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TROOPS, Inc. (TROO) Stock Price & Analysis

TROOPS, Inc. (TROO) — MoonshotScore 17/100 (Weak band), calculated Oct 4, 2026. Price $1.72 (-3.37%), as of the Oct 2, 2026 trading session; market cap $210M.

Educational signal · not a buy or sell recommendation · How to read this

$1.72 −$0.06 (-3.37%) Market Cap $210M

TROOPS, Inc. · TROO · NASDAQ

TROOPS, Inc. operates in the fintech sector, providing money lending services and managing an online financial marketplace. The company also offers SaaS and app development, along with property-related services in Hong Kong and Australia.

Price as of Oct 2, 2026

Key Statistics

17 of 100

MoonshotScore v2 · TROOPS (TROO)

Weak
Business Quality Poor (2)
Financial Safety Fragile (1)
Valuation Bubble (2)
Growth Durability Shrinking (18)
Momentum Falling (9)
Why this rating? Method, drivers & history

Bands for the MoonshotScore: Exceptional 80-100 · Strong 65-79 · Fair 45-64 · Weak below 45.

  • Business Quality — Is this a genuinely good business?
  • Financial Safety — Could this blow up on me?
  • Valuation — Am I paying a fair price?
  • Growth Durability — Is the growth real and likely to last?
  • Momentum — Is the market already moving on this?
The ten-second read ·

Bottom-tier quality, a fragile balance sheet and stalling growth, and it’s expensive on top — broad distress, a capital-preservation call, not a value entry. Business Quality: Poor; Financial Safety: Fragile; Valuation: Bubble; Growth Durability: Shrinking; Momentum: Falling.

  • quarterly revenue $9M (Q4 FY2025, quarter ended Dec 2025)
  • Altman Z 2.85 · Piotroski F 2
  • ROE -43.3% · ROA -40.4% · current ratio 0.92 · earnings yield -13.1%

Holding back: weak fundamentals, balance-sheet strain, a rich price, soft growth, weak price trend

What has the MoonshotScore done over time?

MoonshotScore snapshots recorded for TROO (29 recorded, newest six shown)
RecordedScoreBand
17Weak
17Weak
20Weak
20Weak
17Weak
17Weak

The score was 17 in the stored Oct 3, 2026 snapshot and remains 17 in the current publication computed Oct 4, 2026 (0); the largest pillar moves were Growth Durability -1 and Momentum +1; the pillar moves offset under the sector-relative weighting, so the headline score is unchanged. This current publication is not yet represented in the immutable snapshot archive.

Calculation uses the most recent completed US trading session. Live price changes do not update the score immediately.

Computed · Educational signal · not a buy or sell recommendation · How the MoonshotScore is computed →

Price & valuation

Dates shown where recorded
MeasureValueAs of
Latest provided price$1.72
Change on the day-3.37%
52-week range$1.02 – $5.28
Market capitalisation$210M
Shares traded on the day71.0K

Price & events

Council Score · weighted blend of 2 available disciplines

Council score for TROOPS (TROO): Bearish Lean

34/100 · D

Some lenses disagree with the MoonshotScore. Compare their readings below; each uses a different method.

5-Factor Breakdown

Growth Durability Negative
Momentum Negative
Business Quality Negative
Financial Safety Negative
Valuation Negative

Legends Council

4 lenses, 4 current

AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built

Dalio-style lens (simulated) Ray Dalio Favorable read
Griffin-style lens (simulated) Ken Griffin Favorable read
Klarman-style lens (simulated) Seth Klarman Unfavorable read
Moon AI lens (model) Unfavorable read

Read on: Oct 4, 2026

Munger's Mindset

Balance Sheet & Valuation · historical

Financial Health Neutral
Margin of Safety Fairly Valued
Profit Margin Weak
Revenue Growth Strong
Debt/Equity Strong
ROE Negative
Gross Margin Weak

Read on: Sep 9, 2026 · older than the 27 hours refresh window; not a current reading

How to read these bars and different assessments

Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.

Bars show each model's ordered assessment on its own scale, not a probability or a comparable investment return. The adjacent words give the assessment; more filled segments indicate a stronger model reading.

