Skip to main content
CMWAY logo

Commonwealth Bank of Australia (CMWAY) Stock: Price, Forecast & Analyst Target

Commonwealth Bank of Australia (CMWAY) — price $105.81 (+1.76%), as of the Oct 2, 2026 trading session; market cap $177B.

Educational signal · not a buy or sell recommendation · How to read this

$105.81 +$1.83 (+1.76%) Market Cap $177B

Commonwealth Bank of Australia · CMWAY · Financial Services · Banks - Diversified

Research dated 2026-09-12: Commonwealth Bank of Australia, traded over the counter as CMWAY, is a Sydney banking group serving Australian retail and business customers, institutional markets, and a dedicated New Zealand operation, with wealth, brokerage, and insurance attached to the franchise. Its economics extend well beyond home lending: customer balances, credit demand, payments, markets activity, advice, and protection products all contribute to the reported result. Sustained profit improvement now requires the franchise to deepen customer relationships while preserving discipline across volume, margins, capital, productivity, and liquidity on a leveraged bank balance sheet.

Price as of Oct 2, 2026

Key Statistics

No publishable V2 score is available for this stock yet.

Price & valuation

Dates shown where recorded
MeasureValueAs of
Latest provided price$105.81
Change on the day+1.76%
52-week range$96.94 – $136.85
Market capitalisation$177B
Price / earnings (trailing)23.36
Shares traded on the day8.3K
Beta (volatility vs the S&P 500)0.8
Dividends per share (last 12 months)$3.49
Dividend yield (last 12 months)3.30%

Price & events

Weekly closing price with reported quarters marked Weekly closing price from Sep 5, 2025 to Oct 2, 2026: low $100, high $131, latest $106. 2 reported quarters marked. 1 other dated event marked. $131 $100 high $131 Feb 10, 2026 · Earnings results · no recorded estimate to compare · close $1261Aug 11, 2026 · Earnings call · management outlook · no recorded estimate to compare · close $1182Aug 11, 2026 · Earnings results · no recorded estimate to compare · close $1183 Sep 5, 2025 Oct 2, 2026 · $106 $110Sep 5, 2025$110Sep 19, 2025$113Oct 3, 2025$109Oct 17, 2025$113Oct 31, 2025$102Nov 14, 2025$100Nov 28, 2025$103Dec 12, 2025$109Dec 26, 2025$103Jan 9, 2026$103Jan 23, 2026$113Feb 6, 2026$129Feb 20, 2026$119Mar 6, 2026$121Mar 20, 2026$121Apr 2, 2026$129Apr 17, 2026$125May 1, 2026$114May 15, 2026$117May 29, 2026$113Jun 12, 2026$112Jun 26, 2026$118Jul 10, 2026$122Jul 24, 2026$126Aug 7, 2026$115Aug 21, 2026$116Sep 4, 2026$108Sep 18, 2026$106Oct 2, 2026

Triangles mark reported quarters on the line: pointing up is above the recorded estimate, down is below, a diamond means no estimate on file or a dated event that is not a results report. Numbers key to the dated list. Point at or tab to any week for its close.

Events behind the price

  • · Earnings results
  • · Earnings call · management outlook
  • · Earnings results

Results dates follow the earnings feed; call dates follow the transcript provider. Nearby dates do not establish that an event caused a price move.

Upcoming events

As of

  1. Dividend payment dateCompany record

Management outlook

  • The effective tax rate for the year was 30%, and that is also our expectation for the 2027 financial year.

    Alan Docherty · Statement from

  • In financial year 2027, we will focus on deepening customer relationships, converting franchise growth into sustainable risk-adjusted earnings, maintaining discipline in volume, margin and capital choices and improving productivity.

    Matthew Comyn · Statement from

Statement dates identify the earnings call, not a deadline. Management expectations can change.

Read management statements

Other perspectives

Council score for Commonwealth Bank of Australia (CMWAY): perspectives

Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.

