Osaic Financial Services, Inc. (LTSAP) Stock Analysis
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
Osaic Financial Services, Inc. (LTSAP) trades at $20.10. Osaic Financial Services, Inc. , formerly Ladenburg Thalmann Financial Services Inc. , is a diversified financial services company. Market cap: $3.60B, Sector: Financial services.
Price as of Aug 21, 2026 · Last analyzed: Mar 18, 2026Analyst Coverage for LTSAP: LTSAP does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates LTSAP against Financial Services peers across nine fundamental dimensions and assigns an underweight signal based on the underlying data.
Not enough scored data yet to form a council read on LTSAP.
How is this calculated? →Osaic Financial Services, Inc. (LTSAP) Financial Services Profile
Osaic Financial Services, Inc., operating in the financial capital markets, provides a range of services including advisory, brokerage, and investment banking. With a focus on independent advisory and brokerage, the company caters to diverse client needs through multiple segments, leveraging its long-standing history and strategic locations across the United States.
What Is the Investment Thesis for LTSAP?
Osaic Financial Services, Inc. presents a mixed investment thesis. With a market capitalization of $3.60B and a P/E ratio of 157.43, the company's valuation appears high relative to its profit margin of 1.5%. The company's diversified service offerings, spanning advisory, brokerage, and investment banking, provide multiple revenue streams. Growth catalysts include expanding its asset management services and capitalizing on strategic advisory opportunities. However, the negative beta of -0.06 suggests limited correlation with the broader market, which could reduce its appeal during market upswings. Investors should closely monitor the company's ability to improve profitability and leverage its diverse service portfolio.
Based on FMP financials and quantitative analysis
LTSAP Key Highlights
Market Cap of $3.60B indicates substantial size within the financial services sector.
- P/E ratio of 157.43 suggests a premium valuation relative to earnings.
- Profit Margin of 1.5% reflects relatively low profitability compared to industry peers.
- Gross Margin of 25.6% indicates the percentage of revenue exceeding the cost of goods sold.
- Beta of -0.06 shows a negative correlation with the market, implying lower volatility relative to the S&P 500.
Who Are LTSAP's Competitors?
LTSAP is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| AFSIA AmTrust Financial Services, Inc. | $13.25 | +1.77% | $2.62B | 50 |
| AMLTF AMP Limited | $1.30 | +0.00% | $3.16B | 62 |
| CFNCF Compagnie Financière Tradition S.A. | $360.25 | +0.00% | $2.77B | 52 |
| FNNTF flatexDEGIRO AG | $43.25 | +0.00% | $4.63B | 62 |
| LTSK Ladenburg Thalmann Financial Services, Inc. | $25.00 | -0.08% | $3.58B | 47 |
| MAUSY Matsui Securities Co., Ltd. | $13.88 | +0.00% | $3.57B | 56 |
| CLSKW CleanSpark, Inc. | $0.29 | +7.04% | $3.75B | 59 |
| MIAX Miami International Holdings, Inc. | $41.32 | +1.77% | $4.00B | 56 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are LTSAP's Key Strengths?
Diversified revenue streams across multiple segments.
- Established network of independent financial advisors.
- Long operating history and brand reputation.
- Comprehensive suite of financial services.
What Are LTSAP's Weaknesses?
Relatively low profit margin compared to peers.
- High P/E ratio indicates potential overvaluation.
- Negative beta suggests limited market correlation.
- Dependence on market conditions and investor sentiment.
What Could Drive LTSAP Stock Higher?
Potential acquisitions to expand service offerings (2026-2027).
- Digital transformation initiatives to improve efficiency.
- Expansion of asset management services targeting high-net-worth individuals.
- Geographic expansion into new markets (2027-2030).
What Are the Key Risks for LTSAP?
Financial-distress signal — its Altman Z-Score of 0.24 sits in the distress zone (elevated bankruptcy risk).
- Increasing competition from fintech companies.
- Regulatory changes and compliance costs.
- Economic downturns and market volatility.
- Cybersecurity risks and data breaches.
- Dependence on market conditions and investor sentiment.
What Are the Growth Opportunities for LTSAP?
- Expansion of Asset Management Services: Osaic Financial Services can grow by expanding its asset management services, targeting high-net-worth individuals and institutional investors. Timeline: Ongoing, with continuous development of new investment products and strategies. Competitive advantage: Leveraging existing client relationships and advisor network.
- Strategic Advisory Services: The company can capitalize on increasing demand for strategic advisory services, including M&A and restructuring. The global M&A market is expected to grow, driven by corporate consolidation and globalization. Timeline: Ongoing, with a focus on building expertise in specific sectors. Competitive advantage: Deep industry knowledge and experienced investment banking team.
- Digital Transformation Initiatives: Investing in digital transformation can enhance operational efficiency and improve client experience. The fintech market is rapidly expanding, with increasing adoption of digital platforms for financial services. Timeline: 2026-2028, with phased implementation of new technologies. Competitive advantage: Ability to offer personalized advice through digital channels.
