Postal Savings Bank of China Co., Ltd. (PSTVY) Stock Price & Analysis
Postal Savings Bank of China Co., Ltd. (PSTVY) — price $13.20 (-7.14%), as of the Oct 2, 2026 trading session; market cap $76.8B.
Educational signal · not a buy or sell recommendation · How to read this
Postal Savings Bank of China Co., Ltd. · PSTVY · Financial Services · Banks - Regional
Postal Savings Bank of China Co., Ltd. (PSBC), along with its affiliated entities, delivers a comprehensive suite of banking solutions to both individual and institutional clients throughout the People's Republic of China.
Price as of Oct 2, 2026
Key Statistics
MoonshotScore is not published for this security.
Price & valuation
| Measure | Value | As of |
|---|---|---|
| Latest provided price | $13.20 | |
| Change on the day | -7.14% | |
| 52-week range | $10.65 – $14.95 | |
| Market capitalisation | $76.8B | |
| Price / earnings (trailing) | 7.45 | |
| Shares traded on the day | 158 | |
| Beta (volatility vs the S&P 500) | 0.39 | |
| Dividends per share (last 12 months) | $0.87 | |
| Dividend yield (last 12 months) | 6.59% |
Price & events
Triangles mark reported quarters on the line: pointing up is above the recorded estimate, down is below, a diamond means no estimate on file. Numbers key to the dated list. Point at or tab to any week for its close.
Events behind the price
- · Earnings results
- · Earnings results
- · Earnings results
Results dates follow the earnings feed; call dates follow the transcript provider. Nearby dates do not establish that an event caused a price move.
Upcoming events
Chronological order, not a duration scale.
Source recordsOther perspectives
Council score for Postal Savings Bank of China Co. (PSTVY): perspectives
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
9-Factor Breakdown
Legends Council
6 lenses, 0 current
AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built
Read on: Sep 7, 2026 · older than the 27 hours refresh window; not a current reading
Munger's Mindset
Balance Sheet & Valuation · historical
Read on: May 8, 2026 · older than the 27 hours refresh window; not a current reading
How to read these bars and different assessments
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
Bars show each model's ordered assessment on its own scale, not a probability or a comparable investment return. The adjacent words give the assessment; more filled segments indicate a stronger model reading.
On May 8, 2026, the Munger lens read the price at that time as undervalued against its own estimate of value.
Readings on this page are from Oct 5, 2026, except a card that shows its own read date.
Watch the PSTVY film — every key number, told as a short cinematic story
~2 min · open the film
What is Postal Savings Bank of China Co. (PSTVY), and what does it report?
Short answer · as of
Postal Savings Bank of China Co., Ltd. (PSBC), along with its affiliated entities, delivers a comprehensive suite of banking solutions to both individual and institutional clients throughout the People's Republic of China. Financial Services / Banks Regional Headquarters: No. 3 Financial Street, Beijing, BE, 100808, CN. It employs 196,779 people and is led by Xinzhuang Niu. In Q2 FY2026 it reported revenue of $21.97B and net income of $3.83B. The market values it at $76.8B.
What do the latest results show for Postal Savings Bank of China Co. (PSTVY)?
Short answer · as of
The most recent reported quarter, Q2 FY2026, carried revenue of $21.97B.
Did results meet expectations?
Reported earnings and revenue alongside the estimates recorded by the provider.
- Latest report · revenue
- $21.01B Apr 27, 2026
- Latest report · revenue estimate
- $13.62B Apr 27, 2026
- Latest report · revenue vs estimate
- Above estimate Apr 27, 2026
| Report date | Revenue · reported | Revenue · estimate | EPS · reported | EPS · estimate |
|---|---|---|---|---|
| Apr 27, 2026 | $21.01B | $13.62B | $0.6100 | Not available |
| Mar 25, 2026 | $19.60B | $12.58B | $0.2499 | Not available |
| Oct 28, 2025 | $19.30B | $12.04B | $0.6460 | Not available |
| Aug 28, 2025 | $11.03B | Provider row rejected | $0.0770 | Not available |
Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined.
Quarterly income statement — 4 quarters
| Period | Revenue | Net income | EPS |
|---|---|---|---|
| Q2 FY2026 | $21.97B | $3.83B | $0.63 (diluted) |
| Q1 FY2026 | $21.57B | $3.84B | $0.63 (diluted) |
| Q4 FY2025 | $20.45B | $1.59B | $0.26 (diluted) |
| Q3 FY2025 | $20.49B | $4.06B | $0.69 (diluted) |
What has been published about Postal Savings Bank of China Co. (PSTVY)?
