American Fd, Short-Term Fund of America, Class F-1 Shs (ASBFX) Stock Analysis
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
American Fd, Short-Term Fund of America, Class F-1 Shs (ASBFX) trades at $9.49 with AI Score 44/100 (Grade C). American Fd, Short-Term Fund of America, Class F-1 Shs (ASBFX) is a short-term bond fund… Market cap: $13.0B, Sector: Financial services.
Price as of Aug 21, 2026 · Last analyzed: Mar 17, 2026Analyst Coverage for ASBFX: ASBFX does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates ASBFX against Financial Services peers across nine fundamental dimensions and assigns an underweight signal based on the underlying data.
ASBFX: the 3 scored disciplines are evenly split. Dominant signal: Seth Klarman bullish.
How is this calculated? →Why this analysis is different
- A 9-signal quantitative MoonshotScore built from filings, insider activity, and market data — computed from the numbers, not from opinion.
- An AI Council read across up to eight perspectives — value, macro, quantitative, and momentum lenses — that shows where they disagree instead of averaging the tension away.
- Figures come straight from FMP and Yahoo Finance filings data. The AI writes the narrative around the numbers — it never edits the numbers.
American Fd, Short-Term Fund of America, Class F-1 Shs (ASBFX) Financial Services Profile
American Fd, Short-Term Fund of America, Class F-1 Shs (ASBFX) is a short-term bond fund seeking current income and capital preservation by investing primarily in high-quality, U.S. dollar-denominated debt securities. It operates within the leveraged asset management industry, focusing on maintaining a portfolio with a short-term maturity profile.
What Is the Investment Thesis for ASBFX?
ASBFX presents a compelling option for investors seeking stability and income in a potentially volatile market environment. With a focus on short-term, high-quality debt securities, the fund aims to minimize capital risk while providing a steady stream of income. The fund's emphasis on securities rated AA- or Aa3 or better suggests a conservative approach to credit risk. The fund's dividend yield of 3.83% (as of 2026-03-17) offers an attractive income stream compared to other low-risk investment options. However, the fund's profit margin of 2.5% and gross margin of 9.2% should be monitored for potential impacts on future returns. The fund's beta of 0.25 indicates lower volatility compared to the overall market.
Based on FMP financials and quantitative analysis
ASBFX Key Highlights
Market Cap of $13.0B indicates a substantial asset base and investor confidence.
- Dividend Yield of 3.83% provides a steady income stream for investors.
- Beta of 0.25 suggests lower volatility compared to the broader market, appealing to risk-averse investors.
- Invests at least 80% of its assets in bonds, other debt securities, and money market instruments.
- Gross Margin of 9.2% reflects the fund's efficiency in managing its investment portfolio.
Who Are ASBFX's Competitors?
ASBFX is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| BIMSX Baird Intermediate Bond Fd Investor Cl | $10.96 | -0.18% | $13.3B | — |
| GETGX Victory Sycamore Established Value Fund Class R | $50.30 | -0.67% | $15.5B | 44 |
| JAMCX JP Morgan Mid Cap Value Fund-A Share Class | $34.82 | -0.66% | $11.3B | 46 |
| LSITX ClearBridge Large Cap Growth IS | $76.78 | -0.83% | $10.2B | 44 |
| MFAEX American Funds Mortgage F1 | $8.68 | -0.23% | $13.1B | 46 |
| FSTTX American Funds Short-Term Tax-Exempt Bd Fd Cl F-1 Shs | $10.03 | -0.10% | $2.26B | 58 |
| KORU Direxion Daily MSCI South Korea Bull 3X ETF | $20.33 | +6.38% | $1.52B | 50 |
| ACSNX American Century Short Duration Fd Investor Cl | $9.77 | +0.10% | $1.01B | 71 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are ASBFX's Key Strengths?
Focus on high-quality, short-term debt securities.
- Low beta indicates lower volatility.
- Established track record in short-term bond management.
- Attractive dividend yield for income-seeking investors.
What Are ASBFX's Weaknesses?
Limited growth potential compared to equity investments.
- Sensitivity to interest rate changes.
- Relatively low profit margin.
- Dependence on the performance of the fixed income market.
What Could Drive ASBFX Stock Higher?
Continued demand for low-risk, income-generating investments.
- Potential interest rate cuts by the Federal Reserve.
- Launch of new ESG-focused short-term bond fund (projected within 1-2 years).
What Are the Key Risks for ASBFX?
Financial-distress signal — its Altman Z-Score of 0.97 sits in the distress zone (elevated bankruptcy risk).
