Unum Group 6.250% JR NT58 (UNMA) Stock Price & Analysis
Unum Group 6.250% JR NT58 (UNMA) — MoonshotScore 56/100 (Fair band), calculated Oct 26, 2026. Price $20.29 (-0.83%), as of the Oct 23, 2026 trading session; market cap $14.3B. Expected results Nov 3, 2026.
Educational signal · not a buy or sell recommendation · How to read this
Market value / cash and short-term investments: 71.79× (market value Oct 23, 2026; cash Jun 30, 2026) · expected results Nov 3, 2026
Unum Group 6.250% JR NT58 · UNMA · NYSE · Financial Services · Insurance - Life
Research dated 2026-09-13: UNMA is a junior note issued by Unum Group, an insurer centered on workplace disability, life and supplemental benefits, with a legacy policy block running beside the active franchises. Attention belongs on whether stronger recent profitability and renewed operating cash generation can persist while the investment portfolio supports a liability-heavy insurance balance sheet.
Price as of Oct 23, 2026
Key Statistics
MoonshotScore v2 · Unum Group 6.250% JR NT58 (UNMA)
FairWhy this rating? Method, drivers & history
Bands for the MoonshotScore: Exceptional 80-100 · Strong 65-79 · Fair 45-64 · Weak below 45.
- Business Quality — Is this a genuinely good business?
- Financial Safety — Could this blow up on me?
- Valuation — Am I paying a fair price?
- Growth Durability — Is the growth real and likely to last?
- Momentum — Is the market already moving on this?
Cheap, but weak growth and average quality, and the price trend has turned against it. Business Quality: Average; Financial Safety: Sound; Valuation: Fair; Growth Durability: Fading; Momentum: Slipping.
- quarterly revenue $3.29B (Q2 FY2026, quarter ended Jun 30, 2026)
- EPS beat 2 of 8
- ROE 6.4% · ROA 1.1% · current ratio 17.97 · earnings yield 4.7% · free-cash-flow yield 4.7%
Holding back: soft growth, weak price trend
Helping: an attractive price
What has the MoonshotScore done over time?
| Recorded | Score | Band |
|---|---|---|
| 52 | Fair | |
| 50 | Fair | |
| 51 | Fair | |
| 50 | Fair | |
| 51 | Fair | |
| 56 | Fair |
The score moved from 50 in the stored Oct 24, 2026 snapshot to 56 in the current publication computed Oct 26, 2026 (+6); the largest pillar moves were Growth Durability +12 and Momentum +11.
Calculation uses the most recent completed US trading session. Live price changes do not update the score immediately.
Computed · Educational signal · not a buy or sell recommendation · How the MoonshotScore is computed →
Price & valuation
| Measure | Value | As of |
|---|---|---|
| Latest provided price | $20.29 | |
| Change on the day | -0.83% | |
| 52-week range | $20.17–$24.36 | |
| Market capitalisation | $14.3B | |
| Price / earnings (trailing) | 21.04 | |
| Shares traded on the day | 16.9K | |
| Beta (volatility vs the S&P 500) | 0.19 | |
| Dividends per share (last 12 months) | $1.56 | |
| Dividend yield (last 12 months) | 7.70% |
Price & events
Triangles mark reported quarters on the line: pointing up is above the recorded estimate, down is below, a diamond means no estimate on file. Numbers key to the dated list. Point at or tab to any week for its close.
Events behind the price
- · Earnings results · below the recorded estimate
- · Earnings results · below the recorded estimate
- · Earnings results · above the recorded estimate
- · Earnings results · in line with the recorded estimate
Results dates follow the earnings feed; call dates follow the transcript provider. Nearby dates do not establish that an event caused a price move.
Upcoming events
Chronological order, not a duration scale. The provider's estimated date can change.
What to watch nextOther perspectives
Council score for Unum Group 6.250% JR NT58 (UNMA): perspectives
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
5-Factor Breakdown
Legends Council
6 lenses, 0 current
AI simulations built from the named investors' published principles. Not affiliated with, endorsed by, or the opinion of these individuals. How these lenses are built
Read on: Oct 18, 2026 · older than the 27 hours refresh window; not a current reading
Munger's Mindset
Balance Sheet & Valuation · historical
Read on: Sep 10, 2026 · older than the 27 hours refresh window; not a current reading
How to read these bars and different assessments
Council is a separate blend of available disciplines; MoonshotScore above remains the five-pillar research rating.
Bars show each model's ordered assessment on its own scale, not a probability or a comparable investment return. The adjacent words give the assessment; more filled segments indicate a stronger model reading.
On Sep 10, 2026, the Munger lens read the price at that time as fairly valued against its own estimate of value.
Readings on this page are from Oct 27, 2026, except a card that shows its own read date.
Watch the UNMA film — every key number, told as a short cinematic story
~2 min · open the film
What is Unum Group 6.250% JR NT58 (UNMA), and what does it report?