PSTVY Financial Services Stock FAQ
These answers are editorial: 1 of these 8 answers is drawn from the PSTVY research dossier (written Mar 16, 2026 by gemini-2.0-flash); the other 7 are question templates that restate figures shown above. Figures in this section are not part of the source register.
Is PSTVY a good stock to buy?
Stock Expert AI does not rate PSTVY buy, sell or hold. Postal Savings Bank of China Co., Ltd. has no MoonshotScore yet; read the financial checkup, analyst consensus and risks directly. Whether it fits is your call: check what it sells, whether it earns and what the price assumes. This is educational content, not investment advice.
What is the PSTVY stock price today?
The last price recorded on this page for Postal Savings Bank of China Co., Ltd. (PSTVY) is $13.20, as of the Oct 2, 2026 trading session (source: Financial Modeling Prep (FMP) · quote). It is a provider snapshot, not a live exchange feed, so check a brokerage quote before you trade.
What are the main risks for PSTVY?
The main risks for Postal Savings Bank of China (PSTVY) include regulatory changes in the Chinese financial sector, which could impact its business operations and profitability. Increasing competition from other banks and fintech companies poses a threat to its market share.
What are the key factors to evaluate for PSTVY?
Evaluate PSTVY on fundamentals, analyst consensus, and risk factors. P/E: 7.45x. For example, it could partner with a fintech company to offer online lending services or with an e-commerce platform to provide payment solutions. Not financial advice.
How frequently does PSTVY data refresh on this page?
PSTVY's price is the last quote we recorded, from the Oct 2, 2026 trading session. Pages are served from a cache, so the copy you are reading can lag that quote. The quote is a provider snapshot, not an exchange feed. Fundamentals follow quarterly filings. V2 is recalculated from the most recent completed US trading session; the score's own date shows its last successful run.
What has driven PSTVY's recent stock price performance?
Postal Savings Bank of China Co., Ltd. (PSTVY) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Extensive distribution network through postal outlets. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider PSTVY overvalued or undervalued right now?
Postal Savings Bank of China Co., Ltd. (PSTVY) trades at 7.45x earnings. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
How do I research PSTVY before investing?
Before investing in Postal Savings Bank of China Co., Ltd. (PSTVY), research these four areas: (1) the company's revenue model and competitive position (see Company Overview), (2) financial health through revenue growth, margins, and cash flow (see MoonshotScore), (3) analyst consensus ratings and price targets (see Analyst tab), and (4) specific risk factors that could impact the stock (see Risk Factors section).
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Machine-generated analysis by Stock Expert AI — model gemini-2.0-flash, generated Mar 16, 2026. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief.
Sources — records for every figure on this page (30 figures)
The 30 rows below are exactly the facts the evidence-backed sections of this page printed — the 10-second verdict, the MoonshotScore, price and market value, the five questions with their receipts, and the records behind this page. Known dates and sources are recorded on their own rows; an em dash or UNRECORDED tier preserves a stored observation without inventing either. The quarterly income statement is provider-standardized (FMP) under one row, and scale definitions — a 0-100 rating, the band ladder, the Piotroski 0–9 range — are fixed rather than measured. No number in those sections was generated by a model. The register does not cover quoted third-party headlines, the dated council readings, or the Frequently Asked Questions; each of those says where it came from where it stands.
"As of" is the date the value is true for where the source carries one — a quarter end, a filing date, a price close, the day the score was computed. A cached observation with no source date remains undated; the page publication date is not used as a substitute.
