National Bank of Canada (NTIOF) Stock Price & Analysis
National Bank of Canada (NTIOF) — price $142.19 (+0.54%), as of the Oct 2, 2026 trading session; market cap $54.8B. Expected results Dec 2, 2026.
Educational signal · not a buy or sell recommendation · How to read this
National Bank of Canada · NTIOF · Financial Services · Banks - Diversified
Research dated 2026-09-12: National Bank of Canada is a Montreal-based diversified bank spanning personal and commercial banking, wealth management, capital markets, specialty finance, and financial-data infrastructure. The case hinges on whether those earnings engines can preserve profitability as interest rates evolve, expenses moderate, and management pursues further capital returns.
Price as of Oct 2, 2026
Key Statistics
No publishable V2 score is available for this stock yet.
Price & valuation
| Measure | Value | As of |
|---|---|---|
| Latest provided price | $142.19 | |
| Change on the day | +0.54% | |
| 52-week range | $106.84 – $171.47 | |
| Market capitalisation | $54.8B | |
| Price / earnings (trailing) | 16.72 | |
| Shares traded on the day | 507 | |
| Beta (volatility vs the S&P 500) | 1.19 | |
| Dividends per share (last 12 months) | $3.66 | |
| Dividend yield (last 12 months) | 2.57% |
Price & events
Triangles mark reported quarters on the line: pointing up is above the recorded estimate, down is below, a diamond means no estimate on file or a dated event that is not a results report. Numbers key to the dated list. Point at or tab to any week for its close.
Events behind the price
- · Earnings results · above the recorded estimate
- · Earnings results · above the recorded estimate
- · Earnings results · above the recorded estimate
- · Earnings call · management outlook
- · Earnings results · above the recorded estimate
Results dates follow the earnings feed; call dates follow the transcript provider. Nearby dates do not establish that an event caused a price move.
Upcoming events
Management outlook
Additionally, we intend to launch a new NCIB upon the current program expiry in September 2026 subject to regulatory approval.
Marie Chantal Gingras · Statement from
As we look forward to Q4, and recognizing an evolving interest rate environment, we expect the P&C margin to remain relatively stable at Q3 levels.
Marie Chantal Gingras · Statement from
Chronological order, not a duration scale. Statement dates identify the earnings call, not a deadline. Management expectations and provider estimates can change.
Read management statementsOther perspectives
Council score for National Bank of Canada (NTIOF): perspectives
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
Legends Council
4 lenses, 4 current
AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built
Read on: Oct 4, 2026
Munger's Mindset
Balance Sheet & Valuation · historical
Read on: Sep 10, 2026 · older than the 27 hours refresh window; not a current reading
How to read these bars and different assessments
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
Bars show each model's ordered assessment on its own scale, not a probability or a comparable investment return. The adjacent words give the assessment; more filled segments indicate a stronger model reading.
On Sep 10, 2026, the Munger lens read the price at that time as fairly valued against its own estimate of value.
Readings on this page are from Oct 5, 2026, except a card that shows its own read date.
Watch the NTIOF film — every key number, told as a short cinematic story
~2 min · open the film
What is National Bank of Canada (NTIOF), and what does it report?
Short answer · as of
National Bank of Canada engages in the provision of commercial banking and financial services. Financial Services / Banks Diversified Headquarters: 800 Saint-Jacques Street, Montreal, QC, H3C 1A3, CA. It employs 33,200 people and is led by Laurent Ferreira. In Q3 FY2026 it reported revenue of $5.93B and net income of $918M. The market values it at $54.8B.
What do the latest results show for National Bank of Canada (NTIOF)?
Short answer · as of
The most recent reported quarter, Q3 FY2026, carried revenue of $5.93B. Against analyst estimates the company has EPS beat 7 of 8 reports.
Did results meet expectations?
Reported earnings and revenue alongside the estimates recorded by the provider.
- Latest report · revenue
- $2.89B Aug 26, 2026
- Latest report · revenue estimate
- $2.75B Aug 26, 2026
- Latest report · revenue vs estimate
- Above estimate Aug 26, 2026
- Latest report · EPS vs estimate
- Above estimate Aug 26, 2026
| Report date | Revenue · reported | Revenue · estimate | EPS · reported | EPS · estimate |
|---|---|---|---|---|
| Aug 26, 2026 | $2.89B | $2.75B | $2.4300 | $2.3200 |
| May 27, 2026 | $2.87B | $2.81B | $2.3600 | $2.2900 |
| Feb 25, 2026 | $2.86B | $2.74B | $2.3400 | $2.1500 |
| Dec 3, 2025 | $5.76B | $3.63B | $2.0300 | $1.9000 |
Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined.
