Moatable, Inc. (MTBLY)
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
Moatable, Inc. (MTBLY) trades at $0.42 with AI Score 60/100 (Grade B+). Moatable, Inc. operates a software-as-a-service (SaaS) business, providing solutions for real estate and transportation industries. Market cap: $7.69M, Sector: Technology.
Price live · AI analysis from Mar 17, 2026Analyst Coverage for MTBLY: MTBLY does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates MTBLY against Technology peers across nine fundamental dimensions and assigns a mixed fundamental profile based on the underlying data.
MTBLY: 2/4 perspectives are bullish. Dominant signal: Seth Klarman bearish.
How is this calculated? →Moatable, Inc. (MTBLY) Technology Profile & Competitive Position
Moatable, Inc. delivers SaaS solutions through its Chime and Trucker Path platforms, targeting the real estate and transportation sectors. The company's focus on client lifecycle management and operational efficiency positions it within the competitive application software market, marked by a negative P/E ratio and a volatile beta.
What Is the Investment Thesis for MTBLY?
Moatable, Inc. presents a mixed investment profile. Its gross margin of 74.5% indicates strong pricing power within its niche markets. However, the negative P/E ratio of -26.94 and a negative profit margin of -3.0% raise concerns about profitability. Growth catalysts include further penetration of the real estate and transportation software markets. The high dividend yield of 18.19% may attract income-seeking investors, but its sustainability needs careful evaluation given the current financial performance. Key risks include competition from established players and the need to achieve profitability to sustain operations and investor confidence.
Based on FMP financials and quantitative analysis
MTBLY Key Highlights
- Market capitalization of $7.69M reflects its small-cap status and potential for volatility.
- Gross margin of 74.5% suggests strong pricing power in its SaaS offerings.
- Negative P/E ratio of -26.94 indicates current unprofitability.
- Dividend yield of 18.19% is exceptionally high but may not be sustainable given the company's financial performance.
- Beta of 0.97 suggests the stock's volatility is similar to the overall market.
Who Are MTBLY's Competitors?
MTBLY is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| NOW ServiceNow, Inc. | $108.69 | +2.23% | $112.09B | 71 |
| RSASF RESAAS Services Inc. | $0.30 | +2.76% | $25.04M | 69 |
| PDFS PDF Solutions, Inc. | $59.18 | -11.51% | $2.44B | 68 |
| CSAI Cloudastructure Inc. | $0.36 | +0.47% | $6.84M | 68 |
| USER UserTesting, Inc. | $7.50 | -0.13% | 63 | |
| XM Qualtrics International Inc. | $18.15 | +0.06% | $11.01B | 63 |
| PDC PDC | $5.45 | -2.68% | $16.63M | 63 |
| NP Neptune Insurance Holdings Inc. | $33.29 | +0.21% | $3.16B | 63 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are MTBLY's Key Strengths?
- Specialized SaaS platforms for real estate and transportation.
- Integrated solutions addressing specific industry needs.
- Established presence in target markets.
- High gross margin of 74.5%.
What Are MTBLY's Weaknesses?
- Negative P/E ratio and profit margin indicate current unprofitability.
- Small market capitalization increases volatility.
- Reliance on specific industries makes it vulnerable to sector downturns.
- Limited brand recognition compared to larger competitors.
What Could Drive MTBLY Stock Higher?
- Continued adoption of Chime platform by real estate professionals.
- Expansion of Trucker Path platform in the transportation industry.
- Potential strategic partnerships to enhance product offerings.
- Launch of new features and services for Chime and Trucker Path.
- Geographic expansion into new markets.
What Are the Key Risks for MTBLY?
- Financial-distress signal — its Altman Z-Score of -13.09 sits in the distress zone (elevated bankruptcy risk).
- Negative return on equity (-4.5%) — the business is not currently generating profit on shareholder capital.
- Weak fundamentals — a Piotroski F-Score of 1/9 flags soft profitability, leverage or efficiency.
- Intense competition from established software providers.
- Technological disruptions and evolving customer needs.
