Allied Group Limited (ALEDY)
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
Allied Group Limited (ALEDY) trades at $5.70 with AI Score 52/100 (Grade B). Allied Group Limited is an investment holding company based in Hong Kong, operating across property and financial services sectors. Market cap: $801.12M, Sector: Financial services.
Price live · AI analysis from Mar 16, 2026Analyst Coverage for ALEDY: ALEDY does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates ALEDY against Financial Services peers across nine fundamental dimensions and assigns a mixed fundamental profile based on the underlying data.
ALEDY: 4/6 perspectives are bullish. Dominant signal: Seth Klarman bullish.
How is this calculated? →Allied Group Limited (ALEDY) Financial Services Profile
Allied Group Limited, based in Hong Kong, operates as an investment holding company with diverse interests spanning property development, investment, consumer finance, and elderly care services. With a market capitalization of $801.12M and a P/E ratio of 10.06, the company navigates a competitive landscape in financial and property sectors across Hong Kong, Mainland China, and internationally.
What Is the Investment Thesis for ALEDY?
Allied Group Limited presents a mixed investment case. With a market capitalization of $801.12M and a P/E ratio of 10.06, the company's valuation reflects its earnings. A gross margin of 100% suggests strong pricing power in certain segments, while a profit margin of 7.9% indicates room for improvement in operational efficiency. Key growth catalysts include expansion in elderly care services and strategic property developments. However, investors may want to evaluate the potential risks associated with operating in the cyclical property market and the competitive financial services sector. The absence of a dividend yield may deter some income-focused investors. Monitoring the company's ability to maintain profitability and navigate regulatory changes is crucial. The beta of 0.71 suggests lower volatility compared to the market.
Based on FMP financials and quantitative analysis
ALEDY Key Highlights
- Market capitalization of $801.12M indicates the company's size and market value.
- P/E ratio of 10.06 suggests a potentially undervalued stock compared to industry peers.
- Gross margin of 100.0% reflects strong pricing power in certain business segments.
- Profit margin of 7.9% indicates the company's profitability after all expenses.
- Beta of 0.71 suggests lower volatility compared to the overall market.
Who Are ALEDY's Competitors?
ALEDY is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| BDVC Franklin BSP Lending Corporation | $3.50 | -65.75% | $814.46M | 46 |
| INJJF Intrum AB (publ) | $2.30 | +346.83% | $310.91M | 51 |
| LKADF Link Administration Holdings Limited | $1.44 | -53.40% | $759.68M | 64 |
| MLPKF MLP SE | $5.43 | -0.92% | $593.23M | 42 |
| PBBGF Deutsche Pfandbriefbank AG | $3.90 | +0.00% | $524.45M | 62 |
| ATLC Atlanticus Holdings Corporation | $96.44 | +0.04% | $1.46B | 71 |
| LPRO Open Lending Corporation | $3.13 | +0.64% | $370.35M | 68 |
| ATLCZ Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 | $25.30 | +0.38% | $1.46B | 68 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are ALEDY's Key Strengths?
- Diversified business model across finance, property, and elderly care.
- Established presence in Hong Kong and Mainland China.
- Integrated services offering synergies and customer loyalty.
- Strong financial backing from Lee and Lee Trust.
What Are ALEDY's Weaknesses?
- Exposure to cyclical property market fluctuations.
- Profit margin of 7.9% indicates room for improvement.
- Lack of dividend yield may deter some investors.
- Reliance on regional markets exposes it to local economic conditions.
What Could Drive ALEDY Stock Higher?
- Potential expansion of Elderly Care Services in response to growing demand from aging populations in Hong Kong and Mainland China.
- Strategic property development projects aimed at capitalizing on high-demand residential and commercial properties.
- Expansion of consumer finance products targeting underserved SME segments.
- Diversification of investment portfolio to enhance returns and mitigate risk.
What Are the Key Risks for ALEDY?
- Financial-distress signal — its Altman Z-Score of 0.33 sits in the distress zone (elevated bankruptcy risk).
- Exposure to cyclical fluctuations in the property market, which can impact revenue and profitability.
- Regulatory changes in the financial services sector, which may increase compliance costs and limit business activities.
- Intense competition in the financial services and property sectors, which can put pressure on margins.
- Economic downturns in Hong Kong and Mainland China, which can reduce demand for the company's services.
- Currency risk associated with fluctuations in the exchange rate between the U.S. dollar and the Hong Kong dollar.
What Are the Growth Opportunities for ALEDY?
