R&Q Insurance Holdings Ltd. (RQIHF) Stock Price & Analysis
Educational signal · not a buy or sell recommendation · How to read this
For informational purposes only. Not financial advice. Machine-generated analysis by Stock Expert AI — model gemini-2.0-flash, generated Mar 16, 2026. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief. Data sources: Financial Modeling Prep, Yahoo Finance, SEC EDGAR
Quick AnswerR&Q Insurance Holdings Ltd. (RQIHF) trades at $0.00001. R&Q Insurance Holdings Ltd. specializes in acquiring and managing discontinued non-life insurance businesses and companies. Sector: Financials.
Price as of · Last analyzed: Mar 16, 2026Analyst Coverage for RQIHF: RQIHF does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage.
No score published: we hold no usable price for this ticker, and a grade beside a missing price says nothing.
R&Q Insurance Holdings Ltd. (RQIHF) Financial Services Profile
R&Q Insurance Holdings Ltd. is a non-life specialty insurance company focused on acquiring and managing discontinued insurance books and companies in the US and Europe. They provide exit and restructuring solutions, acting as a conduit between MGAs, niche underwriters, and capital providers, operating in the specialty insurance sector.
What Is the Investment Thesis for RQIHF?
R&Q Insurance Holdings Ltd. presents a unique investment proposition within the specialty insurance sector. The company's focus on acquiring and managing discontinued non-life insurance businesses offers potential for profitable run-off and capital release. Key value drivers include the effective management of acquired liabilities, the ability to generate returns from reinsurance and portfolio transfers, and the expansion of its program management services. However, investors may want to evaluate the risks associated with managing complex and potentially under reserved insurance liabilities, as well as the impact of regulatory changes and market conditions on the company's performance. With a negative P/E ratio and a negative profit margin of -368.0%, the company's profitability needs to be carefully monitored.
Based on FMP financials and quantitative analysis
RQIHF Key Highlights
R&Q Insurance Holdings Ltd. operates in the non-life specialty insurance sector, focusing on discontinued books of business.
- The company's gross margin is reported at 100.1%, indicating a strong potential for profitability on acquired insurance portfolios.
- R&Q provides exit and restructuring solutions, including acquisition, portfolio transfer, and reinsurance.
- The company acts as a conduit between MGAs and capital providers, facilitating access to niche insurance markets.
- R&Q Insurance Holdings Ltd. changed its name from Randall & Quilter Investment Holdings Ltd. in July 2022, reflecting its strategic focus.
Who Are RQIHF's Competitors?
RQIHF is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | MoonshotScore |
|---|---|---|---|---|
| AIFU AIFU Inc. | $10.26 | +0.39% | $63.5M | — |
| JRVR James River Group Holdings, Ltd. | $3.38 | -3.30% | $160M | 42 5-pillar |
| OSG Octave Specialty Group, Inc. | $4.50 | -2.07% | $207M | — |
| MBI MBIA Inc. | $4.45 | +1.02% | $224M | — |
| AMSF AMERISAFE, Inc. | $23.32 | -1.14% | $441M | 46 5-pillar |
| ITIC Investors Title Company | $293.60 | +1.17% | $548M | 84 5-pillar |
| TIPT Tiptree Inc. | $17.42 | +0.40% | $649M | 54 5-pillar |
| HIPO Hippo Holdings Inc. | $32.22 | -0.08% | $851M | 63 5-pillar |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are RQIHF's Key Strengths?
Specialized expertise in managing run-off insurance liabilities.
- Established relationships with insurance companies and capital providers.
- Strong track record of profitable run-off management.
- Diversified revenue streams from acquisitions and fee-based services.
What Are RQIHF's Weaknesses?
Exposure to complex and potentially under-reserved insurance liabilities.
- Reliance on acquisitions for growth.
- Sensitivity to regulatory changes and economic conditions.
- Negative profit margin.
What Are the Key Risks for RQIHF?
Financial-distress signal — its Altman Z-Score of -1.08 sits in the distress zone (elevated bankruptcy risk).
- Adverse claims development on acquired liabilities, impacting profitability.
- Changes in regulatory requirements, increasing compliance costs.
- Economic downturn impacting the insurance industry, reducing demand for run-off solutions.
- Competition from other run-off managers, reducing market share.
- Risks associated with managing complex and potentially under-reserved insurance liabilities.
What Are RQIHF's Competitive Advantages?
- Expertise in managing complex and potentially under-reserved insurance liabilities.
- Established relationships with insurance companies and capital providers.
- Specialized knowledge of regulatory requirements for run-off business.
What Does RQIHF Do?
R&Q Insurance Holdings Ltd., founded in 1991 and headquartered in Hamilton, Bermuda, operates as a non-life specialty insurance company primarily in the United States and Europe. The company focuses on acquiring discontinued books of non-life business, non-life insurance companies, and captives in run-off. This involves taking over liabilities and managing them to their natural conclusion, often at a profit. R&Q provides exit and restructuring solutions through various mechanisms, including acquisition, portfolio transfer, reinsurance, insurance business transfer, and SIR/deductible reimbursement policies. These solutions enable insurance companies to efficiently manage their legacy liabilities and free up capital for new business ventures. Furthermore, R&Q acts as a conduit between Managing General Agents (MGAs) and other niche underwriters and their capital providers, facilitating access to specialized insurance markets. The company changed its name from Randall & Quilter Investment Holdings Ltd. to R&Q Insurance Holdings Ltd. in July 2022, reflecting its strategic focus on the specialty insurance sector.
