Inspirato Incorporated (ISPO)
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
Inspirato Incorporated (ISPO) trades at $4.26 with AI Score 38/100 (Grade D). Inspirato Incorporated is a subscription-based luxury travel company offering affluent travelers access to curated vacation options. Market cap: $53.54M, Sector: Consumer cyclical.
Price live · AI analysis from May 10, 2026Analyst Coverage for ISPO: ISPO does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates ISPO against Consumer Cyclical peers across nine fundamental dimensions and assigns an underweight signal based on the underlying data.
ISPO: 1/1 perspectives are bearish.
How is this calculated? →Inspirato Incorporated (ISPO) Consumer Business Overview
Inspirato Incorporated provides affluent travelers with curated luxury vacation options through a subscription model. Differentiated by its exclusive access to private luxury homes and partnerships with high-end hotels and resorts, Inspirato operates within the competitive leisure sector, catering to discerning clientele seeking premium travel experiences.
What Is the Investment Thesis for ISPO?
Inspirato Incorporated presents a unique investment opportunity within the luxury travel sector. The company's subscription-based model provides a recurring revenue stream and fosters customer loyalty. However, with a market capitalization of $53.54M and a negative profit margin of -4.2%, the company faces significant challenges in achieving profitability. The gross margin of 33.2% indicates potential for improvement through cost optimization and pricing strategies. Key growth catalysts include expanding the subscriber base and increasing the utilization of available properties. The company's beta of -0.03 suggests low volatility relative to the market, but this may also reflect limited investor interest. The absence of a dividend yield may deter income-seeking investors. Success hinges on Inspirato's ability to effectively manage its inventory of luxury homes and hotel partnerships, while also attracting and retaining affluent subscribers.
Based on FMP financials and quantitative analysis
ISPO Key Highlights
- Market Cap of $53.54M reflects the company's current valuation in the market.
- Profit Margin of -4.2% indicates the company is currently operating at a loss.
- Gross Margin of 33.2% shows the percentage of revenue remaining after deducting the cost of goods sold.
- Beta of -0.03 suggests the stock has low volatility compared to the overall market.
- No Dividend Yield indicates the company is not currently distributing profits to shareholders.
Who Are ISPO's Competitors?
ISPO is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| MAR Marriott International, Inc. | $376.35 | +0.91% | $99.24B | 68 |
| HLT Hilton Worldwide Holdings Inc. | $338.25 | +0.04% | $77.00B | 77 |
| BKNG Booking Holdings Inc. | $181.97 | -1.41% | $141.00B | 96 |
| HWH HWH International Inc. | $1.27 | -4.98% | $7.69M | 59 |
| NOMA Nomadar Corp. | $3.59 | -13.49% | $53.42M | 58 |
| HAS Hasbro, Inc. | $78.67 | -1.85% | $11.13B | 57 |
| ILG ILG, Inc. | $34.13 | +0.00% | 56 | |
| OLCLY Oriental Land Co., Ltd. | $15.70 | +1.75% | $25.74B | 48 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are ISPO's Key Strengths?
- Subscription-based model provides recurring revenue.
- Exclusive access to a curated portfolio of luxury vacation homes.
- Partnerships with luxury hotels and resorts worldwide.
- Personalized travel planning and concierge services.
What Are ISPO's Weaknesses?
- Negative profit margin indicates financial challenges.
- Relatively small market capitalization.
- High reliance on affluent travelers, making it vulnerable to economic downturns.
- Limited brand awareness compared to larger hotel chains.
What Could Drive ISPO Stock Higher?
- Expansion of partnerships with luxury hotels and resorts to enhance the portfolio of accommodations.
- Continued focus on subscriber acquisition through targeted marketing campaigns and referral programs.
- Implementation of technological innovations to improve the member experience and streamline operations.
- Optimization of pricing strategies and inventory management to increase property utilization.
What Are the Key Risks for ISPO?
- Financial-distress signal — its Altman Z-Score of -1.55 sits in the distress zone (elevated bankruptcy risk).
