CBIZ, Inc. (CBZ)
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
CBIZ, Inc. (CBZ) trades at $35.34 with AI Score 66/100 (Grade B+). CBIZ, Inc. provides financial, insurance, and advisory services to small and medium-sized businesses in the United States and Canada. Market cap: $1.90B, Sector: Industrials.
Price live · AI analysis from May 10, 2026CBZ stock analysis for 2026: Analysts have set a consensus price target of $60.00 for CBIZ, Inc., suggesting 69.8% upside from the current price of $35.34. The AI MoonshotScore is 66/100, indicating a bullish outlook. Key factors: analyst coverage, AI-driven quantitative scoring.
CBZ: 1/1 perspectives are bullish.
How is this calculated? →CBIZ, Inc. (CBZ) Industrial Operations Profile
CBIZ, Inc. delivers financial, benefits, and technology solutions to small and medium-sized businesses. Operating across diverse segments, the company offers accounting, insurance, and IT services. With a focus on tailored solutions, CBIZ supports businesses navigating complex regulatory and operational landscapes, fostering growth and efficiency.
What Is the Investment Thesis for CBZ?
CBIZ, Inc. presents a notable research candidate within the specialty business services sector. With a market capitalization of $1.90B and a P/E ratio of 12.3, the company demonstrates a stable financial profile. A key value driver is CBIZ's diversified service offerings, spanning financial, insurance, and technology solutions, which cater to the evolving needs of small and medium-sized businesses. Upcoming catalysts include potential acquisitions to expand service capabilities and geographic reach. Ongoing catalysts include the increasing demand for outsourced financial and IT services. Potential risks include economic downturns impacting client spending and increased competition within the fragmented specialty business services market. The company's beta of 0.93 suggests lower volatility compared to the broader market.
Based on FMP financials and quantitative analysis
CBZ Key Highlights
- Market capitalization of $1.90B indicates a substantial presence in the specialty business services market.
- P/E ratio of 12.3 suggests a potentially undervalued investment relative to earnings.
- Profit margin of 5.6% reflects the company's ability to generate profit from its revenue streams.
- Gross margin of 12.8% indicates the profitability of CBIZ's core service offerings.
- Beta of 0.93 suggests lower volatility compared to the broader market, potentially offering stability to investors.
Who Are CBZ's Competitors?
CBZ is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| AIR AAR Corp. | $143.45 | +2.38% | $5.70B | 56 |
| UNF UniFirst Corporation | $272.93 | -0.23% | $4.96B | 77 |
| AZZ AZZ Inc. | $152.68 | +1.78% | $4.58B | 81 |
| FTBGF Bidstack Group Plc | $0.03 | +20.00% | $29.04M | 63 |
| BUUU BUUU Group Limited provides meeting, incentive, conference, and exhibition solutions, including event management and stage production services. The company | $21.35 | -2.06% | $249.69M | 63 |
| ZGM Zenta Group Company Limited | $1.99 | +11.80% | $23.50M | 60 |
| INPOF InPost S.A. | $17.47 | +0.00% | $8.73B | 60 |
| SPIR Spire Global, Inc. | $17.70 | -3.99% | $576.06M | 59 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are CBZ's Key Strengths?
- Diversified service offerings across financial, insurance, and technology solutions.
- Established relationships with small and medium-sized businesses.
- National presence with offices across the United States and Canada.
- Expertise in navigating complex regulatory and compliance requirements.
What Are CBZ's Weaknesses?
- Reliance on small and medium-sized businesses, which can be sensitive to economic downturns.
- Exposure to regulatory changes and compliance risks.
- Profit margin of 5.6% is relatively low compared to some competitors.
- Gross margin of 12.8% could be improved through operational efficiencies.
What Could Drive CBZ Stock Higher?
- Potential acquisitions to expand service capabilities and geographic reach.
- Increasing demand for outsourced financial and IT services.
- Expansion of IT managed services to capitalize on the growing demand for outsourced IT solutions.
- Cross-selling opportunities to leverage its diverse service offerings to existing clients.
What Are the Key Risks for CBZ?
- Financial-distress signal — its Altman Z-Score of 1.71 sits in the distress zone (elevated bankruptcy risk).
- Economic downturns impacting client spending and demand for services.
- Increased competition within the fragmented specialty business services market.
- Regulatory changes and compliance risks.
- Cybersecurity threats and data breaches.
What Are the Growth Opportunities for CBZ?
