Selective Insurance Group, Inc. (SIGI) Stock: Price, Forecast & Analyst Target
Selective Insurance Group, Inc. (SIGI) — MoonshotScore 98/100 (Exceptional band), calculated Oct 26, 2026. Price $98.73 (+2.19%), as of the Oct 26, 2026 trading session; market cap $5.88B. Expected results Feb 4, 2027.
Educational signal · not a buy or sell recommendation · How to read this
Market value / cash and short-term investments: 0.56× (market value Oct 26, 2026; cash Sep 30, 2026) · expected results Feb 4, 2027
Selective Insurance Group, Inc. · SIGI · NASDAQ · Financial Services · Insurance - Property & Casualty
Research dated 2026-09-13: Selective Insurance writes property, casualty, and flood coverage across commercial, personal, and specialized excess-and-surplus lines, generating income from underwriting and a large investment portfolio. The business hinges on whether underwriting discipline persists as rate competition intensifies and catastrophe losses remain elevated.
Price as of Oct 26, 2026
Key Statistics
MoonshotScore v2 · Selective Insurance Group (SIGI)
ExceptionalWhy this rating? Method, drivers & history
Bands for the MoonshotScore: Exceptional 80-100 · Strong 65-79 · Fair 45-64 · Weak below 45.
- Business Quality — Is this a genuinely good business?
- Financial Safety — Could this blow up on me?
- Valuation — Am I paying a fair price?
- Growth Durability — Is the growth real and likely to last?
- Momentum — Is the market already moving on this?
Elite quality, a strong balance sheet and elite growth, at a dirt-cheap price, with no real weak spot; the market is already moving on it. Business Quality: Elite; Financial Safety: Sound; Valuation: Cheap; Growth Durability: Compounding; Momentum: Surging.
- quarterly revenue $1.39B (Q2 FY2026, quarter ended Jun 30, 2026)
- EPS beat 2 of 8
- Altman Z 1.35 · Piotroski F 7
Helping: business quality, balance-sheet strength, an attractive price, durable growth, positive momentum
What has the MoonshotScore done over time?
| Recorded | Score | Band |
|---|---|---|
| 95 | Exceptional | |
| 95 | Exceptional | |
| 94 | Exceptional | |
| 95 | Exceptional | |
| 96 | Exceptional | |
| 98 | Exceptional |
The score moved from 89 in the stored Oct 24, 2026 snapshot to 98 in the current publication computed Oct 26, 2026 (+9); the largest pillar moves were Momentum +17.
Calculation uses the most recent completed US trading session. Live price changes do not update the score immediately.
Computed · Educational signal · not a buy or sell recommendation · How the MoonshotScore is computed →
Price & valuation
| Measure | Value | As of |
|---|---|---|
| Latest provided price | $98.73 | |
| Change on the day | +2.19% | |
| 52-week range | $72.78–$101.25 | |
| Market capitalisation | $5.88B | |
| Price / earnings (trailing) | 11.58 | |
| Shares traded on the day | 63.3K | |
| Beta (volatility vs the S&P 500) | 0.28 | |
| Dividends per share (last 12 months) | $1.72 | |
| Dividend yield (last 12 months) | 1.74% |
Price & events
Triangles mark reported quarters on the line: pointing up is above the recorded estimate, down is below, a diamond means no estimate on file. Numbers key to the dated list. Point at or tab to any week for its close.
Events behind the price
- · Earnings results · above the recorded estimate
- · Earnings results · below the recorded estimate
- · Earnings results · above the recorded estimate
- · Earnings results · above the recorded estimate
Results dates follow the earnings feed; call dates follow the transcript provider. Nearby dates do not establish that an event caused a price move.
Upcoming events
Chronological order, not a duration scale. The provider's estimated date can change.
What to watch nextOther perspectives
Council score for Selective Insurance Group (SIGI): perspectives
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
5-Factor Breakdown
Legends Council
6 lenses, 0 current
AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built
Read on: Sep 29, 2026 · older than the 27 hours refresh window; not a current reading
Munger's Mindset
Balance Sheet & Valuation · historical
Read on: Sep 10, 2026 · older than the 27 hours refresh window; not a current reading
How to read these bars and different assessments
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
Bars show each model's ordered assessment on its own scale, not a probability or a comparable investment return. The adjacent words give the assessment; more filled segments indicate a stronger model reading.
On Sep 10, 2026, the Munger lens read the price at that time as undervalued against its own estimate of value.
Readings on this page are from Oct 26, 2026, except a card that shows its own read date.
Watch the SIGI film — every key number, told as a short cinematic story
~2 min · open the film
What is Selective Insurance Group (SIGI), and what does it report?
Short answer · as of
Selective Insurance operates as a traditional underwriting company with a captive distribution model through independent agents.
Research dated 2026-09-13.