Short answer · as of
Unum sells financial protection through employers and voluntary-benefit channels rather than relying mainly on individually purchased life policies.
Research dated 2026-09-13.
Unum sells financial protection through employers and voluntary-benefit channels rather than relying mainly on individually purchased life policies. Unum US supplies the largest revenue base, while Colonial Life and Unum International extend the active benefits business across different distribution channels and markets.
Reported revenue also includes the Closed Block, which manages disability, long-term-care and other policies no longer marketed, plus corporate investment income and unallocated items. That reporting shape matters: current sales activity, returns on invested insurance assets and the performance of legacy obligations can all affect consolidated results.
What do the latest results show for Unum Group 6.250% JR NT58 (UNMA)?
Short answer · as of
The most recent reported quarter, Q2 FY2026, carried revenue of $3.29B.
Research dated 2026-09-13.
The latest income statement shows revenue easing from the preceding period while operating profit, net income and diluted earnings advanced. That follows a sharp profit setback and subsequent recovery, so the recent improvement is meaningful but remains less stable than the revenue line.
The earnings record adds a different lens: reported earnings matched the latest expectation and revenue cleared the associated estimate after a run of mixed outcomes. Treat the improvement as a consolidated result rather than proof that every active franchise or the Closed Block strengthened together.
Where is operating spending going?
Revenue alongside research and development, selling, general and administrative expenses, and the FMP standardized operating result.
- Latest quarter · revenue
- $3.29B Jun 30, 2026
- Latest quarter · SG&A
- $0.00 Jun 30, 2026
- Latest quarter · FMP standardized operating result
- $329.50M Jun 30, 2026
| Period end | Revenue | R&D | SG&A | FMP standardized operating result |
|---|---|---|---|---|
| Jun 30, 2026 | $3.29B | Not available | $0.00 | $329.50M |
| Mar 31, 2026 | $3.36B | Not available | $1.05B | $302.70M |
| Dec 31, 2025 | $3.24B | Not available | $0.00 | $218.40M |
| Sep 30, 2025 | $3.36B | Not available | $292.40M | $54.50M |
USD. The operating result is the FMP-standardized value supplied by FMP; it may differ from a filing’s GAAP loss from operations when the provider classifies separately presented items differently. It is not net income or cash flow.
Did results meet expectations?
Reported earnings and revenue alongside the estimates recorded by the provider.
- Latest report · revenue
- $3.37B Jul 28, 2026
- Latest report · revenue estimate
- $2.90B Jul 28, 2026
- Latest report · revenue vs estimate
- Above estimate Jul 28, 2026
- Latest report · EPS vs estimate
- In line Jul 28, 2026
| Report date | Revenue · reported | Revenue · estimate | EPS · reported | EPS · estimate |
|---|---|---|---|---|
| Jul 28, 2026 | $3.37B | $2.90B | $2.1600 | $2.1600 |
| Apr 28, 2026 | $3.36B | $2.91B | $2.1400 | $2.0500 |
| Feb 5, 2026 | $3.24B | $3.29B | $1.9200 | $2.1100 |
| Nov 3, 2025 | $3.38B | $3.33B | $2.0900 | $2.1500 |
Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined.
Quarterly income statement — 4 quarters
| Period | Revenue | Net income | EPS |
|---|---|---|---|
| Q2 FY2026 | $3.29B | $257M | $1.61 (diluted) |
| Q1 FY2026 | $3.36B | $232M | $1.41 (diluted) |
| Q4 FY2025 | $3.24B | $174M | $1.04 (diluted) |
| Q3 FY2025 | $3.36B | $40M | $0.23 (diluted) |
What are the financial strengths and risks for Unum Group 6.250% JR NT58 (UNMA)?
Short answer
Cash and short-term investments were $199.20M at the Jun 30, 2026 balance-sheet date. Operating cash flow was $503.50M for the quarter ended Jun 30, 2026, meaning operations generated cash. These figures do not establish a cash runway.
Research dated 2026-09-13.
Operating cash flow has returned firmly to positive territory after an isolated outflow, and capital spending has remained modest beside cash generated from operations. Recent distributions have also stayed level, indicating continuity in cash payments attached to UNMA.
Cash and short-term investments alone are small beside debt and total liabilities, but that comparison is incomplete for Unum because long-term investments make up nearly all reported cash and investments. The risk is therefore less about the visible cash account in isolation and more about whether invested assets and insurance earnings continue to support obligations, especially those housed in the Closed Block.
Profitability ratios remain positive, yet returns and margins leave limited room for a renewed earnings shock. The distress and quality screens are mixed rather than uniformly reassuring, reinforcing the need to judge UNMA through cash generation, asset support and liability performance together.
How much cash does the business generate or use?
Quarterly operating cash flow shows cash generated or used by operations.
