Truist Financial Corporation (TFC) Stock: Price, Forecast & Analyst Target
Truist Financial Corporation (TFC) — MoonshotScore 78/100 (Strong band), calculated Oct 26, 2026. Price $48.91 (+0.97%), as of the Oct 26, 2026 trading session; market cap $59.8B. Expected results Jan 20, 2027.
Educational signal · not a buy or sell recommendation · How to read this
Truist Financial Corporation · TFC · NYSE · Financial Services · Banks - Regional
Research dated 2026-09-12: Truist is a Charlotte-based financial holding company spanning consumer banking, wealth management, commercial finance, capital markets and insurance across the Southeastern and Mid-Atlantic regions. Its case rests on whether the recent improvement in revenue, operating profit and cash generation can endure while narrow liquidity has fallen sharply and debt remains substantial.
Price as of Oct 26, 2026
Key Statistics
MoonshotScore v2 · Truist Financial (TFC)
StrongWhy this rating? Method, drivers & history
Bands for the MoonshotScore: Exceptional 80-100 · Strong 65-79 · Fair 45-64 · Weak below 45.
- Business Quality — Is this a genuinely good business?
- Financial Safety — Could this blow up on me?
- Valuation — Am I paying a fair price?
- Growth Durability — Is the growth real and likely to last?
- Momentum — Is the market already moving on this?
Elite growth, at a dirt-cheap price, though the balance sheet is only middling. Business Quality: Solid; Financial Safety: Okay; Valuation: Cheap; Growth Durability: Compounding; Momentum: Slipping.
- quarterly revenue $6.11B (Q3 FY2026, quarter ended Sep 30, 2026)
- EPS beat 5 of 8
- Altman Z 0.21 · Piotroski F 7
Holding back: weak price trend
Helping: an attractive price, durable growth
What has the MoonshotScore done over time?
| Recorded | Score | Band |
|---|---|---|
| 83 | Exceptional | |
| 79 | Strong | |
| 80 | Exceptional | |
| 78 | Strong | |
| 78 | Strong | |
| 78 | Strong |
The score moved from 80 in the stored Oct 24, 2026 snapshot to 78 in the current publication computed Oct 26, 2026 (-2); the largest pillar moves were Growth Durability -2 and Momentum -1.
Calculation uses the most recent completed US trading session. Live price changes do not update the score immediately.
Computed · Educational signal · not a buy or sell recommendation · How the MoonshotScore is computed →
Price & valuation
| Measure | Value | As of |
|---|---|---|
| Latest provided price | $48.91 | |
| Change on the day | +0.97% | |
| 52-week range | $43.13 – $56.20 | |
| Market capitalisation | $59.8B | |
| Price / earnings (trailing) | 12.33 | |
| Shares traded on the day | 8.60M | |
| Beta (volatility vs the S&P 500) | 0.91 | |
| Dividends per share (last 12 months) | $2.08 | |
| Dividend yield (last 12 months) | 4.29% |
Price & events
Triangles mark reported quarters on the line: pointing up is above the recorded estimate, down is below, a diamond means no estimate on file. Numbers key to the dated list. Point at or tab to any week for its close.
Events behind the price
- · Earnings results · below the recorded estimate
- · Earnings results · above the recorded estimate
- · Earnings results · above the recorded estimate
- · Earnings results · above the recorded estimate
Results dates follow the earnings feed; call dates follow the transcript provider. Nearby dates do not establish that an event caused a price move.
Upcoming events
The provider's estimated date can change.
What to watch nextCouncil Score · weighted blend of 2 available disciplines
Council score for Truist Financial (TFC): Bullish Lean
70/100 · ASome lenses disagree with the MoonshotScore. Compare their readings below; each uses a different method.
5-Factor Breakdown
Legends Council
5 lenses, 5 current
AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built
Read on: Oct 26, 2026
Munger's Mindset
Balance Sheet & Valuation · historical
Read on: Sep 9, 2026 · older than the 27 hours refresh window; not a current reading
How to read these bars and different assessments
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
Bars show each model's ordered assessment on its own scale, not a probability or a comparable investment return. The adjacent words give the assessment; more filled segments indicate a stronger model reading.
One of these lenses reads this company less favourably than the MoonshotScore does: Griffin-style lens. Each lens is a separate scoring function over its own inputs, so a disagreement is a difference of method rather than a correction — the page's answer stays the MoonshotScore above.
On Sep 9, 2026, the Munger lens read the price at that time as fairly valued against its own estimate of value.
Readings on this page are from Oct 26, 2026, except a card that shows its own read date.
