Storebrand ASA (SREDY)
For informational purposes only. Not financial advice. Analysis by Sedat ANAK, Founder & Editor-in-Chief | AI-powered analysis. Data sourced from SEC filings and institutional-grade financial providers. Editorially reviewed. Not financial advice.
Storebrand ASA (SREDY) trades at $36.65. Storebrand ASA is a Norwegian financial services group providing insurance and asset management solutions. Market cap: $7.67B, Sector: Financial services.
Price live · AI analysis from Mar 18, 2026Analyst Coverage for SREDY: SREDY does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage. In the absence of analyst consensus, our AI model evaluates SREDY against Financial Services peers across nine fundamental dimensions and assigns an underweight signal based on the underlying data.
SREDY: 1/1 perspectives are bearish.
How is this calculated? →Storebrand ASA (SREDY) Financial Services Profile
Storebrand ASA, a Norwegian financial conglomerate with a history dating back to 1767, offers diverse financial solutions, including savings, insurance, and pension products, primarily in the Nordic region, serving individuals, corporations, and the public sector with a focus on long-term value creation and sustainable practices.
What Is the Investment Thesis for SREDY?
Storebrand ASA presents a compelling investment case based on its established market position in the Nordic financial services sector, particularly in the pension and insurance segments. With a P/E ratio of 14.98 and a dividend yield of 2.65%, the company offers a blend of value and income potential. Growth catalysts include the increasing demand for retirement savings solutions and the expansion of its sustainable investment offerings. The company's diversified business model, spanning savings, insurance, and pensions, mitigates risk and provides multiple avenues for growth. A potential risk factor is the exposure to regulatory changes in the financial services industry and fluctuations in interest rates, which could impact profitability. Storebrand's commitment to sustainable investing aligns with growing investor preferences and could drive further growth.
Based on FMP financials and quantitative analysis
SREDY Key Highlights
- Market capitalization of $7.67B reflects Storebrand's significant presence in the financial services sector.
- Profit margin of 6.9% indicates the company's ability to generate earnings from its revenue.
- Gross margin of 79.4% demonstrates efficient cost management in delivering financial services.
- Beta of 0.56 suggests lower volatility compared to the overall market, indicating a relatively stable investment.
- Dividend yield of 2.65% provides a steady income stream for investors.
Who Are SREDY's Competitors?
SREDY is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | AI Score |
|---|---|---|---|---|
| AGRPF Absa Group Limited | $8.11 | +0.00% | $6.72B | 60 |
| CCRDF Yokohama Financial Group, Inc. | $10.35 | +0.00% | $11.50B | 56 |
| CHBAY The Chiba Bank, Ltd. | $74.92 | -1.04% | $10.46B | 44 |
| DLICY Dai-ichi Life Holdings, Inc. | $23.24 | +2.01% | $42.67B | 47 |
| EDNMF Edenred S.A. | $25.20 | +0.00% | $5.84B | 49 |
| AMLTF AMP Limited | $1.05 | +0.00% | $2.55B | 62 |
| PHLLF Petershill Partners PLC | $4.13 | +0.07% | $4.47B | 59 |
| APLMW Apollomics, Inc. | $0.02 | +15.15% | $280.82M | 59 |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are SREDY's Key Strengths?
- Strong brand reputation in the Nordic region.
- Diversified business model across savings, insurance, and pensions.
- Commitment to sustainable investment practices.
- Established distribution network and customer relationships.
What Are SREDY's Weaknesses?
- Exposure to regulatory changes in the financial services industry.
- Dependence on the Nordic market.
- Potential impact from fluctuations in interest rates.
- Competition from larger global financial institutions.
What Could Drive SREDY Stock Higher?
- Increasing demand for sustainable investment products driving growth in Storebrand's ESG offerings.
- Aging population in the Nordic region fueling demand for retirement savings solutions.
- Potential strategic acquisitions to expand product offerings and geographic reach by Q4 2026.
- Digital transformation initiatives enhancing customer experience and operational efficiency.
- Development of innovative insurance products to address emerging risks by mid-2027.
What Are the Key Risks for SREDY?
- Financial-distress signal — its Altman Z-Score of 0.18 sits in the distress zone (elevated bankruptcy risk).
- Regulatory changes in the financial services industry impacting profitability.
- Economic downturns and market volatility affecting asset values and investment returns.
