5 analysts' median target is $84[FMP target], stock is $78, +7.0% upside potential. After Q1 +11.6% EPS beat[FMP earnings], the stock moved +5.3%.
A- = MoonshotScore 33[multi-pillar formula] + Council 2/6[6-lens rule]. Form 4: 0 transactions[FMP Form 4].
Q1 consensus: revenue $7.2B[FMP est], EPS $1.97[FMP est]. 5 consecutive quarters of beat[FMP earnings].
Q1 EPS +11.6% beat[FMP] but the stock +5.3% D+1[FMP D+1]. Keith Walsh promised $0 CapEx + a sequential decline in Q1 during the Q1 earnings call[Keith Walsh capex transcript].
Watchlist
General Insurance Growth
general_insurance_growth
General Insurance net premiums written increased 18% year-over-year.
"In the first quarter, General Insurance net premiums written increased 18% year-over-year on a constant dollar basis, driven by our Global Commercial Insurance business, which increased 21% year-over-year and our Global Personal Insurance business, which increased 11% year-over-year."
- Peter Zaffino, CEO - Q1 FY26 Earnings Call - May 1, 2026
Ai Underwriting Impact
ai_underwriting_impact
In Lexington middle market property, AIG Assist has helped deliver a 30% improvement on quoting more submissions, reduced time to quote for the underwriters by 55% and increased binding of submissions by approximately 40%.
"In Lexington middle market property, which is an area we have targeted for growth, AIG Assist has helped deliver a 30% improvement on quoting more submissions, reduced time to quote for the underwriters by 55% and increased binding of submissions by approximately 40%."
- Peter Zaffino, CEO - Q1 FY26 Earnings Call - May 1, 2026
Dividend Increase
dividend_increase
The AIG Board of Directors approved an 11% increase in our quarterly dividend to $0.50 per share starting in the second quarter of 2026.
"As we announced yesterday, the AIG Board of Directors approved an 11% increase in our quarterly dividend to $0.50 per share starting in the second quarter of 2026."
- Peter Zaffino, CEO - Q1 FY26 Earnings Call - May 1, 2026
Shareholder Capital Return
shareholder_capital_return
During the quarter, the company returned $760 million of capital to shareholders, including $519 million of share repurchases and $241 million of dividends.
"During the quarter, we returned $760 million of capital to shareholders, including $519 million of share repurchases and $241 million of dividends."
- Peter Zaffino, CEO - Q1 FY26 Earnings Call - May 1, 2026
Global Personal Insurance Improvement
global_personal_insurance_improvement
Significant improvement was achieved in the Global Personal Insurance business, with the accident year combined ratio as adjusted improving 570 basis points to 89.9%.
"The accident year combined ratio as adjusted improved 570 basis points to 89.9%."
- Peter Zaffino, CEO - Q1 FY26 Earnings Call - May 1, 2026
Expense Ratio Improvement
expense_ratio_improvement
The expense ratio was 29.3%, an improvement of 120 basis points year-over-year.
"The expense ratio was 29.3%, an improvement of 120 basis points year-over-year."
- Peter Zaffino, CEO - Q1 FY26 Earnings Call - May 1, 2026
Stock Expert AI - Methodology
multi-pillar methodology. Price Momentum strong. Revenue Growth weak.
How is it calculated? ->6 investor frameworks. 2 bullish (Ray Dalio, Ken Griffin), 0 bearish (none), 4 neutral (Jim Simons, Klarman, Buffett, Munger).
How is it calculated? ->Quality business, trading at fair value.
How is it calculated? ->Past Performance
Q1 (May 1, 2026): EPS $2.11 vs $1.89 est[FMP], +11.6% beat. D+1 movement: +5.3%[FMP D+1]. Decline despite beat - market reacted to guidance, not numbers.
Q1: EPS $2.11 vs $1.89 beat[FMP], stock +5.3% D+1[FMP].
No RPO/backlog concentration disclosed in Q1 earnings call.
Q1 CapEx $0[FMP cashflow]. Q1 op margin 14.8%[FMP op margin] - this level in Q1 is sensitive to CapEx revision risk.
Not advice - a structural framework for earnings night. Decision discipline is yours.
Market Outlook
You read it in 5 minutes. When the numbers come out on Wednesday evening - you know what you're looking at.
Data arrives at night. The framework is ready now.
Data arrives on Wednesday evening. The framework is ready on this page: Q1 EPS threshold $1.97[FMP], CapEx threshold "below $0"[Keith Walsh]. Two anchors, three scenarios.
Comparison Stock Expert AI Pro $24/month ($240/year), 77% cheaper than the total of three earnings-tracking tools ($1,059/year -> $240/year).
Seeking Alpha $299/yr - analyst opinions + earnings coverage TipRanks $360/yr - Smart Score (1-10) + analyst consensus + insider trades Trendspider $400/yr - AI pattern detection + automated TA + multi-timeframe alerts
Prices as of April 2026. Sources: seekingalpha.com/subscriptions - tipranks.com/pricing - trendspider.com/pricing
Stock Expert AI Pro: $24/month ($240/year). Council 7-lens analysis + MoonshotScore multi-pillar + Insider tracker + Technical levels - all in one platform, for every stock.
Educational tool, not investment advice. Past performance does not guarantee future results.
Calendar
DATA GAP: Events not in the FMP /stable/calendar feed - Investor day, analyst day, product launches, regulatory dates. These require company IR page scraping or manual calendar entry.
This American International Group, I (AIG) earnings preview covers the analyst consensus, key catalysts, and what to watch on the earnings call.
Consensus EPS, revenue guidance, segment growth rates, and the tone of management commentary — the full breakdown with sources is on this page.
Figures are sourced from Financial Modeling Prep (FMP) fundamentals and consensus data plus official earnings-call transcripts; derived metrics are labeled with their source next to each figure.
No. This page is educational research, not investment advice. It summarizes analyst consensus and company data; consult a licensed financial advisor before making any investment decision.