BlackRock LifePath Index 2035 Fund (LIJIX) Fund Overview
Educational signal · not a buy or sell recommendation · How to read this
Beta 1.05: the stock has moved about 5% more than the S&P 500.
For informational purposes only. Not financial advice. Machine-generated analysis by Stock Expert AI — model gemini-2.0-flash, generated Mar 18, 2026. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief. Data sources: Financial Modeling Prep, Yahoo Finance, SEC EDGAR
Quick AnswerBlackRock LifePath Index 2035 Fund (LIJIX) trades at $22.84. BlackRock LifePath Index 2035 Fund is a target-date fund that dynamically adjusts its asset allocation to become more conservative over time, aiming for investors planning to retire around 2035. Sector: Financials.
Price as of · Last analyzed: Mar 18, 2026Analyst Coverage for LIJIX: LIJIX does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage.
BlackRock LifePath Index 2035 Fund (LIJIX) Financial Services Profile
BlackRock LifePath Index 2035 Fund is a target-date fund within the asset management sector, offering a diversified portfolio of underlying funds tailored for investors with a target retirement date around 2035. It distinguishes itself through BlackRock's asset allocation expertise and aims to provide a balance of growth and risk management as the target date approaches.
What Is the Investment Thesis for LIJIX?
BlackRock LifePath Index 2035 Fund presents a compelling option for investors seeking a hands-off approach to retirement savings. The fund's key value driver is its dynamic asset allocation strategy, which automatically adjusts the portfolio's risk profile over time. As the target date approaches, the fund shifts from a growth-oriented allocation to a more conservative one, reducing exposure to equities and increasing allocation to bonds and money market instruments. This feature is particularly attractive for investors who lack the time or expertise to actively manage their retirement portfolios. The fund's growth catalysts include the increasing adoption of target-date funds as a primary retirement savings vehicle and BlackRock's strong brand recognition and distribution network. A potential risk factor is the fund's reliance on underlying index funds, which may limit its ability to outperform the broader market.
Based on FMP financials and quantitative analysis
LIJIX Key Highlights
Market Cap of $12.11B indicates substantial investor confidence and asset base.
- Beta of 1.05 suggests the fund's volatility is similar to the overall market.
- The fund maintains a diversified portfolio across equity, bond, and money market instruments.
- Target-date strategy provides automatic asset allocation adjustments as retirement nears.
- Operates with a focus on tracking its custom benchmark index, the LifePath Index 2035 Fund Custom Benchmark.
Who Are LIJIX's Competitors?
LIJIX is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | MoonshotScore |
|---|---|---|---|---|
| APDFX Artisan High Income Fund | $8.73 | +0.23% | $11.1B | — |
| DNLAX BNY Mellon Natural Resources Fund | $58.35 | +0.67% | $1.12B | — |
| GQLIX GMO Quality Fund | $37.53 | +0.78% | $12.7B | — |
| GVIRX Goldman Sachs U.S. Equity Dividend and Premium Fund | $20.59 | +0.54% | $3.99B | — |
| HHDVX Hamlin High Dividend Equity Fund | $37.07 | +0.71% | $1.68B | — |
| BLK BlackRock, Inc. | $1059.63 | -0.44% | $164B | 49 5-pillar |
| BX Blackstone Inc. | $111.74 | -0.45% | $135B | 67 5-pillar |
| APOS Apollo Global Management, Inc. | $25.59 | -0.23% | $74.8B | 55 5-pillar |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are LIJIX's Key Strengths?
Strong brand recognition and reputation of BlackRock.
- Large asset base and economies of scale.
- Diversified portfolio across multiple asset classes.
- Automatic asset allocation adjustments.
What Are LIJIX's Weaknesses?
Reliance on underlying index funds may limit outperformance.
- Vulnerability to market downturns.
- Expense ratio may be higher than some passively managed funds.
- No dividend yield.
What Are the Key Risks for LIJIX?
Market downturns impacting investment returns.
- Changes in interest rates affecting bond values.
- Competition from other target-date fund providers.
- Reliance on underlying index funds may limit outperformance.
What Are LIJIX's Competitive Advantages?
- BlackRock's brand reputation and extensive distribution network.
- Economies of scale due to the fund's large asset base.
- Proprietary asset allocation strategy and investment expertise.
- Established track record in managing target-date funds.
What Does LIJIX Do?