Watch the TFC film — every key number, told as a short cinematic story
~2 min · open the film
What is Truist Financial (TFC), and what does it report?
Short answer · as of
A regional-bank label is incomplete for Truist.
Research dated 2026-09-12.
A regional-bank label is incomplete for Truist. The company gathers deposits and extends consumer and commercial credit, but it also sells wealth management, brokerage, advisory, treasury, payments, investment banking and insurance services.
Reported revenue therefore reflects lending demand and pricing alongside transaction, advisory, asset-management and insurance activity. Revenue, gross profit, operating result, net result and cash flow together provide a more faithful operating picture than branch activity alone.
What do the latest results show for Truist Financial (TFC)?
Short answer · as of
The most recent reported quarter, Q3 FY2026, carried revenue of $6.11B.
Research dated 2026-09-12.
Revenue, gross profit, operating result, net result and diluted earnings per share all rose from the immediately preceding period. Operating cash flow also strengthened, while the latest release cleared revenue and earnings expectations.
The simultaneous advance in gross profit and operating result indicates that the earnings improvement reached the operating business rather than arising solely below that line. The annual series likewise shows a recovery from loss to sustained profitability, though recent quarterly momentum now carries the more immediate signal.
What do the reported financial results show?
Reported revenue, net income and earnings per share from the income statement.
- Latest quarter · revenue
- $6.11B Sep 30, 2026
- Latest quarter · net income
- $799.00M Sep 30, 2026
- Latest quarter · EPS
- $0.5600 (diluted) Sep 30, 2026
| Period end | Revenue | Net income | EPS |
|---|---|---|---|
| Sep 30, 2026 | $6.11B | $799.00M | $0.5600 (diluted) |
| Jun 30, 2026 | $7.61B | $1.55B | $1.2300 (diluted) |
| Mar 31, 2026 | $7.41B | $1.48B | $1.0900 (diluted) |
| Dec 31, 2025 | $7.66B | $1.35B | $1.0000 (diluted) |
Revenue and net income are in USD; EPS is USD per share. Statement EPS is labelled diluted or basic only when its source identifies that basis. Otherwise, its basis is unknown.
Did results meet expectations?
Reported earnings and revenue alongside the estimates recorded by the provider.
- Latest report · revenue
- $3.75B Oct 16, 2026
- Latest report · revenue estimate
- $5.35B Oct 16, 2026
- Latest report · revenue vs estimate
- Below estimate Oct 16, 2026
- Latest report · EPS vs estimate
- Above estimate Oct 16, 2026
| Report date | Revenue · reported | Revenue · estimate | EPS · reported | EPS · estimate |
|---|---|---|---|---|
| Oct 16, 2026 | $3.75B | $5.35B | $1.1600 | $1.1400 |
| Jul 17, 2026 | $5.31B | $5.24B | $1.2300 | $1.0800 |
| Apr 17, 2026 | $5.20B | $5.18B | $1.0900 | $0.9970 |
| Jan 21, 2026 | $5.29B | $5.31B | $1.0000 | $1.0900 |
Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined.
Quarterly income statement — 4 quarters
| Period | Revenue | Net income | EPS |
|---|---|---|---|
| Q3 FY2026 | $6.11B | $799M | $0.56 (diluted) |
| Q2 FY2026 | $7.61B | $1.55B | $1.23 (diluted) |
| Q1 FY2026 | $7.41B | $1.48B | $1.09 (diluted) |
| Q4 FY2025 | $7.66B | $1.35B | $1.00 (diluted) |
What are the financial strengths and risks for Truist Financial (TFC)?
Short answer · as of
The MoonshotScore pillars rate an attractive price, durable growth as strengths.
Research dated 2026-09-12.
Truist remained profitable throughout the recent quarterly series and generated positive operating cash flow in every reported period. The annual record also shows that profitability recovered after a loss.
Narrow cash and short-term investments collapsed in the latest period, and debt greatly exceeds that liquidity measure. Long-term investments account for nearly all of the combined cash-and-investment balance, however, so the classification prevents the cash decline from being read cleanly as operating consumption, especially while operating cash flow remains positive.
Risk would intensify if narrow liquidity stayed depressed while debt remained high and operating cash generation weakened. The balance sheet requires more attention than the positive earnings trend alone would suggest.
What does the cash-flow statement report?
Dated cash-flow statement entries, using the provider’s reported classification.
