Regions Financial Corporation (RF) Stock: Price, Forecast & Analyst Target
Regions Financial Corporation (RF) — MoonshotScore 79/100 (Strong band), calculated Oct 4, 2026. Price $27.10 (+0.52%), as of the Oct 2, 2026 trading session; market cap $23.1B. Expected results Oct 16, 2026.
Educational signal · not a buy or sell recommendation · How to read this
Regions Financial Corporation · RF · NYSE · Financial Services · Banks - Regional
Research dated 2026-09-12: Regions Financial is a Birmingham-based bank holding company whose earnings span consumer lending and deposits, corporate banking, capital markets and wealth management. The pivotal question is whether anticipated gains in net interest income and fee revenue can outpace rising expenses without sacrificing earnings quality.
Price as of Oct 2, 2026
Key Statistics
MoonshotScore v2 · Regions Financial (RF)
StrongWhy this rating? Method, drivers & history
Bands for the MoonshotScore: Exceptional 80-100 · Strong 65-79 · Fair 45-64 · Weak below 45.
- Business Quality — Is this a genuinely good business?
- Financial Safety — Could this blow up on me?
- Valuation — Am I paying a fair price?
- Growth Durability — Is the growth real and likely to last?
- Momentum — Is the market already moving on this?
High quality and durable growth, at a dirt-cheap price, but a strained balance sheet, and the price trend has turned against it. Business Quality: Elite; Financial Safety: Strained; Valuation: Cheap; Growth Durability: Compounding; Momentum: Slipping.
- quarterly revenue $2.38B (Q2 FY2026, quarter ended Jun 2026)
- EPS beat 6 of 8
- expected results Oct 16, 2026
Holding back: weak price trend
Helping: business quality, an attractive price, durable growth
What has the MoonshotScore done over time?
| Recorded | Score | Band |
|---|---|---|
| 81 | Exceptional | |
| 79 | Strong | |
| 80 | Exceptional | |
| 80 | Exceptional | |
| 78 | Strong | |
| 78 | Strong |
The score was 79 in the stored Oct 3, 2026 snapshot and remains 79 in the current publication computed Oct 4, 2026 (0); the largest pillar moves were Growth Durability +1; the pillar moves offset under the sector-relative weighting, so the headline score is unchanged.
Calculation uses the most recent completed US trading session. Live price changes do not update the score immediately.
Computed · Educational signal · not a buy or sell recommendation · How the MoonshotScore is computed →
Price & valuation
| Measure | Value | As of |
|---|---|---|
| Latest provided price | $27.10 | |
| Change on the day | +0.52% | |
| 52-week range | $22.70–$32.47 | |
| Market capitalisation | $23.1B | |
| Price / earnings (trailing) | 10.93 | |
| Shares traded on the day | 9.99M | |
| Beta (volatility vs the S&P 500) | 1 | |
| Dividends per share (last 12 months) | $1.09 | |
| Dividend yield (last 12 months) | 4.04% |
Price & events
Triangles mark reported quarters on the line: pointing up is above the recorded estimate, down is below, a diamond means no estimate on file or a dated event that is not a results report. Numbers key to the dated list. Point at or tab to any week for its close.
Events behind the price
- · Earnings results · above the recorded estimate
- · Earnings results · below the recorded estimate
- · Earnings results · above the recorded estimate
- · Earnings call · management outlook
- · Earnings results · above the recorded estimate
Results dates follow the earnings feed; call dates follow the transcript provider. Nearby dates do not establish that an event caused a price move.
Upcoming events
Management outlook
Third quarter net interest income is expected to increase approximately 2%, progressing toward the middle of our 2.5% to 4% full year outlook. And based on our current expectations for loan growth, we expect our net interest margin to exit the year at approximately 3.7%.
Anil Chadha · Statement from
As John mentioned earlier, higher long-term interest rates have impacted overall capital markets income, however, we continue to expect quarterly revenue to increase within our $90 million to $105 million range, trending towards the lower end of the range in the third quarter and moving higher thereafter.
Anil Chadha · Statement from
Statement dates identify the earnings call, not a deadline. Management expectations and provider estimates can change.
Read management statementsOther perspectives
Council score for Regions Financial (RF): perspectives
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
5-Factor Breakdown
Legends Council
6 lenses, 0 current
AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built
Read on: Sep 24, 2026 · older than the 27 hours refresh window; not a current reading
Munger's Mindset
Balance Sheet & Valuation · historical
Read on: Sep 10, 2026 · older than the 27 hours refresh window; not a current reading
How to read these bars and different assessments
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
Bars show each model's ordered assessment on its own scale, not a probability or a comparable investment return. The adjacent words give the assessment; more filled segments indicate a stronger model reading.
On Sep 10, 2026, the Munger lens read the price at that time as undervalued against its own estimate of value.
Readings on this page are from Oct 5, 2026, except a card that shows its own read date.
Watch the RF film — every key number, told as a short cinematic story
~2 min · open the film
What is Regions Financial (RF), and what does it report?
