Cashmere Valley Bank (CSHX) Stock Analysis
Educational signal · not a buy or sell recommendation · How to read this
P/E 12.59 means the share price is 12.59 times one year of earnings per share; the S&P 500 usually sits near 20-25. Market cap $338M is the value of all shares combined.
For informational purposes only. Not financial advice. Machine-generated analysis by Stock Expert AI. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief. Data sources: Financial Modeling Prep, Yahoo Finance, SEC EDGAR
Quick AnswerCashmere Valley Bank (CSHX) trades at $91.00 with MoonshotScore 57/100 (Grade B). Cashmere Valley Bank, a state chartered bank, provides banking products and services to small and middle-market businesses, and retail customers.
Price as of Sep 10, 2026 · Last analyzed: Sep 3, 2026Cashmere Valley Bank, a state chartered bank, provides banking products and services to small and middle-market businesses, and retail customers. It offers checking and savings accounts; personal, auto, boat, RV, and home equity loans, as well as mortgages; business loans comprising commercial real estate loans, commercial loans, operating lines of credit, and small business administration loans; equipment financing; credit cards; and wealth management, merchant, and treasury services. The company also provides banking and financing solutions for local municipalities, including banking services, privately-placed bonds and notes, municipal credit cards, and interim-financings in connection with rural development projects. In addition, it offers brokers personal and commercial lines of insurance, such as property, casualty, life, and health insurance products; and telephone, mobile, and online banking services, as well as bill payment services. The company serves customers through a network of 11 branches in North Central Washington.
Analyst Coverage for CSHX: CSHX does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates CSHX against Financials peers across nine fundamental dimensions and assigns a mixed fundamental profile based on the underlying data.
CSHX: 2/3 scored disciplines lean bullish. Dominant signal: Ray Dalio bullish.
How is this calculated? →AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built
Why this analysis is different
- A 9-signal quantitative MoonshotScore built from filings, insider activity, and market data — computed from the numbers, not from opinion.
- An AI Council read across up to eight perspectives — value, macro, quantitative, and momentum lenses — that shows where they disagree instead of averaging the tension away.
- Figures come straight from FMP and Yahoo Finance filings data. The AI writes the narrative around the numbers — it never edits the numbers.
Cashmere Valley Bank Company Overview
Who Are CSHX's Competitors?
CSHX is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | MoonshotScore |
|---|---|---|---|---|
| NECB Northeast Community Bancorp, Inc. | $26.95 | +0.60% | $372M | 915-pillar |
| NWFL Norwood Financial Corp. | $34.26 | -0.47% | $373M | 925-pillar |
| CFFI C&F Financial Corporation | $93.79 | +0.15% | $305M | 915-pillar |
| BPRN Princeton Bancorp, Inc. | $43.13 | -0.96% | $294M | 905-pillar |
| FNLC The First Bancorp, Inc. | $34.83 | -0.47% | $393M | 915-pillar |
| ATLO Ames National Corporation | $32.34 | +1.63% | $286M | 915-pillar |
| CZFS Citizens Financial Services, Inc. | $83.12 | +0.69% | $399M | 905-pillar |
| PKBK Parke Bancorp, Inc. | $34.59 | +1.95% | $410M | 915-pillar |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are the Key Risks for CSHX?
Financial-distress signal — its Altman Z-Score of 0.38 sits in the distress zone (elevated bankruptcy risk).
Research confidence
Enough evidence to be useful, with gaps worth knowing about.
- ● Scoring coverage unknown
- ● Price is current
- ● Latest filing 73 days ago
- ● No analyst coverage
Why 57?
This rating comes from our nine-signal model, which produces a score but not a per-factor breakdown. The sector-relative five-pillar model, which explains its own contributions, does not cover this listing yet. How the score is built →
MoonshotScore History
Recorded daily since 2026-08-23 · 19 snapshots
| 2026-08-23 | 57 |
| 2026-08-26 | 57 |
| 2026-08-29 | 57 |
| 2026-09-01 | 57 |
| 2026-09-04 | 57 |
| 2026-09-07 | 57 |
| 2026-09-10 | 57 |
What changed?
The score has stayed at 57.
Over the same 18 days the stock moved -1.1%.
CSHX Revenue & Earnings Trend
In Q2 FY2026, CSHX generated $30.8M in top-line revenue, marking a sequential increase of 1.5%. The company recorded net income of $6.9M, with diluted EPS of $1.88. Quarter-over-quarter revenue has been mixed, typical for a small-cap company operating in its sector. Across the four most recent quarters, CSHX averaged $1.80 in diluted EPS.
Cashmere Valley Bank (CSHX) Valuation Context
Valued at $338M, CSHX is classified as a small-cap stock. Relative to its peer group, CSHX's quantitative score of 57/100 is below the peer average of 91/100.
