MMA Capital Holdings, Inc. (MMAC) Stock Analysis
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
MMA Capital Holdings, Inc. (MMAC) trades at $27.77 with AI Score 45/100 (Grade C). MMA Capital Holdings, Inc. invests in debt associated with renewable energy infrastructure and real estate. The company operates through U. Market cap: $11.3B, Sector: Financial services.
Price as of Jul 23, 2026 · Last analyzed: May 8, 2026Analyst Coverage for MMAC: MMAC does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates MMAC against Financial Services peers across nine fundamental dimensions and assigns an underweight signal based on the underlying data.
MMAC: 1/3 scored disciplines lean bearish. Dominant signal: Ray Dalio bullish.
How is this calculated? →Why this analysis is different
- A 9-signal quantitative MoonshotScore built from filings, insider activity, and market data — computed from the numbers, not from opinion.
- An AI Council read across up to eight perspectives — value, macro, quantitative, and momentum lenses — that shows where they disagree instead of averaging the tension away.
- Figures come straight from FMP and Yahoo Finance filings data. The AI writes the narrative around the numbers — it never edits the numbers.
MMA Capital Holdings, Inc. (MMAC) Financial Services Profile
MMA Capital Holdings, Inc. focuses on investments in debt related to renewable energy infrastructure and real estate. Operating through U.S. and International segments, the company manages leveraged bonds, low-income housing tax credits, and energy capital projects, differentiating itself through a diversified portfolio and strategic international presence in the financial services sector.
What Is the Investment Thesis for MMAC?
MMA Capital Holdings presents a compelling investment thesis centered on its strategic focus on renewable energy and affordable housing sectors. With a market capitalization of $11.3B, the company benefits from a diversified portfolio across leveraged bonds, LIHTC, and energy capital projects. A key value driver is the company's high profit margin of 384.0%, indicating efficient operations and successful project execution. Growth catalysts include increasing demand for renewable energy infrastructure and affordable housing, supported by government incentives and private investments. However, investors may want to evaluate the high P/E ratio of 19300382.0 as a potential risk factor. The company's beta of 0.47 suggests lower volatility compared to the market, which may appeal to risk-averse investors. The absence of a dividend yield may deter income-focused investors.
Based on FMP financials and quantitative analysis
MMAC Key Highlights
- Market capitalization of $11.3B, reflecting substantial investor confidence.
- Profit margin of 384.0%, indicating strong operational efficiency and project profitability.
- Gross margin of 100.0%, showcasing effective cost management and revenue generation.
- Beta of 0.47, suggesting lower volatility compared to the broader market.
- Strategic focus on renewable energy and affordable housing sectors, aligning with growing market demand.
Who Are MMAC's Competitors?
MMAC is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| APO Apollo Global Management, Inc. | $119.00 | -0.03% | $68.6B | 50 |
| COOP Mr. Cooper Group Inc. | $210.79 | -2.77% | $13.5B | 58 |
| FHN First Horizon Corporation | $25.52 | -0.78% | $12.1B | 89 |
| FMCCT Federal Home Loan Mortgage Corporation | $13.90 | -0.20% | $9.04B | 50 |
| FNMFO Federal National Mortgage Association | $32500.00 | -7.14% | $8.16B | 52 |
| FNMAS Federal National Mortgage Association | $9.43 | +0.32% | $7.41B | 54 |
| FNMA Federal National Mortgage Association | $6.07 | -5.60% | $7.03B | 56 |
| FNMAG Federal National Mortgage Association | $14.00 | +0.00% | $6.90B | 52 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are MMAC's Key Strengths?
- Specialized focus on renewable energy and affordable housing.
- High profit margin of 384.0%.
- Diversified portfolio across multiple asset classes.
- Experienced management team.
What Are MMAC's Weaknesses?
- High P/E ratio of 19300382.0.
- Dependence on government incentives and tax credits.
- Limited geographic diversification.
- Small number of employees (216).
What Could Drive MMAC Stock Higher?
- Increasing demand for renewable energy infrastructure driven by environmental concerns and government incentives.
- Growing need for affordable housing solutions due to urbanization and income inequality.
- Potential changes in government policies supporting renewable energy and affordable housing projects.
- Strategic partnerships and acquisitions to expand market reach and service offerings.
What Are the Key Risks for MMAC?
- Rich valuation — a P/E of 19300382.0 runs well above the Financial Services sector’s ~18x, leaving little room for a miss.
- Insider selling — insiders were net sellers of roughly $18.8M recently.
- Changes in government policies and regulations affecting renewable energy and affordable housing investments.
- Increased competition from other financial institutions and investment firms.
- Economic downturn impacting real estate and energy markets.
- Interest rate fluctuations affecting investment returns.
- Dependence on tax credits and government subsidies.
What Are the Growth Opportunities for MMAC?
- Expansion in Renewable Energy Investments: The increasing global focus on renewable energy provides a significant growth opportunity for MMA Capital. With growing demand for sustainable energy solutions, the company can expand its investments in renewable energy projects, including solar, wind, and hydro power. Timeline: Ongoing.
