BOK Financial Corporation (BOKF) Stock: Price, Forecast & Analyst Target
BOK Financial Corporation (BOKF) — MoonshotScore 84/100 (Exceptional band), calculated Oct 4, 2026. Price $128.36 (+1.52%), as of the Oct 2, 2026 trading session; market cap $7.80B. Expected results Oct 19, 2026.
Educational signal · not a buy or sell recommendation · How to read this
BOK Financial Corporation · BOKF · NASDAQ · Financial Services · Banks - Regional
Research dated 2026-09-13: BOK Financial is a multistate bank holding company whose earnings come from commercial lending, consumer banking, wealth services and payment infrastructure rather than branch banking alone. Loan growth is accelerating, so the key test is whether that expansion lifts recurring earnings without weakening operating discipline.
Price as of Oct 2, 2026
Key Statistics
MoonshotScore v2 · BOK Financial (BOKF)
ExceptionalWhy this rating? Method, drivers & history
Bands for the MoonshotScore: Exceptional 80-100 · Strong 65-79 · Fair 45-64 · Weak below 45.
- Business Quality — Is this a genuinely good business?
- Financial Safety — Could this blow up on me?
- Valuation — Am I paying a fair price?
- Growth Durability — Is the growth real and likely to last?
- Momentum — Is the market already moving on this?
High quality, at a dirt-cheap price, though the balance sheet and growth are only decent. Business Quality: Elite; Financial Safety: Sound; Valuation: Cheap; Growth Durability: Growing; Momentum: Slipping.
- quarterly revenue $877M (Q2 FY2026, quarter ended Jun 30, 2026)
- EPS beat 7 of 8
- Altman Z 0.37 · Piotroski F 8
Helping: business quality, an attractive price
What has the MoonshotScore done over time?
| Recorded | Score | Band |
|---|---|---|
| 87 | Exceptional | |
| 85 | Exceptional | |
| 87 | Exceptional | |
| 87 | Exceptional | |
| 83 | Exceptional | |
| 83 | Exceptional |
The score was 84 in the stored Oct 3, 2026 snapshot and remains 84 in the current publication computed Oct 4, 2026 (0); the largest pillar moves were Momentum -1; the pillar moves offset under the sector-relative weighting, so the headline score is unchanged.
Calculation uses the most recent completed US trading session. Live price changes do not update the score immediately.
Computed · Educational signal · not a buy or sell recommendation · How the MoonshotScore is computed →
Price & valuation
| Measure | Value | As of |
|---|---|---|
| Latest provided price | $128.36 | |
| Change on the day | +1.52% | |
| 52-week range | $102.72–$146.84 | |
| Market capitalisation | $7.80B | |
| Price / earnings (trailing) | 12.05 | |
| Shares traded on the day | 201.3K | |
| Beta (volatility vs the S&P 500) | 0.79 | |
| Dividends per share (last 12 months) | $2.52 | |
| Dividend yield (last 12 months) | 1.96% |
Price & events
Triangles mark reported quarters on the line: pointing up is above the recorded estimate, down is below, a diamond means no estimate on file or a dated event that is not a results report. Numbers key to the dated list. Point at or tab to any week for its close.
Events behind the price
- · Earnings results · above the recorded estimate
- · Earnings results · above the recorded estimate
- · Earnings results · above the recorded estimate
- · Earnings results · above the recorded estimate
- · Earnings call · management outlook
Results dates follow the earnings feed; call dates follow the transcript provider. Nearby dates do not establish that an event caused a price move.
Upcoming events
Management outlook
Slide 14 provides our outlook for full year 2026. Similar to last quarter, our guidance assumes no rate changes from the Federal Reserve, and longer term rates aligned with the current forward curve.
Martin E. Grunst · Statement from
We are increasing our guidance as we now expect full year 2026 loan growth to be over 10%.
Martin E. Grunst · Statement from
Statement dates identify the earnings call, not a deadline. Management expectations and provider estimates can change.
Read management statementsOther perspectives
Council score for BOK Financial (BOKF): perspectives
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
9-Factor Breakdown
Legends Council
4 lenses, 0 current
AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built
Read on: Sep 8, 2026 · older than the 27 hours refresh window; not a current reading
Munger's Mindset
Balance Sheet & Valuation · historical
Read on: Apr 29, 2026 · older than the 27 hours refresh window; not a current reading
How to read these bars and different assessments
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
Bars show each model's ordered assessment on its own scale, not a probability or a comparable investment return. The adjacent words give the assessment; more filled segments indicate a stronger model reading.
On Apr 29, 2026, the Munger lens read the price at that time as fairly valued against its own estimate of value.
Readings on this page are from Oct 5, 2026, except a card that shows its own read date.
Watch the BOKF film — every key number, told as a short cinematic story
~2 min · open the film
What is BOK Financial (BOKF), and what does it report?
