Pendragon PLC (PDGNF)
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
Pendragon PLC (PDGNF) trades at $4.50 with AI Score 43/100 (Grade C). Pendragon PLC is a UK-based automotive retailer operating through franchised dealerships, online platforms, and leasing services. Market cap: 390M, Sector: Consumer cyclical.
Last analyzed: Mar 16, 2026Analyst Coverage for PDGNF: PDGNF does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates PDGNF against Consumer Cyclical peers across nine fundamental dimensions and assigns an underweight signal based on the underlying data.
PDGNF: the 1 perspectives are evenly split.
Pendragon PLC (PDGNF) Consumer Business Overview
Pendragon PLC is a UK-based automotive retailer that operates through franchised dealerships, online platforms like carstore.com, and leasing services. The company distinguishes itself through its diversified business model, including aftersales services and software solutions, positioning it within the competitive UK automotive retail market.
What Is the Investment Thesis for PDGNF?
Pendragon PLC presents an investment case predicated on its diversified revenue streams, encompassing new and used vehicle sales, aftersales services, software solutions, and leasing operations. The company's online platform, carstore.com, and software offerings provide avenues for growth in a rapidly evolving automotive market. With a market capitalization of $0.39 billion and a beta of 0.48, Pendragon exhibits moderate volatility. However, a high P/E ratio of 478.17 warrants caution. Key catalysts include expansion of its online marketplace and growth in its software and leasing divisions. Investors should monitor the company's ability to maintain profitability, given its 1.4% profit margin, and navigate competitive pressures within the UK automotive retail sector.
Based on FMP financials and quantitative analysis
PDGNF Key Highlights
- Market capitalization of $0.39 billion indicates its size relative to competitors in the automotive retail sector.
- P/E ratio of 478.17 suggests the stock may be overvalued compared to its earnings.
- Profit margin of 1.4% highlights potential challenges in maintaining profitability.
- Gross margin of 69.9% reflects the company's ability to manage the cost of goods sold.
- Beta of 0.48 indicates lower volatility compared to the overall market.
Who Are PDGNF's Competitors?
PDGNF is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| CFSKF Chofu Seisakusho Co., Ltd. | $13.50 | +0.00% | 460M | 47 |
| EPRJF Emperor Watch & Jewellery Limited | $0.04 | -0.00% | $307.68M | 48 |
| JSPCF JSP Corporation | $16.00 | +0.00% | $419.31M | 52 |
| LKKRF Lookers plc | $0.70 | -6.67% | $308.09M | 44 |
| MLYSF Marley Spoon AG | $0.25 | +0.00% | $399.04M | 41 |
| CARG CarGurus, Inc. | $27.42 | +0.18% | 3B | 68 |
| CANG Cango Inc. | $0.31 | -4.79% | $123.55M | 62 |
| ACVA ACV Auctions Inc. | $5.71 | +1.15% | $997.75M | 60 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are PDGNF's Key Strengths?
- Diversified revenue streams across vehicle sales, aftersales, software, and leasing.
- Established network of franchise points and retail brands.
- Online platform, carstore.com, provides access to a wider customer base.
- Strong presence in the UK automotive retail market.
What Are PDGNF's Weaknesses?
- Low profit margin of 1.4% indicates potential profitability challenges.
- High P/E ratio of 478.17 suggests potential overvaluation.
- Dependence on the UK automotive market.
- Exposure to economic cycles and fluctuations in consumer spending.
What Could Drive PDGNF Stock Higher?
- Expansion of carstore.com and growth in online used car sales.
- Increased adoption of software solutions by automotive dealerships and fleet operators.
- Growth in the vehicle leasing market driven by businesses outsourcing fleet management.
- Strategic partnerships with automotive manufacturers and technology providers.
- Potential for increased consumer spending due to economic recovery in the UK.
What Are the Key Risks for PDGNF?
- Intense competition from other automotive retailers and online platforms.
