Hancock Whitney Corporation (HWC) Stock: Price, Forecast & Analyst Target
Hancock Whitney Corporation (HWC) — MoonshotScore 75/100 (Strong band), calculated Oct 5, 2026. Price $73.02 (-0.09%), as of the Oct 5, 2026 trading session; market cap $5.93B. Expected results Oct 20, 2026.
Educational signal · not a buy or sell recommendation · How to read this
Hancock Whitney Corporation · HWC · NASDAQ · Financial Services · Banks - Regional
Research dated 2026-09-13: Hancock Whitney is a regional bank that has operated since the turn of the century, based in Gulfport, Mississippi, with a network spanning the Gulf South. Its business is the traditional deposit-and-lend model: it gathers retail and commercial deposits, lends to borrowers across its footprint, and generates fee income from trust and investment services. The essential question is whether the company can defend its net interest margin and lending volumes as deposit costs rise and borrowers face payment pressures. Recent earnings have been volatile, and the cash position has contracted sharply.
Price as of Oct 5, 2026
Key Statistics
MoonshotScore v2 · Hancock Whitney (HWC)
StrongWhy this rating? Method, drivers & history
Bands for the MoonshotScore: Exceptional 80-100 · Strong 65-79 · Fair 45-64 · Weak below 45.
- Business Quality — Is this a genuinely good business?
- Financial Safety — Could this blow up on me?
- Valuation — Am I paying a fair price?
- Growth Durability — Is the growth real and likely to last?
- Momentum — Is the market already moving on this?
High quality and durable growth, at a cheap price, though the balance sheet is only middling; the market is already moving on it. Business Quality: Solid; Financial Safety: Okay; Valuation: Cheap; Growth Durability: Growing; Momentum: Rising.
- quarterly revenue $521M (Q2 FY2026, quarter ended Jun 2026)
- EPS beat 6 of 8
- Altman Z 0.33 · Piotroski F 7
Helping: business quality, an attractive price, durable growth, positive momentum
What has the MoonshotScore done over time?
| Recorded | Score | Band |
|---|---|---|
| 76 | Strong | |
| 74 | Strong | |
| 75 | Strong | |
| 75 | Strong | |
| 73 | Strong | |
| 73 | Strong |
The score moved from 74 in the stored Oct 4, 2026 snapshot to 75 in the current publication computed Oct 5, 2026 (+1); the largest pillar moves were Growth Durability +9 and Momentum +2. This current publication is not yet represented in the immutable snapshot archive.
Calculation uses the most recent completed US trading session. Live price changes do not update the score immediately.
Computed · Educational signal · not a buy or sell recommendation · How the MoonshotScore is computed →
Price & valuation
| Measure | Value | As of |
|---|---|---|
| Latest provided price | $73.02 | |
| Change on the day | -0.09% | |
| 52-week range | $54.05–$80.13 | |
| Market capitalisation | $5.93B | |
| Price / earnings (trailing) | 14.19 | |
| Shares traded on the day | 151.9K | |
| Beta (volatility vs the S&P 500) | 0.95 | |
| Dividends per share (last 12 months) | $1.95 | |
| Dividend yield (last 12 months) | 2.67% |
Price & events
Triangles mark reported quarters on the line: pointing up is above the recorded estimate, down is below, a diamond means no estimate on file or a dated event that is not a results report. Numbers key to the dated list. Point at or tab to any week for its close.
Events behind the price
- · Earnings results · above the recorded estimate
- · Earnings results · above the recorded estimate
- · Earnings results · above the recorded estimate
- · Earnings call · management outlook
- · Earnings results · in line with the recorded estimate
Results dates follow the earnings feed; call dates follow the transcript provider. Nearby dates do not establish that an event caused a price move.
Upcoming events
Management outlook
Our guidance for the full year remains unchanged at mid single digit growth.
John Hairston · Statement from
Statement dates identify the earnings call, not a deadline. Management expectations and provider estimates can change.
Read management statementsOther perspectives
Council score for Hancock Whitney (HWC): perspectives
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
5-Factor Breakdown
Legends Council
6 lenses, 0 current
AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built
Read on: Sep 27, 2026 · older than the 27 hours refresh window; not a current reading
Munger's Mindset
Balance Sheet & Valuation · historical
Read on: Sep 10, 2026 · older than the 27 hours refresh window; not a current reading
How to read these bars and different assessments
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
Bars show each model's ordered assessment on its own scale, not a probability or a comparable investment return. The adjacent words give the assessment; more filled segments indicate a stronger model reading.
On Sep 10, 2026, the Munger lens read the price at that time as undervalued against its own estimate of value.
Readings on this page are from Oct 5, 2026, except a card that shows its own read date.
Watch the HWC film — every key number, told as a short cinematic story
~2 min · open the film
What is Hancock Whitney (HWC), and what does it report?
Short answer · as of
Hancock Whitney is a bank holding company whose subsidiary, Hancock Whitney Bank, takes deposits from individuals and businesses across its region and lends those deposits back as mortgages, commercial loans, and consumer credit.
