Assurant, Inc. 5.25% Subordinat (AIZN) Stock Price & Analysis
Assurant, Inc. 5.25% Subordinat (AIZN) — MoonshotScore 69/100 (Strong band), calculated Oct 26, 2026. Price $17.10 (0.00%), as of the Oct 23, 2026 trading session; market cap $14.0B. Expected results Nov 3, 2026.
Educational signal · not a buy or sell recommendation · How to read this
Market value / cash and short-term investments: 1.18× (market value Oct 23, 2026; cash Jun 30, 2026) · expected results Nov 3, 2026
Assurant, Inc. 5.25% Subordinat · AIZN · NYSE · Financial Services · Insurance - Property & Casualty
Research dated 2026-09-13: AIZN is a listed subordinated security of Assurant, whose operating earnings come mainly from protection programs for devices, appliances, vehicles and housing rather than from the security itself. The case therefore depends on whether Assurant can keep expanding profitable protection revenue and producing cash while meeting insurance liabilities and maintaining the distribution pattern attached to AIZN.
Price as of Oct 23, 2026
Key Statistics
MoonshotScore v2 · Assurant, Inc. 5.25% Subordinat (AIZN)
StrongWhy this rating? Method, drivers & history
Bands for the MoonshotScore: Exceptional 80-100 · Strong 65-79 · Fair 45-64 · Weak below 45.
- Business Quality — Is this a genuinely good business?
- Financial Safety — Could this blow up on me?
- Valuation — Am I paying a fair price?
- Growth Durability — Is the growth real and likely to last?
- Momentum — Is the market already moving on this?
High quality and elite growth, at a cheap price, though the balance sheet is only decent, and the price trend has turned against it. Business Quality: Elite; Financial Safety: Sound; Valuation: Fair; Growth Durability: Compounding; Momentum: Falling.
- quarterly revenue $3.45B (Q2 FY2026, quarter ended Jun 30, 2026)
- EPS beat 8 of 8
- Altman Z 1.33 · Piotroski F 7
Holding back: weak price trend
Helping: business quality, an attractive price, durable growth
What has the MoonshotScore done over time?
| Recorded | Score | Band |
|---|---|---|
| 69 | Strong | |
| 68 | Strong | |
| 68 | Strong | |
| 71 | Strong | |
| 69 | Strong | |
| 69 | Strong |
The score moved from 68 in the stored Oct 24, 2026 snapshot to 69 in the current publication computed Oct 26, 2026 (+1); the largest pillar moves were Growth Durability -1 and Momentum +1.
Calculation uses the most recent completed US trading session. Live price changes do not update the score immediately.
Computed · Educational signal · not a buy or sell recommendation · How the MoonshotScore is computed →
Price & valuation
| Measure | Value | As of |
|---|---|---|
| Latest provided price | $17.10 | |
| Change on the day | 0.00% | |
| 52-week range | $16.76–$21.97 | |
| Market capitalisation | $14.0B | |
| Price / earnings (trailing) | 13.40 | |
| Shares traded on the day | 11.7K | |
| Beta (volatility vs the S&P 500) | 0.56 | |
| Dividends per share (last 12 months) | $1.31 | |
| Dividend yield (last 12 months) | 7.67% |
Price & events
Triangles mark reported quarters on the line: pointing up is above the recorded estimate, down is below, a diamond means no estimate on file. Numbers key to the dated list. Point at or tab to any week for its close.
Events behind the price
- · Earnings results · above the recorded estimate
- · Earnings results · above the recorded estimate
- · Earnings results · above the recorded estimate
- · Earnings results · above the recorded estimate
Results dates follow the earnings feed; call dates follow the transcript provider. Nearby dates do not establish that an event caused a price move.
Upcoming events
Chronological order, not a duration scale. The provider's estimated date can change.
What to watch nextOther perspectives
Council score for Assurant, Inc. 5.25% Subordinat (AIZN): perspectives
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
9-Factor Breakdown
Legends Council
5 lenses, 0 current
AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built
Read on: Sep 8, 2026 · older than the 27 hours refresh window; not a current reading
Munger's Mindset
Balance Sheet & Valuation · historical
Read on: Apr 29, 2026 · older than the 27 hours refresh window; not a current reading
How to read these bars and different assessments
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
Bars show each model's ordered assessment on its own scale, not a probability or a comparable investment return. The adjacent words give the assessment; more filled segments indicate a stronger model reading.