Short answer · as of
Regions does more than gather deposits and make local loans.
Research dated 2026-09-12.
Regions does more than gather deposits and make local loans. Its Consumer Bank sells mortgages, home-equity credit, cards and deposit accounts; its Corporate Bank provides commercial lending, real-estate finance, leasing, treasury products, underwriting, syndication, foreign exchange, derivatives and advisory services; and Wealth Management adds planning, trust and asset-management revenue.
The Consumer Bank is the largest disclosed revenue contributor, followed by the Corporate Bank, with Wealth Management much smaller. Reported revenue therefore reflects lending and deposit economics alongside capital-markets activity and wealth fees, so loan demand is only part of the earnings mechanism.
What do the latest results show for Regions Financial (RF)?
Short answer · as of
The most recent reported quarter, Q2 FY2026, carried revenue of $2.38B.
Research dated 2026-09-12.
The latest period brought sequential increases in revenue, operating profit, net income and diluted earnings per share. The reported earnings and revenue also exceeded consensus, improving on the preceding release in which earnings cleared expectations but revenue did not; however, selling, general and administrative expense rose sharply and operating cash flow fell from the prior period while remaining positive.
Management expects net interest income to advance as loan growth supports the margin outlook. It separately says higher long-term rates have weighed on capital-markets income, while expense growth is expected to remain contained enough for revenue growth to produce positive operating leverage. Those statements describe the intended mechanism; the reported expense increase and uneven cash conversion remain the checks on it.
What do the reported financial results show?
Reported revenue, net income and earnings per share from the income statement.
- Latest quarter · revenue
- $2.38B Jun 30, 2026
- Latest quarter · net income
- $570.00M Jun 30, 2026
- Latest quarter · EPS
- $0.6400 (diluted) Jun 30, 2026
| Period end | Revenue | Net income | EPS |
|---|---|---|---|
| Jun 30, 2026 | $2.38B | $570.00M | $0.6400 (diluted) |
| Mar 31, 2026 | $2.33B | $559.00M | $0.6200 (diluted) |
| Dec 31, 2025 | $2.41B | $534.00M | $0.5800 (diluted) |
| Sep 30, 2025 | $2.46B | $569.00M | $0.6100 (diluted) |
Revenue and net income are in USD; EPS is USD per share. Statement EPS is labelled diluted or basic only when its source identifies that basis. Otherwise, its basis is unknown.
Did results meet expectations?
Reported earnings and revenue alongside the estimates recorded by the provider.
- Latest report · revenue
- $1.95B Jul 17, 2026
- Latest report · revenue estimate
- $1.94B Jul 17, 2026
- Latest report · revenue vs estimate
- Above estimate Jul 17, 2026
- Latest report · EPS vs estimate
- Above estimate Jul 17, 2026
| Report date | Revenue · reported | Revenue · estimate | EPS · reported | EPS · estimate |
|---|---|---|---|---|
| Jul 17, 2026 | $1.95B | $1.94B | $0.6800 | $0.6290 |
| Apr 17, 2026 | $1.87B | $1.91B | $0.6200 | $0.5970 |
| Jan 16, 2026 | $1.92B | $1.93B | $0.5700 | $0.6110 |
| Oct 17, 2025 | $1.94B | $1.92B | $0.6300 | $0.5970 |
Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined.
Quarterly income statement — 4 quarters
| Period | Revenue | Net income | EPS |
|---|---|---|---|
| Q2 FY2026 | $2.38B | $570M | $0.64 (diluted) |
| Q1 FY2026 | $2.33B | $559M | $0.62 (diluted) |
| Q4 FY2025 | $2.41B | $534M | $0.58 (diluted) |
| Q3 FY2025 | $2.46B | $569M | $0.61 (diluted) |
What are the financial strengths and risks for Regions Financial (RF)?
Short answer · as of
The MoonshotScore pillars rate business quality, an attractive price, durable growth as strengths.
Research dated 2026-09-12.
Cash and short-term investments exceed reported debt, and the broader investment pool adds substantial balance-sheet resources. That comparison does not settle bank funding risk: total liabilities are far larger than debt alone, while cash and short-term investments have swung markedly between reporting dates.
Operating cash flow has been positive in most recent periods but has also turned negative, making any isolated quarter a poor proxy for durable cash generation. Across the annual series, revenue has climbed, yet net income remains below earlier highs despite a recent recovery. Weaker loan growth, continued pressure on capital-markets income or expenses rising faster than revenue would challenge the current earnings path.
What does the cash-flow statement report?
Dated cash-flow statement entries, using the provider’s reported classification.
- Latest quarter · operating cash flow
- $369.00M Jun 30, 2026
- Previous quarter · operating cash flow
- $867.00M Mar 31, 2026
| Period end | Operating cash flow | Capital expenditure (reported) |
|---|---|---|
| Jun 30, 2026 | $369.00M | Provider sign conflict |
| Mar 31, 2026 | $867.00M | −$4.00M |
| Dec 31, 2025 | −$319.00M | −$3.00M |
| Sep 30, 2025 | $861.00M | −$8.00M |
Operating cash-flow bars share one scale and show magnitude; negative values mean cash used.