- Economic downturns affecting the real estate and transportation industries.
- Regulatory changes impacting data privacy and security.
- Limited financial disclosure and liquidity due to OTC listing.
What Are the Growth Opportunities for MTBLY?
- Expansion within the Real Estate Sector: Moatable's Chime platform can further penetrate the real estate market by offering advanced features such as AI-powered lead scoring and predictive analytics. The real estate software market is projected to reach $12.9 billion by 2027, providing a substantial growth opportunity. Timeline: Ongoing.
- Increased Adoption of Trucker Path: The Trucker Path platform can capitalize on the growing demand for efficient freight management solutions. As the transportation industry faces increasing pressure to optimize routes and reduce costs, Trucker Path's online and mobile services can gain wider adoption. The freight transportation market is expected to grow, driven by e-commerce and global trade. Timeline: Ongoing.
- Cross-Selling Opportunities: Moatable can leverage its existing customer base to cross-sell its Chime and Trucker Path platforms. By offering bundled solutions and integrated services, the company can increase customer lifetime value and drive revenue growth. This strategy can be implemented in the short term. Timeline: Ongoing.
- Geographic Expansion: Moatable can expand its operations internationally, targeting markets with high growth potential in the real estate and transportation sectors. By adapting its platforms to local market needs and regulations, the company can tap into new revenue streams. This expansion can be phased in over the next 3-5 years. Timeline: Upcoming.
- Strategic Partnerships: Moatable can form strategic partnerships with other technology companies and industry players to expand its reach and enhance its product offerings. Collaborations with data analytics providers, CRM vendors, and logistics companies can create synergies and drive innovation. These partnerships can be established in the near term. Timeline: Upcoming.
What Opportunities Does MTBLY Have?
- Expansion within the real estate and transportation sectors.
- Cross-selling opportunities between Chime and Trucker Path platforms.
- Geographic expansion into new markets.
- Strategic partnerships to enhance product offerings.
What Threats Does MTBLY Face?
- Intense competition from established software providers.
- Technological disruptions and evolving customer needs.
- Economic downturns affecting the real estate and transportation industries.
- Regulatory changes impacting data privacy and security.
What Are MTBLY's Competitive Advantages?
- Specialized SaaS platforms tailored for the real estate and transportation industries.
- Integrated solutions that address specific needs of professionals in these sectors.
- Established presence in the real estate and transportation software markets.
- Potential for network effects as more users join the Chime and Trucker Path platforms.
What Does MTBLY Do?
Moatable, Inc., formerly known as Renren Inc., was founded in 2002 and rebranded in June 2023. Headquartered in Phoenix, Arizona, the company operates as a software-as-a-service (SaaS) provider, developing and marketing platforms for the real estate and transportation industries. Its flagship product, Chime, is an all-in-one real estate sales acceleration and client lifecycle management platform. Chime helps real estate professionals with lead generation, client nurturing, transaction management, and client retention. Trucker Path, another key offering, is a driver-centric online transportation management platform designed to improve the speed, reliability, and efficiency of freight transportation. This platform provides online and mobile services for the trucking industry across North America. Additionally, Moatable offers bookkeeping and operations management solutions tailored for property managers and landlords, expanding its service offerings beyond its core platforms. The company's strategic focus is on providing integrated solutions that enhance operational efficiency and client engagement within its target sectors.
What Products and Services Does MTBLY Offer?
- Develops and markets the Chime platform for real estate professionals.
- Provides an all-in-one solution for lead generation, client nurturing, and transaction management in real estate.
- Offers the Trucker Path platform for the transportation industry.
- Provides online and mobile services for truck drivers and freight managers.
- Offers bookkeeping and operations management solutions for property managers and landlords.
- Focuses on software-as-a-service (SaaS) business model.
How Does MTBLY Make Money?
- SaaS subscriptions for the Chime platform, providing recurring revenue.
- Subscription fees for the Trucker Path platform, offering access to online and mobile services.
- Revenue from bookkeeping and operations management solutions for property managers and landlords.