On Apr 29, 2026, the Munger lens read the price at that time as undervalued against its own estimate of value.
Readings on this page are from Oct 26, 2026, except a card that shows its own read date.
Watch the AIZN film — every key number, told as a short cinematic story
~2 min · open the film
What is Assurant, Inc. 5.25% Subordinat (AIZN), and what does it report?
Short answer · as of
Assurant sells mobile-device protection, extended service contracts, vehicle protection and housing-related insurance.
Research dated 2026-09-13.
Assurant sells mobile-device protection, extended service contracts, vehicle protection and housing-related insurance. Global Lifestyle supplies the larger share of segment revenue, while Global Housing covers lender-placed homeowners, manufactured housing, flood and renters risks; Corporate and Other carries holding-company activities and employee-related expense.
Reported revenue combines service-oriented protection programs with insurance premiums, so Assurant is not simply a conventional property-and-casualty carrier. The earnings statements describe the operating company, while AIZN represents its listed subordinated security.
What do the latest results show for Assurant, Inc. 5.25% Subordinat (AIZN)?
Short answer · as of
The most recent reported quarter, Q2 FY2026, carried revenue of $3.45B.
Research dated 2026-09-13.
The latest reported period extended the sequential rise in revenue, gross profit, operating profit and net income. Operating cash flow also recovered from the preceding period, while capital spending remained modest relative to internally generated cash.
Reported earnings have repeatedly exceeded estimates, and the latest revenue result also came in above expectations. That combination supports a picture of improving operating conversion rather than growth confined to the top line, though the next period must carry that progression forward.
Where is operating spending going?
Revenue alongside research and development, selling, general and administrative expenses, and the FMP standardized operating result.
- Latest quarter · revenue
- $3.45B Jun 30, 2026
- Latest quarter · FMP standardized operating result
- $376.90M Jun 30, 2026
| Period end | Revenue | R&D | SG&A | FMP standardized operating result |
|---|---|---|---|---|
| Jun 30, 2026 | $3.45B | Not available | Not available | $376.90M |
| Mar 31, 2026 | $3.42B | Not available | Not available | $335.60M |
| Dec 31, 2025 | $3.35B | Not available | Not available | $283.50M |
| Sep 30, 2025 | $3.23B | Not available | Not available | $331.20M |
USD. The operating result is the FMP-standardized value supplied by FMP; it may differ from a filing’s GAAP loss from operations when the provider classifies separately presented items differently. It is not net income or cash flow.
Did results meet expectations?
Reported earnings and revenue alongside the estimates recorded by the provider.
- Latest report · revenue
- $3.45B Aug 4, 2026
- Latest report · revenue estimate
- $3.43B Aug 4, 2026
- Latest report · revenue vs estimate
- Above estimate Aug 4, 2026
- Latest report · EPS vs estimate
- Above estimate Aug 4, 2026
| Report date | Revenue · reported | Revenue · estimate | EPS · reported | EPS · estimate |
|---|---|---|---|---|
| Aug 4, 2026 | $3.45B | $3.43B | $5.9800 | $5.1700 |
| May 5, 2026 | $3.42B | $3.29B | $5.9500 | $5.2900 |
| Feb 10, 2026 | $3.35B | $3.31B | $5.6100 | $5.5400 |
| Nov 4, 2025 | $3.23B | $3.19B | $5.7300 | $4.3900 |
Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined.
Quarterly income statement — 4 quarters
| Period | Revenue | Net income | EPS |
|---|---|---|---|
| Q2 FY2026 | $3.45B | $299M | $5.99 (diluted) |
| Q1 FY2026 | $3.42B | $274M | $5.46 (diluted) |
| Q4 FY2025 | $3.35B | $225M | $4.49 (diluted) |
| Q3 FY2025 | $3.23B | $266M | $5.17 (diluted) |
What are the financial strengths and risks for Assurant, Inc. 5.25% Subordinat (AIZN)?
Short answer
Cash and short-term investments were $11.85B at the Jun 30, 2026 balance-sheet date. Operating cash flow was $454.40M for the quarter ended Jun 30, 2026, meaning operations generated cash. These figures do not establish a cash runway.
Research dated 2026-09-13.