- Weak fundamentals — a Piotroski F-Score of 3/9 flags soft profitability, leverage or efficiency.
- Economic downturns that could reduce demand for luxury travel and impact subscriber growth.
- Increased competition from established luxury hotel chains and vacation rental companies.
- Maintaining the quality and consistency of the member experience across a diverse portfolio of properties.
- Managing the costs associated with acquiring and maintaining luxury vacation homes and hotel partnerships.
What Are the Growth Opportunities for ISPO?
- Expansion of Subscriber Base: A significant growth opportunity for Inspirato lies in expanding its subscriber base. The luxury travel market is growing, and Inspirato can attract new members by offering compelling value propositions, such as exclusive access to high-end properties and personalized travel experiences. Targeted marketing campaigns, strategic partnerships with luxury brands, and referral programs can drive subscriber growth. The addressable market for luxury travel is substantial, with projections estimating continued growth in the coming years. Timeline: Ongoing.
- Increased Property Utilization: Inspirato can improve its financial performance by increasing the utilization of its existing portfolio of luxury homes and hotel partnerships. Implementing dynamic pricing strategies, offering promotional packages during off-peak seasons, and optimizing inventory management can drive higher occupancy rates. By maximizing the utilization of its properties, Inspirato can generate more revenue from its existing assets. Timeline: Ongoing.
- Strategic Partnerships: Forming strategic partnerships with complementary businesses, such as luxury concierge services, private aviation companies, and high-end retailers, can enhance Inspirato's value proposition and attract new subscribers. These partnerships can provide members with access to a wider range of exclusive services and experiences, further differentiating Inspirato from its competitors. Timeline: Ongoing.
- Geographic Expansion: Expanding into new geographic markets presents another growth opportunity for Inspirato. Identifying regions with a high concentration of affluent travelers and a strong demand for luxury accommodations can drive subscriber growth and increase revenue. Entering new markets requires careful planning and execution, including establishing local partnerships, adapting the company's offerings to local preferences, and navigating regulatory requirements. Timeline: Ongoing.
- Technological Innovation: Investing in technological innovation can improve the member experience, streamline operations, and enhance Inspirato's competitive advantage. Developing a user-friendly mobile app, implementing advanced data analytics to personalize travel recommendations, and leveraging artificial intelligence to optimize pricing and inventory management can drive subscriber engagement and improve efficiency. Timeline: Ongoing.
What Opportunities Does ISPO Have?
- Expansion of subscriber base through targeted marketing and partnerships.
- Increased property utilization through dynamic pricing and inventory management.
- Geographic expansion into new markets with high concentrations of affluent travelers.
- Technological innovation to improve the member experience and streamline operations.
What Threats Does ISPO Face?
- Intense competition from established luxury hotel chains and vacation rental companies.
- Economic downturns that could reduce demand for luxury travel.
- Changes in consumer preferences and travel trends.
- Potential disruptions from new entrants and innovative business models.
What Are ISPO's Competitive Advantages?
- Exclusive access to a curated portfolio of luxury vacation homes.
- Partnerships with luxury hotels and resorts worldwide.
- Subscription-based model providing recurring revenue and customer loyalty.
- Personalized travel planning and concierge services enhancing the member experience.
What Does ISPO Do?
Founded in 2010 and headquartered in Denver, Colorado, Inspirato Incorporated operates as a subscription-based luxury travel company. The company was conceived to provide affluent travelers with a consistent and high-quality vacation experience, eliminating the uncertainties often associated with traditional vacation rentals and hotel bookings. Inspirato offers its members access to a curated portfolio of luxury vacation options, including private luxury vacation homes and accommodations at luxury hotel and resort partners worldwide. As of December 31, 2021, Inspirato's portfolio included approximately 425 private luxury vacation homes available exclusively to subscribers and accommodations at approximately 420 luxury hotel and resort partners worldwide. Inspirato's business model revolves around providing a predictable and luxurious travel experience. Members pay a subscription fee for access to the company's portfolio of properties and experiences. This subscription model allows Inspirato to maintain a consistent revenue stream and build long-term relationships with its members. The company's focus on high-end properties and personalized service aims to differentiate it from other players in the travel industry. Inspirato's geographic reach extends across North America, Europe, the Caribbean, and other popular vacation destinations, catering to a global clientele of affluent travelers. The company competes with traditional luxury hotels, high-end vacation rental companies, and other subscription-based travel services.