Selective Insurance operates as a traditional underwriting company with a captive distribution model through independent agents. Revenue derives from premium income and investment yields, with the company holding substantial fixed-income and alternative investments alongside the insurance reserve base. The four operating segments—Standard Commercial Lines, Standard Personal Lines, Excess & Surplus Lines, and Investments—work in concert: insurance operations provide underwriting profit and cash for investment, which generates additional yield. The investment portfolio is material to earnings, particularly in rate environments where fixed income spreads compress.
What do the latest results show for Selective Insurance Group (SIGI)?
Short answer · as of
The most recent reported quarter, Q2 FY2026, carried revenue of $1.39B.
Research dated 2026-09-13.
The latest quarter showed solid underwriting profit with operating earnings climbing from the prior quarter, though revenue remained relatively flat. Net margin is healthy but modest, reflecting the competitive underwriting environment. The company beat analyst estimates on earnings, a pattern that recurs across the historical window, suggesting disciplined reserving. Management did not issue specific forward guidance in recent disclosures, but analyst estimates suggest modest earnings power going forward.
Where is operating spending going?
Revenue alongside research and development, selling, general and administrative expenses, and the FMP standardized operating result.
- Latest quarter · revenue
- $1.33B Sep 30, 2026
- Latest quarter · SG&A
- $388.30M Sep 30, 2026
- Latest quarter · FMP standardized operating result
- $175.30M Sep 30, 2026
| Period end | Revenue | R&D | SG&A | FMP standardized operating result |
|---|---|---|---|---|
| Sep 30, 2026 | $1.33B | Not available | $388.30M | $175.30M |
| Jun 30, 2026 | $1.39B | Not available | $258.52M | $176.06M |
| Mar 31, 2026 | $1.35B | Not available | $406.00M | $124.20M |
| Dec 31, 2025 | $1.36B | Not available | $6.30M | $156.20M |
USD. The operating result is the FMP-standardized value supplied by FMP; it may differ from a filing’s GAAP loss from operations when the provider classifies separately presented items differently. It is not net income or cash flow.
Did results meet expectations?
Reported earnings and revenue alongside the estimates recorded by the provider.
- Latest report · revenue
- $1.33B Oct 22, 2026
- Latest report · revenue estimate
- $1.17B Oct 22, 2026
- Latest report · revenue vs estimate
- Above estimate Oct 22, 2026
- Latest report · EPS vs estimate
- Above estimate Oct 22, 2026
| Report date | Revenue · reported | Revenue · estimate | EPS · reported | EPS · estimate |
|---|---|---|---|---|
| Oct 22, 2026 | $1.33B | $1.17B | $2.3700 | $1.9100 |
| Jul 23, 2026 | $1.22B | $1.30B | $1.9500 | $1.6600 |
| Apr 22, 2026 | $1.23B | $1.29B | $1.6900 | $1.8000 |
| Jan 29, 2026 | $1.13B | $1.14B | $2.5700 | $2.0200 |
Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined.
Quarterly income statement — 4 quarters
| Period | Revenue | Net income | EPS |
|---|---|---|---|
| Q2 FY2026 | $1.39B | $129M | $2.11 (diluted) |
| Q1 FY2026 | $1.35B | $98M | $1.58 (diluted) |
| Q4 FY2025 | $1.36B | $155M | $2.52 (diluted) |
| Q3 FY2025 | $1.36B | $115M | $1.85 (diluted) |
What are the financial strengths and risks for Selective Insurance Group (SIGI)?
Short answer
Cash and short-term investments were $10.58B at the Sep 30, 2026 balance-sheet date. Operating cash flow was $367.24M for the quarter ended Sep 30, 2026, meaning operations generated cash. These figures do not establish a cash runway.
Research dated 2026-09-13.
The balance sheet is structured as a typical insurance company: substantial liabilities (mostly insurance reserves) funded by invested capital and underwriting income. Debt is modest relative to equity, and the company generates strong operating cash flow. However, the quick ratio reflects the insurance-company model where cash is low but long-term investments are substantial. Operating cash flow consistently exceeds dividend and capital expenditure needs, providing ample dry powder for investment or contingencies. The key risk is underwriting loss if claims inflation or catastrophe frequency surprises to the high side.
Data-derived red flags
- Financial-distress signal — its Altman Z-Score of 1.35 sits in the distress zone (elevated bankruptcy risk).
- Inconsistent delivery — missed Wall Street EPS estimates in 6 of the last 8 reported quarters.
How much cash does the business generate or use?
Quarterly operating cash flow shows cash generated or used by operations.