What Products and Services Does RQIHF Offer?
- Acquires discontinued books of non-life insurance business.
- Acquires non-life insurance companies and captives in run-off.
- Provides exit and restructuring solutions through acquisition.
- Offers portfolio transfer services.
- Provides reinsurance solutions.
- Facilitates insurance business transfers.
- Manages SIR/deductible reimbursement policies.
- Acts as a conduit between MGAs and capital providers.
How Does RQIHF Make Money?
- Acquires discontinued insurance liabilities at a discount.
- Manages these liabilities to their natural conclusion, generating profit from efficient claims management and reinsurance.
- Provides fee-based services for program management and exit solutions.
What Industry Does RQIHF Operate In?
R&Q Insurance Holdings Ltd. operates within the specialty insurance sector, which focuses on niche markets and unique risks not typically covered by standard insurance policies. The market for discontinued insurance books, also known as run-off business, is driven by insurance companies seeking to optimize their capital and reduce exposure to legacy liabilities. This sector is influenced by regulatory changes, economic conditions, and the overall health of the insurance industry. Competitors in this space include companies that offer similar run-off solutions and reinsurance services.
Who Are RQIHF's Key Customers?
- Insurance companies seeking to exit non-core or discontinued lines of business.
- Captive insurance companies looking to manage run-off liabilities.
- Managing General Agents (MGAs) seeking access to capital providers.
Research confidence
Thin evidence — scoring coverage unknown. Treat this as a starting point, not a conclusion.
- ● Scoring coverage unknown
- ● No usable price
- ● No filing on record
- ● No analyst coverage
Company Profile
R&Q Insurance Holdings Ltd. operates in the Insurance - Specialty industry within the Financial Services sector. It is headquartered in Hamilton, BM. RQIHF has traded publicly since 2020.
Key Financial Metrics
Return on assets is -5.0%, showing how much profit it generates from its asset base. A current ratio of 0.44 means current liabilities exceed short-term assets, a liquidity point worth watching.
Financial Health
R&Q Insurance Holdings Ltd.'s Piotroski F-Score is 4/9, a 9-point checklist of profitability, leverage and efficiency — a middling fundamental profile. Its Altman Z-Score of -1.08 places it in the distress zone, a signal of elevated financial risk.
RQIHF Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis
RQIHF Latest News
No recent news available for RQIHF.
RQIHF Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations collected by Financial Modeling Prep for RQIHF.
Price Targets
Wall Street price target analysis for RQIHF.
RQIHF MoonshotScore
MoonshotScore is Stock Expert AI's proprietary 0-100 research rating, not a buy or sell recommendation. No MoonshotScore is published for RQIHF; grades run from A+ (80-100) to F (below 30).
Leadership: Susan Young
Unknown
Without specific details, it is impossible to provide a comprehensive overview of her career history, education, or previous roles.
Track Record: Information about Susan Young's track record is not available in the provided context. Without specific details, it is impossible to provide a comprehensive overview of her key achievements, strategic decisions, or company milestones under her leadership.
RQIHF OTC Market Information
The OTC Other tier represents the lowest tier of the OTC market, indicating that R&Q Insurance Holdings Ltd. may not meet the minimum financial standards or disclosure requirements of higher tiers like OTCQX or OTCQB. Companies in this tier may have limited financial reporting, potentially making it more difficult for investors to assess their financial health and operational performance. Investing in companies on the OTC Other tier carries a higher degree of risk compared to those listed on major exchanges like the NYSE or NASDAQ.
- OTC Tier: OTC Other
- Limited financial disclosure increases the risk of investing in RQIHF.
- Lower liquidity can lead to price volatility and difficulty in executing trades.
- The OTC Other tier designation indicates a higher risk profile compared to companies on major exchanges.
- Potential for less regulatory oversight and investor protection.
- Verify the company's financial statements and SEC filings (if any).
- Research the company's management team and their experience.
- Assess the company's business model and competitive landscape.
- Evaluate the company's risk factors and potential liabilities.
- Monitor the company's news and press releases for any updates.
- Consult with a financial advisor before investing.
- Understand the risks associated with investing in OTC stocks.
- The company has been in operation since 1991.
- R&Q Insurance Holdings Ltd. operates in the regulated insurance industry.
- The company has a global presence with operations in the United States and Europe.
RQIHF Financials Stock FAQ
What do analysts say about RQIHF stock?
As of March 16, 2026, there is no readily available analyst consensus on RQIHF stock due to its OTC listing and limited coverage.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
MoonshotScore is not published for this security.
Data provided for informational purposes only.
- Financial data is based on the most recent available information.
- OTC market data may be limited or delayed.