Short answer · as of
BOK Financial operates through BOKF, NA, serving businesses and households across several central and southwestern markets.
Research dated 2026-09-13.
BOK Financial operates through BOKF, NA, serving businesses and households across several central and southwestern markets. Commercial banking supplies loans, treasury and commodity risk services while operating the TransFund electronic funds transfer network; consumer banking combines deposits, lending and mortgages; wealth management adds fiduciary, advisory, brokerage, mortgage securities trading and municipal underwriting activities.
The reported figures therefore combine lending economics with transaction, trust and capital-markets income. The segment disclosure highlights deposit-account, transaction-card, fiduciary, trust and commission revenue, while the consolidated statements track revenue, gross profit, operating profit and net income across the entire group.
What do the latest results show for BOK Financial (BOKF)?
Short answer · as of
The most recent reported quarter, Q2 FY2026, carried revenue of $877M.
Research dated 2026-09-13.
The latest period delivered sequential gains in revenue, gross profit, operating profit, net income and diluted earnings. Earnings exceeded the market estimate even though reported revenue fell short, continuing a pattern in which profit delivery has recently been more consistent than revenue delivery.
Management raised its loan-growth outlook while retaining assumptions of unchanged central-bank policy rates and longer rates following the prevailing forward curve. A Visa-related gain improves the reported efficiency measure, but management left the adjusted efficiency outlook unchanged, separating that benefit from the underlying cost trend.
What do the reported financial results show?
Reported revenue, net income and earnings per share from the income statement.
- Latest quarter · revenue
- $876.71M Jun 30, 2026
- Latest quarter · net income
- $176.54M Jun 30, 2026
- Latest quarter · EPS
- $2.9400 (diluted) Jun 30, 2026
| Period end | Revenue | Net income | EPS |
|---|---|---|---|
| Jun 30, 2026 | $876.71M | $176.54M | $2.9400 (diluted) |
| Mar 31, 2026 | $827.19M | $155.77M | $2.5800 (diluted) |
| Dec 31, 2025 | $840.68M | $177.30M | $2.9100 (diluted) |
| Sep 30, 2025 | $844.49M | $140.89M | $2.2200 (diluted) |
Revenue and net income are in USD; EPS is USD per share. Statement EPS is labelled diluted or basic only when its source identifies that basis. Otherwise, its basis is unknown.
Did results meet expectations?
Reported earnings and revenue alongside the estimates recorded by the provider.
- Latest report · revenue
- $553.82M Jul 20, 2026
- Latest report · revenue estimate
- $568.08M Jul 20, 2026
- Latest report · revenue vs estimate
- Below estimate Jul 20, 2026
- Latest report · EPS vs estimate
- Above estimate Jul 20, 2026
| Report date | Revenue · reported | Revenue · estimate | EPS · reported | EPS · estimate |
|---|---|---|---|---|
| Jul 20, 2026 | $553.82M | $568.08M | $2.9200 | $2.6800 |
| Apr 20, 2026 | $552.33M | $551.43M | $2.5800 | $2.3000 |
| Jan 20, 2026 | $560.14M | $549.37M | $2.8900 | $2.1600 |
| Oct 20, 2025 | $537.69M | $540.38M | $2.2200 | $2.1700 |
Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined.
Quarterly income statement — 4 quarters
| Period | Revenue | Net income | EPS |
|---|---|---|---|
| Q2 FY2026 | $877M | $177M | $2.94 (diluted) |
| Q1 FY2026 | $827M | $156M | $2.58 (diluted) |
| Q4 FY2025 | $841M | $177M | $2.91 (diluted) |
| Q3 FY2025 | $844M | $141M | $2.22 (diluted) |
What are the financial strengths and risks for BOK Financial (BOKF)?
Short answer · as of
The MoonshotScore pillars rate business quality, an attractive price as strengths.
Research dated 2026-09-13.
Cash and short-term investments exceed reported debt, and the broader investment portfolio makes securities a major balance-sheet component. Operating cash flow has been highly uneven across reporting periods, however, so the latest surge should be judged against the longer series rather than treated as a stable run rate.
Rapid loan expansion raises the cost of any underwriting or funding mistake, particularly because the bank carries a large liability base and management's outlook depends on a specified rate environment. The steady dividend shows continuity in shareholder distributions, while cash movements and recurring operating cash generation remain the more informative checks on financial flexibility.
What does the cash-flow statement report?
Dated cash-flow statement entries, using the provider’s reported classification.