Two of these lenses read this company more favourably than the MoonshotScore does: Dalio-style lens and Griffin-style lens. Each lens is a separate scoring function over its own inputs, so a disagreement is a difference of method rather than a correction — the page's answer stays the MoonshotScore above.

On Sep 9, 2026, the Munger lens read the price at that time as fairly valued against its own estimate of value.

Readings on this page are from Oct 4, 2026, except a card that shows its own read date.

Watch the TROO film — every key number, told as a short cinematic story

~2 min · open the film

1 · What is it?

What is TROOPS (TROO), and what does it report?

Short answer · as of

A current FMP business description is unavailable; the listing and provider classification below are the available identity facts. TROOPS, Inc. (TROO) is listed on NASDAQ. It employs 47 people and is led by Damian Thurnheer. In Q4 FY2025 it reported revenue of $9M and net income of -$27M. The market values it at $210M.

2 · Latest results

What do the latest results show for TROOPS (TROO)?

Short answer · as of

The most recent reported quarter, Q4 FY2025, carried revenue of $9M.

Quarterly income statement — 4 quarters
Revenue, net income and earnings per share by quarter
PeriodRevenueNet incomeEPS
Q4 FY2025$9M-$27M-$0.22 (diluted)
Q2 FY2025$8M-$966,000-$0.01 (diluted)
Q4 FY2024$7M-$12M-$0.12 (diluted)
Q2 FY2024$3M-$1M-$0.01 (diluted)
3 · Financial strengths and risks

What are the financial strengths and risks for TROOPS (TROO)?

Short answer

What is holding it back is weak fundamentals, balance-sheet strain, a rich price, soft growth, weak price trend. The distress and quality screens read Altman Z 2.85 · Piotroski F 2. Trailing ratios: ROE -43.3% · ROA -40.4% · current ratio 0.92 · earnings yield -13.1%.

Data-derived red flags

  • Negative return on equity (-43.3%) — the business is not currently generating profit on shareholder capital.
  • Weak fundamentals — a Piotroski F-Score of 2/9 flags soft profitability, leverage or efficiency.
5 · Peer comparison

How does TROOPS compare with its peers?

Short answer

TROOPS's score ranks 13th of 13 in the bounded comparison shown, against 12 same-model peers. These are company scores, not expected investment returns. The set lists named competitors first, then companies in the same data-provider industry classification closest in market value; that classification is the provider's, not our judgment of business similarity.

Peer set — price, market value and MoonshotScore
CompanyPriceMarket valueScore
NerdWallet, Inc. (NRDS) Same industry, near in market value$8.63 Oct 2, 2026$628M95 5-pillar Oct 4, 2026
Medallion Financial Corp. (MFIN) Same industry, near in market value$11.91 Oct 2, 2026$275M92 5-pillar Oct 4, 2026
CPI Card Group Inc. (PMTS) Same industry, near in market value$24.86 Oct 2, 2026$285M81 5-pillar Oct 4, 2026
Oportun Financial Corporation (OPRT) Same industry, near in market value$8.35 Oct 2, 2026$383M81 5-pillar Oct 4, 2026
Regional Management Corp. (RM) Same industry, near in market value$31.80 Oct 2, 2026$293M80 5-pillar Oct 4, 2026
Green Dot Corporation (GDOT) Same industry, near in market value$12.50 Oct 2, 2026$709M49 5-pillar Oct 4, 2026
LexinFintech Holdings Ltd. (LX) Same industry, near in market value$0.69 Oct 2, 2026$116M45 5-pillar Oct 4, 2026
High Templar Tech Limited (HTT) Same industry, near in market value$2.31 Oct 2, 2026$374M39 5-pillar Oct 4, 2026
NewtekOne, Inc. (NEWTH) Same industry, near in market value$25.21 Oct 2, 2026$429M39 5-pillar Oct 4, 2026
Runway Growth Finance Corp. - 7 (RWAYL) Same industry, near in market value$25.13 Oct 2, 2026$251M38 5-pillar Oct 4, 2026
Runway Growth Finance Corp. (RWAY) Same industry, near in market value$6.55 Oct 2, 2026$278M36 5-pillar Oct 4, 2026
PRA Group, Inc. (PRAA) Same industry, near in market value$18.87 Oct 2, 2026$710M33 5-pillar Oct 4, 2026
TROOPS (TROO) — this page$1.72$210M17

Only 5-pillar scores are ranked together. Other models are not directly comparable. Price and score dates are shown separately; market-value dates are unavailable.