- Rising interest rates could negatively impact bond values.
- Economic downturn could lead to credit downgrades and defaults.
- Increased competition from other short-term bond funds.
- Changes in regulations could impact the fund's investment strategy.
What Are the Growth Opportunities for ASBFX?
- Expansion into ESG-focused short-term bond funds: The growing investor interest in Environmental, Social, and Governance (ESG) factors presents a significant growth opportunity. By launching a short-term bond fund that incorporates ESG principles, ASBFX could attract a new segment of investors seeking both financial returns and positive social impact. Timeline: 1-2 years.
- Strategic partnerships with retirement platforms: Collaborating with retirement platforms and offering ASBFX as a core holding in retirement portfolios could significantly expand its reach. Many retirement savers seek low-risk, income-generating investments, making ASBFX a suitable option. The retirement market represents a vast pool of assets, and strategic partnerships could provide access to a large and stable investor base. Timeline: 1 year.
- Development of tax-advantaged short-term bond funds: Creating tax-advantaged short-term bond funds, such as municipal bond funds, could attract investors seeking to minimize their tax liabilities. These funds invest in debt securities issued by state and local governments, which are typically exempt from federal income taxes. The demand for tax-efficient investment solutions is high, particularly among high-net-worth individuals. Timeline: 2-3 years.
- Enhancing digital distribution channels: Investing in digital marketing and online distribution channels can improve accessibility and attract a wider range of investors. The increasing use of online investment platforms and robo-advisors presents an opportunity to reach tech-savvy investors who prefer digital solutions. A strong online presence and user-friendly platform can enhance ASBFX's competitiveness. Timeline: Ongoing.
- Geographic expansion into international markets: While ASBFX primarily invests in U.S. dollar-denominated debt, exploring opportunities to offer similar short-term bond funds in other developed markets could diversify its investor base and tap into new sources of growth. International markets offer diverse investment opportunities and can reduce reliance on the U.S. economy. Timeline: 3-5 years.
What Are ASBFX's Competitive Advantages?
- Established track record in short-term bond management.
- Focus on high-quality debt securities minimizes credit risk.
- Low beta indicates lower volatility compared to the broader market.
- Experienced management team with expertise in fixed income investing.
What Does ASBFX Do?
American Fd, Short-Term Fund of America, Class F-1 Shs (ASBFX) is designed to provide investors with current income while preserving capital. The fund achieves this by investing at least 80% of its assets in bonds, other debt securities, and money market instruments. These investments adhere to specific maturity and quality standards outlined in the fund's prospectus. The fund's strategy emphasizes a dollar-weighted average effective maturity of no more than three years, ensuring a focus on short-term debt instruments. The portfolio primarily consists of debt securities rated AA- or Aa3 or better, reflecting a commitment to high-quality investments. While the fund primarily invests in U.S. dollar-denominated debt, it retains the flexibility to invest up to 10% of its assets in debt securities rated in the A category. This allows for a degree of diversification while maintaining a focus on relatively safe and liquid assets. ASBFX operates within the broader asset management industry, specifically catering to investors seeking lower-risk, income-generating investment options.
What Products and Services Does ASBFX Offer?
- Invests primarily in high-quality, short-term bonds.
- Seeks to provide current income to investors.
- Focuses on preserving capital.
- Maintains a dollar-weighted average effective maturity of three years or less.
- Primarily invests in U.S. dollar-denominated debt securities.
- May invest up to 10% of its assets in debt securities in the A rating category.
How Does ASBFX Make Money?
- Generates income from interest earned on its bond holdings.
- Charges management fees to investors for managing the fund.
- Aims to provide a stable and predictable return for investors seeking low-risk investments.
What Industry Does ASBFX Operate In?
ASBFX operates within the asset management industry, specifically in the leveraged segment focused on short-term bond funds. The industry is characterized by numerous players offering a variety of investment products. Competition is intense, with firms vying for investor capital based on factors such as fund performance, expense ratios, and risk profiles. The broader asset management industry is influenced by macroeconomic factors such as interest rates, inflation, and economic growth. ASBFX's focus on short-term, high-quality debt positions it as a relatively conservative option within this landscape.
Who Are ASBFX's Key Customers?
- Individual investors seeking current income.
- Retirees looking for capital preservation.
- Risk-averse investors seeking low-volatility investments.
- Institutional investors seeking short-term fixed income exposure.