- Latest quarter · operating cash flow
- $1.04B Jun 30, 2026
- Previous quarter · operating cash flow
- $679.00M Mar 31, 2026
| Period end | Operating cash flow | Capital expenditure (reported) |
|---|---|---|
| Jun 30, 2026 | $1.04B | Not available |
| Mar 31, 2026 | $679.00M | Not available |
| Dec 31, 2025 | $2.58B | Not available |
| Sep 30, 2025 | $1.50B | Not available |
Operating cash-flow bars share one scale and show magnitude; negative values mean cash used.
USD. Statement entries keep the provider’s reported sign. These financial-company figures are not used here to estimate cash runway, surplus cash, or business value.
What should you watch next at Truist Financial (TFC)?
Short answer · as of
The next earnings report is expected on Jan 20, 2027.
Research dated 2026-09-12.
Revenue, diluted earnings, operating profit and operating cash flow now form the clearest checkpoint. Recent releases progressed from misses and near-misses to results above expectations, so the scheduled earnings release will test whether that improvement persists.
The balance-sheet checkpoint is whether cash and short-term investments recover or long-term investments continue carrying nearly all of the combined liquidity total. Forward estimates assume continued revenue and earnings growth even as analyst downgrades have clustered, making any reversal in operating momentum especially informative.
How does Truist Financial compare with its peers?
Short answer
Truist Financial's score ranks 11th of 13 in the bounded comparison shown, against 12 same-model peers. These are company scores, not expected investment returns. The set lists named competitors first, then companies in the same data-provider industry classification closest in market value; that classification is the provider's, not our judgment of business similarity.
Research dated 2026-09-12.
Compared with a branch-led regional lender, Truist combines a Southeastern and Mid-Atlantic deposit and lending franchise with wealth management, corporate and investment banking, treasury services, payments and insurance. Its performance consequently depends on more than loan and deposit conditions.
That breadth can diversify revenue sources, but it also makes consolidated execution and balance-sheet composition central to comparison. Shares trade below reported book value despite positive earnings and free-cash-flow yields, so the market valuation does not treat business breadth alone as sufficient differentiation.
| Company | Price | Market value | Score |
|---|---|---|---|
| $2.76 Oct 26, 2026 | $31.1B | 99 5-pillar Oct 26, 2026 | |
| $96.40 Oct 26, 2026 | $23.1B | 98 5-pillar Oct 26, 2026 | |
| $65.84 Oct 26, 2026 | $16.1B | 97 5-pillar Oct 26, 2026 | |
| $65.93 Oct 26, 2026 | $9.70B | 96 5-pillar Oct 26, 2026 | |
| $7.70 Oct 26, 2026 | $84.9B | 95 5-pillar Oct 26, 2026 | |
| $65.24 Oct 26, 2026 | $30.6B | 93 5-pillar Oct 26, 2026 | |
| $2345.61 Oct 26, 2026 | $26.4B | 91 5-pillar Oct 26, 2026 | |
| $34.83 Oct 26, 2026 | $8.30B | 91 5-pillar Oct 26, 2026 | |
| $48.92 Oct 26, 2026 | $6.66B | 91 5-pillar Oct 26, 2026 | |
| $59.70 Oct 26, 2026 | $93.0B | 83 5-pillar Oct 26, 2026 | |
| Truist Financial (TFC) — this page | $48.91 | $59.8B | 78 |
| $65.37 Oct 26, 2026 | $27.5B | 71 5-pillar Oct 26, 2026 | |
| $21.21 Oct 26, 2026 | $22.9B | 70 5-pillar Oct 26, 2026 |
Only 5-pillar scores are ranked together. Other models are not directly comparable. Price and score dates are shown separately; market-value dates are unavailable.
The records behind this page
Analyst targets & estimates
What analysts have on file
- Price target, low to high
- $50.00 – $57.00
- Consensus target
- $53.43
- Median target
- $54.00
Consensus record · Captured .
Measured against a quoted price of $48.91 (as of Oct 26, 2026).
Insider activity
Form 4 records via FMP · Of the newest 60 records, those within the last 180 days, newest dated Sep 17, 2026
- Transactions
- 10
- Identified insiders
- 6
- Purchases
- 1
- Sales
- 3
- Other transactions
- 6
Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent.
Who holds the shares?
Institutional ownership reported through 13F filings.
- Institutional ownership
- 78.2% Period end Jun 30, 2026
- Previous quarter · ownership
- 74.8% Prior to period end Jun 30, 2026
- Reporting holders
- 1,773 Period end Jun 30, 2026
- Previous quarter · holders
- 1,716 Prior to period end Jun 30, 2026
| Holders in provider snapshot | Shares |
|---|---|
| Blackrock, INC. | 99,555,076 |
| Capital International Investors | 93,340,762 |
| Vanguard Capital Management LLC | 81,312,502 |
| State Street Corp | 58,692,619 |
| Vanguard Portfolio Management LLC | 41,888,944 |
Quarterly filings lag the period end. Holder rows are names in the provider snapshot, not a verified ranking; individual filing dates are not supplied. Related managers may appear separately, so these positions are not summed. Holder snapshot as of Jun 30, 2026.