Assurant has generated positive operating cash flow throughout the displayed quarterly series, and cash plus investments stand well above reported debt. Profitability measures also show positive returns and a healthy free-cash-flow yield.
That liquidity cannot be treated as surplus cash in the manner of an industrial company: Assurant carries substantial liabilities tied to an insurance and protection platform. Housing claims, device and vehicle protection costs, or weaker contract economics could pressure margins and cash generation, while the generic distress and quality screens give a mixed signal rather than a clean verdict.
How much cash does the business generate or use?
Quarterly operating cash flow shows cash generated or used by operations.
- Latest quarter · operating cash flow
- $454.40M Jun 30, 2026
- Previous quarter · operating cash flow
- $240.30M Mar 31, 2026
| Period end | Operating cash flow | Capital expenditure (reported) |
|---|---|---|
| Jun 30, 2026 | $454.40M | −$45.20M |
| Mar 31, 2026 | $240.30M | −$47.70M |
| Dec 31, 2025 | $671.00M | −$59.30M |
| Sep 30, 2025 | $505.00M | −$62.90M |
Operating cash-flow bars share one scale and show magnitude; negative values mean cash used.
USD. Negative operating cash flow means cash used. Capital expenditure keeps the provider’s reported sign; it is not added here to estimate free cash flow or runway.
What should you watch next at Assurant, Inc. 5.25% Subordinat (AIZN)?
Short answer · as of
The next earnings report is expected on Nov 3, 2026.
Research dated 2026-09-13.
Watch whether revenue, operating profit and net income continue their recent sequential advance, and whether operating cash flow remains comfortably above capital spending. Segment results should reveal whether the much larger Lifestyle operation is still carrying growth while Housing preserves underwriting economics.
The reported cash and short-term investment balance changed sharply between recent periods, making its composition and persistence important. AIZN also has a scheduled distribution smaller than the recent payment pattern, so the subsequent payment record should clarify whether the difference reflects timing or a lasting change.
How does Assurant, Inc. 5.25% Subordinat compare with its peers?
Short answer
Assurant, Inc. 5.25% Subordinat's score ranks 11th of 13 in the bounded comparison shown, against 12 same-model peers. These are company scores, not expected investment returns. The set lists named competitors first, then companies in the same data-provider industry classification closest in market value; that classification is the provider's, not our judgment of business similarity.
Research dated 2026-09-13.
Compared with a conventional property-and-casualty insurer, Assurant has heavier exposure to device protection, service contracts and vehicle protection. Lifestyle revenue materially exceeds Housing revenue, so consumer electronics, appliances and vehicles matter more to the operating profile than the industry label might suggest.
Housing still adds a distinct insurance engine through lender-placed homeowners coverage, manufactured housing, flood and renters products. This blend diversifies the sources of revenue, but it also combines service-contract execution with insurance claims exposure under the same issuer supporting AIZN.
| Company | Price | Market value | Score |
|---|---|---|---|
| $101.69 Oct 23, 2026 | $34.7B | 97 5-pillar Oct 26, 2026 | |
| $237.73 Oct 23, 2026 | $8.28B | 97 5-pillar Oct 26, 2026 | |
| $176.30 Oct 23, 2026 | $27.1B | 97 5-pillar Oct 26, 2026 | |
| $64.83 Oct 23, 2026 | $5.95B | 97 5-pillar Oct 26, 2026 | |
| $73.33 Oct 23, 2026 | $27.2B | 92 5-pillar Oct 26, 2026 | |
| $150.62 Oct 23, 2026 | $12.5B | 89 5-pillar Oct 26, 2026 | |
| $14.86 Oct 23, 2026 | $5.90B | 87 5-pillar Oct 26, 2026 | |
| $364.49 Oct 23, 2026 | $8.20B | 86 5-pillar Oct 26, 2026 | |
| $38.91 Oct 23, 2026 | $9.39B | 85 5-pillar Oct 26, 2026 | |
| $112.01 Oct 23, 2026 | $22.9B | 75 5-pillar Oct 26, 2026 | |
| Assurant, Inc. 5.25% Subordinat (AIZN) — this page | $17.10 | $14.0B | 69 |
| $1870.09 Oct 23, 2026 | $23.2B | 67 5-pillar Oct 26, 2026 | |
| $48.40 Oct 23, 2026 | $13.1B | 66 5-pillar Oct 26, 2026 |
Only 5-pillar scores are ranked together. Other models are not directly comparable. Price and score dates are shown separately; market-value dates are unavailable.