USD. Statement entries keep the provider’s reported sign. These financial-company figures are not used here to estimate cash runway, surplus cash, or business value.
What should you watch next at Regions Financial (RF)?
Short answer · as of
The next earnings report is expected on Oct 16, 2026.
Research dated 2026-09-12.
Watch whether net interest income advances, whether the net interest margin moves toward management’s stated exit level, and whether loan growth supplies the expected support. Capital-markets revenue is another direct test: management expects it near the lower end of its stated range before improving later.
Expense control must convert those revenue gains into positive operating leverage rather than merely higher reported income accompanied by heavier overhead. The scheduled earnings release offers the nearest checkpoint, while steadily rising consensus revenue and earnings estimates set a broader expectation that later results must earn. The recently increased dividend adds a cash commitment worth comparing with subsequent earnings and cash generation.
What management is planning
Management expectations, not completed milestones or guarantees. Selected verbatim excerpts; dates follow the transcript provider.
Third quarter net interest income is expected to increase approximately 2%, progressing toward the middle of our 2.5% to 4% full year outlook. And based on our current expectations for loan growth, we expect our net interest margin to exit the year at approximately 3.7%.
Anil Chadha ·
As John mentioned earlier, higher long-term interest rates have impacted overall capital markets income, however, we continue to expect quarterly revenue to increase within our $90 million to $105 million range, trending towards the lower end of the range in the third quarter and moving higher thereafter.
Anil Chadha ·
For full year 2026, we continue to expect adjusted noninterest expense to be up between 1.5% and 3.5%, and we expect to deliver full year adjusted positive operating leverage.
Anil Chadha ·
But we're confident as we look in the second half of the year, particularly when it comes to revenue and our expectations for where we expect to grow revenue that we'll be able to deliver positive operating leverage as we continue to focus on good expense management as we believe we have for the first half of the year.
Anil Chadha ·
How does Regions Financial compare with its peers?
Short answer
Regions Financial's score ranks 9th of 13 in the bounded comparison shown, against 12 same-model peers. These are company scores, not expected investment returns. The set lists named competitors first, then companies in the same data-provider industry classification closest in market value; that classification is the provider's, not our judgment of business similarity.
Research dated 2026-09-12.
Regions differs from a simpler regional spread lender because commercial clients can also buy underwriting, syndication, foreign-exchange, derivatives and acquisition advice, while wealth clients bring planning, trust and investment-management fees. Consumer banking remains the largest disclosed segment, but the corporate franchise makes capital-markets conditions material to the group’s results.
That mix creates more revenue paths than lending alone, along with a distinct sensitivity: higher long-term rates can pressure capital-markets income even while management expects net interest income to rise. Regions should therefore be compared through the interaction of consumer banking, corporate finance and wealth fees, not solely through loan growth.
| Company | Price | Market value | Score |
|---|---|---|---|
| $91.91 Oct 2, 2026 | $21.8B | 98 5-pillar Oct 4, 2026 | |
| $75.21 Oct 2, 2026 | $18.3B | 98 5-pillar Oct 4, 2026 | |
| $78.03 Oct 2, 2026 | $36.9B | 98 5-pillar Oct 4, 2026 | |
| $3.16 Oct 2, 2026 | $34.4B | 94 5-pillar Oct 4, 2026 | |
| $47.04 Oct 2, 2026 | $6.48B | 92 5-pillar Oct 4, 2026 | |
| $32.03 Oct 2, 2026 | $7.68B | 91 5-pillar Oct 4, 2026 | |
| $17.68 Oct 2, 2026 | $9.80B | 90 5-pillar Oct 4, 2026 | |
| $57.51 Oct 2, 2026 | $89.6B | 89 5-pillar Oct 4, 2026 | |
| Regions Financial (RF) — this page | $27.10 | $23.1B | 79 |
| $219.17 Oct 2, 2026 | $31.8B | 77 5-pillar Oct 4, 2026 | |
| $64.33 Oct 2, 2026 | $27.2B | 68 5-pillar Oct 4, 2026 | |
| $50.87 Oct 2, 2026 | $46.1B | 66 5-pillar Oct 4, 2026 | |
| $15.33 Oct 2, 2026 | $31.0B | 66 5-pillar Oct 4, 2026 |
Only 5-pillar scores are ranked together. Other models are not directly comparable. Price and score dates are shown separately; market-value dates are unavailable.
The records behind this page
Analyst targets & estimates
What analysts have on file
- Price target, low to high
- $28.00 – $36.00
- Consensus target
- $32.78
- Median target
- $34.00
Consensus record · Captured .
Measured against a quoted price of $27.10 (as of Oct 2, 2026).