- Increased Focus on Low-Income Housing Tax Credits (LIHTC): The demand for affordable housing continues to rise, creating opportunities for MMA Capital to expand its LIHTC business line. By investing in affordable housing communities, the company can generate stable returns and contribute to social impact. Government incentives and tax credits further support this growth. The affordable housing market is expected to grow significantly over the next decade. Timeline: Ongoing.
- Strategic Partnerships and Acquisitions: MMA Capital can pursue strategic partnerships and acquisitions to expand its market reach and enhance its service offerings. Collaborating with other financial institutions, energy companies, and real estate developers can provide access to new projects and markets. Acquisitions can bring in specialized expertise and technologies, strengthening the company's competitive position. Timeline: Ongoing.
- Geographic Expansion in International Markets: MMA Capital can expand its international operations through its subsidiary, International Housing Solutions S.a r.l. (IHS). By targeting emerging markets with high demand for affordable housing, the company can diversify its portfolio and tap into new growth opportunities. This expansion can be achieved through partnerships with local developers and government agencies. Timeline: Ongoing.
- Leveraging Technology for Enhanced Efficiency: MMA Capital can leverage technology to improve its operational efficiency and enhance its investment management capabilities. Implementing advanced data analytics and project management tools can streamline processes, reduce costs, and improve decision-making. This includes using AI to assess risk and identify promising investment opportunities. Timeline: Ongoing.
What Opportunities Does MMAC Have?
- Expansion in renewable energy investments.
- Increased focus on Low-Income Housing Tax Credits (LIHTC).
- Strategic partnerships and acquisitions.
- Geographic expansion in international markets.
What Threats Does MMAC Face?
- Changes in government policies and regulations.
- Increased competition from other financial institutions.
- Economic downturn affecting real estate and energy markets.
- Interest rate fluctuations impacting investment returns.
What Are MMAC's Competitive Advantages?
- Specialized expertise in renewable energy and affordable housing finance.
- Established network of relationships with developers and government agencies.
- Diversified portfolio across multiple asset classes and geographic regions.
- Strong track record of successful project execution and investment management.
What Does MMAC Do?
MMA Capital Holdings, Inc., headquartered in Baltimore, Maryland, specializes in investing in debt associated with renewable energy infrastructure and real estate projects. Founded to capitalize on opportunities within the housing and energy sectors, the company has evolved into a diversified financial services provider with operations in the United States and internationally. MMA Capital operates through three primary segments: U.S. Operations, International Operations, and Corporate Operations. The U.S. Operations segment encompasses Leveraged Bonds, Low-Income Housing Tax Credits (LIHTC), and Energy Capital and Other Investments. The Leveraged Bonds business line involves owning and managing bonds that finance housing and infrastructure projects across the United States. The LIHTC business line focuses on managing investments in affordable housing communities. The Energy Capital and Other Investments business line provides crucial project capital for the development and construction of renewable energy systems. The International Operations segment is managed through International Housing Solutions S.a r.l. (IHS), focusing on international housing investments. MMA Capital Holdings leverages its expertise in financial structuring and project management to deliver value to its investors and partners, focusing on sustainable and socially responsible investments.
What Products and Services Does MMAC Offer?
- Invests in debt associated with renewable energy infrastructure.
- Finances real estate projects.
- Manages leveraged bonds that finance housing and infrastructure in the United States.
- Manages limited partner and general partner investments in affordable housing communities.
- Provides project capital necessary to develop and build renewable energy systems.
- Manages International Operations through International Housing Solutions S.a r.l. (IHS).
How Does MMAC Make Money?
- Generates revenue through interest income from leveraged bonds.
- Earns returns from investments in Low-Income Housing Tax Credits (LIHTC).
- Provides project capital for renewable energy systems and earns returns on these investments.
- Manages international housing investments through IHS.
What Industry Does MMAC Operate In?
MMA Capital Holdings operates within the financial services sector, specifically focusing on mortgages and investments in renewable energy and affordable housing. The industry is characterized by increasing demand for sustainable investments and affordable housing solutions, driven by government policies and societal needs. The competitive landscape includes firms like Apollo Global Management, Inc. (APO), Mr. Cooper Group Inc. (COOP), and First Horizon Corporation (FHN), each with different areas of focus. MMA Capital differentiates itself through its specialized focus on renewable energy infrastructure and LIHTC projects, positioning it to capitalize on niche market opportunities.
Who Are MMAC's Key Customers?
- Developers of renewable energy projects.
- Real estate developers focused on affordable housing.
- Investors seeking exposure to debt instruments in housing and infrastructure.
- Government agencies and organizations supporting affordable housing initiatives.
MMA Capital Holdings, Inc. (MMAC) Valuation Context
Valued at $11.3B, MMAC is classified as a large-cap stock. Relative to its peer group, MMAC's quantitative score of 45/100 is below the peer average of 60/100.