What has been published about Truist Financial (TFC)?
Truist Financial Financial Services Stock: Key Questions Answered
Research dated 2026-09-12; the full attribution is under Sources. The last 3 questions are answered from this page's own dated data, not from the research.
How does Truist make money beyond its Southeastern branch network?
Truist supplements deposit gathering and lending with wealth management, brokerage, capital-markets advice, treasury services, payment processing and insurance. These activities make its revenue base broader than that of a lender assessed mainly through branch deposits and loans.
How should investors read Truist’s sharp decline in cash and short-term investments?
The narrow liquidity measure fell sharply, while long-term investments continued to represent nearly all combined cash and investments. Positive operating cash flow makes the decline a balance-sheet classification and liquidity question rather than clear evidence of operating cash consumption.
Has Truist’s latest earnings recovery reached operating profit?
Gross profit and operating result advanced alongside revenue, net result and diluted earnings. Operating cash flow strengthened as well, giving the recovery support beyond the bottom line.
Why does Truist’s Insurance Holdings business matter in a regional-bank comparison?
Insurance adds property, casualty, life, health, employee-benefit and specialty coverage to Truist’s banking franchise. That business makes loan and deposit conditions an incomplete explanation of the company’s revenue mix.
What is the TFC stock price today?
The last price recorded on this page for Truist Financial Corporation (TFC) is $48.91, as of the Oct 26, 2026 trading session (source: Financial Modeling Prep (FMP) · quote). It is a provider snapshot, not a live exchange feed, so check a brokerage quote before you trade.
What is the TFC price target?
The analyst consensus price target for Truist Financial Corporation (TFC) is $53.43 (range $50.00 to $57.00, median $54.00), per FMP data captured Oct 26, 2026. Targets are analyst opinions and change often; they are not a Stock Expert AI forecast.
Does TFC pay a dividend?
Yes. Truist Financial Corporation (TFC) shows a trailing 12-month dividend yield of 4.29%, as of Oct 23, 2026, in the data on this page. Payout ratio and cash-flow coverage decide whether it can last, and past dividends do not guarantee future payments.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Research written by Codex (gpt-5.6-sol) on 2026-09-12. AI-authored analysis; source dates are shown with each answer. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief.
Sources — records for every figure on this page (69 figures)
The 69 rows below are exactly the facts the evidence-backed sections of this page printed — the 10-second verdict, the MoonshotScore, price and market value, the five questions with their receipts, and the records behind this page. Known dates and sources are recorded on their own rows; an em dash or UNRECORDED tier preserves a stored observation without inventing either. The quarterly income statement is provider-standardized (FMP) under one row, and scale definitions — a 0-100 rating, the band ladder, the Piotroski 0–9 range — are fixed rather than measured. No number in those sections was generated by a model. The register does not cover quoted third-party headlines, the dated council readings, or the Frequently Asked Questions; each of those says where it came from where it stands.
"As of" is the date the value is true for where the source carries one — a quarter end, a filing date, a price close, the day the score was computed. A cached observation with no source date remains undated; the page publication date is not used as a substitute.
