UBS Group AG (UBS) Stock Price & Analysis
UBS Group AG (UBS) — MoonshotScore 46/100 (Fair band), calculated Oct 26, 2026. Price $46.62 (+0.53%), as of the Oct 26, 2026 trading session; market cap $143B. Expected results Oct 28, 2026.
Educational signal · not a buy or sell recommendation · How to read this
UBS Group AG · UBS · NYSE · Financial Services · Banks - Diversified
Research dated 2026-09-12: UBS Group AG combines global wealth management with Swiss personal and corporate banking, asset management, and capital-markets services. Its earnings path depends on whether stronger wealth-management lending and deposit economics can outweigh margin compression, elevated integration costs, and uneven cash generation.
Price as of Oct 26, 2026
Key Statistics
MoonshotScore v2 · UBS Group AG (UBS)
FairWhy this rating? Method, drivers & history
Bands for the MoonshotScore: Exceptional 80-100 · Strong 65-79 · Fair 45-64 · Weak below 45.
- Business Quality — Is this a genuinely good business?
- Financial Safety — Could this blow up on me?
- Valuation — Am I paying a fair price?
- Growth Durability — Is the growth real and likely to last?
- Momentum — Is the market already moving on this?
Elite growth, though the balance sheet is only middling. The score also carries a risk penalty for reported profit not backed by cash flow. Business Quality: Average; Financial Safety: Okay; Valuation: Full; Growth Durability: Compounding; Momentum: Quiet.
- quarterly revenue $19.61B (Q2 FY2026, quarter ended Jun 30, 2026)
- EPS beat 5 of 8
- Altman Z -0.27 · Piotroski F 7
Helping: durable growth
What has the MoonshotScore done over time?
| Recorded | Score | Band |
|---|---|---|
| 46 | Fair | |
| 47 | Fair | |
| 46 | Fair | |
| 47 | Fair | |
| 47 | Fair | |
| 46 | Fair |
The score moved from 47 in the stored Oct 24, 2026 snapshot to 46 in the current publication computed Oct 26, 2026 (-1); the largest pillar moves were Momentum -3.
Calculation uses the most recent completed US trading session. Live price changes do not update the score immediately.
Computed · Educational signal · not a buy or sell recommendation · How the MoonshotScore is computed →
Price & valuation
| Measure | Value | As of |
|---|---|---|
| Latest provided price | $46.62 | |
| Change on the day | +0.53% | |
| 52-week range | $36.30–$55.99 | |
| Market capitalisation | $143B | |
| Price / earnings (trailing) | 15.69 | |
| Shares traded on the day | 1.46M | |
| Beta (volatility vs the S&P 500) | 0.83 | |
| Dividends per share (last 12 months) | $1.10 | |
| Dividend yield (last 12 months) | 2.35% |
Price & events
Triangles mark reported quarters on the line: pointing up is above the recorded estimate, down is below, a diamond means no estimate on file or a dated event that is not a results report. Numbers key to the dated list. Point at or tab to any week for its close.
Events behind the price
- · Earnings results · above the recorded estimate
- · Earnings results · below the recorded estimate
- · Earnings results · above the recorded estimate
- · Earnings call · management outlook
- · Earnings results · below the recorded estimate
Results dates follow the earnings feed; call dates follow the transcript provider. Nearby dates do not establish that an event caused a price move.
Upcoming events
Management outlook
We now expect full year 2026 GWM net interest income to grow by around 10% versus 2025 with strong loan growth, higher U.S. dollar rates than previously assumed and an improved deposit mix more than offsetting margin compression in lower rate currencies.
Todd Tuckner · Statement from
Consistent with our full year guidance, we expect integration-related expenses in the second half to be around $750 million, split roughly evenly between the third and fourth quarters as we complete the remaining work and close out the integration program by year-end.
Todd Tuckner · Statement from
Statement dates identify the earnings call, not a deadline. Management expectations and provider estimates can change.
Read management statementsOther perspectives
Council score for UBS Group AG (UBS): perspectives
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
5-Factor Breakdown
Legends Council
4 lenses, 0 current
AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built
Read on: Oct 19, 2026 · older than the 27 hours refresh window; not a current reading
Munger's Mindset
Balance Sheet & Valuation · historical
Read on: Sep 10, 2026 · older than the 27 hours refresh window; not a current reading
How to read these bars and different assessments
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
Bars show each model's ordered assessment on its own scale, not a probability or a comparable investment return. The adjacent words give the assessment; more filled segments indicate a stronger model reading.
On Sep 10, 2026, the Munger lens read the price at that time as fairly valued against its own estimate of value.