- Expansion of IT Managed Services: CBIZ can capitalize on the growing demand for IT managed services among small and medium-sized businesses. The managed services market is projected to reach $356.24 billion by 2028, growing at a CAGR of 11.1% from 2021. By expanding its IT managed networking and hardware offerings, CBIZ can attract new clients and increase recurring revenue streams, leveraging its existing client relationships and national presence.
- Strategic Acquisitions: CBIZ can pursue strategic acquisitions to expand its service capabilities and geographic reach. The specialty business services market is highly fragmented, presenting opportunities to acquire smaller firms with specialized expertise or regional presence. Acquisitions can enable CBIZ to enter new markets, enhance its service offerings, and achieve economies of scale, driving revenue growth and profitability. The timeline for acquisitions is ongoing.
- Cross-Selling Opportunities: CBIZ can leverage its diverse service offerings to cross-sell its services to existing clients. By offering a comprehensive suite of financial, insurance, and technology solutions, CBIZ can increase client retention and generate additional revenue from each client relationship. The company can implement targeted marketing campaigns and sales initiatives to promote cross-selling opportunities across its various segments. The timeline for this is ongoing.
- Government Healthcare Consulting: CBIZ can expand its government healthcare consulting services to capitalize on the increasing demand for healthcare consulting services among governmental entities. The healthcare consulting market is projected to reach $44.9 billion by 2027, growing at a CAGR of 11.8% from 2020. By leveraging its expertise in government healthcare regulations and compliance, CBIZ can secure new contracts and expand its market share in this growing segment. The timeline for this is ongoing.
- Enhanced Data Analytics: CBIZ can invest in enhanced data analytics capabilities to provide clients with actionable insights and improve decision-making. By leveraging data analytics, CBIZ can help clients identify trends, optimize operations, and mitigate risks. The company can develop customized data analytics solutions tailored to the specific needs of its clients, enhancing its value proposition and driving client retention. The timeline for this is ongoing.
What Opportunities Does CBZ Have?
- Expansion of IT managed services to capitalize on the growing demand for outsourced IT solutions.
- Strategic acquisitions to expand service capabilities and geographic reach.
- Cross-selling opportunities to leverage its diverse service offerings to existing clients.
- Expansion of government healthcare consulting services to capitalize on the increasing demand for healthcare consulting services among governmental entities.
What Threats Does CBZ Face?
- Economic downturns impacting client spending and demand for services.
- Increased competition within the fragmented specialty business services market.
- Regulatory changes and compliance risks.
- Cybersecurity threats and data breaches.
What Are CBZ's Competitive Advantages?
- Diversified service offerings provide a comprehensive suite of solutions for clients.
- Established relationships with small and medium-sized businesses.
- National presence with offices across the United States and Canada.
- Expertise in navigating complex regulatory and compliance requirements.
What Does CBZ Do?
CBIZ, Inc., established in 1987 and headquartered in Cleveland, Ohio, has evolved into a leading provider of financial, insurance, and advisory services across the United States and Canada. The company's foundation lies in serving the unique needs of small and medium-sized businesses, offering a comprehensive suite of solutions designed to enhance operational efficiency and financial performance. CBIZ operates through three primary segments: Financial Services, Benefits and Insurance Services, and National Practices. The Financial Services segment provides accounting and tax services, financial advisory, valuation, risk and advisory, and government healthcare consulting. The Benefits and Insurance Services segment focuses on employee benefits consulting, payroll/human capital management, property and casualty insurance, and retirement and investment services. The National Practices segment delivers information technology managed networking and hardware, and healthcare consulting services. CBIZ's commitment to delivering tailored solutions has solidified its position as a trusted partner for businesses seeking to navigate complex regulatory and operational landscapes. By integrating its diverse service offerings, CBIZ aims to provide clients with a holistic approach to business management, fostering sustainable growth and long-term success.
What Products and Services Does CBZ Offer?
- Provides accounting and tax services.
- Offers financial advisory services.
- Delivers valuation and risk advisory services.
- Provides employee benefits consulting.
- Offers payroll and human capital management solutions.
- Provides property and casualty insurance services.
- Offers retirement and investment services.
- Provides information technology managed networking and hardware services.
How Does CBZ Make Money?
- Generates revenue through fees for financial services, including accounting, tax, and advisory services.
- Earns revenue from insurance commissions and fees for employee benefits consulting and related services.
- Derives revenue from IT managed services and hardware sales.
- Focuses on serving small and medium-sized businesses, governmental entities, and not-for-profit enterprises.
