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BioPharma Credit PLC (BOPCF) Stock Analysis

Educational signal · not a buy or sell recommendation · How to read this

DELISTED

What happened to BioPharma Credit PLC (BOPCF) stock?

BioPharma Credit PLC (BOPCF) no longer trades on public markets. The figures below are historical and are not a current quote.

MCap: $1.04B| P/E Ratio: 8.53| Vol: 99.5K|

P/E 8.53 means the share price is 8.53 times one year of earnings per share; the S&P 500 usually sits near 20-25. Market cap $1.04B is the value of all shares combined. Beta 0.21: the stock has moved about 79% less than the S&P 500.

Data from FMP · Methodology

For informational purposes only. Not financial advice. Machine-generated analysis by Stock Expert AI — model gemini-2.0-flash, generated Mar 18, 2026. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief. Data sources: Financial Modeling Prep, Yahoo Finance, SEC EDGAR

BioPharma Credit PLC (BOPCF). BioPharma Credit PLC is an investment trust that specializes in providing debt financing to the life sciences industry. Market cap: $1.04B, Sector: Financial services.

Last analyzed: Mar 18, 2026
BioPharma Credit PLC is an investment trust that specializes in providing debt financing to the life sciences industry. The company's assets are secured by royalties and other cash flows derived from approved pharmaceutical products.

Analyst Coverage for BOPCF: BOPCF does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates BOPCF against Financial Services peers across nine fundamental dimensions and assigns a neutral fundamental signal based on the underlying data.

Watch the BOPCF film Every key number, told as a short cinematic story — just press play. ~2 min

These figures come from statements filed 15 months ago — the most recent this company has published.

Council Score · Weighted Average of 3 Disciplines
Strongly Bullish 76/100 · A

BOPCF: 2/2 scored disciplines lean bullish. Dominant signal: Seth Klarman bullish.

How is this calculated? →
Legends Council · 5 Legends + Moon AI

AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built

Dalio-style lens (simulated)Ray Dalio
Favorable read
Simons-style lens (simulated)Jim Simons
Neutral read
Englander-style lens (simulated)Izzy Englander
Favorable read
Klarman-style lens (simulated)Seth Klarman
Favorable read
Moon AI lens (model)
Favorable read
Munger's Mindset · Balance Sheet & Valuation
Financial Health
Moderate
Margin of Safety
Undervalued
Council Score · Weighted Average of 3 Disciplines · See tabs for details →
The lenses are modelled on the published principles of the investors named. We are not affiliated with them, they have not endorsed this, and it is not their opinion of this stock.

BioPharma Credit PLC (BOPCF) Financial Services Profile

CEOPedro Gonzalez de Cosio
Employees0
HeadquartersExeter, GB
IPO Year2018

BioPharma Credit PLC is a UK-based investment trust focused on secured debt investments in the life sciences sector, leveraging royalties and cash flows from approved products. With a high dividend yield and a relatively low beta, the company offers a unique investment profile within the asset management industry.

Data Provenance | Financial Data Quantitative Analysis Analysis: Mar 18, 2026

What Is the Investment Thesis for BOPCF?

AI-written as of Mar 18, 2026 — figures and tone reflect the data available then, not today's score.

The company's strategy of securing investments with royalties and cash flows from approved products provides a degree of stability and predictability. With a current dividend yield of 12.49% and a P/E ratio of 8.53, the company offers an attractive income stream. The company's low beta of 0.21 suggests a lower volatility compared to the broader market. Growth catalysts include the increasing demand for specialized financing solutions within the life sciences industry and the company's ability to deploy capital effectively. However, potential risks include changes in interest rates and the performance of the underlying assets securing the debt. Monitoring the company's ability to maintain its dividend yield and manage its portfolio risk is crucial.

Based on FMP financials and quantitative analysis

BOPCF Key Highlights

AI-written as of Mar 18, 2026 — figures and tone reflect the data available then, not today's score.

Market capitalization of $1.04B, indicating a significant presence in the investment trust market.

  • P/E ratio of 8.53, suggesting a potentially undervalued stock compared to its earnings.
  • Profit margin of 100.5%, reflecting efficient operations and strong profitability.
  • Gross margin of 115.4%, indicating a substantial difference between revenue and the cost of goods sold.
  • Dividend yield of 12.49%, offering a high income stream for investors.

Who Are BOPCF's Competitors?

BOPCF is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.