Readings on this page are from Oct 27, 2026, except a card that shows its own read date.
Watch the UBS film — every key number, told as a short cinematic story
~2 min · open the film
What is UBS Group AG (UBS), and what does it report?
Short answer · as of
UBS serves affluent private clients with investment advice, planning, mortgages, and securities-backed loans; households and companies use its deposits, payments, financing, custody, and transaction services.
Research dated 2026-09-12.
UBS serves affluent private clients with investment advice, planning, mortgages, and securities-backed loans; households and companies use its deposits, payments, financing, custody, and transaction services. Asset-management mandates and investment-banking work add exposure to portfolio demand, deal activity, trading, financing, and risk management.
Headline revenue therefore measures a mix of wealth activity, lending and deposit economics, corporate banking, managed assets, and capital-markets activity. Reading UBS as mainly a conventional lender misses the importance of affluent-client relationships and the services attached to those relationships.
What do the latest results show for UBS Group AG (UBS)?
Short answer · as of
The most recent reported quarter, Q2 FY2026, carried revenue of $19.61B.
Research dated 2026-09-12.
Revenue edged higher in the latest reported period, but gross profit, operating profit, net income, and diluted earnings all retreated from the prior period as selling and administrative expense increased. The latest earnings release also fell short of revenue and earnings expectations after the prior release exceeded both.
The annual record tells a related story: revenue was broadly stable while net income improved sharply, so recent earnings recovery has depended more on profit conversion than on sustained top-line expansion. Management expects wealth-management net interest income to benefit from loan growth, dollar rates, and deposit mix, while acknowledging margin pressure in lower-rate currencies and continued integration expense.
What do the reported financial results show?
Reported revenue, net income and earnings per share from the income statement.
- Latest quarter · revenue
- $19.61B Jun 30, 2026
- Latest quarter · net income
- $2.80B Jun 30, 2026
- Latest quarter · EPS
- $0.8700 (diluted) Jun 30, 2026
| Period end | Revenue | Net income | EPS |
|---|---|---|---|
| Jun 30, 2026 | $19.61B | $2.80B | $0.8700 (diluted) |
| Mar 31, 2026 | $19.51B | $3.04B | $0.9200 (diluted) |
| Dec 31, 2025 | $18.39B | $1.20B | $0.2900 (diluted) |
| Sep 29, 2025 | $18.52B | $2.48B | $0.7500 (diluted) |
Revenue and net income are in USD; EPS is USD per share. Statement EPS is labelled diluted or basic only when its source identifies that basis. Otherwise, its basis is unknown.
Did results meet expectations?
Reported earnings and revenue alongside the estimates recorded by the provider.
- Latest report · revenue
- $13.35B Jul 29, 2026
- Latest report · revenue estimate
- $13.40B Jul 29, 2026
- Latest report · revenue vs estimate
- Below estimate Jul 29, 2026
- Latest report · EPS vs estimate
- Below estimate Jul 29, 2026
| Report date | Revenue · reported | Revenue · estimate | EPS · reported | EPS · estimate |
|---|---|---|---|---|
| Jul 29, 2026 | $13.35B | $13.40B | $0.8700 | $0.9000 |
| Apr 29, 2026 | $13.64B | $13.16B | $0.9400 | $0.8500 |
| Feb 4, 2026 | $12.20B | $11.71B | $0.3700 | $0.5420 |
| Oct 29, 2025 | $12.20B | $11.92B | $0.7600 | $0.4875 |
Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined.
Quarterly income statement — 4 quarters
| Period | Revenue | Net income | EPS |
|---|---|---|---|
| Q2 FY2026 | $19.61B | $2.80B | $0.87 (diluted) |
| Q1 FY2026 | $19.51B | $3.04B | $0.92 (diluted) |
| Q4 FY2025 | $18.39B | $1.20B | $0.29 (diluted) |
| Q3 FY2025 | $18.52B | $2.48B | $0.75 (diluted) |
What are the financial strengths and risks for UBS Group AG (UBS)?
Short answer · as of
The MoonshotScore pillars rate durable growth as strengths.
Research dated 2026-09-12.
Cash and short-term investments nearly match total debt, leaving only a modest net debt position on that narrow measure. Adding long-term investments makes the asset pool far larger than debt, but that component is unclassified and should not be treated as readily available liquidity; the scale of total liabilities also keeps balance-sheet interpretation central.
Operating cash flow has swung sharply between inflows and outflows, and the trailing free-cash-flow yield remains negative. That volatility means accounting profit alone is a weak test of financial progress; sustained cash generation and stable liquidity provide the more demanding confirmation.