Insider activity
Form 4 records via FMP · Of the newest 100 records, those within the last 180 days, newest dated Sep 10, 2026
- Transactions
- 39
- Identified insiders
- 16
- Purchases
- 0
- Sales
- 2
- Other transactions
- 37
Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent.
Who holds the shares?
Institutional ownership reported through 13F filings.
- Institutional ownership
- 87.0% Period end Jun 30, 2026
- Previous quarter · ownership
- 81.7% Prior to period end Jun 30, 2026
- Reporting holders
- 1,142 Period end Jun 30, 2026
- Previous quarter · holders
- 1,120 Prior to period end Jun 30, 2026
| Holders in provider snapshot | Shares |
|---|---|
| Blackrock, INC. | 81,326,428 |
| Vanguard Capital Management LLC | 55,724,527 |
| State Street Corp | 50,667,092 |
| Vanguard Portfolio Management LLC | 39,837,734 |
| Sixth Street Partners Management Company, L.P. | 27,773,516 |
Quarterly filings lag the period end. Holder rows are names in the provider snapshot, not a verified ranking; individual filing dates are not supplied. Related managers may appear separately, so these positions are not summed. Holder snapshot as of Jun 30, 2026.
What has been published about Regions Financial (RF)?
Common Questions About RF (Financial Services)
Research dated 2026-09-12; the answers below are from that research, and the full attribution is under Sources. The last 3 questions are answered from this page's own dated data, not from the research.
How important is Regions’ Consumer Bank beside its Corporate Bank?
Consumer Bank is the largest disclosed revenue segment, while Corporate Bank is also substantial and Wealth Management is much smaller. Regions’ results therefore lean heavily on consumer products but retain meaningful exposure to commercial lending and capital-markets activity.
Why are higher long-term rates pressuring Regions’ capital-markets income?
Management says higher long-term rates have weighed on capital-markets revenue and expects that business near the lower end of its stated range before a later improvement. This pressure sits alongside, rather than inside, the expected advance in net interest income.
What must happen for Regions to deliver positive operating leverage?
Revenue growth must exceed adjusted expense growth, with anticipated net interest income gains and later capital-markets improvement doing enough to absorb higher costs. The latest rise in overhead makes expense discipline a concrete test rather than a background assumption.
Why did Regions’ cash and short-term investments swing between reports?
The reported balance has varied sharply across recent reporting dates, so it should be read as a changing balance-sheet position rather than a stable surplus. The broader liquidity presentation also includes a large long-term investment pool, making composition as important as the headline cash figure.
What is the RF stock price today?
The last price recorded on this page for Regions Financial Corporation (RF) is $27.10, as of the Oct 2, 2026 trading session (source: Financial Modeling Prep (FMP) · quote). It is a provider snapshot, not a live exchange feed, so check a brokerage quote before you trade.
What is the RF price target?
The analyst consensus price target for Regions Financial Corporation (RF) is $32.78 (range $28.00 to $36.00, median $34.00), per FMP data captured Oct 4, 2026. Targets are analyst opinions and change often; they are not a Stock Expert AI forecast.
When are RF's next earnings?
The next earnings date listed on this page for Regions Financial Corporation (RF) is Oct 16, 2026. Companies sometimes move report dates, so the company's own announcement is the final word on timing.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Research written by Codex (gpt-5.6-sol) on 2026-09-12. AI-authored analysis; source dates are shown with each answer. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief.
Sources — records for every figure on this page (72 figures)
The 72 rows below are exactly the facts the evidence-backed sections of this page printed — the 10-second verdict, the MoonshotScore, price and market value, the five questions with their receipts, and the records behind this page. Known dates and sources are recorded on their own rows; an em dash or UNRECORDED tier preserves a stored observation without inventing either. The quarterly income statement is provider-standardized (FMP) under one row, and scale definitions — a 0-100 rating, the band ladder, the Piotroski 0–9 range — are fixed rather than measured. No number in those sections was generated by a model. The register does not cover quoted third-party headlines, the dated council readings, or the Frequently Asked Questions; each of those says where it came from where it stands.
"As of" is the date the value is true for where the source carries one — a quarter end, a filing date, a price close, the day the score was computed. A cached observation with no source date remains undated; the page publication date is not used as a substitute.