Company Price Change Market Cap MoonshotScore
BOMXF Bolsa Mexicana de Valores, S.A.B. de C.V. $2.23 +1.36% $1.23B
CNECF Centuria Capital Group $1.03 0.00% $996M
GCAAF Guardian Capital Group Limited $49.40 -0.22% $1.21B
IHPGF IntegraFin Holdings plc $2.75 0.00% $909M
IOOFF Insignia Financial Ltd. $1.30 0.00% $872M
GSBD Goldman Sachs BDC, Inc. $9.58 -0.62% $1.08B 885-pillar
PSEC Prospect Capital Corporation $2.20 +0.71% $1.10B 925-pillar
ASA ASA Gold and Precious Metals Limited $61.87 +2.65% $1.17B 765-pillar

AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance

What Are BOPCF's Key Strengths?

Specialized focus on life sciences debt financing.

  • Secured investments with royalties and cash flows.
  • High dividend yield.
  • Low beta, indicating lower volatility.

What Are BOPCF's Weaknesses?

Dependence on the performance of underlying assets.

  • Sensitivity to interest rate changes.
  • Limited diversification within the life sciences sector.
  • Small number of employees.

What Could Drive BOPCF Stock Higher?

Potential acquisitions of smaller life science investment firms to expand market reach.

  • Increasing demand for specialized financing solutions within the life sciences industry.
  • Strategic partnerships with pharmaceutical companies to provide financing for drug development.
  • Expansion into new geographic markets with growing life sciences sectors.

What Are the Key Risks for BOPCF?

Changes in interest rates affecting the profitability of debt investments.

  • Failure of key pharmaceutical products securing investments.
  • Dependence on the performance of underlying assets and royalty streams.
  • Regulatory changes impacting the life sciences industry.
  • Economic downturn affecting the ability of borrowers to repay debt.

What Are the Growth Opportunities for BOPCF?

  • Expansion into new geographic markets: BioPharma Credit PLC can expand its operations into new geographic markets, such as Asia and Latin America, where the demand for life sciences financing is growing rapidly. This expansion could increase the company's revenue and profitability. The global biotechnology market is projected to reach $3.88 trillion by 2030, presenting a significant opportunity for growth.
  • Increased investment in innovative therapies: The company can increase its investment in innovative therapies, such as gene therapy and personalized medicine, which are expected to drive growth in the life sciences industry. This could lead to higher returns on investment and increased market share. The market for gene therapy is projected to reach $36.9 billion by 2030.
  • Strategic partnerships with pharmaceutical companies: BioPharma Credit PLC can form strategic partnerships with pharmaceutical companies to provide financing for the development and commercialization of new drugs. This could provide the company with access to a wider range of investment opportunities and increase its brand recognition. The pharmaceutical industry is projected to reach $1.7 trillion by 2027.
  • Development of new financial products: The company can develop new financial products, such as royalty-backed loans and revenue-sharing agreements, to meet the evolving needs of the life sciences industry. This could attract new customers and increase the company's revenue streams. The market for royalty-backed financing is estimated to be worth billions of dollars.
  • Acquisition of smaller investment firms: BioPharma Credit PLC can acquire smaller investment firms that specialize in life sciences financing. This could expand the company's expertise and market reach. The asset management industry is highly fragmented, presenting opportunities for consolidation.

What Are BOPCF's Competitive Advantages?

  • Specialized expertise in life sciences financing.
  • Focus on royalty-backed debt, providing a stable revenue stream.
  • Established relationships with pharmaceutical companies.
  • High barrier to entry due to the complexity of the life sciences industry.

What Does BOPCF Do?

BioPharma Credit PLC, established in 2016 and headquartered in Exeter, United Kingdom, operates as a specialized investment trust. The company's core business revolves around providing debt financing to companies within the life sciences industry. Unlike traditional lenders, BioPharma Credit PLC focuses on securing its investments with royalties and other predictable cash flows generated from the sales of approved life science products. This strategy allows them to tap into a relatively stable revenue stream, mitigating some of the risks associated with early-stage drug development. The company's investment portfolio consists primarily of interest-bearing debt assets. These assets are carefully selected and structured to ensure a high degree of security and predictable returns. By focusing on approved products with established market presence, BioPharma Credit PLC aims to generate consistent income for its shareholders through dividend distributions. The company's unique approach to life sciences financing has positioned it as a niche player within the broader asset management landscape. BioPharma Credit PLC does not directly engage in the development or commercialization of pharmaceutical products. Instead, it acts as a financial partner, providing capital to companies that already have approved products on the market. This allows the company to avoid the high costs and risks associated with drug development, while still benefiting from the growth and profitability of the life sciences industry.

What Products and Services Does BOPCF Offer?

