Fidelity Managed Retirement Funds - Fidelity Managed Retirement 2015 Fund (FTRSX) Stock Analysis
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
Fidelity Managed Retirement Funds - Fidelity Managed Retirement 2015 Fund (FTRSX) trades at $53.42. Fidelity Managed Retirement 2015 Fund (FTRSX) is a target-date fund offered by Fidelity Investments, designed for investors planning to retire around the year… Sector: Financial services.
Price as of Aug 21, 2026 · Last analyzed: Mar 18, 2026Analyst Coverage for FTRSX: FTRSX does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates FTRSX against Financial Services peers across nine fundamental dimensions and assigns an underweight signal based on the underlying data.
Not enough scored data yet to form a council read on FTRSX.
How is this calculated? →Fidelity Managed Retirement Funds - Fidelity Managed Retirement 2015 Fund (FTRSX) Financial Services Profile
Fidelity Managed Retirement 2015 Fund (FTRSX) is a target-date fund within the asset management sector, offered by Fidelity Investments. It provides a diversified, age-based investment strategy, automatically adjusting asset allocation to reduce risk as the 2015 target retirement date nears. The fund caters to investors seeking a simplified retirement savings solution.
What Is the Investment Thesis for FTRSX?
Fidelity Managed Retirement 2015 Fund (FTRSX) offers a simplified retirement savings solution for investors who were targeting retirement around 2015. The fund's key value driver is its diversified asset allocation strategy, which automatically adjusts to become more conservative over time. As the target date has passed, the fund now prioritizes income generation and capital preservation. Ongoing catalysts include Fidelity's active management and adjustments to the portfolio based on market conditions. Potential risks include market volatility and interest rate fluctuations, which could impact the fund's performance. Investors may want to evaluate the fund's asset allocation, expense ratio, and historical performance when evaluating its suitability for their investment goals. The fund's ability to generate consistent income and preserve capital in a changing market environment will be critical to its long-term success.
Based on FMP financials and quantitative analysis
FTRSX Key Highlights
FTRSX is a target-date fund designed for investors planning to retire around 2015, offering a diversified portfolio that automatically adjusts its asset allocation over time.
- The fund invests in a mix of stocks, bonds, and short-term investments, with the allocation becoming more conservative as the target retirement date approaches.
- Fidelity Investments, a leading financial services company, manages FTRSX, leveraging its expertise in asset allocation and investment management.
- As the target date has passed, FTRSX now focuses on providing income and preserving capital for retirees, shifting its investment strategy accordingly.
- The fund's performance is benchmarked against similar target-date funds and broad market indices to evaluate its effectiveness in meeting its investment objectives.
Who Are FTRSX's Competitors?
FTRSX is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| ABALX American Funds American Balanced Fund Class A | $41.00 | +0.37% | $292B | 72 |
| BX Blackstone Inc. | $141.41 | -2.54% | $171B | 81 |
| AMFCX American Funds American Mutual Fund | $63.80 | -0.72% | $77.4B | 71 |
| RNNEX American Funds The New Economy Fund Class R-2E | $80.46 | -0.29% | $52.9B | 91 |
| AMP Ameriprise Financial, Inc. | $554.06 | -1.02% | $49.8B | 70 |
| IDDTF AB Industrivärden (publ) | $54.65 | -0.36% | $23.6B | 70 |
| TPG TPG Inc. | $51.57 | -3.03% | $19.8B | 67 |
| ARCC Ares Capital Corporation | $19.78 | -0.10% | $14.2B | 79 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are FTRSX's Key Strengths?
Strong brand recognition of Fidelity Investments
- Experienced investment management team
- Diversified asset allocation strategy
- Automatic asset allocation adjustments
What Are FTRSX's Weaknesses?
Management fees can be higher than passively managed funds
- Performance is subject to market volatility
- Target-date funds may not be suitable for all investors
- Past performance is not indicative of future results
What Could Drive FTRSX Stock Higher?
Fidelity's active management and adjustments to the portfolio based on market conditions.
- Continued demand for retirement income solutions as the population ages.
- Potential changes in asset allocation strategy to adapt to evolving market conditions.
- Integration of new investment strategies or asset classes to enhance returns.
What Are the Key Risks for FTRSX?
Market volatility and economic downturns could negatively impact the fund's performance.
- Interest rate fluctuations could affect the value of fixed-income investments.
- Inflation could erode the purchasing power of returns.
- Competition from other asset managers offering similar target-date funds.
- Regulatory changes and compliance costs could impact the fund's profitability.
