Home Bancshares, Inc. (HOMB) Stock: Price, Forecast & Analyst Target
Home Bancshares, Inc. (HOMB) — MoonshotScore 84/100 (Exceptional band), calculated Oct 5, 2026. Price $28.70 (+0.07%), as of the Oct 5, 2026 trading session; market cap $5.78B. Expected results Oct 14, 2026.
Educational signal · not a buy or sell recommendation · How to read this
Home Bancshares, Inc. · HOMB · NYSE · Financial Services · Banks - Regional
Research dated 2026-09-13: Home Bancshares operates Centennial Bank, a regional lender concentrated in the South with heavy commercial focus—construction, real estate development, and agricultural loans. The core investment question is whether the balance sheet will stabilize as management navigates deposit volatility and a shifting rate environment.
Price as of Oct 5, 2026
Key Statistics
MoonshotScore v2 · Home Bancshares (HOMB)
ExceptionalWhy this rating? Method, drivers & history
Bands for the MoonshotScore: Exceptional 80-100 · Strong 65-79 · Fair 45-64 · Weak below 45.
- Business Quality — Is this a genuinely good business?
- Financial Safety — Could this blow up on me?
- Valuation — Am I paying a fair price?
- Growth Durability — Is the growth real and likely to last?
- Momentum — Is the market already moving on this?
High quality, at a dirt-cheap price, though the balance sheet and growth are only decent. Business Quality: Elite; Financial Safety: Okay; Valuation: Cheap; Growth Durability: Growing; Momentum: Quiet.
- quarterly revenue $390M (Q2 FY2026, quarter ended Jun 30, 2026)
- EPS beat 4 of 8
- Altman Z 0.46 · Piotroski F 7
Helping: business quality, an attractive price
What has the MoonshotScore done over time?
| Recorded | Score | Band |
|---|---|---|
| 84 | Exceptional | |
| 83 | Exceptional | |
| 84 | Exceptional | |
| 84 | Exceptional | |
| 81 | Exceptional | |
| 81 | Exceptional |
The score moved from 82 in the stored Oct 4, 2026 snapshot to 84 in the current publication computed Oct 5, 2026 (+2); the largest pillar moves were Growth Durability +9 and Momentum +1. This current publication is not yet represented in the immutable snapshot archive.
Calculation uses the most recent completed US trading session. Live price changes do not update the score immediately.
Computed · Educational signal · not a buy or sell recommendation · How the MoonshotScore is computed →
Price & valuation
| Measure | Value | As of |
|---|---|---|
| Latest provided price | $28.70 | |
| Change on the day | +0.07% | |
| 52-week range | $25.50–$31.70 | |
| Market capitalisation | $5.78B | |
| Price / earnings (trailing) | 11.80 | |
| Shares traded on the day | 541K | |
| Beta (volatility vs the S&P 500) | 0.67 | |
| Dividends per share (last 12 months) | $0.86 | |
| Dividend yield (last 12 months) | 3.00% |
Price & events
Triangles mark reported quarters on the line: pointing up is above the recorded estimate, down is below, a diamond means no estimate on file. Numbers key to the dated list. Point at or tab to any week for its close.
Events behind the price
- · Earnings results · above the recorded estimate
- · Earnings results · in line with the recorded estimate
- · Earnings results · above the recorded estimate
- · Earnings results · above the recorded estimate
Results dates follow the earnings feed; call dates follow the transcript provider. Nearby dates do not establish that an event caused a price move.
Upcoming events
The provider's estimated date can change.
What to watch nextOther perspectives
Council score for Home Bancshares (HOMB): perspectives
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
9-Factor Breakdown
Legends Council
5 lenses, 0 current
AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built
Read on: Sep 6, 2026 · older than the 27 hours refresh window; not a current reading
Munger's Mindset
Balance Sheet & Valuation · historical
Read on: Apr 29, 2026 · older than the 27 hours refresh window; not a current reading
How to read these bars and different assessments
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
Bars show each model's ordered assessment on its own scale, not a probability or a comparable investment return. The adjacent words give the assessment; more filled segments indicate a stronger model reading.
On Apr 29, 2026, the Munger lens read the price at that time as undervalued against its own estimate of value.
Readings on this page are from Oct 5, 2026, except a card that shows its own read date.
Watch the HOMB film — every key number, told as a short cinematic story
~2 min · open the film
What is Home Bancshares (HOMB), and what does it report?
