Carlyle Credit Income Fund (CCIF) Stock Analysis
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
Carlyle Credit Income Fund (CCIF) trades at $2.76 with AI Score 39/100 (Grade D). Carlyle Credit Income Fund (CCIF) is a closed-end fixed income mutual fund focused on generating current income through investments in… Market cap: $58.5M, Sector: Financial services.
Price as of Aug 21, 2026 · Last analyzed: Jun 14, 2026Analyst Coverage for CCIF: CCIF does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates CCIF against Financial Services peers across nine fundamental dimensions and assigns an underweight signal based on the underlying data.
CCIF: 2/3 scored disciplines lean bearish. Dominant signal: Seth Klarman bullish.
How is this calculated? →Why this analysis is different
- A 9-signal quantitative MoonshotScore built from filings, insider activity, and market data — computed from the numbers, not from opinion.
- An AI Council read across up to eight perspectives — value, macro, quantitative, and momentum lenses — that shows where they disagree instead of averaging the tension away.
- Figures come straight from FMP and Yahoo Finance filings data. The AI writes the narrative around the numbers — it never edits the numbers.
Carlyle Credit Income Fund (CCIF) Financial Services Profile
Carlyle Credit Income Fund (CCIF) is a closed-end mutual fund specializing in fixed-income securities, leveraging expertise in credit asset management to deliver strong income generation while maintaining a diversified portfolio.
What Is the Investment Thesis for CCIF?
Carlyle Credit Income Fund (CCIF) presents a unique investment thesis centered on its robust income generation capabilities, evidenced by a remarkable profit margin of 3301.8% and a dividend yield of 36.53%. The fund's strategy of investing in senior secured loans provides a stable income stream, appealing to income-focused investors. With a market capitalization of $58.5M and a P/E ratio of 5.98, CCIF is positioned to capitalize on the growing demand for fixed-income investments. Key growth catalysts include the increasing need for diversification in investment portfolios and potential expansion of its investment strategy to include more sectors. However, investors should remain cautious of ongoing risks associated with interest rate fluctuations, which could impact the fund’s net asset value and overall performance.
Based on FMP financials and quantitative analysis
CCIF Key Highlights
Market capitalization of $58.5M, indicating a focused investment strategy.
- P/E ratio of 5.98, suggesting a potentially undervalued position in the market.
- Profit margin of 3301.8%, reflecting strong income generation capabilities.
- Gross margin of 498.7%, showcasing effective management of operating costs.
- Dividend yield of 36.53%, appealing to income-focused investors.
Who Are CCIF's Competitors?
CCIF is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| CGBD Carlyle Secured Lending, Inc. | $11.33 | +0.00% | $787M | 88 |
| OXSQ Oxford Square Capital Corp. | $1.40 | -1.41% | $147M | 35 |
| TPVG TriplePoint Venture Growth BDC Corp. | $5.38 | -2.00% | $218M | 40 |
| EEA The European Equity Fund, Inc. | $11.15 | -0.59% | $74.7M | 67 |
| HNNA Hennessy Advisors, Inc. | $9.89 | -1.30% | $78.2M | 82 |
| ETHT ProShares - Ultra Ether ETF | $15.20 | +20.92% | $111M | 68 |
| TPZ Tortoise Electrification Infrastructure ETF | $21.62 | -0.18% | $127M | 70 |
| CHECU Chenghe Acquisition III Co. Units | $10.25 | +0.39% | $134M | 67 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are CCIF's Key Strengths?
High profit margin of 3301.8%, indicating strong income generation.
- Diversified investment strategy across various sectors.
- Experienced management team with a focus on credit assets.
What Are CCIF's Weaknesses?
Closed-end fund structure may limit capital raising capabilities.
- Potential vulnerability to interest rate fluctuations affecting net asset value.
- Dependence on the performance of the underlying securities.
What Could Drive CCIF Stock Higher?
Continued growth in the fixed-income market as interest rates remain low.
- CCIF's focus on senior secured loans provides a stable income stream.
- Diversification across sectors helps mitigate risks associated with specific industries.
What Are the Key Risks for CCIF?
Financial-distress signal — its Altman Z-Score of -1.26 sits in the distress zone (elevated bankruptcy risk).
- Interest rate fluctuations may adversely affect the fund's net asset value.
- Credit quality deterioration of underlying securities could impact income generation.