- Increased competition from fintech companies disrupting traditional financial services.
- Cybersecurity risks and data breaches compromising customer data and reputation.
- Fluctuations in interest rates impacting pension liabilities and investment income.
What Are the Growth Opportunities for SREDY?
- Expansion of Sustainable Investment Offerings: Storebrand has a significant opportunity to capitalize on the growing demand for sustainable investment products. The global ESG (Environmental, Social, and Governance) investing market is projected to reach trillions of dollars in the coming years. By further developing and promoting its sustainable investment funds, Storebrand can attract environmentally conscious investors and enhance its brand reputation. This strategy aligns with the increasing societal focus on sustainability and responsible investing, positioning Storebrand for long-term growth.
- Increased Penetration in the Retirement Savings Market: With an aging population in the Nordic region, the demand for retirement savings solutions is expected to rise. Storebrand can leverage its expertise in pension products and asset management to capture a larger share of this market. By offering innovative and flexible retirement plans, Storebrand can attract both individual and corporate clients seeking secure retirement income streams. The company's established presence and strong brand recognition provide a competitive advantage in this growing market.
- Digital Transformation and Enhanced Customer Experience: Investing in digital technologies to enhance customer experience can drive growth and improve operational efficiency. By developing user-friendly online platforms and mobile applications, Storebrand can attract and retain customers in the digital age. Streamlining processes and providing personalized financial advice through digital channels can enhance customer satisfaction and loyalty. This digital transformation can also reduce costs and improve profitability.
- Strategic Acquisitions and Partnerships: Storebrand can pursue strategic acquisitions and partnerships to expand its product offerings and geographic reach. By acquiring complementary businesses or forming alliances with other financial institutions, Storebrand can gain access to new markets and customer segments. This inorganic growth strategy can accelerate expansion and diversify revenue streams. Careful selection of acquisition targets and partners is crucial to ensure successful integration and value creation.
- Development of Innovative Insurance Products: The insurance industry is constantly evolving, with new risks and challenges emerging. Storebrand can develop innovative insurance products to address these changing needs. By offering specialized coverage for emerging risks, such as cyber threats or climate change-related events, Storebrand can attract new customers and differentiate itself from competitors. This proactive approach to product development can drive growth and enhance the company's reputation as an innovative insurer.
What Opportunities Does SREDY Have?
- Expansion of sustainable investment offerings.
- Increased penetration in the retirement savings market.
- Digital transformation and enhanced customer experience.
- Strategic acquisitions and partnerships.
What Threats Does SREDY Face?
- Economic downturns and market volatility.
- Increased competition from fintech companies.
- Cybersecurity risks and data breaches.
- Changes in consumer preferences and behavior.
What Are SREDY's Competitive Advantages?
- Established brand reputation and long history in the Nordic region.
- Diversified business model spanning savings, insurance, and pensions.
- Strong distribution network and customer relationships.
- Expertise in sustainable investment practices.
- Regulatory expertise and compliance capabilities.
What Does SREDY Do?
Storebrand ASA, established in 1767 and headquartered in Lysaker, Norway, is a leading financial services group primarily focused on providing insurance products and services across Norway, Sweden, and other international markets. The company operates through four key segments: Savings, Insurance, Guaranteed Pension, and Other. The Savings segment encompasses retirement savings, defined contribution pensions, asset management, and retail banking products, catering to individuals and corporate clients seeking long-term financial security. The Insurance segment offers a comprehensive suite of insurance solutions, including health, property and casualty, personal risk, and employee-related insurance products, addressing various protection needs of its customer base. The Guaranteed Pension segment specializes in long-term pension savings products, such as defined contribution pensions, paid-up policies, and individual capital and pension insurance products, providing secure retirement income streams. The Other segment includes life insurance products, securities, and banking and investment services, further diversifying the company's offerings. Storebrand serves a broad spectrum of clients, including private individuals, corporate and retail markets, companies, municipalities, and the public sector. The company's commitment to sustainability and responsible investment practices is a core element of its business strategy, reflecting a long-term vision for value creation.
What Products and Services Does SREDY Offer?
- Provides retirement savings solutions to individuals and corporations.
- Offers defined contribution pension plans.
- Manages assets for institutional and retail clients.
- Provides retail banking products and services.
- Offers health insurance, property and casualty insurance, and personal risk products.