- Latest quarter · operating cash flow
- $503.50M Jun 30, 2026
- Previous quarter · operating cash flow
- $340.80M Mar 31, 2026
| Period end | Operating cash flow | Capital expenditure (reported) |
|---|---|---|
| Jun 30, 2026 | $503.50M | −$29.20M |
| Mar 31, 2026 | $340.80M | −$39.60M |
| Dec 31, 2025 | $357.90M | −$37.80M |
| Sep 30, 2025 | −$371.80M | −$30.80M |
Operating cash-flow bars share one scale and show magnitude; negative values mean cash used.
USD. Negative operating cash flow means cash used. Capital expenditure keeps the provider’s reported sign; it is not added here to estimate free cash flow or runway.
What should you watch next at Unum Group 6.250% JR NT58 (UNMA)?
Short answer · as of
The next earnings report is expected on Nov 3, 2026.
Research dated 2026-09-13.
The upcoming report should be read for continuity across operating profit, net income and operating cash flow. Revenue exceeding an estimate would carry less weight if cash generation weakened again or the recent profit recovery reversed.
Watch the relationship among cash, long-term investments, debt and total liabilities, then look for evidence that Unum US remains a dependable earnings base while the Closed Block avoids renewed pressure. A recent filing also disclosed entry into a material agreement, making later periodic disclosure relevant for any effect on obligations or financial capacity.
The external estimate path anticipates earnings progress with comparatively restrained revenue movement. Confirmation would therefore require better earnings economics, not merely higher reported revenue, while continued scheduled distributions would support the record of payment stability.
How does Unum Group 6.250% JR NT58 compare with its peers?
Short answer
Unum Group 6.250% JR NT58's score ranks 13th of 13 in the bounded comparison shown, against 12 same-model peers. These are company scores, not expected investment returns. The set lists named competitors first, then companies in the same data-provider industry classification closest in market value; that classification is the provider's, not our judgment of business similarity.
Research dated 2026-09-13.
Unum differs from a conventional life insurer built mainly around individually sold policies. Its active business is weighted toward employer-sponsored disability, group life and workplace supplemental coverage, giving employment-based benefit demand a prominent role in the operating mix.
The Closed Block creates another distinction because policies no longer marketed still sit inside reported revenue and financial obligations. Unum also carries a large long-term investment portfolio against its insurance liabilities, so comparison with similar businesses should examine legacy-block performance and asset support alongside sales growth.
| Company | Price | Market value | Score |
|---|---|---|---|
| $352.60 Oct 23, 2026 | $14.7B | 100 5-pillar Oct 26, 2026 | |
| $268.65 Oct 26, 2026 | $17.5B | 93 5-pillar Oct 26, 2026 | |
| $44.65 Oct 26, 2026 | $74.1B | 89 5-pillar Oct 26, 2026 | |
| $274.43 Oct 23, 2026 | $8.45B | 88 5-pillar Oct 26, 2026 | |
| $100.04 Oct 26, 2026 | $63.6B | 84 5-pillar Oct 26, 2026 | |
| $114.99 Oct 23, 2026 | $39.7B | 84 5-pillar Oct 26, 2026 | |
| $22.73 Oct 23, 2026 | $4.06B | 76 5-pillar Oct 26, 2026 | |
| $53.66 Oct 23, 2026 | $4.96B | 70 5-pillar Oct 26, 2026 | |
| $154.79 Oct 23, 2026 | $11.9B | 68 5-pillar Oct 26, 2026 | |
| $48.47 Oct 26, 2026 | $13.1B | 66 5-pillar Oct 26, 2026 | |
| $90.12 Oct 26, 2026 | $14.3B | 65 5-pillar Oct 26, 2026 | |
| $120.51 Oct 23, 2026 | $60.4B | 64 5-pillar Oct 26, 2026 | |
| Unum Group 6.250% JR NT58 (UNMA) — this page | $20.29 | $14.3B | 56 |
Only 5-pillar scores are ranked together. Other models are not directly comparable. Price and score dates are shown separately; market-value dates are unavailable.
The records behind this page
Insider activity
Form 4 records via FMP · Of the newest 100 records, those within the last 180 days, newest dated Sep 10, 2026
- Transactions
- 20
- Identified insiders
- 15
- Purchases
- 0
- Sales
- 4
- Other transactions
- 16
Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent.
Who holds the shares?
Institutional ownership reported through 13F filings.
- Institutional ownership
- 0.0% Period end Jun 30, 2026
- Previous quarter · ownership
- 0.0% Prior to period end Jun 30, 2026
- Reporting holders
- 1 Period end Jun 30, 2026
- Previous quarter · holders
- 1 Prior to period end Jun 30, 2026
| Holders in provider snapshot | Shares |
|---|---|
| Thompson Investment Management, INC. | 2,780 |
Quarterly filings lag the period end. Holder rows are names in the provider snapshot, not a verified ranking; individual filing dates are not supplied. Related managers may appear separately, so these positions are not summed. Holder snapshot as of Jun 30, 2026.