- Latest quarter · operating cash flow
- $787.36M Jun 30, 2026
- Previous quarter · operating cash flow
- $86.73M Mar 31, 2026
| Period end | Operating cash flow | Capital expenditure (reported) |
|---|---|---|
| Jun 30, 2026 | $787.36M | −$11.49M |
| Mar 31, 2026 | $86.73M | −$35.73M |
| Dec 31, 2025 | $896.55M | −$58.27M |
| Sep 30, 2025 | $867.85M | −$29.33M |
Operating cash-flow bars share one scale and show magnitude; negative values mean cash used.
USD. Statement entries keep the provider’s reported sign. These financial-company figures are not used here to estimate cash runway, surplus cash, or business value.
What should you watch next at BOK Financial (BOKF)?
Short answer · as of
The next earnings report is expected on Oct 19, 2026.
Research dated 2026-09-13.
Watch whether stronger loan growth appears alongside higher recurring revenue and earnings, not merely balance-sheet expansion. The scheduled earnings release also provides a clean test of the current revenue and earnings expectations.
Separate the Visa-related gain from the efficiency trend, then compare operating cash flow and cash balances with their volatile recent history. Any departure from management's rate assumptions would also change the backdrop against which the loan-growth outlook was framed.
What management is planning
Management expectations, not completed milestones or guarantees. Selected verbatim excerpts; dates follow the transcript provider.
Slide 14 provides our outlook for full year 2026. Similar to last quarter, our guidance assumes no rate changes from the Federal Reserve, and longer term rates aligned with the current forward curve.
Martin E. Grunst ·
We are increasing our guidance as we now expect full year 2026 loan growth to be over 10%.
Martin E. Grunst ·
The Visa gain we recognized in the second quarter will impact the full year efficiency ratio, and we now expect that metric to be approximately 62%. If adjusted for the Visa gain, our guidance for that ratio would be near 63% unchanged from the prior quarter.
Martin E. Grunst ·
How does BOK Financial compare with its peers?
Short answer
BOK Financial's score ranks 11th of 13 in the bounded comparison shown, against 12 same-model peers. These are company scores, not expected investment returns. The set lists named competitors first, then companies in the same data-provider industry classification closest in market value; that classification is the provider's, not our judgment of business similarity.
Research dated 2026-09-13.
BOK Financial differs from a plain regional spread lender because commercial banking includes the TransFund payment network and commodity risk services, while wealth management extends into mortgage securities trading and municipal bond underwriting. Transaction-card, trust, fiduciary and commission revenue give the company service-income channels tied to payments, managed assets and market activity as well as loans and deposits.
| Company | Price | Market value | Score |
|---|---|---|---|
| $53.11 Oct 2, 2026 | $5.90B | 95 5-pillar Oct 4, 2026 | |
| $63.17 Oct 2, 2026 | $9.22B | 94 5-pillar Oct 4, 2026 | |
| $60.84 Oct 2, 2026 | $4.08B | 93 5-pillar Oct 4, 2026 | |
| $47.04 Oct 2, 2026 | $6.48B | 92 5-pillar Oct 4, 2026 | |
| $27.04 Oct 2, 2026 | $4.13B | 92 5-pillar Oct 4, 2026 | |
| $32.03 Oct 2, 2026 | $7.68B | 91 5-pillar Oct 4, 2026 | |
| $25.11 Oct 2, 2026 | $4.14B | 91 5-pillar Oct 4, 2026 | |
| $38.11 Oct 2, 2026 | $3.65B | 90 5-pillar Oct 4, 2026 | |
| $34.11 Oct 2, 2026 | $4.08B | 89 5-pillar Oct 4, 2026 | |
| $31.87 Oct 2, 2026 | $3.34B | 88 5-pillar Oct 4, 2026 | |
| BOK Financial (BOKF) — this page | $128.36 | $7.80B | 84 |
| $55.28 Oct 2, 2026 | $8.06B | 78 5-pillar Oct 4, 2026 | |
| $67.38 Oct 2, 2026 | $8.10B | 78 5-pillar Oct 4, 2026 |
Only 5-pillar scores are ranked together. Other models are not directly comparable. Price and score dates are shown separately; market-value dates are unavailable.
The records behind this page
Analyst targets & estimates
What analysts have on file
- Price target, low to high
- $135.00 – $155.00
- Consensus target
- $146.40
- Median target
- $149.00
Consensus record · Captured .
Measured against a quoted price of $128.36 (as of Oct 2, 2026).
Insider activity
Form 4 records via FMP · Of the newest 60 records, those within the last 180 days, newest dated Aug 11, 2026
- Transactions
- 23
- Identified insiders
- 18
- Purchases
- 0
- Sales
- 8
- Other transactions
- 15
Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent.
Who holds the shares?
Institutional ownership reported through 13F filings.