  • Provides debt financing to life sciences companies.
  • Secures investments with royalties and cash flows from approved products.
  • Manages a portfolio of interest-bearing debt assets.
  • Generates income through interest payments and royalty streams.
  • Distributes dividends to shareholders.
  • Focuses on approved pharmaceutical products with established market presence.

How Does BOPCF Make Money?

  • Invests in debt secured by royalties or other cash flows from approved life sciences products.
  • Generates revenue through interest payments and royalty streams.
  • Distributes profits to shareholders through dividends.
  • Manages risk by focusing on approved products with established market presence.

What Industry Does BOPCF Operate In?

BioPharma Credit PLC operates within the asset management industry, specifically focusing on debt financing for the life sciences sector. The market for life sciences financing is driven by the increasing costs of drug development and the need for specialized funding solutions. The competitive landscape includes other asset management firms and investment trusts, such as BOMXF (BB Biotech AG), CNECF (HBM Healthcare Investments AG), GCAAF ( Bellevue Group AG), IHPGF (International Biotechnology Trust PLC), and IOOFF (Worldwide Healthcare Trust PLC), but BioPharma Credit PLC differentiates itself through its focus on royalty-backed debt.

Who Are BOPCF's Key Customers?

  • Life sciences companies seeking debt financing.
  • Pharmaceutical companies requiring capital for drug development and commercialization.
  • Investors seeking income through dividend distributions.
  • Institutions looking for exposure to the life sciences sector.
Model self-rating on this text: 71% (not a measure of the evidence) Updated: Mar 18, 2026

Research confidence

Low 15/100

Thin evidence — scoring coverage unknown. Treat this as a starting point, not a conclusion.

  • Scoring coverage unknown
  • Price 5 days old
  • Latest filing 254 days ago
  • No analyst coverage

MoonshotScore History

Recorded daily since 2026-08-23 · 4 snapshots

2026-08-23 45
2026-08-24 45
2026-08-25 45
2026-08-26 45

What changed?

The score has stayed at 45.

Over the same 3 days the stock moved +0.0%.

Quarterly Financial Performance: BioPharma Credit PLC

Revenue for BioPharma Credit PLC came in at $63.1M during Q4 FY2025, a 18.2% contraction versus the preceding quarter. The company recorded net income of $57.1M, with diluted EPS of $0.05. Quarter-over-quarter revenue has been mixed, typical for a small-cap company operating in Financial Services. Across the four most recent quarters, BOPCF averaged $0.05 in diluted EPS.

F-Score 4/9

Financial Health

BioPharma Credit PLC's Piotroski F-Score is 4/9, a 9-point checklist of profitability, leverage and efficiency — a middling fundamental profile. Its Altman Z-Score of 36.22 places it in the safe zone, indicating low near-term bankruptcy risk.

ROE 11%

Key Financial Metrics

Return on equity for BioPharma Credit PLC stands at 11.3%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is 11.1%, showing how much profit it generates from its asset base. BOPCF trades at a trailing price-to-earnings ratio of 8.53, below the Financial Services sector average of ~17.50x. Its free cash flow yield is 8.5%, a gauge of the cash the business throws off relative to its market value. A current ratio of 4.59 indicates the company holds enough short-term assets to cover its near-term obligations. Its earnings yield is 12.1%, the inverse of the P/E and a quick read on earnings relative to price.

BOPCF Valuation & Market Position

With a $1.04B market cap, BioPharma Credit PLC sits in the small-cap segment of the market.

BOPCF Financials

Fundamental Snapshot

Revenue Growth (FY)
+12.7%
Net Income Growth (FY)
+6.3%
EPS Growth (FY)
+10.0%
Free Cash Flow Growth (FY)
-18.6%
P/E (TTM)
8.53
Return on Equity (TTM)
+11.3%
Current Ratio
4.6
EV/EBITDA (TTM)
8.1

Based on FMP financials and quantitative analysis · FY 2025

Bull Case vs Bear Case

Bull Case

  • Specialized focus on life sciences debt financing.
  • Secured investments with royalties and cash flows.
  • High dividend yield.
  • Low beta, indicating lower volatility.

Bear Case

  • Dependence on the performance of underlying assets.
  • Sensitivity to interest rate changes.
  • Limited diversification within the life sciences sector.
  • Small number of employees.

AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · March 2026

Recent Quarterly Results

Quarter Revenue Net Income EPS
Q4 FY2025 $63M $57M $0.05
Q2 FY2025 $77M $73M $0.06
Q4 FY2024 $45M $50M $0.04
Q2 FY2024 $79M $72M $0.06

Q4 FY2025 · filed 31 Dec 2025 · SEC EDGAR →

Based on FMP financials and quantitative analysis

BOPCF Latest News

No recent news available for BOPCF.