What has been published about Unum Group 6.250% JR NT58 (UNMA)?
Unum Group 6.250% JR NT58 Financial Services Stock: Key Questions Answered
Research dated 2026-09-13; the full attribution is under Sources. The last 2 questions are answered from this page's own dated data, not from the research.
What does Unum US sell through workplace benefit channels?
Unum US provides group disability, group life, accidental death coverage and supplemental or voluntary benefits. It is the dominant revenue segment, making workplace protection the core operating exposure behind UNMA.
Why does the Closed Block matter to UNMA?
The Closed Block manages disability, long-term-care and other policies that Unum no longer actively markets. Its legacy obligations remain part of consolidated performance, so healthy current sales cannot be assessed apart from that portfolio.
Why is Unum Group cash a poor shorthand for financial capacity?
Most reported cash and investments sit in long-term investments rather than the cash and short-term account. Assessing UNMA therefore requires viewing invested assets, debt and insurance liabilities together.
What would strengthen the recent profit recovery behind UNMA?
Sustained operating profit and net income accompanied by positive operating cash flow would make the recovery more persuasive. Stability in the investment base and continued distributions would add support from the balance sheet and payment record.
What is the UNMA stock price today?
The last price recorded on this page for Unum Group 6.250% JR NT58 (UNMA) is $20.29, as of the Oct 23, 2026 trading session (source: Financial Modeling Prep (FMP) · quote). It is a provider snapshot, not a live exchange feed, so check a brokerage quote before you trade.
Does UNMA pay a dividend?
Yes. Unum Group 6.250% JR NT58 (UNMA) shows a trailing 12-month dividend yield of 7.70%, as of Oct 23, 2026, in the data on this page. Payout ratio and cash-flow coverage decide whether it can last, and past dividends do not guarantee future payments.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Research written by Codex (gpt-5.6-sol) on 2026-09-13. AI-authored analysis; source dates are shown with each answer. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief.
Sources — records for every figure on this page (73 figures)
The 73 rows below are exactly the facts the evidence-backed sections of this page printed — the 10-second verdict, the MoonshotScore, price and market value, the five questions with their receipts, and the records behind this page. Known dates and sources are recorded on their own rows; an em dash or UNRECORDED tier preserves a stored observation without inventing either. The quarterly income statement is provider-standardized (FMP) under one row, and scale definitions — a 0-100 rating, the band ladder, the Piotroski 0–9 range — are fixed rather than measured. No number in those sections was generated by a model. The register does not cover quoted third-party headlines, the dated council readings, or the Frequently Asked Questions; each of those says where it came from where it stands.
"As of" is the date the value is true for where the source carries one — a quarter end, a filing date, a price close, the day the score was computed. A cached observation with no source date remains undated; the page publication date is not used as a substitute.
OFFICIAL — 1 fact from SEC filings and earnings calls
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
id.hq | SEC filing business address | Chattanooga, TN | OFFICIAL | SEC EDGAR filer business address — The SEC filer business address. Our market-data provider separately lists "1 Fountain Square, Chattanooga, TN, 37402, US". |
FMP — 63 facts from Financial Modeling Prep endpoint families
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
earn.next | Next earnings date | Nov 3, 2026 | FMP | Financial Modeling Prep (FMP) earnings calendar — The date is our provider's estimate until the company confirms it. | |
px.last | Latest provided price | $20.29 | FMP | Financial Modeling Prep (FMP) · quote — Dated to the US trading session the price belongs to, derived from the quote record's timestamp (weekend and pre-open reads roll back to the previous weekday; exchange holidays are not modelled). The record does not establish an exchange execution time. Retrieved 2026-10-26T02:14:17.966Z. | |
px.change | Change on the day | -0.83% | FMP | Financial Modeling Prep (FMP) · quote | |
px.mcap | Market capitalisation | $14.3B | FMP | Financial Modeling Prep (FMP) · quote — Date unknown Market cap record date: 2026-10-23. FMP quote timestamp: 2026-10-23T19:59:03.000Z. Captured from FMP at 2026-10-26T02:14:16.407Z. No share-count basis is inferred; this page preserves the reported amount instead of recalculating it from shares. | |
px.change_abs | Change on the day, in dollars | −$0.17 | FMP | Financial Modeling Prep (FMP) · quote | |
fin.q_revenue | Revenue, Q2 FY2026 | $3.29B | FMP | Financial Modeling Prep (FMP) · income statement (quarterly) | |
px.range52 | 52-week range | $20.17–$24.36 | FMP | Financial Modeling Prep (FMP) quote | |
