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Bank of Ireland Group plc (BKRIY) Stock Price & Analysis

Bank of Ireland Group plc (BKRIY) — price $21.21 (-2.35%), as of the Oct 2, 2026 trading session; market cap $20.2B. Expected results Mar 1, 2027.

Educational signal · not a buy or sell recommendation · How to read this

$21.21 −$0.51 (-2.35%) Market Cap $20.2B

Bank of Ireland Group plc · BKRIY · Financial Services · Banks - Regional

Bank of Ireland Group plc, founded in Dublin, Ireland in 1783, offers an extensive array of banking and financial services.

Price as of Oct 2, 2026

Key Statistics

No publishable V2 score is available for this stock yet.

Price & valuation

Dates shown where recorded
MeasureValueAs of
Latest provided price$21.21
Change on the day-2.35%
52-week range$15.02 – $23.82
Market capitalisation$20.2B
Price / earnings (trailing)13.94
Shares traded on the day6.2K
Beta (volatility vs the S&P 500)0.47
Dividends per share (last 12 months)$0.45
Dividend yield (last 12 months)2.11%

Price & events

Weekly closing price with reported quarters marked Weekly closing price from Sep 5, 2025 to Oct 2, 2026: low $15, high $24, latest $21. 2 reported quarters marked, 1 above and 1 below the recorded estimate. $24 $15 high $24 Mar 2, 2026 · Earnings results · reported below the recorded estimate · close $191Jul 31, 2026 · Earnings results · reported above the recorded estimate · close $212 Sep 5, 2025 Oct 2, 2026 · $21 $15Sep 5, 2025$16Sep 19, 2025$17Oct 3, 2025$15Oct 17, 2025$16Oct 31, 2025$18Nov 14, 2025$19Nov 28, 2025$18Dec 12, 2025$19Dec 26, 2025$19Jan 9, 2026$20Jan 23, 2026$20Feb 6, 2026$20Feb 20, 2026$18Mar 6, 2026$17Mar 20, 2026$18Apr 2, 2026$20Apr 17, 2026$20May 1, 2026$19May 15, 2026$20May 29, 2026$20Jun 12, 2026$20Jun 26, 2026$20Jul 10, 2026$21Jul 24, 2026$22Aug 7, 2026$22Aug 21, 2026$23Sep 4, 2026$23Sep 18, 2026$21Oct 2, 2026

Triangles mark reported quarters on the line: pointing up is above the recorded estimate, down is below, a diamond means no estimate on file. Numbers key to the dated list. Point at or tab to any week for its close.

Events behind the price

  • · Earnings results · below the recorded estimate
  • · Earnings results · above the recorded estimate

Results dates follow the earnings feed; call dates follow the transcript provider. Nearby dates do not establish that an event caused a price move.

Upcoming events

As of

Dated events ahead, in order, not to scaleNov 12, 2026, Dividend payment date; Mar 1, 2027, Next results due. Spacing is order only and carries no duration.Oct 2, 20261Nov 12, 20262Mar 1, 2027
  1. Dividend payment dateCompany record
  2. Next results dueProvider estimate

Chronological order, not a duration scale. The provider's estimated date can change.

What to watch next

Other perspectives

Council score for Bank of Ireland Group (BKRIY): perspectives

Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.

Legends Council

6 lenses, 6 current

AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built

Dalio-style lens (simulated) Ray Dalio Favorable read
Griffin-style lens (simulated) Ken Griffin Favorable read
Simons-style lens (simulated) Jim Simons Neutral read
Englander-style lens (simulated) Izzy Englander Neutral read
Klarman-style lens (simulated) Seth Klarman Favorable read
Moon AI lens (model) Favorable read

Read on: Oct 5, 2026

Munger's Mindset

Balance Sheet & Valuation · historical

Financial Health Moderate
Margin of Safety Fairly Valued
Profit Margin Strong
Revenue Growth Strong
ROE Neutral
Gross Margin Negative

Read on: Sep 10, 2026 · older than the 27 hours refresh window; not a current reading

How to read these bars and different assessments

Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.