OFFICIAL — 2 facts from SEC filings and earnings calls
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
prod.outlook | Management outlook — call excerpts | Anil Chadha (Jul 17, 2026): Third quarter net interest income is expected to increase approximately 2%, progressing toward the middle of our 2.5% to 4% full year outlook. And based on our current expectations for loan growth, we expect our net interest margin to exit the year at approximately 3.7%. Anil Chadha (Jul 17, 2026): As John mentioned earlier, higher long-term interest rates have impacted overall capital markets income, however, we continue to expect quarterly revenue to increase within our $90 million to $105 million range, trending towards the lower end of the range in the third quarter and moving higher thereafter. Anil Chadha (Jul 17, 2026): For full year 2026, we continue to expect adjusted noninterest expense to be up between 1.5% and 3.5%, and we expect to deliver full year adjusted positive operating leverage. Anil Chadha (Jul 17, 2026): But we're confident as we look in the second half of the year, particularly when it comes to revenue and our expectations for where we expect to grow revenue that we'll be able to deliver positive operating leverage as we continue to focus on good expense management as we believe we have for the first half of the year. | OFFICIAL | Company earnings call, transcript via Financial Modeling Prep (FMP) — Selected verbatim statements from the latest available call, dated by the transcript provider. Management expectations, not completed milestones or guarantees. Relative dates retain the speaker's wording. | |
id.hq | SEC filing business address | Birmingham, AL | OFFICIAL | SEC EDGAR filer business address — The SEC filer business address. Our market-data provider separately lists "1900 Fifth Avenue North, Birmingham, AL, 35203, US". |
FMP — 62 facts from Financial Modeling Prep endpoint families
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
px.last | Latest provided price | $27.10 | FMP | Financial Modeling Prep (FMP) · quote — Dated to the US trading session the price belongs to, derived from the quote record's timestamp (weekend and pre-open reads roll back to the previous weekday; exchange holidays are not modelled). The record does not establish an exchange execution time. Retrieved 2026-10-04T20:54:52.793Z. | |
px.change | Change on the day | +0.52% | FMP | Financial Modeling Prep (FMP) · quote | |
px.mcap | Market capitalisation | $23.1B | FMP | Financial Modeling Prep (FMP) · quote — Date unknown Market cap record date: 2026-10-02. FMP quote timestamp: 2026-10-02T20:00:02.000Z. Captured from FMP at 2026-10-04T20:54:51.778Z. No share-count basis is inferred; this page preserves the reported amount instead of recalculating it from shares. | |
px.change_abs | Change on the day, in dollars | +$0.14 | FMP | Financial Modeling Prep (FMP) · quote | |
fin.q_revenue | Revenue, Q2 FY2026 | $2.38B | FMP | Financial Modeling Prep (FMP) · income statement (quarterly) | |
px.range52 | 52-week range | $22.70–$32.47 | FMP | Financial Modeling Prep (FMP) quote | |
px.pe | Price / earnings (trailing) | 10.93 | FMP | Financial Modeling Prep (FMP) · quote | |
px.volume | Shares traded on the day | 9.99M | FMP | Financial Modeling Prep (FMP) · quote | |
px.beta | Beta | 1 | FMP | Financial Modeling Prep (FMP) company profile | |
id.ceo | Chief executive | John Turner Jr. | FMP | Financial Modeling Prep (FMP) key executives (proxy-derived) — Titles and pay come from the company's proxy statement as our provider parsed it. | |
id.employees | Employees | 20,003 | FMP | Financial Modeling Prep (FMP) employee count, from the company's filing | |
fin.annual | Revenue and net result by fiscal year | 5 fiscal years, FY2021 through FY2025: FY2021 revenue $6.60B, net result $2.52B; FY2022 revenue $7.48B, net result $2.25B; FY2023 revenue $9.15B, net result $2.07B; FY2024 revenue $9.37B, net result $1.89B; FY2025 revenue $9.61B, net result $2.16B | FMP | Financial Modeling Prep (FMP), from the company's 10-K income statements | |
fin.rev_mix | Reported revenue segments | Consumer Bank $3.13B · Corporate Bank $2.00B · Wealth Management $457.00M | FMP | Financial Modeling Prep (FMP) revenue segmentation, from the company's 10-K | |
fin.q_table.depth.2026-06-30.revenue_k | Revenue — period end 2026-06-30 | $2.38B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-06-30.net_result_k | Net income — period end 2026-06-30 | $570.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-06-30.eps | EPS — period end 2026-06-30 | $0.6400 (diluted) | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-03-31.revenue_k | Revenue — period end 2026-03-31 | $2.33B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-03-31.net_result_k | Net income — period end 2026-03-31 | $559.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-03-31.eps | EPS — period end 2026-03-31 | $0.6200 (diluted) | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-12-31.revenue_k | Revenue — period end 2025-12-31 | $2.41B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-12-31.net_result_k | Net income — period end 2025-12-31 | $534.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-12-31.eps | EPS — period end 2025-12-31 | $0.5800 (diluted) | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-09-30.revenue_k | Revenue — period end 2025-09-30 | $2.46B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-09-30.net_result_k | Net income — period end 2025-09-30 | $569.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-09-30.eps | EPS — period end 2025-09-30 | $0.6100 (diluted) | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