- Potential for additional revenue through premium features and add-ons.
What Industry Does MTBLY Operate In?
Moatable, Inc. operates within the application software industry, which is characterized by rapid innovation and intense competition. The market is driven by the increasing demand for specialized software solutions that improve business processes and enhance customer engagement. The real estate and transportation sectors are undergoing digital transformation, creating opportunities for companies like Moatable. Competitors include ALDS, ASFT, BBLR, HSTA, and ISGIF, each vying for market share with similar software solutions. The industry is expected to continue growing, driven by cloud adoption and the need for data-driven decision-making.
Who Are MTBLY's Key Customers?
- Real estate agents and brokers using the Chime platform.
- Truck drivers and freight managers utilizing the Trucker Path platform.
- Property managers and landlords seeking bookkeeping and operations management solutions.
Company Profile
Moatable, Inc. operates in the Software - Application industry within the Technology sector. It is headquartered in Phoenix, US. The company is led by CEO Joseph Chen. MTBLY has traded publicly since 2011.
F-Score 1/9Financial Health
Moatable, Inc.'s Piotroski F-Score is 1/9, a 9-point checklist of profitability, leverage and efficiency — flagging fundamental weakness worth scrutiny. Its Altman Z-Score of -13.09 places it in the distress zone, a signal of elevated financial risk.
ROE -4%Key Financial Metrics
Return on equity for Moatable, Inc. stands at -4.5%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is -3.2%, showing how much profit it generates from its asset base. Its free cash flow yield is -35.8%, a gauge of the cash the business throws off relative to its market value. A current ratio of 1.56 indicates the company holds enough short-term assets to cover its near-term obligations. Its earnings yield is -29.4%, the inverse of the P/E and a quick read on earnings relative to price.
MTBLY Valuation & Market Position
With a $7.69M market cap, Moatable, Inc. sits in the micro-cap segment of the market. Relative to its peer group, MTBLY's quantitative score of 60/100 is roughly in line with the peer average of 68/100.
FY2026 estForward Outlook
Wall Street analysts project Moatable, Inc. revenue of about $200.6M for fiscal 2026, with EPS near $-3.03.
Net sellingInsider Activity
The most recent 11 insider filings for Moatable, Inc. break down as 10 sales and 1 purchases. On net that is roughly 95.6M shares disposed (about $111.2M), a signal worth weighing alongside the fundamentals.
MTBLY Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis · FY 2024
Bull Case vs Bear Case
Bull Case
- Specialized SaaS platforms for real estate and transportation.
- Integrated solutions addressing specific industry needs.
- Established presence in target markets.
- High gross margin of 74.5%.
Bear Case
- Negative P/E ratio and profit margin indicate current unprofitability.
- Small market capitalization increases volatility.
- Reliance on specific industries makes it vulnerable to sector downturns.
- Limited brand recognition compared to larger competitors.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · July 2026
MTBLY Latest News
No recent news available for MTBLY.
MTBLY Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for MTBLY.
Price Targets
Wall Street price target analysis for MTBLY.
MTBLY MoonshotScore
What does this score mean?
The MoonshotScore rates MTBLY's growth potential on a scale of 0-100 across multiple factors including innovation, market disruption, financial health, and momentum.
Leadership: Joseph Chen
CEO
Joseph Chen is the CEO of Moatable, Inc. He has extensive experience in the technology sector, having held various leadership positions in software and internet companies. His background includes expertise in strategic planning, product development, and market expansion. Chen's leadership is focused on driving innovation and growth within Moatable's core markets.
Track Record: Under Joseph Chen's leadership, Moatable, Inc. has undergone a rebranding and strategic shift towards SaaS solutions for the real estate and transportation industries. He has overseen the development and expansion of the Chime and Trucker Path platforms, focusing on enhancing their features and market reach. Key milestones include the company's transition to a more focused business model and efforts to improve financial performance.