- Latest quarter · operating cash flow
- $367.24M Sep 30, 2026
- Previous quarter · operating cash flow
- $228.99M Jun 30, 2026
| Period end | Operating cash flow | Capital expenditure (reported) |
|---|---|---|
| Sep 30, 2026 | $367.24M | −$20.26M |
| Jun 30, 2026 | $228.99M | −$14.10M |
| Mar 31, 2026 | $221.45M | −$10.94M |
| Dec 31, 2025 | $376.26M | −$9.98M |
Operating cash-flow bars share one scale and show magnitude; negative values mean cash used.
USD. Negative operating cash flow means cash used. Capital expenditure keeps the provider’s reported sign; it is not added here to estimate free cash flow or runway.
What should you watch next at Selective Insurance Group (SIGI)?
Short answer · as of
The next earnings report is expected on Feb 4, 2027.
Research dated 2026-09-13.
Watch the upcoming quarterly report for any shift in underwriting losses or loss-adjustment expenses, as these drive profitability in difficult rate environments. Monitor whether the company maintains pricing discipline or yields share to competitors cutting rates to gain volume. Analyst estimates show modest consensus growth, though sentiment is mixed: some upgrades suggest confidence, while recent downgrades by major franchises reflect caution. Track the investment yield environment; falling rates would depress new investment income.
How does Selective Insurance Group compare with its peers?
Short answer
Selective Insurance Group's score ranks 3rd of 13 in the bounded comparison shown, against 12 same-model peers. These are company scores, not expected investment returns. The set lists named competitors first, then companies in the same data-provider industry classification closest in market value; that classification is the provider's, not our judgment of business similarity.
Research dated 2026-09-13.
Selective competes in a mature insurance market against national carriers and regional peers. Unlike mega-carriers with scale cost advantages, Selective has positioned itself as disciplined underwriter willing to exit unprofitable classes. This contrasts with competitors chasing volume. The Excess & Surplus segment is higher-margin niche, insulating from commodity commercial competition. Institutional ownership is very high, suggesting institutional capital sees the company as a defensive playstyle within financial services.
| Company | Price | Market value | Score |
|---|---|---|---|
| $28.56 Oct 26, 2026 | $3.33B | 100 5-pillar Oct 26, 2026 | |
| $255.12 Oct 26, 2026 | $64.0B | 99 5-pillar Oct 26, 2026 | |
| Selective Insurance Group (SIGI) — this page | $98.73 | $5.88B | 98 |
| $63.89 Oct 26, 2026 | $5.95B | 97 5-pillar Oct 26, 2026 | |
| $239.81 Oct 26, 2026 | $8.28B | 97 5-pillar Oct 26, 2026 | |
| $103.23 Oct 26, 2026 | $5.70B | 96 5-pillar Oct 26, 2026 | |
| $140.76 Oct 26, 2026 | $3.76B | 95 5-pillar Oct 26, 2026 | |
| $2213.94 Oct 26, 2026 | $5.31B | 90 5-pillar Oct 26, 2026 | |
| $150.30 Oct 26, 2026 | $12.5B | 89 5-pillar Oct 26, 2026 | |
| $59.91 Oct 26, 2026 | $2.68B | 87 5-pillar Oct 26, 2026 | |
| $362.52 Oct 26, 2026 | $8.20B | 86 5-pillar Oct 26, 2026 | |
| $57.31 Oct 26, 2026 | $6.82B | 66 5-pillar Oct 26, 2026 | |
| $92.69 Oct 26, 2026 | $5.22B | 63 5-pillar Oct 26, 2026 |
Only 5-pillar scores are ranked together. Other models are not directly comparable. Price and score dates are shown separately; market-value dates are unavailable.
The records behind this page
Analyst targets & estimates
What analysts have on file
- Price target, low to high
- $80.00 – $115.00
- Consensus target
- $100.80
- Median target
- $97.00
Consensus record · Captured .
Measured against a quoted price of $98.73 (as of Oct 26, 2026).
Insider activity
Form 4 records via FMP · Of the newest 60 records, those within the last 180 days, newest dated Oct 26, 2026
- Transactions
- 14
- Identified insiders
- 12
- Purchases
- 0
- Sales
- 2
- Other transactions
- 12
Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent.
Who holds the shares?
Institutional ownership reported through 13F filings.
- Institutional ownership
- 89.4% Period end Jun 30, 2026
- Previous quarter · ownership
- 84.2% Prior to period end Jun 30, 2026
- Reporting holders
- 378 Period end Jun 30, 2026
- Previous quarter · holders
- 378 Prior to period end Jun 30, 2026
| Holders in provider snapshot | Shares |
|---|---|
| Blackrock, INC. | 7,778,138 |
| Vanguard Portfolio Management LLC | 3,495,978 |
| Aqr Capital Management LLC | 3,345,130 |
| Vanguard Capital Management LLC | 2,697,663 |
| State Street Corp | 2,451,382 |
Quarterly filings lag the period end. Holder rows are names in the provider snapshot, not a verified ranking; individual filing dates are not supplied. Related managers may appear separately, so these positions are not summed. Holder snapshot as of Jun 30, 2026.