- Provides employee-related and pension-related insurance products.
- Offers long-term pension savings products, such as paid-up policies and individual capital and pension insurance products.
- Provides life insurance products, securities, and banking and investment services.
How Does SREDY Make Money?
- Generates revenue through premiums from insurance products.
- Earns fees from asset management and pension administration services.
- Receives interest income from banking and lending activities.
- Profits from investment activities and securities trading.
What Industry Does SREDY Operate In?
Storebrand ASA operates within the financial conglomerates industry, which is characterized by increasing demand for comprehensive financial solutions. The market is driven by demographic trends, such as an aging population, and regulatory changes that encourage retirement savings. The competitive landscape includes both domestic and international players, such as AGRPF, CCRDF, CHBAY, DLICY, and EDNMF, each vying for market share. Storebrand differentiates itself through its focus on sustainable investment practices and its strong presence in the Nordic region. The industry is expected to grow steadily, driven by increasing affluence and the need for financial security.
Who Are SREDY's Key Customers?
- Private individuals seeking retirement savings and insurance solutions.
- Corporate clients offering pension plans and insurance benefits to employees.
- Retail markets seeking banking and investment services.
- Municipalities and public sector entities requiring financial services.
- Institutional investors seeking asset management services.
ROE 14%Key Financial Metrics
Return on equity for Storebrand ASA stands at 14.4%, a gauge of how efficiently it converts shareholder capital into profit. Return on assets is 0.5%, showing how much profit it generates from its asset base. SREDY trades at a trailing price-to-earnings ratio of 17.00, roughly in line with the Financial Services sector average of ~18x. Its free cash flow yield is -1.1%, a gauge of the cash the business throws off relative to its market value. A current ratio of 11.02 indicates the company holds enough short-term assets to cover its near-term obligations. Its earnings yield is 5.9%, the inverse of the P/E and a quick read on earnings relative to price.
Storebrand ASA (SREDY) Valuation Context
Valued at $7.67B, SREDY is classified as a mid-cap stock.
Company Profile
Storebrand ASA operates in the Financial - Conglomerates industry within the Financial Services sector. It is headquartered in Lysaker, NO. The company is led by CEO Odd Arild Grefstad. SREDY has traded publicly since 2010.
F-Score 5/9Financial Health
Storebrand ASA's Piotroski F-Score is 5/9, a 9-point checklist of profitability, leverage and efficiency — a middling fundamental profile. Its Altman Z-Score of 0.18 places it in the distress zone, a signal of elevated financial risk.
FY2026 estForward Outlook
Wall Street analysts project Storebrand ASA revenue of about $120.01B for fiscal 2026, with EPS near $0.00. The estimate reflects 3 contributing analysts.
SREDY Financials
Fundamental Snapshot
Based on FMP financials and quantitative analysis · FY 2025
Bull Case vs Bear Case
Bull Case
- Strong brand reputation in the Nordic region.
- Diversified business model across savings, insurance, and pensions.
- Commitment to sustainable investment practices.
- Established distribution network and customer relationships.
Bear Case
- Exposure to regulatory changes in the financial services industry.
- Dependence on the Nordic market.
- Potential impact from fluctuations in interest rates.
- Competition from larger global financial institutions.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · July 2026
SREDY Latest News
No recent news available for SREDY.
SREDY Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations from Benzinga, Yahoo Finance, and Finnhub for SREDY.
Price Targets
Wall Street price target analysis for SREDY.
SREDY MoonshotScore
What does this score mean?
The MoonshotScore rates SREDY's growth potential on a scale of 0-100 across multiple factors including innovation, market disruption, financial health, and momentum.
Leadership: Odd Arild Grefstad
CEO
Odd Arild Grefstad serves as the CEO of Storebrand ASA. His career spans several leadership roles within the financial services sector. He has a strong background in asset management and insurance, bringing extensive experience in strategic planning and execution. His expertise includes navigating complex regulatory environments and driving sustainable growth. Grefstad's leadership is focused on innovation, customer-centricity, and responsible investing.
Track Record: Under Odd Arild Grefstad's leadership, Storebrand has strengthened its position as a leading provider of financial solutions in the Nordic region. Key achievements include expanding the company's sustainable investment offerings and enhancing its digital capabilities. He has also overseen strategic initiatives to improve customer experience and drive operational efficiency. Storebrand has achieved significant milestones in terms of growth and profitability during his tenure.