Research dated 2026-09-13.
Hancock Whitney is a bank holding company whose subsidiary, Hancock Whitney Bank, takes deposits from individuals and businesses across its region and lends those deposits back as mortgages, commercial loans, and consumer credit. Revenue does not flow from selling products; it flows from the spread between what depositors earn on their balances and what borrowers pay on their loans. The larger the deposit base and the wider that spread, the larger the revenue.
The company's revenue breakdown reveals the machinery: deposits generate the largest share, followed by trust and investment services, then mortgage banking and card fees. This mix is typical for a bank of this size and region.
What do the latest results show for Hancock Whitney (HWC)?
Short answer · as of
The most recent reported quarter, Q2 FY2026, carried revenue of $521M.
Research dated 2026-09-13.
The most recent quarter delivered earnings per share that were substantially higher than the prior period, driven both by higher revenue and by controlled operating costs. But the quarter before was notably weaker, suggesting that the trend is volatile rather than steadily improving. The operating cash flow in the recent quarter remained strong, indicating that the company is converting earnings into actual cash.
What explains the swings? Net interest income, the core engine, appears to be the culprit. Deposit margins likely widened in the most recent period as the company reallocated its funding mix or as competitive pressure temporarily eased. Whether that holds depends on deposit inflows and the rate environment.
What do the reported financial results show?
Reported revenue, net income and earnings per share from the income statement.
- Latest quarter · revenue
- $521.24M Jun 30, 2026
- Latest quarter · net income
- $126.96M Jun 30, 2026
- Latest quarter · EPS
- $1.5500 (diluted) Jun 30, 2026
| Period end | Revenue | Net income | EPS |
|---|---|---|---|
| Jun 30, 2026 | $521.24M | $126.96M | $1.5500 (diluted) |
| Mar 31, 2026 | $408.86M | $47.42M | $0.5800 (diluted) |
| Dec 31, 2025 | $514.83M | $125.57M | $1.4900 (diluted) |
| Sep 30, 2025 | $515.02M | $127.47M | $1.4900 (diluted) |
Revenue and net income are in USD; EPS is USD per share. Statement EPS is labelled diluted or basic only when its source identifies that basis. Otherwise, its basis is unknown.
Did results meet expectations?
Reported earnings and revenue alongside the estimates recorded by the provider.
- Latest report · revenue
- $403.57M Jul 21, 2026
- Latest report · revenue estimate
- $398.89M Jul 21, 2026
- Latest report · revenue vs estimate
- Above estimate Jul 21, 2026
- Latest report · EPS vs estimate
- In line Jul 21, 2026
| Report date | Revenue · reported | Revenue · estimate | EPS · reported | EPS · estimate |
|---|---|---|---|---|
| Jul 21, 2026 | $403.57M | $398.89M | $1.5500 | $1.5500 |
| Apr 21, 2026 | $393.64M | $392.50M | $1.5200 | $1.5000 |
| Jan 20, 2026 | $391.81M | $391.94M | $1.4900 | $1.4800 |
| Oct 14, 2025 | $383.66M | $391.24M | $1.4900 | $1.4300 |
Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined.
Quarterly income statement — 4 quarters
| Period | Revenue | Net income | EPS |
|---|---|---|---|
| Q2 FY2026 | $521M | $127M | $1.55 (diluted) |
| Q1 FY2026 | $409M | $47M | $0.58 (diluted) |
| Q4 FY2025 | $515M | $126M | $1.49 (diluted) |
| Q3 FY2025 | $515M | $127M | $1.49 (diluted) |
What are the financial strengths and risks for Hancock Whitney (HWC)?
Short answer · as of
The MoonshotScore pillars rate business quality, an attractive price, durable growth, positive momentum as strengths.
Research dated 2026-09-13.
The balance sheet is notable for conflicting signals: the company has generated strong operating cash flow over the past year, and it carries a modest debt load relative to equity, suggesting structural stability. However, the cash position has contracted dramatically. The company held substantial cash and investments at the start of the period but has since deployed or distributed much of it.
The main vulnerability is margin compression. If deposit gathering becomes more expensive—either because competitors bid up rates or because depositors move balances elsewhere—the company's net interest margin will suffer. Loan growth or loan losses would accelerate that pressure. The Piotroski score is healthy, but the Altman Z indicates stress levels that warrant attention.
What does the cash-flow statement report?
Dated cash-flow statement entries, using the provider’s reported classification.
- Latest quarter · operating cash flow
- $151.28M Jun 30, 2026
- Previous quarter · operating cash flow
- $114.37M Mar 31, 2026
| Period end | Operating cash flow | Capital expenditure (reported) |
|---|---|---|
| Jun 30, 2026 | $151.28M | −$860,000 |
| Mar 31, 2026 | $114.37M | −$5.93M |
| Dec 31, 2025 | $153.01M | −$7.14M |
| Sep 30, 2025 | $158.79M | −$3.82M |
Operating cash-flow bars share one scale and show magnitude; negative values mean cash used.