Bars show each model's ordered assessment on its own scale, not a probability or a comparable investment return. The adjacent words give the assessment; more filled segments indicate a stronger model reading.

On Sep 10, 2026, the Munger lens read the price at that time as fairly valued against its own estimate of value.

Readings on this page are from Oct 5, 2026, except a card that shows its own read date.

Watch the BKRIY film — every key number, told as a short cinematic story

~2 min · open the film

1 · What is it?

What is Bank of Ireland Group (BKRIY), and what does it report?

Short answer · as of

Bank of Ireland Group plc, founded in Dublin, Ireland in 1783, offers an extensive array of banking and financial services. Financial Services / Banks Regional Headquarters: Baggot Plaza, Dublin, DU, D04 VX58, IE. It employs 11,287 people and is led by Myles O'Grady. In Q2 FY2026 it reported revenue of $2.40B and net income of $893M. The market values it at $20.2B.

2 · Latest results

What do the latest results show for Bank of Ireland Group (BKRIY)?

Short answer · as of

The most recent reported quarter, Q2 FY2026, carried revenue of $2.40B.

Did results meet expectations?

Reported earnings and revenue alongside the estimates recorded by the provider.

Latest report · revenue
$2.51B Jul 31, 2026
Latest report · revenue estimate
$2.40B Jul 31, 2026
Latest report · revenue vs estimate
Above estimate Jul 31, 2026
Latest report · EPS vs estimate
Above estimate Jul 31, 2026
Did results meet expectations? — reported evidence
Report dateRevenue · reportedRevenue · estimateEPS · reportedEPS · estimate
Jul 31, 2026$2.51B$2.40B$0.9020$0.8040
Mar 2, 2026$2.44B$2.45B$0.8370$0.9220
Aug 4, 2025$2.23BNot available$0.7250Not available
Feb 24, 2025$2.35BNot available$0.6490Not available

Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined.

Quarterly income statement — 4 quarters
Revenue, net income and earnings per share by quarter (converted from EUR)
PeriodRevenueNet incomeEPS
Q2 FY2026$2.40B$893M$0.94 (diluted)
Q4 FY2025$4.69B$663M$0.67 (diluted)
Q2 FY2025$2.12B$680M$0.69 (diluted)
Q4 FY2024$2.54B$731M$0.70 (diluted)
4 · What to check next?

What should you watch next at Bank of Ireland Group (BKRIY)?

Short answer · as of

The next earnings report is expected on Mar 1, 2027.

What the records here don't tell us

  • Detailed statement figures are not shown because their conversion to USD has not been verified.
  • No insider Form 4 transaction falls inside the window this page reads.

Checked against the records this page reads, on the dates shown above.

Bank of Ireland Group Financial Services Stock: Key Questions Answered

Research dated 2026-09-12; the answers below are from that research, and the full attribution is under Sources. The last 2 questions are answered from this page's own dated data, not from the research.

How do Retail Ireland and Wealth and Insurance fit together at Bank of Ireland?

Retail relationships provide deposits, lending and payment activity, while Wealth and Insurance adds pensions, investments and protection products. The combination allows the group to earn from customer balances as well as longer-duration financial needs.

Sources (as of 2026-09-12): Business description

Why is Bank of Ireland’s net interest income guidance important?

Net interest income captures a central part of the economics between funding and lending. Management expects growth and has raised its subsequent outlook, making delivery against that trajectory a direct test of the banking engine.

Sources (as of 2026-09-12): Business description; Management outlook — dated call excerpts

What changes when Bank of Ireland includes restructuring costs in operating expenses?

Operating expenses and the cost-income ratio become more inclusive, while return on tangible equity moves to a statutory presentation. Comparisons with earlier periods therefore require attention to the changed definitions.