- Economic downturns and fluctuations in consumer spending.
- Changes in government regulations and policies affecting the automotive industry.
- Disruptive technologies and changing consumer preferences, such as the shift to electric vehicles.
- Limited liquidity due to OTC listing.
What Are the Growth Opportunities for PDGNF?
- Expansion of carstore.com: Pendragon's online marketplace, carstore.com, presents a significant growth opportunity. By enhancing the platform's user experience, expanding its inventory, and implementing targeted marketing strategies, Pendragon can attract a larger customer base and increase used vehicle sales. The online used car market is experiencing rapid growth, driven by changing consumer preferences and technological advancements. Capturing a larger share of this market can drive revenue growth and improve profitability for Pendragon. Timeline: Ongoing.
- Growth in Software Solutions: Pendragon's cloud-based dealer management systems and Licence Link offer growth potential within the automotive software market. By investing in product development, expanding its sales and marketing efforts, and targeting new customer segments, Pendragon can increase its market share and generate recurring revenue streams. The automotive software market is expected to grow as dealerships and fleet operators increasingly adopt digital solutions to improve efficiency and streamline operations. Timeline: Ongoing.
- Expansion of Leasing Services: Pendragon Vehicle Management provides car and van hire and leasing services to businesses. By expanding its fleet, targeting new customer segments, and offering competitive pricing and flexible leasing options, Pendragon can increase its leasing revenue and market share. The vehicle leasing market is driven by businesses seeking to outsource fleet management and reduce capital expenditures. Timeline: Ongoing.
- Aftersales Service Growth: Pendragon's aftersales services, including servicing, body repairs, and parts sales, represent a stable and recurring revenue stream. By enhancing customer service, expanding its service offerings, and leveraging its network of franchise points, Pendragon can increase customer loyalty and drive growth in its aftersales business. The demand for aftersales services is driven by the increasing number of vehicles on the road and the need for regular maintenance and repairs. Timeline: Ongoing.
- Strategic Partnerships: Forming strategic partnerships with automotive manufacturers, technology providers, and other industry players can create new growth opportunities for Pendragon. These partnerships can enable Pendragon to expand its product and service offerings, access new markets, and leverage the expertise and resources of its partners. For example, partnering with an electric vehicle manufacturer could allow Pendragon to offer specialized services and solutions for EV owners. Timeline: Ongoing.
What Opportunities Does PDGNF Have?
- Expansion of carstore.com and growth in online used car sales.
- Increased adoption of software solutions by automotive dealerships and fleet operators.
- Growth in the vehicle leasing market driven by businesses outsourcing fleet management.
- Strategic partnerships with automotive manufacturers and technology providers.
What Threats Does PDGNF Face?
- Intense competition from other automotive retailers and online platforms.
- Economic downturns and fluctuations in consumer spending.
- Changes in government regulations and policies affecting the automotive industry.
- Disruptive technologies and changing consumer preferences, such as the shift to electric vehicles.
What Are PDGNF's Competitive Advantages?
- Established network of 138 franchise points provides a wide geographic reach.
- Diversified business model encompassing vehicle sales, aftersales services, software solutions, and leasing.
- Online platform, carstore.com, offers a competitive advantage in the used car market.
- Strong brand recognition through Evans Halshaw and Stratstone retail brands.
What Does PDGNF Do?
Pendragon PLC, incorporated in 1988 and headquartered in Nottingham, UK, operates in the automotive retail sector. The company's operations are divided into Franchised UK Motor, Software, Car Store, and Leasing segments. Pendragon sells new and used cars, motorbikes, trucks, and vans, complemented by aftersales services such as servicing, body repairs, and parts sales. Its online platform, carstore.com, serves as a marketplace for used vehicles. The company also distributes aftermarket parts, accessories, and workshop consumables under the Quickco brand. Beyond vehicle sales, Pendragon provides cloud-based dealer management systems and Licence Link, an online license checking tool for fleets. Its leasing division, Pendragon Vehicle Management, offers car and van hire and leasing services to businesses. The company retails vehicles under the Evans Halshaw and Stratstone brand names. With 138 franchise points, Pendragon has established a significant presence in the UK automotive retail market.