What has been published about Selective Insurance Group (SIGI)?
Common Questions About SIGI (Financial Services)
Research dated 2026-09-13; the full attribution is under Sources. The last 2 questions are answered from this page's own dated data, not from the research.
What is the Excess & Surplus Lines business?
E&S Lines cover risks that standard insurance carriers will not write due to complexity, hazard, or appetite limits. These carry higher premiums and lower volume but also lower loss ratios. The segment is higher-margin and less cyclical than commercial lines, providing a portfolio cushion in soft markets.
Does Selective have enough capital to handle a catastrophe?
The company holds investment portfolios and cash reserves far in excess of catastrophe deductibles under reinsurance arrangements. Cash and investments total well over the annual revenue figure, and the company maintains catastrophe reinsurance. However, the quick ratio shows how balance sheets compress in insurance: most capital is locked in long-term investments, not cash equivalents. A tail-risk event would stress liquidity, though not threaten solvency.
Why do analysts disagree on this stock?
Recent split ratings reflect genuine disagreement on underwriting outlook. Some analysts see disciplined management creating value in a soft market; others see competitive pressure eroding margins. The company's consistency in beating estimates suggests competent execution, but the underlying competitive dynamic remains contested. Rate hardening would vindicate optimists; renewed competition would favor skeptics.
Is this a dividend stock?
The company pays a consistent quarterly dividend that yields roughly the historical average. Payout ratio is moderate, leaving room for retention and reinvestment. Dividend growth has been stable but not aggressive, reflecting the mature market and competitive pressures. It is suitable for income-focused portfolios seeking downside-protected cash flow in financial services.
What is the SIGI stock price today?
The last price recorded on this page for Selective Insurance Group, Inc. (SIGI) is $98.73, as of the Oct 26, 2026 trading session (source: Financial Modeling Prep (FMP) quote). It is a provider snapshot, not a live exchange feed, so check a brokerage quote before you trade.
What is the SIGI price target?
The analyst consensus price target for Selective Insurance Group, Inc. (SIGI) is $100.80 (range $80.00 to $115.00, median $97.00), per FMP data captured Oct 26, 2026. Targets are analyst opinions and change often; they are not a Stock Expert AI forecast.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Research written by Claude (claude-haiku-4-5) on 2026-09-13. AI-authored analysis; source dates are shown with each answer. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief.
Sources — records for every figure on this page (80 figures)
The 80 rows below are exactly the facts the evidence-backed sections of this page printed — the 10-second verdict, the MoonshotScore, price and market value, the five questions with their receipts, and the records behind this page. Known dates and sources are recorded on their own rows; an em dash or UNRECORDED tier preserves a stored observation without inventing either. The quarterly income statement is provider-standardized (FMP) under one row, and scale definitions — a 0-100 rating, the band ladder, the Piotroski 0–9 range — are fixed rather than measured. No number in those sections was generated by a model. The register does not cover quoted third-party headlines, the dated council readings, or the Frequently Asked Questions; each of those says where it came from where it stands.
"As of" is the date the value is true for where the source carries one — a quarter end, a filing date, a price close, the day the score was computed. A cached observation with no source date remains undated; the page publication date is not used as a substitute.
OFFICIAL — 1 fact from SEC filings and earnings calls
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
id.hq | SEC filing business address | Branchville, NJ | OFFICIAL | SEC EDGAR filer business address — The SEC filer business address. Our market-data provider separately lists "40 Wantage Avenue, Branchville, NJ, 07890, US". |
FMP — 70 facts from Financial Modeling Prep endpoint families
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
earn.next | Next earnings date | Feb 4, 2027 | FMP | Financial Modeling Prep (FMP) earnings calendar — The date is our provider's estimate until the company confirms it. | |
px.last | Latest provided price | $98.73 | FMP | Financial Modeling Prep (FMP) quote — Dated to the US trading session the price belongs to, derived from the quote record's timestamp (weekend and pre-open reads roll back to the previous weekday; exchange holidays are not modelled). The record does not establish an exchange execution time. | |
px.change | Change on the day | +2.19% | FMP | Financial Modeling Prep (FMP) quote | |
px.mcap | Market capitalization | $5.88B | FMP | Financial Modeling Prep (FMP) quote — Provider market cap uses the share class it prices; a company with more than one class may show a larger total elsewhere. Market cap record date: 2026-10-26. Source capture time was not supplied. No share-count basis is inferred; this page preserves the reported amount instead of recalculating it from shares. | |