9-Factor Breakdown

Revenue Growth Weak
Gross Margin Strong
Operating Leverage Neutral
Cash Runway Strong
R&D Intensity Neutral
Insider Activity Neutral
Trading Liquidity Weak
Price Momentum Negative
News Sentiment Neutral

Legends Council

5 lenses, 0 current

AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built

Dalio-style lens (simulated) Ray Dalio Favorable read
Simons-style lens (simulated) Jim Simons Neutral read
Englander-style lens (simulated) Izzy Englander Unfavorable read
Klarman-style lens (simulated) Seth Klarman Unfavorable read
Moon AI lens (model) Neutral read

Read on: Sep 9, 2026 · older than the 27 hours refresh window; not a current reading

Munger's Mindset

Balance Sheet & Valuation · historical

Financial Health Negative
Margin of Safety Fairly Valued
Profit Margin Moderate
Revenue Growth Negative
Debt/Equity Negative
ROE Moderate
Gross Margin Moderate

Read on: Aug 31, 2026 · older than the 27 hours refresh window; not a current reading

How to read these bars and different assessments

Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.

Bars show each model's ordered assessment on its own scale, not a probability or a comparable investment return. The adjacent words give the assessment; more filled segments indicate a stronger model reading.

On Aug 31, 2026, the Munger lens read the price at that time as fairly valued against its own estimate of value.

Readings on this page are from Oct 5, 2026, except a card that shows its own read date.

Watch the CMWAY film — every key number, told as a short cinematic story

~2 min · open the film

1 · What is it?

What is Commonwealth Bank of Australia (CMWAY), and what does it report?

Short answer · as of

Commonwealth Bank of Australia (CBA) functions as a comprehensive financial services provider, extending its operations across Australia, New Zealand, and global markets. Financial Services / Banks Diversified Headquarters: Commonwealth Bank Place South, Sydney, NSW, 2000, AU. It employs 51,714 people and is led by Matthew Comyn. In Q4 FY2026 it reported revenue of $25.36B and net income of $3.89B. The market values it at $177B.

2 · Latest results

What do the latest results show for Commonwealth Bank of Australia (CMWAY)?

Short answer · as of

The most recent reported quarter, Q4 FY2026, carried revenue of $25.36B.

Did results meet expectations?

Reported earnings and revenue alongside the estimates recorded by the provider.

Latest report · revenue
$25.20B Aug 11, 2026
Did results meet expectations? — reported evidence
Report dateRevenue · reportedRevenue · estimateEPS · reportedEPS · estimate
Aug 11, 2026$25.20BNot available$2.3100Not available
Feb 10, 2026$22.77B$7.57B$2.1000Not available
Aug 13, 2025$36.55B$7.14B$1.9500Not available
Feb 11, 2025$8.53B$7.11B$1.9100Not available

Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined.

Quarterly income statement — 4 quarters
Revenue, net income and earnings per share by quarter (converted from AUD)
PeriodRevenueNet incomeEPS
Q4 FY2026$25.36B$3.89B$2.32 (diluted)
Q2 FY2026$23.78B$3.67B$2.20 (diluted)
Q4 FY2025$39.01B$3.47B$2.07 (diluted)
Q2 FY2025$9.60B$3.58B$2.14 (diluted)
4 · What to check next?

What should you watch next at Commonwealth Bank of Australia (CMWAY)?

Short answer · as of

Current published price targets run low $130.18 · high $130.18 · consensus $130.18 · median $130.18 against a quoted price of $105.81 (as of Oct 2, 2026).

What management is planning

Management expectations, not completed milestones or guarantees. Selected verbatim excerpts; dates follow the transcript provider.

  1. The effective tax rate for the year was 30%, and that is also our expectation for the 2027 financial year.

    Alan Docherty ·

  2. In financial year 2027, we will focus on deepening customer relationships, converting franchise growth into sustainable risk-adjusted earnings, maintaining discipline in volume, margin and capital choices and improving productivity.

    Matthew Comyn ·

What the records here don't tell us

  • Detailed statement figures are not shown because their conversion to USD has not been verified.
  • The next earnings date is not yet scheduled in the calendar we read.
  • No insider Form 4 transaction falls inside the window this page reads.
  • Fewer than two score snapshots exist, so no score trend is shown.

Checked against the records this page reads, on the dates shown above.

5 · Score methodology

How is Commonwealth Bank of Australia scored?

Research dated 2026-09-12.

CBA should not be read as a pure Australian home-loan bank. Australian retail and business banking sit beside institutional markets, a dedicated New Zealand division, private banking, trade finance, wealth management, brokerage, and insurance.

That breadth links household relationships with business and institutional activity while adding a distinct New Zealand franchise through ASB. The comparison with diversified banking peers therefore rests on the mix and execution of these connected channels, not merely on loan growth.