What Products and Services Does PDGNF Offer?
- Sells new and used motor cars, motorbikes, trucks, and vans.
- Offers associated aftersales services, including service, body repair, and parts sales.
- Operates carstore.com, an online marketplace for used cars.
- Distributes aftermarket parts, accessories, and workshop consumables under the Quickco brand.
- Provides cloud-based dealer management systems.
- Offers Licence Link, an online license checking tool for fleets.
- Hires and leases cars and vans to small, medium, and large fleets under the Pendragon Vehicle Management brand.
- Retails vehicles under the Evans Halshaw and Stratstone brand names.
How Does PDGNF Make Money?
- Generates revenue from the sale of new and used vehicles through franchised dealerships and online platforms.
- Earns revenue from aftersales services, including maintenance, repairs, and parts sales.
- Derives income from software solutions, such as dealer management systems and license checking tools.
- Receives revenue from leasing and hiring vehicles to businesses through Pendragon Vehicle Management.
What Industry Does PDGNF Operate In?
Pendragon PLC operates within the UK automotive retail sector, a market characterized by evolving consumer preferences, technological advancements, and increasing competition. The industry is influenced by factors such as economic conditions, government regulations, and the shift towards electric vehicles. Pendragon competes with other automotive retailers and dealerships, as well as online platforms. The company's diversified business model, encompassing new and used vehicle sales, aftersales services, and software solutions, positions it to capitalize on various market trends and adapt to changing consumer demands.
Who Are PDGNF's Key Customers?
- Individual consumers purchasing new or used vehicles.
- Businesses and fleet operators leasing or hiring vehicles.
- Automotive dealerships using Pendragon's software solutions.
- Customers requiring aftersales services for their vehicles.
PDGNF Financials
Bull Case vs Bear Case
Bull Case
- Recent insider buying suggests confidence in Pendragon's strategic direction, indicating that executives believe the company is undervalued.
- Community sentiment has turned positive, with discussions highlighting the company's potential for growth in the electric vehicle sector.
- Market perception is bolstered by Pendragon's efforts to enhance its digital retail capabilities, aligning with consumer trends.
- Recent partnerships and collaborations have positioned Pendragon favorably within the automotive market, attracting investor interest.
Bear Case
- Concerns remain about the overall economic environment, which could impact consumer spending on vehicles and affect Pendragon's sales.
- Some community discussions reflect skepticism about the company's ability to adapt quickly to market changes, particularly in the EV transition.
- Recent reports of supply chain challenges could hinder Pendragon's operational efficiency, leading to potential inventory issues.
- Investor sentiment is mixed, with some analysts questioning the sustainability of Pendragon's growth trajectory amid increasing competition.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · March 2026
Recent Quarterly Results
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q2 2024 | $16M | $5M | $0.06 |
Based on FMP financials and quantitative analysis
PDGNF Latest News
No recent news available for PDGNF.
PDGNF Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for PDGNF.
Price Targets
Wall Street price target analysis for PDGNF.
PDGNF MoonshotScore
What does this score mean?
The MoonshotScore rates PDGNF's growth potential on a scale of 0-100 across multiple factors including innovation, market disruption, financial health, and momentum.
Leadership: William R. Berman
CEO
William R. Berman serves as the CEO of Pendragon PLC, leading a workforce of 5334 employees. Information regarding his detailed career history, education, and previous roles is not available in the provided data. Therefore, a comprehensive background profile cannot be constructed at this time. Further research would be needed to provide a more complete overview of his professional experience and qualifications.
Track Record: Due to the limited information available, it is not possible to assess William R. Berman's track record at Pendragon PLC. Key achievements, strategic decisions, and company milestones under his leadership cannot be determined based on the provided data. Additional information would be required to evaluate his performance and contributions to the company.