OFFICIAL — 1 fact from SEC filings and earnings calls
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
id.hq | SEC filing business address | Charlotte, NC | OFFICIAL | SEC EDGAR filer business address — The SEC filer business address. Our market-data provider separately lists "214 North Tryon Street, Charlotte, NC, 28202, US". |
FMP — 59 facts from Financial Modeling Prep endpoint families
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
px.last | Latest provided price | $48.91 | FMP | Financial Modeling Prep (FMP) · quote — Dated to the US trading session the price belongs to, derived from the quote record's timestamp (weekend and pre-open reads roll back to the previous weekday; exchange holidays are not modelled). The record does not establish an exchange execution time. Retrieved 2026-10-26T21:04:38.951Z. | |
px.change | Change on the day | +0.97% | FMP | Financial Modeling Prep (FMP) · quote | |
px.mcap | Market capitalisation | $59.8B | FMP | Financial Modeling Prep (FMP) · quote — Date unknown Market cap record date: 2026-10-26. FMP quote timestamp: 2026-10-26T20:00:03.000Z. Captured from FMP at 2026-10-26T21:04:37.532Z. No share-count basis is inferred; this page preserves the reported amount instead of recalculating it from shares. | |
earn.next | Next earnings date | Jan 20, 2027 | FMP | Financial Modeling Prep (FMP) earnings calendar — The date is our provider's estimate until the company confirms it. | |
px.change_abs | Change on the day, in dollars | +$0.47 | FMP | Financial Modeling Prep (FMP) · quote | |
fin.q_revenue | Revenue, Q3 FY2026 | $6.11B | FMP | Financial Modeling Prep (FMP) · income statement (quarterly) | |
px.pe | Price / earnings (trailing) | 12.33 | FMP | Financial Modeling Prep (FMP) · quote | |
px.volume | Shares traded on the day | 8.60M | FMP | Financial Modeling Prep (FMP) · quote | |
px.beta | Beta | 0.91 | FMP | Financial Modeling Prep (FMP) company profile | |
id.ceo | Chief executive | Michael Lyons | FMP | Financial Modeling Prep (FMP) key executives (proxy-derived) — Titles and pay come from the company's proxy statement as our provider parsed it. | |
id.employees | Employees | 37,833 | FMP | Financial Modeling Prep (FMP) employee count, from the company's filing | |
fin.annual | Revenue and net result by fiscal year | 5 fiscal years, FY2021 through FY2025: FY2021 revenue $23.06B, net result $6.44B; FY2022 revenue $22.29B, net result $6.26B; FY2023 revenue $29.95B, net result −$1.09B; FY2024 revenue $24.25B, net result $4.82B; FY2025 revenue $30.44B, net result $5.31B | FMP | Financial Modeling Prep (FMP), from the company's 10-K income statements | |
fin.rev_mix | Reported revenue segments | Community Banking $153.00M · Financial Services $23.00M · Residential Mortgage Banking $1.00M | FMP | Financial Modeling Prep (FMP) revenue segmentation, from the company's 10-K | |
fin.q_table.depth.2026-09-30.revenue_k | Revenue — period end 2026-09-30 | $6.11B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-09-30.net_result_k | Net income — period end 2026-09-30 | $799.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-09-30.eps | EPS — period end 2026-09-30 | $0.5600 (diluted) | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-06-30.revenue_k | Revenue — period end 2026-06-30 | $7.61B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-06-30.net_result_k | Net income — period end 2026-06-30 | $1.55B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-06-30.eps | EPS — period end 2026-06-30 | $1.2300 (diluted) | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-03-31.revenue_k | Revenue — period end 2026-03-31 | $7.41B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-03-31.net_result_k | Net income — period end 2026-03-31 | $1.48B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-03-31.eps | EPS — period end 2026-03-31 | $1.0900 (diluted) | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-12-31.revenue_k | Revenue — period end 2025-12-31 | $7.66B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-12-31.net_result_k | Net income — period end 2025-12-31 | $1.35B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-12-31.eps | EPS — period end 2025-12-31 | $1.0000 (diluted) | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
earn.history.depth.2026-10-16.revenue_actual | Revenue · reported — report date 2026-10-16 | $3.75B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-10-16.revenue_estimated | Revenue · estimate — report date 2026-10-16 | $5.35B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-10-16.eps_actual | EPS · reported — report date 2026-10-16 | $1.1600 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-10-16.eps_estimated | EPS · estimate — report date 2026-10-16 | $1.1400 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-17.revenue_actual | Revenue · reported — report date 2026-07-17 | $5.31B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-17.revenue_estimated | Revenue · estimate — report date 2026-07-17 | $5.24B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-17.eps_actual | EPS · reported — report date 2026-07-17 | $1.2300 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-17.eps_estimated | EPS · estimate — report date 2026-07-17 | $1.0800 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-17.revenue_actual | Revenue · reported — report date 2026-04-17 | $5.20B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-17.revenue_estimated | Revenue · estimate — report date 2026-04-17 | $5.18B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-17.eps_actual | EPS · reported — report date 2026-04-17 | $1.0900 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-17.eps_estimated | EPS · estimate — report date 2026-04-17 | $0.9970 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-01-21.revenue_actual | Revenue · reported — report date 2026-01-21 | $5.29B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-01-21.revenue_estimated | Revenue · estimate — report date 2026-01-21 | $5.31B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-01-21.eps_actual | EPS · reported — report date 2026-01-21 | $1.0000 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-01-21.eps_estimated | EPS · estimate — report date 2026-01-21 | $1.0900 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
fin.q_table | Quarterly income statement | 4 quarters through Q3 FY2026 | FMP | Financial Modeling Prep (FMP) · income statement (quarterly), as filed | |
fin.opcf.depth.2026-06-30.operating_cash_flow_m | Operating cash flow — period end 2026-06-30 | $1.04B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2026-03-31.operating_cash_flow_m | Operating cash flow — period end 2026-03-31 | $679.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-12-31.operating_cash_flow_m | Operating cash flow — period end 2025-12-31 | $2.58B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-09-30.operating_cash_flow_m | Operating cash flow — period end 2025-09-30 | $1.50B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
earn.pt_range | Analyst price target, low to high | $50.00 – $57.00 | FMP | Financial Modeling Prep (FMP) · price-target consensus — Captured Oct 26, 2026 · Coverage not supplied | |
earn.pt_consensus | Consensus analyst price target | $53.43 | FMP | Financial Modeling Prep (FMP) · price-target consensus — Captured Oct 26, 2026 · Coverage not supplied | |
earn.pt_median | Median analyst price target | $54.00 | FMP | Financial Modeling Prep (FMP) · price-target consensus — Captured Oct 26, 2026 · Coverage not supplied | |
own.insiders | Insider transactions via FMP | 10 transactions · 1 purchases, 3 sales, 6 other transactions · 6 identified insiders · of the newest 60 records, those within the last 180 days, newest dated Sep 17, 2026 | FMP | Financial Modeling Prep (FMP), carrying Form 4 transaction records — Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent. | |
own.institutions.depth.ownership_pct | Institutional ownership | 78.2% | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Period end Jun 30, 2026 | |
own.institutions.depth.ownership_pct_previous_quarter | Previous quarter · ownership | 74.8% | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Prior to period end Jun 30, 2026 | |
own.institutions.depth.holders | Reporting holders | 1,773 | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Period end Jun 30, 2026 | |
own.institutions.depth.holders_previous_quarter | Previous quarter · holders | 1,716 | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Prior to period end Jun 30, 2026 | |
own.top_holders.depth.holder_0.shares | Blackrock, INC. — shares in provider snapshot | 99,555,076 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_1.shares | Capital International Investors — shares in provider snapshot | 93,340,762 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_2.shares | Vanguard Capital Management LLC — shares in provider snapshot | 81,312,502 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_3.shares | State Street Corp — shares in provider snapshot | 58,692,619 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_4.shares | Vanguard Portfolio Management LLC — shares in provider snapshot | 41,888,944 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. |
UNRECORDED — 3 facts from stored observations whose source was not recorded
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
earn.history | Reported versus estimated, recent quarters | EPS beat 5 of 8 | UNRECORDED | Stored earnings-history observation — Captured 2026-10-24 · Expired observation | |
fin.scores | Distress and quality screens | Altman Z 0.21 · Piotroski F 7 | UNRECORDED | Stored financial-scores observation — Captured 2026-10-24 · Expired observation | |
px.range52 | 52-week range | $43.13 – $56.20 | UNRECORDED | Stored company-profile observation — Captured 2026-10-26 |
COMPUTED — 4 facts from our arithmetic, formula restated
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
div.ttm_per_share | Dividends per share, last 12 months (split-adjusted) | $2.08 | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history — Sum of 4 split-adjusted declared dividends with an ex-date in the 365 days to 2026-10-26, per current share. Ex-dates are not payment dates; special dividends are included. Not a declared annual rate. | |
div.ttm_yield | Dividend yield, last 12 months | 4.29% | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history and quote — Split-adjusted dividends with ex-dates in the trailing 365-day window divided by the packet price, on the same current-share basis. Price date follows the quote, latest price bar or packet-build day when unstamped. Not a forecast or declared annual rate. | |
