SCOR Se (SCRYY)
For informational purposes only. Not financial advice. Analysis by Sedat Aydin, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
SCOR Se (SCRYY). SCOR SE is a global reinsurance company providing life and non-life reinsurance products. Market cap: 0, Sector: Financial services.
Last analyzed: Mar 17, 2026SCOR Se (SCRYY) Financial Services Profile
SCOR SE is a global reinsurer offering life and non-life products across Europe, the Americas, and Asia-Pacific, with a focus on property, casualty, and life reinsurance, demonstrating a stable financial profile with a P/E of 6.56 and a dividend yield of 5.74% in the competitive reinsurance market.
Investment Thesis
SCOR SE presents a compelling investment case based on its established global presence and diversified reinsurance offerings. The company's robust financial profile, indicated by a P/E ratio of 6.56 and a dividend yield of 5.74%, suggests a potentially undervalued stock with consistent returns. Growth catalysts include expanding its specialty insurance products and leveraging its asset management business. A key value driver is the company's ability to manage and mitigate risks effectively across its diverse portfolio. However, potential risks include exposure to large-scale catastrophic events and fluctuations in interest rates affecting its investment income. The company's beta of 0.55 indicates lower volatility compared to the market, making it a noteworthy option for risk-averse investors seeking stable returns from the financial services sector.
Based on FMP financials and quantitative analysis
Key Highlights
- Market capitalization of $62.95 billion, reflecting its significant presence in the reinsurance market.
- P/E ratio of 6.56, suggesting a potentially undervalued stock compared to its earnings.
- Profit margin of 5.3%, indicating efficient profitability in its reinsurance operations.
- Gross margin of 100.0%, reflecting the nature of reinsurance business where premiums are the primary revenue source.
- Dividend yield of 5.74%, offering an attractive income stream for investors.
Competitors & Peers
Strengths
- Global presence and diversified product portfolio.
- Strong capital base and financial stability.
- Expertise in risk management and underwriting.
- Established relationships with major insurance companies.
Weaknesses
- Exposure to large-scale catastrophic events.
- Sensitivity to interest rate fluctuations.
- Dependence on reinsurance premiums for revenue.
- Potential for adverse claims development.
Catalysts
- Ongoing: Expansion of specialty insurance products, such as cyber and environmental liability, driving premium growth.
- Ongoing: Leveraging asset management business to increase assets under management and generate higher fee income.
- Upcoming: Potential regulatory changes in the reinsurance industry, creating opportunities for SCOR to adapt and innovate.
- Ongoing: Geographic expansion in emerging markets, capturing increasing insurance penetration rates.
- Ongoing: Development of longevity solutions to capitalize on aging populations and rising life expectancies.
Risks
- Potential: Exposure to large-scale catastrophic events, leading to significant claims and financial losses.
- Ongoing: Sensitivity to interest rate fluctuations, affecting investment income and profitability.
- Potential: Regulatory changes and increased capital requirements, increasing compliance costs.
- Ongoing: Intense competition from other reinsurers, pressuring premium rates and market share.
- Potential: Economic downturns and reduced insurance demand, impacting revenue and profitability.
Growth Opportunities
- Expansion of Specialty Insurance Products: SCOR can drive growth by expanding its specialty insurance products, including cyber and environmental impairment liability coverage. The global cyber insurance market is projected to reach $28 billion by 2026, offering a significant opportunity for SCOR to increase its market share. By developing innovative and tailored solutions, SCOR can attract new clients and generate higher premiums in this rapidly growing segment.
- Leveraging Asset Management Business: SCOR's asset management business presents a growth opportunity by increasing assets under management and generating higher fee income. With a focus on sustainable and responsible investing, SCOR can attract institutional investors seeking ESG-compliant investment options. The global ESG assets are projected to exceed $50 trillion by 2025, providing a favorable backdrop for SCOR to expand its asset management capabilities and revenue streams.
- Geographic Expansion in Emerging Markets: SCOR can pursue growth by expanding its presence in emerging markets, particularly in Asia Pacific and Latin America. These regions offer significant growth potential due to increasing insurance penetration rates and rising demand for reinsurance solutions. By establishing strategic partnerships and tailoring its product offerings to local market needs, SCOR can gain a competitive advantage and capture a larger share of the emerging markets.
- Development of Longevity Solutions: SCOR can capitalize on the increasing demand for longevity solutions, driven by aging populations and rising life expectancies. By developing innovative products that cover the risk of individuals living longer than expected, SCOR can attract insurers and pension funds seeking to manage their longevity exposure. The global longevity risk transfer market is estimated to be worth billions of dollars, offering a substantial growth opportunity for SCOR.
- Enhancing Digital Capabilities: SCOR can drive growth by enhancing its digital capabilities and leveraging technology to improve efficiency and customer experience. By investing in data analytics, artificial intelligence, and automation, SCOR can streamline its operations, reduce costs, and offer more personalized and responsive services to its clients. The adoption of digital technologies in the reinsurance industry is expected to accelerate, providing a competitive advantage for companies that embrace innovation.