px.change_abs | Change on the day, in dollars | +$2.12 | FMP | Financial Modeling Prep (FMP) quote | |
fin.q_revenue | Revenue, Q2 FY2026 | $1.39B | FMP | Financial Modeling Prep (FMP) · income statement (quarterly) | |
px.range52 | 52-week range | $72.78–$101.25 | FMP | Financial Modeling Prep (FMP) quote | |
px.pe | Price / earnings (trailing) | 11.58 | FMP | Financial Modeling Prep (FMP) · quote | |
px.volume | Shares traded on the day | 63.3K | FMP | Financial Modeling Prep (FMP) · quote | |
px.beta | Beta | 0.28 | FMP | Financial Modeling Prep (FMP) company profile | |
id.ceo | Chief executive | John Joseph Marchioni | FMP | Financial Modeling Prep (FMP) key executives (proxy-derived) — Titles and pay come from the company's proxy statement as our provider parsed it. | |
id.employees | Employees | 2,800 | FMP | Financial Modeling Prep (FMP) employee count, from the company's filing | |
fin.annual | Revenue and net result by fiscal year | 5 fiscal years, FY2021 through FY2025: FY2021 revenue $3.38B, net result $403.84M; FY2022 revenue $3.56B, net result $224.89M; FY2023 revenue $4.23B, net result $365.24M; FY2024 revenue $4.86B, net result $207.01M; FY2025 revenue $5.34B, net result $466.41M | FMP | Financial Modeling Prep (FMP), from the company's 10-K income statements | |
fin.rev_mix | Reported revenue segments | E&S Lines $606.10M · Investment Segment $539.48M · Insurance Operations $4.77B · Standard Personal Lines $408.19M · Standard Commercial Lines $3.75B | FMP | Financial Modeling Prep (FMP) revenue segmentation, from the company's 10-K | |
fin.gross_margin | Gross margin (trailing twelve months) | 55.9% | FMP | Financial Modeling Prep (FMP) key-metrics-ttm + ratios-ttm — A ratio our provider could not compute is absent rather than shown as zero. | |
fin.q_table.depth.2026-09-30.revenue_k | Revenue — period end 2026-09-30 | $1.33B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-09-30.sga_k | SG&A — period end 2026-09-30 | $388.30M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-09-30.operating_result_k | FMP standardized operating result — period end 2026-09-30 | $175.30M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-06-30.revenue_k | Revenue — period end 2026-06-30 | $1.39B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-06-30.sga_k | SG&A — period end 2026-06-30 | $258.52M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-06-30.operating_result_k | FMP standardized operating result — period end 2026-06-30 | $176.06M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-03-31.revenue_k | Revenue — period end 2026-03-31 | $1.35B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-03-31.sga_k | SG&A — period end 2026-03-31 | $406.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-03-31.operating_result_k | FMP standardized operating result — period end 2026-03-31 | $124.20M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-12-31.revenue_k | Revenue — period end 2025-12-31 | $1.36B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-12-31.sga_k | SG&A — period end 2025-12-31 | $6.30M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-12-31.operating_result_k | FMP standardized operating result — period end 2025-12-31 | $156.20M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
earn.history.depth.2026-10-22.revenue_actual | Revenue · reported — report date 2026-10-22 | $1.33B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-10-22.revenue_estimated | Revenue · estimate — report date 2026-10-22 | $1.17B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-10-22.eps_actual | EPS · reported — report date 2026-10-22 | $2.3700 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-10-22.eps_estimated | EPS · estimate — report date 2026-10-22 | $1.9100 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-23.revenue_actual | Revenue · reported — report date 2026-07-23 | $1.22B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-23.revenue_estimated | Revenue · estimate — report date 2026-07-23 | $1.30B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-23.eps_actual | EPS · reported — report date 2026-07-23 | $1.9500 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-23.eps_estimated | EPS · estimate — report date 2026-07-23 | $1.6600 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-22.revenue_actual | Revenue · reported — report date 2026-04-22 | $1.23B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-22.revenue_estimated | Revenue · estimate — report date 2026-04-22 | $1.29B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-22.eps_actual | EPS · reported — report date 2026-04-22 | $1.6900 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-22.eps_estimated | EPS · estimate — report date 2026-04-22 | $1.8000 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-01-29.revenue_actual | Revenue · reported — report date 2026-01-29 | $1.13B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-01-29.revenue_estimated | Revenue · estimate — report date 2026-01-29 | $1.14B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-01-29.eps_actual | EPS · reported — report date 2026-01-29 | $2.5700 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-01-29.eps_estimated | EPS · estimate — report date 2026-01-29 | $2.0200 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