USD. Statement entries keep the provider’s reported sign. These financial-company figures are not used here to estimate cash runway, surplus cash, or business value.
What should you watch next at Hancock Whitney (HWC)?
Short answer · as of
The next earnings report is expected on Oct 20, 2026.
Research dated 2026-09-13.
Watch the coming earnings report for evidence of deposit stability. Management has guided for growth in the coming periods, but the pace of that growth and whether it can be achieved at current margins are open questions. The next dividend is scheduled, and the company has maintained a steady payout despite earnings volatility, so any cut would signal pressure.
Track loan loss rates and nonperforming loans in the regulatory filings. A rise would confirm that economic stress is spreading into the loan book. Also watch the deposit footnotes in the next quarterly report to see whether the company is still attracting funds or burning through reserves to fund loans.
What management is planning
Management expectations, not completed milestones or guarantees. Selected verbatim excerpts; dates follow the transcript provider.
Our guidance for the full year remains unchanged at mid single digit growth.
John Hairston ·
How does Hancock Whitney compare with its peers?
Short answer
Hancock Whitney's score ranks 12th of 13 in the bounded comparison shown, against 12 same-model peers. These are company scores, not expected investment returns. The set lists named competitors first, then companies in the same data-provider industry classification closest in market value; that classification is the provider's, not our judgment of business similarity.
Research dated 2026-09-13.
Regional banks like Hancock Whitney compete on deposit relationships and local lending expertise, not on scale or product breadth. Peers of similar size face similar margin pressures and operate in geographic niches where branch presence and community ties matter. Hancock Whitney's advantage, if any, lies in its deposit franchise and the strength of that franchise relative to competitors in the Gulf South.
What differs is the pace of its cash deployment. The sharp contraction in cash and investments over the past year suggests the company has either returned capital aggressively or is using it to fund growth. Either way, it is running a tighter balance sheet than it was, which amplifies the risk of margin compression.
| Company | Price | Market value | Score |
|---|---|---|---|
| $54.39 Oct 5, 2026 | $5.90B | 95 5-pillar Oct 5, 2026 | |
| $63.73 Oct 5, 2026 | $9.22B | 95 5-pillar Oct 5, 2026 | |
| $27.18 Oct 5, 2026 | $4.13B | 94 5-pillar Oct 5, 2026 | |
| $60.85 Oct 5, 2026 | $4.08B | 94 5-pillar Oct 5, 2026 | |
| $46.74 Oct 5, 2026 | $6.48B | 92 5-pillar Oct 5, 2026 | |
| $25.01 Oct 5, 2026 | $4.14B | 92 5-pillar Oct 5, 2026 | |
| $37.97 Oct 5, 2026 | $3.65B | 91 5-pillar Oct 5, 2026 | |
| $34.05 Oct 5, 2026 | $4.08B | 90 5-pillar Oct 5, 2026 | |
| $32.03 Oct 5, 2026 | $7.68B | 89 5-pillar Oct 5, 2026 | |
| $159.38 Oct 5, 2026 | $10.1B | 89 5-pillar Oct 5, 2026 | |
| $46.70 Oct 5, 2026 | $5.10B | 85 5-pillar Oct 5, 2026 | |
| Hancock Whitney (HWC) — this page | $73.02 | $5.93B | 75 |
| $81.23 Oct 5, 2026 | $5.48B | 68 5-pillar Oct 5, 2026 |
Only 5-pillar scores are ranked together. Other models are not directly comparable. Price and score dates are shown separately; market-value dates are unavailable.
The records behind this page
Analyst targets & estimates
What analysts have on file
- Price target, low to high
- $74.00 – $87.00
- Consensus target
- $83.17
- Median target
- $84.50
Consensus record · Captured .
Measured against a quoted price of $73.02 (as of Oct 5, 2026).
Insider activity
Form 4 records via FMP · Of the newest 60 records, those within the last 180 days, newest dated Sep 29, 2026
- Transactions
- 26
- Identified insiders
- 17
- Purchases
- 0
- Sales
- 3
- Other transactions
- 23
Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent.
Who holds the shares?
Institutional ownership reported through 13F filings.
- Institutional ownership
- 95.2% Period end Jun 30, 2026
- Previous quarter · ownership
- 94.3% Prior to period end Jun 30, 2026
- Reporting holders
- 400 Period end Jun 30, 2026
- Previous quarter · holders
- 388 Prior to period end Jun 30, 2026
| Holders in provider snapshot | Shares |
|---|---|
| Blackrock, INC. | 10,905,235 |
| Fmr LLC | 7,276,921 |
| Dimensional Fund Advisors LP | 4,812,362 |
| Vanguard Portfolio Management LLC | 4,471,954 |
| State Street Corp | 4,295,595 |
Quarterly filings lag the period end. Holder rows are names in the provider snapshot, not a verified ranking; individual filing dates are not supplied. Related managers may appear separately, so these positions are not summed. Holder snapshot as of Jun 30, 2026.