- Institutional ownership
- 38.4% Period end Jun 30, 2026
- Previous quarter · ownership
- 35.6% Prior to period end Jun 30, 2026
- Reporting holders
- 311 Period end Jun 30, 2026
- Previous quarter · holders
- 295 Prior to period end Jun 30, 2026
| Holders in provider snapshot | Shares |
|---|---|
| George Kaiser Family Foundation | 3,361,707 |
| Dimensional Fund Advisors LP | 2,726,300 |
| Ariel Investments, LLC | 1,627,416 |
| Fmr LLC | 1,353,708 |
| Blackrock, INC. | 1,132,893 |
Quarterly filings lag the period end. Holder rows are names in the provider snapshot, not a verified ranking; individual filing dates are not supplied. Related managers may appear separately, so these positions are not summed. Holder snapshot as of Jun 30, 2026.
What has been published about BOK Financial (BOKF)?
BOKF Financial Services Stock FAQ
Research dated 2026-09-13; the answers below are from that research, and the full attribution is under Sources. The last 3 questions are answered from this page's own dated data, not from the research.
How does TransFund change BOK Financial's business mix?
TransFund places an electronic funds transfer network inside commercial banking, extending the franchise beyond lending and branches. Transaction-card revenue provides a visible service-income link to that infrastructure.
Why does the Visa gain matter for BOK Financial's efficiency trend?
The gain improves the reported efficiency measure, but management said the adjusted outlook remained unchanged. Underlying cost performance should therefore be assessed without treating that gain as operating improvement.
What does BOK Financial's wealth management division actually do?
It combines fiduciary and private-banking services with insurance, investment advice, brokerage and trading. Its market activities include facilitating liquidity in agency mortgage securities and related derivatives as well as underwriting municipal bonds.
How dependent is BOK Financial's loan outlook on interest rates?
Management framed its raised loan-growth outlook around unchanged central-bank policy rates and longer rates aligned with the prevailing forward curve. A different rate path would alter the operating setting behind that outlook.
What is the BOKF stock price today?
The last price recorded on this page for BOK Financial Corporation (BOKF) is $128.36, as of the Oct 2, 2026 trading session (source: Financial Modeling Prep (FMP) · quote). It is a provider snapshot, not a live exchange feed, so check a brokerage quote before you trade.
What is the BOKF price target?
The analyst consensus price target for BOK Financial Corporation (BOKF) is $146.40 (range $135.00 to $155.00, median $149.00), per FMP data captured Oct 4, 2026. Targets are analyst opinions and change often; they are not a Stock Expert AI forecast.
Does BOKF pay a dividend?
Yes. BOK Financial Corporation (BOKF) shows a trailing 12-month dividend yield of 1.96%, as of Oct 2, 2026, in the data on this page. Payout ratio and cash-flow coverage decide whether it can last, and past dividends do not guarantee future payments.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Research written by Codex (gpt-5.6-sol) on 2026-09-13. AI-authored analysis; source dates are shown with each answer. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief.
Sources — records for every figure on this page (74 figures)
The 74 rows below are exactly the facts the evidence-backed sections of this page printed — the 10-second verdict, the MoonshotScore, price and market value, the five questions with their receipts, and the records behind this page. Known dates and sources are recorded on their own rows; an em dash or UNRECORDED tier preserves a stored observation without inventing either. The quarterly income statement is provider-standardized (FMP) under one row, and scale definitions — a 0-100 rating, the band ladder, the Piotroski 0–9 range — are fixed rather than measured. No number in those sections was generated by a model. The register does not cover quoted third-party headlines, the dated council readings, or the Frequently Asked Questions; each of those says where it came from where it stands.
"As of" is the date the value is true for where the source carries one — a quarter end, a filing date, a price close, the day the score was computed. A cached observation with no source date remains undated; the page publication date is not used as a substitute.
