Pear Tree Polaris Small Cap Fund (USBNX) Fund Overview
Educational signal · not a buy or sell recommendation · How to read this
Beta 0.95: the stock has moved about 5% less than the S&P 500.
For informational purposes only. Not financial advice. Machine-generated analysis by Stock Expert AI — model gemini-2.0-flash, generated Mar 17, 2026. Editorial oversight is systemic, not page-by-page. Editorially accountable: Sedat ANAK, Founder and Editor-in-Chief. Data sources: Financial Modeling Prep, Yahoo Finance, SEC EDGAR
Quick AnswerPear Tree Polaris Small Cap Fund (USBNX) trades at $29.88. Pear Tree Polaris Small Cap Fund is an asset management firm focused on investing in small-cap equity securities. Sector: Financials.
Price as of · Last analyzed: Mar 17, 2026Analyst Coverage for USBNX: USBNX does not currently have published analyst price targets in our coverage universe. This is common for smaller-cap names with limited Wall Street coverage.
Pear Tree Polaris Small Cap Fund (USBNX) Financial Services Profile
Pear Tree Polaris Small Cap Fund is an asset management firm specializing in small-cap equity investments, allocating up to 15% of its net assets to foreign securities, including ADRs, and operating with a beta of 0.95, reflecting moderate market sensitivity within the financial services sector.
What Is the Investment Thesis for USBNX?
Pear Tree Polaris Small Cap Fund presents an investment opportunity centered on its focused strategy of investing in small-cap equities, with a portion allocated to international markets. With a market capitalization of $0.09 billion and a beta of 0.95, the fund exhibits moderate market sensitivity. A key value driver is the potential for outperformance in the small-cap segment, where inefficiencies may exist. Growth catalysts include the fund's ability to identify undervalued small-cap companies and capitalize on their growth potential. The fund's allocation to foreign securities, up to 15% of net assets, offers diversification benefits and exposure to international growth opportunities. However, the absence of a dividend yield may deter income-seeking investors. The fund's success hinges on its ability to navigate market volatility and execute its investment strategy effectively.
Based on FMP financials and quantitative analysis
USBNX Key Highlights
The fund invests at least 80% of its net assets in equity securities of small cap issuers.
- Up to 15% of the fund's net assets may be invested in securities of foreign issuers, including ADRs.
- The fund's market capitalization is $0.09 billion.
- The fund operates with a beta of 0.95, indicating moderate market sensitivity.
- The fund does not offer a dividend yield.
Who Are USBNX's Competitors?
USBNX is benchmarked below against 8 industry peers on price, market cap, and our AI MoonshotScore.
| Company | Price | Change | Market Cap | MoonshotScore |
|---|---|---|---|---|
| AABPX American Beacon Balanced Fund | $11.96 | +0.42% | $104M | — |
| AFJAX Virtus NFJ International Value Fund | $28.52 | +0.11% | $83.0M | — |
| CHASX Chase Growth Fund | $20.17 | +1.46% | $141M | — |
| GDL The GDL Fund | $8.32 | -0.30% | $93.2M | — |
| HLFNX Hennessy Large Cap Financial Fund | $31.98 | +0.28% | $76.1M | — |
| BLK BlackRock, Inc. | $1059.63 | -0.44% | $164B | 51 5-pillar |
| BX Blackstone Inc. | $111.74 | -0.45% | $135B | 68 5-pillar |
| APOS Apollo Global Management, Inc. | $25.59 | -0.23% | $74.8B | 56 5-pillar |
AI Score by Stock Expert AI · Price data: FMP / Yahoo Finance
What Are USBNX's Key Strengths?
Focus on small-cap equities allows for specialized expertise.
- Diversification through foreign investments.
- Experienced management team.
- Potential for high growth in undervalued small-cap companies.
What Are USBNX's Weaknesses?
High dependence on the performance of small-cap companies.
- Limited diversification compared to broader market funds.
- Vulnerability to market volatility.
- Lack of dividend yield may deter some investors.
What Are the Key Risks for USBNX?
Economic downturns negatively impacting small-cap companies.
- Increased competition from other asset management firms.
- Changes in regulatory environment affecting investment strategies.
- Market volatility impacting fund performance.
- Currency fluctuations affecting foreign investments.
What Are USBNX's Competitive Advantages?
- Expertise in small-cap equity investing.
- Established track record of identifying undervalued companies.
