RLI Corp. (RLI) Stock: Price, Forecast & Analyst Target
RLI Corp. (RLI) — MoonshotScore 97/100 (Exceptional band), calculated Oct 26, 2026. Price $64.90 (+0.11%), as of the Oct 26, 2026 trading session; market cap $5.96B. Expected results Jan 20, 2027.
Educational signal · not a buy or sell recommendation · How to read this
Market value / cash and short-term investments: 1.23× (market value Oct 26, 2026; cash Sep 30, 2026) · expected results Jan 20, 2027
RLI Corp. · RLI · NYSE · Financial Services · Insurance - Property & Casualty
Research dated 2026-09-13: RLI is a specialty property-and-casualty insurer whose core engine is casualty underwriting, complemented by property coverage and surety bonds distributed through brokers, agents, carrier partners and branches. Recent results show a sharp profit and cash rebound, making persistence across this broad risk book more important than headline revenue growth alone.
Price as of Oct 26, 2026
Key Statistics
MoonshotScore v2 · RLI (RLI)
ExceptionalWhy this rating? Method, drivers & history
Bands for the MoonshotScore: Exceptional 80-100 · Strong 65-79 · Fair 45-64 · Weak below 45.
- Business Quality — Is this a genuinely good business?
- Financial Safety — Could this blow up on me?
- Valuation — Am I paying a fair price?
- Growth Durability — Is the growth real and likely to last?
- Momentum — Is the market already moving on this?
Elite quality, a strong balance sheet and durable growth, at a cheap price, with no real weak spot; the market is already moving on it. Business Quality: Elite; Financial Safety: Sound; Valuation: Cheap; Growth Durability: Growing; Momentum: Surging.
- quarterly revenue $576M (Q2 FY2026, quarter ended Jun 30, 2026)
- EPS beat 5 of 8
- Altman Z 2.08 · Piotroski F 7
Helping: business quality, balance-sheet strength, an attractive price, durable growth, positive momentum
What has the MoonshotScore done over time?
| Recorded | Score | Band |
|---|---|---|
| 91 | Exceptional | |
| 92 | Exceptional | |
| 93 | Exceptional | |
| 96 | Exceptional | |
| 97 | Exceptional | |
| 98 | Exceptional |
The score moved from 98 in the stored Oct 24, 2026 snapshot to 97 in the current publication computed Oct 26, 2026 (-1); the largest pillar moves were Growth Durability -1 and Momentum -1. This current publication is not yet represented in the immutable snapshot archive.
Calculation uses the most recent completed US trading session. Live price changes do not update the score immediately.
Computed · Educational signal · not a buy or sell recommendation · How the MoonshotScore is computed →
Price & valuation
| Measure | Value | As of |
|---|---|---|
| Latest provided price | $64.90 | |
| Change on the day | +0.11% | |
| 52-week range | $47.26–$67.28 | |
| Market capitalisation | $5.96B | |
| Price / earnings (trailing) | 15.11 | |
| Shares traded on the day | 190.6K | |
| Beta (volatility vs the S&P 500) | 0.32 | |
| Dividends per share (last 12 months) | $4.68 | |
| Dividend yield (last 12 months) | 7.21% |
Price & events
Triangles mark reported quarters on the line: pointing up is above the recorded estimate, down is below, a diamond means no estimate on file. Numbers key to the dated list. Point at or tab to any week for its close.
Events behind the price
- · Earnings results · above the recorded estimate
- · Earnings results · below the recorded estimate
- · Earnings results · above the recorded estimate
- · Earnings results · above the recorded estimate
Results dates follow the earnings feed; call dates follow the transcript provider. Nearby dates do not establish that an event caused a price move.
Upcoming events
The provider's estimated date can change.
What to watch nextOther perspectives
Council score for RLI (RLI): perspectives
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
5-Factor Breakdown
Legends Council
6 lenses, 0 current
AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built
Read on: Oct 11, 2026 · older than the 27 hours refresh window; not a current reading
Munger's Mindset
Balance Sheet & Valuation · historical
Read on: Sep 10, 2026 · older than the 27 hours refresh window; not a current reading
How to read these bars and different assessments
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
Bars show each model's ordered assessment on its own scale, not a probability or a comparable investment return. The adjacent words give the assessment; more filled segments indicate a stronger model reading.
On Sep 10, 2026, the Munger lens read the price at that time as fairly valued against its own estimate of value.
Readings on this page are from Oct 26, 2026, except a card that shows its own read date.
Watch the RLI film — every key number, told as a short cinematic story
~2 min · open the film
What is RLI (RLI), and what does it report?
Short answer · as of
RLI underwrites coverage for specialized commercial, professional and personal risks, ranging from environmental liability and commercial transport to marine property and homeowners policies.
Research dated 2026-09-13.