The records behind this page
Insider activity
Form 4 records via FMP · Of the newest 100 records, those within the last 180 days, newest dated Oct 1, 2026
- Transactions
- 17
- Identified insiders
- 16
- Purchases
- 0
- Sales
- 5
- Other transactions
- 12
Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent.
AIZN Financial Services Stock FAQ
Research dated 2026-09-13; the full attribution is under Sources. The last 2 questions are answered from this page's own dated data, not from the research.
What does AIZN represent within Assurant?
AIZN is Assurant’s listed subordinated security; the revenue, profit and cash-flow figures describe Assurant’s operating businesses. Its payment capacity ultimately rests on the issuer’s protection and insurance operations.
Why does Global Lifestyle matter more than Global Housing for Assurant?
Global Lifestyle contributes substantially more segment revenue and includes mobile-device protection, service contracts and vehicle protection. Housing remains meaningful, but it is not the dominant reported revenue source.
How do device protection and lender-placed housing coverage shape Assurant?
Device protection links performance to program volume and service economics, while lender-placed housing coverage adds insurance premium and claims exposure. Assurant therefore combines contract-based consumer protection with housing underwriting risk.
Why should AIZN holders watch the scheduled distribution?
The scheduled distribution is smaller than the recent recurring payments shown for AIZN. The subsequent payment record will indicate whether that difference was a timing feature or a change in the distribution pattern.
What is the AIZN stock price today?
The last price recorded on this page for Assurant, Inc. 5.25% Subordinat (AIZN) is $17.10, as of the Oct 23, 2026 trading session (source: Financial Modeling Prep (FMP) · quote). It is a provider snapshot, not a live exchange feed, so check a brokerage quote before you trade.
Does AIZN pay a dividend?
Yes. Assurant, Inc. 5.25% Subordinat (AIZN) shows a trailing 12-month dividend yield of 7.67%, as of Oct 23, 2026, in the data on this page. Payout ratio and cash-flow coverage decide whether it can last, and past dividends do not guarantee future payments.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Research written by Codex (gpt-5.6-sol) on 2026-09-13. AI-authored analysis; source dates are shown with each answer. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief.
Sources — records for every figure on this page (64 figures)
The 64 rows below are exactly the facts the evidence-backed sections of this page printed — the 10-second verdict, the MoonshotScore, price and market value, the five questions with their receipts, and the records behind this page. Known dates and sources are recorded on their own rows; an em dash or UNRECORDED tier preserves a stored observation without inventing either. The quarterly income statement is provider-standardized (FMP) under one row, and scale definitions — a 0-100 rating, the band ladder, the Piotroski 0–9 range — are fixed rather than measured. No number in those sections was generated by a model. The register does not cover quoted third-party headlines, the dated council readings, or the Frequently Asked Questions; each of those says where it came from where it stands.
"As of" is the date the value is true for where the source carries one — a quarter end, a filing date, a price close, the day the score was computed. A cached observation with no source date remains undated; the page publication date is not used as a substitute.