OFFICIAL — 2 facts from SEC filings and earnings calls
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
prod.outlook | Management outlook — call excerpts | Martin E. Grunst (Jul 21, 2026): Slide 14 provides our outlook for full year 2026. Similar to last quarter, our guidance assumes no rate changes from the Federal Reserve, and longer term rates aligned with the current forward curve. Martin E. Grunst (Jul 21, 2026): We are increasing our guidance as we now expect full year 2026 loan growth to be over 10%. Martin E. Grunst (Jul 21, 2026): The Visa gain we recognized in the second quarter will impact the full year efficiency ratio, and we now expect that metric to be approximately 62%. If adjusted for the Visa gain, our guidance for that ratio would be near 63% unchanged from the prior quarter. | OFFICIAL | Company earnings call, transcript via Financial Modeling Prep (FMP) — Selected verbatim statements from the latest available call, dated by the transcript provider. Management expectations, not completed milestones or guarantees. Relative dates retain the speaker's wording. | |
id.hq | SEC filing business address | Bank OF Oklahoma Tower, Boston Avenue AT Second Street, Tulsa, OK, 74172 | OFFICIAL | SEC EDGAR filer business address — The SEC filer business address. Our market-data provider separately lists "Bank of Oklahoma Tower, Tulsa, OK, 74172, US". |
FMP — 64 facts from Financial Modeling Prep endpoint families
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
px.last | Latest provided price | $128.36 | FMP | Financial Modeling Prep (FMP) · quote — Dated to the US trading session the price belongs to, derived from the quote record's timestamp (weekend and pre-open reads roll back to the previous weekday; exchange holidays are not modelled). The record does not establish an exchange execution time. Retrieved 2026-10-05T00:34:51.804Z. | |
px.change | Change on the day | +1.52% | FMP | Financial Modeling Prep (FMP) · quote | |
px.mcap | Market capitalisation | $7.80B | FMP | Financial Modeling Prep (FMP) · quote — Date unknown Market cap record date: 2026-10-02. FMP quote timestamp: 2026-10-02T20:00:01.000Z. Captured from FMP at 2026-10-05T00:34:47.408Z. No share-count basis is inferred; this page preserves the reported amount instead of recalculating it from shares. | |
earn.next | Next earnings date | Oct 19, 2026 | FMP | Financial Modeling Prep (FMP) earnings calendar — The date is our provider's estimate until the company confirms it. | |
px.change_abs | Change on the day, in dollars | +$1.92 | FMP | Financial Modeling Prep (FMP) · quote | |
fin.q_revenue | Revenue, Q2 FY2026 | $877M | FMP | Financial Modeling Prep (FMP) · income statement (quarterly) | |
px.range52 | 52-week range | $102.72–$146.84 | FMP | Financial Modeling Prep (FMP) quote | |
px.pe | Price / earnings (trailing) | 12.05 | FMP | Financial Modeling Prep (FMP) · quote | |
px.volume | Shares traded on the day | 201.3K | FMP | Financial Modeling Prep (FMP) · quote | |
px.beta | Beta | 0.79 | FMP | Financial Modeling Prep (FMP) company profile | |
id.ceo | Chief executive | Stacy C. Kymes | FMP | Financial Modeling Prep (FMP) key executives (proxy-derived) — Titles and pay come from the company's proxy statement as our provider parsed it. | |
id.employees | Employees | 4,970 | FMP | Financial Modeling Prep (FMP) employee count, from the company's filing | |
fin.annual | Revenue and net result by fiscal year | 5 fiscal years, FY2021 through FY2025: FY2021 revenue $1.83B, net result $618.12M; FY2022 revenue $2.00B, net result $520.27M; FY2023 revenue $3.05B, net result $530.75M; FY2024 revenue $3.36B, net result $523.57M; FY2025 revenue $3.33B, net result $577.99M | FMP | Financial Modeling Prep (FMP), from the company's 10-K income statements | |
fin.rev_mix | Reported revenue segments | Deposit Account $125.53M · Fiduciary and Trust $257.16M · Personal trust revenue $111.36M · Transaction card revenue $117.68M · Fees and commissions revenue $581.70M | FMP | Financial Modeling Prep (FMP) revenue segmentation, from the company's 10-K | |
fin.q_table.depth.2026-06-30.revenue_k | Revenue — period end 2026-06-30 | $876.71M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-06-30.net_result_k | Net income — period end 2026-06-30 | $176.54M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-06-30.eps | EPS — period end 2026-06-30 | $2.9400 (diluted) | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-03-31.revenue_k | Revenue — period end 2026-03-31 | $827.19M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-03-31.net_result_k | Net income — period end 2026-03-31 | $155.77M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-03-31.eps | EPS — period end 2026-03-31 | $2.5800 (diluted) | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-12-31.revenue_k | Revenue — period end 2025-12-31 | $840.68M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-12-31.net_result_k | Net income — period end 2025-12-31 | $177.30M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-12-31.eps | EPS — period end 2025-12-31 | $2.9100 (diluted) | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-09-30.revenue_k | Revenue — period end 2025-09-30 | $844.49M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-09-30.net_result_k | Net income — period end 2025-09-30 | $140.89M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-09-30.eps | EPS — period end 2025-09-30 | $2.2200 (diluted) | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