RLI underwrites coverage for specialized commercial, professional and personal risks, ranging from environmental liability and commercial transport to marine property and homeowners policies. It also issues surety bonds for businesses, individuals and contractors, so policy pricing, risk selection and eventual claims determine the economics of what it sells.
Property insurance is not the dominant business. Casualty contributes the most segment revenue, property provides another substantial underwriting base, and surety adds a smaller bond operation; consolidated results also sit on an investment-heavy balance sheet.
What do the latest results show for RLI (RLI)?
Short answer · as of
The most recent reported quarter, Q2 FY2026, carried revenue of $576M.
Research dated 2026-09-13.
The latest reported period delivered the strongest revenue, gross profit, operating result and net result in the quarterly series presented, reversing the softer preceding period. Operating cash flow rebounded as well, while the latest earnings release beat revenue and earnings expectations after the prior release paired a revenue beat with an earnings miss.
The improvement spread across several consolidated profit lines rather than appearing as an isolated accounting movement. For an underwriter with casualty, property and surety exposure, durability depends on premium economics continuing to outrun claims and operating costs across the portfolio.
Where is operating spending going?
Revenue alongside research and development, selling, general and administrative expenses, and the FMP standardized operating result.
- Latest quarter · revenue
- $476.96M Sep 30, 2026
- Latest quarter · SG&A
- $0.00 Sep 30, 2026
- Latest quarter · FMP standardized operating result
- $100.09M Sep 30, 2026
| Period end | Revenue | R&D | SG&A | FMP standardized operating result |
|---|---|---|---|---|
| Sep 30, 2026 | $476.96M | Not available | $0.00 | $100.09M |
| Jun 30, 2026 | $575.57M | Not available | $0.00 | $210.69M |
| Mar 31, 2026 | $423.87M | Not available | $0.00 | $67.34M |
| Dec 31, 2025 | $465.69M | Not available | $33.41M | $125.88M |
USD. The operating result is the FMP-standardized value supplied by FMP; it may differ from a filing’s GAAP loss from operations when the provider classifies separately presented items differently. It is not net income or cash flow.
Did results meet expectations?
Reported earnings and revenue alongside the estimates recorded by the provider.
- Latest report · revenue
- $476.96M Oct 19, 2026
- Latest report · revenue estimate
- $533.51M Oct 19, 2026
- Latest report · revenue vs estimate
- Below estimate Oct 19, 2026
- Latest report · EPS vs estimate
- Above estimate Oct 19, 2026
| Report date | Revenue · reported | Revenue · estimate | EPS · reported | EPS · estimate |
|---|---|---|---|---|
| Oct 19, 2026 | $476.96M | $533.51M | $0.8600 | $0.5360 |
| Jul 22, 2026 | $579.65M | $568.70M | $0.8300 | $0.7230 |
| Apr 22, 2026 | $503.89M | $489.63M | $0.8300 | $0.8500 |
| Jan 21, 2026 | $463.24M | $481.74M | $0.9400 | $0.8150 |
Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined.
Quarterly income statement — 4 quarters
| Period | Revenue | Net income | EPS |
|---|---|---|---|
| Q2 FY2026 | $576M | $168M | $1.82 (diluted) |
| Q1 FY2026 | $424M | $55M | $0.60 (diluted) |
| Q4 FY2025 | $466M | $91M | $0.99 (diluted) |
| Q3 FY2025 | $509M | $125M | $1.35 (diluted) |
What are the financial strengths and risks for RLI (RLI)?
Short answer
Cash and short-term investments were $4.85B at the Sep 30, 2026 balance-sheet date. Operating cash flow was $194.66M for the quarter ended Sep 30, 2026, meaning operations generated cash. These figures do not establish a cash runway.
Research dated 2026-09-13.
Operating cash flow remained positive throughout the reported run, while capital spending consumed little of that inflow. The trailing margin and cash-flow measures reinforce the picture of a profitable, lightly capital-intensive underwriting operation.
Liquid cash alone sits below debt, but cash plus investments materially exceed debt and slightly exceed total liabilities. Most of that pool is classified as long-term investments, so the headline total should not be treated as cash on hand.
RLI is paid before every insured outcome is known. A concentration of property losses or worsening claims in specialized liability, commercial transport or surety could compress profit and cash generation despite continued revenue growth.
How much cash does the business generate or use?
Quarterly operating cash flow shows cash generated or used by operations.
- Latest quarter · operating cash flow
- $194.66M Sep 30, 2026
- Previous quarter · operating cash flow
- $145.22M Jun 30, 2026
| Period end | Operating cash flow | Capital expenditure (reported) |
|---|---|---|
| Sep 30, 2026 | $194.66M | −$2.30M |
| Jun 30, 2026 | $145.22M | −$2.79M |
| Mar 31, 2026 | $42.83M | −$1.06M |
| Dec 31, 2025 | $156.77M | −$1.79M |
Operating cash-flow bars share one scale and show magnitude; negative values mean cash used.