Opportunities
- Expansion in emerging markets.
- Growth in specialty insurance products.
- Development of longevity solutions.
- Leveraging digital technologies to improve efficiency.
Threats
- Intense competition from other reinsurers.
- Regulatory changes and increased capital requirements.
- Economic downturns and reduced insurance demand.
- Climate change and increasing frequency of natural disasters.
Competitive Advantages
- Global presence and established reputation in the reinsurance market.
- Diversified product offerings across life and non-life reinsurance.
- Strong capital base and financial stability.
- Expertise in risk management and underwriting.
About SCRYY
Founded in 1970 and headquartered in Paris, France, SCOR SE has evolved into a leading global reinsurance company. The company operates through two primary segments: SCOR Global P&C and SCOR Global Life. SCOR Global P&C offers a wide array of reinsurance products, including property, motors, casualty treaties, credit and surety, decennial insurance, aviation, marine and energy, engineering, agricultural risks, and property catastrophes. It also provides specialties insurance products such as business solutions, political and credit risks, cyber, and environmental impairment liability. SCOR Global Life offers life reinsurance products covering mortality, morbidity, behavioral risks, disability, long-term care, critical illness, medical, and personal accident. Additionally, this segment provides financial solutions that combine traditional life reinsurance with financial components, offering liquidity, balance sheet, solvency, and income improvements to clients. The company also offers longevity solutions, covering the risk of insured individuals living longer than expected, and distribution solutions. SCOR is also involved in asset management, further diversifying its financial activities and contributing to its overall revenue streams. With a global presence spanning Europe, the Middle East, Africa, the Americas, and Asia Pacific, SCOR serves a diverse clientele, solidifying its position as a key player in the reinsurance industry.
What They Do
- Provides reinsurance products globally.
- Offers property and casualty reinsurance.
- Provides life reinsurance solutions.
- Offers financial solutions combining reinsurance with financial components.
- Manages assets.
- Provides longevity solutions to insurers and pension funds.
- Offers specialty insurance products like cyber and environmental impairment liability.
Business Model
- Generates revenue primarily through reinsurance premiums.
- Earns investment income from its asset portfolio.
- Provides financial solutions that generate fees and interest income.
- Manages risk by diversifying its reinsurance portfolio across geographies and product lines.
Industry Context
SCOR SE operates within the global reinsurance industry, which is characterized by intense competition and cyclical market conditions. The industry is influenced by factors such as natural disasters, economic trends, and regulatory changes. SCOR competes with other major reinsurers, including ARZGF (Allianz SE), ARZGY (Allianz SE), BHKLY (Berkshire Hathaway Inc), CRARY (Chubb Limited), and PINXF (PartnerRe Ltd), all vying for market share. The reinsurance market is expected to grow, driven by increasing demand for risk mitigation solutions and the rising complexity of global risks. SCOR's diversified product offerings and global presence position it to capitalize on these trends.
Key Customers
- Insurance companies seeking to manage their risk exposure.
- Pension funds looking to mitigate longevity risk.
- Corporations requiring specialty insurance coverage.
- Government entities seeking reinsurance for public assets.
Financials
Chart & Info
SCOR Se (SCRYY) stock price: Price data unavailable
Latest News
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Top European Dividend Stocks To Consider In February 2026
Simply Wall St. · Feb 5, 2026
Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for SCRYY.
Price Targets
Wall Street price target analysis for SCRYY.
MoonshotScore
What does this score mean?
The MoonshotScore rates SCRYY's growth potential on a scale of 0-100 across multiple factors including innovation, market disruption, financial health, and momentum.
Leadership: Thierry Leger
CEO
Thierry Leger is the CEO of SCOR SE, bringing extensive experience in the insurance and reinsurance industry. Prior to his role at SCOR, he held various leadership positions at Swiss Re, including Head of Life Capital, and was a member of Swiss Re's Group Executive Committee. His career spans over two decades, with a focus on strategy, underwriting, and risk management. Leger holds a degree in Mathematics and Physics from the Swiss Federal Institute of Technology (ETH) Zurich.
Track Record: Since assuming the role of CEO, Thierry Leger has focused on strengthening SCOR's financial position and enhancing its risk management capabilities. He has overseen the implementation of strategic initiatives aimed at improving profitability and driving sustainable growth. Key milestones under his leadership include navigating the challenges posed by the COVID-19 pandemic and positioning SCOR for long-term success in a dynamic market environment.
SCOR Se ADR Information Unsponsored
An American Depositary Receipt (ADR) is a certificate representing shares of a foreign company trading on U.S. stock exchanges. SCRYY is an ADR representing shares of SCOR SE, a French company. This allows U.S. investors to invest in SCOR without the complexities of cross-border transactions, as the ADR trades in U.S. dollars and is subject to U.S. securities regulations.