px.pe | Price / earnings (trailing) | 21.04 | FMP | Financial Modeling Prep (FMP) · quote | |
px.volume | Shares traded on the day | 16.9K | FMP | Financial Modeling Prep (FMP) · quote | |
px.beta | Beta | 0.19 | FMP | Financial Modeling Prep (FMP) company profile | |
id.ceo | Chief executive | Richard Paul McKenney | FMP | Financial Modeling Prep (FMP) key executives (proxy-derived) — Titles and pay come from the company's proxy statement as our provider parsed it. | |
id.employees | Employees | 10,812 | FMP | Financial Modeling Prep (FMP) employee count, from the company's filing | |
fin.annual | Revenue and net result by fiscal year | 5 fiscal years, FY2021 through FY2025: FY2021 revenue $11.84B, net result $981.00M; FY2022 revenue $11.88B, net result $1.41B; FY2023 revenue $12.31B, net result $1.28B; FY2024 revenue $12.79B, net result $1.78B; FY2025 revenue $13.05B, net result $738.50M | FMP | Financial Modeling Prep (FMP), from the company's 10-K income statements | |
fin.rev_mix | Reported revenue segments | Unum US $7.94B · Closed Block $1.89B · Colonial Life $2.01B · Unum International $1.24B | FMP | Financial Modeling Prep (FMP) revenue segmentation, from the company's 10-K | |
fin.gross_margin | Gross margin (trailing twelve months) | 35.7% | FMP | Financial Modeling Prep (FMP) key-metrics-ttm + ratios-ttm — A ratio our provider could not compute is absent rather than shown as zero. | |
fin.q_table.depth.2026-06-30.revenue_k | Revenue — period end 2026-06-30 | $3.29B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-06-30.sga_k | SG&A — period end 2026-06-30 | $0.00 | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-06-30.operating_result_k | FMP standardized operating result — period end 2026-06-30 | $329.50M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-03-31.revenue_k | Revenue — period end 2026-03-31 | $3.36B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-03-31.sga_k | SG&A — period end 2026-03-31 | $1.05B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2026-03-31.operating_result_k | FMP standardized operating result — period end 2026-03-31 | $302.70M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-12-31.revenue_k | Revenue — period end 2025-12-31 | $3.24B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-12-31.sga_k | SG&A — period end 2025-12-31 | $0.00 | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-12-31.operating_result_k | FMP standardized operating result — period end 2025-12-31 | $218.40M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-09-30.revenue_k | Revenue — period end 2025-09-30 | $3.36B | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-09-30.sga_k | SG&A — period end 2025-09-30 | $292.40M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
fin.q_table.depth.2025-09-30.operating_result_k | FMP standardized operating result — period end 2025-09-30 | $54.50M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements — Quarterly statement note |
earn.history.depth.2026-07-28.revenue_actual | Revenue · reported — report date 2026-07-28 | $3.37B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-28.revenue_estimated | Revenue · estimate — report date 2026-07-28 | $2.90B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-28.eps_actual | EPS · reported — report date 2026-07-28 | $2.1600 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-07-28.eps_estimated | EPS · estimate — report date 2026-07-28 | $2.1600 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-28.revenue_actual | Revenue · reported — report date 2026-04-28 | $3.36B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-28.revenue_estimated | Revenue · estimate — report date 2026-04-28 | $2.91B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-28.eps_actual | EPS · reported — report date 2026-04-28 | $2.1400 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-04-28.eps_estimated | EPS · estimate — report date 2026-04-28 | $2.0500 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-02-05.revenue_actual | Revenue · reported — report date 2026-02-05 | $3.24B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-02-05.revenue_estimated | Revenue · estimate — report date 2026-02-05 | $3.29B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-02-05.eps_actual | EPS · reported — report date 2026-02-05 | $1.9200 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2026-02-05.eps_estimated | EPS · estimate — report date 2026-02-05 | $2.1100 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-11-03.revenue_actual | Revenue · reported — report date 2025-11-03 | $3.38B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-11-03.revenue_estimated | Revenue · estimate — report date 2025-11-03 | $3.33B | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-11-03.eps_actual | EPS · reported — report date 2025-11-03 | $2.0900 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
earn.history.depth.2025-11-03.eps_estimated | EPS · estimate — report date 2025-11-03 | $2.1500 | Report date · | FMP | Financial Modeling Prep (FMP) earnings — Earnings-history note |
fin.q_table | Quarterly income statement | 4 quarters through Q2 FY2026 | FMP | Financial Modeling Prep (FMP) · income statement (quarterly), as filed | |
