T. Rowe Price Target Retirement 2035 Fund (RPGRX) Fund Overview
Educational signal · not a buy or sell recommendation · How to read this
Beta 0.93: the stock has moved about 7% less than the S&P 500.
For informational purposes only. Not financial advice. Machine-generated analysis by Stock Expert AI — model gemini-2.0-flash, generated Mar 18, 2026. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief. Data sources: Financial Modeling Prep, Yahoo Finance, SEC EDGAR
Quick AnswerT. Rowe Price Target Retirement 2035 Fund (RPGRX) trades at $17.42. T. Rowe Price Target Retirement 2035 Fund (RPGRX) is a mutual fund that invests in a diversified portfolio of other T. Rowe Price stock and bond funds. Sector: Financials.
Price as of · Last analyzed: Mar 18, 2026Analyst Coverage for RPGRX: RPGRX does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage.
T. Rowe Price Target Retirement 2035 Fund (RPGRX) Financial Services Profile
T. Rowe Price Target Retirement 2035 Fund (RPGRX) offers a diversified, multi-asset class investment vehicle tailored for individuals targeting retirement in 2035, leveraging T. Rowe Price's established fund management expertise within the broader financial services sector and asset management landscape.
What Is the Investment Thesis for RPGRX?
RPGRX offers a diversified investment strategy tailored for individuals targeting retirement in 2035. With a beta of 0.93, the fund exhibits market sensitivity. The fund's primary value driver is its asset allocation strategy, which dynamically adjusts the mix of stocks and bonds to align with the evolving risk profile of investors as they approach retirement. Growth catalysts include the increasing demand for target-date funds as a simplified retirement savings solution and T. Rowe Price's established reputation in asset management. However, potential risks include market volatility, interest rate fluctuations, and the performance of the underlying T. Rowe Price funds in which RPGRX invests. The fund's success hinges on its ability to deliver consistent returns while mitigating downside risk as the target date approaches.
Based on FMP financials and quantitative analysis
RPGRX Key Highlights
Market Cap of $0.53B, indicating a substantial asset base under management.
- Beta of 0.93, suggesting the fund's volatility is slightly less than the overall market.
- Target date of 2035, catering to investors with a long-term investment horizon.
- Diversified portfolio across various asset classes and sectors, reducing concentration risk.
- Managed by T. Rowe Price, a reputable and established investment management firm.
Who Are RPGRX's Competitors?
RPGRX is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | MoonshotScore |
|---|---|---|---|---|
| EWMCX Evercore Equity Fund | $43.42 | +0.79% | $522M | — |
| IEMFX T. Rowe Price Institutional Emerging Markets Equity Fund | $52.46 | +1.79% | $688M | — |
| NMIMX Columbia Large Cap Enhanced Core Fund | $30.46 | +0.59% | $485M | — |
| RPTFX T. Rowe Price Target Retirement 2045 Fund | $21.12 | +0.57% | $472M | — |
| TRFFX T. Rowe Price Target Retirement 2055 Fund | $23.37 | +0.65% | $315M | — |
| BLK BlackRock, Inc. | $1066.45 | +0.64% | $165B | 51 5-pillar |
| BX Blackstone Inc. | $111.64 | -0.09% | $136B | 68 5-pillar |
| APOS Apollo Global Management, Inc. | $25.59 | 0.00% | $74.8B | 56 5-pillar |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are RPGRX's Key Strengths?
Strong brand reputation of T. Rowe Price.
- Diversified asset allocation across multiple asset classes.
- Experienced investment management team.
- Simplified retirement planning through target-date structure.
What Are RPGRX's Weaknesses?
Reliance on the performance of underlying T. Rowe Price funds.
- Potential for underperformance compared to other target-date funds.
- Vulnerability to market volatility and interest rate fluctuations.
What Are the Key Risks for RPGRX?
Market volatility impacting fund performance.
- Interest rate fluctuations affecting bond values.
- Underperformance of underlying T. Rowe Price funds.
- Competition from other asset management firms.
- Regulatory changes in the asset management industry.
What Are RPGRX's Competitive Advantages?
- Established brand reputation of T. Rowe Price.
- Diversified portfolio across multiple asset classes.
- Experienced investment management team.
- Target-date fund structure simplifies retirement planning.
What Does RPGRX Do?
T. Rowe Price Target Retirement 2035 Fund (RPGRX) is a target-date fund managed by T. Rowe Price, a global investment management firm founded in 1937. The fund operates under the premise of simplifying retirement planning by providing a diversified portfolio in a single investment vehicle. RPGRX achieves its investment objective by strategically allocating assets across a range of other T. Rowe Price mutual funds, encompassing various asset classes such as stocks, bonds, and sectors. This approach allows investors to gain exposure to a broad market spectrum without the need for individual security selection. The fund's target date of 2035 signifies the approximate year when investors plan to retire, assuming a retirement age of 65. As the target date approaches, the fund's asset allocation gradually shifts towards a more conservative mix, reducing equity exposure and increasing fixed-income investments to preserve capital. RPGRX is designed for investors who anticipate ceasing new investments around the target date, making it a suitable option for long-term retirement savings. The fund's performance is benchmarked against similar target-date funds and relevant market indices, reflecting its commitment to delivering competitive risk-adjusted returns within the asset management industry.