earn.history.depth.2026-10-16.revenue_actual.comparison | Latest report · revenue vs estimate | Below estimate | Report date · | COMPUTED | Computed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported revenue ($3.75B) with the recorded estimate ($5.35B) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns. |
earn.history.depth.2026-10-16.eps_actual.comparison | Latest report · EPS vs estimate | Above estimate | Report date · | COMPUTED | Computed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported EPS ($1.1600) with the recorded estimate ($1.1400) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns. |
OURS — 2 facts from Stock Expert AI's own score and rank
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
ours.moonshot | MoonshotScore v2 | 78 of 100 · Strong · pillars 64 / 43 / 95 / 96 / 30 | OURS | Stock Expert AI MoonshotScore v2 engine | |
ours.moonshot_change | MoonshotScore movement | 80 (stored snapshot Oct 24, 2026) → 78 (current publication computed Oct 26, 2026) (-2) | OURS | Stock Expert AI current score publication and immutable score snapshots |
Fact-family notes
- Quarterly statement note. Source series as of 2026-09-30. Revenue and net income are in USD; EPS is USD per share. Statement EPS is labelled diluted or basic only when its source identifies that basis. Otherwise, its basis is unknown. Applies to Fact IDs:
fin.q_table.depth.2026-09-30.revenue_k,fin.q_table.depth.2026-09-30.net_result_k,fin.q_table.depth.2026-09-30.eps,fin.q_table.depth.2026-06-30.revenue_k,fin.q_table.depth.2026-06-30.net_result_k,fin.q_table.depth.2026-06-30.eps,fin.q_table.depth.2026-03-31.revenue_k,fin.q_table.depth.2026-03-31.net_result_k,fin.q_table.depth.2026-03-31.eps,fin.q_table.depth.2025-12-31.revenue_k,fin.q_table.depth.2025-12-31.net_result_k,fin.q_table.depth.2025-12-31.eps. - Earnings-history note. Source series as of 2026-10-16. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined. Applies to Fact IDs:
earn.history.depth.2026-10-16.revenue_actual,earn.history.depth.2026-10-16.revenue_estimated,earn.history.depth.2026-10-16.revenue_actual.comparison,earn.history.depth.2026-10-16.eps_actual.comparison,earn.history.depth.2026-10-16.eps_actual,earn.history.depth.2026-10-16.eps_estimated,earn.history.depth.2026-07-17.revenue_actual,earn.history.depth.2026-07-17.revenue_estimated,earn.history.depth.2026-07-17.eps_actual,earn.history.depth.2026-07-17.eps_estimated,earn.history.depth.2026-04-17.revenue_actual,earn.history.depth.2026-04-17.revenue_estimated,earn.history.depth.2026-04-17.eps_actual,earn.history.depth.2026-04-17.eps_estimated,earn.history.depth.2026-01-21.revenue_actual,earn.history.depth.2026-01-21.revenue_estimated,earn.history.depth.2026-01-21.eps_actual,earn.history.depth.2026-01-21.eps_estimated. - Cash-flow note. Source series as of 2026-06-30. USD. Statement entries keep the provider’s reported sign. These financial-company figures are not used here to estimate cash runway, surplus cash, or business value. Applies to Fact IDs:
fin.opcf.depth.2026-06-30.operating_cash_flow_m,fin.opcf.depth.2026-03-31.operating_cash_flow_m,fin.opcf.depth.2025-12-31.operating_cash_flow_m,fin.opcf.depth.2025-09-30.operating_cash_flow_m.
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Sources used for research written 2026-09-12
Historical evidence preserved with this analysis. Current figures are listed separately above.
| Evidence | Captured value | Source date | Source type | Source |
|---|---|---|---|---|
| Legal name | TRUIST FINANCIAL CORP Our market-data provider lists the name as "Truist Financial Corporation"; the filer's own record is used here. | 2026-02-24 | OFFICIAL | SEC EDGAR — 10-K filed 2026-02-24 |
| Headquarters | 214 NORTH TRYON STREET, CHARLOTTE, NC, 28202 Our market-data provider lists "214 North Tryon Street, Charlotte, NC, 28202, US"; the address on file with the SEC is used here. | 2026-09-12 | OFFICIAL | SEC EDGAR filer business address |
| Business description | Truist Financial Corporation operates as a diversified financial holding company, providing an extensive array of banking and trust services throughout the Southeastern and Mid-Atlantic regions of the United States. Its business activities are structured across three main segments: Consumer Banking and Wealth, Corporate and Commercial Banking, and Insurance Holdings. The corporation offers a broad spectrum of deposit products, including both interest-bearing and noninterest-bearing checking accounts, savings accounts, money market deposit accounts, certificates of deposit (CDs), and individual retirement accounts (IRAs). Beyond deposit services, Truist delivers a comprehensive suite of financial solutions. These include various lending options such as automobile, bankcard, consumer, home equity, mortgage, small business, and student loans, alongside specialized commercial financing for areas like floor plan, real estate, and mortgage warehousing, as well as lease and supply chain financing. The company also provides extensive wealth management and investment services, encompassing asset management, investment brokerage, private banking, capital markets, institutional trust, and private equity investment solutions. Further offerings include corporate and investment banking, securities underwriting, and advisory services. Additionally, Truist offers a wide range of insurance products, covering property and casualty, life, health, employee benefits, workers' compensation, professional liability, surety, and title insurance. Digital banking platforms (mobile and online), payment processing, international banking, merchant services, and treasury management are also integral parts of its service portfolio. Headquartered in Charlotte, North Carolina, Truist Financial Corporation was founded in 1872. As of December 31, 2021, the company maintained a substantial presence with 2,517 banking offices. The organization officially adopted its current name, Truist Financial Corporation, in December 2019, having previously operated as BB&T Corporation. | 2026-09-12 | FMP | Financial Modeling Prep (FMP) company profile |