What Industry Does CBZ Operate In?
CBIZ operates within the specialty business services industry, which is characterized by a fragmented competitive landscape and increasing demand for outsourced solutions. The industry is driven by the growing complexity of regulatory requirements and the need for businesses to focus on core competencies. Market trends include the adoption of technology-enabled services and the consolidation of smaller firms. CBIZ's diversified service offerings and national presence position it favorably to capitalize on these trends. Competitors include AAR Corp., UniFirst Corporation, and AZZ Inc., each offering specialized services within the broader business services market.
Who Are CBZ's Key Customers?
- Small and medium-sized businesses across various industries.
- Governmental entities at the local, state, and federal levels.
- Not-for-profit organizations.
- Individuals seeking financial and insurance services.
CBIZ, Inc. (CBZ) Valuation Context
Valued at $1.90B, CBZ is classified as a small-cap stock. Relative to its peer group, CBZ's quantitative score of 66/100 is roughly in line with the peer average of 68/100.
CBZ Revenue & Earnings Trend
In Q1 2026, CBZ generated $848.6M in top-line revenue, marking a sequential increase of 56.4%. The company recorded net income of $161.6M, with diluted EPS of $2.63. Quarter-over-quarter revenue has been mixed, typical for a small-cap company operating in Industrials. Across the four most recent quarters, CBZ averaged $0.63 in diluted EPS.
Company Profile
CBIZ, Inc. operates in the Specialty Business Services industry within the Industrials sector. It is headquartered in Cleveland, US. The company is led by CEO Jerome Grisko Jr.. CBZ has traded publicly since 1995.
ROE 8%Key Financial Metrics
Return on equity for CBIZ, Inc. stands at 8.3%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is 3.3%, showing how much profit it generates from its asset base. CBZ trades at a trailing price-to-earnings ratio of 12.33, below the Industrials sector average of ~30x. Its free cash flow yield is 14.0%, a gauge of the cash the business throws off relative to its market value. A current ratio of 1.22 indicates the company holds enough short-term assets to cover its near-term obligations. Its earnings yield is 7.8%, the inverse of the P/E and a quick read on earnings relative to price.
F-Score 6/9Financial Health
CBIZ, Inc.'s Piotroski F-Score is 6/9, a 9-point checklist of profitability, leverage and efficiency — a middling fundamental profile. Its Altman Z-Score of 1.71 places it in the distress zone, a signal of elevated financial risk.
FY2026 estForward Outlook
Wall Street analysts project CBIZ, Inc. revenue of about $2.84B for fiscal 2026, with EPS near $4.07. The estimate reflects 5 contributing analysts.
CBZ Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis · FY 2025
Bull Case vs Bear Case
Bull Case
- CBIZ seems to be making smart moves lately, expanding their services which could lead to more consistent revenue streams. Think of it like a company diversifying its portfolio to weather different market conditions.
- Insiders are showing confidence, and that's always a good sign. It's like the management team putting their money where their mouth is, signaling they believe in the company's future.
- The overall community sentiment seems positive, suggesting people see value in CBIZ's long-term prospects. It's like a groundswell of support building for the stock.
- CBIZ is in a sector that's generally seen as stable, offering services that businesses need regardless of the economic climate. It's similar to how utilities are always in demand, providing a safety net during downturns.
Bear Case
- While expansion is good, it also means increased costs and risks. It's like a company overextending itself, potentially straining resources and impacting profitability.
- Even with insider buying, the overall market could still drag CBIZ down. Remember how the 2008 financial crisis affected even fundamentally sound companies?
- Positive community sentiment can be fickle, and market perception can shift quickly. It's like a trend that suddenly loses steam, leaving investors holding the bag.
- CBIZ operates in a competitive landscape, and there's always the risk of losing market share to rivals. Think of it like a tech company facing disruption from a newer, more innovative competitor.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · March 2026
Recent Quarterly Results
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $849M | $162M | $2.63 |
| Q4 2025 | $543M | -$79M | -$1.24 |
| Q3 2025 | $694M | $30M | $0.48 |
| Q2 2025 | $683M | $42M | $0.66 |
Based on FMP financials and quantitative analysis
CBZ Latest News
-
Barrington Initiates CBIZ at Outperform With $45 Price Target
MT Newswires · Jun 24, 2026
-
Barrington Initiates CBIZ Inc. at Outperform With $45 Price Target
MT Newswires · Jun 24, 2026
-
TTM Technologies, Hewlett Packard Enterprise, and CBIZ Stocks Trade Up, What You Need To Know
StockStory · Jun 13, 2026
-
How The CBIZ (CBZ) Investment Story Is Shifting With New Targets And Mixed Analyst Views
Simply Wall St. · Jun 4, 2026
CBZ Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for CBZ.