Short answer · as of
Home Bancshares is the parent company of Centennial Bank, a regional commercial and retail lender with most branches in Arkansas and Florida.
Research dated 2026-09-13.
Home Bancshares is the parent company of Centennial Bank, a regional commercial and retail lender with most branches in Arkansas and Florida. The bank pulls revenue from deposit account fees and other financial services, primarily lending spreads and insurance underwriting. What separates it from nationwide competitors is the heavy concentration in commercial real estate and construction—higher-margin assets but also higher-concentration risk if the regional economy weakens.
What do the latest results show for Home Bancshares (HOMB)?
Short answer · as of
The most recent reported quarter, Q2 FY2026, carried revenue of $390M.
Research dated 2026-09-13.
The latest quarter shows revenue holding roughly steady with prior quarters, and net earnings flat, suggesting the core lending business is performing normally. Operating margins remain healthy, a positive signal. What demands attention: the cash position dropped sharply—from substantial holdings in prior quarters to minimal levels in the most recent report. This suggests either aggressive capital deployment or, more likely, a significant deposit outflow that management moved into longer-term holdings. The next earnings release will clarify whether this is a one-time shift or the start of a trend.
What do the reported financial results show?
Reported revenue, net income and earnings per share from the income statement.
- Latest quarter · revenue
- $390.29M Jun 30, 2026
- Latest quarter · net income
- $119.33M Jun 30, 2026
- Latest quarter · EPS
- $0.6000 (diluted) Jun 30, 2026
| Period end | Revenue | Net income | EPS |
|---|---|---|---|
| Jun 30, 2026 | $390.29M | $119.33M | $0.6000 (diluted) |
| Mar 31, 2026 | $353.83M | $118.21M | $0.6000 (diluted) |
| Dec 31, 2025 | $374.13M | $118.22M | $0.6000 (diluted) |
| Sep 30, 2025 | $279.67M | $123.60M | $0.6300 (diluted) |
Revenue and net income are in USD; EPS is USD per share. Statement EPS is labelled diluted or basic only when its source identifies that basis. Otherwise, its basis is unknown.
Did results meet expectations?
Reported earnings and revenue alongside the estimates recorded by the provider.
- Latest report · revenue
- $295.10M Jul 15, 2026
- Latest report · revenue estimate
- $288.70M Jul 15, 2026
- Latest report · revenue vs estimate
- Above estimate Jul 15, 2026
- Latest report · EPS vs estimate
- Above estimate Jul 15, 2026
| Report date | Revenue · reported | Revenue · estimate | EPS · reported | EPS · estimate |
|---|---|---|---|---|
| Jul 15, 2026 | $295.10M | $288.70M | $0.6400 | $0.6090 |
| Apr 15, 2026 | $266.71M | $272.94M | $0.6000 | $0.5940 |
| Jan 14, 2026 | $282.10M | $272.48M | $0.6000 | $0.6000 |
| Oct 15, 2025 | $279.67M | $269.96M | $0.6100 | $0.5970 |
Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined.
Quarterly income statement — 4 quarters
| Period | Revenue | Net income | EPS |
|---|---|---|---|
| Q2 FY2026 | $390M | $119M | $0.60 (diluted) |
| Q1 FY2026 | $354M | $118M | $0.60 (diluted) |
| Q4 FY2025 | $374M | $118M | $0.60 (diluted) |
| Q3 FY2025 | $280M | $124M | $0.63 (diluted) |
What are the financial strengths and risks for Home Bancshares (HOMB)?
Short answer · as of
The MoonshotScore pillars rate business quality, an attractive price as strengths.
Research dated 2026-09-13.
The business generates strong operating margins and delivers consistent operating cash flow—the foundation every bank needs. Institutional investors are accumulating shares, which suggests confidence in the underlying business. The caution sign is the Altman Z score, which sits below typical safety zones, pointing to leverage and profitability ratios that would concern a typical manufacturer. For a bank, regulatory capital rules matter more than this score, but the signal is still worth noting.
The balance sheet is funded mostly by customer deposits, which are liabilities that can flee if confidence cracks. The quick ratio indicates those deposits are matched against short-term assets, a normal banking structure—but a recession in Florida or Arkansas would compress both deposit growth and loan quality at the same time.
What does the cash-flow statement report?
Dated cash-flow statement entries, using the provider’s reported classification.