What Are the Growth Opportunities for FTRSX?
- Continued demand for retirement income solutions: As the population ages, there is an increasing demand for investment products that provide a steady stream of income during retirement. FTRSX can capitalize on this trend by focusing on income-generating assets and strategies. The market for retirement income solutions is estimated to be worth trillions of dollars, offering significant growth potential for FTRSX.
- Expansion of distribution channels: Fidelity can expand the reach of FTRSX by making it available through more distribution channels, such as partnerships with other financial institutions and online platforms. This would increase the fund's accessibility to a wider range of investors. The expansion of distribution channels could lead to a significant increase in assets under management for FTRSX.
- Enhanced investor education: Fidelity can provide more educational resources to help investors understand the benefits of target-date funds and how FTRSX fits into their overall retirement plan. This would increase investor confidence and encourage more people to invest in the fund. Enhanced investor education can lead to increased adoption of FTRSX and other Fidelity retirement products.
- Customization options: Fidelity could offer customization options for FTRSX, allowing investors to tailor the fund's asset allocation to their specific risk tolerance and investment goals. This would make the fund more appealing to a wider range of investors. Customization options could differentiate FTRSX from other target-date funds and attract more assets.
- Integration of ESG factors: Fidelity can integrate environmental, social, and governance (ESG) factors into the investment process for FTRSX. This would appeal to investors who are increasingly interested in sustainable and responsible investing. The integration of ESG factors could enhance the fund's long-term performance and attract more socially conscious investors.
What Are FTRSX's Competitive Advantages?
- Brand recognition: Fidelity Investments is a well-known and trusted brand in the financial services industry.
- Scale: Fidelity has a large asset base and extensive distribution network, providing economies of scale.
- Investment expertise: Fidelity has a team of experienced investment professionals who manage the fund.
- Automatic asset allocation: The fund's automatic asset allocation feature simplifies retirement planning for investors.
What Does FTRSX Do?
Fidelity Managed Retirement 2015 Fund (FTRSX) is a component of Fidelity Investments' suite of target-date funds. These funds are designed to simplify retirement planning by offering a diversified portfolio that automatically adjusts its asset allocation over time. The fund's strategy is to become more conservative as the target retirement date (2015 in this case) approaches, reducing risk exposure for investors nearing retirement. Fidelity Investments, a leading financial services company, manages the fund. The company was founded in 1946 and has grown to become one of the largest asset managers globally. FTRSX invests in a mix of stocks, bonds, and short-term investments, with the allocation determined by Fidelity's investment professionals based on their assessment of market conditions and the fund's target retirement date. The fund's objective is to provide a combination of current income and capital appreciation, consistent with its asset allocation strategy. As the target date has passed, the fund now focuses on providing income and preserving capital for retirees. The fund's performance is benchmarked against similar target-date funds and broad market indices to evaluate its effectiveness in meeting its investment objectives. FTRSX is available to investors through various channels, including retirement accounts, brokerage accounts, and financial advisors. Fidelity's extensive distribution network and brand recognition contribute to the fund's accessibility and appeal to a wide range of investors.
What Products and Services Does FTRSX Offer?
- FTRSX is a target-date fund designed for investors planning to retire around the year 2015.
- The fund invests in a diversified portfolio of stocks, bonds, and short-term investments.
- The asset allocation of the fund automatically adjusts over time to become more conservative as the target retirement date approaches.
- As the target date has passed, the fund now focuses on providing income and preserving capital for retirees.
- Fidelity Investments manages the fund, leveraging its expertise in asset allocation and investment management.
- The fund's objective is to provide a combination of current income and capital appreciation, consistent with its asset allocation strategy.
- FTRSX is available to investors through various channels, including retirement accounts, brokerage accounts, and financial advisors.
How Does FTRSX Make Money?
- FTRSX generates revenue through management fees charged to investors.
- The management fee is a percentage of the fund's assets under management (AUM).
- Fidelity Investments earns revenue by providing investment management services for the fund.
- The fund's profitability is dependent on its ability to attract and retain assets under management.
What Industry Does FTRSX Operate In?
Fidelity Managed Retirement 2015 Fund (FTRSX) operates within the asset management industry, which is characterized by a wide range of investment products and services. Target-date funds like FTRSX have gained popularity as a convenient retirement savings solution, offering automatic asset allocation adjustments based on the investor's target retirement date. The competitive landscape includes other large asset managers offering similar target-date funds, as well as individual retirement accounts and other investment vehicles. The asset management industry is influenced by market trends, interest rates, and regulatory changes.