What has been published about Hancock Whitney (HWC)?
HWC Financial Services Stock FAQ
Research dated 2026-09-13; the answers below are from that research, and the full attribution is under Sources. The last 2 questions are answered from this page's own dated data, not from the research.
What does the deposit account revenue really measure?
Deposit account revenue is the net interest income generated by the deposit portfolio—the spread between what the bank pays depositors in interest and what it earns by lending or investing those deposits. It is the largest component of the bank's total revenue, which means deposit gathering and retention are existential to profitability. A shift in what depositors earn, or a loss of deposits to competitors, cascades directly into revenue.
Why did cash and short-term investments fall so dramatically?
The company held substantial cash and short-term investments at the start of the period but has since reduced that hoard significantly. This could reflect loan growth, share buybacks, dividend payments, or a deliberate shift to a leaner balance sheet. The filing would clarify the use of funds, but the mechanics are less important than the implication: the company is now closer to its minimum cash needs and has less room to absorb deposit outflows or loan losses.
What do HWC's insider share sales suggest about management confidence?
Insiders sold shares over the recent window, even as the stock price moved within a range that included both recent lows and highs. This is a weak negative signal: the sales likely reflect tax withholding on vesting equity awards rather than loss of faith in the business, but the absence of any buy signals from management is worth noting. When insiders are neither buying nor selling, confidence is unclear; when they are net sellers, that ambiguity tilts negative.
Can the dividend be sustained?
The company has paid and even increased the dividend over recent periods, which suggests management believes the payout is sustainable. The dividend yield is modest, so it is unlikely to be cut unless the business deteriorates sharply. Watch the cash flow from operations and the earnings guidance in the coming periods; if either weakens, the dividend could face pressure.
What is the HWC stock price today?
The last price recorded on this page for Hancock Whitney Corporation (HWC) is $73.02, as of the Oct 5, 2026 trading session (source: Financial Modeling Prep (FMP) · quote). It is a provider snapshot, not a live exchange feed, so check a brokerage quote before you trade.
What is the HWC price target?
The analyst consensus price target for Hancock Whitney Corporation (HWC) is $83.17 (range $74.00 to $87.00, median $84.50), per FMP data captured Oct 5, 2026. Targets are analyst opinions and change often; they are not a Stock Expert AI forecast.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Research written by Claude (claude-haiku-4-5) on 2026-09-13. AI-authored analysis; source dates are shown with each answer. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief.
Sources — records for every figure on this page (74 figures)
The 74 rows below are exactly the facts the evidence-backed sections of this page printed — the 10-second verdict, the MoonshotScore, price and market value, the five questions with their receipts, and the records behind this page. Known dates and sources are recorded on their own rows; an em dash or UNRECORDED tier preserves a stored observation without inventing either. The quarterly income statement is provider-standardized (FMP) under one row, and scale definitions — a 0-100 rating, the band ladder, the Piotroski 0–9 range — are fixed rather than measured. No number in those sections was generated by a model. The register does not cover quoted third-party headlines, the dated council readings, or the Frequently Asked Questions; each of those says where it came from where it stands.
"As of" is the date the value is true for where the source carries one — a quarter end, a filing date, a price close, the day the score was computed. A cached observation with no source date remains undated; the page publication date is not used as a substitute.
OFFICIAL — 2 facts from SEC filings and earnings calls
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
prod.outlook | Management outlook — call excerpts | John Hairston (Jul 21, 2026): Our guidance for the full year remains unchanged at mid single digit growth. | OFFICIAL | Company earnings call, transcript via Financial Modeling Prep (FMP) — Selected verbatim statements from the latest available call, dated by the transcript provider. Management expectations, not completed milestones or guarantees. Relative dates retain the speaker's wording. | |
id.hq | SEC filing business address | ONE Hancock Whitney Plaza, P O BOX 4019, Gulfport, MS, 39501 | OFFICIAL | SEC EDGAR filer business address — The SEC filer business address. Our market-data provider separately lists "Hancock Whitney Plaza, Gulfport, MS, 39501, US". |
FMP — 64 facts from Financial Modeling Prep endpoint families
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
px.last | Latest provided price | $73.02 | FMP | Financial Modeling Prep (FMP) · quote — Dated to the US trading session the price belongs to, derived from the quote record's timestamp (weekend and pre-open reads roll back to the previous weekday; exchange holidays are not modelled). The record does not establish an exchange execution time. Retrieved 2026-10-05T15:34:47.030Z. | |
px.change | Change on the day | -0.09% | FMP | Financial Modeling Prep (FMP) · quote | |