Sources (as of 2026-09-12): Business description; Sector / industry (provider taxonomy); Headquarters; Named officers

Peer set — price, market value and MoonshotScore
CompanyPriceMarket valueScore
Agricultural Bank of China Limited (ACGBF) Named competitor$0.79 Oct 2, 2026$276B— Model unavailable
ANZ Group Holdings Limited (ANZGY) Named competitor$26.29 Oct 5, 2026$79.2B— Model unavailable
Sumitomo Mitsui Financial Group, Inc. (SMFG) Same industry, near in market value$25.40 Oct 2, 2026$161B— 5-pillar · not comparable
The Toronto-Dominion Bank (TD) Same industry, near in market value$117.88 Oct 2, 2026$199B— 5-pillar · not comparable
UBS Group AG (UBS) Same industry, near in market value$47.71 Oct 2, 2026$156B— 5-pillar · not comparable
Banco Santander, S.A. (SAN) Same industry, near in market value$13.90 Oct 5, 2026$204B— 5-pillar · not comparable
Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) Same industry, near in market value$26.89 Oct 5, 2026$149B— 5-pillar · not comparable
Citigroup Inc. (C) Same industry, near in market value$128.57 Oct 5, 2026$220B— 5-pillar · not comparable
Wells Fargo & Company (WFC) Same industry, near in market value$81.44 Oct 5, 2026$246B— 5-pillar · not comparable
Mitsubishi UFJ Financial Group, Inc. (MUFG) Same industry, near in market value$23.07 Oct 5, 2026$260B— 5-pillar · not comparable
Bank of Montreal (BMO) Same industry, near in market value$165.70 Oct 2, 2026$116B— 5-pillar · not comparable
Royal Bank of Canada (RY) Same industry, near in market value$194.67 Oct 5, 2026$271B— 5-pillar · not comparable

The comparison model is unavailable. Other models are not directly comparable. Price and score dates are shown separately; market-value dates are unavailable.

Screen more Financial Services stocks

The records behind this page

Analyst targets & estimates

What analysts have on file

Price target, low to high
$130.18 – $130.18
Consensus target
$130.18
Median target
$130.18

Consensus record · Captured .

Measured against a quoted price of $105.81 (as of Oct 2, 2026).

What has been published about Commonwealth Bank of Australia (CMWAY)?

Read these with our analysis →

Commonwealth Bank of Australia Financial Services Stock: Key Questions Answered

Research dated 2026-09-12; the answers below are from that research, and the full attribution is under Sources. The last 3 questions are answered from this page's own dated data, not from the research.

What does CBA actually sell beyond home loans?

CBA provides transaction and savings accounts, business and equipment finance, cards, trade and foreign-exchange services, institutional banking, private advice, wealth management, brokerage, and insurance. Customer activity can therefore generate income through borrowing, payments, investing, risk management, and protection needs.

Sources (as of 2026-09-12): Business description

What is Matthew Comyn asking CBA to improve?

Matthew Comyn is prioritizing deeper customer relationships, sustainable risk-adjusted earnings, disciplined volume, margin and capital choices, and better productivity. These are the operating markers against which the next phase of execution can be assessed.

Sources (as of 2026-09-12): Named officers; Management outlook — dated call excerpts

What is the CMWAY stock price today?

The last price recorded on this page for Commonwealth Bank of Australia (CMWAY) is $105.81, as of the Oct 2, 2026 trading session (source: Financial Modeling Prep (FMP) · quote). It is a provider snapshot, not a live exchange feed, so check a brokerage quote before you trade.

What is the CMWAY price target?

The analyst consensus price target for Commonwealth Bank of Australia (CMWAY) is $130.18 (range $130.18 to $130.18, median $130.18), per FMP data captured Oct 5, 2026. Targets are analyst opinions and change often; they are not a Stock Expert AI forecast.

Does CMWAY pay a dividend?

Yes. Commonwealth Bank of Australia (CMWAY) shows a trailing 12-month dividend yield of 3.30%, as of Oct 2, 2026, in the data on this page. Payout ratio and cash-flow coverage decide whether it can last, and past dividends do not guarantee future payments.

Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.

Research written by Codex (gpt-5.6-sol) on 2026-09-12. AI-authored analysis; source dates are shown with each answer. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief.

