Omni Financial Services, Inc. (OFSI) Stock Price & Analysis
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P/E 0.00 means the share price is 0.00 times one year of earnings per share.
For informational purposes only. Not financial advice. Machine-generated analysis by Stock Expert AI — model gemini-2.5-flash, generated Jun 14, 2026. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief. Data sources: Financial Modeling Prep, Yahoo Finance, SEC EDGAR
Quick AnswerOmni Financial Services, Inc. (OFSI) trades at $0.00046. Omni Financial Services, Inc. provides a diverse range of financial products and services, including various annuities, life and health insurance, and comprehensive financial planning for individuals, professionals, and business owners. Sector: Financials.
Price as of · Last analyzed: Jun 14, 2026Analyst Coverage for OFSI: OFSI does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage.
No score published: we hold no usable price for this ticker, and a grade beside a missing price says nothing.
Omni Financial Services, Inc. (OFSI) Financial Services Profile
Omni Financial Services, Inc. is a Fort Myers, Florida-based financial services provider established in 1976, offering a comprehensive suite of products including deferred, fixed, and immediate annuities, alongside group medical, life, disability, and long-term care insurance. The company also delivers essential college funding, retirement, and estate planning services to individuals, professionals, and business owners.
What Is the Investment Thesis for OFSI?
Omni Financial Services, Inc. operates with a robust business model characterized by a 31.7% profit margin and a 100.0% gross margin, indicating strong operational efficiency in its service delivery. The company's diversified product portfolio, encompassing annuities, various insurance types, and comprehensive financial planning services, positions it to capitalize on demographic shifts, such as an aging population driving demand for retirement and long-term care solutions. Growth catalysts include the increasing complexity of financial planning, which elevates the need for expert guidance in college funding and estate planning, and the potential for cross-selling across its established client base. As a provider of essential financial products, OFSI benefits from recurring revenue streams from annuities and insurance premiums. Key value drivers include its long operational history since 1976, suggesting established client relationships and market trust, and its broad service offering that addresses multiple client needs, fostering client retention and expansion opportunities within the financial services landscape.
Based on FMP financials and quantitative analysis
OFSI Key Highlights
Omni Financial Services, Inc. maintains a 100.0% gross margin, reflecting efficient service delivery and cost management within its financial product offerings.
- The company reports a strong 31.7% profit margin, indicating effective profitability from its diversified portfolio of annuities, insurance, and financial planning services.
- With a market capitalization of $0.00 billion, OFSI operates as a smaller entity within the broader financial services sector.
- The company's P/E ratio is 0.00, suggesting either no earnings or a valuation not typically driven by current earnings multiples.
- Omni Financial Services, Inc. employs 208 individuals, supporting its operations in providing financial products and planning services from its Fort Myers, Florida headquarters.
Who Are OFSI's Competitors?
OFSI is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | MoonshotScore |
|---|---|---|---|---|
| LGHL Lion Group Holding Ltd. | $4.01 | -3.61% | — | |
| ARBK Argo Blockchain plc | $2.25 | -0.44% | — | |
| MEGL Magic Empire Global Limited | $0.92 | -8.49% | $7.39M | — |
| NCPL Netcapital Inc. | $1.40 | -9.68% | $11.0M | — |
| GSIW Garden Stage Limited | $9.51 | -10.37% | $13.4M | — |
| MDBH MDB Capital Holdings, LLC | $2.40 | -1.64% | $24.2M | — |
| COHN Cohen & Company Inc. | $9.78 | +2.09% | $31.6M | — |
| PROP Prairie Operating Co. | $0.38 | -5.29% | $36.7M | — |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are OFSI's Key Strengths?
Diverse product and service portfolio including annuities, various insurance types, and financial planning.
- Strong profitability indicated by a 31.7% profit margin and 100.0% gross margin.
- Long-standing operational history since 1976, suggesting market stability and experience.
- Broad customer base serving individuals, professionals, and business owners.
What Are OFSI's Weaknesses?
Market capitalization of $0.00B suggests a relatively small scale within the financial services industry.
- P/E ratio of 0.00 indicates either no earnings or a valuation not based on traditional earnings multiples.
- Reliance on traditional financial products may expose it to market interest rate fluctuations.
- Limited public information available, typical for OTC-traded companies, which can affect investor confidence.
What Are the Key Risks for OFSI?
Financial-distress signal — its Altman Z-Score of 0.07 sits in the distress zone (elevated bankruptcy risk).