OFFICIAL — 1 fact from SEC filings and earnings calls
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
id.hq | SEC filing business address | Atlanta, GA | OFFICIAL | SEC EDGAR filer business address — The SEC filer business address. Our market-data provider separately lists "260 Interstate North Circle SE, Atlanta, GA, 30339-2210, US". |
FMP — 54 facts from Financial Modeling Prep endpoint families
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
earn.next | Next earnings date | Nov 3, 2026 | FMP | Financial Modeling Prep (FMP) earnings calendar — The date is our provider's estimate until the company confirms it. | |
px.last | Latest provided price | $17.10 | FMP | Financial Modeling Prep (FMP) · quote — Dated to the US trading session the price belongs to, derived from the quote record's timestamp (weekend and pre-open reads roll back to the previous weekday; exchange holidays are not modelled). The record does not establish an exchange execution time. Retrieved 2026-10-26T07:24:38.881Z. | |
px.change | Change on the day | 0.00% | FMP | Financial Modeling Prep (FMP) · quote | |
px.mcap | Market capitalisation | $14.0B | FMP | Financial Modeling Prep (FMP) · quote — Date unknown Market cap record date: 2026-10-23. FMP quote timestamp: 2026-10-23T20:00:02.000Z. Captured from FMP at 2026-10-26T07:24:37.886Z. No share-count basis is inferred; this page preserves the reported amount instead of recalculating it from shares. | |
px.change_abs | Change on the day, in dollars | $0.00 | FMP | Financial Modeling Prep (FMP) · quote | |
fin.q_revenue | Revenue, Q2 FY2026 | $3.45B | FMP | Financial Modeling Prep (FMP) · income statement (quarterly) | |
px.range52 | 52-week range | $16.76–$21.97 | FMP | Financial Modeling Prep (FMP) quote | |
px.pe | Price / earnings (trailing) | 13.40 | FMP | Financial Modeling Prep (FMP) · quote | |
px.volume | Shares traded on the day | 11.7K | FMP | Financial Modeling Prep (FMP) · quote | |
px.beta | Beta | 0.56 | FMP | Financial Modeling Prep (FMP) company profile | |
id.ceo | Chief executive | Keith Warner Demmings | FMP | Financial Modeling Prep (FMP) key executives (proxy-derived) — Titles and pay come from the company's proxy statement as our provider parsed it. | |
id.employees | Employees | 13,600 | FMP | Financial Modeling Prep (FMP) employee count, from the company's filing | |
fin.annual | Revenue and net result by fiscal year | 5 fiscal years, FY2021 through FY2025: FY2021 revenue $10.19B, net result $445.60M; FY2022 revenue $10.19B, net result $276.60M; FY2023 revenue $11.13B, net result $642.50M; FY2024 revenue $11.88B, net result $760.20M; FY2025 revenue $12.81B, net result $872.70M | FMP | Financial Modeling Prep (FMP), from the company's 10-K income statements | |
fin.rev_mix | Reported revenue segments | Global Housing $2.91B · Global Lifestyle $9.94B | FMP | Financial Modeling Prep (FMP) revenue segmentation, from the company's 10-K | |
fin.gross_margin | Gross margin (trailing twelve months) | 78.1% | FMP | Financial Modeling Prep (FMP) key-metrics-ttm + ratios-ttm — A ratio our provider could not compute is absent rather than shown as zero. | |
fin.q_table.depth.2026-06-30.revenue_k | Revenue — period end 2026-06-30 | $3.45B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-06-30.operating_result_k | FMP standardized operating result — period end 2026-06-30 | $376.90M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-03-31.revenue_k | Revenue — period end 2026-03-31 | $3.42B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-03-31.operating_result_k | FMP standardized operating result — period end 2026-03-31 | $335.60M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-12-31.revenue_k | Revenue — period end 2025-12-31 | $3.35B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-12-31.operating_result_k | FMP standardized operating result — period end 2025-12-31 | $283.50M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-09-30.revenue_k | Revenue — period end 2025-09-30 | $3.23B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-09-30.operating_result_k | FMP standardized operating result — period end 2025-09-30 | $331.20M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