px.mcap | Market capitalisation | $5.93B | FMP | Financial Modeling Prep (FMP) · quote — Date unknown Market cap record date: 2026-10-05. FMP quote timestamp: 2026-10-05T15:34:38.000Z. Captured from FMP at 2026-10-05T15:34:42.072Z. No share-count basis is inferred; this page preserves the reported amount instead of recalculating it from shares. | |
earn.next | Next earnings date | Oct 20, 2026 | FMP | Financial Modeling Prep (FMP) earnings calendar — The date is our provider's estimate until the company confirms it. | |
px.change_abs | Change on the day, in dollars | −$0.0665 | FMP | Financial Modeling Prep (FMP) · quote | |
fin.q_revenue | Revenue, Q2 FY2026 | $521M | FMP | Financial Modeling Prep (FMP) · income statement (quarterly) | |
px.range52 | 52-week range | $54.05–$80.13 | FMP | Financial Modeling Prep (FMP) quote | |
px.pe | Price / earnings (trailing) | 14.19 | FMP | Financial Modeling Prep (FMP) · quote | |
px.volume | Shares traded on the day | 151.9K | FMP | Financial Modeling Prep (FMP) · quote | |
px.beta | Beta | 0.95 | FMP | Financial Modeling Prep (FMP) company profile | |
id.ceo | Chief executive | John Hairston | FMP | Financial Modeling Prep (FMP) key executives (proxy-derived) — Titles and pay come from the company's proxy statement as our provider parsed it. | |
id.employees | Employees | 3,674 | FMP | Financial Modeling Prep (FMP) employee count, from the company's filing | |
fin.annual | Revenue and net result by fiscal year | 5 fiscal years, FY2021 through FY2025: FY2021 revenue $1.35B, net result $463.22M; FY2022 revenue $1.47B, net result $524.09M; FY2023 revenue $1.89B, net result $392.60M; FY2024 revenue $2.05B, net result $460.82M; FY2025 revenue $2.02B, net result $486.07M | FMP | Financial Modeling Prep (FMP), from the company's 10-K income statements | |
fin.rev_mix | Reported revenue segments | Deposit Account $99.18M · Mortgage Banking $14.77M · Fiduciary and Trust $89.63M · Credit and Debit Card $86.14M · Investment Advisory, Management and Administrative Service $49.16M | FMP | Financial Modeling Prep (FMP) revenue segmentation, from the company's 10-K | |
fin.q_table.depth.2026-06-30.revenue_k | Revenue — period end 2026-06-30 | $521.24M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-06-30.net_result_k | Net income — period end 2026-06-30 | $126.96M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-06-30.eps | EPS — period end 2026-06-30 | $1.5500 (diluted) | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-03-31.revenue_k | Revenue — period end 2026-03-31 | $408.86M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-03-31.net_result_k | Net income — period end 2026-03-31 | $47.42M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-03-31.eps | EPS — period end 2026-03-31 | $0.5800 (diluted) | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-12-31.revenue_k | Revenue — period end 2025-12-31 | $514.83M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-12-31.net_result_k | Net income — period end 2025-12-31 | $125.57M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-12-31.eps | EPS — period end 2025-12-31 | $1.4900 (diluted) | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-09-30.revenue_k | Revenue — period end 2025-09-30 | $515.02M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-09-30.net_result_k | Net income — period end 2025-09-30 | $127.47M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-09-30.eps | EPS — period end 2025-09-30 | $1.4900 (diluted) | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
earn.history.depth.2026-07-21.revenue_actual | Revenue · reported — report date 2026-07-21 | $403.57M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-21.revenue_estimated | Revenue · estimate — report date 2026-07-21 | $398.89M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-21.eps_actual | EPS · reported — report date 2026-07-21 | $1.5500 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-21.eps_estimated | EPS · estimate — report date 2026-07-21 | $1.5500 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-21.revenue_actual | Revenue · reported — report date 2026-04-21 | $393.64M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-21.revenue_estimated | Revenue · estimate — report date 2026-04-21 | $392.50M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-21.eps_actual | EPS · reported — report date 2026-04-21 | $1.5200 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-21.eps_estimated | EPS · estimate — report date 2026-04-21 | $1.5000 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-01-20.revenue_actual | Revenue · reported — report date 2026-01-20 | $391.81M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-01-20.revenue_estimated | Revenue · estimate — report date 2026-01-20 | $391.94M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-01-20.eps_actual | EPS · reported — report date 2026-01-20 | $1.4900 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-01-20.eps_estimated | EPS · estimate — report date 2026-01-20 | $1.4800 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-10-14.revenue_actual | Revenue · reported — report date 2025-10-14 | $383.66M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-10-14.revenue_estimated | Revenue · estimate — report date 2025-10-14 | $391.24M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-10-14.eps_actual | EPS · reported — report date 2025-10-14 | $1.4900 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-10-14.eps_estimated | EPS · estimate — report date 2025-10-14 | $1.4300 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