USD. Negative operating cash flow means cash used. Capital expenditure keeps the provider’s reported sign; it is not added here to estimate free cash flow or runway.
What should you watch next at RLI (RLI)?
Short answer · as of
The next earnings report is expected on Jan 20, 2027.
Research dated 2026-09-13.
The upcoming earnings estimate implies a step down from the latest reported revenue and earnings, while longer-range consensus anticipates gradual revenue expansion without comparable earnings growth. Watch whether margins and operating cash flow hold if the top line cools; that would distinguish durable underwriting economics from a favorable reporting period.
The composition of financial assets also deserves attention after cash and short-term investments fell sharply while long-term investments dominated total holdings. Segment results should show whether casualty remains the earnings anchor and whether property or surety introduces greater variability.
How does RLI compare with its peers?
Short answer
RLI's score ranks tied for 5th of 13 in the bounded comparison shown, against 12 same-model peers. These are company scores, not expected investment returns. The set lists named competitors first, then companies in the same data-provider industry classification closest in market value; that classification is the provider's, not our judgment of business similarity.
Research dated 2026-09-13.
RLI is built around specialized underwriting cells rather than a mass-market personal-lines franchise. Its casualty book reaches professional firms, contractors, transport operators, security providers, energy operations and environmental specialists, while its property book spans marine risks and selected personal coverage.
That mix differs from a pure property carrier and from a surety specialist. Casualty dominates revenue, surety remains a distinct bond operation, and distribution through brokers, agents, carrier partners and branches gives RLI several routes into narrow risk markets.
| Company | Price | Market value | Score |
|---|---|---|---|
| $28.55 Oct 23, 2026 | $3.33B | 100 5-pillar Oct 26, 2026 | |
| $253.19 Oct 23, 2026 | $64.0B | 99 5-pillar Oct 26, 2026 | |
| $47.89 Oct 23, 2026 | $6.58B | 98 5-pillar Oct 26, 2026 | |
| $98.41 Oct 26, 2026 | $5.86B | 98 5-pillar Oct 26, 2026 | |
| RLI (RLI) — this page | $64.90 | $5.96B | 97 |
| $237.73 Oct 23, 2026 | $8.28B | 97 5-pillar Oct 26, 2026 | |
| $102.63 Oct 23, 2026 | $7.49B | 97 5-pillar Oct 26, 2026 | |
| $102.85 Oct 23, 2026 | $5.70B | 96 5-pillar Oct 26, 2026 | |
| $141.78 Oct 23, 2026 | $3.76B | 95 5-pillar Oct 26, 2026 | |
| $2225.24 Oct 23, 2026 | $5.31B | 90 5-pillar Oct 26, 2026 | |
| $150.62 Oct 23, 2026 | $12.5B | 89 5-pillar Oct 26, 2026 | |
| $364.49 Oct 23, 2026 | $8.20B | 86 5-pillar Oct 26, 2026 | |
| $14.06 Oct 23, 2026 | $7.77B | 73 5-pillar Oct 26, 2026 |
Only 5-pillar scores are ranked together. Other models are not directly comparable. Price and score dates are shown separately; market-value dates are unavailable.
The records behind this page
Analyst targets & estimates
What analysts have on file
- Price target, low to high
- $53.00 – $74.00
- Consensus target
- $60.00
- Median target
- $53.00
Consensus record · Captured .
Measured against a quoted price of $64.90 (as of Oct 26, 2026).
Insider activity
Form 4 records via FMP · Of the newest 100 records, those within the last 180 days, newest dated Aug 13, 2026
- Transactions
- 65
- Identified insiders
- 15
- Purchases
- 7
- Sales
- 0
- Other transactions
- 58
Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent.
Who holds the shares?
Institutional ownership reported through 13F filings.
- Institutional ownership
- 96.4% Period end Jun 30, 2026
- Previous quarter · ownership
- 88.0% Prior to period end Jun 30, 2026
- Reporting holders
- 428 Period end Jun 30, 2026
- Previous quarter · holders
- 422 Prior to period end Jun 30, 2026
| Holders in provider snapshot | Shares |
|---|---|
| State Street Corp | 8,943,750 |
| Blackrock, INC. | 8,332,056 |
| Kayne Anderson Rudnick Investment Management LLC | 6,737,775 |
| Vanguard Portfolio Management LLC | 4,750,995 |
| Vanguard Capital Management LLC | 4,137,133 |
Quarterly filings lag the period end. Holder rows are names in the provider snapshot, not a verified ranking; individual filing dates are not supplied. Related managers may appear separately, so these positions are not summed. Holder snapshot as of Jun 30, 2026.
What has been published about RLI (RLI)?
What Investors Ask About RLI (RLI) — Financial Services
Research dated 2026-09-13; the full attribution is under Sources. The last 2 questions are answered from this page's own dated data, not from the research.