- Diversified investment approach to mitigate risk.
What Does USBNX Do?
Pear Tree Polaris Small Cap Fund is an asset management firm that focuses primarily on investments in small-cap companies. The fund's core strategy involves allocating at least 80% of its net assets, along with any borrowings used for investment purposes, into equity securities issued by small-cap entities. These securities include common stocks, warrants, rights, and derivatives convertible into common stocks. Founded with the aim of capitalizing on the growth potential of smaller companies, the fund also strategically diversifies its portfolio by investing up to 15% of its net assets in foreign issuers. This includes securities traded on non-U.S. exchanges, American Depositary Receipts (ADRs), and foreign securities listed on U.S. exchanges. The fund operates under the premise that small-cap companies offer unique opportunities for growth and value creation, often overlooked by larger institutional investors. Pear Tree Polaris Small Cap Fund seeks to provide investors with exposure to this segment of the market while managing risk through diversification and strategic asset allocation. The fund's investment decisions are guided by in-depth research and analysis, aimed at identifying companies with strong fundamentals and growth prospects.
What Products and Services Does USBNX Offer?
- Invests in equity securities of small-cap companies.
- Allocates a portion of its assets to foreign issuers.
- Invests in securities traded on non-U.S. exchanges.
- Utilizes American Depositary Receipts (ADRs) for foreign investments.
- Focuses on companies with growth potential.
- Manages risk through diversification and strategic asset allocation.
- Conducts research and analysis to identify investment opportunities.
How Does USBNX Make Money?
- Generates revenue through management fees based on assets under management (AUM).
- Seeks to outperform benchmarks by investing in undervalued small-cap companies.
- Diversifies investments across various sectors and geographies to mitigate risk.
What Industry Does USBNX Operate In?
Pear Tree Polaris Small Cap Fund operates within the asset management industry, which is characterized by intense competition and evolving market dynamics. The industry is influenced by factors such as interest rates, economic growth, and investor sentiment. The fund's focus on small-cap equities positions it within a specific niche of the market, where it competes with other funds targeting similar investment strategies. The competitive landscape includes firms like AABPX, AFJAX, CHASX, GDL, and HLFNX, each vying for investor capital. The asset management industry is also undergoing changes driven by technological innovation and increasing demand for passive investment strategies.
Who Are USBNX's Key Customers?
- Individual investors seeking exposure to small-cap equities.
- Institutional investors looking for diversified investment strategies.
- Financial advisors seeking investment solutions for their clients.
Research confidence
Thin evidence — scoring coverage unknown. Treat this as a starting point, not a conclusion.
- ● Scoring coverage unknown
- ● Price is current
- ● No filing on record
- ● No analyst coverage
- ● This is a fund, not an operating company
USBNX Financials
Bull Case vs Bear Case
Bull Case
- Focus on small-cap equities allows for specialized expertise.
- Diversification through foreign investments.
- Experienced management team.
- Potential for high growth in undervalued small-cap companies.
Bear Case
- High dependence on the performance of small-cap companies.
- Limited diversification compared to broader market funds.
- Vulnerability to market volatility.
- Lack of dividend yield may deter some investors.
AI-generated arguments based on insider flow, news sentiment and technicals — not financial advice · March 2026
USBNX Latest News
No recent news available for USBNX.
USBNX Analyst Consensus
Consensus Rating
Aggregated Buy/Hold/Sell recommendations collected by Financial Modeling Prep for USBNX.
Price Targets
Wall Street price target analysis for USBNX.
USBNX MoonshotScore
MoonshotScore is Stock Expert AI's proprietary 0-100 research rating, not a buy or sell recommendation. No MoonshotScore is published for USBNX; grades run from A+ (80-100) to F (below 30).
Common Questions About USBNX (Financials)
What does Pear Tree Polaris Small Cap Fund do?
Pear Tree Polaris Small Cap Fund is an asset management firm specializing in investments in small-cap equity securities. The fund's primary objective is to generate capital appreciation by investing at least 80% of its net assets in small-cap companies. It also strategically allocates up to 15% of its assets to foreign issuers, including those traded on non-U.S.
Disclaimer: This content is for informational purposes only and does not constitute investment advice. Always do your own research and consult a financial advisor.
Official Resources
MoonshotScore is not published for this security.
Data provided for informational purposes only.
- Further analysis is needed to provide a more comprehensive assessment.