Quarterly income statement — 4 quarters
| Period | Revenue | Net income | EPS |
|---|---|---|---|
| Q3 FY2026 | $5.93B | $918M | $3.30 (diluted) |
| Q2 FY2026 | $5.65B | $866M | $3.01 (diluted) |
| Q1 FY2026 | $5.58B | $881M | $3.04 (diluted) |
| Q4 FY2025 | $5.67B | $743M | $2.63 (diluted) |
What should you watch next at National Bank of Canada (NTIOF)?
Short answer · as of
The next earnings report is expected on Dec 2, 2026.
What management is planning
Management expectations, not completed milestones or guarantees. Selected verbatim excerpts; dates follow the transcript provider.
Additionally, we intend to launch a new NCIB upon the current program expiry in September 2026 subject to regulatory approval.
Marie Chantal Gingras ·
As we look forward to Q4, and recognizing an evolving interest rate environment, we expect the P&C margin to remain relatively stable at Q3 levels.
Marie Chantal Gingras ·
We also continue to expect positive operating leverage for the full year with expense growth moderating in Q4.
Marie Chantal Gingras ·
As per our usual practice, we will be revising the guidance in Q4 for the following year.
Marie Chantal Gingras ·
What the records here don't tell us
- Detailed statement figures are not shown because their conversion to USD has not been verified.
- No insider Form 4 transaction falls inside the window this page reads.
Checked against the records this page reads, on the dates shown above.
What has been published about National Bank of Canada (NTIOF)?
Common Questions About NTIOF (Financial Services)
Research dated 2026-09-12; the answers below are from that research, and the full attribution is under Sources. The last 2 questions are answered from this page's own dated data, not from the research.
How does ABA Bank fit within National Bank of Canada?
ABA Bank sits within the US Specialty Finance and International segment, serving individuals and businesses alongside the group’s specialty-finance activities and targeted emerging-market investments.
Why is Flinks reported in National Bank of Canada’s Other segment?
Flinks is the group’s financial-data aggregation and distribution subsidiary. It is reported with treasury, liquidity, funding, asset-and-liability management, corporate allocations, and specified items rather than with the customer-facing banking segments.
What is National Bank of Canada planning for its normal course issuer bid?
Management intends to launch a new issuer bid after the current program expires, subject to regulatory approval. Approval and execution would determine whether that planned capital-return channel continues.
What is the NTIOF stock price today?
The last price recorded on this page for National Bank of Canada (NTIOF) is $142.19, as of the Oct 2, 2026 trading session (source: Financial Modeling Prep (FMP) · quote). It is a provider snapshot, not a live exchange feed, so check a brokerage quote before you trade.
Does NTIOF pay a dividend?
Yes. National Bank of Canada (NTIOF) shows a trailing 12-month dividend yield of 2.57%, as of Oct 2, 2026, in the data on this page. Payout ratio and cash-flow coverage decide whether it can last, and past dividends do not guarantee future payments.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Research written by Codex (gpt-5.6-sol) on 2026-09-12. AI-authored analysis; source dates are shown with each answer. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief.
Sources — records for every figure on this page (40 figures)
The 40 rows below are exactly the facts the evidence-backed sections of this page printed — the 10-second verdict, the MoonshotScore, price and market value, the five questions with their receipts, and the records behind this page. Known dates and sources are recorded on their own rows; an em dash or UNRECORDED tier preserves a stored observation without inventing either. The quarterly income statement is provider-standardized (FMP) under one row, and scale definitions — a 0-100 rating, the band ladder, the Piotroski 0–9 range — are fixed rather than measured. No number in those sections was generated by a model. The register does not cover quoted third-party headlines, the dated council readings, or the Frequently Asked Questions; each of those says where it came from where it stands.
"As of" is the date the value is true for where the source carries one — a quarter end, a filing date, a price close, the day the score was computed. A cached observation with no source date remains undated; the page publication date is not used as a substitute.