Sources (as of 2026-09-12): Legal name; Ticker / exchange; Headquarters; Business description; Trailing twelve-month ratio set; Management outlook — dated call excerpts

Sources — records for every figure on this page (35 figures)

The 35 rows below are exactly the facts the evidence-backed sections of this page printed — the 10-second verdict, the MoonshotScore, price and market value, the five questions with their receipts, and the records behind this page. Known dates and sources are recorded on their own rows; an em dash or UNRECORDED tier preserves a stored observation without inventing either. The quarterly income statement is provider-standardized (FMP) under one row, and scale definitions — a 0-100 rating, the band ladder, the Piotroski 0–9 range — are fixed rather than measured. No number in those sections was generated by a model. The register does not cover quoted third-party headlines, the dated council readings, or the Frequently Asked Questions; each of those says where it came from where it stands.

"As of" is the date the value is true for where the source carries one — a quarter end, a filing date, a price close, the day the score was computed. A cached observation with no source date remains undated; the page publication date is not used as a substitute.

OFFICIAL — 1 fact from SEC filings and earnings calls

OFFICIAL facts used on this page
Fact IDFactValue as shownAs ofTierSource
prod.outlookManagement outlook — call excerptsAlan Docherty (Aug 11, 2026): The effective tax rate for the year was 30%, and that is also our expectation for the 2027 financial year. Matthew Comyn (Aug 11, 2026): In financial year 2027, we will focus on deepening customer relationships, converting franchise growth into sustainable risk-adjusted earnings, maintaining discipline in volume, margin and capital choices and improving productivity.OFFICIALCompany earnings call, transcript via Financial Modeling Prep (FMP) — Selected verbatim statements from the latest available call, dated by the transcript provider. Management expectations, not completed milestones or guarantees. Relative dates retain the speaker's wording.

FMP — 30 facts from Financial Modeling Prep endpoint families

FMP facts used on this page
Fact IDFactValue as shownAs ofTierSource
px.lastLatest provided price$105.81FMPFinancial Modeling Prep (FMP) · quote — Dated to the US trading session the price belongs to, derived from the quote record's timestamp (weekend and pre-open reads roll back to the previous weekday; exchange holidays are not modelled). The record does not establish an exchange execution time. Retrieved 2026-10-05T00:54:41.064Z.
px.changeChange on the day+1.76%FMPFinancial Modeling Prep (FMP) · quote
px.mcapMarket capitalisation$177BFMPFinancial Modeling Prep (FMP) · quote — Date unknown Market cap record date: 2026-10-02. FMP quote timestamp: 2026-10-02T20:00:00.000Z. Captured from FMP at 2026-10-05T00:54:40.546Z. No share-count basis is inferred; this page preserves the reported amount instead of recalculating it from shares.
px.change_absChange on the day, in dollars+$1.83FMPFinancial Modeling Prep (FMP) · quote
px.pePrice / earnings (trailing)23.36FMPFinancial Modeling Prep (FMP) · quote
px.volumeShares traded on the day8.3KFMPFinancial Modeling Prep (FMP) · quote
px.betaBeta0.8FMPFinancial Modeling Prep (FMP) company profile
id.business_summaryBusiness description (FMP excerpt)Commonwealth Bank of Australia (CBA) functions as a comprehensive financial services provider, extending its operations across Australia, New Zealand, and global markets.FMPFinancial Modeling Prep (FMP) company profile — Deterministic excerpt derived from id.description; source and date describe the input fact, not a new provider observation
id.sectorSector / industry (provider taxonomy)Financial Services / Banks DiversifiedFMPFinancial Modeling Prep (FMP) company profile
id.hqHeadquartersCommonwealth Bank Place South, Sydney, NSW, 2000, AUFMPFinancial Modeling Prep (FMP) company profile
id.employeesEmployees51,714FMPFinancial Modeling Prep (FMP) company profile
id.ceoChief executiveMatthew ComynFMPFinancial Modeling Prep (FMP) key executives (proxy-derived) — Titles and pay come from the company's proxy statement as our provider parsed it.
fin.q_revenueRevenue, Q4 FY2026$25.36BFMPFinancial Modeling Prep (FMP) · income statement (quarterly)
fin.q_incomeNet income, Q4 FY2026$3.89BFMPFinancial Modeling Prep (FMP) · income statement (quarterly)
earn.history.depth.2026-08-11.revenue_actualRevenue · reported — report date 2026-08-11$25.20BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-08-11.eps_actualEPS · reported — report date 2026-08-11$2.3100Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-02-10.revenue_actualRevenue · reported — report date 2026-02-10$22.77BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-02-10.revenue_estimatedRevenue · estimate — report date 2026-02-10$7.57BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2026-02-10.eps_actualEPS · reported — report date 2026-02-10$2.1000Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2025-08-13.revenue_actualRevenue · reported — report date 2025-08-13$36.55BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2025-08-13.revenue_estimatedRevenue · estimate — report date 2025-08-13$7.14BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2025-08-13.eps_actualEPS · reported — report date 2025-08-13$1.9500Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2025-02-11.revenue_actualRevenue · reported — report date 2025-02-11$8.53BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2025-02-11.revenue_estimatedRevenue · estimate — report date 2025-02-11$7.11BReport date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
earn.history.depth.2025-02-11.eps_actualEPS · reported — report date 2025-02-11$1.9100Report date · FMPFinancial Modeling Prep (FMP) earnings — Earnings-history note
fin.q_tableQuarterly income statement4 quarters through Q4 FY2026FMPFinancial Modeling Prep (FMP) · income statement (quarterly), as filed
earn.ptStored analyst price targetslow $130.18 · high $130.18 · consensus $130.18 · median $130.18FMPFinancial Modeling Prep (FMP) · price-target consensus — Captured Oct 5, 2026 · Coverage not supplied
earn.pt_rangeAnalyst price target, low to high$130.18 – $130.18FMPFinancial Modeling Prep (FMP) · price-target consensus — Captured Oct 5, 2026 · Coverage not supplied
earn.pt_consensusConsensus analyst price target$130.18FMPFinancial Modeling Prep (FMP) · price-target consensus — Captured Oct 5, 2026 · Coverage not supplied
earn.pt_medianMedian analyst price target$130.18FMPFinancial Modeling Prep (FMP) · price-target consensus — Captured Oct 5, 2026 · Coverage not supplied