- Insurance Brokerage Expansion: Osaic Financial Services can expand its insurance brokerage segment by offering a wider range of products and services. The insurance market is growing, driven by increasing awareness of risk management and financial planning. Timeline: 2026-2027, with a focus on developing partnerships with leading insurance providers. Competitive advantage: Established distribution network and product expertise.
- Geographic Expansion: The company can expand its geographic footprint by opening new offices in strategic locations. The financial services market is growing in emerging markets, presenting opportunities for international expansion. Timeline: 2027-2030, with a focus on identifying high-growth regions. Competitive advantage: Ability to adapt its services to local market needs.
What Are LTSAP's Competitive Advantages?
- Established brand reputation and long operating history.
- Diversified service offerings across advisory, brokerage, and investment banking.
- Extensive network of independent financial advisors.
- Strategic locations in key financial centers.
What Does LTSAP Do?
Founded in 1876 and headquartered in Miami, Florida, Osaic Financial Services, Inc., formerly known as Ladenburg Thalmann Financial Services Inc., has evolved into a diversified financial services company. The company operates through several segments, including Independent Advisory and Brokerage Services, Ladenburg, and Insurance Brokerage. The Independent Advisory and Brokerage Services segment offers a comprehensive suite of services, including advisor-managed accounts, securities brokerage, mutual funds, annuities, and brokerage support. The Ladenburg segment focuses on investment banking services, providing corporate finance services such as underwritten public offerings and private placements, along with strategic and financial advisory services. The Insurance Brokerage segment delivers life insurance, annuities, and long-term care solutions. Osaic Financial Services operates as a subsidiary of AG Intermediate Corporation, with additional offices in Boca Raton, Florida; Princeton, New Jersey; Melville, New York; and New York, New York.
What Products and Services Does LTSAP Offer?
- Provides advisory and securities brokerage services.
- Offers investment banking services, including corporate finance and strategic advisory.
- Delivers life insurance, fixed, and equity-indexed annuities.
- Provides asset management services.
- Offers trust administration of personal and retirement accounts.
- Provides estate and financial planning services.
- Offers wealth management and custody services.
How Does LTSAP Make Money?
- Generates revenue through commissions on securities transactions.
- Earns fees from advisory services, including asset management and financial planning.
- Receives fees from investment banking services, such as underwriting and M&A advisory.
- Earns commissions from the sale of insurance products.
What Industry Does LTSAP Operate In?
Osaic Financial Services, Inc. operates within the financial capital markets, a sector characterized by evolving regulatory landscapes and increasing competition. The industry is influenced by factors such as interest rates, economic growth, and investor sentiment. The company competes with other financial services firms, including AFSIA, AMLTF, CFNCF, FNNTF, and LTSK, in providing advisory, brokerage, and investment banking services. Market trends include the growing adoption of fintech solutions and the increasing demand for personalized financial advice. Osaic Financial Services must adapt to these trends to maintain its competitive position.
Who Are LTSAP's Key Customers?
- Individual investors seeking financial advice and brokerage services.
- Institutional investors seeking asset management and investment banking services.
- Insurance providers seeking distribution channels for their products.
- Corporations seeking corporate finance and strategic advisory services.
Insider Activity
The most recent 2 insider filings for Osaic Financial Services, Inc. break down as 0 sales and 2 purchases. On net that is roughly 10K shares acquired (about $35K) — insiders putting money in tends to read as conviction.
Financial Health
Osaic Financial Services, Inc.'s Piotroski F-Score is 5/9, a 9-point checklist of profitability, leverage and efficiency — a middling fundamental profile. Its Altman Z-Score of 0.24 places it in the distress zone, a signal of elevated financial risk.
Key Financial Metrics
Return on equity for Osaic Financial Services, Inc. stands at 9.2%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is 2.6%, showing how much profit it generates from its asset base. LTSAP trades at a trailing price-to-earnings ratio of 157.43, above the Financial Services sector average of ~18x. Its free cash flow yield is 1.0%, a gauge of the cash the business throws off relative to its market value. A current ratio of 10.20 indicates the company holds enough short-term assets to cover its near-term obligations. Its earnings yield is 0.6%, the inverse of the P/E and a quick read on earnings relative to price.
Osaic Financial Services, Inc. (LTSAP) Valuation Context
Valued at $3.60B, LTSAP is classified as a mid-cap stock.
Company Profile
Osaic Financial Services, Inc. operates in the Financial - Capital Markets industry within the Financial Services sector. It is headquartered in Miami, US. The company is led by CEO Jamie Price. LTSAP has traded publicly since 2020.
LTSAP Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis
Bull Case vs Bear Case
Bull Case
- Recent insider buying suggests confidence in Osaic's future, which often signals positive expectations about company performance.
- Social sentiment has shown a growing interest in financial services, with Osaic positioned to benefit from this trend as it expands its offerings.
- Community discussions highlight Osaic's innovative approach to customer service, enhancing client satisfaction and loyalty.
- Market perception has shifted positively, with analysts noting Osaic's strategic partnerships that could drive growth in a competitive landscape.
Bear Case
- Concerns over rising interest rates may impact Osaic's profitability, as higher rates can lead to reduced borrowing and investment activity.