Who Are FTRSX's Key Customers?
- Individual investors planning for retirement around the year 2015.
- Retirees seeking a steady stream of income and capital preservation.
- Investors who prefer a simplified retirement savings solution with automatic asset allocation adjustments.
- Participants in employer-sponsored retirement plans that offer FTRSX as an investment option.
FTRSX Financials
Bull Case vs Bear Case
Bull Case
- Recent market stability suggests continued moderate growth for retirement funds like FTRSX, aligning with its target demographic's risk profile.
- Positive sentiment within the social trading community indicates confidence in Fidelity's management and long-term strategy for retirement funds.
- Insider activity, if showing consistent holding patterns, reinforces a belief in the fund's stability and future performance.
- The fund's focus on a 2015 retirement target suggests a mature portfolio allocation, potentially mitigating significant downside risks in current market conditions.
Bear Case
- Concerns about inflation could erode the real value of FTRSX's holdings, especially if fixed-income assets underperform.
- Negative sentiment spikes in the community, potentially driven by broader economic anxieties, could signal upcoming redemptions.
- Market perception of managed retirement funds might shift negatively if alternative investment options gain traction among younger investors.
- Potential for increased regulatory scrutiny on retirement fund management practices could introduce uncertainty and affect FTRSX's operational costs.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · March 2026
FTRSX Latest News
No recent news available for FTRSX.
FTRSX Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for FTRSX.
Price Targets
Wall Street price target analysis for FTRSX.
FTRSX MoonshotScore
What does this score mean?
The MoonshotScore rates FTRSX 0-100 on quantitative fundamentals — growth, financial health, valuation, momentum, and risk.
What Investors Ask About Fidelity Managed Retirement Funds - Fidelity Managed Retirement 2015 Fund (FTRSX) — Financial Services
What does Fidelity Managed Retirement Funds - Fidelity Managed Retirement 2015 Fund do?
Fidelity Managed Retirement 2015 Fund (FTRSX) is a target-date fund designed to provide a diversified investment portfolio for individuals planning to retire around the year 2015. Managed by Fidelity Investments, the fund invests in a mix of stocks, bonds, and short-term investments, with the asset allocation automatically adjusting over time to become more conservative as the target date approaches.
What do analysts say about FTRSX stock?
FTRSX is not a stock, but a target-date mutual fund. Analyst ratings typically focus on the fund's performance relative to its benchmark, its expense ratio, and the overall asset allocation strategy. Investors may want to evaluate the fund's historical performance, its risk-adjusted returns, and its suitability for their individual investment goals.
What are the main risks for FTRSX?
The main risks for FTRSX include market volatility, interest rate fluctuations, and inflation. Market downturns can negatively impact the fund's performance, while rising interest rates can decrease the value of fixed-income investments. Inflation can erode the purchasing power of returns, especially for retirees relying on a fixed income stream.
What are the key factors to evaluate for FTRSX?
Evaluate FTRSX on fundamentals, analyst consensus, and risk factors. Fidelity Managed Retirement 2015 Fund (FTRSX) offers a simplified retirement savings solution for investors who were targeting retirement around 2015. Not financial advice.
How frequently does FTRSX data refresh on this page?
FTRSX's price was last updated on Aug 21, 2026 and refreshes on page view during U.S. market hours — it is not a real-time exchange feed. Fundamentals update after quarterly filings; the MoonshotScore recalculates nightly; news aggregates continuously.
What has driven FTRSX's recent stock price performance?
Fidelity Managed Retirement Funds - Fidelity Managed Retirement 2015 Fund (FTRSX) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Strong brand recognition of Fidelity Investments. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider FTRSX overvalued or undervalued right now?
Fidelity Managed Retirement Funds - Fidelity Managed Retirement 2015 Fund (FTRSX) has no trailing P/E available here, so lean on price-to-sales and cash flow in the Financials tab. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
How do I research FTRSX before investing?
Before investing in Fidelity Managed Retirement Funds - Fidelity Managed Retirement 2015 Fund (FTRSX), research these four areas: (1) the company's revenue model and competitive position (see Company Overview), (2) financial health through revenue growth, margins, and cash flow (see MoonshotScore), (3) analyst consensus ratings and price targets (see Analyst tab), and (4) specific risk factors that could impact the stock (see Risk Factors section).
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- The information provided is based on available data and general knowledge of the fund and its management company.
- Investment decisions should be made after consulting with a qualified financial advisor.