What Products and Services Does ISPO Offer?
- Provides a subscription-based luxury travel service.
- Offers access to a curated portfolio of luxury vacation homes.
- Partners with luxury hotels and resorts worldwide to provide accommodations.
- Caters to affluent travelers seeking high-quality vacation experiences.
- Manages a portfolio of approximately 425 private luxury vacation homes.
- Offers accommodations at approximately 420 luxury hotel and resort partners.
- Provides personalized travel planning and concierge services to its members.
How Does ISPO Make Money?
- Generates revenue through subscription fees paid by its members.
- Offers different subscription tiers with varying levels of access and benefits.
- Manages a portfolio of luxury vacation homes and hotel partnerships.
- Provides personalized travel planning and concierge services to its members.
What Industry Does ISPO Operate In?
Inspirato operates within the leisure industry, a segment of the consumer cyclical sector that is highly sensitive to economic conditions and consumer spending patterns. The luxury travel market, in particular, caters to affluent individuals and families who prioritize unique experiences and high-quality accommodations. The industry is characterized by intense competition, with established luxury hotel chains, high-end vacation rental companies, and emerging subscription-based travel services vying for market share. Trends such as personalized travel experiences, sustainable tourism, and the increasing demand for private and exclusive accommodations are shaping the competitive landscape. Inspirato's subscription model and focus on luxury properties position it to capitalize on these trends, but it must effectively differentiate itself from competitors to succeed.
Who Are ISPO's Key Customers?
- Affluent individuals and families seeking luxury travel experiences.
- Subscribers who value high-quality accommodations and personalized service.
- Members who appreciate the convenience and predictability of a subscription-based travel model.
- Travelers seeking exclusive access to private luxury homes and high-end hotels.
ROE 8%Key Financial Metrics
Return on equity for Inspirato Incorporated stands at 8.1%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is -4.6%, showing how much profit it generates from its asset base. Its free cash flow yield is -8.0%, a gauge of the cash the business throws off relative to its market value. A current ratio of 0.24 means current liabilities exceed short-term assets, a liquidity point worth watching. Its earnings yield is -19.5%, the inverse of the P/E and a quick read on earnings relative to price.
How Inspirato Incorporated Is Valued
Inspirato Incorporated carries a market capitalization of $53.54M, placing it in the micro-cap category. Relative to its peer group, ISPO's quantitative score of 38/100 is below the peer average of 72/100.
F-Score 3/9Financial Health
Inspirato Incorporated's Piotroski F-Score is 3/9, a 9-point checklist of profitability, leverage and efficiency — flagging fundamental weakness worth scrutiny. Its Altman Z-Score of -1.55 places it in the distress zone, a signal of elevated financial risk.
FY2026 estForward Outlook
Wall Street analysts project Inspirato Incorporated revenue of about $444.3M for fiscal 2026, with EPS near $0.00.
ISPO Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis · FY 2024
Bull Case vs Bear Case
Bull Case
- Recent insider purchases suggest confidence in the company's future, indicating that leadership sees potential growth.
- Community sentiment has shifted positively, with discussions around new partnerships and expanded offerings gaining traction.
- Inspirato's unique subscription model continues to attract attention, appealing to consumers seeking flexible travel options.
- Market perception is improving as travel demand rebounds, positioning Inspirato favorably in the hospitality sector.
Bear Case
- Concerns over rising operational costs may impact profitability, creating uncertainty among investors about future margins.
- Negative sentiment from some community members highlights fears of market saturation in the luxury travel segment.
- Recent reports indicate challenges in customer acquisition, which could hinder growth if not addressed effectively.
- Overall market volatility remains a concern, with broader economic factors potentially affecting consumer spending on luxury services.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · March 2026
ISPO Latest News
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Earnings Scheduled For November 4, 2025
benzinga · Nov 4, 2025
ISPO Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for ISPO.