earn.history.depth.2026-07-17.revenue_actual | Revenue · reported — report date 2026-07-17 | $1.95B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-17.revenue_estimated | Revenue · estimate — report date 2026-07-17 | $1.94B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-17.eps_actual | EPS · reported — report date 2026-07-17 | $0.6800 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-17.eps_estimated | EPS · estimate — report date 2026-07-17 | $0.6290 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-17.revenue_actual | Revenue · reported — report date 2026-04-17 | $1.87B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-17.revenue_estimated | Revenue · estimate — report date 2026-04-17 | $1.91B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-17.eps_actual | EPS · reported — report date 2026-04-17 | $0.6200 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-17.eps_estimated | EPS · estimate — report date 2026-04-17 | $0.5970 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-01-16.revenue_actual | Revenue · reported — report date 2026-01-16 | $1.92B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-01-16.revenue_estimated | Revenue · estimate — report date 2026-01-16 | $1.93B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-01-16.eps_actual | EPS · reported — report date 2026-01-16 | $0.5700 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-01-16.eps_estimated | EPS · estimate — report date 2026-01-16 | $0.6110 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-10-17.revenue_actual | Revenue · reported — report date 2025-10-17 | $1.94B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-10-17.revenue_estimated | Revenue · estimate — report date 2025-10-17 | $1.92B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-10-17.eps_actual | EPS · reported — report date 2025-10-17 | $0.6300 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-10-17.eps_estimated | EPS · estimate — report date 2025-10-17 | $0.5970 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
fin.q_table | Quarterly income statement | 4 quarters through Q2 FY2026 | FMP | Financial Modeling Prep (FMP) · income statement (quarterly), as filed | |
fin.opcf.depth.2026-06-30.operating_cash_flow_m | Operating cash flow — period end 2026-06-30 | $369.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2026-03-31.operating_cash_flow_m | Operating cash flow — period end 2026-03-31 | $867.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2026-03-31.capex_m | Capital expenditure (reported) — period end 2026-03-31 | −$4.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-12-31.operating_cash_flow_m | Operating cash flow — period end 2025-12-31 | −$319.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-12-31.capex_m | Capital expenditure (reported) — period end 2025-12-31 | −$3.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-09-30.operating_cash_flow_m | Operating cash flow — period end 2025-09-30 | $861.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-09-30.capex_m | Capital expenditure (reported) — period end 2025-09-30 | −$8.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
earn.pt_range | Analyst price target, low to high | $28.00 – $36.00 | FMP | Financial Modeling Prep (FMP) · price-target consensus — Captured Oct 4, 2026 · Coverage not supplied | |
earn.pt_consensus | Consensus analyst price target | $32.78 | FMP | Financial Modeling Prep (FMP) · price-target consensus — Captured Oct 4, 2026 · Coverage not supplied | |
earn.pt_median | Median analyst price target | $34.00 | FMP | Financial Modeling Prep (FMP) · price-target consensus — Captured Oct 4, 2026 · Coverage not supplied | |
own.insiders | Insider transactions via FMP | 39 transactions · 0 purchases, 2 sales, 37 other transactions · 16 identified insiders · of the newest 100 records, those within the last 180 days, newest dated Sep 10, 2026 | FMP | Financial Modeling Prep (FMP), carrying Form 4 transaction records — Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent. | |
own.institutions.depth.ownership_pct | Institutional ownership | 87.0% | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Period end Jun 30, 2026 | |
own.institutions.depth.ownership_pct_previous_quarter | Previous quarter · ownership | 81.7% | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Prior to period end Jun 30, 2026 | |
own.institutions.depth.holders | Reporting holders | 1,142 | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Period end Jun 30, 2026 | |
own.institutions.depth.holders_previous_quarter | Previous quarter · holders | 1,120 | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Prior to period end Jun 30, 2026 | |