FMP — 26 facts from Financial Modeling Prep endpoint families
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
px.last | Latest provided price | $13.20 | FMP | Financial Modeling Prep (FMP) · quote — Dated to the US trading session the price belongs to, derived from the quote record's timestamp (weekend and pre-open reads roll back to the previous weekday; exchange holidays are not modelled). The record does not establish an exchange execution time. Retrieved 2026-10-04T22:45:02.411Z. | |
px.change | Change on the day | -7.14% | FMP | Financial Modeling Prep (FMP) · quote | |
px.mcap | Market capitalisation | $76.8B | FMP | Financial Modeling Prep (FMP) · quote — Date unknown Market cap record date: 2026-10-02. FMP quote timestamp: 2026-10-02T20:00:00.000Z. Captured from FMP at 2026-10-04T22:45:00.999Z. No share-count basis is inferred; this page preserves the reported amount instead of recalculating it from shares. | |
id.business_summary | Business description (FMP excerpt) | Postal Savings Bank of China Co., Ltd. (PSBC), along with its affiliated entities, delivers a comprehensive suite of banking solutions to both individual and institutional clients throughout the People's Republic of China. | FMP | Financial Modeling Prep (FMP) company profile — Deterministic excerpt derived from id.description; source and date describe the input fact, not a new provider observation | |
px.change_abs | Change on the day, in dollars | −$1.01 | FMP | Financial Modeling Prep (FMP) · quote | |
px.pe | Price / earnings (trailing) | 7.45 | FMP | Financial Modeling Prep (FMP) · quote | |
px.volume | Shares traded on the day | 158 | FMP | Financial Modeling Prep (FMP) · quote | |
px.beta | Beta | 0.39 | FMP | Financial Modeling Prep (FMP) company profile | |
id.sector | Sector / industry (provider taxonomy) | Financial Services / Banks Regional | FMP | Financial Modeling Prep (FMP) company profile | |
id.hq | Headquarters | No. 3 Financial Street, Beijing, BE, 100808, CN | FMP | Financial Modeling Prep (FMP) company profile | |
id.employees | Employees | 196,779 | FMP | Financial Modeling Prep (FMP) company profile | |
id.ceo | Chief executive | Xinzhuang Niu | FMP | Financial Modeling Prep (FMP) key executives (proxy-derived) — Titles and pay come from the company's proxy statement as our provider parsed it. | |
fin.q_revenue | Revenue, Q2 FY2026 | $21.97B | FMP | Financial Modeling Prep (FMP) · income statement (quarterly) | |
fin.q_income | Net income, Q2 FY2026 | $3.83B | FMP | Financial Modeling Prep (FMP) · income statement (quarterly) | |
earn.history.depth.2026-04-27.revenue_actual | Revenue · reported — report date 2026-04-27 | $21.01B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-27.revenue_estimated | Revenue · estimate — report date 2026-04-27 | $13.62B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-27.eps_actual | EPS · reported — report date 2026-04-27 | $0.6100 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-03-25.revenue_actual | Revenue · reported — report date 2026-03-25 | $19.60B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-03-25.revenue_estimated | Revenue · estimate — report date 2026-03-25 | $12.58B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-03-25.eps_actual | EPS · reported — report date 2026-03-25 | $0.2499 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-10-28.revenue_actual | Revenue · reported — report date 2025-10-28 | $19.30B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-10-28.revenue_estimated | Revenue · estimate — report date 2025-10-28 | $12.04B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-10-28.eps_actual | EPS · reported — report date 2025-10-28 | $0.6460 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-08-28.revenue_actual | Revenue · reported — report date 2025-08-28 | $11.03B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-08-28.eps_actual | EPS · reported — report date 2025-08-28 | $0.0770 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
fin.q_table | Quarterly income statement | 4 quarters through Q2 FY2026 | FMP | Financial Modeling Prep (FMP) · income statement (quarterly), as filed |
UNRECORDED — 1 fact from stored observations whose source was not recorded
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
px.range52 | 52-week range | $10.65 – $14.95 | UNRECORDED | Stored company-profile observation — Captured 2026-10-03 |
COMPUTED — 3 facts from our arithmetic, formula restated
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
div.ttm_per_share | Dividends per share, last 12 months (split-adjusted) | $0.87 | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history — Sum of 3 split-adjusted declared dividends with an ex-date in the 365 days to 2026-10-05, per current share. Ex-dates are not payment dates; special dividends are included. Not a declared annual rate. | |
div.ttm_yield | Dividend yield, last 12 months | 6.59% | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history and quote — Split-adjusted dividends with ex-dates in the trailing 365-day window divided by the packet price, on the same current-share basis. Price date follows the quote, latest price bar or packet-build day when unstamped. Not a forecast or declared annual rate. | |
earn.history.depth.2026-04-27.revenue_actual.comparison | Latest report · revenue vs estimate | Above estimate | Report date · | COMPUTED | Computed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported revenue ($21.01B) with the recorded estimate ($13.62B) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns. |
Fact-family notes
- Earnings-history note. Source series as of 2026-04-27. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined. Applies to Fact IDs:
earn.history.depth.2026-04-27.revenue_actual,earn.history.depth.2026-04-27.revenue_estimated,earn.history.depth.2026-04-27.revenue_actual.comparison,earn.history.depth.2026-04-27.eps_actual,earn.history.depth.2026-03-25.revenue_actual,earn.history.depth.2026-03-25.revenue_estimated,earn.history.depth.2026-03-25.eps_actual,earn.history.depth.2025-10-28.revenue_actual,earn.history.depth.2025-10-28.revenue_estimated,earn.history.depth.2025-10-28.eps_actual,earn.history.depth.2025-08-28.revenue_actual,earn.history.depth.2025-08-28.eps_actual.
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