Price Targets
Consensus target: $60.00
CBZ MoonshotScore
What does this score mean?
The MoonshotScore rates CBZ's growth potential on a scale of 0-100 across multiple factors including innovation, market disruption, financial health, and momentum.
Classification
Industry Specialty Business ServicesLatest News
Barrington Initiates CBIZ at Outperform With $45 Price Target
Barrington Initiates CBIZ Inc. at Outperform With $45 Price Target
TTM Technologies, Hewlett Packard Enterprise, and CBIZ Stocks Trade Up, What You Need To Know
How The CBIZ (CBZ) Investment Story Is Shifting With New Targets And Mixed Analyst Views
Leadership: Jerome Grisko Jr.
CEO
Jerome Grisko Jr. serves as the CEO of CBIZ, Inc., bringing extensive experience in financial and business services. His career spans various leadership roles, focusing on strategic growth and operational excellence. Prior to his current role, Grisko held key positions within CBIZ, demonstrating a deep understanding of the company's operations and market dynamics. He is known for his strategic vision and commitment to delivering value to clients and shareholders.
Track Record: Under Jerome Grisko Jr.'s leadership, CBIZ has focused on expanding its service offerings and strengthening its market position. Key achievements include strategic acquisitions to enhance service capabilities and geographic reach. Grisko has also overseen initiatives to improve operational efficiency and enhance client satisfaction. His leadership has contributed to CBIZ's growth and stability within the competitive specialty business services market.
What Investors Ask About CBIZ, Inc. (CBZ) — Industrials
What does CBIZ, Inc. do?
CBIZ, Inc. provides a comprehensive suite of financial, insurance, and advisory services to small and medium-sized businesses in the United States and Canada. The company operates through three segments: Financial Services, Benefits and Insurance Services, and National Practices. These segments offer services such as accounting and tax, employee benefits consulting, and IT managed services. CBIZ aims to be a one-stop solution for businesses seeking to improve their financial performance and operational efficiency.
What do analysts say about CBZ stock?
Analyst consensus on CBZ stock reflects a generally positive outlook, driven by the company's diversified service offerings and stable financial performance. Key valuation metrics, such as the P/E ratio of 12.3, suggest a potentially undervalued investment. Growth considerations include the company's ability to capitalize on the increasing demand for outsourced financial and IT services. Analysts also note the potential impact of economic conditions and regulatory changes on CBIZ's performance. No buy or sell recommendations are made.
What are the main risks for CBZ?
The main risks for CBIZ include economic downturns impacting client spending, increased competition within the specialty business services market, regulatory changes and compliance risks, and cybersecurity threats. Economic downturns can reduce demand for CBIZ's services, while increased competition can put pressure on pricing and margins. Regulatory changes and compliance risks can increase operating costs and create uncertainty. Cybersecurity threats and data breaches can damage CBIZ's reputation and result in financial losses.
What are the key factors to evaluate for CBZ?
CBIZ, Inc. (CBZ) holds an AI score of 66/100 (moderate). P/E: 12.3x vs the S&P 500's ~20-25x. Analysts target $60.00 (+70%). Not financial advice.
How frequently does CBZ data refresh on this page?
CBZ prices update in real time during U.S. market hours. Fundamentals refresh after quarterly filings; analyst ratings and AI insights update daily; news is aggregated continuously.
What has driven CBZ's recent stock price performance?
CBIZ, Inc. (CBZ) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Diversified service offerings across financial, insurance, and technology solutions. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider CBZ overvalued or undervalued right now?
CBIZ, Inc. (CBZ) trades at 12.3x earnings. Analysts target $60.00 (+70%) — upside seen. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
What research should beginners do before buying CBZ?
Before investing in CBIZ, Inc. (CBZ), research these four areas: (1) the company's revenue model and competitive position (see Company Overview), (2) financial health through revenue growth, margins, and cash flow (see MoonshotScore), (3) what Wall Street analysts recommend and their price targets (see Analyst tab), and (4) specific risk factors that could impact the stock (see Risk Factors section).
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- Information is based on available data and may be subject to change.
- Financial metrics are as of the latest available reporting period.