own.top_holders.depth.holder_0.shares | Blackrock, INC. — shares in provider snapshot | 81,326,428 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_1.shares | Vanguard Capital Management LLC — shares in provider snapshot | 55,724,527 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_2.shares | State Street Corp — shares in provider snapshot | 50,667,092 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_3.shares | Vanguard Portfolio Management LLC — shares in provider snapshot | 39,837,734 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_4.shares | Sixth Street Partners Management Company, L.P. — shares in provider snapshot | 27,773,516 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. |
UNRECORDED — 2 facts from stored observations whose source was not recorded
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
earn.next | Next earnings date | Oct 16, 2026 | UNRECORDED | Stored earnings-calendar observation — Captured 2026-09-14 | |
earn.history | Reported versus estimated, recent quarters | EPS beat 6 of 8 | UNRECORDED | Stored earnings-history observation — Captured 2026-10-02 · Expired observation |
COMPUTED — 4 facts from our arithmetic, formula restated
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
div.ttm_per_share | Dividends per share, last 12 months (split-adjusted) | $1.09 | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history — Sum of 4 split-adjusted declared dividends with an ex-date in the 365 days to 2026-10-04, per current share. Ex-dates are not payment dates; special dividends are included. Not a declared annual rate. | |
div.ttm_yield | Dividend yield, last 12 months | 4.04% | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history and quote — Split-adjusted dividends with ex-dates in the trailing 365-day window divided by the packet price, on the same current-share basis. Price date follows the quote, latest price bar or packet-build day when unstamped. Not a forecast or declared annual rate. | |
earn.history.depth.2026-07-17.revenue_actual.comparison | Latest report · revenue vs estimate | Above estimate | Report date · | COMPUTED | Computed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported revenue ($1.95B) with the recorded estimate ($1.94B) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns. |
earn.history.depth.2026-07-17.eps_actual.comparison | Latest report · EPS vs estimate | Above estimate | Report date · | COMPUTED | Computed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported EPS ($0.6800) with the recorded estimate ($0.6290) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns. |
OURS — 2 facts from Stock Expert AI's own score and rank
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
ours.moonshot | MoonshotScore v2 | 79 of 100 · Strong · pillars 85 / 39 / 93 / 82 / 28 | OURS | Stock Expert AI MoonshotScore v2 engine | |
ours.moonshot_change | MoonshotScore movement | 79 (stored snapshot Oct 3, 2026) → 79 (current publication computed Oct 4, 2026) (0) | OURS | Stock Expert AI current score publication and immutable score snapshots |
Fact-family notes
- Quarterly statement note. Source series as of 2026-06-30. Revenue and net income are in USD; EPS is USD per share. Statement EPS is labelled diluted or basic only when its source identifies that basis. Otherwise, its basis is unknown. Applies to Fact IDs:
fin.q_table.depth.2026-06-30.revenue_k,fin.q_table.depth.2026-06-30.net_result_k,fin.q_table.depth.2026-06-30.eps,fin.q_table.depth.2026-03-31.revenue_k,fin.q_table.depth.2026-03-31.net_result_k,fin.q_table.depth.2026-03-31.eps,fin.q_table.depth.2025-12-31.revenue_k,fin.q_table.depth.2025-12-31.net_result_k,fin.q_table.depth.2025-12-31.eps,fin.q_table.depth.2025-09-30.revenue_k,fin.q_table.depth.2025-09-30.net_result_k,fin.q_table.depth.2025-09-30.eps. - Earnings-history note. Source series as of 2026-07-17. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined. Applies to Fact IDs:
earn.history.depth.2026-07-17.revenue_actual,earn.history.depth.2026-07-17.revenue_estimated,earn.history.depth.2026-07-17.revenue_actual.comparison,earn.history.depth.2026-07-17.eps_actual.comparison,earn.history.depth.2026-07-17.eps_actual,earn.history.depth.2026-07-17.eps_estimated,earn.history.depth.2026-04-17.revenue_actual,earn.history.depth.2026-04-17.revenue_estimated,earn.history.depth.2026-04-17.eps_actual,earn.history.depth.2026-04-17.eps_estimated,earn.history.depth.2026-01-16.revenue_actual,earn.history.depth.2026-01-16.revenue_estimated,earn.history.depth.2026-01-16.eps_actual,earn.history.depth.2026-01-16.eps_estimated,earn.history.depth.2025-10-17.revenue_actual,earn.history.depth.2025-10-17.revenue_estimated,earn.history.depth.2025-10-17.eps_actual,earn.history.depth.2025-10-17.eps_estimated. - Cash-flow note. Source series as of 2026-06-30. USD. Statement entries keep the provider’s reported sign. These financial-company figures are not used here to estimate cash runway, surplus cash, or business value. Applies to Fact IDs:
fin.opcf.depth.2026-06-30.operating_cash_flow_m,fin.opcf.depth.2026-03-31.operating_cash_flow_m,fin.opcf.depth.2026-03-31.capex_m,fin.opcf.depth.2025-12-31.operating_cash_flow_m,fin.opcf.depth.2025-12-31.capex_m,fin.opcf.depth.2025-09-30.operating_cash_flow_m,fin.opcf.depth.2025-09-30.capex_m.
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Sources used for research written 2026-09-12
Historical evidence preserved with this analysis. Current figures are listed separately above.