- Latest quarter · operating cash flow
- $97.44M Jun 30, 2026
- Previous quarter · operating cash flow
- $150.84M Mar 31, 2026
| Period end | Operating cash flow | Capital expenditure (reported) |
|---|---|---|
| Jun 30, 2026 | $97.44M | −$3.31M |
| Mar 31, 2026 | $150.84M | −$11.58M |
| Dec 31, 2025 | $88.71M | −$4.47M |
| Sep 30, 2025 | $115.16M | −$2.91M |
Operating cash-flow bars share one scale and show magnitude; negative values mean cash used.
USD. Statement entries keep the provider’s reported sign. These financial-company figures are not used here to estimate cash runway, surplus cash, or business value.
What should you watch next at Home Bancshares (HOMB)?
Short answer · as of
The next earnings report is expected on Oct 14, 2026.
Research dated 2026-09-13.
Watch the next quarterly earnings for deposit stability: are cash levels recovering, or is outflow ongoing? Also track whether the shift into longer-term investments generates any fair-value losses as the rate backdrop shifts. Monitor the loan loss reserve adequacy reported in the next filing. Keep watch on the regional economy in Florida and Arkansas, because a downturn in either state would simultaneously compress deposit funding, increase loan losses, and lower lending margins.
How does Home Bancshares compare with its peers?
Short answer
Home Bancshares's score ranks 11th of 13 in the bounded comparison shown, against 12 same-model peers. These are company scores, not expected investment returns. The set lists named competitors first, then companies in the same data-provider industry classification closest in market value; that classification is the provider's, not our judgment of business similarity.
Research dated 2026-09-13.
Home Bancshares competes in a crowded field of regional banks. Its price-to-book ratio is unexceptional, suggesting the market does not expect blockbuster growth. Its dividend yield sits in the typical range for the sector. What is genuinely different: the insurance underwriting business, which diversifies revenue beyond pure lending, and the deep commercial real estate focus in the growth corridor of Florida. Competitors without the insurance line face narrower options if lending margins compress, and those without geographic concentration in Florida miss a secular tailwind.
| Company | Price | Market value | Score |
|---|---|---|---|
| $54.40 Oct 5, 2026 | $6.04B | 95 5-pillar Oct 5, 2026 | |
| $63.28 Oct 5, 2026 | $9.24B | 95 5-pillar Oct 5, 2026 | |
| $27.10 Oct 5, 2026 | $4.14B | 94 5-pillar Oct 5, 2026 | |
| $60.48 Oct 5, 2026 | $4.07B | 94 5-pillar Oct 5, 2026 | |
| $46.43 Oct 5, 2026 | $6.48B | 92 5-pillar Oct 5, 2026 | |
| $25.02 Oct 5, 2026 | $4.13B | 92 5-pillar Oct 5, 2026 | |
| $37.75 Oct 5, 2026 | $3.63B | 91 5-pillar Oct 5, 2026 | |
| $33.81 Oct 5, 2026 | $4.08B | 90 5-pillar Oct 5, 2026 | |
| $31.51 Oct 5, 2026 | $3.34B | 90 5-pillar Oct 5, 2026 | |
| $31.93 Oct 5, 2026 | $7.68B | 89 5-pillar Oct 5, 2026 | |
| Home Bancshares (HOMB) — this page | $28.70 | $5.78B | 84 |
| $28.84 Oct 5, 2026 | $8.16B | 79 5-pillar Oct 5, 2026 | |
| $17.40 Oct 5, 2026 | $6.21B | 78 5-pillar Oct 5, 2026 |
Only 5-pillar scores are ranked together. Other models are not directly comparable. Price and score dates are shown separately; market-value dates are unavailable.
The records behind this page
Analyst targets & estimates
What analysts have on file
- Price target, low to high
- $31.00 – $36.00
- Consensus target
- $33.25
- Median target
- $33.00
Consensus record · Captured .
Measured against a quoted price of $28.70 (as of Oct 5, 2026).
Insider activity
Form 4 records via FMP · Of the newest 100 records, those within the last 180 days, newest dated Aug 17, 2026
- Transactions
- 12
- Identified insiders
- 7
- Purchases
- 1
- Sales
- 4
- Other transactions
- 7
Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent.
Who holds the shares?
Institutional ownership reported through 13F filings.