Storebrand ASA ADR Information Unsponsored
An American Depositary Receipt (ADR) is a certificate representing shares of a foreign company trading on U.S. stock exchanges. SREDY, as an ADR, allows U.S. investors to invest in Storebrand ASA without the complexities of cross-border transactions. It simplifies trading, clearing, and dividend payments, making it easier for U.S. investors to access this Norwegian company.
- Home Market Ticker: Oslo Stock Exchange (SRED), Norway
- ADR Level: 1
- ADR Ratio: 1:1
- Home Market Ticker: SRED
SREDY OTC Market Information
The OTC Other tier represents the lowest tier of the over-the-counter (OTC) market, indicating that Storebrand ASA (SREDY) has limited regulatory oversight and reporting requirements compared to companies listed on major exchanges like the NYSE or NASDAQ. Companies in this tier often have minimal financial disclosure, making it more challenging for investors to assess their financial health and operational performance. Investing in OTC Other stocks carries higher risks due to the lack of transparency and regulatory scrutiny.
- OTC Tier: OTC Other
- Disclosure Status: Unknown
- Limited financial disclosure and transparency.
- Higher potential for fraud and manipulation.
- Lower liquidity and wider bid-ask spreads.
- Greater price volatility.
- Risk of delisting or suspension of trading.
- Verify the company's registration and legal status.
- Obtain and review available financial statements and disclosures.
- Assess the company's business model and competitive landscape.
- Evaluate the management team and their track record.
- Understand the regulatory environment and compliance requirements.
- Assess the liquidity and trading volume of the stock.
- Consult with a financial advisor and conduct independent research.
- Company's long operating history since 1767.
- Presence in a regulated industry (financial services).
- Availability of some information, even if limited, on financial portals.
- Existence of an ADR, suggesting some level of international recognition.
- Operation in a country with strong corporate governance standards (Norway).
What Investors Ask About Storebrand ASA (SREDY) — Financial Services
What does Storebrand ASA do?
Storebrand ASA is a financial services group that provides a range of products and services, including retirement savings, insurance, and asset management. The company operates primarily in the Nordic region, serving individuals, corporations, and the public sector. Storebrand's business model focuses on providing long-term financial security and sustainable investment solutions. The company generates revenue through premiums, fees, and investment income, and is committed to responsible business practices.
What do analysts say about SREDY stock?
Analyst coverage of SREDY is limited due to its OTC listing and ADR Level 1 status. However, the company's financial performance, dividend yield, and strategic initiatives are key considerations. Investors should monitor Storebrand's financial results, industry trends, and regulatory developments to assess its growth potential and valuation. The company's commitment to sustainable investing and its strong position in the Nordic market are positive factors.
What are the main risks for SREDY?
The main risks for SREDY include regulatory changes in the financial services industry, economic downturns and market volatility, increased competition from fintech companies, cybersecurity risks, and fluctuations in interest rates. As an ADR, SREDY is also subject to currency risk, as its value is affected by fluctuations in the Norwegian Krone against the U.S. dollar. Investors should carefully consider these risks before investing in SREDY.
What are the key factors to evaluate for SREDY?
Evaluate SREDY on fundamentals, analyst consensus, and risk factors. Not financial advice.
How frequently does SREDY data refresh on this page?
SREDY prices update in real time during U.S. market hours. Fundamentals refresh after quarterly filings; analyst ratings and AI insights update daily; news is aggregated continuously.
What has driven SREDY's recent stock price performance?
Storebrand ASA (SREDY) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Strong brand reputation in the Nordic region. See the News tab for the latest drivers. Past performance does not predict future results.
Should investors consider SREDY overvalued or undervalued right now?
Valuing Storebrand ASA (SREDY) requires multiple metrics. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.
What research should beginners do before buying SREDY?
Before investing in Storebrand ASA (SREDY), research these four areas: (1) the company's revenue model and competitive position (see Company Overview), (2) financial health through revenue growth, margins, and cash flow (see MoonshotScore), (3) what Wall Street analysts recommend and their price targets (see Analyst tab), and (4) specific risk factors that could impact the stock (see Risk Factors section).
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
Data provided for informational purposes only.
- Limited analyst coverage due to OTC listing.
- Disclosure status on OTC markets is unknown, increasing risk.