0.1198 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-02-03.eps_estimated | EPS · estimate — report date 2026-02-03 | $0.1087 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-10-29.revenue_actual | Revenue · reported — report date 2025-10-29 | $6.91B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-10-29.revenue_estimated | Revenue · estimate — report date 2025-10-29 | $7.98B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-10-29.eps_actual | EPS · reported — report date 2025-10-29 | $0.1332 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-10-29.eps_estimated | EPS · estimate — report date 2025-10-29 | $0.1560 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
fin.q_table | Quarterly income statement | 4 quarters through Q2 FY2026 | FMP | Financial Modeling Prep (FMP) · income statement (quarterly), as filed |
UNRECORDED — 1 fact from stored observations whose source was not recorded
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
earn.history | Reported versus estimated, recent quarters | EPS beat 6 of 8 | UNRECORDED | Stored earnings-history observation — Captured 2026-09-23 · Expired observation |
COMPUTED — 4 facts from our arithmetic, formula restated
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
div.ttm_per_share | Dividends per share, last 12 months (split-adjusted) | $0.44 | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history — Sum of 2 split-adjusted declared dividends with an ex-date in the 365 days to 2026-10-04, per current share. Ex-dates are not payment dates; special dividends are included. Not a declared annual rate. | |
div.ttm_yield | Dividend yield, last 12 months | 5.85% | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history and quote — Split-adjusted dividends with ex-dates in the trailing 365-day window divided by the packet price, on the same current-share basis. Price date follows the quote, latest price bar or packet-build day when unstamped. Not a forecast or declared annual rate. | |
earn.history.depth.2026-07-29.revenue_actual.comparison | Latest report · revenue vs estimate | Above estimate | Report date · | COMPUTED | Computed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported revenue ($8.43B) with the recorded estimate ($7.96B) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns. |
earn.history.depth.2026-07-29.eps_actual.comparison | Latest report · EPS vs estimate | Above estimate | Report date · | COMPUTED | Computed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported EPS ($0.1827) with the recorded estimate ($0.1599) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns. |
OURS — 1 fact from Stock Expert AI's own score and rank
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
gap.statement_currency | Statement currency limitation | Detailed statement figures are not shown because their conversion to USD has not been verified. | OURS | Stock Expert AI currency-basis check |
Fact-family notes
- Earnings-history note. Source series as of 2026-07-29. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined. Applies to Fact IDs:
earn.history.depth.2026-07-29.revenue_actual,earn.history.depth.2026-07-29.revenue_estimated,earn.history.depth.2026-07-29.revenue_actual.comparison,earn.history.depth.2026-07-29.eps_actual.comparison,earn.history.depth.2026-07-29.eps_actual,earn.history.depth.2026-07-29.eps_estimated,earn.history.depth.2026-05-08.revenue_actual,earn.history.depth.2026-05-08.revenue_estimated,earn.history.depth.2026-05-08.eps_actual,earn.history.depth.2026-05-08.eps_estimated,earn.history.depth.2026-02-03.revenue_actual,earn.history.depth.2026-02-03.revenue_estimated,earn.history.depth.2026-02-03.eps_actual,earn.history.depth.2026-02-03.eps_estimated,earn.history.depth.2025-10-29.revenue_actual,earn.history.depth.2025-10-29.revenue_estimated,earn.history.depth.2025-10-29.eps_actual,earn.history.depth.2025-10-29.eps_estimated.
- Published
- Research standards
- Methodology · Editorial policy · Corrections
- Report a number
- sedat@stockexpertai.com
Sources used for research written 2026-09-12
Historical evidence preserved with this analysis. Current figures are listed separately above.
| Evidence | Captured value | Source date | Source type | Source |
|---|---|---|---|---|
| Business description | Headquartered in Turin, Italy, Intesa Sanpaolo S.p.A. is a prominent financial institution primarily serving the Italian market with a broad spectrum of banking products and services. The group's operations are strategically divided into six key segments: Banca dei Territori, IMI Corporate & Investment Banking, International Subsidiary Banks, Asset Management, Private Banking, and Insurance. Its comprehensive offerings encompass fundamental lending and deposit solutions, alongside sophisticated corporate and investment banking services, and public finance. Additionally, the company provides specialized commercial financing like industrial credit, factoring, and leasing. Clients also have access to diverse asset management solutions, a full suite of life and non-life insurance products, bancassurance, pension fund administration, and fiduciary services. For individual consumers, it offers credit facilities and E-money options, while affluent clients benefit from tailored wealth management and private banking expertise. Intesa Sanpaolo serves an extensive and varied clientele, including individuals, small and medium-sized businesses, non-profit organizations, large corporations, financial institutions, public administrative bodies, and high-net-worth individuals. | 2026-09-12 | FMP | Financial Modeling Prep (FMP) company profile |
| Sector / industry (provider taxonomy) | Financial Services / Banks | 2026-09-12 | FMP | Financial Modeling Prep (FMP) company profile |
| Ticker / exchange | IITSF on Other OTC | 2026-09-12 | FMP | Financial Modeling Prep (FMP) company profile |
| Headquarters | Piazza San Carlo, 156, Turin, TO, 10121, IT | 2026-09-12 | FMP | Financial Modeling Prep (FMP) company profile |
| Management outlook — dated call excerpts | Captured record · 4 entries
Selected verbatim statements from the latest available call, dated by the transcript provider. Management expectations, not completed milestones or guarantees. Relative dates retain the speaker's wording. | 2026-07-29 | OFFICIAL | Company earnings call, transcript via Financial Modeling Prep (FMP) |
Data provided for informational purposes only.