- Expansion in Elderly Care Services: The aging population in Hong Kong and Mainland China presents a significant growth opportunity for Allied Group's Elderly Care Services segment. The market for elderly care is projected to grow substantially, driven by increased life expectancy and changing family structures. Allied Group can capitalize on this trend by expanding its facilities, enhancing service offerings, and targeting affluent seniors seeking high-quality care. Success in this segment would provide a stable revenue stream and diversify the company's earnings base.
- Strategic Property Development: Allied Group can drive growth through strategic property development projects in key locations. By focusing on high-demand residential and commercial properties, the company can generate significant returns on investment. Identifying emerging urban centers and developing innovative, sustainable properties will be crucial for success. This growth opportunity requires careful market analysis, efficient project management, and access to capital.
- Consumer Finance Expansion: The Consumer Finance segment offers growth potential through the expansion of SME and consumer financing products. By leveraging technology and data analytics, Allied Group can improve its risk assessment capabilities and target underserved segments of the market. Offering competitive interest rates and flexible repayment terms can attract new customers and drive loan volume. This growth opportunity requires a strong understanding of local market dynamics and regulatory requirements.
- Investment and Finance Activities: Allied Group can enhance its investment and finance activities by diversifying its portfolio and exploring new investment opportunities. Investing in promising startups, real estate ventures, and other asset classes can generate attractive returns. A disciplined investment approach, coupled with thorough due diligence, is essential for success. This growth opportunity requires a skilled investment team and a long-term perspective.
- Property Management Services: Allied Group can expand its property management services by offering comprehensive solutions to property owners and tenants. By leveraging technology and providing excellent customer service, the company can attract new clients and retain existing ones. Offering value-added services such as energy management, security solutions, and tenant engagement programs can differentiate Allied Group from its competitors. This growth opportunity requires a strong operational focus and a commitment to customer satisfaction.
What Opportunities Does ALEDY Have?
- Expansion in elderly care services driven by aging population.
- Strategic property development projects in high-demand locations.
- Growth in consumer finance segment through innovative products.
- Diversification of investment portfolio for higher returns.
What Threats Does ALEDY Face?
- Intense competition in financial services and property sectors.
- Regulatory changes impacting financial and property markets.
- Economic downturns affecting property values and loan demand.
- Geopolitical risks in Hong Kong and Mainland China.
What Are ALEDY's Competitive Advantages?
- Diversified Business Model: Operates across multiple segments, including finance, property development, and elderly care, reducing reliance on any single market.
- Established Presence in Hong Kong and Mainland China: Benefits from a strong regional presence and understanding of local market dynamics.
- Integrated Services: Offers a range of services, from property development to property management, creating synergies and customer loyalty.
- Strong Financial Backing: As a subsidiary of Lee and Lee Trust, benefits from financial stability and access to capital.
What Does ALEDY Do?
Allied Group Limited, headquartered in Wan Chai, Hong Kong, functions as an investment holding company with a diverse portfolio spanning property investment and development, and financial services across Hong Kong, Mainland China, and internationally. The company operates through six key segments: Investment and Finance, Consumer Finance, Property Development, Property Investment, Property Management, and Elderly Care Services. The Investment and Finance segment focuses on investment activities and the provision of mortgage and term loan financing. The Consumer Finance segment offers a range of financing products, including consumer SME loans. The Property Development segment is involved in developing and selling properties. The Property Investment segment engages in property rental and manages hotel operations through third parties. The Property Management segment provides property management, cleaning, and security services. The Elderly Care Services segment provides elderly care services. Allied Group also engages in property holding, securities trading, money lending, consultancy, real estate agency, investment portfolio management, corporate services, and building management. Additionally, the company distributes medical equipment supplies. Allied Group Limited is a subsidiary of Lee and Lee Trust. The company's origins trace back to its founding as part of a larger conglomerate, evolving over the years to focus on its core areas of property and financial services. With 5,751 employees, Allied Group has established a significant presence in its operating regions, adapting to market changes and expanding its service offerings to meet evolving customer needs.
What Products and Services Does ALEDY Offer?
- Investment and Finance: Engages in investment activities and provides mortgage and term loan financing services.
- Consumer Finance: Offers consumer SME and other financing products to individuals and small businesses.
- Property Development: Develops and sells residential and commercial properties.
- Property Investment: Rents out properties and manages hotel operations through third-party agreements.
- Property Management: Provides property management, cleaning, and security guarding services.
- Elderly Care Services: Offers elderly care services to meet the needs of the aging population.
- Medical Equipment Supplies Distribution: Distributes medical equipment supplies.
How Does ALEDY Make Money?
- Investment and Finance: Generates revenue through interest income from loans and returns on investments.
- Consumer Finance: Earns revenue through interest and fees on consumer and SME loans.
- Property Development and Investment: Generates revenue through property sales, rental income, and hotel management fees.