fin.q_table | Quarterly income statement | 4 quarters through Q2 FY2026 | FMP | Financial Modeling Prep (FMP) · income statement (quarterly), as filed | |
fin.opcf.depth.2026-06-30.operating_cash_flow_m | Operating cash flow — period end 2026-06-30 | $151.28M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2026-03-31.operating_cash_flow_m | Operating cash flow — period end 2026-03-31 | $114.37M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2026-06-30.capex_m | Capital expenditure (reported) — period end 2026-06-30 | −$860,000 | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2026-03-31.capex_m | Capital expenditure (reported) — period end 2026-03-31 | −$5.93M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-12-31.operating_cash_flow_m | Operating cash flow — period end 2025-12-31 | $153.01M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-12-31.capex_m | Capital expenditure (reported) — period end 2025-12-31 | −$7.14M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-09-30.operating_cash_flow_m | Operating cash flow — period end 2025-09-30 | $158.79M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-09-30.capex_m | Capital expenditure (reported) — period end 2025-09-30 | −$3.82M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
earn.pt_range | Analyst price target, low to high | $74.00 – $87.00 | FMP | Financial Modeling Prep (FMP) · price-target consensus — Captured Oct 5, 2026 · Coverage not supplied | |
earn.pt_consensus | Consensus analyst price target | $83.17 | FMP | Financial Modeling Prep (FMP) · price-target consensus — Captured Oct 5, 2026 · Coverage not supplied | |
earn.pt_median | Median analyst price target | $84.50 | FMP | Financial Modeling Prep (FMP) · price-target consensus — Captured Oct 5, 2026 · Coverage not supplied | |
own.insiders | Insider transactions via FMP | 26 transactions · 0 purchases, 3 sales, 23 other transactions · 17 identified insiders · of the newest 60 records, those within the last 180 days, newest dated Sep 29, 2026 | FMP | Financial Modeling Prep (FMP), carrying Form 4 transaction records — Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent. | |
own.institutions.depth.ownership_pct | Institutional ownership | 95.2% | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Period end Jun 30, 2026 | |
own.institutions.depth.ownership_pct_previous_quarter | Previous quarter · ownership | 94.3% | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Prior to period end Jun 30, 2026 | |
own.institutions.depth.holders | Reporting holders | 400 | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Period end Jun 30, 2026 | |
own.institutions.depth.holders_previous_quarter | Previous quarter · holders | 388 | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Prior to period end Jun 30, 2026 | |
own.top_holders.depth.holder_0.shares | Blackrock, INC. — shares in provider snapshot | 10,905,235 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_1.shares | Fmr LLC — shares in provider snapshot | 7,276,921 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_2.shares | Dimensional Fund Advisors LP — shares in provider snapshot | 4,812,362 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_3.shares | Vanguard Portfolio Management LLC — shares in provider snapshot | 4,471,954 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_4.shares | State Street Corp — shares in provider snapshot | 4,295,595 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. |
UNRECORDED — 2 facts from stored observations whose source was not recorded
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
earn.history | Reported versus estimated, recent quarters | EPS beat 6 of 8 | UNRECORDED | Stored earnings-history observation — Captured 2026-09-24 · Expired observation | |
fin.scores | Distress and quality screens | Altman Z 0.33 · Piotroski F 7 | UNRECORDED | Stored financial-scores observation — Captured 2026-10-03 · Expired observation |
COMPUTED — 4 facts from our arithmetic, formula restated
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
div.ttm_per_share | Dividends per share, last 12 months (split-adjusted) | $1.95 | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history — Sum of 4 split-adjusted declared dividends with an ex-date in the 365 days to 2026-10-05, per current share. Ex-dates are not payment dates; special dividends are included. Not a declared annual rate. | |
div.ttm_yield | Dividend yield, last 12 months | 2.67% | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history and quote — Split-adjusted dividends with ex-dates in the trailing 365-day window divided by the packet price, on the same current-share basis. Price date follows the quote, latest price bar or packet-build day when unstamped. Not a forecast or declared annual rate. | |
earn.history.depth.2026-07-21.revenue_actual.comparison | Latest report · revenue vs estimate | Above estimate | Report date · | COMPUTED | Computed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported revenue ($403.57M) with the recorded estimate ($398.89M) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns. |
earn.history.depth.2026-07-21.eps_actual.comparison | Latest report · EPS vs estimate | In line | Report date · | COMPUTED | Computed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported EPS ($1.5500) with the recorded estimate ($1.5500) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns. |
OURS — 2 facts from Stock Expert AI's own score and rank
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