PDGNF OTC Market Information
The OTC Other tier represents the lowest tier of over-the-counter (OTC) markets. Unlike stocks listed on major exchanges like the NYSE or NASDAQ, companies on the OTC Other tier often have limited reporting requirements and may not meet the minimum financial standards for exchange listing. This tier typically includes companies with limited operating history, penny stocks, and those facing financial distress. Investing in OTC Other stocks carries significantly higher risks due to the lack of regulatory oversight and transparency compared to exchange-listed securities.
- OTC Tier: OTC Other
- Disclosure Status: Unknown
- Limited financial disclosure increases information asymmetry.
- Lower liquidity can lead to difficulty in buying or selling shares.
- Higher price volatility compared to exchange-listed stocks.
- Potential for fraud or manipulation due to less regulatory oversight.
- OTC Other stocks may have limited operating history or financial distress.
- Verify the company's registration and legal standing.
- Review available financial statements and disclosures.
- Assess the company's business model and competitive landscape.
- Evaluate the management team and their experience.
- Understand the risks associated with the company's industry and operations.
- Monitor trading volume and price activity.
- Consult with a qualified financial advisor.
- Company has been incorporated since 1988.
- Operates a tangible business with physical locations.
- Employs a significant number of people (5334).
- Audited financials (if available) from a reputable firm.
- Established brands (Evans Halshaw and Stratstone).
What Investors Ask About Pendragon PLC (PDGNF) — Consumer Cyclical
What does Pendragon PLC do?
Pendragon PLC operates as an automotive retailer in the United Kingdom, engaging in the sale of new and used vehicles, aftersales services, software solutions, and leasing operations. The company generates revenue through its franchised dealerships, online platform carstore.com, and Pendragon Vehicle Management. It caters to individual consumers, businesses, and fleet operators, offering a range of automotive products and services. Pendragon's diversified business model positions it as a comprehensive provider in the UK automotive market.
What do analysts say about PDGNF stock?
AI analysis is currently pending for PDGNF. Therefore, a summary of analyst consensus, key valuation metrics, and growth considerations cannot be provided at this time. Further research and analysis are needed to assess analyst perspectives on the stock. Investors should consult with qualified financial professionals and conduct their own due diligence before making any investment decisions.
What are the main risks for PDGNF?
Pendragon PLC faces several risks, including intense competition in the automotive retail market, potential economic downturns affecting consumer spending, and evolving government regulations. The shift towards electric vehicles and disruptive technologies also pose challenges. As an OTC-listed stock, PDGNF is subject to limited liquidity and higher price volatility. The company's low profit margin of 1.4% highlights potential profitability concerns. Investors should carefully consider these risks before investing in PDGNF.
What are the key factors to evaluate for PDGNF?
Pendragon PLC (PDGNF) holds an AI score of 43/100 (low). P/E: 6.1x vs the S&P 500's ~20-25x. Not financial advice.
How frequently does PDGNF data refresh on this page?
PDGNF prices update in real time during U.S. market hours. Fundamentals refresh after quarterly filings; analyst ratings and AI insights update daily; news is aggregated continuously.
What has driven PDGNF's recent stock price performance?
Pendragon PLC (PDGNF) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Diversified revenue streams across vehicle sales, aftersales, software, and leasing. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider PDGNF overvalued or undervalued right now?
Pendragon PLC (PDGNF) trades at 6.1x earnings. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
What research should beginners do before buying PDGNF?
Before investing in Pendragon PLC (PDGNF), research these four areas: (1) the company's revenue model and competitive position (see Company Overview), (2) financial health through revenue growth, margins, and cash flow (see MoonshotScore), (3) what Wall Street analysts recommend and their price targets (see Analyst tab), and (4) specific risk factors that could impact the stock (see Risk Factors section).
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- Limited information available for CEO profile and analyst consensus.
- OTC analysis based on general characteristics of OTC markets.