Sources (as of 2026-09-12): Management outlook — dated call excerpts

What is the BKRIY stock price today?

The last price recorded on this page for Bank of Ireland Group plc (BKRIY) is $21.21, as of the Oct 2, 2026 trading session (source: Financial Modeling Prep (FMP) · quote). It is a provider snapshot, not a live exchange feed, so check a brokerage quote before you trade.

Does BKRIY pay a dividend?

Yes. Bank of Ireland Group plc (BKRIY) shows a trailing 12-month dividend yield of 2.11%, as of Oct 2, 2026, in the data on this page. Payout ratio and cash-flow coverage decide whether it can last, and past dividends do not guarantee future payments.

Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.

Research written by Codex (gpt-5.6-sol) on 2026-09-12. AI-authored analysis; source dates are shown with each answer. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief.

Sources — records for every figure on this page (34 figures)

The 34 rows below are exactly the facts the evidence-backed sections of this page printed — the 10-second verdict, the MoonshotScore, price and market value, the five questions with their receipts, and the records behind this page. Known dates and sources are recorded on their own rows; an em dash or UNRECORDED tier preserves a stored observation without inventing either. The quarterly income statement is provider-standardized (FMP) under one row, and scale definitions — a 0-100 rating, the band ladder, the Piotroski 0–9 range — are fixed rather than measured. No number in those sections was generated by a model. The register does not cover quoted third-party headlines, the dated council readings, or the Frequently Asked Questions; each of those says where it came from where it stands.

"As of" is the date the value is true for where the source carries one — a quarter end, a filing date, a price close, the day the score was computed. A cached observation with no source date remains undated; the page publication date is not used as a substitute.

FMP — 28 facts from Financial Modeling Prep endpoint families

FMP facts used on this page
Fact IDFactValue as shownAs ofTierSource
px.lastLatest provided price$21.21FMPFinancial Modeling Prep (FMP) · quote — Dated to the US trading session the price belongs to, derived from the quote record's timestamp (weekend and pre-open reads roll back to the previous weekday; exchange holidays are not modelled). The record does not establish an exchange execution time. Retrieved 2026-10-04T18:34:45.888Z.
px.changeChange on the day-2.35%FMPFinancial Modeling Prep (FMP) · quote
px.mcapMarket capitalisation$20.2BFMPFinancial Modeling Prep (FMP) · quote — Date unknown Market cap record date: 2026-10-02. FMP quote timestamp: 2026-10-02T20:00:00.000Z. Captured from FMP at 2026-10-04T18:34:43.641Z. No share-count basis is inferred; this page preserves the reported amount instead of recalculating it from shares.
earn.nextNext earnings dateMar 1, 2027FMPFinancial Modeling Prep (FMP) earnings calendar — The date is our provider's estimate until the company confirms it.
id.business_summaryBusiness description (FMP excerpt)Bank of Ireland Group plc, founded in Dublin, Ireland in 1783, offers an extensive array of banking and financial services.FMPFinancial Modeling Prep (FMP) company profile — Deterministic excerpt derived from id.description; source and date describe the input fact, not a new provider observation
px.change_absChange on the day, in dollars−$0.51FMPFinancial Modeling Prep (FMP) · quote
px.pePrice / earnings (trailing)13.94FMPFinancial Modeling Prep (FMP) · quote
px.volumeShares traded on the day6.2KFMPFinancial Modeling Prep (FMP) · quote
px.betaBeta0.47FMPFinancial Modeling Prep (FMP) company profile
id.sectorSector / industry (provider taxonomy)Financial Services / Banks RegionalFMPFinancial Modeling Prep (FMP) company profile
id.hqHeadquartersBaggot Plaza, Dublin, DU, D04 VX58, IEFMPFinancial Modeling Prep (FMP) company profile
id.employeesEmployees11,287FMPFinancial Modeling Prep (FMP) company profile
id.ceoChief executiveMyles O'GradyFMPFinancial Modeling Prep (FMP) key executives (proxy-derived) — Titles and pay come from the company's proxy statement as our provider parsed it.
fin.q_revenueRevenue, Q2 FY2026$2.40BFMPFinancial Modeling Prep (FMP) · income statement (quarterly)
fin.q_incomeNet income, Q2 FY2026$893MFMPFinancial Modeling Prep (FMP) · income statement (quarterly)
earn.history.depth.2026-07-31.revenue_actualRevenue · reported — report date 2026-07-31$2.51BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-07-31.revenue_estimatedRevenue · estimate — report date 2026-07-31$2.40BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-07-31.eps_actualEPS · reported — report date 2026-07-31$0.9020Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-07-31.eps_estimatedEPS · estimate — report date 2026-07-31$0.8040Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-03-02.revenue_actualRevenue · reported — report date 2026-03-02$2.44BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-03-02.revenue_estimatedRevenue · estimate — report date 2026-03-02$2.45BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-03-02.eps_actualEPS · reported — report date 2026-03-02$0.8370Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-03-02.eps_estimatedEPS · estimate — report date 2026-03-02$0.9220Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2025-08-04.revenue_actualRevenue · reported — report date 2025-08-04$2.23BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2025-08-04.eps_actualEPS · reported — report date 2025-08-04$0.7250Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2025-02-24.revenue_actualRevenue · reported — report date 2025-02-24$2.35BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2025-02-24.eps_actualEPS · reported — report date 2025-02-24$0.6490Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
fin.q_tableQuarterly income statement4 quarters through Q2 FY2026FMPFinancial Modeling Prep (FMP) · income statement (quarterly), as filed