OFFICIAL — 1 fact from SEC filings and earnings calls
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
prod.outlook | Management outlook — call excerpts | Marie Chantal Gingras (Aug 26, 2026): Additionally, we intend to launch a new NCIB upon the current program expiry in September 2026 subject to regulatory approval. Marie Chantal Gingras (Aug 26, 2026): As we look forward to Q4, and recognizing an evolving interest rate environment, we expect the P&C margin to remain relatively stable at Q3 levels. Marie Chantal Gingras (Aug 26, 2026): We also continue to expect positive operating leverage for the full year with expense growth moderating in Q4. Marie Chantal Gingras (Aug 26, 2026): As per our usual practice, we will be revising the guidance in Q4 for the following year. | OFFICIAL | Company earnings call, transcript via Financial Modeling Prep (FMP) — Selected verbatim statements from the latest available call, dated by the transcript provider. Management expectations, not completed milestones or guarantees. Relative dates retain the speaker's wording. |
FMP — 32 facts from Financial Modeling Prep endpoint families
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
px.last | Latest provided price | $142.19 | FMP | Financial Modeling Prep (FMP) · quote — Dated to the US trading session the price belongs to, derived from the quote record's timestamp (weekend and pre-open reads roll back to the previous weekday; exchange holidays are not modelled). The record does not establish an exchange execution time. Retrieved 2026-10-05T00:34:51.804Z. | |
px.change | Change on the day | +0.54% | FMP | Financial Modeling Prep (FMP) · quote | |
px.mcap | Market capitalisation | $54.8B | FMP | Financial Modeling Prep (FMP) · quote — Date unknown Market cap record date: 2026-10-02. FMP quote timestamp: 2026-10-02T20:00:00.000Z. Captured from FMP at 2026-10-05T00:34:47.408Z. No share-count basis is inferred; this page preserves the reported amount instead of recalculating it from shares. | |
earn.next | Next earnings date | Dec 2, 2026 | FMP | Financial Modeling Prep (FMP) earnings calendar — The date is our provider's estimate until the company confirms it. | |
px.change_abs | Change on the day, in dollars | +$0.77 | FMP | Financial Modeling Prep (FMP) · quote | |
px.pe | Price / earnings (trailing) | 16.72 | FMP | Financial Modeling Prep (FMP) · quote | |
px.volume | Shares traded on the day | 507 | FMP | Financial Modeling Prep (FMP) · quote | |
px.beta | Beta | 1.19 | FMP | Financial Modeling Prep (FMP) company profile | |
id.business_summary | Business description (FMP excerpt) | National Bank of Canada engages in the provision of commercial banking and financial services. | FMP | Financial Modeling Prep (FMP) company profile — Deterministic excerpt derived from id.description; source and date describe the input fact, not a new provider observation | |
id.sector | Sector / industry (provider taxonomy) | Financial Services / Banks Diversified | FMP | Financial Modeling Prep (FMP) company profile | |
id.hq | Headquarters | 800 Saint-Jacques Street, Montreal, QC, H3C 1A3, CA | FMP | Financial Modeling Prep (FMP) company profile | |
id.employees | Employees | 33,200 | FMP | Financial Modeling Prep (FMP) company profile | |
id.ceo | Chief executive | Laurent Ferreira | FMP | Financial Modeling Prep (FMP) key executives (proxy-derived) — Titles and pay come from the company's proxy statement as our provider parsed it. | |
fin.q_revenue | Revenue, Q3 FY2026 | $5.93B | FMP | Financial Modeling Prep (FMP) · income statement (quarterly) | |
fin.q_income | Net income, Q3 FY2026 | $918M | FMP | Financial Modeling Prep (FMP) · income statement (quarterly) | |
earn.history.depth.2026-08-26.revenue_actual | Revenue · reported — report date 2026-08-26 | $2.89B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-08-26.revenue_estimated | Revenue · estimate — report date 2026-08-26 | $2.75B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-08-26.eps_actual | EPS · reported — report date 2026-08-26 | $2.4300 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-08-26.eps_estimated | EPS · estimate — report date 2026-08-26 | $2.3200 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-05-27.revenue_actual | Revenue · reported — report date 2026-05-27 | $2.87B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-05-27.revenue_estimated | Revenue · estimate — report date 2026-05-27 | $2.81B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-05-27.eps_actual | EPS · reported — report date 2026-05-27 | $2.3600 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-05-27.eps_estimated | EPS · estimate — report date 2026-05-27 | $2.2900 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-02-25.revenue_actual | Revenue · reported — report date 2026-02-25 | $2.86B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-02-25.revenue_estimated | Revenue · estimate — report date 2026-02-25 | $2.74B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-02-25.eps_actual | EPS · reported — report date 2026-02-25 | $2.3400 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-02-25.eps_estimated | EPS · estimate — report date 2026-02-25 | $2.1500 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-12-03.revenue_actual | Revenue · reported — report date 2025-12-03 | $5.76B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-12-03.revenue_estimated | Revenue · estimate — report date 2025-12-03 | $3.63B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-12-03.eps_actual | EPS · reported — report date 2025-12-03 | $2.0300 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-12-03.eps_estimated | EPS · estimate — report date 2025-12-03 | $1.9000 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
fin.q_table | Quarterly income statement | 4 quarters through Q3 FY2026 | FMP | Financial Modeling Prep (FMP) · income statement (quarterly), as filed |
UNRECORDED — 2 facts from stored observations whose source was not recorded