What does the cash-flow statement report?
Dated cash-flow statement entries, using the provider’s reported classification.
- Latest quarter · operating cash flow
- $3.87B Dec 31, 2025
- Previous quarter · operating cash flow
- −$3.91B Sep 29, 2025
| Period end | Operating cash flow | Capital expenditure (reported) |
|---|---|---|
| Dec 31, 2025 | $3.87B | −$526.65M |
| Sep 29, 2025 | −$3.91B | −$589.00M |
| Jun 30, 2025 | $5.51B | −$551.00M |
| Mar 31, 2025 | $15.38B | −$558.00M |
Operating cash-flow bars share one scale and show magnitude; negative values mean cash used.
USD. Statement entries keep the provider’s reported sign. These financial-company figures are not used here to estimate cash runway, surplus cash, or business value.
What should you watch next at UBS Group AG (UBS)?
Short answer · as of
The next earnings report is expected on Oct 28, 2026.
Research dated 2026-09-12.
Global Wealth Management needs to show that lending momentum and deposit mix are lifting net interest income faster than lower-rate currency margins compress. Personal and Corporate Banking offers a parallel check, because management expects lending momentum to hold net interest income broadly steady or slightly higher.
Integration expense remains an important drag until the remaining work is closed out. A planned sale will also affect revenue and expense comparisons across the remaining reporting periods, so underlying cost progress matters more than an unadjusted comparison. Beyond the scheduled release, the longer-range analyst path assumes continued revenue and earnings growth, creating a clear benchmark for execution.
What management is planning
Management expectations, not completed milestones or guarantees. Selected verbatim excerpts; dates follow the transcript provider.
We now expect full year 2026 GWM net interest income to grow by around 10% versus 2025 with strong loan growth, higher U.S. dollar rates than previously assumed and an improved deposit mix more than offsetting margin compression in lower rate currencies.
Todd Tuckner ·
Consistent with our full year guidance, we expect integration-related expenses in the second half to be around $750 million, split roughly evenly between the third and fourth quarters as we complete the remaining work and close out the integration program by year-end.
Todd Tuckner ·
We expect continuing lending momentum to support flat to slightly higher P&C NII in the third quarter.
Todd Tuckner ·
We expect the sale to have broadly similar impacts on third and fourth quarter revenue and expense comparisons.
Todd Tuckner ·
What the records here don't tell us
- No insider Form 4 transaction falls inside the window this page reads.
Checked against the records this page reads, on the dates shown above.
How does UBS Group AG compare with its peers?
Short answer
UBS Group AG's score ranks 13th of 13 in the bounded comparison shown, against 12 same-model peers. These are company scores, not expected investment returns. The set lists named competitors first, then companies in the same data-provider industry classification closest in market value; that classification is the provider's, not our judgment of business similarity.
Research dated 2026-09-12.
UBS places a Swiss personal and corporate bank, an asset manager, and an investment bank around a global franchise serving affluent and very wealthy clients. Compared with a lender-led bank, more of the operating story runs through advice, managed assets, securities-backed lending, and client activity; compared with a stand-alone wealth manager, deposits, mortgages, corporate credit, trading, and capital raising remain substantial parts of the earnings mix.
That combination makes loan demand, deposit composition, market participation, and integration costs interact within the same group. The result is neither a pure spread business nor a pure asset-gathering model.
| Company | Price | Market value | Score |
|---|---|---|---|
| $25.34 Oct 26, 2026 | $140B | 92 5-pillar Oct 26, 2026 | |
| $50.52 Oct 26, 2026 | $350B | 83 5-pillar Oct 26, 2026 | |
| $125.32 Oct 26, 2026 | $211B | 81 5-pillar Oct 26, 2026 | |
| $12.37 Oct 26, 2026 | $188B | 79 5-pillar Oct 26, 2026 | |
| $202.47 Oct 26, 2026 | $279B | 75 5-pillar Oct 26, 2026 | |
| $170.48 Oct 26, 2026 | $119B | 73 5-pillar Oct 26, 2026 | |
| $93.29 Oct 26, 2026 | $113B | 70 5-pillar Oct 26, 2026 | |
| $115.55 Oct 26, 2026 | $105B | 66 5-pillar Oct 26, 2026 | |
| $82.65 Oct 26, 2026 | $247B | 63 5-pillar Oct 26, 2026 | |
| $21.09 Oct 26, 2026 | $237B | 56 5-pillar Oct 26, 2026 | |
| $23.81 Oct 26, 2026 | $92.7B | 52 5-pillar Oct 26, 2026 | |
| $32.33 Oct 26, 2026 | $90.5B | 48 5-pillar Oct 26, 2026 | |
| UBS Group AG (UBS) — this page | $46.62 | $143B | 46 |
Only 5-pillar scores are ranked together. Other models are not directly comparable. Price and score dates are shown separately; market-value dates are unavailable.