earn.history.depth.2026-08-04.revenue_actual | Revenue · reported — report date 2026-08-04 | $3.45B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-08-04.revenue_estimated | Revenue · estimate — report date 2026-08-04 | $3.43B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-08-04.eps_actual | EPS · reported — report date 2026-08-04 | $5.9800 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-08-04.eps_estimated | EPS · estimate — report date 2026-08-04 | $5.1700 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-05-05.revenue_actual | Revenue · reported — report date 2026-05-05 | $3.42B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-05-05.revenue_estimated | Revenue · estimate — report date 2026-05-05 | $3.29B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-05-05.eps_actual | EPS · reported — report date 2026-05-05 | $5.9500 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-05-05.eps_estimated | EPS · estimate — report date 2026-05-05 | $5.2900 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-02-10.revenue_actual | Revenue · reported — report date 2026-02-10 | $3.35B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-02-10.revenue_estimated | Revenue · estimate — report date 2026-02-10 | $3.31B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-02-10.eps_actual | EPS · reported — report date 2026-02-10 | $5.6100 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-02-10.eps_estimated | EPS · estimate — report date 2026-02-10 | $5.5400 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-11-04.revenue_actual | Revenue · reported — report date 2025-11-04 | $3.23B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-11-04.revenue_estimated | Revenue · estimate — report date 2025-11-04 | $3.19B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-11-04.eps_actual | EPS · reported — report date 2025-11-04 | $5.7300 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-11-04.eps_estimated | EPS · estimate — report date 2025-11-04 | $4.3900 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
fin.q_table | Quarterly income statement | 4 quarters through Q2 FY2026 | FMP | Financial Modeling Prep (FMP) · income statement (quarterly), as filed | |
fin.cash_investments | Cash and short-term investments | $11.85B | FMP | Financial Modeling Prep (FMP), from the company's balance sheet — Long-term investments are shown separately; their marketability is not established by the provider field. The cash and short-term investment balance does not establish unrestricted availability. Long-term investments are excluded and remain unclassified. Restrictions on cash and short-term investments require separate review. | |
fin.opcf_latest | Latest-quarter operating cash flow | $454.40M | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Period end: 2026-06-30. Negative operating cash flow means cash used. This figure is not a cash-runway estimate. | |
fin.long_term_investments | Long-term investments (classification unverified) | $305.40M | FMP | Financial Modeling Prep (FMP), from the company's balance sheet — Long-term investments are shown separately; their marketability is not established by the provider field. The cash and short-term investment balance does not establish unrestricted availability. | |
fin.total_debt | Total debt | $2.21B | FMP | Financial Modeling Prep (FMP), from the company's balance sheet — Long-term investments are shown separately; their marketability is not established by the provider field. The cash and short-term investment balance does not establish unrestricted availability. | |
fin.price_to_book | Price to book value | 2.31× | FMP | Financial Modeling Prep (FMP) key-metrics-ttm + ratios-ttm — A ratio our provider could not compute is absent rather than shown as zero. | |
fin.opcf.depth.2026-06-30.operating_cash_flow_m | Operating cash flow — period end 2026-06-30 | $454.40M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2026-03-31.operating_cash_flow_m | Operating cash flow — period end 2026-03-31 | $240.30M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2026-06-30.capex_m | Capital expenditure (reported) — period end 2026-06-30 | −$45.20M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2026-03-31.capex_m | Capital expenditure (reported) — period end 2026-03-31 | −$47.70M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-12-31.operating_cash_flow_m | Operating cash flow — period end 2025-12-31 | $671.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-12-31.capex_m | Capital expenditure (reported) — period end 2025-12-31 | −$59.30M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-09-30.operating_cash_flow_m | Operating cash flow — period end 2025-09-30 | $505.00M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-09-30.capex_m | Capital expenditure (reported) — period end 2025-09-30 | −$62.90M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
own.insiders | Insider transactions via FMP | 17 transactions · 0 purchases, 5 sales, 12 other transactions · 16 identified insiders · of the newest 100 records, those within the last 180 days, newest dated Oct 1, 2026 | FMP | Financial Modeling Prep (FMP), carrying Form 4 transaction records — Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent. |
UNRECORDED — 2 facts from stored observations whose source was not recorded
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
earn.history | Reported versus estimated, recent quarters | EPS beat 8 of 8 | UNRECORDED | Stored earnings-history observation — Captured 2026-10-13 · Expired observation | |
fin.scores | Distress and quality screens | Altman Z 1.33 · Piotroski F 7 | UNRECORDED | Stored financial-scores observation — Captured 2026-10-08 · Expired observation |