fin.cash_investments | Cash and short-term investments | $199.20M | FMP | Financial Modeling Prep (FMP), from the company's balance sheet — Long-term investments are shown separately; their marketability is not established by the provider field. The cash and short-term investment balance does not establish unrestricted availability. Long-term investments are excluded and remain unclassified. Restrictions on cash and short-term investments require separate review. | |
fin.opcf_latest | Latest-quarter operating cash flow | $503.50M | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Period end: 2026-06-30. Negative operating cash flow means cash used. This figure is not a cash-runway estimate. | |
fin.long_term_investments | Long-term investments (classification unverified) | $43.70B | FMP | Financial Modeling Prep (FMP), from the company's balance sheet — Long-term investments are shown separately; their marketability is not established by the provider field. The cash and short-term investment balance does not establish unrestricted availability. | |
fin.total_debt | Total debt | $3.76B | FMP | Financial Modeling Prep (FMP), from the company's balance sheet — Long-term investments are shown separately; their marketability is not established by the provider field. The cash and short-term investment balance does not establish unrestricted availability. | |
fin.price_to_book | Price to book value | 1.33× | FMP | Financial Modeling Prep (FMP) key-metrics-ttm + ratios-ttm — A ratio our provider could not compute is absent rather than shown as zero. | |
fin.opcf.depth.2026-06-30.operating_cash_flow_m | Operating cash flow — period end 2026-06-30 | $503.50M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2026-03-31.operating_cash_flow_m | Operating cash flow — period end 2026-03-31 | $340.80M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2026-06-30.capex_m | Capital expenditure (reported) — period end 2026-06-30 | −$29.20M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2026-03-31.capex_m | Capital expenditure (reported) — period end 2026-03-31 | −$39.60M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-12-31.operating_cash_flow_m | Operating cash flow — period end 2025-12-31 | $357.90M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-12-31.capex_m | Capital expenditure (reported) — period end 2025-12-31 | −$37.80M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-09-30.operating_cash_flow_m | Operating cash flow — period end 2025-09-30 | −$371.80M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
fin.opcf.depth.2025-09-30.capex_m | Capital expenditure (reported) — period end 2025-09-30 | −$30.80M | Period end · | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements — Cash-flow note |
own.insiders | Insider transactions via FMP | 20 transactions · 0 purchases, 4 sales, 16 other transactions · 15 identified insiders · of the newest 100 records, those within the last 180 days, newest dated Sep 10, 2026 | FMP | Financial Modeling Prep (FMP), carrying Form 4 transaction records — Purchases and sales use the reported transaction category. Other transactions include awards, exercises, gifts, withholding and unclassified activity; an acquisition or disposition alone is not a purchase or sale. These records do not establish intent. | |
own.institutions.depth.ownership_pct | Institutional ownership | 0.0% | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Period end Jun 30, 2026 | |
own.institutions.depth.ownership_pct_previous_quarter | Previous quarter · ownership | 0.0% | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Prior to period end Jun 30, 2026 | |
own.institutions.depth.holders | Reporting holders | 1 | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Period end Jun 30, 2026 | |
own.institutions.depth.holders_previous_quarter | Previous quarter · holders | 1 | FMP | Financial Modeling Prep (FMP) institutional ownership summary, from 13F filings — 13F filings are quarterly and lag the quarter end by up to 45 days. Prior to period end Jun 30, 2026 | |
own.top_holders.depth.holder_0.shares | Thompson Investment Management, INC. — shares in provider snapshot | 2,780 | FMP | Financial Modeling Prep (FMP) institutional holders, from 13F filings — Provider snapshot as of 2026-06-30; individual filing date not supplied. |
UNRECORDED — 2 facts from stored observations whose source was not recorded
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
earn.history | Reported versus estimated, recent quarters | EPS beat 2 of 8 | UNRECORDED | Stored earnings-history observation — Captured 2026-09-15 · Expired observation | |
fin.ratios | Return and yield ratios (trailing twelve months) | ROE 6.4% · ROA 1.1% · current ratio 17.97 · earnings yield 4.7% · free-cash-flow yield 4.7% | — | UNRECORDED | Stored key metrics — Date unknown |
COMPUTED — 5 facts from our arithmetic, formula restated
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