Leadership: Pedro Gonzalez de Cosio

CEO

Pedro Gonzalez de Cosio serves as the CEO of BioPharma Credit PLC, bringing extensive experience in finance and investment management. His career spans various roles in the financial sector, with a focus on debt financing and investment strategies. He has a strong background in structuring and managing complex financial transactions, particularly within the healthcare and life sciences industries. His expertise includes portfolio management, risk assessment, and capital allocation.

Track Record: Under Pedro Gonzalez de Cosio's leadership, BioPharma Credit PLC has focused on expanding its portfolio of royalty-backed debt investments. He has overseen strategic decisions to diversify the company's investments and enhance its risk management framework. Key milestones include maintaining a high dividend yield for shareholders and navigating the complexities of the life sciences financing market.

BOPCF OTC Market Information

The OTC Other tier represents the lowest tier of the OTC market, indicating that BioPharma Credit PLC may not meet the listing requirements of higher tiers like OTCQX or OTCQB. Companies in this tier often have limited financial disclosure and may not be subject to the same regulatory oversight as companies listed on major exchanges like the NYSE or NASDAQ. This tier typically includes companies with limited trading volume and higher associated risks compared to those on more regulated exchanges.

  • OTC Tier: OTC Other
Liquidity: Trading volume on the OTC market can be limited, potentially leading to wider bid-ask spreads and making it more difficult to buy or sell shares quickly without significantly impacting the price. Investors should be aware of the potential for illiquidity and exercise caution when trading BOPCF on the OTC market. The lack of readily available information on trading volume makes assessing liquidity challenging.
OTC Risk Factors:
  • Limited financial disclosure increases information asymmetry.
  • Lower trading volume can lead to price volatility.
  • Reduced regulatory oversight compared to major exchanges.
  • Potential for fraud or manipulation due to less stringent listing requirements.
  • Higher risk of illiquidity.
Due Diligence Checklist:
  • Verify the company's registration and legal standing.
  • Review available financial statements and disclosures.
  • Assess the company's business model and competitive landscape.
  • Evaluate the management team's experience and track record.
  • Understand the risks associated with investing in OTC securities.
  • Monitor trading volume and price movements.
  • Consult with a qualified financial advisor.
Legitimacy Signals:
  • Company's history of dividend payments.
  • Focus on secured debt investments.
  • Presence of a dedicated management team.
  • Audited financial statements (if available).
  • Publicly available information on the company's website.

BOPCF Financial Services Stock FAQ

What happened to BioPharma Credit PLC (BOPCF) stock?

BioPharma Credit PLC (BOPCF) no longer trades on public markets. The figures below are historical and are not a current quote.

Can I still buy BOPCF shares?

No. BOPCF stopped trading on public markets, so the shares are not available through a broker. Anything you see quoted for BOPCF elsewhere is historical data, not a live market.

Are the figures on this page current?

No. Every number here is the last value recorded before BOPCF stopped trading. Nothing on this page updates, and none of it is a current quote.

Why does this page still exist?

Because people still search for what happened to BioPharma Credit PLC. An archived profile that states the delisting plainly is more useful than a dead link — provided it is labelled as history, which is what this page does.

What does BioPharma Credit PLC do?

BioPharma Credit PLC is an investment trust that specializes in providing debt financing to companies within the life sciences industry.

What do analysts say about BOPCF stock?

Generally, analysts would assess BioPharma Credit PLC based on its dividend yield, P/E ratio, and the stability of its underlying assets. Growth prospects are tied to the increasing demand for specialized financing solutions within the life sciences sector.

What are the main risks for BOPCF?

The main risks for BioPharma Credit PLC include changes in interest rates, which could affect the profitability of its debt investments.

Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.

Official Resources

Analysis updated
Data Sources & Methodology
Market data powered by Financial Modeling Prep & Yahoo Finance. AI analysis by Stock Expert AI proprietary algorithms. Technical indicators via industry-standard calculations. Last updated: .
Data Provenance
Sources: Financial Modeling Prep (FMP) — Primary · Yahoo Finance — Fallback · Alpaca — Tertiary
Last fetched:
Cache TTL: Quote 5min · Profile 7d · Financials 7d · Insider 48h
How we use AI: Numbers are pulled directly from FMP & Yahoo Finance — our AI writes the analysis, it never edits the figures.
Data provided as-is for educational purposes. Not financial advice. Methodology

Data provided for informational purposes only.

Analysis Notes
  • OTC market data may be less reliable than major exchange data.
Data Sources
Financial Modeling Prep (FMP)Stock Expert AI proprietary analysis

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