ours.moonshot | MoonshotScore v2 | 75 of 100 · Strong · pillars 73 / 42 / 86 / 71 / 71 | OURS | Stock Expert AI MoonshotScore v2 engine | |
ours.moonshot_change | MoonshotScore movement | 74 (stored snapshot Oct 4, 2026) → 75 (current publication computed Oct 5, 2026) (+1) | OURS | Stock Expert AI current score publication and immutable score snapshots — The current score publication is not yet represented in the immutable snapshot archive. |
Fact-family notes
- Quarterly statement note. Source series as of 2026-06-30. Revenue and net income are in USD; EPS is USD per share. Statement EPS is labelled diluted or basic only when its source identifies that basis. Otherwise, its basis is unknown. Applies to Fact IDs:
fin.q_table.depth.2026-06-30.revenue_k,fin.q_table.depth.2026-06-30.net_result_k,fin.q_table.depth.2026-06-30.eps,fin.q_table.depth.2026-03-31.revenue_k,fin.q_table.depth.2026-03-31.net_result_k,fin.q_table.depth.2026-03-31.eps,fin.q_table.depth.2025-12-31.revenue_k,fin.q_table.depth.2025-12-31.net_result_k,fin.q_table.depth.2025-12-31.eps,fin.q_table.depth.2025-09-30.revenue_k,fin.q_table.depth.2025-09-30.net_result_k,fin.q_table.depth.2025-09-30.eps. - Earnings-history note. Source series as of 2026-07-21. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined. Applies to Fact IDs:
earn.history.depth.2026-07-21.revenue_actual,earn.history.depth.2026-07-21.revenue_estimated,earn.history.depth.2026-07-21.revenue_actual.comparison,earn.history.depth.2026-07-21.eps_actual.comparison,earn.history.depth.2026-07-21.eps_actual,earn.history.depth.2026-07-21.eps_estimated,earn.history.depth.2026-04-21.revenue_actual,earn.history.depth.2026-04-21.revenue_estimated,earn.history.depth.2026-04-21.eps_actual,earn.history.depth.2026-04-21.eps_estimated,earn.history.depth.2026-01-20.revenue_actual,earn.history.depth.2026-01-20.revenue_estimated,earn.history.depth.2026-01-20.eps_actual,earn.history.depth.2026-01-20.eps_estimated,earn.history.depth.2025-10-14.revenue_actual,earn.history.depth.2025-10-14.revenue_estimated,earn.history.depth.2025-10-14.eps_actual,earn.history.depth.2025-10-14.eps_estimated. - Cash-flow note. Source series as of 2026-06-30. USD. Statement entries keep the provider’s reported sign. These financial-company figures are not used here to estimate cash runway, surplus cash, or business value. Applies to Fact IDs:
fin.opcf.depth.2026-06-30.operating_cash_flow_m,fin.opcf.depth.2026-03-31.operating_cash_flow_m,fin.opcf.depth.2026-06-30.capex_m,fin.opcf.depth.2026-03-31.capex_m,fin.opcf.depth.2025-12-31.operating_cash_flow_m,fin.opcf.depth.2025-12-31.capex_m,fin.opcf.depth.2025-09-30.operating_cash_flow_m,fin.opcf.depth.2025-09-30.capex_m.
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Sources used for research written 2026-09-13
Historical evidence preserved with this analysis. Current figures are listed separately above.
| Evidence | Captured value | Source date | Source type | Source |
|---|---|---|---|---|
| Business description | Hancock Whitney Corporation, founded in 1899 and headquartered in Gulfport, Mississippi, functions as the financial holding company for Hancock Whitney Bank. This institution delivers a comprehensive range of traditional and online banking solutions to commercial entities, small businesses, and individual consumers. Its deposit product portfolio includes noninterest-bearing checking accounts, interest-bearing transaction accounts, savings accounts, money market deposit accounts, and time deposits. The company also provides diverse loan options, such as commercial and industrial financing, commercial real estate loans, construction and land development loans, residential mortgages, and consumer loans like second lien mortgage home loans, home equity lines of credit, and other consumer purpose loans. Additionally, it offers revolving credit facilities, letters of credit, and financial guarantees. Beyond core banking, Hancock Whitney furnishes investment brokerage and treasury management services, along with annuity and life insurance products. It also provides trust and investment management services for retirement plans, corporations, and individuals. The corporation further participates in new market tax credit activities and manages foreclosed assets. Operating primarily throughout the Gulf South corridor, Hancock Whitney maintains a significant physical presence with 177 banking locations and 239 automated teller machines. Its operational footprint covers southern and central Mississippi; southern and central Alabama; southern, central, and northwest Louisiana; the northern, central, and panhandle areas of Florida; and specific regions of East Texas, including Houston, Beaumont, Dallas, and San Antonio. The company also operates a loan production office in Tennessee and a dedicated trust and asset management office in Texas. Formerly known as Hancock Holding Company, the company rebranded to Hancock Whitney Corporation in May 2018. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) company profile |
| SEC filing business address | ONE HANCOCK WHITNEY PLAZA, P O BOX 4019, GULFPORT, MS, 39501 The SEC filer business address. Our market-data provider separately lists "Hancock Whitney Plaza, Gulfport, MS, 39501, US". | 2026-09-13 | OFFICIAL | SEC EDGAR filer business address |
| Sector / industry (provider taxonomy) | Financial Services / Banks - Regional The company's SEC filings classify it under SIC 6022 — State Commercial Banks. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) company profile |