UNRECORDED — 1 fact from stored observations whose source was not recorded

UNRECORDED facts used on this page
Fact IDFactValue as shownAs ofTierSource
px.range5252-week range$96.94 – $136.85UNRECORDEDStored company-profile observation — Captured 2026-10-05

COMPUTED — 2 facts from our arithmetic, formula restated

COMPUTED facts used on this page
Fact IDFactValue as shownAs ofTierSource
div.ttm_per_shareDividends per share, last 12 months (split-adjusted)$3.49COMPUTEDFinancial Modeling Prep (FMP) split-adjusted dividend history — Sum of 2 split-adjusted declared dividends with an ex-date in the 365 days to 2026-10-04, per current share. Ex-dates are not payment dates; special dividends are included. Not a declared annual rate.
div.ttm_yieldDividend yield, last 12 months3.30%COMPUTEDFinancial Modeling Prep (FMP) split-adjusted dividend history and quote — Split-adjusted dividends with ex-dates in the trailing 365-day window divided by the packet price, on the same current-share basis. Price date follows the quote, latest price bar or packet-build day when unstamped. Not a forecast or declared annual rate.

OURS — 1 fact from Stock Expert AI's own score and rank

OURS facts used on this page
Fact IDFactValue as shownAs ofTierSource
gap.statement_currencyStatement currency limitationDetailed statement figures are not shown because their conversion to USD has not been verified.OURSStock Expert AI currency-basis check

Fact-family notes

  1. Earnings-history note. Source series as of 2026-08-11. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined. Applies to Fact IDs: earn.history.depth.2026-08-11.revenue_actual, earn.history.depth.2026-08-11.eps_actual, earn.history.depth.2026-02-10.revenue_actual, earn.history.depth.2026-02-10.revenue_estimated, earn.history.depth.2026-02-10.eps_actual, earn.history.depth.2025-08-13.revenue_actual, earn.history.depth.2025-08-13.revenue_estimated, earn.history.depth.2025-08-13.eps_actual, earn.history.depth.2025-02-11.revenue_actual, earn.history.depth.2025-02-11.revenue_estimated, earn.history.depth.2025-02-11.eps_actual.
Published
Research standards
Methodology · Editorial policy · Corrections

Sources used for research written 2026-09-12

Historical evidence preserved with this analysis. Current figures are listed separately above.