How important is RLI's Casualty segment?
Casualty is RLI's dominant revenue contributor and covers a wide collection of specialized liability and commercial transport risks. Consolidated growth therefore remains heavily dependent on casualty underwriting even when property or surety performs well.
Does RLI's investment pool make its debt irrelevant?
The investment pool is far larger than debt, but most of it sits in long-term investments and liquid cash alone is below total debt. Debt analysis therefore depends on asset liquidity and claim obligations, not merely the aggregate investment balance.
Why can RLI's trailing dividend yield misrepresent its regular payout?
Recent dividend history contains modest distributions interspersed with much larger payments. The trailing payout and yield reflect that uneven mix, so they are poor stand-ins for the recurring dividend alone.
What risks sit inside RLI's environmental and commercial transport coverage?
RLI's Casualty segment covers environmental contractors, storage-tank exposures, remediation work, security providers and commercial transport operators. These specialized liabilities make risk selection and claim outcomes more consequential than broad industry volume.
What is the RLI stock price today?
The last price recorded on this page for RLI Corp. (RLI) is $64.90, as of the Oct 26, 2026 trading session (source: Financial Modeling Prep (FMP) quote). It is a provider snapshot, not a live exchange feed, so check a brokerage quote before you trade.
What is the RLI price target?
The analyst consensus price target for RLI Corp. (RLI) is $60.00 (range $53.00 to $74.00, median $53.00), per FMP data captured Oct 26, 2026. Targets are analyst opinions and change often; they are not a Stock Expert AI forecast.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Research written by Codex (gpt-5.6-sol) on 2026-09-13. AI-authored analysis; source dates are shown with each answer. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief.
Sources — records for every figure on this page (80 figures)
The 80 rows below are exactly the facts the evidence-backed sections of this page printed — the 10-second verdict, the MoonshotScore, price and market value, the five questions with their receipts, and the records behind this page. Known dates and sources are recorded on their own rows; an em dash or UNRECORDED tier preserves a stored observation without inventing either. The quarterly income statement is provider-standardized (FMP) under one row, and scale definitions — a 0-100 rating, the band ladder, the Piotroski 0–9 range — are fixed rather than measured. No number in those sections was generated by a model. The register does not cover quoted third-party headlines, the dated council readings, or the Frequently Asked Questions; each of those says where it came from where it stands.
"As of" is the date the value is true for where the source carries one — a quarter end, a filing date, a price close, the day the score was computed. A cached observation with no source date remains undated; the page publication date is not used as a substitute.
OFFICIAL — 1 fact from SEC filings and earnings calls
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
id.hq | SEC filing business address | Peoria, IL | OFFICIAL | SEC EDGAR filer business address — The SEC filer business address. Our market-data provider separately lists "9025 North Lindbergh Drive, Peoria, IL, 61615, US". |
FMP — 70 facts from Financial Modeling Prep endpoint families
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
earn.next | Next earnings date | Jan 20, 2027 | FMP | Financial Modeling Prep (FMP) earnings calendar — The date is our provider's estimate until the company confirms it. | |
px.last | Latest provided price | $64.90 | FMP | Financial Modeling Prep (FMP) quote — Dated to the US trading session the price belongs to, derived from the quote record's timestamp (weekend and pre-open reads roll back to the previous weekday; exchange holidays are not modelled). The record does not establish an exchange execution time. | |
px.change | Change on the day | +0.11% | FMP | Financial Modeling Prep (FMP) quote | |
px.mcap | Market capitalization | $5.96B | FMP | Financial Modeling Prep (FMP) quote — Provider market cap uses the share class it prices; a company with more than one class may show a larger total elsewhere. Market cap record date: 2026-10-26. Source capture time was not supplied. No share-count basis is inferred; this page preserves the reported amount instead of recalculating it from shares. | |
px.change_abs | Change on the day, in dollars | +$0.07 | FMP | Financial Modeling Prep (FMP) quote | |
fin.q_revenue | Revenue, Q2 FY2026 | $576M | FMP | Financial Modeling Prep (FMP) · income statement (quarterly) | |
px.range52 | 52-week range | $47.26–$67.28 | FMP | Financial Modeling Prep (FMP) quote | |
px.pe | Price / earnings (trailing) | 15.11 | FMP | Financial Modeling Prep (FMP) · quote | |
px.volume | Shares traded on the day | 190.6K | FMP | Financial Modeling Prep (FMP) · quote | |
px.beta | Beta | 0.32 | FMP | Financial Modeling Prep (FMP) company profile | |