Moatable, Inc. ADR Information Unsponsored
An American Depositary Receipt (ADR) is a certificate representing shares of a foreign company trading on U.S. stock exchanges. For MTBLY, as an ADR, it allows U.S. investors to invest in Moatable, Inc. without the complexities of cross-border transactions. Each MTBLY ADR represents a specific number of Moatable, Inc.'s shares traded in its home market.
- Home Market Ticker: Phoenix, US
- ADR Level: 1
- ADR Ratio: 1:1
MTBLY OTC Market Information
The OTC Other tier represents the lowest tier of the over-the-counter (OTC) market. Companies in this tier often have limited financial disclosure and may not meet the listing requirements of exchanges like the NYSE or NASDAQ. Investing in OTC Other stocks carries higher risks due to the lack of regulatory oversight and transparency compared to listed companies.
- OTC Tier: OTC Other
- Disclosure Status: Unknown
- Limited financial disclosure increases the risk of investing in MTBLY.
- Lower liquidity can make it difficult to buy or sell shares.
- Potential for price manipulation due to lack of regulatory oversight.
- Higher volatility compared to listed stocks.
- Risk of delisting or suspension from trading.
- Verify the company's registration and legal status.
- Review available financial statements and disclosures.
- Assess the company's business model and competitive position.
- Evaluate the management team and their track record.
- Understand the risks associated with investing in OTC stocks.
- Monitor trading volume and price movements.
- Consult with a financial advisor before investing.
- Company's history and founding date (2002) suggests some operational longevity.
- Presence of established products like Chime and Trucker Path.
- Employee count of 610 indicates a sizable operation.
- Headquarters in Phoenix, Arizona provides a physical presence.
Common Questions About MTBLY (Technology)
What does Moatable, Inc. do?
Moatable, Inc. operates as a software-as-a-service (SaaS) provider, focusing on the real estate and transportation sectors. The company develops and markets the Chime platform, an all-in-one solution for real estate professionals to manage leads, clients, and transactions. Additionally, it offers the Trucker Path platform, which provides online and mobile services for the trucking industry. Moatable also provides bookkeeping and operations management solutions for property managers and landlords, offering a diverse range of services within its target markets.
What do analysts say about MTBLY stock?
As of March 17, 2026, there is no readily available analyst consensus on MTBLY stock, likely due to its OTC listing and limited coverage. Key valuation metrics include a market capitalization of $7.69M, a negative P/E ratio of -26.94, and a high dividend yield of 18.19%. Investors should carefully consider the company's growth prospects, profitability challenges, and the risks associated with investing in OTC stocks before making any investment decisions.
What are the main risks for MTBLY?
The main risks for Moatable, Inc. include intense competition in the software industry, potential technological disruptions, and economic downturns affecting the real estate and transportation sectors. Additionally, the company faces risks associated with its OTC listing, such as limited financial disclosure, lower liquidity, and potential for price manipulation. Investors should also be aware of regulatory changes impacting data privacy and security, which could affect the company's operations and compliance costs.
What are the key factors to evaluate for MTBLY?
Moatable, Inc. (MTBLY) holds an AI score of 60/100 (moderate). Not financial advice.
How frequently does MTBLY data refresh on this page?
MTBLY prices update in real time during U.S. market hours. Fundamentals refresh after quarterly filings; analyst ratings and AI insights update daily; news is aggregated continuously.
What has driven MTBLY's recent stock price performance?
Moatable, Inc. (MTBLY) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Specialized SaaS platforms for real estate and transportation. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider MTBLY overvalued or undervalued right now?
Valuing Moatable, Inc. (MTBLY) requires multiple metrics. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
What research should beginners do before buying MTBLY?
Before investing in Moatable, Inc. (MTBLY), research these four areas: (1) the company's revenue model and competitive position (see Company Overview), (2) financial health through revenue growth, margins, and cash flow (see MoonshotScore), (3) what Wall Street analysts recommend and their price targets (see Analyst tab), and (4) specific risk factors that could impact the stock (see Risk Factors section).
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- OTC market data may be less reliable than exchange-listed data.
- Analyst coverage may be limited due to OTC listing.