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
px.range52 | 52-week range | $106.84 – $171.47 | UNRECORDED | Stored company-profile observation — Captured 2026-10-04 | |
earn.history | Reported versus estimated, recent quarters | EPS beat 7 of 8 | UNRECORDED | Stored earnings-history observation — Captured 2026-10-04 |
COMPUTED — 4 facts from our arithmetic, formula restated
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
div.ttm_per_share | Dividends per share, last 12 months (split-adjusted) | $3.66 | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history — Sum of 4 split-adjusted declared dividends with an ex-date in the 365 days to 2026-10-05, per current share. Ex-dates are not payment dates; special dividends are included. Not a declared annual rate. | |
div.ttm_yield | Dividend yield, last 12 months | 2.57% | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history and quote — Split-adjusted dividends with ex-dates in the trailing 365-day window divided by the packet price, on the same current-share basis. Price date follows the quote, latest price bar or packet-build day when unstamped. Not a forecast or declared annual rate. | |
earn.history.depth.2026-08-26.revenue_actual.comparison | Latest report · revenue vs estimate | Above estimate | Report date · | COMPUTED | Computed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported revenue ($2.89B) with the recorded estimate ($2.75B) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns. |
earn.history.depth.2026-08-26.eps_actual.comparison | Latest report · EPS vs estimate | Above estimate | Report date · | COMPUTED | Computed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported EPS ($2.4300) with the recorded estimate ($2.3200) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns. |
OURS — 1 fact from Stock Expert AI's own score and rank
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
gap.statement_currency | Statement currency limitation | Detailed statement figures are not shown because their conversion to USD has not been verified. | OURS | Stock Expert AI currency-basis check |
Fact-family notes
- Earnings-history note. Source series as of 2026-08-26. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined. Applies to Fact IDs:
earn.history.depth.2026-08-26.revenue_actual,earn.history.depth.2026-08-26.revenue_estimated,earn.history.depth.2026-08-26.revenue_actual.comparison,earn.history.depth.2026-08-26.eps_actual.comparison,earn.history.depth.2026-08-26.eps_actual,earn.history.depth.2026-08-26.eps_estimated,earn.history.depth.2026-05-27.revenue_actual,earn.history.depth.2026-05-27.revenue_estimated,earn.history.depth.2026-05-27.eps_actual,earn.history.depth.2026-05-27.eps_estimated,earn.history.depth.2026-02-25.revenue_actual,earn.history.depth.2026-02-25.revenue_estimated,earn.history.depth.2026-02-25.eps_actual,earn.history.depth.2026-02-25.eps_estimated,earn.history.depth.2025-12-03.revenue_actual,earn.history.depth.2025-12-03.revenue_estimated,earn.history.depth.2025-12-03.eps_actual,earn.history.depth.2025-12-03.eps_estimated.
- Published
- Research standards
- Methodology · Editorial policy · Corrections
- Report a number
- sedat@stockexpertai.com
Sources used for research written 2026-09-12
Historical evidence preserved with this analysis. Current figures are listed separately above.
| Evidence | Captured value | Source date | Source type | Source |
|---|---|---|---|---|
| Legal name | National Bank of Canada | 2026-09-12 | FMP | Financial Modeling Prep (FMP) company profile |
| Ticker / exchange | NTIOF on Other OTC | 2026-09-12 | FMP | Financial Modeling Prep (FMP) company profile |
| Headquarters | 800 Saint-Jacques Street, Montreal, QC, H3C 1A3, CA | 2026-09-12 | FMP | Financial Modeling Prep (FMP) company profile |
| Sector / industry (provider taxonomy) | Financial Services / Banks - Diversified | 2026-09-12 | FMP | Financial Modeling Prep (FMP) company profile |
| Business description | National Bank of Canada engages in the provision of commercial banking and financial services. It operates through the following segments: Personal and Commercial, Wealth Management, Financial Markets, US Specialty Finance and International, and Other. The Personal and Commercial segment is involved in banking, financing, and investing services offered to individuals, advisors, and businesses as well as insurance operations. The Wealth Management segment focuses on the investment solutions, trust services, banking services, lending services, and other wealth management solutions offered through internal and third-party distribution networks. The Financial Markets segment includes banking and investment banking services and financial solutions for large and mid-size corporations, public sector organizations, and institutional investors. The US Specialty Finance and International segment consists of specialty finance expertise activities of subsidiary ABA Bank, which offers financial products and services to individuals and businesses, and activities of targeted investments in certain emerging markets. The Other segment encompasses treasury activities such as liquidity management, bank funding, asset and liability management, the activities of the Flinks subsidiary, a fintech company specialized in financial data aggregation and distribution, certain specified items, and unallocated portions of corporate services. The company was founded on May 4, 1859 and is headquartered in Montreal, Canada. | 2026-09-12 | FMP | Financial Modeling Prep (FMP) company profile |
| Management outlook — dated call excerpts | Captured record · 4 entries
Selected verbatim statements from the latest available call, dated by the transcript provider. Management expectations, not completed milestones or guarantees. Relative dates retain the speaker's wording. | 2026-08-26 | OFFICIAL | Company earnings call, transcript via Financial Modeling Prep (FMP) |
Data provided for informational purposes only.