| Sector / industry (provider taxonomy) | Financial Services / Banks - Regional The company's SEC filings classify it under SIC 6021 — National Commercial Banks. | 2026-09-12 | FMP | Financial Modeling Prep (FMP) company profile |
| Quarterly income statement (USD thousands) | Captured record · 8 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements |
| Operating cash flow by quarter (USD millions) | Captured record · 8 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements |
| Cash and short-term investments over time (USD millions) | Captured record · 8 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's quarterly balance sheets |
| Cash against market value | As of: 2026-06-30; Cash basis: cash and short-term investments; Net cash: -$65.15B; Total debt: $69.86B; Cash and investments: $4.71B Price-based multiples captured at research time are not repeated here; the page shows each once, from current figures with their own dates. Cash is the latest reported cash and short-term investment balance; long-term investments are excluded. Market capitalization is the latest provider value.; The reported balance does not establish unrestricted availability or liquidation value.; The two are measured on different dates — the balance sheet is a quarter-end, the market cap is a recent close.; Debt is total debt as reported, including operating lease liabilities where the filer includes them. | 2026-06-30 | COMPUTED | Computed from the balance sheet and the latest market capitalization |
| Annual revenue and net result (USD millions) | Captured record · 5 entries
| 2025-12-31 | FMP | Financial Modeling Prep (FMP), from the company's 10-K income statements |
| Reported versus estimated, last 8 quarters | Captured record · 8 entries
| 2026-07-17 | FMP | Financial Modeling Prep (FMP) earnings |
| Most recent periodic reports | 2026-07-31 | OFFICIAL | SEC EDGAR filer submissions | |
| Cash, investments and debt | Total debt: $69.86B; Liquidity basis: cash and short-term investments; Total liabilities: $491.93B; Cash and short-term investments: $4.71B; Cash and investments: $490.30B; Long-term investments: $485.59B; Long-term investments classification: unclassified Long-term investments are shown separately; their marketability is not established by the provider field. The cash and short-term investment balance does not establish unrestricted availability. | 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's balance sheet |
| Cash and investment components | Total basis: cash short and long-term investments; Total: $490.30B; Cash and short-term investments: $4.71B; Long-term investments: $485.59B; Long-term investments classification: unclassified Sums the balance sheet's cash and short-term investments with its long-term investments.; The long-term investment field does not establish marketability; the sum is not a measure of available liquidity.; These provider fields do not establish investment access restrictions or explain differences from third-party cash figures. | 2026-06-30 | COMPUTED | Computed from the balance sheet |
| Cash decline over the reported window | To: 2026-06-30; From: 2024-09-30; Periods: 7; Cash basis: cash and short-term investments; Closing balance: $4.71B; Decline: $39.03B; Opening balance: $43.74B; Average change per period: $5.58B Change in cash, cash equivalents and short-term investments between the 2024-09-30 and 2026-06-30 balance sheets.; This is a balance change, not operating burn: financing and investing move it too.; Averaged over 7 reporting periods of unequal length. | 2026-06-30 | COMPUTED | Computed from reported balances |
| Trailing twelve-month ratio set | Quick ratio: 0.18; Current ratio: 0.18; Debt to equity: 1.09; Net margin: 19.1%; Gross margin: 64%; Operating margin: 22.3%; Return on assets: 1.1%; Return on equity: 9% Price-based multiples captured at research time are not repeated here; the page shows each once, from current figures with their own dates. A ratio our provider could not compute is absent rather than shown as zero. | 2026-09-12 | FMP | Financial Modeling Prep (FMP) key-metrics-ttm + ratios-ttm |
| Next earnings report | Date: 2026-10-16; EPS estimate: $1.11 per share; Revenue estimate: $5.35B The date is our provider's estimate until the company confirms it. | 2026-09-12 | FMP | Financial Modeling Prep (FMP) earnings calendar |
| Analyst revenue and earnings estimates (average) | Captured record · 4 entries
| 2026-09-12 | FMP | Financial Modeling Prep (FMP) analyst estimates |
| Analyst actions, most recent per firm | Captured record · 10 entries
One row per firm — the firm's most recent action in our feed. Other data vendors may carry firms ours does not. | 2026-07-29 | FMP | Financial Modeling Prep (FMP) analyst grades |
| Recent SEC filings |
| 2026-07-31 | OFFICIAL | SEC EDGAR filer submissions |
Data provided for informational purposes only.