UNRECORDED — 1 fact from stored observations whose source was not recorded

UNRECORDED facts used on this page
Fact IDFactValue as shownAs ofTierSource
px.range5252-week range$15.02 – $23.82UNRECORDEDStored company-profile observation — Captured 2026-10-03

COMPUTED — 4 facts from our arithmetic, formula restated

COMPUTED facts used on this page
Fact IDFactValue as shownAs ofTierSource
div.ttm_per_shareDividends per share, last 12 months (split-adjusted)$0.45COMPUTEDFinancial Modeling Prep (FMP) split-adjusted dividend history — Sum of 1 split-adjusted declared dividend with an ex-date in the 365 days to 2026-10-05, per current share. Ex-dates are not payment dates; special dividends are included. Not a declared annual rate.
div.ttm_yieldDividend yield, last 12 months2.11%COMPUTEDFinancial Modeling Prep (FMP) split-adjusted dividend history and quote — Split-adjusted dividends with ex-dates in the trailing 365-day window divided by the packet price, on the same current-share basis. Price date follows the quote, latest price bar or packet-build day when unstamped. Not a forecast or declared annual rate.
earn.history.depth.2026-07-31.revenue_actual.comparisonLatest report · revenue vs estimateAbove estimateReport date · COMPUTEDComputed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported revenue ($2.51B) with the recorded estimate ($2.40B) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns.
earn.history.depth.2026-07-31.eps_actual.comparisonLatest report · EPS vs estimateAbove estimateReport date · COMPUTEDComputed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported EPS ($0.9020) with the recorded estimate ($0.8040) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns.

OURS — 1 fact from Stock Expert AI's own score and rank

OURS facts used on this page
Fact IDFactValue as shownAs ofTierSource
gap.statement_currencyStatement currency limitationDetailed statement figures are not shown because their conversion to USD has not been verified.OURSStock Expert AI currency-basis check