Key Financial Metrics
Return on equity for Cashmere Valley Bank stands at 11.0%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is 1.2%, showing how much profit it generates from its asset base. CSHX trades at a trailing price-to-earnings ratio of 12.59, below the broad market's ~20-25x average. A current ratio of 0.41 means current liabilities exceed short-term assets, a liquidity point worth watching. Its earnings yield is 9.3%, the inverse of the P/E and a quick read on earnings relative to price.
Financial Health
Cashmere Valley Bank's Piotroski F-Score is 5/9, a 9-point checklist of profitability, leverage and efficiency — a middling fundamental profile. Its Altman Z-Score of 0.38 places it in the distress zone, a signal of elevated financial risk.
CSHX Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis · FY 2025
Recent Quarterly Results
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q2 FY2026 | $31M | $7M | $1.88 |
| Q1 FY2026 | $30M | $6M | $1.54 |
| Q4 FY2025 | $32M | $7M | $1.81 |
| Q3 FY2025 | $31M | $8M | $1.97 |
Q2 FY2026 · filed 30 Jun 2026 · Financial Modeling Prep
Based on FMP financials and quantitative analysis
CSHX Latest News
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Embattled bank names next CEO after investor challenge
Yahoo! Finance: CSHX News · Aug 25, 2026
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Cashmere Valley Bank Board Selects Len Devaisher as Next President and Chief Executive Officer
accessnewswire.com · Aug 18, 2026
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Activist investor prods Washington bank to sell
Yahoo! Finance: CSHX News · Jul 29, 2026
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Cashmere Valley Bank Board of Directors Comments on Shareholder Communications
accessnewswire.com · Jul 23, 2026
CSHX Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations collected by Financial Modeling Prep for CSHX.
Price Targets
Wall Street price target analysis for CSHX.
CSHX MoonshotScore
What does this score mean?
MoonshotScore is Stock Expert AI's proprietary 0-100 research rating, not a buy or sell recommendation. CSHX scores 57/100 (Grade B): the number comes from the legacy nine-factor engine (quantitative signals from revenue growth to news sentiment), written once, not refreshed.
Latest News
Embattled bank names next CEO after investor challenge
Cashmere Valley Bank Board Selects Len Devaisher as Next President and Chief Executive Officer
Activist investor prods Washington bank to sell
Cashmere Valley Bank Board of Directors Comments on Shareholder Communications
CSHX OTC Market Information
CSHX trades on the OTC Other market tier of OTC Markets.
- OTC Tier: OTC Other
Investor Questions: CSHX Stock
What does the AI Score mean for CSHX?
CSHX holds an AI Score of 57/100 (Grade: B). This is an educational research signal, not a buy or sell recommendation. The number comes from the legacy nine-factor engine (quantitative signals from revenue growth to news sentiment), written once, not refreshed.
Is CSHX a good stock?
Stock Expert AI does not rate CSHX buy, sell or hold. Cashmere Valley Bank carries a MoonshotScore of 57/100 on the legacy nine-factor engine, a research rating against its peers. Whether it fits is your call: check what it sells, whether it earns, what the price assumes, and what would prove you wrong.
What are the key factors to evaluate for CSHX?
Cashmere Valley Bank (CSHX) holds an AI score of 57/100 (moderate). P/E: 12.59x vs the S&P 500's ~20-25x. Not financial advice.
How frequently does CSHX data refresh on this page?
CSHX's price was last updated on Sep 10, 2026 and refreshes on page view during U.S. market hours; the quote is a provider snapshot, not an exchange feed. Fundamentals update after quarterly filings; the MoonshotScore recalculates nightly; news aggregates continuously.
What has driven CSHX's recent stock price performance?
Cashmere Valley Bank (CSHX) moves on earnings results, analyst revisions, sector rotation, and market sentiment. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider CSHX overvalued or undervalued right now?
Cashmere Valley Bank (CSHX) trades at 12.59x earnings. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
Can I buy fractional shares of CSHX?
Yes, most major brokerages offer fractional shares of Cashmere Valley Bank (CSHX) with no minimum purchase requirement. This means you can invest any dollar amount regardless of the share price. Check your brokerage platform for specific terms, fees, and fractional share availability.
How can I track CSHX's earnings and financial reports?
Cashmere Valley Bank (CSHX) reports quarterly earnings approximately 4-6 weeks after each fiscal quarter ends. You can track earnings dates, revenue and EPS estimates, and actual results on this page's Financials tab. Earnings surprises (beats or misses) often cause significant short-term price moves. Your brokerage can send alerts for CSHX earnings announcements.
What should investors new to CSHX understand first?
Cashmere Valley Bank (CSHX) is worth researching across volatility, fundamentals, and industry context. Its current AI score is 57/100. With a market cap of $337.73M, its size is a factor in volatility characteristics. The P/E ratio is 12.59x (value-oriented valuation). Start with the Company Overview and MoonshotScore tabs for a structured introduction.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.