- Inconsistent delivery — missed Wall Street EPS estimates in 4 of the last 4 reported quarters.
- Highly competitive financial services market, with larger institutions potentially eroding OFSI's market share or pricing power.
- Regulatory changes in the financial services and insurance industries could impose new compliance costs or restrict certain product offerings.
- Economic downturns or prolonged periods of low interest rates could negatively impact the profitability of annuity products and client investment behavior.
- The 'OTC Other' trading tier presents risks of low liquidity, wide bid-ask spreads, and limited public disclosure, which can deter institutional investment.
- Dependence on a diversified product portfolio means that underperformance in one segment (e.g., insurance or annuities) could impact overall company profitability.
What Threats Does OFSI Face?
- Intense competition from larger, more established financial institutions and insurance providers.
- Regulatory changes in the financial services and insurance sectors impacting product offerings and compliance costs.
- Economic downturns or market volatility affecting client investment behavior and demand for financial products.
- Challenges associated with OTC trading, including lower liquidity and potential difficulty in attracting institutional investors.
What Are OFSI's Competitive Advantages?
- Comprehensive product suite covering annuities, diverse insurance types, and financial planning, fostering client retention.
- Long operational history since 1976, indicating established market presence and client trust.
- Experienced team of 208 employees providing personalized service and expertise.
- Ability to serve a broad client base including individuals, professionals, and business owners with tailored solutions.
What Does OFSI Do?
OMNI Financial Services, Inc. is a long-standing financial services provider, established in 1976 and headquartered in Fort Myers, Florida. For nearly five decades, the company has evolved to offer a comprehensive array of financial products and services designed to meet the diverse needs of individuals, professionals, and business owners. Its core offerings include a robust suite of annuity products, encompassing deferred annuities, fixed annuities, and immediate annuities, which cater to various retirement planning and income generation strategies. Beyond annuities, OMNI Financial Services, Inc. is a significant provider of insurance solutions, offering group medical insurance, key employee insurance, survivor life insurance, disability insurance, fixed life insurance, long-term care insurance, and term life insurance products. These insurance offerings address critical aspects of personal and business risk management, employee benefits, and legacy planning. Furthermore, the company extends its expertise into specialized financial planning services, assisting clients with critical life stages and wealth management objectives. This includes college funding planning, designed to help families save and invest for educational expenses; comprehensive retirement planning, guiding clients through wealth accumulation and distribution phases; and estate planning services, ensuring efficient wealth transfer and legacy preservation. With 208 employees, OMNI Financial Services, Inc. positions itself as a holistic financial partner, aiming to provide integrated solutions that span wealth accumulation, risk protection, and strategic financial guidance across its client base in the financial services sector.
What Products and Services Does OFSI Offer?
- Provide deferred, fixed, and immediate annuities for retirement and income planning.
- Offer group medical insurance to businesses for employee benefits.
- Supply various life insurance products, including key employee, survivor life, fixed life, and term life.
- Deliver disability insurance to protect income in case of incapacitation.
- Provide long-term care insurance to cover costs associated with extended care needs.
- Assist clients with college funding strategies and investment plans.
- Offer comprehensive retirement planning services to help individuals achieve financial security.
- Facilitate estate planning to ensure efficient wealth transfer and legacy preservation.
How Does OFSI Make Money?
- Generates revenue through commissions on the sale of various insurance products.
- Earns fees from the sale and management of annuity products.
- Receives fees for providing financial planning services, including college funding, retirement, and estate planning.
- Leverages a diversified product portfolio to attract and retain individuals, professionals, and business owners.
What Industry Does OFSI Operate In?
Omni Financial Services, Inc. operates within the dynamic Financial - Capital Markets industry, a broad sector encompassing institutions that facilitate capital formation and allocation. This industry is characterized by continuous evolution driven by regulatory changes, technological advancements, and shifting client demographics. OFSI's focus on annuities, various insurance products, and financial planning positions it within segments experiencing steady demand, particularly from an aging population seeking retirement income solutions and individuals requiring comprehensive wealth management. The competitive landscape is fragmented, including large national banks, independent financial advisors, and specialized insurance providers. Omni Financial Services, Inc. differentiates itself through a comprehensive suite of offerings that aims to serve individuals, professionals, and business owners holistically, leveraging its long operational history since 1976 to build client trust and relationships in a market often valuing stability and personalized service.
Who Are OFSI's Key Customers?
- Individuals seeking retirement income, insurance protection, and personal financial planning.