fin.q_table | Quarterly income statement | 4 quarters through Q2 FY2026 | FMP | Financial Modeling Prep (FMP) · income statement (quarterly), as filed | |
fin.cash_investments | Cash and short-term investments | $10.58B | FMP | Financial Modeling Prep (FMP), from the company's balance sheet — Long-term investments are shown separately; their marketability is not established by the provider field. The cash and short-term investment balance does not establish unrestricted availability. Long-term investments are excluded and remain unclassified. Restrictions on cash and short-term investments require separate review. | |
fin.opcf_latest | Latest-quarter operating cash flow | $367.24M | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Period end: 2026-09-30. Negative operating cash flow means cash used. This figure is not a cash-runway estimate. | |
fin.long_term_investments | Long-term investments (classification unverified) | $903.89M | FMP | Financial Modeling Prep (FMP), from the company's balance sheet — Long-term investments are shown separately; their marketability is not established by the provider field. The cash and short-term investment balance does not establish unrestricted availability. | |
fin.total_debt | Total debt | $901.52M | FMP | Financial Modeling Prep (FMP), from the company's balance sheet — Long-term investments are shown separately; their marketability is not established by the provider field. The cash and short-term investment balance does not establish unrestricted availability. | |
fin.price_to_book | Price to book value | 1.70× | FMP | Financial Modeling Prep (FMP) key-metrics-ttm + ratios-ttm — A ratio our provider could not compute is absent rather than shown as zero. | |
fin.opcf.depth.2026-09-30.operating_cash_flow_m | Operating cash flow — period end 2026-09-30 | $367.24M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2026-06-30.operating_cash_flow_m | Operating cash flow — period end 2026-06-30 | $228.99M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2026-09-30.capex_m | Capital expenditure (reported) — period end 2026-09-30 | −$20.26M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2026-06-30.capex_m | Capital expenditure (reported) — period end 2026-06-30 | −$14.10M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2026-03-31.operating_cash_flow_m | Operating cash flow — period end 2026-03-31 | $221.45M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2026-03-31.capex_m | Capital expenditure (reported) — period end 2026-03-31 | −$10.94M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-12-31.operating_cash_flow_m | Operating cash flow — period end 2025-12-31 | $376.26M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-12-31.capex_m | Capital expenditure (reported) — period end 2025-12-31 | −$9.98M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
earn.pt_range | Analyst price target, low to high | $80.00 – $115.00 | FMP | Financial Modeling Prep (FMP) · price-target consensus — Captured Oct 26, 2026 · Coverage not supplied | |
earn.pt_consensus | Consensus analyst price target | $100.80 | FMP | Financial Modeling Prep (FMP) · price-target consensus — Captured Oct 26, 2026 · Coverage not supplied | |
earn.pt_median | Median analyst price target | $97.00 | FMP | Financial Modeling Prep (FMP) · price-target consensus — Captured Oct 26, 2026 · Coverage not supplied | |
own.insiders | Insider transactions via FMP | 14 transactions · 0 purchases, 2 sales, 12 other transactions · 12 identified insiders · of the newest 60 records, those within the last 180 days, newest dated Oct 26, 2026 | FMP | Financial Modeling Prep (FMP), carrying Form 4 transaction records — Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent. | |
own.institutions.depth.ownership_pct | Institutional ownership | 89.4% | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Period end Jun 30, 2026 | |
own.institutions.depth.ownership_pct_previous_quarter | Previous quarter · ownership | 84.2% | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Prior to period end Jun 30, 2026 | |
own.institutions.depth.holders | Reporting holders | 378 | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Period end Jun 30, 2026 | |
own.institutions.depth.holders_previous_quarter | Previous quarter · holders | 378 | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Prior to period end Jun 30, 2026 | |
own.top_holders.depth.holder_0.shares | Blackrock, INC. — shares in provider snapshot | 7,778,138 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_1.shares | Vanguard Portfolio Management LLC — shares in provider snapshot | 3,495,978 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_2.shares | Aqr Capital Management LLC — shares in provider snapshot | 3,345,130 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_3.shares | Vanguard Capital Management LLC — shares in provider snapshot | 2,697,663 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_4.shares | State Street Corp — shares in provider snapshot | 2,451,382 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. |