- Institutional ownership
- 79.3% Period end Jun 30, 2026
- Previous quarter · ownership
- 73.5% Prior to period end Jun 30, 2026
- Reporting holders
- 382 Period end Jun 30, 2026
- Previous quarter · holders
- 364 Prior to period end Jun 30, 2026
| Holders in provider snapshot | Shares |
|---|---|
| Blackrock, INC. | 25,766,839 |
| Vanguard Portfolio Management LLC | 11,906,969 |
| State Street Corp | 10,016,469 |
| Vanguard Capital Management LLC | 8,646,530 |
| T. Rowe Price Investment Management, INC. | 8,613,556 |
Quarterly filings lag the period end. Holder rows are names in the provider snapshot, not a verified ranking; individual filing dates are not supplied. Related managers may appear separately, so these positions are not summed. Holder snapshot as of Jun 30, 2026.
What has been published about Home Bancshares (HOMB)?
HOMB Financial Services Stock FAQ
Research dated 2026-09-13; the answers below are from that research, and the full attribution is under Sources. The last 2 questions are answered from this page's own dated data, not from the research.
What is Centennial Bank's primary lending focus?
Centennial Bank targets commercial and construction lending over consumer mortgages, with heavy exposure to real estate development, agricultural operations, and small-to-medium business loans. This strategy generates higher margins but concentrates risk in sectors vulnerable to regional downturns.
Why did the bank's cash holdings decline sharply in the most recent quarter?
The drop in short-term cash suggests management redeployed deposits and short-term holdings into longer-term securities or extended-maturity loans. This is a normal move to seek higher yields but does increase the risk profile if rates move sharply downward.
Does a low Altman Z score mean the bank is at risk of failure?
The score flags leverage and profitability ratios that would alarm investors in a manufacturing business, but banks face different regulatory oversight and capital standards. The real measure is whether the bank holds adequate regulatory capital and deposits are FDIC-insured. That said, the score is a caution flag—it suggests the balance sheet leaves little margin for error in a downturn.
Is the dividend payment sustainable if deposits continue to decline?
Operating cash flow comfortably covers the quarterly dividend payout, so the payout is sustainable under current conditions. But if deposit outflows accelerate or loan losses spike, management would likely preserve capital rather than grow the dividend, making it a variable commitment rather than a fixed promise.
What is the HOMB stock price today?
The last price recorded on this page for Home Bancshares, Inc. (HOMB) is $28.70, as of the Oct 5, 2026 trading session (source: Financial Modeling Prep (FMP) · quote). It is a provider snapshot, not a live exchange feed, so check a brokerage quote before you trade.
What is the HOMB price target?
The analyst consensus price target for Home Bancshares, Inc. (HOMB) is $33.25 (range $31.00 to $36.00, median $33.00), per FMP data captured Oct 5, 2026. Targets are analyst opinions and change often; they are not a Stock Expert AI forecast.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Research written by Claude (claude-haiku-4-5) on 2026-09-13. AI-authored analysis; source dates are shown with each answer. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief.
Sources — records for every figure on this page (73 figures)
The 73 rows below are exactly the facts the evidence-backed sections of this page printed — the 10-second verdict, the MoonshotScore, price and market value, the five questions with their receipts, and the records behind this page. Known dates and sources are recorded on their own rows; an em dash or UNRECORDED tier preserves a stored observation without inventing either. The quarterly income statement is provider-standardized (FMP) under one row, and scale definitions — a 0-100 rating, the band ladder, the Piotroski 0–9 range — are fixed rather than measured. No number in those sections was generated by a model. The register does not cover quoted third-party headlines, the dated council readings, or the Frequently Asked Questions; each of those says where it came from where it stands.
"As of" is the date the value is true for where the source carries one — a quarter end, a filing date, a price close, the day the score was computed. A cached observation with no source date remains undated; the page publication date is not used as a substitute.