COMPUTED — 5 facts from our arithmetic, formula restated
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
fin.mcap_to_cash | Market value per dollar of cash and short-term investments | 1.18× | — | COMPUTED | Computed on this page from the figures above — The market capitalisation printed on this page divided by cash and short-term investments of $11.85B at Jun 30, 2026. Long-term investments are excluded and remain unclassified. Restrictions on cash and short-term investments require separate review. Market cap record date: 2026-10-23. Balance-sheet reference date: 2026-06-30. The inputs do not establish a single common source date for this ratio. |
div.ttm_per_share | Dividends per share, last 12 months (split-adjusted) | $1.31 | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history — Sum of 4 split-adjusted declared dividends with an ex-date in the 365 days to 2026-10-26, per current share. Ex-dates are not payment dates; special dividends are included. Not a declared annual rate. | |
div.ttm_yield | Dividend yield, last 12 months | 7.67% | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history and quote — Split-adjusted dividends with ex-dates in the trailing 365-day window divided by the packet price, on the same current-share basis. Price date follows the quote, latest price bar or packet-build day when unstamped. Not a forecast or declared annual rate. | |
earn.history.depth.2026-08-04.revenue_actual.comparison | Latest report · revenue vs estimate | Above estimate | Report date · | COMPUTED | Computed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported revenue ($3.45B) with the recorded estimate ($3.43B) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns. |
earn.history.depth.2026-08-04.eps_actual.comparison | Latest report · EPS vs estimate | Above estimate | Report date · | COMPUTED | Computed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported EPS ($5.9800) with the recorded estimate ($5.1700) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns. |
OURS — 2 facts from Stock Expert AI's own score and rank
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
ours.moonshot | MoonshotScore v2 | 69 of 100 · Strong · pillars 87 / 62 / 68 / 88 / 12 | OURS | Stock Expert AI MoonshotScore v2 engine | |
ours.moonshot_change | MoonshotScore movement | 68 (stored snapshot Oct 24, 2026) → 69 (current publication computed Oct 26, 2026) (+1) | OURS | Stock Expert AI current score publication and immutable score snapshots |
Fact-family notes
- Quarterly statement note. Source series as of 2026-06-30. USD. The operating result is the FMP-standardized value supplied by FMP; it may differ from a filing’s GAAP loss from operations when the provider classifies separately presented items differently. It is not net income or cash flow. Applies to Fact IDs:
fin.q_table.depth.2026-06-30.revenue_k,fin.q_table.depth.2026-06-30.operating_result_k,fin.q_table.depth.2026-03-31.revenue_k,fin.q_table.depth.2026-03-31.operating_result_k,fin.q_table.depth.2025-12-31.revenue_k,fin.q_table.depth.2025-12-31.operating_result_k,fin.q_table.depth.2025-09-30.revenue_k,fin.q_table.depth.2025-09-30.operating_result_k. - Earnings-history note. Source series as of 2026-08-04. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined. Applies to Fact IDs:
earn.history.depth.2026-08-04.revenue_actual,earn.history.depth.2026-08-04.revenue_estimated,earn.history.depth.2026-08-04.revenue_actual.comparison,earn.history.depth.2026-08-04.eps_actual.comparison,earn.history.depth.2026-08-04.eps_actual,earn.history.depth.2026-08-04.eps_estimated,earn.history.depth.2026-05-05.revenue_actual,earn.history.depth.2026-05-05.revenue_estimated,earn.history.depth.2026-05-05.eps_actual,earn.history.depth.2026-05-05.eps_estimated,earn.history.depth.2026-02-10.revenue_actual,earn.history.depth.2026-02-10.revenue_estimated,earn.history.depth.2026-02-10.eps_actual,earn.history.depth.2026-02-10.eps_estimated,earn.history.depth.2025-11-04.revenue_actual,earn.history.depth.2025-11-04.revenue_estimated,earn.history.depth.2025-11-04.eps_actual,earn.history.depth.2025-11-04.eps_estimated. - Cash-flow note. Source series as of 2026-06-30. USD. Negative operating cash flow means cash used. Capital expenditure keeps the provider’s reported sign; it is not added here to estimate free cash flow or runway. Applies to Fact IDs:
fin.opcf.depth.2026-06-30.operating_cash_flow_m,fin.opcf.depth.2026-03-31.operating_cash_flow_m,fin.opcf.depth.2026-06-30.capex_m,fin.opcf.depth.2026-03-31.capex_m,fin.opcf.depth.2025-12-31.operating_cash_flow_m,fin.opcf.depth.2025-12-31.capex_m,fin.opcf.depth.2025-09-30.operating_cash_flow_m,fin.opcf.depth.2025-09-30.capex_m.
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Sources used for research written 2026-09-13
Historical evidence preserved with this analysis. Current figures are listed separately above.
