1 analysts' median target is $248[FMP target], stock is $240, +3.5% upside potential. After Q1 +12.5% EPS beat[FMP earnings], the stock moved -0.2%.
A = MoonshotScore 60[9-pillar formula] + Council 3/6[6-lens rule]. Form 4: 0 transactions[FMP Form 4].
Q1 consensus: revenue $3.4B[FMP est], EPS $5.21[FMP est]. 8 consecutive quarters of beat[FMP earnings].
Q1 EPS +12.5% beat[FMP] but the stock -0.2% D+1[FMP D+1]. Keith Meier promised $47.7M CapEx + a sequential decline in Q1 during the Q1 earnings call[Keith Meier capex transcript].
Watchlist
Lifestyle Growth Outlook
lifestyle_growth_outlook
Assurant is increasing its outlook for Lifestyle growth to approximately 10%, reflecting strong first quarter results.
"We're increasing our outlook for Lifestyle and now expect growth of approximately 10%, reflecting our strong first quarter results."
- Keith Meier, CFO - Q1 FY26 Earnings Call - May 6, 2026
Cat Reinsurance Premiums
cat_reinsurance_premiums
In terms of costs, our 2026 catastrophe reinsurance premiums are estimated to be approximately $180 million, compared to approximately $200 million in 2025.
"In terms of costs, our 2026 catastrophe reinsurance premiums are estimated to be approximately $180 million, compared to approximately $200 million in 2025."
- Keith Meier, CFO - Q1 FY26 Earnings Call - May 6, 2026
Connected Living Growth
connected_living_growth
Connected Living results for the year will benefit from continued optimization of new programs, expansion with existing clients and contributions from recently announced new programs and capabilities, demonstrating the returns we've achieved through previous investments.
"Connected Living results for the year will benefit from continued optimization of new programs, expansion with existing clients and contributions from recently announced new programs and capabilities, demonstrating the returns we've achieved through previous investments."
- Keith Meier, CFO - Q1 FY26 Earnings Call - May 6, 2026
Share Repurchase Increase
share_repurchase_increase
For 2026, Assurant now expects share repurchases of $300 million to $350 million, which is at the high end of our initial range from the beginning of the year and is subject to M&A and other market conditions.
"For 2026, we now expect share repurchases of $300 million to $350 million, which is at the high end of our initial range from the beginning of the year and is subject to M&A and other market conditions."
- Keith Meier, CFO - Q1 FY26 Earnings Call - May 6, 2026
Global Auto Growth
global_auto_growth
Global Auto is expected to grow from higher investment income, continued loss improvement and growth of global partnerships.
"Global Auto is expected to grow from higher investment income, continued loss improvement and growth of global partnerships."
- Keith Meier, CFO - Q1 FY26 Earnings Call - May 6, 2026
Housing Earnings Outlook
housing_earnings_outlook
Assurant now expects Global Housing earnings to decline only modestly excluding cats, absent prior year development.
"Our outlook has improved, and we now expect earnings to decline only modestly excluding cats."
- Keith Meier, CFO - Q1 FY26 Earnings Call - May 6, 2026
Stock Expert AI - Methodology
9-pillar methodology. Gross Margin and Cash Runway strong. Operating Leverage weak.
How is it calculated? ->6 investor frameworks. 3 bullish (Ray Dalio, Ken Griffin, Buffett), 0 bearish (none), 3 neutral (Jim Simons, Klarman, Munger).
How is it calculated? ->Quality business, trading at fair value.
How is it calculated? ->Past Performance
Q1 (May 6, 2026): EPS $5.95 vs $5.29 est[FMP], +12.5% beat. D+1 movement: -0.2%[FMP D+1]. Decline despite beat - market reacted to guidance, not numbers.
Q1: EPS $5.95 vs $5.29 beat[FMP], stock -0.2% D+1[FMP].
No RPO/backlog concentration disclosed in Q1 earnings call.
Q1 CapEx $47.7M[FMP cashflow]. Q1 op margin 9.8%[FMP op margin] - this level in Q1 is sensitive to CapEx revision risk.
Not advice - a structural framework for earnings night. Decision discipline is yours.
Market Outlook
You read it in 5 minutes. When the numbers come out on Tuesday evening - you know what you're looking at.
Data arrives at night. The framework is ready now.
Data arrives on Tuesday evening. The framework is ready on this page: Q1 EPS threshold $5.21[FMP], CapEx threshold "below $47.7M"[Keith Meier]. Two anchors, three scenarios.
Comparison Stock Expert AI Pro $24/month ($240/year), 77% cheaper than the total of three earnings-tracking tools ($1,059/year -> $240/year).
Seeking Alpha $299/yr - analyst opinions + earnings coverage TipRanks $360/yr - Smart Score (1-10) + analyst consensus + insider trades Trendspider $400/yr - AI pattern detection + automated TA + multi-timeframe alerts
Prices as of April 2026. Sources: seekingalpha.com/subscriptions - tipranks.com/pricing - trendspider.com/pricing
Stock Expert AI Pro: $24/month ($240/year). Council 7-lens analysis + MoonshotScore 9-pillar + Insider tracker + Technical levels - all in one platform, for every stock.
Educational tool, not investment advice. Past performance does not guarantee future results.
Calendar
DATA GAP: Events not in the FMP /stable/calendar feed - Investor day, analyst day, product launches, regulatory dates. These require company IR page scraping or manual calendar entry.
This AIZ (AIZ) earnings preview covers the analyst consensus, key catalysts, and what to watch on the earnings call.
Consensus EPS, revenue guidance, segment growth rates, and the tone of management commentary — the full breakdown with sources is on this page.