- Regulatory changes affecting the asset management industry could introduce new challenges.
What Are the Growth Opportunities for CCIF?
- Growth opportunity 1: The increasing demand for fixed-income securities is projected to grow significantly, with the global bond market expected to reach $128 trillion by 2026. CCIF's strategy of investing in senior secured loans positions it to capture a significant share of this expanding market, enhancing its income generation potential and attracting more investors seeking stable returns.
- Growth opportunity 2: As more investors seek diversification in their portfolios, CCIF's focus on a diversified range of sectors provides a competitive advantage. The trend towards alternative investments is expected to continue, with private credit markets growing at a CAGR of 10% through 2025. This shift allows CCIF to leverage its expertise in sourcing and managing credit assets to attract new capital.
- Growth opportunity 3: The ongoing low-interest-rate environment is driving investors towards high-yield opportunities. CCIF's impressive dividend yield of 36.53% positions it as a noteworthy option for income-seeking investors. By maintaining a focus on high-quality credit assets, CCIF can capitalize on this trend and potentially increase its assets under management.
- Growth opportunity 4: The potential for regulatory changes in the financial services sector could open new avenues for investment strategies. If regulations allow for greater flexibility in investment types, CCIF could expand its portfolio to include more diverse asset classes, enhancing its growth prospects and income generation capabilities.
- Growth opportunity 5: Technological advancements in asset management, such as the use of AI and data analytics, can improve investment decision-making processes. By adopting these technologies, CCIF can enhance its portfolio management efficiency, leading to better performance outcomes and potentially attracting more investors.
What Threats Does CCIF Face?
- Interest rate volatility impacting the fund's performance.
- Increased competition from other asset management firms.
- Economic downturns affecting the credit quality of underlying investments.
What Are CCIF's Competitive Advantages?
- Strong expertise in credit asset management through experienced advisors.
- A diversified portfolio that reduces risk and enhances income potential.
- Established track record since 2011, providing credibility and trust to investors.
What Does CCIF Do?
Carlyle Credit Income Fund (CCIF) was established on December 30, 2011, and is managed by Vertical Capital Asset Management, LLC, with co-management from Behringer Advisors, LLC. The fund is designed to invest primarily in fixed-income securities, focusing on generating current income while also seeking capital appreciation. Its investment strategy emphasizes a diversified portfolio, primarily targeting senior secured loans across various sectors. By benchmarking its performance against the Barclays Capital U.S. Mortgage Backed Securities Index, CCIF aims to provide a reliable measure of its investment success. The fund's structure as a closed-end mutual fund allows it to raise capital through an initial public offering and subsequently trade on the market, providing liquidity to investors. Over the years, CCIF has positioned itself as a player in the asset management industry, particularly in the niche of fixed-income investments, appealing to investors seeking income generation in a low-interest-rate environment. The fund's focus on diversification across sectors and credit quality aims to mitigate risks while enhancing returns for its investors.
What Products and Services Does CCIF Offer?
- Carlyle Credit Income Fund primarily invests in fixed-income securities.
- The fund focuses on generating current income and capital appreciation.
- It benchmarks its performance against the Barclays Capital U.S. Mortgage Backed Securities Index.
- CCIF is managed by Vertical Capital Asset Management, LLC, and co-managed by Behringer Advisors, LLC.
- The fund invests in a diversified portfolio across various sectors.
- It operates as a closed-end mutual fund, providing liquidity to investors.
How Does CCIF Make Money?
- CCIF generates income through investments in senior secured loans and fixed-income securities.
- The fund earns management fees based on assets under management.
- It seeks to provide high dividend yields to attract income-focused investors.
- CCIF's investment strategy focuses on diversification to mitigate risks and enhance returns.
What Industry Does CCIF Operate In?
The asset management industry is characterized by a growing demand for diversified investment strategies, particularly in fixed-income securities. As interest rates fluctuate, investors are increasingly seeking stable income sources, positioning funds like Carlyle Credit Income Fund favorably within the market. The global asset management market was valued at approximately $89 trillion in 2021, with fixed-income investments representing a significant portion of this. CCIF's focus on senior secured loans and diversified sector exposure aligns well with current market trends, providing a competitive edge in attracting income-driven investors.
Who Are CCIF's Key Customers?
- Individual investors seeking stable income through fixed-income investments.
- Institutional investors looking for diversified asset management solutions.
- Financial advisors recommending income-generating products to their clients.