fin.mcap_to_cash | Market value per dollar of cash and short-term investments | 71.79× | — | COMPUTED | Computed on this page from the figures above — The market capitalisation printed on this page divided by cash and short-term investments of $199.20M at Jun 30, 2026. Long-term investments are excluded and remain unclassified. Restrictions on cash and short-term investments require separate review. Market cap record date: 2026-10-23. Balance-sheet reference date: 2026-06-30. The inputs do not establish a single common source date for this ratio. |
div.ttm_per_share | Dividends per share, last 12 months (split-adjusted) | $1.56 | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history — Sum of 4 split-adjusted declared dividends with an ex-date in the 365 days to 2026-10-26, per current share. Ex-dates are not payment dates; special dividends are included. Not a declared annual rate. | |
div.ttm_yield | Dividend yield, last 12 months | 7.70% | COMPUTED | Financial Modeling Prep (FMP) split-adjusted dividend history and quote — Split-adjusted dividends with ex-dates in the trailing 365-day window divided by the packet price, on the same current-share basis. Price date follows the quote, latest price bar or packet-build day when unstamped. Not a forecast or declared annual rate. | |
earn.history.depth.2026-07-28.revenue_actual.comparison | Latest report · revenue vs estimate | Above estimate | Report date · | COMPUTED | Computed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported revenue ($3.37B) with the recorded estimate ($2.90B) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns. |
earn.history.depth.2026-07-28.eps_actual.comparison | Latest report · EPS vs estimate | In line | Report date · | COMPUTED | Computed from Financial Modeling Prep (FMP) earnings — Earnings-history note — Method: compare reported EPS ($2.1600) with the recorded estimate ($2.1600) at displayed precision. Equal displayed values are in line. This compares reported results with recorded estimates, not investment returns. |
OURS — 2 facts from Stock Expert AI's own score and rank
| Fact ID | Fact | Value as shown | As of | Tier | Source |
|---|---|---|---|---|---|
ours.moonshot | MoonshotScore v2 | 56 of 100 · Fair · pillars 45 / 62 / 73 / 31 / 27 | OURS | Stock Expert AI MoonshotScore v2 engine | |
ours.moonshot_change | MoonshotScore movement | 50 (stored snapshot Oct 24, 2026) → 56 (current publication computed Oct 26, 2026) (+6) | OURS | Stock Expert AI current score publication and immutable score snapshots |
Fact-family notes
- Quarterly statement note. Source series as of 2026-06-30. USD. The operating result is the FMP-standardized value supplied by FMP; it may differ from a filing’s GAAP loss from operations when the provider classifies separately presented items differently. It is not net income or cash flow. Applies to Fact IDs:
fin.q_table.depth.2026-06-30.revenue_k,fin.q_table.depth.2026-06-30.sga_k,fin.q_table.depth.2026-06-30.operating_result_k,fin.q_table.depth.2026-03-31.revenue_k,fin.q_table.depth.2026-03-31.sga_k,fin.q_table.depth.2026-03-31.operating_result_k,fin.q_table.depth.2025-12-31.revenue_k,fin.q_table.depth.2025-12-31.sga_k,fin.q_table.depth.2025-12-31.operating_result_k,fin.q_table.depth.2025-09-30.revenue_k,fin.q_table.depth.2025-09-30.sga_k,fin.q_table.depth.2025-09-30.operating_result_k. - Earnings-history note. Source series as of 2026-07-28. Dates are report dates, not fiscal period ends. Revenue is in USD; EPS is USD per share, rounded to four decimals. The earnings feed does not establish a basic, diluted or adjusted basis. Earnings-feed EPS may differ from statement EPS; the two series are not combined. Applies to Fact IDs:
earn.history.depth.2026-07-28.revenue_actual,earn.history.depth.2026-07-28.revenue_estimated,earn.history.depth.2026-07-28.revenue_actual.comparison,earn.history.depth.2026-07-28.eps_actual.comparison,earn.history.depth.2026-07-28.eps_actual,earn.history.depth.2026-07-28.eps_estimated,earn.history.depth.2026-04-28.revenue_actual,earn.history.depth.2026-04-28.revenue_estimated,earn.history.depth.2026-04-28.eps_actual,earn.history.depth.2026-04-28.eps_estimated,earn.history.depth.2026-02-05.revenue_actual,earn.history.depth.2026-02-05.revenue_estimated,earn.history.depth.2026-02-05.eps_actual,earn.history.depth.2026-02-05.eps_estimated,earn.history.depth.2025-11-03.revenue_actual,earn.history.depth.2025-11-03.revenue_estimated,earn.history.depth.2025-11-03.eps_actual,earn.history.depth.2025-11-03.eps_estimated. - Cash-flow note. Source series as of 2026-06-30. USD. Negative operating cash flow means cash used. Capital expenditure keeps the provider’s reported sign; it is not added here to estimate free cash flow or runway. Applies to Fact IDs:
fin.opcf.depth.2026-06-30.operating_cash_flow_m,fin.opcf.depth.2026-03-31.operating_cash_flow_m,fin.opcf.depth.2026-06-30.capex_m,fin.opcf.depth.2026-03-31.capex_m,fin.opcf.depth.2025-12-31.operating_cash_flow_m,fin.opcf.depth.2025-12-31.capex_m,fin.opcf.depth.2025-09-30.operating_cash_flow_m,fin.opcf.depth.2025-09-30.capex_m.
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Sources used for research written 2026-09-13
Historical evidence preserved with this analysis. Current figures are listed separately above.