OFFICIAL — 1 fact from SEC filings and earnings calls
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
id.hq | SEC filing business address | Conway, AR | OFFICIAL | SEC EDGAR filer business address — The SEC filer business address. Our market-data provider separately lists "719 Harkrider Street, Conway, AR, 72032, US". |
FMP — 64 facts from Financial Modeling Prep endpoint families
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
px.last | Latest provided price | $28.70 | FMP | Financial Modeling Prep (FMP) · quote — Dated to the US trading session the price belongs to, derived from the quote record's timestamp (weekend and pre-open reads roll back to the previous weekday; exchange holidays are not modelled). The record does not establish an exchange execution time. Retrieved 2026-10-05T19:02:25.000Z. | |
px.change | Change on the day | +0.07% | FMP | Financial Modeling Prep (FMP) · quote | |
px.mcap | Market capitalisation | $5.78B | FMP | Financial Modeling Prep (FMP) · quote — Date unknown Market cap record date: 2026-10-05. FMP quote timestamp: 2026-10-05T19:02:25.000Z. Captured from FMP at 2026-10-05T19:02:35.817Z. No share-count basis is inferred; this page preserves the reported amount instead of recalculating it from shares. | |
earn.next | Next earnings date | Oct 14, 2026 | FMP | Financial Modeling Prep (FMP) earnings calendar — The date is our provider's estimate until the company confirms it. | |
px.change_abs | Change on the day, in dollars | +$0.02 | FMP | Financial Modeling Prep (FMP) · quote | |
fin.q_revenue | Revenue, Q2 FY2026 | $390M | FMP | Financial Modeling Prep (FMP) · income statement (quarterly) | |
px.range52 | 52-week range | $25.50–$31.70 | FMP | Financial Modeling Prep (FMP) quote | |
px.pe | Price / earnings (trailing) | 11.80 | FMP | Financial Modeling Prep (FMP) · quote | |
px.volume | Shares traded on the day | 541K | FMP | Financial Modeling Prep (FMP) · quote | |
px.beta | Beta | 0.67 | FMP | Financial Modeling Prep (FMP) company profile | |
id.ceo | Chief executive | John W. Allison | FMP | Financial Modeling Prep (FMP) key executives (proxy-derived) — Titles and pay come from the company's proxy statement as our provider parsed it. | |
id.employees | Employees | 2,543 | FMP | Financial Modeling Prep (FMP) employee count, from the company's filing | |
fin.annual | Revenue and net result by fiscal year | 5 fiscal years, FY2021 through FY2025: FY2021 revenue $751.98M, net result $319.02M; FY2022 revenue $1.04B, net result $305.26M; FY2023 revenue $1.33B, net result $392.93M; FY2024 revenue $1.45B, net result $402.24M; FY2025 revenue $1.37B, net result $475.44M | FMP | Financial Modeling Prep (FMP), from the company's 10-K income statements | |
fin.rev_mix | Reported revenue segments | Deposit Account $40.17M · Financial Service, Other $46.61M | FMP | Financial Modeling Prep (FMP) revenue segmentation, from the company's 10-K | |
fin.q_table.depth.2026-06-30.revenue_k | Revenue — period end 2026-06-30 | $390.29M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-06-30.net_result_k | Net income — period end 2026-06-30 | $119.33M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-06-30.eps | EPS — period end 2026-06-30 | $0.6000 (diluted) | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-03-31.revenue_k | Revenue — period end 2026-03-31 | $353.83M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-03-31.net_result_k | Net income — period end 2026-03-31 | $118.21M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-03-31.eps | EPS — period end 2026-03-31 | $0.6000 (diluted) | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-12-31.revenue_k | Revenue — period end 2025-12-31 | $374.13M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-12-31.net_result_k | Net income — period end 2025-12-31 | $118.22M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-12-31.eps | EPS — period end 2025-12-31 | $0.6000 (diluted) | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-09-30.revenue_k | Revenue — period end 2025-09-30 | $279.67M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-09-30.net_result_k | Net income — period end 2025-09-30 | $123.60M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-09-30.eps | EPS — period end 2025-09-30 | $0.6300 (diluted) | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