How American Fd, Short-Term Fund of America, Class F-1 Shs Is Valued
American Fd, Short-Term Fund of America, Class F-1 Shs carries a market capitalization of $13.0B, placing it in the large-cap category. Relative to its peer group, ASBFX's quantitative score of 44/100 is roughly in line with the peer average of 45/100.
Key Financial Metrics
Return on equity for American Fd, Short-Term Fund of America, Class F-1 Shs stands at 10.1%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is 1.6%, showing how much profit it generates from its asset base. Its free cash flow yield is 51.3%, a gauge of the cash the business throws off relative to its market value. A current ratio of 1.20 indicates the company holds enough short-term assets to cover its near-term obligations. Its earnings yield is 0.0%, the inverse of the P/E and a quick read on earnings relative to price.
Financial Health
American Fd, Short-Term Fund of America, Class F-1 Shs's Piotroski F-Score is 4/9, a 9-point checklist of profitability, leverage and efficiency — a middling fundamental profile. Its Altman Z-Score of 0.97 places it in the distress zone, a signal of elevated financial risk.
ASBFX Financials
Bull Case vs Bear Case
Bull Case
- Focus on high-quality, short-term debt securities.
- Low beta indicates lower volatility.
- Established track record in short-term bond management.
- Attractive dividend yield for income-seeking investors.
Bear Case
- Limited growth potential compared to equity investments.
- Sensitivity to interest rate changes.
- Relatively low profit margin.
- Dependence on the performance of the fixed income market.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · August 2026
Recent Quarterly Results
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2024 | $42.78B | $1.33B | $0.33 |
Based on FMP financials and quantitative analysis
ASBFX Latest News
No recent news available for ASBFX.
ASBFX Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for ASBFX.
Price Targets
Wall Street price target analysis for ASBFX.
ASBFX MoonshotScore
What does this score mean?
The MoonshotScore rates ASBFX 0-100 on quantitative fundamentals — growth, financial health, valuation, momentum, and risk.
Common Questions About ASBFX (Financial Services)
What does the AI Score mean for ASBFX?
ASBFX holds an AI Score of 44/100 (Grade: C). This is an educational research signal, not a buy or sell recommendation. American Fd, Short-Term Fund of America, Class F-1 Shs (ASBFX) is a short-term bond fund focused on current income and capital preservation. The fund invests primarily in high-quality, U.S …
What does American Fd, Short-Term Fund of America, Class F-1 Shs do?
American Fd, Short-Term Fund of America, Class F-1 Shs (ASBFX) is a short-term bond fund that seeks to provide current income while preserving capital. It invests primarily in high-quality, U.S. dollar-denominated debt securities with a dollar-weighted average effective maturity of three years or less.
What are the main risks for ASBFX?
The primary risks for ASBFX include interest rate risk, credit risk, and liquidity risk. Rising interest rates could negatively impact the value of the fund's bond holdings, leading to potential losses. Credit risk refers to the possibility that issuers of the debt securities held by the fund may default on their obligations.
How sensitive is ASBFX to interest rate changes?
ASBFX, as a short-term bond fund, is moderately sensitive to interest rate changes. While its short-term maturity focus helps to mitigate the impact of rising rates compared to longer-duration bond funds, an increase in interest rates can still lead to a decline in the fund's net asset value.
How does ASBFX compare to other short-term bond funds?
ASBFX competes with other short-term bond funds based on factors such as yield, expense ratio, credit quality, and overall risk profile. Its focus on high-quality debt securities and low beta suggests a more conservative approach compared to some of its peers. Investors should compare ASBFX's performance to its benchmark index and other similar funds to assess its relative attractiveness.
What are the key factors to evaluate for ASBFX?
American Fd, Short-Term Fund of America, Class F-1 Shs (ASBFX) holds an AI score of 44/100 (low). Not financial advice.
How frequently does ASBFX data refresh on this page?
ASBFX's price was last updated on Aug 21, 2026 and refreshes on page view during U.S. market hours — it is not a real-time exchange feed. Fundamentals update after quarterly filings; the MoonshotScore recalculates nightly; news aggregates continuously.
What has driven ASBFX's recent stock price performance?
American Fd, Short-Term Fund of America, Class F-1 Shs (ASBFX) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Focus on high-quality, short-term debt securities. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider ASBFX overvalued or undervalued right now?
American Fd, Short-Term Fund of America, Class F-1 Shs (ASBFX) has no trailing P/E available here, so lean on price-to-sales and cash flow in the Financials tab. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- The information provided is based on available data and is subject to change.
- AI analysis is pending for ASBFX as of 2026-03-17.