EvidenceCaptured valueSource dateSource typeSource
Legal name
Commonwealth Bank of Australia
2026-09-12FMPFinancial Modeling Prep (FMP) company profile
Ticker / exchange
CMWAY on Other OTC
2026-09-12FMPFinancial Modeling Prep (FMP) company profile
Headquarters
Commonwealth Bank Place South, Sydney, NSW, 2000, AU
2026-09-12FMPFinancial Modeling Prep (FMP) company profile
Business description
Commonwealth Bank of Australia (CBA) functions as a comprehensive financial services provider, extending its operations across Australia, New Zealand, and global markets. Its organizational structure is defined by key segments: Retail Banking Services, Business Banking, Institutional Banking and Markets, and a dedicated New Zealand division. CBA's diverse offerings encompass a broad spectrum of banking services, including retail, premium, business, offshore, and institutional banking. Beyond traditional banking, it also delivers wealth management solutions such as funds management, superannuation (pensions), and share brokerage. Furthermore, the bank provides a variety of insurance products, including coverage for vehicles, health, life, income protection, and travel. Customers can access fundamental banking facilities like transaction, savings, and foreign currency accounts, along with term deposits. The institution caters to various lending requirements, offering personal, business, home, and car loans, in addition to overdrafts, equipment finance, and credit cards. Specialized services include international payment and trade solutions, importer finance, and private banking for affluent clients. CBA also furnishes high net worth individuals with bespoke advisory services and provides access to equities trading and margin lending. For corporate entities, it delivers expert services in debt capital, transaction banking, working capital management, risk management, and extensive international and foreign exchange capabilities. As of June 30, 2021, Commonwealth Bank of Australia operated a significant physical network comprising 875 branches and 2,492 automated teller machines. The institution was established in 1911 and is headquartered in Sydney, Australia.
2026-09-12FMPFinancial Modeling Prep (FMP) company profile
Trailing twelve-month ratio set
Quick ratio: 0.45; Current ratio: 0.45; Debt to equity: 3.92; Net margin: 15.4%; Gross margin: 41.9%; Operating margin: 22.1%; Return on assets: 0.7%; Return on equity: 13.9%

Price-based multiples captured at research time are not repeated here; the page shows each once, from current figures with their own dates. A ratio our provider could not compute is absent rather than shown as zero.

2026-09-12FMPFinancial Modeling Prep (FMP) key-metrics-ttm + ratios-ttm
Management outlook — dated call excerpts
Captured record · 2 entries
  • Call of 2026-08-11 — Quote: The effective tax rate for the year was 30%, and that is also our expectation for the 2027 financial year., Speaker: Alan Docherty
  • Call of 2026-08-11 — Quote: In financial year 2027, we will focus on deepening customer relationships, converting franchise growth into sustainable risk-adjusted earnings, maintaining discipline in volume, margin and capital choices and improving productivity., Speaker: Matthew Comyn

Selected verbatim statements from the latest available call, dated by the transcript provider. Management expectations, not completed milestones or guarantees. Relative dates retain the speaker's wording.

2026-08-11OFFICIALCompany earnings call, transcript via Financial Modeling Prep (FMP)
Sector / industry (provider taxonomy)
Financial Services / Banks - Diversified
2026-09-12FMPFinancial Modeling Prep (FMP) company profile
Named officers
CEO: Matthew Comyn; Officers: Alan Docherty — Title: Group Executive of Financial Services & Group Chief Financial Officer, Pay: $1.32M; Vittoria Annabel June Shortt — Title: Chief Executive & MD of ASB Bank Ltd., Pay: $934,842; Kiersten Robinson — Title: Chief People Officer, Pay: $1.55M, Born: 1971; Emma Bunnell — Title: Chief Operations Officer; Monique Macleod — Title: Group Executive of Marketing & Corporate Affairs; Rodrigo Castillo — Title: Group Chief Technology Officer; Melanie Kirk — Title: Head of Investor Relations; Victoria Ledda — Title: Group Chief Information Officer, Pay: $1.65M

Titles and pay come from the company's proxy statement as our provider parsed it.

2026-09-12FMPFinancial Modeling Prep (FMP) key executives (proxy-derived)
Data Sources & Methodology
Figures come from Financial Modeling Prep (FMP). If FMP has no figure for a ticker, a price or fundamental may come from a Yahoo Finance fallback, or a price from an Alpaca fallback. SEC EDGAR is used only for filing links and company identity details (legal name, address), never for figures. AI analysis by Stock Expert AI proprietary algorithms. Technical indicators via industry-standard calculations. Last updated: .
Data Provenance
Sources: Financial Modeling Prep (FMP) — Primary · Yahoo Finance — Fallback · Alpaca — Tertiary
Last fetched:
Cache TTL: Quote 5min · Profile 7d · Financials 7d · Insider 48h
How we use AI: Numbers are pulled directly from FMP & Yahoo Finance — our AI writes the analysis, it never edits the figures.
Data provided as-is for educational purposes. Not financial advice. Methodology

Data provided for informational purposes only.