UNRECORDED — 2 facts from stored observations whose source was not recorded
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
earn.history | Reported versus estimated, recent quarters | EPS beat 2 of 8 | UNRECORDED | Stored earnings-history observation — Captured 2026-10-13 · Expired observation | |
fin.scores | Distress and quality screens | Altman Z 1.35 · Piotroski F 7 | UNRECORDED | Stored financial-scores observation — Captured 2026-10-24 · Expired observation |
COMPUTED — 5 facts from our arithmetic, formula restated
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
fin.mcap_to_cash | Market value per dollar of cash and short-term investments | 0.56× | — | COMPUTED | Computed on this page from the figures above — The market capitalisation printed on this page divided by cash and short-term investments of $10.58B at Sep 30, 2026. Long-term investments are excluded and remain unclassified. Restrictions on cash and short-term investments require separate review. Market cap record date: 2026-10-26. Balance-sheet reference date: 2026-09-30. The inputs do not establish a single common source date for this ratio. |
div.ttm_per_share | Dividends per share, last 12 months (split-adjusted) | $1.72 | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history — Sum of 4 split-adjusted declared dividends with an ex-date in the 365 days to 2026-10-26, per current share. Ex-dates are not payment dates; special dividends are included. Not a declared annual rate. | |
div.ttm_yield | Dividend yield, last 12 months | 1.74% | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history and quote — Split-adjusted dividends with ex-dates in the trailing 365-day window divided by the packet price, on the same current-share basis. Price date follows the quote, latest price bar or packet-build day when unstamped. Not a forecast or declared annual rate. | |
earn.history.depth.2026-10-22.revenue_actual.comparison | Latest report · revenue vs estimate | Above estimate | Report date · | COMPUTED | Computed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported revenue ($1.33B) with the recorded estimate ($1.17B) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns. |
earn.history.depth.2026-10-22.eps_actual.comparison | Latest report · EPS vs estimate | Above estimate | Report date · | COMPUTED | Computed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported EPS ($2.3700) with the recorded estimate ($1.9100) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns. |
OURS — 2 facts from Stock Expert AI's own score and rank
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
ours.moonshot | MoonshotScore v2 | 98 of 100 · Exceptional · pillars 90 / 75 / 89 / 97 / 87 | OURS | Stock Expert AI MoonshotScore v2 engine | |
ours.moonshot_change | MoonshotScore movement | 89 (stored snapshot Oct 24, 2026) → 98 (current publication computed Oct 26, 2026) (+9) | OURS | Stock Expert AI current score publication and immutable score snapshots |
Fact-family notes
- Quarterly statement note. Source series as of 2026-09-30. USD. The operating result is the FMP-standardized value supplied by FMP; it may differ from a filing’s GAAP loss from operations when the provider classifies separately presented items differently. It is not net income or cash flow. Applies to Fact IDs:
fin.q_table.depth.2026-09-30.revenue_k,fin.q_table.depth.2026-09-30.sga_k,fin.q_table.depth.2026-09-30.operating_result_k,fin.q_table.depth.2026-06-30.revenue_k,fin.q_table.depth.2026-06-30.sga_k,fin.q_table.depth.2026-06-30.operating_result_k,fin.q_table.depth.2026-03-31.revenue_k,fin.q_table.depth.2026-03-31.sga_k,fin.q_table.depth.2026-03-31.operating_result_k,fin.q_table.depth.2025-12-31.revenue_k,fin.q_table.depth.2025-12-31.sga_k,fin.q_table.depth.2025-12-31.operating_result_k. - Earnings-history note. Source series as of 2026-10-22. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined. Applies to Fact IDs:
earn.history.depth.2026-10-22.revenue_actual,earn.history.depth.2026-10-22.revenue_estimated,earn.history.depth.2026-10-22.revenue_actual.comparison,earn.history.depth.2026-10-22.eps_actual.comparison,earn.history.depth.2026-10-22.eps_actual,earn.history.depth.2026-10-22.eps_estimated,earn.history.depth.2026-07-23.revenue_actual,earn.history.depth.2026-07-23.revenue_estimated,earn.history.depth.2026-07-23.eps_actual,earn.history.depth.2026-07-23.eps_estimated,earn.history.depth.2026-04-22.revenue_actual,earn.history.depth.2026-04-22.revenue_estimated,earn.history.depth.2026-04-22.eps_actual,earn.history.depth.2026-04-22.eps_estimated,earn.history.depth.2026-01-29.revenue_actual,earn.history.depth.2026-01-29.revenue_estimated,earn.history.depth.2026-01-29.eps_actual,earn.history.depth.2026-01-29.eps_estimated. - Cash-flow note. Source series as of 2026-09-30. USD. Negative operating cash flow means cash used. Capital expenditure keeps the provider’s reported sign; it is not added here to estimate free cash flow or runway. Applies to Fact IDs:
fin.opcf.depth.2026-09-30.operating_cash_flow_m,fin.opcf.depth.2026-06-30.operating_cash_flow_m,fin.opcf.depth.2026-09-30.capex_m,fin.opcf.depth.2026-06-30.capex_m,fin.opcf.depth.2026-03-31.operating_cash_flow_m,fin.opcf.depth.2026-03-31.capex_m,fin.opcf.depth.2025-12-31.operating_cash_flow_m,fin.opcf.depth.2025-12-31.capex_m.