earn.history.depth.2026-07-15.revenue_actual | Revenue · reported — report date 2026-07-15 | $295.10M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-15.revenue_estimated | Revenue · estimate — report date 2026-07-15 | $288.70M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-15.eps_actual | EPS · reported — report date 2026-07-15 | $0.6400 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-15.eps_estimated | EPS · estimate — report date 2026-07-15 | $0.6090 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-15.revenue_actual | Revenue · reported — report date 2026-04-15 | $266.71M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-15.revenue_estimated | Revenue · estimate — report date 2026-04-15 | $272.94M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-15.eps_actual | EPS · reported — report date 2026-04-15 | $0.6000 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-15.eps_estimated | EPS · estimate — report date 2026-04-15 | $0.5940 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-01-14.revenue_actual | Revenue · reported — report date 2026-01-14 | $282.10M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-01-14.revenue_estimated | Revenue · estimate — report date 2026-01-14 | $272.48M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-01-14.eps_actual | EPS · reported — report date 2026-01-14 | $0.6000 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-01-14.eps_estimated | EPS · estimate — report date 2026-01-14 | $0.6000 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-10-15.revenue_actual | Revenue · reported — report date 2025-10-15 | $279.67M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-10-15.revenue_estimated | Revenue · estimate — report date 2025-10-15 | $269.96M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-10-15.eps_actual | EPS · reported — report date 2025-10-15 | $0.6100 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-10-15.eps_estimated | EPS · estimate — report date 2025-10-15 | $0.5970 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
fin.q_table | Quarterly income statement | 4 quarters through Q2 FY2026 | FMP | Financial Modeling Prep (FMP) · income statement (quarterly), as filed | |
fin.opcf.depth.2026-06-30.operating_cash_flow_m | Operating cash flow — period end 2026-06-30 | $97.44M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2026-03-31.operating_cash_flow_m | Operating cash flow — period end 2026-03-31 | $150.84M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2026-06-30.capex_m | Capital expenditure (reported) — period end 2026-06-30 | −$3.31M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2026-03-31.capex_m | Capital expenditure (reported) — period end 2026-03-31 | −$11.58M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-12-31.operating_cash_flow_m | Operating cash flow — period end 2025-12-31 | $88.71M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-12-31.capex_m | Capital expenditure (reported) — period end 2025-12-31 | −$4.47M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-09-30.operating_cash_flow_m | Operating cash flow — period end 2025-09-30 | $115.16M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-09-30.capex_m | Capital expenditure (reported) — period end 2025-09-30 | −$2.91M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
earn.pt_range | Analyst price target, low to high | $31.00 – $36.00 | FMP | Financial Modeling Prep (FMP) · price-target consensus — Captured Oct 5, 2026 · Coverage not supplied | |
earn.pt_consensus | Consensus analyst price target | $33.25 | FMP | Financial Modeling Prep (FMP) · price-target consensus — Captured Oct 5, 2026 · Coverage not supplied | |
earn.pt_median | Median analyst price target | $33.00 | FMP | Financial Modeling Prep (FMP) · price-target consensus — Captured Oct 5, 2026 · Coverage not supplied | |
own.insiders | Insider transactions via FMP | 12 transactions · 1 purchases, 4 sales, 7 other transactions · 7 identified insiders · of the newest 100 records, those within the last 180 days, newest dated Aug 17, 2026 | FMP | Financial Modeling Prep (FMP), carrying Form 4 transaction records — Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent. | |
own.institutions.depth.ownership_pct | Institutional ownership | 79.3% | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Period end Jun 30, 2026 | |
own.institutions.depth.ownership_pct_previous_quarter | Previous quarter · ownership | 73.5% | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Prior to period end Jun 30, 2026 | |
own.institutions.depth.holders | Reporting holders | 382 | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Period end Jun 30, 2026 | |
own.institutions.depth.holders_previous_quarter | Previous quarter · holders | 364 | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Prior to period end Jun 30, 2026 | |
own.top_holders.depth.holder_0.shares | Blackrock, INC. — shares in provider snapshot | 25,766,839 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_1.shares | Vanguard Portfolio Management LLC — shares in provider snapshot | 11,906,969 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_2.shares | State Street Corp — shares in provider snapshot | 10,016,469 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_3.shares | Vanguard Capital Management LLC — shares in provider snapshot | 8,646,530 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_4.shares | T. Rowe Price Investment Management, INC. — shares in provider snapshot | 8,613,556 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. |