earn.history.depth.2026-07-20.revenue_actual | Revenue · reported — report date 2026-07-20 | $553.82M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-20.revenue_estimated | Revenue · estimate — report date 2026-07-20 | $568.08M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-20.eps_actual | EPS · reported — report date 2026-07-20 | $2.9200 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-20.eps_estimated | EPS · estimate — report date 2026-07-20 | $2.6800 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-20.revenue_actual | Revenue · reported — report date 2026-04-20 | $552.33M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-20.revenue_estimated | Revenue · estimate — report date 2026-04-20 | $551.43M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-20.eps_actual | EPS · reported — report date 2026-04-20 | $2.5800 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-20.eps_estimated | EPS · estimate — report date 2026-04-20 | $2.3000 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-01-20.revenue_actual | Revenue · reported — report date 2026-01-20 | $560.14M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-01-20.revenue_estimated | Revenue · estimate — report date 2026-01-20 | $549.37M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-01-20.eps_actual | EPS · reported — report date 2026-01-20 | $2.8900 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-01-20.eps_estimated | EPS · estimate — report date 2026-01-20 | $2.1600 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-10-20.revenue_actual | Revenue · reported — report date 2025-10-20 | $537.69M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-10-20.revenue_estimated | Revenue · estimate — report date 2025-10-20 | $540.38M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-10-20.eps_actual | EPS · reported — report date 2025-10-20 | $2.2200 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-10-20.eps_estimated | EPS · estimate — report date 2025-10-20 | $2.1700 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
fin.q_table | Quarterly income statement | 4 quarters through Q2 FY2026 | FMP | Financial Modeling Prep (FMP) · income statement (quarterly), as filed | |
fin.opcf.depth.2026-06-30.operating_cash_flow_m | Operating cash flow — period end 2026-06-30 | $787.36M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2026-03-31.operating_cash_flow_m | Operating cash flow — period end 2026-03-31 | $86.73M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2026-06-30.capex_m | Capital expenditure (reported) — period end 2026-06-30 | −$11.49M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2026-03-31.capex_m | Capital expenditure (reported) — period end 2026-03-31 | −$35.73M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-12-31.operating_cash_flow_m | Operating cash flow — period end 2025-12-31 | $896.55M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-12-31.capex_m | Capital expenditure (reported) — period end 2025-12-31 | −$58.27M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-09-30.operating_cash_flow_m | Operating cash flow — period end 2025-09-30 | $867.85M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-09-30.capex_m | Capital expenditure (reported) — period end 2025-09-30 | −$29.33M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
earn.pt_range | Analyst price target, low to high | $135.00 – $155.00 | FMP | Financial Modeling Prep (FMP) · price-target consensus — Captured Oct 4, 2026 · Coverage not supplied | |
earn.pt_consensus | Consensus analyst price target | $146.40 | FMP | Financial Modeling Prep (FMP) · price-target consensus — Captured Oct 4, 2026 · Coverage not supplied | |
earn.pt_median | Median analyst price target | $149.00 | FMP | Financial Modeling Prep (FMP) · price-target consensus — Captured Oct 4, 2026 · Coverage not supplied | |
own.insiders | Insider transactions via FMP | 23 transactions · 0 purchases, 8 sales, 15 other transactions · 18 identified insiders · of the newest 60 records, those within the last 180 days, newest dated Aug 11, 2026 | FMP | Financial Modeling Prep (FMP), carrying Form 4 transaction records — Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent. | |
own.institutions.depth.ownership_pct | Institutional ownership | 38.4% | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Period end Jun 30, 2026 | |
own.institutions.depth.ownership_pct_previous_quarter | Previous quarter · ownership | 35.6% | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Prior to period end Jun 30, 2026 | |
own.institutions.depth.holders | Reporting holders | 311 | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Period end Jun 30, 2026 | |
own.institutions.depth.holders_previous_quarter | Previous quarter · holders | 295 | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Prior to period end Jun 30, 2026 | |
