IDT Corporation (IDT) Stock Analysis

Why this analysis is different

• A sector-relative MoonshotScore — five pillars (business quality, financial safety, valuation, growth durability, momentum) re-ranked nightly against the full universe of US-listed common stocks.
• An AI Council read across up to eight perspectives — value, macro, quantitative, and momentum lenses — that shows where they disagree instead of averaging the tension away.
• Figures come straight from FMP and Yahoo Finance filings data. The AI writes the narrative around the numbers — it never edits the numbers.

IDT Corporation (IDT) Media & Communications Profile

IDT Corporation delivers communications and payment solutions through its Fintech, net2phone-UCaaS, and Traditional Communications segments. With a focus on international money transfer, cloud communications, and traditional telecom services, IDT serves diverse customer needs while navigating a competitive and evolving market landscape.

What Is the Investment Thesis for IDT?

With a P/E ratio of 21.29 and a profit margin of 6.5%, IDT demonstrates financial stability. Growth catalysts include the expansion of its Fintech segment and the increasing adoption of its net2phone-UCaaS platform. Key risks include competition from larger players and the potential for regulatory changes in the telecommunications and financial services sectors. The company's beta of 0.70 suggests lower volatility compared to the broader market.

Based on FMP financials and quantitative analysis

IDT Key Highlights

Market capitalization of $1.73B, reflecting substantial investor confidence.

• P/E ratio of 21.29, indicating a reasonable valuation relative to earnings.
• Gross margin of 36.9%, demonstrating solid profitability in its core operations.
• Dividend yield of 0.47%, providing a modest income stream for investors.
• Fintech segment growth driven by increased adoption of BOSS Revolution money transfer services.

Who Are IDT's Competitors?

IDT is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.

AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance This table mixes two scoring engines — compare a number only with others carrying the same tag.

What Are IDT's Key Strengths?

Diversified revenue streams across multiple segments.

• Established presence in the international money transfer market.
• Scalable cloud communication platform.
• Experienced management team.

What Are IDT's Weaknesses?

Exposure to regulatory risks in the financial services and telecommunications sectors.

• Intense competition from larger players.
• Dependence on third-party providers for certain services.
• Limited brand recognition in some markets.

What Could Drive IDT Stock Higher?

Continued growth in the Fintech segment driven by increased adoption of digital payment solutions.

• Expansion of the net2phone-UCaaS platform into new markets and customer segments.
• Potential acquisitions of complementary businesses in the communications and payment industries.
• Strategic partnerships to expand market reach and enhance product offerings.

What Are the Key Risks for IDT?

Insider selling — insiders were net sellers of roughly $3.7M recently.

• Regulatory changes in the financial services and telecommunications sectors.
• Intense competition from larger players in the communications and payment industries.
• Economic downturns affecting consumer spending and business investment.
• Technological disruptions in the telecommunications industry.

What Are the Growth Opportunities for IDT?

• Expansion of Fintech Services: IDT can leverage its BOSS Revolution platform to expand its fintech services, including digital wallets, micro-loans, and other financial products. The global remittance market is estimated to reach $1 trillion by 2027, providing a substantial growth opportunity for IDT. Timeline: Ongoing.
• Increased Adoption of net2phone-UCaaS: The growing demand for cloud-based communication solutions presents a significant opportunity for IDT's net2phone-UCaaS segment. The global UCaaS market is projected to reach $70 billion by 2028, driven by the increasing adoption of remote work and the need for integrated communication tools. Timeline: Ongoing.
• Strategic Partnerships and Acquisitions: IDT can pursue strategic partnerships and acquisitions to expand its market reach and enhance its product offerings. Potential targets include companies with complementary technologies or established customer bases in the communications and payment industries. Timeline: Ongoing.
• Mobile Top-Up Services Expansion: IDT can further expand its Mobile Top-Up services to new geographic markets and customer segments. The global mobile top-up market is driven by the increasing adoption of mobile devices and the need for convenient airtime and data recharge options. Timeline: Ongoing.
• Leveraging NRS Platform: IDT can leverage its National Retail Solutions (NRS) platform to offer additional services to retailers, such as data analytics, marketing solutions, and supply chain management tools. This can drive revenue growth and strengthen its relationships with its retail partners. Timeline: Ongoing.

What Are IDT's Competitive Advantages?