UNRECORDED — 2 facts from stored observations whose source was not recorded
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
earn.history | Reported versus estimated, recent quarters | EPS beat 4 of 8 | UNRECORDED | Stored earnings-history observation — Captured 2026-09-30 · Expired observation | |
fin.scores | Distress and quality screens | Altman Z 0.46 · Piotroski F 7 | UNRECORDED | Stored financial-scores observation — Captured 2026-10-04 · Expired observation |
COMPUTED — 4 facts from our arithmetic, formula restated
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
div.ttm_per_share | Dividends per share, last 12 months (split-adjusted) | $0.86 | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history — Sum of 4 split-adjusted declared dividends with an ex-date in the 365 days to 2026-10-05, per current share. Ex-dates are not payment dates; special dividends are included. Not a declared annual rate. | |
div.ttm_yield | Dividend yield, last 12 months | 3.00% | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history and quote — Split-adjusted dividends with ex-dates in the trailing 365-day window divided by the packet price, on the same current-share basis. Price date follows the quote, latest price bar or packet-build day when unstamped. Not a forecast or declared annual rate. | |
earn.history.depth.2026-07-15.revenue_actual.comparison | Latest report · revenue vs estimate | Above estimate | Report date · | COMPUTED | Computed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported revenue ($295.10M) with the recorded estimate ($288.70M) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns. |
earn.history.depth.2026-07-15.eps_actual.comparison | Latest report · EPS vs estimate | Above estimate | Report date · | COMPUTED | Computed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported EPS ($0.6400) with the recorded estimate ($0.6090) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns. |
OURS — 2 facts from Stock Expert AI's own score and rank
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
ours.moonshot | MoonshotScore v2 | 84 of 100 · Exceptional · pillars 87 / 57 / 89 / 63 / 53 | OURS | Stock Expert AI MoonshotScore v2 engine | |
ours.moonshot_change | MoonshotScore movement | 82 (stored snapshot Oct 4, 2026) → 84 (current publication computed Oct 5, 2026) (+2) | OURS | Stock Expert AI current score publication and immutable score snapshots — The current score publication is not yet represented in the immutable snapshot archive. |
Fact-family notes
- Quarterly statement note. Source series as of 2026-06-30. Revenue and net income are in USD; EPS is USD per share. Statement EPS is labelled diluted or basic only when its source identifies that basis. Otherwise, its basis is unknown. Applies to Fact IDs:
fin.q_table.depth.2026-06-30.revenue_k,fin.q_table.depth.2026-06-30.net_result_k,fin.q_table.depth.2026-06-30.eps,fin.q_table.depth.2026-03-31.revenue_k,fin.q_table.depth.2026-03-31.net_result_k,fin.q_table.depth.2026-03-31.eps,fin.q_table.depth.2025-12-31.revenue_k,fin.q_table.depth.2025-12-31.net_result_k,fin.q_table.depth.2025-12-31.eps,fin.q_table.depth.2025-09-30.revenue_k,fin.q_table.depth.2025-09-30.net_result_k,fin.q_table.depth.2025-09-30.eps. - Earnings-history note. Source series as of 2026-07-15. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined. Applies to Fact IDs:
earn.history.depth.2026-07-15.revenue_actual,earn.history.depth.2026-07-15.revenue_estimated,earn.history.depth.2026-07-15.revenue_actual.comparison,earn.history.depth.2026-07-15.eps_actual.comparison,earn.history.depth.2026-07-15.eps_actual,earn.history.depth.2026-07-15.eps_estimated,earn.history.depth.2026-04-15.revenue_actual,earn.history.depth.2026-04-15.revenue_estimated,earn.history.depth.2026-04-15.eps_actual,earn.history.depth.2026-04-15.eps_estimated,earn.history.depth.2026-01-14.revenue_actual,earn.history.depth.2026-01-14.revenue_estimated,earn.history.depth.2026-01-14.eps_actual,earn.history.depth.2026-01-14.eps_estimated,earn.history.depth.2025-10-15.revenue_actual,earn.history.depth.2025-10-15.revenue_estimated,earn.history.depth.2025-10-15.eps_actual,earn.history.depth.2025-10-15.eps_estimated. - Cash-flow note. Source series as of 2026-06-30. USD. Statement entries keep the provider’s reported sign. These financial-company figures are not used here to estimate cash runway, surplus cash, or business value. Applies to Fact IDs:
fin.opcf.depth.2026-06-30.operating_cash_flow_m,fin.opcf.depth.2026-03-31.operating_cash_flow_m,fin.opcf.depth.2026-06-30.capex_m,fin.opcf.depth.2026-03-31.capex_m,fin.opcf.depth.2025-12-31.operating_cash_flow_m,fin.opcf.depth.2025-12-31.capex_m,fin.opcf.depth.2025-09-30.operating_cash_flow_m,fin.opcf.depth.2025-09-30.capex_m.
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Sources used for research written 2026-09-13
Historical evidence preserved with this analysis. Current figures are listed separately above.
