Rocket Companies, Inc. (RKT) Stock Analysis
Educational signal · not a buy or sell recommendation · How to read this
P/E 84.34 means the share price is 84.34 times one year of earnings per share; the S&P 500 usually sits near 20-25. Market cap $37.3B is the value of all shares combined.
For informational purposes only. Not financial advice. Machine-generated analysis by Stock Expert AI. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief. Data sources: Financial Modeling Prep, Yahoo Finance, SEC EDGAR
Quick AnswerRocket Companies, Inc. (RKT) trades at $13.19 with MoonshotScore 25/100 (Grade F). Rocket Companies, Inc. operates in the real estate, mortgage, and e-Commerce sectors in the United States and Canada.
Price as of Sep 11, 2026 · Last analyzed: Sep 10, 2026Rocket Companies, Inc. operates in the real estate, mortgage, and e-Commerce sectors in the United States and Canada. They provide technology-driven solutions through their Direct to Consumer and Partner Network segments.
RKT stock analysis for 2026: Analysts have set a consensus price target of $18.63 for Rocket Companies, Inc., suggesting 41.2% upside from the current price of $13.19. The AI MoonshotScore is 25/100, in the Weak band (below 45) — a research signal, not a recommendation. Key factors: analyst coverage, AI-driven quantitative scoring.
RKT: 2/3 scored disciplines lean bearish. Dominant signal: Financial Safety weak.
How is this calculated? →Strongest side: Business Quality (5/10, Neutral). Weakest side: Financial Safety (0/10, Negative).
AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built
Why this analysis is different
- A sector-relative MoonshotScore — five pillars (business quality, financial safety, valuation, growth durability, momentum) re-ranked nightly against the full universe of US-listed common stocks.
- An AI Council read across up to eight perspectives — value, macro, quantitative, and momentum lenses — that shows where they disagree instead of averaging the tension away.
- Figures come straight from FMP and Yahoo Finance filings data. The AI writes the narrative around the numbers — it never edits the numbers.
Rocket Companies, Inc. Company Overview
Who Are RKT's Competitors?
RKT is benchmarked below against 5 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | MoonshotScore |
|---|---|---|---|---|
| COOP Mr. Cooper Group Inc. | $210.79 | -2.77% | $13.5B | — |
| FNMFO Federal National Mortgage Association | $32000.00 | 0.00% | $8.03B | 529-signal |
| FMCKJ Federal Home Loan Mortgage Corporation | $9.10 | -0.98% | $5.92B | 529-signal |
| PFSI PennyMac Financial Services, Inc. | $69.81 | -1.55% | $3.62B | — |
| ECPG Encore Capital Group, Inc. | $97.94 | +0.63% | $2.10B | 935-pillar |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance This table mixes two scoring engines — compare a number only with others carrying the same tag.
What Are the Key Risks for RKT?
Financial-distress signal — its Altman Z-Score of 0.82 sits in the distress zone (elevated bankruptcy risk).
- Weak fundamentals — a Piotroski F-Score of 3/9 flags soft profitability, leverage or efficiency.
- Insider selling — insiders were net sellers of roughly $10.2M recently.
Research confidence
Broad, current evidence sits behind this analysis.
- ● Scored on 100% of our measures
- ● Price is current
- ● Latest filing 35 days ago
- ● Covered by analysts
Why 25?
Measured against companies in the same sector. The figures below are the factor contributions the scoring engine itself produced.
What is helping
- +0.48 Revenue growth (Growth)
- +0.25 Gross margin (Business Quality)
- +0.10 Return on invested capital (Business Quality)
What is holding it back
- -0.60 Volatility vs the market (Financial Strength)
- -0.48 5-year revenue per share (Growth)
- -0.48 Share dilution (Growth)
Risk penalties applied
- -1.08 Reported profit not backed by cash flow
Contribution = how far the company sits from its sector on that measure, weighted by how much the pillar counts. Not investment advice. How the score is built →
MoonshotScore History
Recorded daily since 2026-08-23 · 19 snapshots
| 2026-08-23 | 21 |
| 2026-08-26 | 21 |
| 2026-08-29 | 21 |
| 2026-09-01 | 24 |
| 2026-09-04 | 25 |
| 2026-09-07 | 26 |
| 2026-09-10 | 25 |
What changed?
The grade moved from 21 to 25 (+4).
What moved it up or down:
- +6 Momentum
- +2 Growth
Held back by:
- -5 Valuation
- -1 Business Quality
Over the same 18 days the stock moved -3.6%.
Key Financial Metrics
Return on equity for Rocket Companies, Inc. stands at 1.5%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is 0.4%, showing how much profit it generates from its asset base. RKT trades at a trailing price-to-earnings ratio of 84.34, well above the broad market's ~20-25x average. Its free cash flow yield is -3.4%, a gauge of the cash the business throws off relative to its market value. A current ratio of 0.80 means current liabilities exceed short-term assets, a liquidity point worth watching. Its earnings yield is 0.6%, the inverse of the P/E and a quick read on earnings relative to price.
Rocket Companies, Inc. (RKT) Valuation Context
Valued at $37.3B, RKT is classified as a large-cap stock. Analyst price targets span from $16.00 to $22.50, with a consensus of $18.63. At the current price of $13.19, that implies approximately 41% upside potential. Relative to its peer group, RKT's quantitative score of 25/100 is below the peer average of 66/100.