- Home Market Ticker: Euronext Paris, France
- ADR Level: 1
- ADR Ratio: 1:1
- Home Market Ticker: SCRY
SCRYY OTC Market Information
The OTC Other tier represents the lowest tier of the over-the-counter (OTC) market. Companies trading on this tier typically do not meet the minimum financial standards or reporting requirements of exchanges like the NYSE or NASDAQ. This tier is often associated with higher risk and less transparency compared to listed exchanges due to the limited information available to investors. Companies on the OTC Other tier may be thinly traded, leading to price volatility and difficulty in executing trades.
- OTC Tier: OTC Other
- Disclosure Status: Unknown
- Limited financial disclosure and transparency.
- Potential for price manipulation due to low trading volume.
- Higher bid-ask spreads and increased transaction costs.
- Risk of delisting or trading suspension.
- Greater potential for fraud or misrepresentation.
- Verify the company's registration and regulatory filings.
- Review available financial statements and audit reports.
- Assess the company's business model and competitive landscape.
- Evaluate the management team and their track record.
- Research any legal or regulatory issues involving the company.
- Understand the risks associated with investing in OTC stocks.
- Consult with a financial advisor before making any investment decisions.
- Established global presence in the reinsurance market.
- Publicly traded on Euronext Paris (SCRY).
- Audited financial statements (if available).
- Reputable management team.
- Positive industry reputation and ratings.
SCRYY Financial Services Stock FAQ
What does SCOR Se do?
SCOR SE is a global reinsurance company that provides a wide range of products and services to insurance companies and pension funds. It operates through two main segments: SCOR Global P&C, which offers property and casualty reinsurance, and SCOR Global Life, which provides life reinsurance solutions. The company helps its clients manage their risk exposure by providing coverage for various events, including natural disasters, mortality, morbidity, and longevity. SCOR also offers financial solutions that combine traditional reinsurance with financial components, providing liquidity, balance sheet, solvency, and income improvements to clients. The company's global presence and diversified product offerings position it as a key player in the reinsurance industry.
What do analysts say about SCRYY stock?
Analyst consensus on SCRYY stock is currently pending, as AI analysis is not yet available. However, based on available financial data, SCOR SE exhibits a P/E ratio of 6.56 and a dividend yield of 5.74%, suggesting a potentially undervalued stock with consistent returns. Key growth considerations include the company's expansion in specialty insurance products and its asset management business. Investors should monitor analyst ratings and price targets for updated insights on SCRYY's valuation and growth prospects. This information is for informational purposes only and not financial advice.
What are the main risks for SCRYY?
The main risks for SCOR SE include exposure to large-scale catastrophic events, such as hurricanes, earthquakes, and pandemics, which can lead to significant claims and financial losses. The company is also sensitive to interest rate fluctuations, which can affect its investment income and profitability. Regulatory changes and increased capital requirements can increase compliance costs and reduce profitability. Intense competition from other reinsurers can pressure premium rates and market share. Economic downturns and reduced insurance demand can impact revenue and profitability. Investors should carefully consider these risks before investing in SCRYY.
What are the key factors to evaluate for SCRYY?
Evaluating SCRYY involves reviewing fundamentals, analyst consensus, and risk factors. Key strength: Global presence and diversified product portfolio.. Primary risk to monitor: Potential: Exposure to large-scale catastrophic events, leading to significant claims and financial losses.. This is not financial advice.
How frequently does SCRYY data refresh on this page?
SCRYY prices update in real time during U.S. market hours (9:30 AM-4:00 PM ET, weekdays). Fundamentals refresh after quarterly or annual filings. Analyst ratings and AI insights update daily. News is aggregated continuously from financial sources.
What has driven SCRYY's recent stock price performance?
Recent price movement in SCOR Se (SCRYY) can be influenced by earnings results, analyst revisions, sector rotation, and broader market sentiment. Notable catalyst: Global presence and diversified product portfolio.. Check the News and Technical Analysis tabs for the latest drivers. Past performance does not predict future results.
Should investors consider SCRYY overvalued or undervalued right now?
Determining whether SCOR Se (SCRYY) is overvalued or undervalued requires examining multiple metrics. Compare valuation ratios (P/E, P/S, EV/EBITDA) against sector peers for a comprehensive view.
What research should beginners do before buying SCRYY?
Before investing in SCOR Se (SCRYY), research these four areas: (1) the company's revenue model and competitive position (see Company Overview), (2) financial health through revenue growth, margins, and cash flow (see MoonshotScore), (3) what Wall Street analysts recommend and their price targets (see Analyst tab), and (4) specific risk factors that could impact the stock (see Risk Factors section).
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- Financial data and market projections are based on available information and industry estimates.
- Analyst consensus and AI insights are pending and may provide additional perspectives.
- OTC market data may be limited and subject to greater uncertainty.