| Quarterly income statement (USD thousands) | Captured record · 8 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements |
| Revenue by segment | Deposit Account: 99,180,000; Mortgage Banking: $14.77M; Fiduciary and Trust: $89.63M; Credit and Debit Card: $86.14M; Investment Advisory, Management and Administrative Service: $49.16M | 2025-12-31 | FMP | Financial Modeling Prep (FMP) revenue segmentation, from the company's 10-K |
| Annual revenue and net result (USD millions) | Captured record · 5 entries
| 2025-12-31 | FMP | Financial Modeling Prep (FMP), from the company's 10-K income statements |
| Reported versus estimated, last 8 quarters | Captured record · 8 entries
| 2026-07-21 | FMP | Financial Modeling Prep (FMP) earnings |
| Operating cash flow by quarter (USD millions) | Captured record · 8 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements |
| Cash and short-term investments over time (USD millions) | Captured record · 8 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's quarterly balance sheets |
| Trailing twelve-month ratio set | Quick ratio: 0.91; Current ratio: 0.91; Debt to equity: 0.42; Net margin: 21.8%; Gross margin: 72.9%; Operating margin: 28.2%; Return on assets: 1.2%; Return on equity: 9.6% Price-based multiples captured at research time are not repeated here; the page shows each once, from current figures with their own dates. A ratio our provider could not compute is absent rather than shown as zero. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) key-metrics-ttm + ratios-ttm |
| Distress and quality screens | Altman Z-score: 0.33; Piotroski F-score: 7 Altman Z below 1.8 is the conventional distress zone. The screen is built for manufacturers and industrials; for banks, insurers and property companies it is not a meaningful reading. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) financial scores |
| Next earnings report | Date: 2026-10-13; EPS estimate: $1.65 per share; Revenue estimate: $422.24M The date is our provider's estimate until the company confirms it. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) earnings calendar |
| Management outlook — dated call excerpts | Captured record · 1 entry
Selected verbatim statements from the latest available call, dated by the transcript provider. Management expectations, not completed milestones or guarantees. Relative dates retain the speaker's wording. | 2026-07-21 | OFFICIAL | Company earnings call, transcript via Financial Modeling Prep (FMP) |
| Next scheduled dividend | Ex date: 2026-09-04; Declared on: 2026-07-30; Record date: 2026-09-04; Payment date: 2026-09-15; Amount per share: $0.5 Amount is per share as declared, before any withholding. Owning the share before the ex-date is what carries entitlement. | 2026-07-30 | FMP | Financial Modeling Prep (FMP) dividend calendar |
| Most recent periodic reports | 2026-08-07 | OFFICIAL | SEC EDGAR filer submissions | |
| Cash, investments and debt | Total debt: $1.89B; Liquidity basis: cash and short-term investments; Total liabilities: $31.90B; Cash and short-term investments: $1.22B; Cash and investments: $33.30B; Long-term investments: $32.07B; Long-term investments classification: unclassified Long-term investments are shown separately; their marketability is not established by the provider field. The cash and short-term investment balance does not establish unrestricted availability. | 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's balance sheet |
| Insider transactions, last 180 days | Net shares: -10,456.71; Window days: 180; Price low: $63.44; Clustered days: 2026-03-26; 2026-04-29; 2026-06-29; Price high: $76.4; Buy transactions: 0; Distinct insiders: 17; Sell transactions: 3; Other transactions: 23; Total transactions: 26; Other transaction types: A-Award: 22, F-InKind: 1; Unknown direction transactions: 0 Purchase and sale counts require explicit provider transaction types, without a conflicting acquisition/disposition direction. Other transactions retain their provider type; awards, exercises, gifts and in-kind transactions are not counted as purchases or sales. Net shares sums acquired minus disposed shares across direction-known records, including other transaction types; unknown directions are excluded. It is not net purchases or a verified change in beneficial ownership. Named-insider counts, same-day clusters and positive reported prices cover all retained records. Filing dates are used only when transaction dates are absent. Neither timing nor price establishes motive or whether a transaction was on the open market. | 2026-08-20 | FMP | Financial Modeling Prep (FMP) insider transactions, from Form 4 filings |
| Analyst actions, most recent per firm | Captured record · 10 entries
One row per firm — the firm's most recent action in our feed. Other data vendors may carry firms ours does not. | 2026-08-03 | FMP | Financial Modeling Prep (FMP) analyst grades |
| Recent dividends paid | Captured record · 4 entries
Declared amounts per share on their ex-dates. A single payment does not establish an annual rate, and a special dividend is not separated here. | 2026-09-04 | FMP | Financial Modeling Prep (FMP) dividend history |
| Dividend yield, last 12 months | 2.59% Split-adjusted dividends with ex-dates in the trailing 365-day window divided by the packet price, on the same current-share basis. Price date follows the quote, latest price bar or packet-build day when unstamped. Not a forecast or declared annual rate. | 2026-09-11 | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history and quote |
Data provided for informational purposes only.