id.ceo | Chief executive | Craig William Kliethermes | FMP | Financial Modeling Prep (FMP) key executives (proxy-derived) — Titles and pay come from the company's proxy statement as our provider parsed it. | |
id.employees | Employees | 1,193 | FMP | Financial Modeling Prep (FMP) employee count, from the company's filing | |
fin.annual | Revenue and net result by fiscal year | 5 fiscal years, FY2021 through FY2025: FY2021 revenue $1.18B, net result $279.35M; FY2022 revenue $1.70B, net result $583.41M; FY2023 revenue $1.51B, net result $304.61M; FY2024 revenue $1.77B, net result $345.78M; FY2025 revenue $1.88B, net result $403.34M | FMP | Financial Modeling Prep (FMP), from the company's 10-K income statements | |
fin.rev_mix | Reported revenue segments | Casualty Segment $953.98M · Surety Insurance Segment $147.96M · Property Insurance Segment $512.40M | FMP | Financial Modeling Prep (FMP) revenue segmentation, from the company's 10-K | |
fin.gross_margin | Gross margin (trailing twelve months) | 54.1% | FMP | Financial Modeling Prep (FMP) key-metrics-ttm + ratios-ttm — A ratio our provider could not compute is absent rather than shown as zero. | |
fin.q_table.depth.2026-09-30.revenue_k | Revenue — period end 2026-09-30 | $476.96M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-09-30.sga_k | SG&A — period end 2026-09-30 | $0.00 | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-09-30.operating_result_k | FMP standardized operating result — period end 2026-09-30 | $100.09M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-06-30.revenue_k | Revenue — period end 2026-06-30 | $575.57M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-06-30.sga_k | SG&A — period end 2026-06-30 | $0.00 | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-06-30.operating_result_k | FMP standardized operating result — period end 2026-06-30 | $210.69M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-03-31.revenue_k | Revenue — period end 2026-03-31 | $423.87M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-03-31.sga_k | SG&A — period end 2026-03-31 | $0.00 | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-03-31.operating_result_k | FMP standardized operating result — period end 2026-03-31 | $67.34M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-12-31.revenue_k | Revenue — period end 2025-12-31 | $465.69M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-12-31.sga_k | SG&A — period end 2025-12-31 | $33.41M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-12-31.operating_result_k | FMP standardized operating result — period end 2025-12-31 | $125.88M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
earn.history.depth.2026-10-19.revenue_actual | Revenue · reported — report date 2026-10-19 | $476.96M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-10-19.revenue_estimated | Revenue · estimate — report date 2026-10-19 | $533.51M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-10-19.eps_actual | EPS · reported — report date 2026-10-19 | $0.8600 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-10-19.eps_estimated | EPS · estimate — report date 2026-10-19 | $0.5360 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-22.revenue_actual | Revenue · reported — report date 2026-07-22 | $579.65M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-22.revenue_estimated | Revenue · estimate — report date 2026-07-22 | $568.70M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-22.eps_actual | EPS · reported — report date 2026-07-22 | $0.8300 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-22.eps_estimated | EPS · estimate — report date 2026-07-22 | $0.7230 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-22.revenue_actual | Revenue · reported — report date 2026-04-22 | $503.89M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-22.revenue_estimated | Revenue · estimate — report date 2026-04-22 | $489.63M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-22.eps_actual | EPS · reported — report date 2026-04-22 | $0.8300 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-22.eps_estimated | EPS · estimate — report date 2026-04-22 | $0.8500 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-01-21.revenue_actual | Revenue · reported — report date 2026-01-21 | $463.24M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-01-21.revenue_estimated | Revenue · estimate — report date 2026-01-21 | $481.74M | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-01-21.eps_actual | EPS · reported — report date 2026-01-21 | $0.9400 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-01-21.eps_estimated | EPS · estimate — report date 2026-01-21 | $0.8150 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
fin.q_table | Quarterly income statement | 4 quarters through Q2 FY2026 | FMP | Financial Modeling Prep (FMP) · income statement (quarterly), as filed | |
fin.cash_investments | Cash and short-term investments | $4.85B | FMP | Financial Modeling Prep (FMP), from the company's balance sheet — Long-term investments are shown separately; their marketability is not established by the provider field. The cash and short-term investment balance does not establish unrestricted availability. Long-term investments are excluded and remain unclassified. Restrictions on cash and short-term investments require separate review. | |