RKT Revenue & Earnings Trend
In Q2 FY2026, RKT generated $2.64B in top-line revenue, marking a sequential decrease of 3.5%. The company recorded net income of $230.0M, with diluted EPS of $0.08. Quarter-over-quarter revenue has been mixed, typical for a large-cap company operating in its sector. Across the four most recent quarters, RKT averaged $0.04 in diluted EPS.
Financial Health
Rocket Companies, Inc.'s Piotroski F-Score is 3/9, a 9-point checklist of profitability, leverage and efficiency — flagging fundamental weakness worth scrutiny. Its Altman Z-Score of 0.82 places it in the distress zone, a signal of elevated financial risk.
Earnings Track Record
Rocket Companies, Inc. has beaten Wall Street's EPS estimate in 6 of its last 8 reported quarters — a consistent record of delivering on expectations. Reported results have landed about 25.3% above estimates on average.
Insider Activity
Over the past six months, Rocket Companies, Inc. insiders filed 29 SEC Form 4 transactions — 22 sales and 7 purchases. On net that is roughly 650K shares disposed (about $10.2M), a signal worth weighing alongside the fundamentals.
RKT Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis · FY 2025
Recent Quarterly Results
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q2 FY2026 | $2.64B | $230M | $0.08 |
| Q1 FY2026 | $2.74B | $297M | $0.10 |
| Q4 FY2025 | $2.50B | $68M | $0.02 |
| Q3 FY2025 | $1.79B | -$124M | -$0.06 |
Q2 FY2026 · filed 7 Aug 2026 · SEC EDGAR →
Based on FMP financials and quantitative analysis
RKT Latest News
-
It's Now The Strongest Buyer's Market on Record, Driven by the Sun Belt
prnewswire.com · Sep 10, 2026
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High Costs Sideline Some Would-Be Homebuyers, Handing Upper Hand to Those Who Stay in the Market
prnewswire.com · Sep 10, 2026
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Housing Supply Hits 6-Year High As New Listings Jump, Giving Buyers Bargaining Power
prnewswire.com · Sep 9, 2026
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How Far Could RKLB Stock Fall In The Next Shock?
Trefis · Sep 8, 2026
RKT Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations collected by Financial Modeling Prep for RKT.
Price Targets
Median: $18.00 (+41.2% from current price)
Source: FMP analyst consensus · as of Aug 25, 2026 · an estimate, not advice
RKT MoonshotScore
What does this score mean?
MoonshotScore is Stock Expert AI's proprietary 0-100 research rating, not a buy or sell recommendation. RKT scores 25/100 (Grade F): the number comes from the five-pillar engine (business quality, financial safety, valuation, growth durability, momentum), re-ranked daily against sector peers.
Latest News
It's Now The Strongest Buyer's Market on Record, Driven by the Sun Belt
High Costs Sideline Some Would-Be Homebuyers, Handing Upper Hand to Those Who Stay in the Market
Housing Supply Hits 6-Year High As New Listings Jump, Giving Buyers Bargaining Power
How Far Could RKLB Stock Fall In The Next Shock?
Rocket Companies, Inc. Stock: Key Questions Answered
What does the AI Score mean for RKT?
RKT holds an AI Score of 25/100 (Grade: F). This is an educational research signal, not a buy or sell recommendation. The number comes from the five-pillar engine (business quality, financial safety, valuation, growth durability, momentum), re-ranked daily against sector peers.
Is RKT a good stock?
Stock Expert AI does not rate RKT buy, sell or hold. Rocket Companies, Inc. carries a MoonshotScore of 25/100 on the five-pillar engine, a research rating against its peers. Whether it fits is your call: check what it sells, whether it earns, what the price assumes, and what would prove you wrong.
What are the key factors to evaluate for RKT?
Rocket Companies, Inc. (RKT) holds an AI score of 25/100 (low). P/E: 84.34x vs the S&P 500's ~20-25x. Analysts target $18.63 (+41%). Not financial advice.
How frequently does RKT data refresh on this page?
RKT's price was last updated on Sep 11, 2026 and refreshes on page view during U.S. market hours; the quote is a provider snapshot, not an exchange feed. Fundamentals update after quarterly filings; the MoonshotScore recalculates nightly; news aggregates continuously.
What has driven RKT's recent stock price performance?
Rocket Companies, Inc. (RKT) moves on earnings results, analyst revisions, sector rotation, and market sentiment. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider RKT overvalued or undervalued right now?
Rocket Companies, Inc. (RKT) trades at 84.34x earnings. Analysts target $18.63 (+41%) — upside seen. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
Can I buy fractional shares of RKT?
Yes, most major brokerages offer fractional shares of Rocket Companies, Inc. (RKT) with no minimum purchase requirement. This means you can invest any dollar amount regardless of the share price. Check your brokerage platform for specific terms, fees, and fractional share availability.
How can I track RKT's earnings and financial reports?
Rocket Companies, Inc. (RKT) reports quarterly earnings approximately 4-6 weeks after each fiscal quarter ends. You can track earnings dates, revenue and EPS estimates, and actual results on this page's Financials tab. Earnings surprises (beats or misses) often cause significant short-term price moves. Your brokerage can send alerts for RKT earnings announcements.
What should investors new to RKT understand first?
Rocket Companies, Inc. (RKT) is worth researching across volatility, fundamentals, and industry context. Its current AI score is 25/100. With a market cap of $37.3B, it is a larger company which tends to be less volatile. The P/E ratio is 84.34x (growth-oriented valuation). Start with the Company Overview and MoonshotScore tabs for a structured introduction.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.