What has been published about TROOPS (TROO)?

Read these with our analysis →

Common Questions About TROO

These answers are editorial: 1 of these 9 answers is drawn from the TROO research dossier (written May 9, 2026 by gemini-2.0-flash); the other 8 are question templates that restate figures shown above. Figures in this section are not part of the source register.

What does the MoonshotScore mean for TROO?

TROO carries the MoonshotScore stated above — the Weak band. This is an educational research signal, not a buy or sell recommendation. The number comes from the five-pillar engine (business quality, financial safety, valuation, growth durability, momentum), re-ranked daily against sector peers. TROOPS, Inc. operates in the fintech sector, providing money lending services and managing an online financial marketplace.

Is TROO a good stock to buy?

Stock Expert AI does not rate TROO buy, sell or hold. TROOPS, Inc. carries a MoonshotScore, in the Weak band, a research rating against its peers rather than a forecast. Whether it fits is your call: check what it sells, whether it earns and what the price assumes. This is educational content, not investment advice.

What is the TROO stock price today?

The last price recorded on this page for TROOPS, Inc. (TROO) is $1.72, as of the Oct 2, 2026 trading session (source: Financial Modeling Prep (FMP) · quote). It is a provider snapshot, not a live exchange feed, so check a brokerage quote before you trade.

What does TROOPS, Inc. do?

TROOPS, Inc. operates as a fintech company providing a range of financial services in Hong Kong and Australia. Its core business involves managing an online financial marketplace that connects financial institutions with users through its mobile application.

What are the key factors to evaluate for TROO?

TROOPS, Inc. (TROO) holds a MoonshotScore in the low range. No dividend yield reflects the company's focus on reinvesting earnings for growth rather than distributing profits to shareholders. Not financial advice.

How frequently does TROO data refresh on this page?

TROO's price is the last quote we recorded, from the Oct 2, 2026 trading session. Pages are served from a cache, so the copy you are reading can lag that quote. The quote is a provider snapshot, not an exchange feed. Fundamentals follow quarterly filings. V2 is recalculated from the most recent completed US trading session; the score's own date shows its last successful run.

What has driven TROO's recent stock price performance?

TROOPS, Inc. (TROO) moves on earnings results, analyst revisions, sector rotation, and market sentiment. Notable catalyst: Diversified revenue streams (lending, SaaS, property). See the News tab for the latest drivers. Past performance does not predict future results.

Should investors consider TROO overvalued or undervalued right now?

TROOPS, Inc. (TROO) has no trailing P/E available here, so lean on price-to-sales and cash flow in the Financials tab. Compare P/E, P/S, and EV/EBITDA against sector peers for a full view.

Can I buy fractional shares of TROO?

Fractional-share availability for TROOPS, Inc. (TROO) depends on your brokerage, account and supported securities. Check the broker's current eligibility, minimums and fees before placing an order.

Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.

Machine-generated analysis by Stock Expert AI — model gemini-2.0-flash, generated May 9, 2026. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief.

Sources — records for every figure on this page (15 figures)

The 15 rows below are exactly the facts the evidence-backed sections of this page printed — the 10-second verdict, the MoonshotScore, price and market value, the five questions with their receipts, and the records behind this page. Known dates and sources are recorded on their own rows; an em dash or UNRECORDED tier preserves a stored observation without inventing either. The quarterly income statement is provider-standardized (FMP) under one row, and scale definitions — a 0-100 rating, the band ladder, the Piotroski 0–9 range — are fixed rather than measured. No number in those sections was generated by a model. The register does not cover quoted third-party headlines, the dated council readings, or the Frequently Asked Questions; each of those says where it came from where it stands.