The records behind this page
Who holds the shares?
Institutional ownership reported through 13F filings.
- Institutional ownership
- 32.9% Period end Jun 30, 2026
- Previous quarter · ownership
- 29.8% Prior to period end Jun 30, 2026
- Reporting holders
- 815 Period end Jun 30, 2026
- Previous quarter · holders
- 735 Prior to period end Jun 30, 2026
| Holders in provider snapshot | Shares |
|---|---|
| Ubs Group AG | 107,137,265 |
| Vanguard Capital Management LLC | 98,080,411 |
| Norges Bank | 95,849,980 |
| Fisher Asset Management, LLC | 64,920,294 |
| Massachusetts Financial Services Co /Ma/ | 62,927,553 |
Quarterly filings lag the period end. Holder rows are names in the provider snapshot, not a verified ranking; individual filing dates are not supplied. Related managers may appear separately, so these positions are not summed. Holder snapshot as of Jun 30, 2026.
What has been published about UBS Group AG (UBS)?
UBS Financial Services Stock FAQ
Research dated 2026-09-12; the full attribution is under Sources. The last 2 questions are answered from this page's own dated data, not from the research.
How does UBS Global Wealth Management respond to interest rates and client borrowing?
Management expects loan growth, dollar rates, and an improved deposit mix to support net interest income, while margin compression in lower-rate currencies works against those benefits. Securities-backed loans and mortgages connect client borrowing directly to the wealth franchise.
Why did UBS profit soften while revenue held up?
Revenue moved slightly higher in the latest period, but selling and administrative expense rose while gross, operating, and net profit declined. The accompanying earnings release also missed revenue and earnings expectations after a stronger prior result.
How much protection does UBS get from its cash and investment pool?
Cash and short-term investments nearly cover total debt, while the broader pool becomes much larger when long-term investments are included. Because that long-term component is unclassified and total liabilities are substantial, the aggregate should not be read as freely deployable cash.
What would mark the end of UBS integration spending?
Management expects the remaining integration work to close out by the end of the annual cycle, with related expenses concentrated in the latter reporting periods. Progress would appear through lower exceptional costs and better conversion of revenue into operating profit.
What is the UBS stock price today?
The last price recorded on this page for UBS Group AG (UBS) is $46.62, as of the Oct 26, 2026 trading session (source: Financial Modeling Prep (FMP) · quote). It is a provider snapshot, not a live exchange feed, so check a brokerage quote before you trade.
Does UBS pay a dividend?
Yes. UBS Group AG (UBS) shows a trailing 12-month dividend yield of 2.35%, as of Oct 26, 2026, in the data on this page. Payout ratio and cash-flow coverage decide whether it can last, and past dividends do not guarantee future payments.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Research written by Codex (gpt-5.6-sol) on 2026-09-12. AI-authored analysis; source dates are shown with each answer. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief.
Sources — records for every figure on this page (69 figures)
The 69 rows below are exactly the facts the evidence-backed sections of this page printed — the 10-second verdict, the MoonshotScore, price and market value, the five questions with their receipts, and the records behind this page. Known dates and sources are recorded on their own rows; an em dash or UNRECORDED tier preserves a stored observation without inventing either. The quarterly income statement is provider-standardized (FMP) under one row, and scale definitions — a 0-100 rating, the band ladder, the Piotroski 0–9 range — are fixed rather than measured. No number in those sections was generated by a model. The register does not cover quoted third-party headlines, the dated council readings, or the Frequently Asked Questions; each of those says where it came from where it stands.
"As of" is the date the value is true for where the source carries one — a quarter end, a filing date, a price close, the day the score was computed. A cached observation with no source date remains undated; the page publication date is not used as a substitute.