fin.opcf_latest | Latest-quarter operating cash flow | $194.66M | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Period end: 2026-09-30. Negative operating cash flow means cash used. This figure is not a cash-runway estimate. | |
fin.long_term_investments | Long-term investments (classification unverified) | $112.06M | FMP | Financial Modeling Prep (FMP), from the company's balance sheet — Long-term investments are shown separately; their marketability is not established by the provider field. The cash and short-term investment balance does not establish unrestricted availability. | |
fin.total_debt | Total debt | $297.04M | FMP | Financial Modeling Prep (FMP), from the company's balance sheet — Long-term investments are shown separately; their marketability is not established by the provider field. The cash and short-term investment balance does not establish unrestricted availability. | |
fin.price_to_book | Price to book value | 3.53× | FMP | Financial Modeling Prep (FMP) key-metrics-ttm + ratios-ttm — A ratio our provider could not compute is absent rather than shown as zero. | |
fin.opcf.depth.2026-09-30.operating_cash_flow_m | Operating cash flow — period end 2026-09-30 | $194.66M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2026-06-30.operating_cash_flow_m | Operating cash flow — period end 2026-06-30 | $145.22M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2026-09-30.capex_m | Capital expenditure (reported) — period end 2026-09-30 | −$2.30M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2026-06-30.capex_m | Capital expenditure (reported) — period end 2026-06-30 | −$2.79M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2026-03-31.operating_cash_flow_m | Operating cash flow — period end 2026-03-31 | $42.83M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2026-03-31.capex_m | Capital expenditure (reported) — period end 2026-03-31 | −$1.06M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-12-31.operating_cash_flow_m | Operating cash flow — period end 2025-12-31 | $156.77M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-12-31.capex_m | Capital expenditure (reported) — period end 2025-12-31 | −$1.79M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
earn.pt_range | Analyst price target, low to high | $53.00 – $74.00 | FMP | Financial Modeling Prep (FMP) · price-target consensus — Captured Oct 26, 2026 · Coverage not supplied | |
earn.pt_consensus | Consensus analyst price target | $60.00 | FMP | Financial Modeling Prep (FMP) · price-target consensus — Captured Oct 26, 2026 · Coverage not supplied | |
earn.pt_median | Median analyst price target | $53.00 | FMP | Financial Modeling Prep (FMP) · price-target consensus — Captured Oct 26, 2026 · Coverage not supplied | |
own.insiders | Insider transactions via FMP | 65 transactions · 7 purchases, 0 sales, 58 other transactions · 15 identified insiders · of the newest 100 records, those within the last 180 days, newest dated Aug 13, 2026 | FMP | Financial Modeling Prep (FMP), carrying Form 4 transaction records — Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent. | |
own.institutions.depth.ownership_pct | Institutional ownership | 96.4% | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Period end Jun 30, 2026 | |
own.institutions.depth.ownership_pct_previous_quarter | Previous quarter · ownership | 88.0% | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Prior to period end Jun 30, 2026 | |
own.institutions.depth.holders | Reporting holders | 428 | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Period end Jun 30, 2026 | |
own.institutions.depth.holders_previous_quarter | Previous quarter · holders | 422 | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Prior to period end Jun 30, 2026 | |
own.top_holders.depth.holder_0.shares | State Street Corp — shares in provider snapshot | 8,943,750 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_1.shares | Blackrock, INC. — shares in provider snapshot | 8,332,056 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_2.shares | Kayne Anderson Rudnick Investment Management LLC — shares in provider snapshot | 6,737,775 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_3.shares | Vanguard Portfolio Management LLC — shares in provider snapshot | 4,750,995 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. | |
own.top_holders.depth.holder_4.shares | Vanguard Capital Management LLC — shares in provider snapshot | 4,137,133 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. |
UNRECORDED — 2 facts from stored observations whose source was not recorded
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
earn.history | Reported versus estimated, recent quarters | EPS beat 5 of 8 | UNRECORDED | Stored earnings-history observation — Captured 2026-10-18 · Expired observation | |
fin.scores | Distress and quality screens | Altman Z 2.08 · Piotroski F 7 | UNRECORDED | Stored financial-scores observation — Captured 2026-10-25 · Expired observation |