| Evidence | Captured value | Source date | Source type | Source |
|---|---|---|---|---|
| Business description | Based in Conway, Arkansas, Home Bancshares, Inc. functions as the parent company for Centennial Bank. Through Centennial Bank, it delivers a comprehensive suite of commercial and retail banking solutions, alongside other financial services, catering to a diverse clientele including businesses, property developers and investors, individual customers, and local government entities. The bank offers a variety of deposit options, such as checking accounts, savings accounts, money market accounts, and certificates of deposit. Its lending activities encompass a broad spectrum, including non-farm/non-residential real estate, construction and land development, residential mortgages, consumer loans, agricultural financing, and commercial and industrial loans. Beyond traditional banking, Centennial Bank also facilitates modern financial convenience through online and mobile banking platforms, voice response systems for information, cash management tools, overdraft protection, direct deposit services, and automated account transfers. Additionally, it offers safe deposit box rentals and access to United States savings bonds. Moreover, the company extends its services to include underwriting commercial and personal insurance policies, covering areas like property, casualty, life, health, and employee benefits. As of December 31, 2021, its operations spanned 160 branch locations, with 76 in Arkansas, 78 in Florida, 5 in Alabama, and a single branch in New York City. Home Bancshares, Inc., established in 1998, maintains its corporate headquarters in Conway, Arkansas. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) company profile |
| Sector / industry (provider taxonomy) | Financial Services / Banks - Regional The company's SEC filings classify it under SIC 6022 — State Commercial Banks. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) company profile |
| Distress and quality screens | Altman Z-score: 0.47; Piotroski F-score: 7 Altman Z below 1.8 is the conventional distress zone. The screen is built for manufacturers and industrials; for banks, insurers and property companies it is not a meaningful reading. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) financial scores |
| Revenue by segment | Deposit Account: 40,168,000; Financial Service, Other: $46.61M | 2025-12-31 | FMP | Financial Modeling Prep (FMP) revenue segmentation, from the company's 10-K |
| Trailing twelve-month ratio set | Quick ratio: 2.44; Current ratio: 2.44; Debt to equity: 0.2; Net margin: 34.3%; Gross margin: 78.5%; Operating margin: 43.6%; Return on assets: 1.9%; Return on equity: 11% Price-based multiples captured at research time are not repeated here; the page shows each once, from current figures with their own dates. A ratio our provider could not compute is absent rather than shown as zero. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) key-metrics-ttm + ratios-ttm |
| Quarterly income statement (USD thousands) | Captured record · 8 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements |
| Cash and short-term investments over time (USD millions) | Captured record · 8 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's quarterly balance sheets |
| Operating cash flow by quarter (USD millions) | Captured record · 8 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements |
| Institutional ownership (13F) | Holders: 381; Quarter: 2026-06-30; Ownership: 79.3%; Holders previous quarter: 364; Ownership previous quarter: 73.5 13F filings are quarterly and lag the quarter end by up to 45 days. | 2026-06-30 | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings |
| Cash, investments and debt | Total debt: $888.60M; Liquidity basis: cash and short-term investments; Total liabilities: $20.17B; Cash and short-term investments: $279.66M; Cash and investments: $21.93B; Long-term investments: $21.65B; Long-term investments classification: unclassified Long-term investments are shown separately; their marketability is not established by the provider field. The cash and short-term investment balance does not establish unrestricted availability. | 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's balance sheet |
| Next earnings report | Date: 2026-10-14; EPS estimate: $0.63 per share; Revenue estimate: $294.44M The date is our provider's estimate until the company confirms it. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) earnings calendar |
| Recent SEC filings |
| 2026-08-07 | OFFICIAL | SEC EDGAR filer submissions |
| Dividend yield, last 12 months | 2.87% Split-adjusted dividends with ex-dates in the trailing 365-day window divided by the packet price, on the same current-share basis. Price date follows the quote, latest price bar or packet-build day when unstamped. Not a forecast or declared annual rate. | 2026-09-11 | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history and quote |
| Cash and investment components | Total basis: cash short and long-term investments; Total: $21.93B; Cash and short-term investments: $279.70M; Long-term investments: $21.65B; Long-term investments classification: unclassified Sums the balance sheet's cash and short-term investments with its long-term investments.; The long-term investment field does not establish marketability; the sum is not a measure of available liquidity.; These provider fields do not establish investment access restrictions or explain differences from third-party cash figures. | 2026-06-30 | COMPUTED | Computed from the balance sheet |
| Recent dividends paid | Captured record · 4 entries
Declared amounts per share on their ex-dates. A single payment does not establish an annual rate, and a special dividend is not separated here. | 2026-08-12 | FMP | Financial Modeling Prep (FMP) dividend history |
| Dividends per share, last 12 months (split-adjusted) | $0.86 Sum of 4 split-adjusted declared dividends with an ex-date in the 365 days to 2026-09-13, per current share. Ex-dates are not payment dates; special dividends are included. Not a declared annual rate. | 2026-08-12 | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history |
Data provided for informational purposes only.