Fact-family notes

  1. Earnings-history note. Source series as of 2026-07-31. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined. Applies to Fact IDs: earn.history.depth.2026-07-31.revenue_actual, earn.history.depth.2026-07-31.revenue_estimated, earn.history.depth.2026-07-31.revenue_actual.comparison, earn.history.depth.2026-07-31.eps_actual.comparison, earn.history.depth.2026-07-31.eps_actual, earn.history.depth.2026-07-31.eps_estimated, earn.history.depth.2026-03-02.revenue_actual, earn.history.depth.2026-03-02.revenue_estimated, earn.history.depth.2026-03-02.eps_actual, earn.history.depth.2026-03-02.eps_estimated, earn.history.depth.2025-08-04.revenue_actual, earn.history.depth.2025-08-04.eps_actual, earn.history.depth.2025-02-24.revenue_actual, earn.history.depth.2025-02-24.eps_actual.
Published
Research standards
Methodology · Editorial policy · Corrections

Sources used for research written 2026-09-12

Historical evidence preserved with this analysis. Current figures are listed separately above.

EvidenceCaptured valueSource dateSource typeSource
Business description
Bank of Ireland Group plc, founded in Dublin, Ireland in 1783, offers an extensive array of banking and financial services. The organization is structured into four main operational segments: Retail Ireland, Wealth and Insurance, Retail UK, and Corporate and Treasury. Its financial provisions include current and savings accounts, along with various business deposit solutions. Lending options span personal needs, such as vehicle, home renovation, graduate, and student loans, as well as overdrafts; for businesses and agricultural clients, it provides standard loans, BREXIT-related funding, invoice financing, hire purchase, and leasing. Additionally, the company facilitates international payments and issues credit cards. Bank of Ireland also offers a broad spectrum of protection and insurance products, including mortgage and life cover, specified illness and income protection for individuals and families, as well as home, car, and travel insurance. Its wealth management services encompass pensions, investments, foreign exchange, treasury deposits, and private banking, alongside specialized financing for leveraged acquisitions and property development.
2026-09-12FMPFinancial Modeling Prep (FMP) company profile
Management outlook — dated call excerpts
Captured record · 4 entries
  • Call of 2026-03-02 — Quote: For 2026, we expect net organic capital generation of around 250 basis points. We've updated our CET1 guidance for the new strategic cycle to around 14.5%, which we believe is an appropriate level to both protect the bank and support the ambitious growth plans we are setting out today., Speaker: Mark Spain
  • Call of 2026-03-02 — Quote: We expect NII to grow from 2025 levels to around EUR 3.4 billion in 2026, above our expectation of the high 3.3s., Speaker: Mark Spain
  • Call of 2026-03-02 — Quote: We expect stronger growth in 2027, where we are upgrading our prior guidance of the mid 3.5s with NII of greater than EUR 3.6 billion now expected., Speaker: Mark Spain
  • Call of 2026-03-02 — Quote: Having taken on board market feedback and reflecting on peer approaches, from 2026 onwards, we will simplify our reporting by including restructuring costs within our operating expenses and within our cost income ratio and presenting ROTE on a statutory basis., Speaker: Mark Spain

Selected verbatim statements from the latest available call, dated by the transcript provider. Management expectations, not completed milestones or guarantees. Relative dates retain the speaker's wording.

2026-03-02OFFICIALCompany earnings call, transcript via Financial Modeling Prep (FMP)
Data Sources & Methodology
Figures come from Financial Modeling Prep (FMP). If FMP has no figure for a ticker, a price or fundamental may come from a Yahoo Finance fallback, or a price from an Alpaca fallback. SEC EDGAR is used only for filing links and company identity details (legal name, address), never for figures. AI analysis by Stock Expert AI proprietary algorithms. Technical indicators via industry-standard calculations. Last updated: .
Data Provenance
Sources: Financial Modeling Prep (FMP) — Primary · Yahoo Finance — Fallback · Alpaca — Tertiary
Last fetched:
Cache TTL: Quote 5min · Profile 7d · Financials 7d · Insider 48h
How we use AI: Numbers are pulled directly from FMP & Yahoo Finance — our AI writes the analysis, it never edits the figures.
Data provided as-is for educational purposes. Not financial advice. Methodology

Data provided for informational purposes only.