• Established brand recognition and customer loyalty in the international money transfer market.
• Proprietary technology and infrastructure for delivering cloud communication services.
• Extensive network of retail partners for mobile top-up and payment services.
• Scalable platform for handling high volumes of international transactions.

What Does IDT Do?

Founded in 1990 and headquartered in Newark, New Jersey, IDT Corporation has evolved into a diversified company operating across the communications and payment industries. Originally focused on providing affordable international calling services, IDT has strategically expanded its offerings through organic growth and acquisitions. The company's Fintech segment, anchored by the BOSS Revolution brand, provides international money remittance and payment transfer services. The net2phone-UCaaS segment delivers cloud communication solutions for businesses, offering services like unified communications and cable telephony. The Traditional Communications segment encompasses mobile top-up services, international long-distance calling, and wholesale carrier services. IDT's evolution reflects its adaptability to changing market dynamics and its commitment to providing innovative solutions to its customers.

What Products and Services Does IDT Offer?

• Provides international money remittance services under the BOSS Revolution brand.
• Offers cloud communication services for businesses through net2phone-UCaaS.
• Enables mobile top-up services for international and domestic mobile accounts.
• Delivers international long-distance calling services via BOSS Revolution Calling.
• Provides wholesale international voice and SMS termination services to telecoms.
• Offers payment processing and digital advertising services to retailers through NRS.

How Does IDT Make Money?

• Generates revenue from transaction fees on international money transfers.
• Earns subscription fees from businesses using its net2phone-UCaaS platform.
• Receives commissions from mobile top-up transactions.
• Derives revenue from wholesale carrier services provided to telecom operators.

What Industry Does IDT Operate In?

IDT Corporation operates in the dynamic telecommunications services industry, characterized by rapid technological advancements and evolving consumer preferences. The market is highly competitive, with established players and emerging disruptors vying for market share. IDT's focus on international communications and payment solutions positions it to capitalize on the growing demand for cross-border transactions and cloud-based communication services. The industry is also subject to regulatory scrutiny, particularly in the areas of data privacy and consumer protection.

Who Are IDT's Key Customers?

• Individuals sending money internationally to family and friends.
• Small and medium-sized businesses using cloud communication services.
• Mobile users seeking to recharge their airtime and data balances.
• Telecom operators requiring wholesale voice and SMS termination services.

IDT Corporation Financial Trajectory

IDT Corporation (IDT) reported $315.7M in revenue for Q3 FY2026, a decline of 1.5% compared to the prior quarter. The company recorded net income of $21.6M, with diluted EPS of $0.87. Revenue has contracted over three consecutive quarters, which investors in this small-cap Communication Services stock should monitor closely. Across the four most recent quarters, IDT averaged $0.81 in diluted EPS.

Company Profile

IDT Corporation operates in the Telecommunications Services industry within the Communication Services sector. It is headquartered in Newark, US. The company is led by CEO Samuel Jonas. IDT has traded publicly since 2001.

How IDT Corporation Is Valued

IDT Corporation carries a market capitalization of $1.73B, placing it in the small-cap category. Relative to its peer group, IDT's quantitative score of 90/100 is above the peer average of 54/100.

Return on equity for IDT Corporation stands at 24.7%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is 11.7%, showing how much profit it generates from its asset base. IDT trades at a trailing price-to-earnings ratio of 21.29, above the Communication Services sector average of ~17.60x. Its free cash flow yield is 4.1%, a gauge of the cash the business throws off relative to its market value. A current ratio of 1.92 indicates the company holds enough short-term assets to cover its near-term obligations. Its earnings yield is 6.1%, the inverse of the P/E and a quick read on earnings relative to price.

IDT Corporation's Piotroski F-Score is 6/9, a 9-point checklist of profitability, leverage and efficiency — a middling fundamental profile. Its Altman Z-Score of 6.57 places it in the safe zone, indicating low near-term bankruptcy risk.

IDT Corporation has beaten Wall Street's EPS estimate in 3 of its last 5 reported quarters — more hits than misses. Reported results have landed about 13.8% below estimates on average.

Over the past six months, IDT Corporation insiders filed 21 SEC Form 4 transactions — 17 sales and 4 purchases. On net that is roughly 77K shares disposed (about $3.7M), a signal worth weighing alongside the fundamentals.

IDT Financials

IDT Latest News

IDT Analyst Consensus

IDT MoonshotScore

IDT Corporation Communication Services Stock: Key Questions Answered

Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.

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