own.top_holders.depth.holder_0.shares | George Kaiser Family Foundation — shares in provider snapshot | 3,361,707 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_1.shares | Dimensional Fund Advisors LP — shares in provider snapshot | 2,726,300 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_2.shares | Ariel Investments, LLC — shares in provider snapshot | 1,627,416 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_3.shares | Fmr LLC — shares in provider snapshot | 1,353,708 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_4.shares | Blackrock, INC. — shares in provider snapshot | 1,132,893 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. |
UNRECORDED — 2 facts from stored observations whose source was not recorded
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
earn.history | Reported versus estimated, recent quarters | EPS beat 7 of 8 | UNRECORDED | Stored earnings-history observation — Captured 2026-10-02 · Expired observation | |
fin.scores | Distress and quality screens | Altman Z 0.37 · Piotroski F 8 | UNRECORDED | Stored financial-scores observation — Captured 2026-10-04 |
COMPUTED — 4 facts from our arithmetic, formula restated
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
div.ttm_per_share | Dividends per share, last 12 months (split-adjusted) | $2.52 | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history — Sum of 4 split-adjusted declared dividends with an ex-date in the 365 days to 2026-10-04, per current share. Ex-dates are not payment dates; special dividends are included. Not a declared annual rate. | |
div.ttm_yield | Dividend yield, last 12 months | 1.96% | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history and quote — Split-adjusted dividends with ex-dates in the trailing 365-day window divided by the packet price, on the same current-share basis. Price date follows the quote, latest price bar or packet-build day when unstamped. Not a forecast or declared annual rate. | |
earn.history.depth.2026-07-20.revenue_actual.comparison | Latest report · revenue vs estimate | Below estimate | Report date · | COMPUTED | Computed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported revenue ($553.82M) with the recorded estimate ($568.08M) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns. |
earn.history.depth.2026-07-20.eps_actual.comparison | Latest report · EPS vs estimate | Above estimate | Report date · | COMPUTED | Computed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported EPS ($2.9200) with the recorded estimate ($2.6800) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns. |
OURS — 2 facts from Stock Expert AI's own score and rank
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
ours.moonshot | MoonshotScore v2 | 84 of 100 · Exceptional · pillars 83 / 62 / 94 / 62 / 36 | OURS | Stock Expert AI MoonshotScore v2 engine | |
ours.moonshot_change | MoonshotScore movement | 84 (stored snapshot Oct 3, 2026) → 84 (current publication computed Oct 4, 2026) (0) | OURS | Stock Expert AI current score publication and immutable score snapshots |
Fact-family notes
- Quarterly statement note. Source series as of 2026-06-30. Revenue and net income are in USD; EPS is USD per share. Statement EPS is labelled diluted or basic only when its source identifies that basis. Otherwise, its basis is unknown. Applies to Fact IDs:
fin.q_table.depth.2026-06-30.revenue_k,fin.q_table.depth.2026-06-30.net_result_k,fin.q_table.depth.2026-06-30.eps,fin.q_table.depth.2026-03-31.revenue_k,fin.q_table.depth.2026-03-31.net_result_k,fin.q_table.depth.2026-03-31.eps,fin.q_table.depth.2025-12-31.revenue_k,fin.q_table.depth.2025-12-31.net_result_k,fin.q_table.depth.2025-12-31.eps,fin.q_table.depth.2025-09-30.revenue_k,fin.q_table.depth.2025-09-30.net_result_k,fin.q_table.depth.2025-09-30.eps. - Earnings-history note. Source series as of 2026-07-20. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined. Applies to Fact IDs:
earn.history.depth.2026-07-20.revenue_actual,earn.history.depth.2026-07-20.revenue_estimated,earn.history.depth.2026-07-20.revenue_actual.comparison,earn.history.depth.2026-07-20.eps_actual.comparison,earn.history.depth.2026-07-20.eps_actual,earn.history.depth.2026-07-20.eps_estimated,earn.history.depth.2026-04-20.revenue_actual,earn.history.depth.2026-04-20.revenue_estimated,earn.history.depth.2026-04-20.eps_actual,earn.history.depth.2026-04-20.eps_estimated,earn.history.depth.2026-01-20.revenue_actual,earn.history.depth.2026-01-20.revenue_estimated,earn.history.depth.2026-01-20.eps_actual,earn.history.depth.2026-01-20.eps_estimated,earn.history.depth.2025-10-20.revenue_actual,earn.history.depth.2025-10-20.revenue_estimated,earn.history.depth.2025-10-20.eps_actual,earn.history.depth.2025-10-20.eps_estimated. - Cash-flow note. Source series as of 2026-06-30. USD. Statement entries keep the provider’s reported sign. These financial-company figures are not used here to estimate cash runway, surplus cash, or business value. Applies to Fact IDs:
fin.opcf.depth.2026-06-30.operating_cash_flow_m,fin.opcf.depth.2026-03-31.operating_cash_flow_m,fin.opcf.depth.2026-06-30.capex_m,fin.opcf.depth.2026-03-31.capex_m,fin.opcf.depth.2025-12-31.operating_cash_flow_m,fin.opcf.depth.2025-12-31.capex_m,fin.opcf.depth.2025-09-30.operating_cash_flow_m,fin.opcf.depth.2025-09-30.capex_m.
- Published
- Research standards
- Methodology · Editorial policy · Corrections
- Report a number
- sedat@stockexpertai.com
Sources used for research written 2026-09-13
Historical evidence preserved with this analysis. Current figures are listed separately above.