BlackRock LifePath Index 2035 Fund is designed as a target-date fund, an investment vehicle that automatically adjusts its asset allocation over time to become more conservative as the target retirement date approaches. The fund operates by strategically allocating and reallocating its assets among a combination of underlying equity and bond index funds, as well as money market funds. This dynamic allocation is based on BlackRock's comprehensive investment strategy, aiming to provide a mix of growth potential in the early years and capital preservation as the target date nears. The fund's investment approach involves investing, under normal circumstances, at least 80% of its assets in securities or other financial instruments that are components of or have economic characteristics similar to the securities included in its custom benchmark index, the LifePath Index 2035 Fund Custom Benchmark. This benchmark serves as a guide for the fund's asset allocation and performance measurement. BlackRock, as one of the world's largest asset managers, brings its extensive research capabilities and investment expertise to the management of the LifePath series, offering investors a convenient and diversified solution for retirement planning. The fund is designed for individuals planning to retire around the year 2035, making it a suitable option for those in their late 20s to mid-40s who are beginning to save for retirement.
What Products and Services Does LIJIX Offer?
- Provide a diversified portfolio of underlying equity and bond index funds.
- Offer a target-date investment strategy for individuals planning to retire around 2035.
- Automatically adjust asset allocation over time to become more conservative.
- Reallocate assets among underlying funds based on BlackRock's investment strategy.
- Invest at least 80% of assets in securities similar to the LifePath Index 2035 Fund Custom Benchmark.
- Manage investments to align with the fund's target retirement date.
How Does LIJIX Make Money?
- Generate revenue through management fees charged on assets under management (AUM).
- Benefit from economies of scale as AUM grows.
- Utilize BlackRock's investment expertise and research capabilities to manage the fund.
- Distribute the fund through various channels, including retirement plans and individual investors.
What Industry Does LIJIX Operate In?
The asset management industry is characterized by increasing demand for passive investment strategies and target-date funds. The market for target-date funds has grown significantly as more individuals rely on them as their primary retirement savings vehicle. BlackRock LifePath Index 2035 Fund competes with other target-date funds offered by firms such as APDFX (American Funds 2035 Target Date Retirement Fund), DNLAX (Dodge & Cox Target 2035 Fund), GQLIX (T. Rowe Price Retirement 2035 Fund), GVIRX (Vanguard Target Retirement 2035 Fund), and HHDVX (Hartford Target Retirement 2035 Fund). These funds differentiate themselves through asset allocation strategies, expense ratios, and fund performance.
Who Are LIJIX's Key Customers?
- Individuals planning to retire around the year 2035.
- Retirement plan sponsors seeking a target-date fund for their employees.
- Financial advisors recommending retirement savings solutions to their clients.
- Investors seeking a hands-off approach to retirement savings.
Research confidence
Thin evidence — scoring coverage unknown. Treat this as a starting point, not a conclusion.
- ● Scoring coverage unknown
- ● Price is current
- ● No filing on record
- ● No analyst coverage
- ● This is a fund, not an operating company
MoonshotScore History
Recorded daily since 2026-08-23 · 41 snapshots
| 2026-08-23 | 44 |
| 2026-08-31 | 44 |
| 2026-09-08 | 44 |
| 2026-09-16 | 44 |
| 2026-09-24 | 44 |
| 2026-10-04 | 44 |
What changed?
The score has stayed at 44.
Over the same 30 days the stock moved -1.9%.
LIJIX Financials
Bull Case vs Bear Case
Bull Case
- Strong brand recognition and reputation of BlackRock.
- Large asset base and economies of scale.
- Diversified portfolio across multiple asset classes.
- Automatic asset allocation adjustments.
Bear Case
- Reliance on underlying index funds may limit outperformance.
- Vulnerability to market downturns.
- Expense ratio may be higher than some passively managed funds.
- No dividend yield.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · March 2026
LIJIX Latest News
No recent news available for LIJIX.
LIJIX Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations collected by Financial Modeling Prep for LIJIX.
Price Targets
Wall Street price target analysis for LIJIX.
LIJIX MoonshotScore
MoonshotScore is Stock Expert AI's proprietary 0-100 research rating, not a buy or sell recommendation. No MoonshotScore is published for LIJIX; grades run from A+ (80-100) to F (below 30).
Common Questions About LIJIX (Financials)
What does BlackRock LifePath Index 2035 Fund do?
BlackRock LifePath Index 2035 Fund is a target-date fund designed for investors planning to retire around the year 2035. It operates by strategically allocating and reallocating its assets among a mix of underlying equity and bond index funds, as well as money market funds.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
MoonshotScore is not published for this security.
Data provided for informational purposes only.
- The information provided is based on available data and may be subject to change.
- Investment decisions should be made based on individual circumstances and risk tolerance.