OFFICIAL — 2 facts from SEC filings and earnings calls
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
prod.outlook | Management outlook — call excerpts | Todd Tuckner (Jul 29, 2026): We now expect full year 2026 GWM net interest income to grow by around 10% versus 2025 with strong loan growth, higher U.S. dollar rates than previously assumed and an improved deposit mix more than offsetting margin compression in lower rate currencies. Todd Tuckner (Jul 29, 2026): Consistent with our full year guidance, we expect integration-related expenses in the second half to be around $750 million, split roughly evenly between the third and fourth quarters as we complete the remaining work and close out the integration program by year-end. Todd Tuckner (Jul 29, 2026): We expect continuing lending momentum to support flat to slightly higher P&C NII in the third quarter. Todd Tuckner (Jul 29, 2026): We expect the sale to have broadly similar impacts on third and fourth quarter revenue and expense comparisons. | OFFICIAL | Company earnings call, transcript via Financial Modeling Prep (FMP) — Selected verbatim statements from the latest available call, dated by the transcript provider. Management expectations, not completed milestones or guarantees. Relative dates retain the speaker's wording. | |
id.hq | SEC filing business address | Bahnhofstrasse 45, Zurich, CH-8001 | OFFICIAL | SEC EDGAR filer business address — The SEC filer business address. Our market-data provider separately lists "Bahnhofstrasse 45, Zurich, ZH, 8098, CH". |
FMP — 59 facts from Financial Modeling Prep endpoint families
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
px.last | Latest provided price | $46.62 | FMP | Financial Modeling Prep (FMP) · quote — Dated to the US trading session the price belongs to, derived from the quote record's timestamp (weekend and pre-open reads roll back to the previous weekday; exchange holidays are not modelled). The record does not establish an exchange execution time. Retrieved 2026-10-26T18:34:30.190Z. | |
px.change | Change on the day | +0.53% | FMP | Financial Modeling Prep (FMP) · quote | |
px.mcap | Market capitalization | $143B | FMP | Financial Modeling Prep (FMP) quote — Provider market cap uses the share class it prices; a company with more than one class may show a larger total elsewhere. Market cap record date: 2026-10-26. Source capture time was not supplied. No share-count basis is inferred; this page preserves the reported amount instead of recalculating it from shares. | |
earn.next | Next earnings date | Oct 28, 2026 | FMP | Financial Modeling Prep (FMP) earnings calendar — The date is our provider's estimate until the company confirms it. | |
px.change_abs | Change on the day, in dollars | +$0.245 | FMP | Financial Modeling Prep (FMP) · quote | |
fin.q_revenue | Revenue, Q2 FY2026 | $19.61B | FMP | Financial Modeling Prep (FMP) · income statement (quarterly) | |
px.range52 | 52-week range | $36.30–$55.99 | FMP | Financial Modeling Prep (FMP) quote | |
px.pe | Price / earnings (trailing) | 15.69 | FMP | Financial Modeling Prep (FMP) · quote | |
px.volume | Shares traded on the day | 1.46M | FMP | Financial Modeling Prep (FMP) · quote | |
px.beta | Beta | 0.83 | FMP | Financial Modeling Prep (FMP) company profile | |
id.ceo | Chief executive | Sergio Ermotti | FMP | Financial Modeling Prep (FMP) key executives (proxy-derived) — Titles and pay come from the company's proxy statement as our provider parsed it. | |
id.employees | Employees | 103,177 | FMP | Financial Modeling Prep (FMP) employee count, from the company's filing | |
fin.annual | Revenue and net result by fiscal year | 5 fiscal years, FY2021 through FY2025: FY2021 revenue $35.03B, net result $6.82B; FY2022 revenue $36.82B, net result $7.05B; FY2023 revenue $57.38B, net result $23.41B; FY2024 revenue $74.22B, net result $4.62B; FY2025 revenue $73.84B, net result $7.77B | FMP | Financial Modeling Prep (FMP), from the company's 10-K income statements | |
fin.q_table.depth.2026-06-30.revenue_k | Revenue — period end 2026-06-30 | $19.61B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-06-30.net_result_k | Net income — period end 2026-06-30 | $2.80B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-06-30.eps | EPS — period end 2026-06-30 | $0.8700 (diluted) | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-03-31.revenue_k | Revenue — period end 2026-03-31 | $19.51B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-03-31.net_result_k | Net income — period end 2026-03-31 | $3.04B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-03-31.eps | EPS — period end 2026-03-31 | $0.9200 (diluted) | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-12-31.revenue_k | Revenue — period end 2025-12-31 | $18.39B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-12-31.net_result_k | Net income — period end 2025-12-31 | $1.20B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-12-31.eps | EPS — period end 2025-12-31 | $0.2900 (diluted) | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-09-29.revenue_k | Revenue — period end 2025-09-29 | $18.52B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-09-29.net_result_k | Net income — period end 2025-09-29 | $2.48B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-09-29.eps | EPS — period end 2025-09-29 | $0.7500 (diluted) | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