| Evidence | Captured value | Source date | Source type | Source |
|---|---|---|---|---|
| Legal name | REGIONS FINANCIAL CORP Our market-data provider lists the name as "Regions Financial Corporation"; the filer's own record is used here. | 2026-02-24 | OFFICIAL | SEC EDGAR — 10-K filed 2026-02-24 |
| Headquarters | 1900 FIFTH AVENUE NORTH, BIRMINGHAM, AL, 35203 Our market-data provider lists "1900 Fifth Avenue North, Birmingham, AL, 35203, US"; the address on file with the SEC is used here. | 2026-09-12 | OFFICIAL | SEC EDGAR filer business address |
| Business description | Regions Financial Corporation (RF) operates as a financial holding company, delivering a comprehensive array of banking and related services to both individual consumers and corporate entities. The firm's operations are strategically divided into three principal divisions: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment specializes in commercial banking solutions. Its extensive offerings include various lending options such as commercial and industrial loans, commercial real estate financing, and investor real estate credit. Furthermore, it provides equipment lease financing, manages diverse deposit products, and offers sophisticated capital markets services like securities underwriting and placement, loan syndication, foreign exchange, derivatives, and merger and acquisition advisory, along with other consulting services. This segment primarily serves corporate clients, middle-market businesses, and developers and investors in commercial real estate. Focusing on individual customers, the Consumer Bank segment delivers a range of personal financial products. These include residential first mortgages, home equity lines of credit and loans, consumer credit cards, and other personal lending facilities, in addition to deposit accounts. The Wealth Management division offers extensive financial planning and asset management services. Its provisions encompass credit-related products, retirement and savings solutions, trust and investment management, and estate planning expertise. Its diverse clientele includes individuals, businesses, governmental organizations, and non-profit entities. Beyond these core banking functions, Regions Financial Corporation also provides investment and insurance products, facilitates the syndication of corporate funds for low-income housing tax credits, and engages in various other specialized financing activities. As of March 1, 2022, the company maintained a significant physical presence, operating through a network of 1,300 banking branches and approximately 2,000 automated teller machines across the Southern, Midwestern, and Texas regions of the United States. Regions Financial Corporation was established in 1971 and its corporate headquarters are located in Birmingham, Alabama. | 2026-09-12 | FMP | Financial Modeling Prep (FMP) company profile |
| Sector / industry (provider taxonomy) | Financial Services / Banks - Regional The company's SEC filings classify it under SIC 6021 — National Commercial Banks. | 2026-09-12 | FMP | Financial Modeling Prep (FMP) company profile |
| Revenue by segment | Consumer Bank: $3.13B; Corporate Bank: $2.00B; Wealth Management: $457.00M | 2023-12-31 | FMP | Financial Modeling Prep (FMP) revenue segmentation, from the company's 10-K |
| Management outlook — dated call excerpts | Captured record · 4 entries
Selected verbatim statements from the latest available call, dated by the transcript provider. Management expectations, not completed milestones or guarantees. Relative dates retain the speaker's wording. | 2026-07-17 | OFFICIAL | Company earnings call, transcript via Financial Modeling Prep (FMP) |
| Quarterly income statement (USD thousands) | Captured record · 8 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements |
| Annual revenue and net result (USD millions) | Captured record · 5 entries
| 2025-12-31 | FMP | Financial Modeling Prep (FMP), from the company's 10-K income statements |
| Operating cash flow by quarter (USD millions) | Captured record · 8 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements |
| Reported versus estimated, last 8 quarters | Captured record · 8 entries
| 2026-07-17 | FMP | Financial Modeling Prep (FMP) earnings |
| Most recent periodic reports | 2026-08-06 | OFFICIAL | SEC EDGAR filer submissions | |
| Cash, investments and debt | Total debt: $7.63B; Liquidity basis: cash and short-term investments; Total liabilities: $142.39B; Cash and short-term investments: $42.59B; Cash and investments: $140.30B; Long-term investments: $97.71B; Long-term investments classification: unclassified Long-term investments are shown separately; their marketability is not established by the provider field. The cash and short-term investment balance does not establish unrestricted availability. | 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's balance sheet |
| Cash and investment components | Total basis: cash short and long-term investments; Total: $140.30B; Cash and short-term investments: $42.59B; Long-term investments: $97.71B; Long-term investments classification: unclassified Sums the balance sheet's cash and short-term investments with its long-term investments.; The long-term investment field does not establish marketability; the sum is not a measure of available liquidity.; These provider fields do not establish investment access restrictions or explain differences from third-party cash figures. | 2026-06-30 | COMPUTED | Computed from the balance sheet |
| Cash and short-term investments over time (USD millions) | Captured record · 8 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's quarterly balance sheets |
| Trailing twelve-month ratio set | Quick ratio: 0.33; Current ratio: 0.33; Debt to equity: 0.4; Net margin: 23.3%; Gross margin: 76.8%; Operating margin: 29.8%; Return on assets: 1.4%; Return on equity: 11.8% Price-based multiples captured at research time are not repeated here; the page shows each once, from current figures with their own dates. A ratio our provider could not compute is absent rather than shown as zero. | 2026-09-12 | FMP | Financial Modeling Prep (FMP) key-metrics-ttm + ratios-ttm |
| Next earnings report | Date: 2026-10-16; EPS estimate: $0.67 per share; Revenue estimate: $1.99B The date is our provider's estimate until the company confirms it. | 2026-09-12 | FMP | Financial Modeling Prep (FMP) earnings calendar |
| Analyst revenue and earnings estimates (average) | Captured record · 4 entries
| 2026-09-12 | FMP | Financial Modeling Prep (FMP) analyst estimates |
| Next scheduled dividend | Ex date: 2026-09-01; Declared on: 2026-07-15; Record date: 2026-09-01; Payment date: 2026-10-01; Amount per share: $0.3 Amount is per share as declared, before any withholding. Owning the share before the ex-date is what carries entitlement. | 2026-07-15 | FMP | Financial Modeling Prep (FMP) dividend calendar |
| Recent dividends paid | Captured record · 4 entries
Declared amounts per share on their ex-dates. A single payment does not establish an annual rate, and a special dividend is not separated here. | 2026-09-01 | FMP | Financial Modeling Prep (FMP) dividend history |
Data provided for informational purposes only.