COMPUTED — 5 facts from our arithmetic, formula restated
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
fin.mcap_to_cash | Market value per dollar of cash and short-term investments | 1.23× | — | COMPUTED | Computed on this page from the figures above — The market capitalisation printed on this page divided by cash and short-term investments of $4.85B at Sep 30, 2026. Long-term investments are excluded and remain unclassified. Restrictions on cash and short-term investments require separate review. Market cap record date: 2026-10-26. Balance-sheet reference date: 2026-09-30. The inputs do not establish a single common source date for this ratio. |
div.ttm_per_share | Dividends per share, last 12 months (split-adjusted) | $4.68 | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history — Sum of 4 split-adjusted declared dividends with an ex-date in the 365 days to 2026-10-26, per current share. Ex-dates are not payment dates; special dividends are included. Not a declared annual rate. | |
div.ttm_yield | Dividend yield, last 12 months | 7.21% | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history and quote — Split-adjusted dividends with ex-dates in the trailing 365-day window divided by the packet price, on the same current-share basis. Price date follows the quote, latest price bar or packet-build day when unstamped. Not a forecast or declared annual rate. | |
earn.history.depth.2026-10-19.revenue_actual.comparison | Latest report · revenue vs estimate | Below estimate | Report date · | COMPUTED | Computed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported revenue ($476.96M) with the recorded estimate ($533.51M) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns. |
earn.history.depth.2026-10-19.eps_actual.comparison | Latest report · EPS vs estimate | Above estimate | Report date · | COMPUTED | Computed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported EPS ($0.8600) with the recorded estimate ($0.5360) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns. |
OURS — 2 facts from Stock Expert AI's own score and rank
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
ours.moonshot | MoonshotScore v2 | 97 of 100 · Exceptional · pillars 97 / 73 / 85 / 70 / 89 | OURS | Stock Expert AI MoonshotScore v2 engine | |
ours.moonshot_change | MoonshotScore movement | 98 (stored snapshot Oct 24, 2026) → 97 (current publication computed Oct 26, 2026) (-1) | OURS | Stock Expert AI current score publication and immutable score snapshots — The current score publication is not yet represented in the immutable snapshot archive. |
Fact-family notes
- Quarterly statement note. Source series as of 2026-09-30. USD. The operating result is the FMP-standardized value supplied by FMP; it may differ from a filing’s GAAP loss from operations when the provider classifies separately presented items differently. It is not net income or cash flow. Applies to Fact IDs:
fin.q_table.depth.2026-09-30.revenue_k,fin.q_table.depth.2026-09-30.sga_k,fin.q_table.depth.2026-09-30.operating_result_k,fin.q_table.depth.2026-06-30.revenue_k,fin.q_table.depth.2026-06-30.sga_k,fin.q_table.depth.2026-06-30.operating_result_k,fin.q_table.depth.2026-03-31.revenue_k,fin.q_table.depth.2026-03-31.sga_k,fin.q_table.depth.2026-03-31.operating_result_k,fin.q_table.depth.2025-12-31.revenue_k,fin.q_table.depth.2025-12-31.sga_k,fin.q_table.depth.2025-12-31.operating_result_k. - Earnings-history note. Source series as of 2026-10-19. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined. Applies to Fact IDs:
earn.history.depth.2026-10-19.revenue_actual,earn.history.depth.2026-10-19.revenue_estimated,earn.history.depth.2026-10-19.revenue_actual.comparison,earn.history.depth.2026-10-19.eps_actual.comparison,earn.history.depth.2026-10-19.eps_actual,earn.history.depth.2026-10-19.eps_estimated,earn.history.depth.2026-07-22.revenue_actual,earn.history.depth.2026-07-22.revenue_estimated,earn.history.depth.2026-07-22.eps_actual,earn.history.depth.2026-07-22.eps_estimated,earn.history.depth.2026-04-22.revenue_actual,earn.history.depth.2026-04-22.revenue_estimated,earn.history.depth.2026-04-22.eps_actual,earn.history.depth.2026-04-22.eps_estimated,earn.history.depth.2026-01-21.revenue_actual,earn.history.depth.2026-01-21.revenue_estimated,earn.history.depth.2026-01-21.eps_actual,earn.history.depth.2026-01-21.eps_estimated. - Cash-flow note. Source series as of 2026-09-30. USD. Negative operating cash flow means cash used. Capital expenditure keeps the provider’s reported sign; it is not added here to estimate free cash flow or runway. Applies to Fact IDs:
fin.opcf.depth.2026-09-30.operating_cash_flow_m,fin.opcf.depth.2026-06-30.operating_cash_flow_m,fin.opcf.depth.2026-09-30.capex_m,fin.opcf.depth.2026-06-30.capex_m,fin.opcf.depth.2026-03-31.operating_cash_flow_m,fin.opcf.depth.2026-03-31.capex_m,fin.opcf.depth.2025-12-31.operating_cash_flow_m,fin.opcf.depth.2025-12-31.capex_m.
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Sources used for research written 2026-09-13
Historical evidence preserved with this analysis. Current figures are listed separately above.