What Products and Services Does RPGRX Offer?
- Invests in a diversified portfolio of T. Rowe Price stock and bond mutual funds.
- Manages assets based on a target retirement year of 2035.
- Adjusts asset allocation over time to become more conservative as the target date approaches.
- Provides a single investment vehicle for retirement savings.
- Offers exposure to various asset classes and sectors.
- Simplifies retirement planning for investors.
- Targets investors planning to retire around the year 2035 at age 65.
How Does RPGRX Make Money?
- Generates revenue through management fees charged on assets under management (AUM).
- Allocates assets across a range of T. Rowe Price mutual funds.
- Dynamically adjusts asset allocation based on proximity to the target retirement date.
What Industry Does RPGRX Operate In?
RPGRX operates within the asset management industry, which is characterized by increasing demand for diversified investment solutions and retirement planning services. Target-date funds like RPGRX have gained popularity as a convenient option for investors seeking a simplified approach to retirement savings. The competitive landscape includes other asset management firms offering similar target-date funds, such as EWMCX, IEMFX, NMIMX, RPTFX, and TRFFX. Market trends include the growing adoption of passive investment strategies and the increasing focus on ESG (environmental, social, and governance) factors in investment decisions. The asset management industry is subject to regulatory oversight and is influenced by macroeconomic factors such as interest rates and inflation.
Who Are RPGRX's Key Customers?
- Individuals planning for retirement around the year 2035.
- Investors seeking a diversified and simplified retirement savings solution.
- Retirement plan participants in 401(k) and other retirement plans.
Research confidence
Thin evidence — scoring coverage unknown. Treat this as a starting point, not a conclusion.
- ● Scoring coverage unknown
- ● Price is current
- ● No filing on record
- ● No analyst coverage
- ● This is a fund, not an operating company
MoonshotScore History
Recorded daily since 2026-08-23 · 42 snapshots
| 2026-08-23 | 46 |
| 2026-08-31 | 46 |
| 2026-09-08 | 46 |
| 2026-09-16 | 46 |
| 2026-09-24 | 46 |
| 2026-10-04 | 46 |
| 2026-10-05 | 46 |
What changed?
The score has stayed at 46.
Over the same 30 days the stock moved -1.8%.
RPGRX Financials
Bull Case vs Bear Case
Bull Case
- Strong brand reputation of T. Rowe Price.
- Diversified asset allocation across multiple asset classes.
- Experienced investment management team.
- Simplified retirement planning through target-date structure.
Bear Case
- Reliance on the performance of underlying T. Rowe Price funds.
- Potential for underperformance compared to other target-date funds.
- Vulnerability to market volatility and interest rate fluctuations.
- Potential: Market volatility impacting fund performance.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · March 2026
RPGRX Latest News
No recent news available for RPGRX.
RPGRX Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations collected by Financial Modeling Prep for RPGRX.
Price Targets
Wall Street price target analysis for RPGRX.
RPGRX MoonshotScore
MoonshotScore is Stock Expert AI's proprietary 0-100 research rating, not a buy or sell recommendation. No MoonshotScore is published for RPGRX; grades run from A+ (80-100) to F (below 30).
What Investors Ask About T. Rowe Price Target Retirement 2035 Fund (RPGRX) — Financials
What does T. Rowe Price Target Retirement 2035 Fund do?
T. Rowe Price Target Retirement 2035 Fund is a mutual fund designed for individuals planning to retire around the year 2035. It operates by investing in a diversified portfolio of other T. Rowe Price stock and bond mutual funds, providing exposure to various asset classes and sectors.
What are the main risks for RPGRX?
The main risks for RPGRX include market volatility, which can impact the value of the underlying investments in the fund. Interest rate fluctuations can also affect the value of the bond holdings. Additionally, the fund's performance is dependent on the performance of the other T. Rowe Price funds in which it invests.
What regulatory challenges does T. Rowe Price Target Retirement 2035 Fund face?
As a mutual fund, T. Rowe Price Target Retirement 2035 Fund is subject to regulatory oversight by the Securities and Exchange Commission (SEC) in the United States. Compliance with regulations such as the Investment Company Act of 1940 is essential. The fund must adhere to strict rules regarding fund governance, disclosure requirements, and investment restrictions.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
MoonshotScore is not published for this security.
Data provided for informational purposes only.
- The information provided is based on available data and may be subject to change.