- Property Management: Earns revenue through fees for property management, cleaning, and security services.
What Industry Does ALEDY Operate In?
Allied Group Limited operates within the financial services and property sectors, both of which are subject to economic cycles and regulatory changes. The financial services industry is characterized by intense competition and evolving customer preferences, with trends such as fintech and digital banking reshaping the landscape. The property sector is influenced by interest rates, government policies, and urbanization trends. Allied Group's diversification across these sectors provides some resilience, but also requires adept management to navigate the complexities of each market. The company's presence in Hong Kong and Mainland China exposes it to the specific dynamics of these regions, including regulatory frameworks and economic growth patterns.
Who Are ALEDY's Key Customers?
- Individuals seeking consumer loans and financing.
- Small and medium-sized enterprises (SMEs) requiring financing solutions.
- Property owners seeking property management services.
- Tenants renting residential and commercial properties.
- Elderly individuals requiring care services.
- Investors seeking investment opportunities.
Allied Group Limited (ALEDY) Valuation Context
Valued at $801.12M, ALEDY is classified as a small-cap stock. Relative to its peer group, ALEDY's quantitative score of 52/100 is roughly in line with the peer average of 53/100.
ALEDY Revenue & Earnings Trend
In Q4 2025, ALEDY generated $5.16B in top-line revenue, marking a sequential decrease of 54.0%. The company recorded net income of $532.3M, with diluted EPS of $3.75. Quarter-over-quarter revenue has been mixed, typical for a small-cap company operating in Financial Services. Across the four most recent quarters, ALEDY averaged $2.56 in diluted EPS.
Company Profile
Allied Group Limited operates in the Financial - Credit Services industry within the Financial Services sector. It is headquartered in Wan Chai, HK. The company is led by CEO Seng-Hui Lee. ALEDY has traded publicly since 2013.
ROE 5%Key Financial Metrics
Return on equity for Allied Group Limited stands at 4.9%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is 2.0%, showing how much profit it generates from its asset base. ALEDY trades at a trailing price-to-earnings ratio of 3.75, below the Financial Services sector average of ~18x. Its free cash flow yield is 16.8%, a gauge of the cash the business throws off relative to its market value. A current ratio of 2.36 indicates the company holds enough short-term assets to cover its near-term obligations. Its earnings yield is 26.6%, the inverse of the P/E and a quick read on earnings relative to price.
F-Score 7/9Financial Health
Allied Group Limited's Piotroski F-Score is 7/9, a 9-point checklist of profitability, leverage and efficiency — signaling solid underlying fundamentals. Its Altman Z-Score of 0.33 places it in the distress zone, a signal of elevated financial risk.
ALEDY Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis · FY 2025
Bull Case vs Bear Case
Bull Case
- Diversified business model across finance, property, and elderly care.
- Established presence in Hong Kong and Mainland China.
- Integrated services offering synergies and customer loyalty.
- Strong financial backing from Lee and Lee Trust.
Bear Case
- Exposure to cyclical property market fluctuations.
- Profit margin of 7.9% indicates room for improvement.
- Lack of dividend yield may deter some investors.
- Reliance on regional markets exposes it to local economic conditions.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · July 2026
Recent Quarterly Results
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q4 2025 | $5.16B | $532M | $3.75 |
| Q2 2025 | $11.23B | $1.69B | $12.00 |
| Q4 2024 | $3.35B | -$563M | -$3.98 |
| Q2 2024 | $3.12B | -$214M | -$1.52 |
Based on FMP financials and quantitative analysis
ALEDY Latest News
No recent news available for ALEDY.
ALEDY Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for ALEDY.
Price Targets
Wall Street price target analysis for ALEDY.
ALEDY MoonshotScore
What does this score mean?
The MoonshotScore rates ALEDY's growth potential on a scale of 0-100 across multiple factors including innovation, market disruption, financial health, and momentum.
Leadership: Seng-Hui Lee
Unknown
Information on Seng-Hui Lee's specific background and career history is not available in the provided data. However, as a leader within Allied Group Limited, Lee is responsible for managing a large workforce of 5,751 employees and overseeing the company's diverse operations across financial services and property sectors. Detailed information regarding his educational qualifications and previous roles is not provided.
Track Record: Specific achievements and milestones under Seng-Hui Lee's leadership are not detailed in the provided data. His role involves guiding the company's strategic direction, managing its diverse portfolio, and ensuring its financial performance. Without further data, it is difficult to assess his specific contributions to the company's success.
Allied Group Limited ADR Information Unsponsored
An American Depositary Receipt (ADR) is a certificate representing shares of a foreign company trading on U.S. stock exchanges. For ALEDY, as an ADR, it allows U.S. investors to invest in Allied Group Limited without the complexities of cross-border transactions. Each ALEDY ADR represents a specific number of Allied Group Limited's shares traded on its home market.