| Evidence | Captured value | Source date | Source type | Source |
|---|---|---|---|---|
| Legal name | ASSURANT, INC. Our market-data provider lists the name as "Assurant, Inc. 5.25% Subordinat"; the filer's own record is used here. | 2026-02-19 | OFFICIAL | SEC EDGAR — 10-K filed 2026-02-19 |
| Ticker / exchange | AIZN on NYSE | 2026-09-13 | OFFICIAL | SEC EDGAR filer record |
| Business description | Assurant, Inc. specializes in delivering comprehensive solutions designed to meet consumer lifestyle and housing protection needs. The company structures its operations across three main segments: Global Lifestyle, Global Housing, and Corporate and Other. The Global Lifestyle division is responsible for providing mobile device protection programs, extended service contracts for various consumer electronics and appliances, and vehicle protection services. In its Global Housing segment, Assurant offers a diverse portfolio of insurance products, including lender-placed coverage for homeowners, manufactured housing, and flood risks, as well as renters' insurance. This segment also supplies voluntary insurance options for manufactured and traditional homes, alongside other specialized policies. The Corporate and Other segment primarily manages the corporate employee-related expenses and overarching activities of the holding company. Established in 1892, Assurant's corporate headquarters are situated in Atlanta, Georgia. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) company profile |
| Revenue by segment | Global Housing: $2.91B; Global Lifestyle: $9.94B | 2025-12-31 | FMP | Financial Modeling Prep (FMP) revenue segmentation, from the company's 10-K |
| Operating cash flow by quarter (USD millions) | Captured record · 8 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements |
| Cash, investments and debt | Total debt: $2.21B; Liquidity basis: cash and short-term investments; Total liabilities: $29.98B; Cash and short-term investments: $11.85B; Cash and investments: $12.16B; Long-term investments: $305.40M; Long-term investments classification: unclassified Long-term investments are shown separately; their marketability is not established by the provider field. The cash and short-term investment balance does not establish unrestricted availability. | 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's balance sheet |
| Recent dividends paid | Captured record · 4 entries
Declared amounts per share on their ex-dates. A single payment does not establish an annual rate, and a special dividend is not separated here. | 2026-07-01 | FMP | Financial Modeling Prep (FMP) dividend history |
| Next scheduled dividend | Ex date: 2026-10-01; Record date: 2026-10-01; Payment date: 2026-10-15; Amount per share: $0.11 Amount is per share as declared, before any withholding. Owning the share before the ex-date is what carries entitlement. | 2026-10-01 | FMP | Financial Modeling Prep (FMP) dividend calendar |
| Sector / industry (provider taxonomy) | Financial Services / Insurance - Property & Casualty The company's SEC filings classify it under SIC 6399 — Insurance Carriers, NEC. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) company profile |
| Quarterly income statement (USD thousands) | Captured record · 8 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements |
| Reported versus estimated, last 8 quarters | Captured record · 8 entries
| 2026-08-04 | FMP | Financial Modeling Prep (FMP) earnings |
| Annual revenue and net result (USD millions) | Captured record · 5 entries
| 2025-12-31 | FMP | Financial Modeling Prep (FMP), from the company's 10-K income statements |
| Trailing twelve-month ratio set | Quick ratio: 1.27; Current ratio: 1.27; Debt to equity: 0.36; Net margin: 7.9%; Gross margin: 78.1%; Operating margin: 9.9%; Return on assets: 2.9%; Return on equity: 18% Price-based multiples captured at research time are not repeated here; the page shows each once, from current figures with their own dates. A ratio our provider could not compute is absent rather than shown as zero. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) key-metrics-ttm + ratios-ttm |
| Cash and investment components | Total basis: cash short and long-term investments; Total: $12.16B; Cash and short-term investments: $11.85B; Long-term investments: $305.40M; Long-term investments classification: unclassified Sums the balance sheet's cash and short-term investments with its long-term investments.; The long-term investment field does not establish marketability; the sum is not a measure of available liquidity.; These provider fields do not establish investment access restrictions or explain differences from third-party cash figures. | 2026-06-30 | COMPUTED | Computed from the balance sheet |
| Cash and short-term investments over time (USD millions) | Captured record · 8 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's quarterly balance sheets |
| Distress and quality screens | Altman Z-score: 1.35; Piotroski F-score: 7 Altman Z below 1.8 is the conventional distress zone. The screen is built for manufacturers and industrials; for banks, insurers and property companies it is not a meaningful reading. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) financial scores |
| Next earnings report | Date: 2026-11-03; EPS estimate: $4.44 per share; Revenue estimate: $3.47B The date is our provider's estimate until the company confirms it. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) earnings calendar |
| Analyst revenue and earnings estimates (average) | Captured record · 4 entries
At most 1 analyst contributed — treat this as thin coverage, not a consensus. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) analyst estimates |
| Most recent periodic reports | 2026-08-06 | OFFICIAL | SEC EDGAR filer submissions |
Data provided for informational purposes only.