"As of" is the date the value is true for where the source carries one — a quarter end, a filing date, a price close, the day the score was computed. A cached observation with no source date remains undated; the page publication date is not used as a substitute.

FMP — 8 facts from Financial Modeling Prep endpoint families

FMP facts used on this page
Fact IDFactValue as shownAs ofTierSource
px.lastLatest provided price$1.72FMPFinancial Modeling Prep (FMP) · quote — Dated to the US trading session the price belongs to, derived from the quote record's timestamp (weekend and pre-open reads roll back to the previous weekday; exchange holidays are not modelled). The record does not establish an exchange execution time. Retrieved 2026-10-04T09:24:51.734Z.
px.changeChange on the day-3.37%FMPFinancial Modeling Prep (FMP) · quote
px.mcapMarket capitalisation$210MFMPFinancial Modeling Prep (FMP) · quote — Date unknown Market cap record date: 2026-10-02. FMP quote timestamp: 2026-10-02T20:00:00.000Z. Captured from FMP at 2026-10-04T09:24:50.720Z. No share-count basis is inferred; this page preserves the reported amount instead of recalculating it from shares.
px.change_absChange on the day, in dollars−$0.06FMPFinancial Modeling Prep (FMP) · quote
fin.q_revenueRevenue, Q4 FY2025$9MFMPFinancial Modeling Prep (FMP) · income statement (quarterly)
px.volumeShares traded on the day71.0KFMPFinancial Modeling Prep (FMP) · quote
fin.q_incomeNet income, Q4 FY2025-$27MFMPFinancial Modeling Prep (FMP) · income statement (quarterly)
fin.q_tableQuarterly income statement4 quarters through Q4 FY2025FMPFinancial Modeling Prep (FMP) · income statement (quarterly), as filed

UNRECORDED — 5 facts from stored observations whose source was not recorded

UNRECORDED facts used on this page
Fact IDFactValue as shownAs ofTierSource
fin.scoresDistress and quality screensAltman Z 2.85 · Piotroski F 2UNRECORDEDStored financial-scores observation — Captured 2026-10-03 · Expired observation
fin.ratiosReturn and yield ratios (trailing twelve months)ROE -43.3% · ROA -40.4% · current ratio 0.92 · earnings yield -13.1%—UNRECORDEDStored key metrics — Date unknown
px.range5252-week range$1.02 – $5.28UNRECORDEDStored company-profile observation — Captured 2026-10-01
id.employeesEmployees47UNRECORDEDStored company-profile observation — Captured 2026-10-01
id.ceoChief executiveDamian ThurnheerUNRECORDEDStored company-profile observation — Captured 2026-10-01

OURS — 2 facts from Stock Expert AI's own score and rank

OURS facts used on this page
Fact IDFactValue as shownAs ofTierSource
ours.moonshotMoonshotScore v217 of 100 · Weak · pillars 2 / 1 / 2 / 18 / 9OURSStock Expert AI MoonshotScore v2 engine
ours.moonshot_changeMoonshotScore movement17 (stored snapshot Oct 3, 2026) → 17 (current publication computed Oct 4, 2026) (0)OURSStock Expert AI current score publication and immutable score snapshots — The current score publication is not yet represented in the immutable snapshot archive.
Published
Research standards
Methodology · Editorial policy · Corrections
Data Sources & Methodology
Figures come from Financial Modeling Prep (FMP). If FMP has no figure for a ticker, a price or fundamental may come from a Yahoo Finance fallback, or a price from an Alpaca fallback. SEC EDGAR is used only for filing links and company identity details (legal name, address), never for figures. AI analysis by Stock Expert AI proprietary algorithms. Technical indicators via industry-standard calculations. Last updated: .
Data Provenance
Sources: Financial Modeling Prep (FMP) — Primary · Yahoo Finance — Fallback · Alpaca — Tertiary
Last fetched:
Cache TTL: Quote 5min · Profile 7d · Financials 7d · Insider 48h
How we use AI: Numbers are pulled directly from FMP & Yahoo Finance — our AI writes the analysis, it never edits the figures.
Data provided as-is for educational purposes. Not financial advice. Methodology

Data provided for informational purposes only.