- Recent community sentiment reflects skepticism about regulatory challenges facing the financial sector, potentially affecting Osaic's operations.
- Some analysts point to increased competition in the financial services space, which could pressure Osaic's market share and margins.
- There has been a noticeable decline in social media chatter around Osaic, indicating waning interest which could affect investor confidence.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · March 2026
LTSAP Latest News
No recent news available for LTSAP.
LTSAP Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for LTSAP.
Price Targets
Wall Street price target analysis for LTSAP.
LTSAP MoonshotScore
What does this score mean?
The MoonshotScore rates LTSAP 0-100 on quantitative fundamentals — growth, financial health, valuation, momentum, and risk.
Leadership: Jamie Price
CEO
Jamie Price serves as the CEO of Osaic Financial Services, Inc. His career spans several leadership roles within the financial services industry. He has a background in wealth management and investment advisory, bringing extensive experience in strategic planning and operational execution. Prior to his current role, he held senior positions at leading financial institutions, where he focused on driving growth and enhancing client experience. His expertise includes financial planning, investment management, and business development.
Track Record: Under Jamie Price's leadership, Osaic Financial Services, Inc. has focused on expanding its service offerings and enhancing its digital capabilities. Key achievements include strategic acquisitions to broaden market reach and investments in technology to improve efficiency. He has also overseen initiatives to strengthen the company's compliance framework and enhance risk management practices. His tenure has been marked by a commitment to delivering value to clients and shareholders.
LTSAP OTC Market Information
The OTC Other tier represents the lowest tier of the OTC market, indicating that Osaic Financial Services, Inc. may not meet the minimum financial standards required for higher tiers like OTCQX or OTCQB. Companies in this tier may have limited financial disclosure and may not be subject to the same regulatory oversight as companies listed on major exchanges like the NYSE or NASDAQ. This tier is often associated with higher risk and lower liquidity compared to listed securities.
- OTC Tier: OTC Other
- Limited financial disclosure increases information asymmetry.
- Lower liquidity can lead to price volatility and difficulty in trading.
- Higher risk of fraud and manipulation due to less regulatory oversight.
- Potential for delisting or suspension of trading.
- Limited access to capital and financing options.
- Verify the company's registration and regulatory filings.
- Review the company's financial statements, if available.
- Assess the company's business model and competitive landscape.
- Evaluate the management team's experience and track record.
- Check for any legal or regulatory issues.
- Monitor trading volume and price volatility.
- Consult with a financial advisor before investing.
- Long operating history and established brand reputation.
- Presence of experienced management team.
- Diversified service offerings and client base.
- Compliance with regulatory requirements, if any.
- Positive media coverage and industry recognition.
Common Questions About LTSAP (Financial Services)
What does Osaic Financial Services, Inc. do?
Osaic Financial Services, Inc. operates as a diversified financial services company, providing advisory, brokerage, and investment banking services. The company's business model encompasses generating revenue through commissions on securities transactions, fees from advisory services, and fees from investment banking services. It serves individual investors, institutional investors, insurance providers, and corporations, offering a comprehensive suite of financial solutions.
What are the main risks for LTSAP?
The main risks for Osaic Financial Services, Inc. include increasing competition from fintech companies, which could erode market share. Regulatory changes and compliance costs pose ongoing challenges. Economic downturns and market volatility can negatively impact revenue and profitability. Cybersecurity risks and data breaches are also significant concerns. The company's dependence on market conditions and investor sentiment adds to its vulnerability.
What are the key factors to evaluate for LTSAP?
Evaluate LTSAP on fundamentals, analyst consensus, and risk factors. Osaic Financial Services, Inc. presents a mixed investment thesis. Not financial advice.
How frequently does LTSAP data refresh on this page?
LTSAP's price was last updated on Aug 21, 2026 and refreshes on page view during U.S. market hours — it is not a real-time exchange feed. Fundamentals update after quarterly filings; the MoonshotScore recalculates nightly; news aggregates continuously.
What has driven LTSAP's recent stock price performance?
Osaic Financial Services, Inc. (LTSAP) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Diversified revenue streams across multiple segments. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider LTSAP overvalued or undervalued right now?
Osaic Financial Services, Inc. (LTSAP) has no trailing P/E available here, so lean on price-to-sales and cash flow in the Financials tab. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
How do I research LTSAP before investing?
Before investing in Osaic Financial Services, Inc. (LTSAP), research these four areas: (1) the company's revenue model and competitive position (see Company Overview), (2) financial health through revenue growth, margins, and cash flow (see MoonshotScore), (3) analyst consensus ratings and price targets (see Analyst tab), and (4) specific risk factors that could impact the stock (see Risk Factors section).
Why might investors consider adding LTSAP to a portfolio?
Key strength of Osaic Financial Services, Inc. (LTSAP): Diversified revenue streams across multiple segments. Weigh rewards against risks and diversify. Not financial advice.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- Financial data is based on the most recent available information.
- OTC market data may be limited and less reliable than exchange-listed data.
- AI analysis is pending and may provide additional insights.