| Evidence | Captured value | Source date | Source type | Source |
|---|---|---|---|---|
| Business description | BOK Financial Corporation (BOKF) functions as the holding company for its primary banking subsidiary, BOKF, NA, delivering a comprehensive suite of financial products and services. Its operations span a multi-state region, including Oklahoma, Texas, New Mexico, Northwest Arkansas, Colorado, Arizona, and parts of Kansas and Missouri. The company's business is strategically organized into three distinct divisions: Commercial Banking: This segment caters to diverse business clientele, ranging from small enterprises to large corporations. It provides essential services like corporate lending, treasury management, cash flow solutions, and risk management for commodity exposure. This segment also manages the extensive TransFund electronic funds transfer (EFT) network. Consumer Banking: This division focuses on individual and small business clients, offering deposit accounts and various loan products through its consumer branch network. Furthermore, it handles the origination and servicing of residential mortgage loans. Wealth Management: This group delivers a range of specialized financial services, including fiduciary responsibilities, private banking, insurance offerings, and investment advisory. This segment also encompasses brokerage and trading activities, notably facilitating liquidity in mortgage markets through the trading of U.S. government agency mortgage-backed securities and associated derivatives, in addition to underwriting state and municipal bonds. Beyond segment-specific offerings, the corporation extends a variety of loan products. These include commercial loans tailored for working capital, equipment purchases, facility expansion or acquisition, and general operational needs, serving diverse sectors such as service, healthcare, manufacturing, wholesale/retail, and energy. It also finances commercial real estate projects, including construction and property investments, alongside residential mortgages and personal loans. Customers also benefit from modern banking conveniences, such as automated teller machines (ATMs), a dedicated call center, and robust online and mobile banking platforms. As of December 31, 2021, its TransFund ATM network alone comprised 2,593 locations. Established in 1910, the company maintains its corporate headquarters in Tulsa, Oklahoma. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) company profile |
| Revenue by segment | Deposit Account: 125,529,000; Fiduciary and Trust: $257.16M; Personal trust revenue: $111.36M; Transaction card revenue: $117.68M; Fees and commissions revenue: $581.70M | 2025-12-31 | FMP | Financial Modeling Prep (FMP) revenue segmentation, from the company's 10-K |
| Quarterly income statement (USD thousands) | Captured record · 8 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements |
| Management outlook — dated call excerpts | Captured record · 3 entries
Selected verbatim statements from the latest available call, dated by the transcript provider. Management expectations, not completed milestones or guarantees. Relative dates retain the speaker's wording. | 2026-07-21 | OFFICIAL | Company earnings call, transcript via Financial Modeling Prep (FMP) |
| Sector / industry (provider taxonomy) | Financial Services / Banks - Regional The company's SEC filings classify it under SIC 6021 — National Commercial Banks. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) company profile |
| Annual revenue and net result (USD millions) | Captured record · 5 entries
| 2025-12-31 | FMP | Financial Modeling Prep (FMP), from the company's 10-K income statements |
| Reported versus estimated, last 8 quarters | Captured record · 8 entries
| 2026-07-20 | FMP | Financial Modeling Prep (FMP) earnings |
| Cash, investments and debt | Total debt: $4.97B; Liquidity basis: cash and short-term investments; Total liabilities: $47.09B; Cash and short-term investments: $8.36B; Cash and investments: $37.25B; Long-term investments: $28.89B; Long-term investments classification: unclassified Long-term investments are shown separately; their marketability is not established by the provider field. The cash and short-term investment balance does not establish unrestricted availability. | 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's balance sheet |
| Cash and investment components | Total basis: cash short and long-term investments; Total: $37.25B; Cash and short-term investments: $8.36B; Long-term investments: $28.89B; Long-term investments classification: unclassified Sums the balance sheet's cash and short-term investments with its long-term investments.; The long-term investment field does not establish marketability; the sum is not a measure of available liquidity.; These provider fields do not establish investment access restrictions or explain differences from third-party cash figures. | 2026-06-30 | COMPUTED | Computed from the balance sheet |
| Cash and short-term investments over time (USD millions) | Captured record · 8 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's quarterly balance sheets |
| Operating cash flow by quarter (USD millions) | Captured record · 8 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements |
| Trailing twelve-month ratio set | Quick ratio: 0.65; Current ratio: 0.65; Debt to equity: 0.82; Net margin: 19.2%; Gross margin: 66.1%; Operating margin: 23.4%; Return on assets: 1.2%; Return on equity: 10.8% Price-based multiples captured at research time are not repeated here; the page shows each once, from current figures with their own dates. A ratio our provider could not compute is absent rather than shown as zero. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) key-metrics-ttm + ratios-ttm |
| Recent dividends paid | Captured record · 4 entries
Declared amounts per share on their ex-dates. A single payment does not establish an annual rate, and a special dividend is not separated here. | 2026-08-19 | FMP | Financial Modeling Prep (FMP) dividend history |
| Dividends per share, last 12 months (split-adjusted) | $2.52 Sum of 4 split-adjusted declared dividends with an ex-date in the 365 days to 2026-09-13, per current share. Ex-dates are not payment dates; special dividends are included. Not a declared annual rate. | 2026-08-19 | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history |
| Next earnings report | Date: 2026-10-19; EPS estimate: $2.54 per share; Revenue estimate: $572.90M The date is our provider's estimate until the company confirms it. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) earnings calendar |
| Analyst revenue and earnings estimates (average) | Captured record · 4 entries
| 2026-09-13 | FMP | Financial Modeling Prep (FMP) analyst estimates |
Data provided for informational purposes only.