earn.history.depth.2026-07-29.revenue_actual | Revenue · reported — report date 2026-07-29 | $13.35B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-29.revenue_estimated | Revenue · estimate — report date 2026-07-29 | $13.40B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-29.eps_actual | EPS · reported — report date 2026-07-29 | $0.8700 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-29.eps_estimated | EPS · estimate — report date 2026-07-29 | $0.9000 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-29.revenue_actual | Revenue · reported — report date 2026-04-29 | $13.64B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-29.revenue_estimated | Revenue · estimate — report date 2026-04-29 | $13.16B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-29.eps_actual | EPS · reported — report date 2026-04-29 | $0.9400 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-29.eps_estimated | EPS · estimate — report date 2026-04-29 | $0.8500 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-02-04.revenue_actual | Revenue · reported — report date 2026-02-04 | $12.20B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-02-04.revenue_estimated | Revenue · estimate — report date 2026-02-04 | $11.71B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-02-04.eps_actual | EPS · reported — report date 2026-02-04 | $0.3700 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-02-04.eps_estimated | EPS · estimate — report date 2026-02-04 | $0.5420 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-10-29.revenue_actual | Revenue · reported — report date 2025-10-29 | $12.20B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-10-29.revenue_estimated | Revenue · estimate — report date 2025-10-29 | $11.92B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-10-29.eps_actual | EPS · reported — report date 2025-10-29 | $0.7600 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-10-29.eps_estimated | EPS · estimate — report date 2025-10-29 | $0.4875 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
fin.q_table | Quarterly income statement | 4 quarters through Q2 FY2026 | FMP | Financial Modeling Prep (FMP) · income statement (quarterly), as filed | |
fin.opcf.depth.2025-12-31.operating_cash_flow_m | Operating cash flow — period end 2025-12-31 | $3.87B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-09-29.operating_cash_flow_m | Operating cash flow — period end 2025-09-29 | −$3.91B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-12-31.capex_m | Capital expenditure (reported) — period end 2025-12-31 | −$526.65M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-09-29.capex_m | Capital expenditure (reported) — period end 2025-09-29 | −$589.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-06-30.operating_cash_flow_m | Operating cash flow — period end 2025-06-30 | $5.51B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-06-30.capex_m | Capital expenditure (reported) — period end 2025-06-30 | −$551.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-03-31.operating_cash_flow_m | Operating cash flow — period end 2025-03-31 | $15.38B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-03-31.capex_m | Capital expenditure (reported) — period end 2025-03-31 | −$558.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
own.institutions.depth.ownership_pct | Institutional ownership | 32.9% | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Period end Jun 30, 2026 | |
own.institutions.depth.ownership_pct_previous_quarter | Previous quarter · ownership | 29.8% | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Prior to period end Jun 30, 2026 | |
own.institutions.depth.holders | Reporting holders | 815 | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Period end Jun 30, 2026 | |
own.institutions.depth.holders_previous_quarter | Previous quarter · holders | 735 | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Prior to period end Jun 30, 2026 | |
own.top_holders.depth.holder_0.shares | Ubs Group AG — shares in provider snapshot | 107,137,265 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_1.shares | Vanguard Capital Management LLC — shares in provider snapshot | 98,080,411 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_2.shares | Norges Bank — shares in provider snapshot | 95,849,980 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_3.shares | Fisher Asset Management, LLC — shares in provider snapshot | 64,920,294 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_4.shares | Massachusetts Financial Services Co /Ma/ — shares in provider snapshot | 62,927,553 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. |