ROE 0%Key Financial Metrics
Return on equity for MMA Capital Holdings, Inc. stands at 0.0%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is 0.0%, showing how much profit it generates from its asset base. Its free cash flow yield is 0.2%, a gauge of the cash the business throws off relative to its market value. A current ratio of 0.05 means current liabilities exceed short-term assets, a liquidity point worth watching. Its earnings yield is 0.0%, the inverse of the P/E and a quick read on earnings relative to price.
F-Score 4/9Financial Health
MMA Capital Holdings, Inc.'s Piotroski F-Score is 4/9, a 9-point checklist of profitability, leverage and efficiency — a middling fundamental profile. Its Altman Z-Score of 24.35 places it in the safe zone, indicating low near-term bankruptcy risk.
Net sellingInsider Activity
The most recent 12 insider filings for MMA Capital Holdings, Inc. break down as 6 sales and 6 purchases. On net that is roughly 675K shares disposed (about $18.8M), a signal worth weighing alongside the fundamentals.
MMAC Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis
Bull Case vs Bear Case
Bull Case
- Specialized focus on renewable energy and affordable housing.
- High profit margin of 384.0%.
- Diversified portfolio across multiple asset classes.
- Experienced management team.
Bear Case
- High P/E ratio of 19300382.0.
- Dependence on government incentives and tax credits.
- Limited geographic diversification.
- Small number of employees (216).
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · July 2026
MMAC Latest News
No recent news available for MMAC.
MMAC Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for MMAC.
Price Targets
Wall Street price target analysis for MMAC.
MMAC MoonshotScore
What does this score mean?
The MoonshotScore rates MMAC 0-100 on quantitative fundamentals — growth, financial health, valuation, momentum, and risk.
Leadership: Michael Falcone
Unknown
Information about Michael Falcone's background is not available in the provided data. Without additional context, it is impossible to provide details regarding his career history, education, previous roles, or credentials. Further research would be needed to complete this section.
Track Record: Information about Michael Falcone's track record is not available in the provided data. Without additional context, it is impossible to provide details regarding his key achievements, strategic decisions, or company milestones under his leadership. Further research would be needed to complete this section.
MMAC Financial Services Stock FAQ
What does the AI Score mean for MMAC?
MMAC holds an AI Score of 45/100 (Grade: C). This is an educational research signal, not a buy or sell recommendation. MMA Capital Holdings, Inc. invests in debt associated with renewable energy infrastructure and real estate. The company operates through U.S. Operations, International Operations, and Corporate …
What does MMA Capital Holdings, Inc. do?
MMA Capital Holdings, Inc. invests in debt associated with renewable energy infrastructure and real estate. The company operates through three segments: U.S. Operations, International Operations, and Corporate Operations. The U.S. Operations segment includes Leveraged Bonds, Low-Income Housing Tax Credits (LIHTC), and Energy Capital and Other Investments. The International Operations segment is managed through International Housing Solutions S.a r.l. (IHS).
What do analysts say about MMAC stock?
Analyst consensus on MMA Capital Holdings, Inc. is not available in the provided data. Key valuation metrics, such as the P/E ratio of 19300382.0, should be considered in the context of the company's high profit margin of 384.0%. Growth considerations include the increasing demand for renewable energy and affordable housing, which could drive future revenue growth. However, further research is needed to assess analyst sentiment and potential price targets.
What are the main risks for MMAC?
The main risks for MMA Capital Holdings, Inc. include potential changes in government policies and regulations affecting renewable energy and affordable housing investments. Increased competition from other financial institutions and investment firms could also impact the company's market share. Economic downturns could negatively affect real estate and energy markets, reducing investment returns.
How sensitive is MMAC to interest rate changes?
Analyzing MMA Capital Holdings, Inc.'s sensitivity to interest rate changes requires understanding the composition of its debt investments and how changes in interest rates affect the value of those assets.
What is MMA Capital Holdings, Inc.'s credit quality and risk management approach?
Assessing MMA Capital Holdings, Inc.'s credit quality and risk management approach involves evaluating the loan portfolio quality, provision levels, and risk management frameworks employed by the company. As MMAC invests in debt related to renewable energy infrastructure and real estate, understanding the creditworthiness of borrowers and the measures taken to mitigate potential losses is crucial.
What are the key factors to evaluate for MMAC?
MMA Capital Holdings, Inc. (MMAC) holds an AI score of 45/100 (low). P/E: 19300382.0x vs the S&P 500's ~20-25x. Not financial advice.
How frequently does MMAC data refresh on this page?
MMAC's price was last updated on Jul 23, 2026 and refreshes on page view during U.S. market hours — it is not a real-time exchange feed. Fundamentals update after quarterly filings; the MoonshotScore recalculates nightly; news aggregates continuously.
What has driven MMAC's recent stock price performance?
MMA Capital Holdings, Inc. (MMAC) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Specialized focus on renewable energy and affordable housing. See the News tab for the latest drivers. Past performance does not predict future results.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- Limited information available on CEO's background and track record.
- Analyst consensus data not available.
- Interest rate sensitivity and credit quality analysis require further investigation.