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Sources used for research written 2026-09-13
Historical evidence preserved with this analysis. Current figures are listed separately above.
| Evidence | Captured value | Source date | Source type | Source |
|---|---|---|---|---|
| Business description | Selective Insurance Group, Inc. (SIGI) is a U.S.-based company that delivers a wide array of insurance products and services. Its business operations are structured across four primary divisions: Standard Commercial Lines, Standard Personal Lines, Excess & Surplus Lines (E&S), and Investments. The company's insurance offerings include comprehensive property coverage, safeguarding clients from financial repercussions due to accidental damage to real estate, personal possessions, or the resulting loss of earnings. It also provides casualty insurance, which addresses financial liabilities stemming from employee work-related injuries and third-party bodily harm or property damage. Additionally, flood insurance is a key component of its product suite. Beyond its core underwriting activities, Selective actively manages a diverse investment portfolio. This includes allocating capital to fixed income securities, commercial mortgage loans, equity holdings, and various alternative investments. Selective's insurance solutions are made available to a broad clientele, including corporations, non-profit organizations, local government entities, and private individuals. These products and services are distributed through a network of independent retail agents and wholesale general agents. Established in 1926, Selective Insurance Group, Inc. maintains its headquarters in Branchville, New Jersey. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) company profile |
| Sector / industry (provider taxonomy) | Financial Services / Insurance - Property & Casualty The company's SEC filings classify it under SIC 6331 — Fire, Marine & Casualty Insurance. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) company profile |
| Revenue by segment | E&S Lines: $606.10M; Investment Segment: $539.48M; Insurance Operations: $4.77B; Standard Personal Lines: $408.19M; Standard Commercial Lines: $3.75B | 2025-12-31 | FMP | Financial Modeling Prep (FMP) revenue segmentation, from the company's 10-K |
| Trailing twelve-month ratio set | Quick ratio: 0.22; Current ratio: 0.22; Debt to equity: 0.25; Net margin: 9.1%; Gross margin: 48.2%; Operating margin: 11%; Return on assets: 3.2%; Return on equity: 13.9% Price-based multiples captured at research time are not repeated here; the page shows each once, from current figures with their own dates. A ratio our provider could not compute is absent rather than shown as zero. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) key-metrics-ttm + ratios-ttm |
| Cash, investments and debt | Total debt: $900.96M; Liquidity basis: cash and short-term investments; Total liabilities: $11.95B; Cash and short-term investments: $379.44M; Cash and investments: $11.58B; Long-term investments: $11.20B; Long-term investments classification: unclassified Long-term investments are shown separately; their marketability is not established by the provider field. The cash and short-term investment balance does not establish unrestricted availability. | 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's balance sheet |
| Employees | Count: 2,800 | 2025-12-31 | FMP | Financial Modeling Prep (FMP) employee count, from the company's filing |
| Quarterly income statement (USD thousands) | Captured record · 8 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements |
| Reported versus estimated, last 8 quarters | Captured record · 8 entries
| 2026-07-23 | FMP | Financial Modeling Prep (FMP) earnings |
| Analyst revenue and earnings estimates (average) | Captured record · 4 entries
| 2026-09-13 | FMP | Financial Modeling Prep (FMP) analyst estimates |
| Operating cash flow by quarter (USD millions) | Captured record · 8 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements |
| Distress and quality screens | Altman Z-score: 0.45; Piotroski F-score: 6 Altman Z below 1.8 is the conventional distress zone. The screen is built for manufacturers and industrials; for banks, insurers and property companies it is not a meaningful reading. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) financial scores |
| Next earnings report | Date: 2026-10-28; EPS estimate: $1.8 per share; Revenue estimate: $1.17B The date is our provider's estimate until the company confirms it. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) earnings calendar |
| Analyst actions, most recent per firm | Captured record · 10 entries
One row per firm — the firm's most recent action in our feed. Other data vendors may carry firms ours does not. | 2026-07-30 | FMP | Financial Modeling Prep (FMP) analyst grades |
| Institutional ownership (13F) | Holders: 377; Quarter: 2026-06-30; Ownership: 89.4%; Holders previous quarter: 377; Ownership previous quarter: 84.1 13F filings are quarterly and lag the quarter end by up to 45 days. | 2026-06-30 | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings |
| Cash and investment components | Total basis: cash short and long-term investments; Total: $11.58B; Cash and short-term investments: $379.40M; Long-term investments: $11.20B; Long-term investments classification: unclassified Sums the balance sheet's cash and short-term investments with its long-term investments.; The long-term investment field does not establish marketability; the sum is not a measure of available liquidity.; These provider fields do not establish investment access restrictions or explain differences from third-party cash figures. | 2026-06-30 | COMPUTED | Computed from the balance sheet |
| Recent dividends paid | Captured record · 4 entries
Declared amounts per share on their ex-dates. A single payment does not establish an annual rate, and a special dividend is not separated here. | 2026-08-17 | FMP | Financial Modeling Prep (FMP) dividend history |
| Dividend yield, last 12 months | 1.90% Split-adjusted dividends with ex-dates in the trailing 365-day window divided by the packet price, on the same current-share basis. Price date follows the quote, latest price bar or packet-build day when unstamped. Not a forecast or declared annual rate. | 2026-09-11 | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history and quote |
Data provided for informational purposes only.