UNRECORDED — 2 facts from stored observations whose source was not recorded
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
earn.history | Reported versus estimated, recent quarters | EPS beat 5 of 8 | UNRECORDED | Stored earnings-history observation — Captured 2026-10-24 · Expired observation | |
fin.scores | Distress and quality screens | Altman Z -0.27 · Piotroski F 7 | UNRECORDED | Stored financial-scores observation — Captured 2026-10-25 · Expired observation |
COMPUTED — 4 facts from our arithmetic, formula restated
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
div.ttm_per_share | Dividends per share, last 12 months (split-adjusted) | $1.10 | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history — Sum of 1 split-adjusted declared dividend with an ex-date in the 365 days to 2026-10-26, per current share. Ex-dates are not payment dates; special dividends are included. Not a declared annual rate. | |
div.ttm_yield | Dividend yield, last 12 months | 2.35% | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history and quote — Split-adjusted dividends with ex-dates in the trailing 365-day window divided by the packet price, on the same current-share basis. Price date follows the quote, latest price bar or packet-build day when unstamped. Not a forecast or declared annual rate. | |
earn.history.depth.2026-07-29.revenue_actual.comparison | Latest report · revenue vs estimate | Below estimate | Report date · | COMPUTED | Computed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported revenue ($13.35B) with the recorded estimate ($13.40B) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns. |
earn.history.depth.2026-07-29.eps_actual.comparison | Latest report · EPS vs estimate | Below estimate | Report date · | COMPUTED | Computed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported EPS ($0.8700) with the recorded estimate ($0.9000) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns. |
OURS — 2 facts from Stock Expert AI's own score and rank
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
ours.moonshot | MoonshotScore v2 | 46 of 100 · Fair · pillars 56 / 47 / 57 / 95 / 44 | OURS | Stock Expert AI MoonshotScore v2 engine | |
ours.moonshot_change | MoonshotScore movement | 47 (stored snapshot Oct 24, 2026) → 46 (current publication computed Oct 26, 2026) (-1) | OURS | Stock Expert AI current score publication and immutable score snapshots |
Fact-family notes
- Quarterly statement note. Source series as of 2026-06-30. Revenue and net income are in USD; EPS is USD per share. Statement EPS is labelled diluted or basic only when its source identifies that basis. Otherwise, its basis is unknown. Applies to Fact IDs:
fin.q_table.depth.2026-06-30.revenue_k,fin.q_table.depth.2026-06-30.net_result_k,fin.q_table.depth.2026-06-30.eps,fin.q_table.depth.2026-03-31.revenue_k,fin.q_table.depth.2026-03-31.net_result_k,fin.q_table.depth.2026-03-31.eps,fin.q_table.depth.2025-12-31.revenue_k,fin.q_table.depth.2025-12-31.net_result_k,fin.q_table.depth.2025-12-31.eps,fin.q_table.depth.2025-09-29.revenue_k,fin.q_table.depth.2025-09-29.net_result_k,fin.q_table.depth.2025-09-29.eps. - Earnings-history note. Source series as of 2026-07-29. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined. Applies to Fact IDs:
earn.history.depth.2026-07-29.revenue_actual,earn.history.depth.2026-07-29.revenue_estimated,earn.history.depth.2026-07-29.revenue_actual.comparison,earn.history.depth.2026-07-29.eps_actual.comparison,earn.history.depth.2026-07-29.eps_actual,earn.history.depth.2026-07-29.eps_estimated,earn.history.depth.2026-04-29.revenue_actual,earn.history.depth.2026-04-29.revenue_estimated,earn.history.depth.2026-04-29.eps_actual,earn.history.depth.2026-04-29.eps_estimated,earn.history.depth.2026-02-04.revenue_actual,earn.history.depth.2026-02-04.revenue_estimated,earn.history.depth.2026-02-04.eps_actual,earn.history.depth.2026-02-04.eps_estimated,earn.history.depth.2025-10-29.revenue_actual,earn.history.depth.2025-10-29.revenue_estimated,earn.history.depth.2025-10-29.eps_actual,earn.history.depth.2025-10-29.eps_estimated. - Cash-flow note. Source series as of 2025-12-31. USD. Statement entries keep the provider’s reported sign. These financial-company figures are not used here to estimate cash runway, surplus cash, or business value. Applies to Fact IDs:
fin.opcf.depth.2025-12-31.operating_cash_flow_m,fin.opcf.depth.2025-09-29.operating_cash_flow_m,fin.opcf.depth.2025-12-31.capex_m,fin.opcf.depth.2025-09-29.capex_m,fin.opcf.depth.2025-06-30.operating_cash_flow_m,fin.opcf.depth.2025-06-30.capex_m,fin.opcf.depth.2025-03-31.operating_cash_flow_m,fin.opcf.depth.2025-03-31.capex_m.
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Sources used for research written 2026-09-12
Historical evidence preserved with this analysis. Current figures are listed separately above.