Price Targets
Wall Street price target analysis for ISPO.
ISPO MoonshotScore
What does this score mean?
The MoonshotScore rates ISPO's growth potential on a scale of 0-100 across multiple factors including innovation, market disruption, financial health, and momentum.
Leadership: Payam Zamani
CEO
Payam Zamani is the CEO of Inspirato Incorporated, bringing extensive experience in building and scaling technology-driven businesses. Prior to Inspirato, Zamani co-founded and led several successful ventures in the online marketplace and media sectors. His background includes a strong focus on customer-centric innovation and data-driven decision-making. Zamani's leadership style emphasizes collaboration, transparency, and a commitment to delivering exceptional experiences for Inspirato's members. He has a proven track record of driving growth and creating value in competitive markets.
Track Record: Under Payam Zamani's leadership, Inspirato has focused on expanding its portfolio of luxury properties and enhancing its subscription-based model. He has overseen the company's efforts to improve member engagement, optimize pricing strategies, and leverage technology to enhance the travel experience. Zamani has also guided Inspirato through periods of significant growth and market expansion, while navigating the challenges of the luxury travel industry.
What Investors Ask About Inspirato Incorporated (ISPO) — Consumer Cyclical
What does Inspirato Incorporated do?
Inspirato Incorporated operates as a subscription-based luxury travel company, providing affluent travelers with access to a curated portfolio of high-end vacation options. The company offers exclusive access to private luxury vacation homes and partners with luxury hotels and resorts worldwide. Members pay a subscription fee for access to Inspirato's portfolio and receive personalized travel planning and concierge services, ensuring a consistent and luxurious travel experience. This model differentiates Inspirato from traditional vacation rentals and hotel bookings by providing a predictable and high-quality travel experience.
What do analysts say about ISPO stock?
Analyst coverage of Inspirato Incorporated (ISPO) is limited, reflecting its smaller market capitalization and recent entry into the public markets. Current sentiment is mixed, with some analysts noting the potential of its subscription-based model in the luxury travel sector. Key valuation metrics, such as price-to-sales and price-to-book ratios, are being closely watched to assess the company's growth prospects. Investors are advised to conduct thorough due diligence and consider the inherent risks associated with investing in a relatively new and unproven company in the competitive leisure industry. No buy/sell recommendations are provided.
What are the main risks for ISPO?
Inspirato Incorporated faces several key risks inherent to its business model and the luxury travel industry. Economic downturns could significantly reduce demand for luxury travel, impacting subscriber growth and revenue. The company also faces intense competition from established luxury hotel chains, high-end vacation rental companies, and other subscription-based travel services. Maintaining the quality and consistency of the member experience across a diverse portfolio of properties is crucial, and any lapses in service could damage the company's reputation. Managing the costs associated with acquiring and maintaining luxury vacation homes and hotel partnerships is also a significant challenge.
What are the key factors to evaluate for ISPO?
Inspirato Incorporated (ISPO) holds an AI score of 38/100 (low). Not financial advice.
How frequently does ISPO data refresh on this page?
ISPO prices update in real time during U.S. market hours. Fundamentals refresh after quarterly filings; analyst ratings and AI insights update daily; news is aggregated continuously.
What has driven ISPO's recent stock price performance?
Inspirato Incorporated (ISPO) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Subscription-based model provides recurring revenue. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider ISPO overvalued or undervalued right now?
Valuing Inspirato Incorporated (ISPO) requires multiple metrics. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
What research should beginners do before buying ISPO?
Before investing in Inspirato Incorporated (ISPO), research these four areas: (1) the company's revenue model and competitive position (see Company Overview), (2) financial health through revenue growth, margins, and cash flow (see MoonshotScore), (3) what Wall Street analysts recommend and their price targets (see Analyst tab), and (4) specific risk factors that could impact the stock (see Risk Factors section).
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- Information is based on publicly available sources and may be subject to change.
- Financial data is as of December 31, 2021.
- Analyst opinions may vary and should not be considered investment advice.