Forward Outlook
Wall Street analysts project Carlyle Credit Income Fund revenue of about $23.7M for fiscal 2026, with EPS near $0.37. The estimate reflects 3 contributing analysts.
Financial Health
Carlyle Credit Income Fund's Piotroski F-Score is 4/9, a 9-point checklist of profitability, leverage and efficiency — a middling fundamental profile. Its Altman Z-Score of -1.26 places it in the distress zone, a signal of elevated financial risk.
Carlyle Credit Income Fund (CCIF) Valuation Context
Relative to its peer group, CCIF's quantitative score of 39/100 is below the peer average of 62/100.
CCIF Financials
Bull Case vs Bear Case
Bull Case
- High profit margin of 3301.8%, indicating strong income generation.
- Diversified investment strategy across various sectors.
- Experienced management team with a focus on credit assets.
- Upcoming: Continued growth in the fixed-income market as interest rates remain low.
Bear Case
- Closed-end fund structure may limit capital raising capabilities.
- Potential vulnerability to interest rate fluctuations affecting net asset value.
- Dependence on the performance of the underlying securities.
- Potential: Interest rate fluctuations may adversely affect the fund's net asset value.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · August 2026
CCIF Latest News
No recent news available for CCIF.
CCIF Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for CCIF.
Price Targets
Wall Street price target analysis for CCIF.
CCIF MoonshotScore
What does this score mean?
The MoonshotScore rates CCIF 0-100 on quantitative fundamentals — growth, financial health, valuation, momentum, and risk.
Carlyle Credit Income Fund Financial Services Stock: Key Questions Answered
What does the AI Score mean for CCIF?
CCIF holds an AI Score of 39/100 (Grade: D). This is an educational research signal, not a buy or sell recommendation. Carlyle Credit Income Fund (CCIF) is a closed-end fixed income mutual fund focused on generating current income through investments in fixed-income securities. Managed by Vertical Capital Asset …
What does Carlyle Credit Income Fund do?
Carlyle Credit Income Fund (CCIF) is a closed-end mutual fund that primarily invests in fixed-income securities. The fund focuses on generating current income and capital appreciation through a diversified portfolio, primarily targeting senior secured loans across various sectors. Managed by Vertical Capital Asset Management, CCIF benchmarks its performance against the Barclays Capital U.S. Mortgage Backed Securities Index.
How sensitive is CCIF to interest rate changes?
Carlyle Credit Income Fund is sensitive to interest rate changes as fluctuations can impact its net asset value and income generation capabilities. A rise in interest rates may lead to lower bond prices, affecting the value of the fund's investments. Investors should monitor interest rate trends closely, as they play a critical role in the performance of fixed-income securities.
What are the main risks for CCIF?
The main risks for Carlyle Credit Income Fund include interest rate volatility, which can adversely affect the fund's net asset value, and the potential deterioration of credit quality in its underlying investments. Additionally, the fund faces competition from other asset management firms and economic downturns that could impact the performance of fixed-income securities. Investors should be aware of these risks when considering their investment.
What are the key factors to evaluate for CCIF?
Carlyle Credit Income Fund (CCIF) holds an AI score of 39/100 (low). Carlyle Credit Income Fund (CCIF) presents a unique investment thesis centered on its robust income generation capabilities, evidenced by a remarkable profit margin of 3301.8% and a dividend yield of 36.53%. Not financial advice.
How frequently does CCIF data refresh on this page?
CCIF's price was last updated on Aug 21, 2026 and refreshes on page view during U.S. market hours — it is not a real-time exchange feed. Fundamentals update after quarterly filings; the MoonshotScore recalculates nightly; news aggregates continuously.
What has driven CCIF's recent stock price performance?
Carlyle Credit Income Fund (CCIF) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: High profit margin of 3301.8%, indicating strong income generation. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider CCIF overvalued or undervalued right now?
Carlyle Credit Income Fund (CCIF) has no trailing P/E available here, so lean on price-to-sales and cash flow in the Financials tab. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
How do I research CCIF before investing?
Before investing in Carlyle Credit Income Fund (CCIF), research these four areas: (1) the company's revenue model and competitive position (see Company Overview), (2) financial health through revenue growth, margins, and cash flow (see MoonshotScore), (3) analyst consensus ratings and price targets (see Analyst tab), and (4) specific risk factors that could impact the stock (see Risk Factors section).
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
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