| Evidence | Captured value | Source date | Source type | Source |
|---|---|---|---|---|
| Legal name | UBS Group AG | 2026-09-12 | OFFICIAL | SEC EDGAR filer record |
| Business description | UBS Group AG, a financial services giant headquartered in Zurich, Switzerland, since its founding in 1862 (and known as UBS AG until its name change in December 2014), delivers a comprehensive range of financial advice and solutions to a global clientele of private individuals, institutions, and corporations. The firm structures its operations across four primary business segments: The Global Wealth Management division caters specifically to affluent and ultra-high-net-worth clients. It provides sophisticated investment guidance, various lending products, including mortgages and securities-based loans, and extensive planning services encompassing estate and wealth management, philanthropy, corporate and banking services, and family advisory. Through its Personal & Corporate Banking arm, UBS supports individual clients with essential banking services like deposits, cards, and digital platforms, alongside financing, investment opportunities, and retirement solutions. For corporate and institutional clients, this division furnishes a wide array of solutions, spanning equity and debt capital market activities, syndicated and structured credit facilities, private placements, leasing, traditional financing, international trade and export finance, global custody, and transactional banking for payments and liquidity management. The Asset Management division specializes in a broad spectrum of investment strategies, encompassing equities, fixed income, hedge funds, real estate, and private market assets. It also crafts bespoke multi-asset solutions and offers expert advisory and fiduciary services, including multi-manager hedge fund solutions. Finally, the Investment Bank offers strategic counsel to clients on significant business ventures and assists them in securing capital for their operations. It facilitates the trading, sale, and financing of securities across global capital markets, while also aiding clients in risk management and liquidity optimization, and provides distinctive insights and research on key financial markets and various securities. | 2026-09-12 | FMP | Financial Modeling Prep (FMP) company profile |
| Management outlook — dated call excerpts | Captured record · 4 entries
Selected verbatim statements from the latest available call, dated by the transcript provider. Management expectations, not completed milestones or guarantees. Relative dates retain the speaker's wording. | 2026-07-29 | OFFICIAL | Company earnings call, transcript via Financial Modeling Prep (FMP) |
| Operating cash flow by quarter (USD millions) | Captured record · 8 entries
| 2026-03-31 | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements |
| Sector / industry (provider taxonomy) | Financial Services / Banks - Diversified The company's SEC filings classify it under SIC 6021 — National Commercial Banks. | 2026-09-12 | FMP | Financial Modeling Prep (FMP) company profile |
| Quarterly income statement (USD thousands) | Captured record · 8 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements |
| Annual revenue and net result (USD millions) | Captured record · 5 entries
| 2025-12-31 | FMP | Financial Modeling Prep (FMP), from the company's 10-K income statements |
| Reported versus estimated, last 8 quarters | Captured record · 8 entries
| 2026-07-29 | FMP | Financial Modeling Prep (FMP) earnings |
| Cash, investments and debt | Total debt: $375.26B; Liquidity basis: cash and short-term investments; Total liabilities: $1.62T; Cash and short-term investments: $367.55B; Cash and investments: $1.38T; Long-term investments: $1.01T; Long-term investments classification: unclassified Long-term investments are shown separately; their marketability is not established by the provider field. The cash and short-term investment balance does not establish unrestricted availability. | 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's balance sheet |
| Cash and investment components | Total basis: cash short and long-term investments; Total: $1.38T; Cash and short-term investments: $367.55B; Long-term investments: $1.01T; Long-term investments classification: unclassified Sums the balance sheet's cash and short-term investments with its long-term investments.; The long-term investment field does not establish marketability; the sum is not a measure of available liquidity.; These provider fields do not establish investment access restrictions or explain differences from third-party cash figures. | 2026-06-30 | COMPUTED | Computed from the balance sheet |
| Cash and short-term investments over time (USD millions) | Captured record · 8 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's quarterly balance sheets |
| Cash against market value | As of: 2026-06-30; Cash basis: cash and short-term investments; Net cash: -$7.71B; Total debt: $375.26B; Cash and investments: $367.55B Price-based multiples captured at research time are not repeated here; the page shows each once, from current figures with their own dates. Cash is the latest reported cash and short-term investment balance; long-term investments are excluded. Market capitalization is the latest provider value.; The reported balance does not establish unrestricted availability or liquidation value.; The two are measured on different dates — the balance sheet is a quarter-end, the market cap is a recent close.; Debt is total debt as reported, including operating lease liabilities where the filer includes them. | 2026-06-30 | COMPUTED | Computed from the balance sheet and the latest market capitalization |
| Trailing twelve-month ratio set | Quick ratio: 0.39; Current ratio: 0.39; Debt to equity: 4.21; Net margin: 15.1%; Gross margin: 79.5%; Operating margin: 18.9%; Return on assets: 0.5%; Return on equity: 10.3% Price-based multiples captured at research time are not repeated here; the page shows each once, from current figures with their own dates. A ratio our provider could not compute is absent rather than shown as zero. | 2026-09-12 | FMP | Financial Modeling Prep (FMP) key-metrics-ttm + ratios-ttm |
| Next earnings report | Date: 2026-10-28; EPS estimate: $0.93 per share; Revenue estimate: $13.22B The date is our provider's estimate until the company confirms it. | 2026-09-12 | FMP | Financial Modeling Prep (FMP) earnings calendar |
| Analyst revenue and earnings estimates (average) | Captured record · 4 entries
| 2026-09-12 | FMP | Financial Modeling Prep (FMP) analyst estimates |
Data provided for informational purposes only.