| Evidence | Captured value | Source date | Source type | Source |
|---|---|---|---|---|
| Legal name | Unum Group Our market-data provider lists the name as "Unum Group 6.250% JR NT58"; the filer's own record is used here. | 2026-02-17 | OFFICIAL | SEC EDGAR — 10-K filed 2026-02-17 |
| Ticker / exchange | UNMA on NYSE | 2026-09-13 | OFFICIAL | SEC EDGAR filer record |
| Business description | Unum Group provides a broad spectrum of financial protection solutions, including various insurance offerings like disability, life, accidental death, critical illness, dental, and vision coverage. The company structures its business across five main segments: Unum US, Unum International, Colonial Life, Closed Block, and Corporate. The Unum US division focuses on delivering group disability, group life, and accidental death and dismemberment products within the United States, alongside a range of supplemental and voluntary benefits. Unum International manages the company's operations in the UK, offering insurance for group long-term disability, group life, and additional lines such as dental, individual disability, and critical illness policies. Colonial Life specializes in providing accident, sickness, and disability coverage, in addition to life insurance, cancer, and critical illness products. The Closed Block segment is responsible for managing existing policies, including individual disability, group and individual long-term care, and other insurance products that are no longer actively marketed. Lastly, the Corporate segment encompasses investment income derived from the company's corporate assets and other general corporate revenues and expenses not allocated to specific business lines. Founded in 1848, Unum Group's corporate headquarters are situated in Chattanooga, Tennessee. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) company profile |
| Revenue by segment | Unum US: $7.94B; Closed Block: $1.89B; Colonial Life: $2.01B; Unum International: $1.24B | 2025-12-31 | FMP | Financial Modeling Prep (FMP) revenue segmentation, from the company's 10-K |
| Quarterly income statement (USD thousands) | Captured record · 8 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's 10-Q and 10-K income statements |
| Operating cash flow by quarter (USD millions) | Captured record · 8 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's 10-Q cash-flow statements |
| Cash, investments and debt | Total debt: $3.76B; Liquidity basis: cash and short-term investments; Total liabilities: $52.68B; Cash and short-term investments: $199.20M; Cash and investments: $43.90B; Long-term investments: $43.70B; Long-term investments classification: unclassified Long-term investments are shown separately; their marketability is not established by the provider field. The cash and short-term investment balance does not establish unrestricted availability. | 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's balance sheet |
| Sector / industry (provider taxonomy) | Financial Services / Insurance - Life The company's SEC filings classify it under SIC 6321 — Accident & Health Insurance. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) company profile |
| Annual revenue and net result (USD millions) | Captured record · 5 entries
| 2025-12-31 | FMP | Financial Modeling Prep (FMP), from the company's 10-K income statements |
| Cash and investment components | Total basis: cash short and long-term investments; Total: $43.90B; Cash and short-term investments: $199.20M; Long-term investments: $43.70B; Long-term investments classification: unclassified Sums the balance sheet's cash and short-term investments with its long-term investments.; The long-term investment field does not establish marketability; the sum is not a measure of available liquidity.; These provider fields do not establish investment access restrictions or explain differences from third-party cash figures. | 2026-06-30 | COMPUTED | Computed from the balance sheet |
| Reported versus estimated, last 8 quarters | Captured record · 8 entries
| 2026-07-28 | FMP | Financial Modeling Prep (FMP) earnings |
| Most recent periodic reports | 2026-07-29 | OFFICIAL | SEC EDGAR filer submissions | |
| Cash and short-term investments over time (USD millions) | Captured record · 8 entries
| 2026-06-30 | FMP | Financial Modeling Prep (FMP), from the company's quarterly balance sheets |
| Trailing twelve-month ratio set | Quick ratio: 17.97; Current ratio: 17.97; Debt to equity: 0.35; Net margin: 5.3%; Gross margin: 35.7%; Operating margin: 6.8%; Return on assets: 1.1%; Return on equity: 6.4% Price-based multiples captured at research time are not repeated here; the page shows each once, from current figures with their own dates. A ratio our provider could not compute is absent rather than shown as zero. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) key-metrics-ttm + ratios-ttm |
| Distress and quality screens | Altman Z-score: 0.69; Piotroski F-score: 4 Altman Z below 1.8 is the conventional distress zone. The screen is built for manufacturers and industrials; for banks, insurers and property companies it is not a meaningful reading. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) financial scores |
| Recent dividends paid | Captured record · 4 entries
Declared amounts per share on their ex-dates. A single payment does not establish an annual rate, and a special dividend is not separated here. | 2026-09-01 | FMP | Financial Modeling Prep (FMP) dividend history |
| Next earnings report | Date: 2026-11-03; EPS estimate: $2.21 per share; Revenue estimate: $2.91B The date is our provider's estimate until the company confirms it. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) earnings calendar |
| Analyst revenue and earnings estimates (average) | Captured record · 4 entries
At most 1 analyst contributed — treat this as thin coverage, not a consensus. | 2026-09-13 | FMP | Financial Modeling Prep (FMP) analyst estimates |
| Recent SEC filings |
| 2026-08-26 | OFFICIAL | SEC EDGAR filer submissions |
| Next scheduled dividend | Ex date: 2026-09-01; Record date: 2026-09-01; Payment date: 2026-09-15; Amount per share: $0.39 Amount is per share as declared, before any withholding. Owning the share before the ex-date is what carries entitlement. | 2026-09-01 | FMP | Financial Modeling Prep (FMP) dividend calendar |
Data provided for informational purposes only.