- Home Market Ticker: Hong Kong Stock Exchange, Hong Kong
- ADR Level: 1
- ADR Ratio: 1:1
- Home Market Ticker: ALED
ALEDY OTC Market Information
The OTC Other tier represents the lowest tier of the OTC market, indicating that Allied Group Limited (ALEDY) may not meet the minimum financial standards or disclosure requirements of higher tiers like OTCQX or OTCQB. Companies in this tier may have limited information available to investors, and trading activity can be sporadic. Unlike companies listed on the NYSE or NASDAQ, OTC Other companies face fewer regulatory requirements, potentially increasing investment risk.
- OTC Tier: OTC Other
- Disclosure Status: Unknown
- Limited Disclosure: OTC Other companies often have minimal financial reporting, making it difficult to assess their true financial condition.
- Low Liquidity: Trading volume can be very low, leading to wide bid-ask spreads and difficulty in buying or selling shares.
- Price Volatility: Lack of liquidity and information can result in significant price swings.
- Regulatory Oversight: OTC Other companies are subject to less regulatory scrutiny than those listed on major exchanges.
- Potential for Fraud: The lower barriers to entry on the OTC market can attract unscrupulous companies.
- Verify the company's registration and legal standing.
- Obtain and review available financial statements, even if limited.
- Research the company's management team and their track record.
- Assess the company's business model and competitive landscape.
- Understand the risks associated with investing in OTC Other companies.
- Consult with a financial advisor before investing.
- Check for any regulatory actions or legal disputes involving the company.
- Subsidiary of Lee and Lee Trust: Being a subsidiary of a larger trust may indicate some level of oversight and financial stability.
- Operational History: Allied Group Limited has been operating for a significant period, suggesting some degree of stability.
- Diverse Business Segments: The company's involvement in multiple sectors (finance, property, elderly care) may indicate a diversified revenue stream.
- Employee Count: The company employs a significant number of people (5751), suggesting a substantial operational scale.
What Investors Ask About Allied Group Limited (ALEDY) — Financial Services
What does Allied Group Limited do?
Allied Group Limited is an investment holding company operating in Hong Kong, Mainland China, and internationally. It engages in property investment and development, and financial services. The company's operations are divided into segments including Investment and Finance, Consumer Finance, Property Development, Property Investment, Property Management, and Elderly Care Services. It also offers property holding, securities trading, money lending, consultancy, real estate agency, investment portfolio, corporate, and building management services, as well as medical equipment supplies distribution.
What are the main risks for ALEDY?
Allied Group Limited faces several risks, including exposure to cyclical fluctuations in the property market, regulatory changes in the financial services sector, intense competition, and economic downturns in its operating regions. Additionally, as an ADR, ALEDY is subject to currency risk. Investors should carefully consider these factors when evaluating the company's investment potential. The OTC market also presents unique risks related to liquidity and disclosure.
How sensitive is ALEDY to interest rate changes?
As a provider of mortgage and term loan financing services, Allied Group Limited's profitability is sensitive to interest rate changes. Rising interest rates can increase the cost of borrowing, potentially reducing demand for loans and impacting the company's net interest margin. Conversely, falling interest rates can stimulate borrowing activity. Monitoring the company's net interest margin sensitivity and its strategies for managing interest rate risk is crucial for assessing its financial performance.
What regulatory challenges does Allied Group Limited face?
Allied Group Limited operates in the financial services and property sectors, which are subject to extensive regulations in Hong Kong, Mainland China, and internationally. These regulations cover areas such as capital requirements, lending practices, property development standards, and elderly care services. Compliance with these regulations can be costly and time-consuming. Changes in regulatory frameworks can also impact the company's business model and profitability. Investors should monitor the regulatory landscape and Allied Group's ability to adapt to new requirements.
What are the key factors to evaluate for ALEDY?
Allied Group Limited (ALEDY) holds an AI score of 52/100 (moderate). Not financial advice.
How frequently does ALEDY data refresh on this page?
ALEDY prices update in real time during U.S. market hours. Fundamentals refresh after quarterly filings; analyst ratings and AI insights update daily; news is aggregated continuously.
What has driven ALEDY's recent stock price performance?
Allied Group Limited (ALEDY) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Diversified business model across finance, property, and elderly care. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider ALEDY overvalued or undervalued right now?
Valuing Allied Group Limited (ALEDY) requires multiple metrics. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- AI analysis is pending, limiting the depth of certain sections.
- OTC market data may be less reliable than exchange-listed data.
- CEO background information is limited.