- Professionals requiring specialized insurance, wealth management, and estate planning services.
- Business owners looking for group medical benefits, key employee insurance, and business succession planning.
Research confidence
Thin evidence — scoring coverage unknown. Treat this as a starting point, not a conclusion.
- ● Scoring coverage unknown
- ● No usable price
- ● No filing on record
- ● No analyst coverage
Earnings Track Record
Omni Financial Services, Inc. has missed Wall Street's EPS estimate in 4 of its last 4 reported quarters — a recurring pattern of falling short of estimates. Reported results have landed about 13.9% below estimates on average.
Key Financial Metrics
Return on equity for Omni Financial Services, Inc. stands at 18.3%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is 1.3%, showing how much profit it generates from its asset base. OFSI trades at a trailing price-to-earnings ratio of 0.00, below the Financial Services sector average of ~17.20x.
Financial Health
Omni Financial Services, Inc.'s Piotroski F-Score is 4/9, a 9-point checklist of profitability, leverage and efficiency — a middling fundamental profile. Its Altman Z-Score of 0.07 places it in the distress zone, a signal of elevated financial risk.
Company Profile
Omni Financial Services, Inc. operates in the Financial - Capital Markets industry within the Financial Services sector. It is headquartered in Fort Myers, US. The company is led by CEO Dennis Harrelson. OFSI has traded publicly since 2006.
OFSI Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis
OFSI Latest News
No recent news available for OFSI.
OFSI Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations collected by Financial Modeling Prep for OFSI.
Price Targets
Wall Street price target analysis for OFSI.
OFSI MoonshotScore
MoonshotScore is Stock Expert AI's proprietary 0-100 research rating, not a buy or sell recommendation. No MoonshotScore is published for OFSI; grades run from A+ (80-100) to F (below 30).
OFSI OTC Market Information
Omni Financial Services, Inc. trades on the OTC market under the 'OTC Other' tier. This classification signifies that the company does not meet the requirements for OTCQX or OTCQB, which are higher tiers with more stringent reporting standards. Companies in the 'OTC Other' tier typically have limited public disclosure, often providing only basic financial information or none at all, making them less transparent than companies on major exchanges like NYSE or NASDAQ. This tier is often associated with micro-cap or smaller, less-established companies, and it implies a higher degree of risk due to the lack of comprehensive, standardized financial reporting.
- OTC Tier: OTC Other
- Limited public disclosure and 'Unknown' disclosure status, making it difficult for investors to assess financial health and operational performance.
- Lower liquidity and wider bid-ask spreads inherent in OTC trading, potentially leading to difficulty in buying or selling shares.
- Increased susceptibility to price manipulation due to less stringent regulatory oversight and lower trading volumes.
- Difficulty in obtaining reliable and timely information for investment decisions, increasing informational asymmetry.
- Potential for delisting or further restrictions if disclosure requirements are not met or if trading activity diminishes significantly.
- Verify any available financial statements directly from the company or third-party sources, if possible.
- Research the company's management team and their track record beyond what is publicly stated.
- Investigate the company's business operations, revenue streams, and competitive position in detail.
- Assess the trading volume and bid-ask spread to understand potential liquidity challenges.
- Examine any news, press releases, or regulatory filings that might be available through alternative channels.
- Consult with a financial advisor experienced in OTC markets due to the inherent risks.
- Understand the specific regulatory environment and compliance requirements for 'OTC Other' companies.
- Long operational history since 1976, suggesting an established business rather than a recent startup.
- Clear business description detailing specific financial products and services offered.
- Headquartered in Fort Myers, Florida, indicating a physical presence and operational base.
- Manages 208 employees, suggesting a substantive operational scale for an OTC-traded entity.
Omni Financial Services, Inc. Financials Stock: Key Questions Answered
What are the main risks for OFSI, especially as an OTC-traded company?
The main risks for Omni Financial Services, Inc. stem from both its industry and its trading venue. In the financial services sector, OFSI faces intense competition from larger, more established firms, which could pressure pricing and market share.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
MoonshotScore is not published for this security.
Data provided for informational purposes only.
- Limited specific data available for CEO background and track record, resulting in 'Unknown' for those fields.
- Growth opportunities and risks are derived from the company's stated business model and general financial services industry trends, as specific company initiatives were not detailed.
- The P/E ratio of 0.00 and Market Cap of $0.00B suggest either no earnings or very small/unreported financials, which impacts traditional valuation analysis.