| Evidence | Captured value | Source date | Source type | Source |
|---|---|---|---|---|
| Legal name | RLI CORP Our market-data provider lists the name as "RLI Corp."; the filer's own record is used here. | 2026-02-20 | OFFICIAL | SEC EDGAR — 10-K filed 2026-02-20 |
| Business description | RLI Corp. is an insurance holding company that underwrites a comprehensive portfolio of property and casualty (P&C) insurance products, operating across the United States and internationally. Its business is primarily structured into three segments: The Casualty segment offers a diverse range of commercial and personal coverage. This includes general liability policies for commercial clients like manufacturers, contractors, apartments, and retail businesses, protecting them from third-party claims. It also provides specialized liability coverages for security guards, onshore energy-related operations, and environmental risks, such as underground storage tanks, asbestos removal, and remediation specialists. Professional liability (Errors & Omissions) insurance is tailored for small to medium-sized design, technical, computer, and various other professional firms. Furthermore, this segment provides commercial automobile liability and physical damage insurance for truckers (local, intermediate, and long-haul), public transportation entities, and other niche commercial auto risks. Additional offerings within Casualty encompass incidental and related insurance products, inland marine coverages, management liability (including Directors & Officers, fiduciary, and employment practice liability for public and private businesses), healthcare liability, and home business insurance. The Property segment provides a variety of property insurance solutions. This includes commercial property coverage, various marine insurance products (cargo, hull, protection and indemnity, marine liability, inland marine), homeowners' policies, dwelling fire insurance, and other property-related coverages. The Surety segment issues a range of surety bonds. These include commercial surety bonds designed for medium to large businesses, smaller bonds for individuals and businesses, and bonds specifically for small to medium-sized contractors. Beyond these direct insurance offerings, RLI Corp. also engages in underwriting various reinsurance coverages. The company distributes its products through a multi-channel network, which includes its own branch offices, brokers, carrier partners, and both underwriting and independent agents. RLI Corp. was established in 1965 and is headquartered in Peoria, Illinois. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) company profile |
| Revenue by segment | Casualty Segment: $953.98M; Surety Insurance Segment: $147.96M; Property Insurance Segment: $512.40M | 2025-12-31 | FMP | Financial Modeling Prep (FMP) revenue segmentation, from the company's 10-K |
| Annual revenue and net result (USD millions) | Captured record · 5 entries
| 2025-12-31 | FMP | Financial Modeling Prep (FMP), from the company's 10-K income statements |
| Quarterly income statement (USD thousands) | Captured record · 8 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements |
| Operating cash flow by quarter (USD millions) | Captured record · 8 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements |
| Sector / industry (provider taxonomy) | Financial Services / Insurance - Property & Casualty The company's SEC filings classify it under SIC 6331 — Fire, Marine & Casualty Insurance. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) company profile |
| Cash, investments and debt | Total debt: $296.97M; Liquidity basis: cash and short-term investments; Total liabilities: $4.66B; Cash and short-term investments: $238.22M; Cash and investments: $4.87B; Long-term investments: $4.64B; Long-term investments classification: unclassified Long-term investments are shown separately; their marketability is not established by the provider field. The cash and short-term investment balance does not establish unrestricted availability. | 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's balance sheet |
| Reported versus estimated, last 8 quarters | Captured record · 8 entries
| 2026-07-22 | FMP | Financial Modeling Prep (FMP) earnings |
| Cash and investment components | Total basis: cash short and long-term investments; Total: $4.87B; Cash and short-term investments: $238.20M; Long-term investments: $4.64B; Long-term investments classification: unclassified Sums the balance sheet's cash and short-term investments with its long-term investments.; The long-term investment field does not establish marketability; the sum is not a measure of available liquidity.; These provider fields do not establish investment access restrictions or explain differences from third-party cash figures. | 2026-06-30 | COMPUTED | Computed from the balance sheet |
| Cash and short-term investments over time (USD millions) | Captured record · 8 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's quarterly balance sheets |
| Trailing twelve-month ratio set | Quick ratio: 0.48; Current ratio: 0.48; Debt to equity: 0.17; Net margin: 22.2%; Gross margin: 47.5%; Operating margin: 28.4%; Return on assets: 6.8%; Return on equity: 24.4% Price-based multiples captured at research time are not repeated here; the page shows each once, from current figures with their own dates. A ratio our provider could not compute is absent rather than shown as zero. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) key-metrics-ttm + ratios-ttm |
| Next earnings report | Date: 2026-10-19; EPS estimate: $0.54 per share; Revenue estimate: $533.51M The date is our provider's estimate until the company confirms it. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) earnings calendar |
| Analyst revenue and earnings estimates (average) | Captured record · 4 entries
At most 3 analysts contributed — treat this as thin coverage, not a consensus. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) analyst estimates |
| Next scheduled dividend | Ex date: 2026-08-31; Declared on: 2026-08-13; Record date: 2026-08-31; Payment date: 2026-09-15; Amount per share: $0.18 Amount is per share as declared, before any withholding. Owning the share before the ex-date is what carries entitlement. | 2026-08-13 | FMP | Financial Modeling Prep (FMP) dividend calendar |
| Recent dividends paid | Captured record · 4 entries
Declared amounts per share on their ex-dates. A single payment does not establish an annual rate, and a special dividend is not separated here. | 2026-08-31 | FMP | Financial Modeling Prep (FMP) dividend history |
| Dividends per share, last 12 months (split-adjusted) | $4.68 Sum of 4 split-adjusted declared dividends with an ex-date in the 365 days to 2026-09-13, per current share. Ex-dates are not payment dates; special dividends are included. Not a declared annual rate. | 2026-08-31 | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history |
| Dividend yield, last 12 months | 7.74% Split-adjusted dividends with ex-dates in the trailing 365-day window divided by the packet price, on the same current-share basis. Price date follows the quote, latest price bar or packet-build day when unstamped. Not a forecast or declared annual rate. | 2026-09-11 | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history and quote |
Data provided for informational purposes only.